Search found 831 matches

by oldzey
Wed May 23, 2018 5:59 pm
Forum: Investing - Theory, News & General
Topic: Theory: Total World Index a Sure Fire Win [VT/VTWSX]
Replies: 74
Views: 4931

Re: Theory: Total World Index a Sure Fire Win [VT/VTWSX]

The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Vanguard Total World Stock Index Fund ( VTWSX ) was 6/26/2008. Per Morningstar, as of 5/22/2018, if you had invested $10,000 in both funds on 6/27/2008, you would currently have $26...
by oldzey
Sat May 19, 2018 8:40 am
Forum: Investing - Theory, News & General
Topic: Bogle featured in Barrons cover story
Replies: 36
Views: 3096

Re: Bogle featured in Barrons cover story

abuss368 wrote:
Sat May 19, 2018 8:31 am
Is it locked?
I got to it by Googling "Jack Bogle’s Battle." (with quotes)
by oldzey
Thu May 17, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Bed Bugs
Replies: 42
Views: 4129

Re: Bed Bugs

3. The Cimexa dust (along with a potent insecticide) is key to controlling the bedbugs, because you put it in their hiding places. The dust keeps working over a long period of time, drying out and killing the bedbugs where they hide. This won't work since there is no way you can put it in every noo...
by oldzey
Thu May 17, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Bed Bugs
Replies: 42
Views: 4129

Re: Bed Bugs

I've lived in apartments for about 30 years. First of all, Bed Bugs are tough little boogers - they're very, very difficult to get rid of. You have my sympathies. However, I've dealt with Bed Bugs myself twice and won, without going bankrupt. Here is an excellent link to a Do-It-Yourself site: http...
by oldzey
Tue May 15, 2018 10:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 8987

Re: Yes, I'm 89 all right! [Jack Bogle]

Thank you, Jack!

Your songs will be sung for many generations to come.
by oldzey
Mon May 14, 2018 11:19 pm
Forum: Personal Consumer Issues
Topic: Bed Bugs
Replies: 42
Views: 4129

Re: Bed Bugs

I've lived in apartments for about 30 years. First of all, Bed Bugs are tough little boogers - they're very, very difficult to get rid of. You have my sympathies. However, I've dealt with Bed Bugs myself twice and won, without going bankrupt. Here is an excellent link to a Do-It-Yourself site: https...
by oldzey
Fri May 11, 2018 11:37 am
Forum: Investing - Help with Personal Investments
Topic: TIAA Real Estate
Replies: 61
Views: 2979

Re: TIAA Real Estate

Per Morningstar, here is a comparison chart between these funds, since 10/02/1995: TIAA Real Estate Account ( QREARX ). Inception date: 10/02/1995. Vanguard Total Stock Market Index Fund Investor Shares ( VTSMX ). Inception date: 4/27/1992. Vanguard Total Bond Market Index Fund Investor Shares ( VBM...
by oldzey
Fri May 11, 2018 10:55 am
Forum: Investing - Theory, News & General
Topic: Why International again?
Replies: 224
Views: 19939

Re: Why International again?

kerplunk wrote:
Fri May 11, 2018 7:31 am
The sun rises every morning. Will it continue?
Yes.
kerplunk wrote:
Fri May 11, 2018 7:31 am
Past performance does not guarantee future results.
Yes.
kerplunk wrote:
Fri May 11, 2018 7:31 am
International stock is unnecessary for American investors.
Yes.
oldzey wrote:Will there soon be yet another post about U.S. vs. International investing on Bogleheads.org?
Yes.
by oldzey
Thu May 10, 2018 6:42 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA Real Estate
Replies: 61
Views: 2979

Re: TIAA Real Estate

Why would anyone annuitize TREA? If I want to annuitize why not just put the money in TIAA traditional? Is the return that much higher in TREA? That's what I do. 35% of my portfolio is TIAA Traditional (aka TRAD), a combination of the restricted-liquid TRAD RA and the liquid TRAD GSRA. TREA is a va...
by oldzey
Thu May 10, 2018 4:12 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA Real Estate
Replies: 61
Views: 2979

Re: TIAA Real Estate

I guess that if you ever wanted to invest in TREA, then you should leave some funds at TIAA.org. The question is whether it is a good investment or not. The TREA prospectus is 190 pages long, so it's not light reading: http://connect.rightprospectus.com/TIAA/TADF/878094200/P?site=VA&SPV=true I used...
by oldzey
Thu May 10, 2018 3:39 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA Real Estate
Replies: 61
Views: 2979

Re: TIAA Real Estate

Be sure to also consider TIAA Traditional.
by oldzey
Thu May 10, 2018 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: Berkshire Hathaway B
Replies: 65
Views: 6315

