Search found 68 matches

by CFIT
Fri Oct 04, 2019 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Regulatory authority: myequifax login problems?
Replies: 4
Views: 464

Regulatory authority: myequifax login problems?

This is likely grasping at straws, but is there any regulatory authority to which we could complain about the widespread login problems with myequifax.com? My experience, mirrored on many threads here, is that month after month I get a login error when trying to access my account. Yes, I have called...
by CFIT
Thu Sep 19, 2019 11:44 am
Forum: Personal Consumer Issues
Topic: Smaller iPhones have worse reception?
Replies: 11
Views: 727

Re: Smaller iPhones have worse reception?

Thanks so much! In all my time in the Internet I can't recall receiving such a rapid and well-informed reply to a question. The model number of my phone, mx8j2ll/a , isn't listed on the page you referenced, but your explanation makes a lot of sense. On the down side, it looks as though I'll still ne...
by CFIT
Thu Sep 19, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: Smaller iPhones have worse reception?
Replies: 11
Views: 727

Smaller iPhones have worse reception?

Two years ago I bought an iPhone 8Plus, replacing my smaller iPhone 6. Although the larger screen was nice, I don't use my phone for much more than text. The larger size is awkward for me to handle and rubs against my leg when I have it in my front pocket. With the introduction of the new iPhones la...
by CFIT
Wed Jul 24, 2019 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 59
Views: 5124

Re: Equifax: can’t log in

Oh, I found the number: (800) 349-9960. The automated system was confused when I entered my PIN though, and treated it as multiple attempts to enter a PIN and, yep, locked my account. Gave up, called the tech support number, and had them unfreeze my credit for the date range I needed. The rep said t...
by CFIT
Wed Jul 24, 2019 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 59
Views: 5124

Re: Equifax: can’t log in

That is hopeful about the PIN, since I still have mine. Can you tell me how I can use it to unfreeze my credit? That would be a major help!

Thanks
by CFIT
Wed Jul 24, 2019 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 59
Views: 5124

Re: Equifax: can’t log in

I have been trying to log in to myequifax.com for a week now. Something is seriously wrong with the system. I use a local password vault and have a complex password which I have not changed since I set it. On 7/17, I used that pw and my email address three times attempting to log into my account, th...
by CFIT
Tue Jul 23, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: Tree guy is no-show; payment was "deposit"
Replies: 47
Views: 6086

Re: Tree guy is no-show; payment was "deposit"

Payment was by check, so no cc to reverse the charge. $500 was for the entire job.
by CFIT
Mon Jul 22, 2019 12:56 pm
Forum: Personal Consumer Issues
Topic: Tree guy is no-show; payment was "deposit"
Replies: 47
Views: 6086

Re: Tree guy is no-show; payment was "deposit"

Thanks very much for the suggestions. I will pass them on to my friend and report back on the outcome.

On the "deposit" aspect, I believe my friend missed that term when signing the paperwork, as he considered what he had provided a payment, not a deposit.

Thanks again!
by CFIT
Sun Jul 21, 2019 5:58 pm
Forum: Personal Consumer Issues
Topic: Tree guy is no-show; payment was "deposit"
Replies: 47
Views: 6086

Tree guy is no-show; payment was "deposit"

In early May, my friend in Delaware paid a guy who runs a tree service $500 to have a tree cut down. Over two months later it has not happened. When he talks to the tree guy's wife (who does the scheduling) he is told that they are very busy, but will get to my friend soon. My initial advice was to ...
by CFIT
Thu Jul 04, 2019 3:02 pm
Forum: Personal Consumer Issues
Topic: Frontier or Spirit Airlines
Replies: 63
Views: 6673

Re: Frontier or Spirit Airlines

I flew Frontier for the first time last week. It was not only cheaper than Southwest, it got me to my destination without having to change planes. The overall experience was good. Baggage drop, check in, boarding was all fine. It was nice to have a reserved seat for a change, although I did have to ...
by CFIT
Mon Jul 01, 2019 1:25 pm
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 126
Views: 25561

Re: The Fall of Consumer Reports

Did anyone else get the email from CR "Get Great Deals on Recommended Vehicles" last week? It is a car buying service that tells you what others have paid for the car you are after, what the inventory is on dealership lots, and gets you "Competitive Pricing?" Have they always done this? I expect (an...
by CFIT
Wed May 01, 2019 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Unable to create account on ssa.gov
Replies: 15
Views: 1352

