Search found 1025 matches

by oldzey
Wed Oct 17, 2018 9:13 pm
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 173
Views: 8597

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

OK, so if we're using readily-purchasable total market Vanguard index funds from the earliest comparable inception date: The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Vanguard Total International Stock Index Fund ( VGTSX ) was...
by oldzey
Wed Oct 17, 2018 12:48 am
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 173
Views: 8597

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

OK, so if we're using readily-purchasable total market Vanguard index funds from the earliest comparable inception date: The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Vanguard Total International Stock Index Fund ( VGTSX ) was ...
by oldzey
Tue Oct 16, 2018 10:07 pm
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 173
Views: 8597

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

Thanks, Taylor! I always appreciate having a new Jack Bogle video to add to the list: Why Jack Bogle Doesn't Own Non-U.S. Stocks Here's Why Jack Bogle Doesn't Like Investing In Foreign Markets Vanguard Founder Jack Bogle on Mutual Funds, Common Sense Investing and the Stock Market Jack Bogle on Mark...
by oldzey
Tue Oct 16, 2018 4:52 pm
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 173
Views: 8597

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

Thank you, Jack!

0% international works for me! :beer
by oldzey
Tue Oct 16, 2018 4:51 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

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by oldzey
Mon Oct 15, 2018 7:34 am
Forum: Investing - Help with Personal Investments
Topic: Have you annuitized some of your money?
Replies: 67
Views: 5608

Re: Have you annuitized some of your money?

With regard to TIAA Traditional lifetime annuities, it's worth noting that the monthly payout consists of a guaranteed amount + additional amounts. If TIAA ever became financially stressed, they would simply dial down the additional amounts paid to annuitants by some percentage. But in the past fiv...
by oldzey
Mon Oct 15, 2018 3:14 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 2018 VIDEOS
Replies: 12
Views: 2051

Re: BOGLEHEADS 2018 VIDEOS

Thank you for sharing, Rich - it was a pleasure watching the Jack Bogle Q&A video!
by oldzey
Fri Oct 12, 2018 6:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

Have a good weekend, Bogleheads! :beer

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by oldzey
Fri Oct 12, 2018 4:38 am
Forum: Investing - Theory, News & General
Topic: Does it make sense to consider that stocks are 'on sale' when there's a correction?
Replies: 84
Views: 4250

Re: Does it make sense to consider that stocks are 'on sale' when there's a correction?

I buy total U.S. stock market index funds & ETFs, which I currently consider to be on sale.
by oldzey
Thu Oct 11, 2018 2:38 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

Happy October!

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by oldzey
Thu Oct 11, 2018 4:57 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

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by oldzey
Wed Oct 10, 2018 11:01 pm
Forum: Investing - Theory, News & General
Topic: Really bad days (RBDs) and porfolio performance
Replies: 67
Views: 10182

Re: Really bad days (RBDs) and porfolio performance

I see now that the definition by slickwillbo has "VFINX" in it. That would define an RBD for VFINX and only VFINX. ------------------------------------------------------------------------------------------- A livesoft-defined RBD for VFINX meets all of these criteria: 1) VFINX drop of 2.5% or more....
by oldzey
Wed Oct 10, 2018 8:58 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 RBD?
Replies: 28
Views: 2059

Re: S&P 500 RBD?

One Ping wrote:
Wed Oct 10, 2018 3:31 pm
triceratop wrote:
Wed Oct 10, 2018 3:16 pm
I think the Hunt for Red October is over, we found it, it's here!
:D One Ping only Vasily ... :sharebeer

Aye, Captain!
by oldzey
Wed Oct 10, 2018 5:31 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 RBD?
Replies: 28
Views: 2059

Re: S&P 500 RBD?

Excerpt below from Really bad days (RBDs) and porfolio performance : A livesoft-defined RBD meets all of these criteria: 1) VFINX drop of 2.5% or more 2) Drop greater than the 4th largest drop within the previous 150 days 3) Not a Friday An RBD in 'all RBDs' meets only criteria (1) above. It really...
by oldzey
Wed Oct 10, 2018 4:42 pm
Forum: Investing - Theory, News & General
Topic: You know you’re a Boglehead when. . .
Replies: 44
Views: 4866

Re: You know you’re a Boglehead when. . .

stemikger,

1. Glad that you are still employed.
2. Glad that you were able to roll your 401K into your favorite Jack Bogle-approved fund. 8-)
3. Thanks for sharing your experience with us!