Re: Berkshire Hathaway B

When I used to pick stocks, I did own some BRK/B. Then I took Mr. Buffett's own advice and traded all of my individual stocks (including BRK/B) in for rock-bottom cost total market index funds. “Most investors, both institutional and individual, will find that the best way to own common stocks is th...
by oldzey
Thu May 10, 2018 11:04 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Ignore Investor Noise
Replies: 4
Views: 1016

Re: Larry Swedroe: Ignore Investor Noise

Robert T wrote:
Thu May 10, 2018 9:51 am
.
I like this ...
Most of all, have a well-developed, written investment plan. Develop the discipline to stick to it, rebalancing when needed and harvesting losses as opportunities present themselves.
+1
by oldzey
Wed May 09, 2018 11:26 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA Traditional annuitization vs. cash out
Replies: 16
Views: 1495

Re: TIAA Traditional annuitization vs. cash out

You might find these resources useful: http://216.228.225.62/NewSocialize/forums/t/359377.aspx https://www.dropbox.com/s/7vojdrojeokrhy4/CALCULATING%20TIAA%20TRADITIONAL%20ANNUITY%20EARNINGS%202005.pdf?dl=0 https://www.dropbox.com/s/gstnv02cax3k5bs/TT_FAQ.pdf?dl=0 https://collegeretirement.blogspot....
by oldzey
Wed May 09, 2018 10:20 pm
Forum: Investing - Theory, News & General
Topic: Why International again?
Replies: 224
Views: 19939

Re: Why International again?

Listen to Jack: https://www.youtube.com/watch?v=hvgptl5-Kcc https://www.youtube.com/watch?v=nWI64TKU64o#t=1h06m17s https://www.youtube.com/watch?v=vMj4sHjF_kA#t=02m43s http://www.morningstar.com/videos/355647/bogle-why-i-dont-invest-overseas.html http://www.morningstar.com/videos/718644/why-bogle-do...
by oldzey
Wed May 09, 2018 1:06 pm
Forum: Investing - Theory, News & General
Topic: Why International again?
Replies: 224
Views: 19939

Re: Why International again?

The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Vanguard Total International Stock Index Fund ( VGTSX ) was 4/29/1996. Per Morningstar , as of 5/8/2018, if you had invested $10,000 in both funds on 4/29/1996, you would currently ...
by oldzey
Tue May 08, 2018 6:33 pm
Forum: Investing - Theory, News & General
Topic: Why International again?
Replies: 224
Views: 19939

Re: Why International again?

0% international works for me. :beer
by oldzey
Tue May 08, 2018 1:30 pm
Forum: Investing - Theory, News & General
Topic: Happy 89th birthday to [Jack] Bogle
Replies: 44
Views: 2436

Re: Happy 89th birthday to Bogle

Happy Birthday, Mr. Bogle!

Thank you, Jack!
by oldzey
Mon May 07, 2018 6:16 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway Annual Meeting Today 5/5 - Yahoo Livestream
Replies: 23
Views: 2388

Re: Berkshire Hathaway Annual Meeting Today 5/5 - Yahoo Livestream

I agree that Charlie was pretty tame overall. However, he did have his moments (start at the 4:00 mark):

https://finance.yahoo.com/news/bitcoin- ... 01721.html
by oldzey
Sun May 06, 2018 12:26 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway Annual Meeting Today 5/5 - Yahoo Livestream
Replies: 23
Views: 2388

Re: Berkshire Hathaway Annual Meeting Today 5/5 - Yahoo Livestream

Charlie had some amusing words about cryptocurrencies.
by oldzey
Sun May 06, 2018 12:25 pm
Forum: Investing - Theory, News & General
Topic: Graham's Formula -- Still Applicable, Right?
Replies: 19
Views: 1472

Re: Graham's Formula -- Still Applicable, Right?

I follow the formula of Graham's most famous student. The average person should simply invest a like sum every month into the S&P 500 Index. Keep investing through thick and thin, especially thin. The results will be far better than most of the complicated strategies and endowments. However, so-cal...
by oldzey
Wed Apr 11, 2018 7:51 pm
Forum: Investing - Theory, News & General
Topic: Book recommendation for Millenial
Replies: 11
Views: 1051

Re: Book recommendation for Millenial

The Millionaire Next Door by Thomas J. Stanley.

You might try Googling the title of the book and seeing what shows up in the search results about halfway down the page. :wink:
by oldzey
Tue Apr 10, 2018 9:23 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 609
Views: 69179

Re: Netflix, Your Current Favorite Show

I really got a kick out of Nailed It!

Very funny!
by oldzey
Mon Apr 09, 2018 1:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 79
Views: 11112

Re: Too much Bogleheads.org?