Re: Unable to create account on ssa.gov

I'm having similar problems. I unfroze my credit with Equifax but still got an error at the end of answering multiple choice questions about loans and places where I had lived. I was locked out of the application, and called SSN for help. They unlocked it again but I got the same results. The nice S...
by CFIT
Wed May 01, 2019 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees: I'm not going to run out
Replies: 62
Views: 9287

Re: Retirees: I'm not going to run out

Before my wife and I decided to buy a new house in 2012, I ran the numbers to see if we could make it on just my pension and retirement savings, excluding my wife's contributions. The numbers checked out, we bought the house, and lived happily until I lost my job in 2014. I decided to retire and hop...
by CFIT
Mon Apr 22, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: Apple Air
Replies: 20
Views: 1611

Re: Apple Air

"You can do things with Micro Channel other PCs just can't handle!" For example, when IBM introduced the IBM PS/2 series they certainly implied that "PS/2's," i.e. the models in that line, had 1) Micro Channel Architecture I/O and 2) having a case that could be easily opened with a dime. Needless to...
by CFIT
Thu Apr 11, 2019 6:09 pm
Forum: Personal Consumer Issues
Topic: Need a new microwave
Replies: 29
Views: 2200

Re: Need a new microwave

I bought a Whirlpool WMH53521HW two months ago and really like it. Consumer Reports gives it top rating.
by CFIT
Sat Jan 26, 2019 2:09 pm
Forum: Personal Consumer Issues
Topic: Amazon marketplace delivery problem: who is to blame?
Replies: 11
Views: 1049

Re: Amazon marketplace delivery problem: who is to blame?

On both items the trail went dead with USPS tracking numbers. It looks as though the orders were fulfilled by Amazon, so I'll remove the one star rating.
by CFIT
Sat Jan 26, 2019 12:42 pm
Forum: Personal Consumer Issues
Topic: Amazon marketplace delivery problem: who is to blame?
Replies: 11
Views: 1049

Amazon marketplace delivery problem: who is to blame?

About a month ago I ordered two small items from an Amazon marketplace seller. Neither item arrived. I got refunds for them and gave the marketplace seller a one star rating. A short while later I had an email from the seller saying: we hope you realize amazon did the shipping on this, they have our...
by CFIT
Fri Oct 19, 2018 8:50 am
Forum: Personal Consumer Issues
Topic: Best way to complain about Hertz bait-and-switch?
Replies: 58
Views: 8239

Re: Best way to complain about Hertz bait-and-switch?

Thanks very much for the advice and insights! I'll post again later and report what headway, if any, I make.
by CFIT
Wed Oct 17, 2018 11:47 pm
Forum: Personal Consumer Issues
Topic: Best way to complain about Hertz bait-and-switch?
Replies: 58
Views: 8239

Re: Best way to complain about Hertz bait-and-switch?

Water under the bridge, it's true, but if I can do something with minimal effort on my part that causes the tiniest bit of unhappiness for them I'm up for it. They lied to my face and that makes it personal to me.
by CFIT
Wed Oct 17, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Best way to complain about Hertz bait-and-switch?
Replies: 58
Views: 8239

Best way to complain about Hertz bait-and-switch?

Yesterday I flew into the Salt Lake City airport where I met my elderly father, uncle, and his wife as the first step of our vacation. My dad had reserved a car from Hertz, an Infiniti QX70. At the Hertz counter the clerk gave us the standard upsell to a larger vehicle, a Land Rover Discovery for $3...
by CFIT
Sun Aug 12, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Junk Mail
Replies: 28
Views: 2896

Re: Junk Mail

I used to be bothered by junk mail. Now I welcome it as it means more money to the Post Office, an institution that is struggling under punitive legislation regarding funding retirement for its workers. Same with all the adds that come in newspapers. I used to hate that but with papers struggling to...
by CFIT
Fri Jul 06, 2018 5:28 pm
Forum: Personal Consumer Issues
Topic: how to diagnose problem with cable internet speed
Replies: 27
Views: 2722

Re: how to diagnose problem with cable internet speed

Good idea to connect an ethernet cable to the cable modem or router and run a speed test. I usually try a couple of different speed test sites but use dslreports from habit ( http://www.dslreports.com/speedtest ). You can also download and run wireshark, a network protocol analyzer ( https://www.wir...
by CFIT
Fri May 18, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Quadcopter Drone anybody? - for beginner
Replies: 15
Views: 1546