Best,
oldzey
by oldzey
Wed Oct 10, 2018 4:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 321
Views: 33677

Re: U.S. stocks continue to soar!

My buddy Skysoldier was number 1 at 10 AM in his prediction of the S&P. He is torn between wanting to win the contest and have bragging rights or wanting me to be right with my high prediction. He has come down on the side of his portfolio and he wants my high prediction to be acciurate. I will buy...
by oldzey
Wed Oct 10, 2018 3:27 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 RBD?
Replies: 28
Views: 2059

Re: S&P 500 RBD?

Excerpt below from Really bad days (RBDs) and porfolio performance:
slickwillbo wrote:
Fri Jul 01, 2016 9:56 am
A livesoft-defined RBD meets all of these criteria:
1) VFINX drop of 2.5% or more
2) Drop greater than the 4th largest drop within the previous 150 days
3) Not a Friday

An RBD in 'all RBDs' meets only criteria (1) above.
by oldzey
Wed Oct 10, 2018 2:17 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

From Warren Buffett's 2017 Berkshire Hathaway Shareholder Letter: When major declines occur, however, they offer extraordinary opportunities to those who are not handicapped by debt. That’s the time to heed these lines from Kipling’s If : “If you can keep your head when all about you are losing thei...
by oldzey
Wed Oct 10, 2018 12:10 am
Forum: Investing - Theory, News & General
Topic: The benefits of international diversification - NOT: Hulbert
Replies: 80
Views: 5208

Re: The benefits of international diversification - NOT: Hulbert

Jack Bogle makes some compelling arguments for NOT investing in ex-US, as a US investor: Here's Why Jack Bogle Doesn't Like Investing In Foreign Markets Vanguard Founder Jack Bogle on Mutual Funds, Common Sense Investing and the Stock Market Jack Bogle on Market Index Funds (2014) Bogle: Why I Don't...
by oldzey
Tue Oct 09, 2018 9:04 pm
Forum: Investing - Theory, News & General
Topic: The benefits of international diversification - NOT: Hulbert
Replies: 80
Views: 5208

Re: The benefits of international diversification - NOT: Hulbert

The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Vanguard Total International Stock Index Fund ( VGTSX ) was 4/29/1996. Per Morningstar , as of 10/9/2018, if you had invested $10,000 in both funds on 4/30/1996, you would currently...
by oldzey
Mon Oct 08, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

OnLevel wrote:
Mon Oct 08, 2018 1:53 pm
Looks like the S&P500 is turning positive for the day :happy
Tech took it on the chin today. Not that I'm complaining or anything. :|
by oldzey
Sun Oct 07, 2018 4:49 pm
Forum: Investing - Help with Personal Investments
Topic: Concerns with Index funds (VTSAX, VOO, QQQ, etc.)
Replies: 31
Views: 4133

Re: Concerns with Index funds (VTSAX, VOO, QQQ, etc.)

From inception, QQQ took 16 years (2001-2017) to catch up with VTSMX, following the "dot-bomb" tech crash and through the 2008-9 recession.

Source:
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by oldzey
Sun Oct 07, 2018 2:35 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 2018 VIDEOS
Replies: 12
Views: 2051

Re: BOGLEHEADS 2018 VIDEOS

Thank you for sharing, Rich - I really enjoyed the Fireside Chat!
by oldzey
Fri Oct 05, 2018 3:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

Time for bears to come out of their hiding! You rang? :P https://unagb.files.wordpress.com/2015/11/grizzly-bear2.jpg He is kinda cute, but does he have to stick around? Looks like he decided to stick around and show off his cuteness. https://cdn.images.express.co.uk/img/dynamic/128/590x/Dancing-bea...
by oldzey
Thu Oct 04, 2018 3:14 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7393
Views: 1550338

Re: U.S. stocks in freefall

walletless wrote:
Thu Oct 04, 2018 12:23 pm
Time for bears to come out of their hiding!
You rang? :P

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by oldzey
Wed Oct 03, 2018 12:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 75
Views: 9593

Re: livesoft is almost at 50,000 posts...