A successful index fund investor goes through four phases: 1) Darkness - takes advice from everyone; 2) Enlightenment - realizes a market return is superior to their return; 3) Complexity - overdoing everything to find optimal; 4) Simplicity - invests in a few total market funds Dear OP, You’re in ...
by oldzey
Sun Apr 08, 2018 11:25 pm
Forum: Investing - Theory, News & General
Topic: Bogle: Warren Buffett gave me a surprise shoutout at Berkshire meeting
Replies: 10
Views: 1973

Re: Bogle: Warren Buffett gave me a surprise shoutout at Berkshire meeting

"While some mutual fund founders chose to make billions, he chose to make a difference." -- The Bogleheads' Guide to Investing
by oldzey
Sun Apr 08, 2018 8:43 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 79
Views: 11112

Re: Too much Bogleheads.org?

The only thing better than Bogleheads.org is MORE Bogleheads.org. :twisted:
by oldzey
Sun Apr 08, 2018 3:14 pm
Forum: Investing - Theory, News & General
Topic: The "American companies I invest in already have international exposure" argument --- valid or not?
Replies: 139
Views: 10635

Re: The "American companies I invest in already have international exposure" argument --- valid or not?

Here's a post in another thread I found interesting and pertaining to our discussion: Re: How much international stock? A suggestion. Post by oldzey » Wed Apr 04, 2018 7:56 pm "The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Van...
by oldzey
Sat Apr 07, 2018 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Choosing TIAA portfolio when most of portfolio is 3-fund Vanguard
Replies: 7
Views: 374

Re: Choosing TIAA portfolio when most of portfolio is 3-fund Vanguard

If you have access to it, you might consider TIAA Traditional for the fixed income portion of your portfolio.
by oldzey
Sat Apr 07, 2018 11:39 am
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age? and, Why?
Replies: 163
Views: 12108

Re: What is your AA, given your age? and, Why?

I'm 50 years old and my AA is at 65:35.

My plan is to "glide" to 50:50 by age 65 and reevaluate my situation once I settle into full retirement around age 67.
by oldzey
Wed Apr 04, 2018 7:56 pm
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 250
Views: 57609

Re: How much international stock? A suggestion.

The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Vanguard Total International Stock Index Fund ( VGTSX ) was 4/29/1996. Per Morningstar , as of 4/4/2018, if you had invested $10,000 in both funds on 4/29/1996, you would currently ...
by oldzey
Mon Apr 02, 2018 7:34 pm
Forum: Investing - Help with Personal Investments
Topic: How do I find the growth of $10,000 for a specific date range
Replies: 6
Views: 380

Re: How do I find the growth of $10,000 for a specific date range

Yes, that's a little trick - start with the mutual fund and then add in the tickers in the "Compare to Symbol" box.
by oldzey
Mon Apr 02, 2018 6:10 pm
Forum: Investing - Help with Personal Investments
Topic: How do I find the growth of $10,000 for a specific date range
Replies: 6
Views: 380

Re: How do I find the growth of $10,000 for a specific date range

Here's one for Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX):

Growth is selected by default (top left of chart), which includes reinvesting dividends.

http://quotes.morningstar.com/chart/fun ... ture=en_US
by oldzey
Sat Feb 10, 2018 7:52 pm
Forum: Forum Issues and Administration
Topic: Black Theme for Site?
Replies: 38
Views: 3614

Re: Black Theme for Site?

In Firefox, you can also go to Tools>Add-ons>Themes and enable the "Dark" theme.

Here's what it looks like when it's enabled, along with the Dark Background and Light Text add-on.

Image

Much easier on the eyes. 8-)
by oldzey
Sat Feb 10, 2018 10:53 am
Forum: Forum Issues and Administration
Topic: Black Theme for Site?
Replies: 38
Views: 3614

Re: Black Theme for Site?

by oldzey
Fri Feb 09, 2018 12:25 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404857

Re: U.S. stocks in freefall

Stay the course, HAL.

Image
by oldzey
Mon Feb 05, 2018 11:17 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404857

Re: U.S. stocks in freefall

100 pages of freefalling - woo hoo! :sharebeer

https://www.youtube.com/watch?v=1lWJXDG2i0A
by oldzey
Mon Feb 05, 2018 4:13 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404857

Re: "Vanguard.com is down"

Taylor Larimore wrote:
Mon Feb 05, 2018 4:09 pm
eye.surgeon wrote:
vanguard.com is down..
Probably a good thing. :wink:
The most important single piece of advice I can give you: Stay-the-course. -- John Bogle.
Best wishes
Ta;ylor
I need to frame this and put it on my wall.
by oldzey
Mon Feb 05, 2018 3:34 pm
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 252
Views: 219121

Re: A time to EVALUATE your jitters

100% stocks anyone? 8-)
by oldzey
Mon Feb 05, 2018 1:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404857

Re: U.S. stocks in freefall

Happy Monday!

Image
by oldzey
Fri Feb 02, 2018 7:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6550
Views: 1404857

Re: U.S. stocks in freefall

Image

What, me worry?