Finridge wrote:
Tue Oct 02, 2018 8:59 pm
livesoft is always worth reading.
+1

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by oldzey
Tue Oct 02, 2018 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.
Replies: 87
Views: 8468

Re: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.

Before you go, be sure to check out this classic post: Share your net worth progression

Good luck with your investment education - you've come to the right place! :thumbsup
by oldzey
Tue Oct 02, 2018 2:01 am
Forum: Investing - Help with Personal Investments
Topic: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.
Replies: 87
Views: 8468

Re: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.

P.S. Is there a way to like a persons comment? If not I could write up some code with you guys to make a like button that you press on and it tells the person that I liked there post. Something to think about because I liked everyones posts. +1 is commonly used as the "like button". There's also a ...
by oldzey
Mon Oct 01, 2018 11:06 pm
Forum: Personal Finance (Not Investing)
Topic: Single in dream house but is it time to move on?
Replies: 13
Views: 2327

Re: Single in dream house but is it time to move on?

My advice - spend your time and energy locating another perfect house mate.
by oldzey
Mon Oct 01, 2018 10:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 321
Views: 33677

Re: U.S. stocks continue to soar!

Small caps down about 1.3% today. Par for the course as it pertains to small caps. :beer
by oldzey
Mon Oct 01, 2018 10:50 pm
Forum: Investing - Help with Personal Investments
Topic: Which bond fund to choose?
Replies: 5
Views: 569

Re: Which bond fund to choose?

Do you have access to TIAA Traditional?

TIAA Traditional Rates, October 1, 2018
by oldzey
Mon Oct 01, 2018 10:33 pm
Forum: Investing - Help with Personal Investments
Topic: Where to keep emergency fund?
Replies: 15
Views: 1264

Re: Where to keep emergency fund?

My "emergency fund" consists of the following: Cash in wallet (not much) Cash in checking account (not much) Cash in savings account (not much) Credit cards (about $40,000 in credit - always paid off in full each month) Next paycheck (I'm a tenured professor, so this is fairly reliable/stable) Money...
by oldzey
Mon Oct 01, 2018 5:55 pm
Forum: Investing - Help with Personal Investments
Topic: Two funds in same category differ in underlying holdings - how to reconcile?
Replies: 4
Views: 237

Re: Two funds in same category differ in underlying holdings - how to reconcile?

Welcome to the forum, yyz! Morningstar Instant X-Ray should be able to help you compare various ETFs. Look under "More>Tools>Instant X-Ray". Here is some information about how to access M* (your local library may have access to the full/paid version): https://www.bogleheads.org/forum/viewtopic.php?f...
by oldzey
Mon Oct 01, 2018 5:13 pm
Forum: Investing - Theory, News & General
Topic: Is Morningstar Premium worth it?
Replies: 21
Views: 6698

Re: Is Morningstar Premium worth it?

soboggled wrote:
Thu Oct 13, 2016 11:56 am
Some public libraries allow free on-line access to it.
TR Price (and possibly others) offer it for free for those with $100K in accounts.
I personally would not pay for it.
See this post for more about libraries, etc.: viewtopic.php?f=1&t=260173
by oldzey
Sun Sep 30, 2018 11:54 pm
Forum: Investing - Help with Personal Investments
Topic: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.
Replies: 87
Views: 8468

Re: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.

OK, we've advised you to develop your high-paying career, save a good percentage of your salary, and to be sure that you've insured your assets. You say you want to know how to invest. Here's a great 10-part series by Rick Van Ness: https://www.youtube.com/watch?v=QYrYZrB34uc These are the same vide...
by oldzey
Sun Sep 30, 2018 7:23 pm
Forum: Investing - Help with Personal Investments
Topic: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.
Replies: 87
Views: 8468

Re: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.

Welcome to the forum, LiquidSky! "Ultimately, there's one investment that supersedes all others: Invest in yourself..." - Warren Buffett For me, that involved obtaining a formal education and on-the-job experience (not necessarily in that order). Steve Dunn 's remarks are interesting in regards to t...
by oldzey
Sun Sep 30, 2018 1:51 pm
Forum: Investing - Theory, News & General
Topic: What is your overall portfolio weighted expense ratio
Replies: 237
Views: 23858

Re: What is your overall portfolio weighted expense ratio

0.12% weighted portfolio ER as of 9/30/18.
by oldzey
Sun Sep 30, 2018 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: How to get 9-box data for free
Replies: 4
Views: 611

Re: How to get 9-box data for free

You'll need to register and login to access the Morningstar (M*) Instant X-Ray "X-Ray Overview" (9-box) analysis tab, which is free. If you want access to any of the subsequent Instant X-Ray tabs (e.g. Interpreter, Intersection, etc.), then it requires a paid M* subscription. Note that many librarie...
by oldzey
Fri Sep 28, 2018 8:16 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1969
Views: 365960

Re: What are you up YTD? [Year To Date]

Not a bad 3rd quarter - I'll take it! :beer
by oldzey
Fri Sep 28, 2018 4:59 pm
Forum: Investing - Help with Personal Investments
Topic: Warren Buffet Portfolio Critique
Replies: 56
Views: 4517

Re: Warren Buffet Portfolio Critique

Warren Buffett has pledged to give away 99% of his wealth, according to his statement at The Giving Pledge . Mr. Buffett "...has a net worth of US $90.2 billion as of September 26, 2018, making him the third-wealthiest person in the world." https://en.wikipedia.org/wiki/Warren_Buffett So, he plans t...
by oldzey
Fri Sep 28, 2018 4:40 pm
Forum: Investing - Help with Personal Investments
Topic: Warren Buffet Portfolio Critique
Replies: 56
Views: 4517

Re: Warren Buffet Portfolio Critique

Warren Buffet t 's heirs could live off the 10% bonds alone following his untimely demise. For most of the rest of us non-billionaires, age will often factor into our asset allocation decision. According to Charles Ellis, if you're 40-50 years old, then Mr. Buffett's asset allocation of 90:10 equiti...
by oldzey
Thu Sep 20, 2018 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: VGT vs QQQ
Replies: 7
Views: 928

Re: VGT vs QQQ

QQQ up 1.11% today! :beer
by oldzey
Thu Sep 20, 2018 8:30 am
Forum: Investing - Help with Personal Investments
Topic: VGT vs QQQ
Replies: 7
Views: 928

Re: VGT vs QQQ

QQQ analysis

VGT analysis

Because of the sector changes, I recently liquidated my holdings in VGT (and VCR) and used the proceeds to buy shares of QQQ.
by oldzey
Sat Sep 15, 2018 12:36 am
Forum: Investing - Theory, News & General
Topic: Age in Bonds - Still Recommended?
Replies: 152
Views: 11721

Re: Age in Bonds - Still Recommended?

Charles Ellis' suggested portfolios by age: • Under 40 years old -- 100% in stocks • 40 to 50 years old -- 90% in stocks; 10% in bonds • 50 to 60 years old -- 80% in stocks; 20% in bonds • 60 to 70 years old -- 60% in stocks; 40% in bonds • 70 to 80 years old -- 50% in stocks; 50% in bonds I'm 50 y...
by oldzey
Fri Sep 14, 2018 9:59 pm
Forum: Investing - Theory, News & General
Topic: How Boglehead 3 Fund portfolio performed?
Replies: 4
Views: 1091

Re: How Boglehead 3 Fund portfolio performed?

Click on the "Second Grader's Starter" for an example of a 3 fund portfolio.

https://www.marketwatch.com/lazyportfolio

Cheers! :beer
by oldzey
Tue Sep 11, 2018 10:38 pm
Forum: Investing - Theory, News & General
Topic: "Find out if your fund is declaring a dividend this month"
Replies: 5
Views: 1315

Re: "Find out if your fund is declaring a dividend this month"

The article posted the "declaration date". A more useful date is the "ex-div" date. Or is Vanguard's "declaration date" the "ex-div" date for ETFs? For ETFs, I've observed that the ex-dividend date is two business days after the declaration date. Thanks. That's good to know. Ah yes, Vanguard termin...