Re: Quadcopter Drone anybody? - for beginner

You might try a real cheapie to get a feel for it. I bought a $24 Eachine drone from Amazon and had a good time with it. It's only really good for indoor flight, doesn't have a camera, and the batteries last only four minutes (I bought several), yet it gave me a good feel for flying a quadcopter. Fo...
by CFIT
Thu Apr 19, 2018 4:01 pm
Forum: Personal Consumer Issues
Topic: Factor in evaluating Physicians
Replies: 86
Views: 7563

Re: Factor in evaluating Physicians

I think that it does influence physicians even if it is not buying them off with cash. It places the companies and their representatives as pals or allies of the doctor who will be looked at more favorably than an entity that has not provided a meal. I saw the same situation with IT vendors when I w...
by CFIT
Sun Apr 08, 2018 7:02 pm
Forum: Personal Consumer Issues
Topic: Water pressure regulator sanity check
Replies: 7
Views: 889

Water pressure regulator sanity check

Two months ago I had a water pressure regulator installed on our house. There had been none before and our pressure was above normal. My wife and I noticed the change right when we took showers. I told her that, at least, our water bill should go down even if we missed the forceful torrent from the ...
by CFIT
Thu Mar 22, 2018 9:34 am
Forum: Personal Consumer Issues
Topic: Thunderbird Malfunction
Replies: 13
Views: 1613

Re: Thunderbird Malfunction

That is an odd problem. You might try looking at the Thunderbird error console when this problem occurs. Tools->Developer Tools->Error console. There are tabs at the top of the error console that let you select the type of errors you want to view. Mine only shows javascript errors right now but my T...
by CFIT
Tue Mar 20, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: Thunderbird Malfunction
Replies: 13
Views: 1613

Re: Thunderbird Malfunction

In Thunderbird ( 52.6.0) the bottom panel in my screen shows status in the left corner. When I hit the "Get Messages" button in T-bird that are shows things like "me@myhost.com" logging in, checking for mail, etc. Do you have that status panel and what does it say when you try to get messages? When ...
by CFIT
Thu Feb 22, 2018 5:22 pm
Forum: Personal Consumer Issues
Topic: Replacing Tires on BMW X3
Replies: 31
Views: 13356

Re: Replacing Tires on BMW X3

This post caught my eye because I have just purchased at 2017 X3, CPO, with 9,500 miles. One question I have: will standard tires give better performance that run flats? I recall that when run flats first came out I read a lot in sports car forums about how inferior their performance to standard tir...
by CFIT
Sun Feb 04, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Is VPN needed on a home desktop PC?
Replies: 18
Views: 1768

Re: Is VPN needed on a home desktop PC?

I've had a VPN for my desktop through Private Internet Access for about seven months. The problem is that some of the websites I want to access for general web surfing recognize my PIA IP address as coming from a VPN. Due to abuse by others using the same VPN (and thus the same IP address) some webs...
by CFIT
Sun Jan 28, 2018 5:50 pm
Forum: Personal Consumer Issues
Topic: BMW All Surface Protection Program
Replies: 14
Views: 2744

Re: BMW All Surface Protection Program

I just bought a BMW X3 a few days ago. On of the extras that they wanted to sell me on closing was treatment with Cilajet for $645. Looking around the Web I didn't find any favorable reviews that were not from BMW dealers or the company itself. I'm passing on Cilajet.
by CFIT
Sat Jan 20, 2018 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Deciding acct to pull money for a new car?
Replies: 10
Views: 894

Re: Deciding acct to pull money for a new car?

Yes, I'm retired. I'm in the 24% fed bracket. No penalty on the IRA withdrawal but it would be taxed as income.
by CFIT
Sat Jan 20, 2018 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Deciding acct to pull money for a new car?
Replies: 10
Views: 894

Re: Deciding acct to pull money for a new car?

Thanks for all the quick, helpful replies!

I hadn't thought of getting a low interest loan or leasing. Toyota doesn't have 0% financing of the 4Runner I'm getting but I'll check to see about loans from other sources.
by CFIT
Sat Jan 20, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Deciding acct to pull money for a new car?
Replies: 10
Views: 894

Deciding acct to pull money for a new car?

It looks as though I'll be purchasing a new car in the next week or so. Like a good Boglehead I will be paying cash. I am retired. The question is which Vanguard investment account to use: 1) Vanguard brokerage (non-retirement) Pro: I'll only have to pay capital gains on the withdrawal. Con: This wi...
by CFIT
Sun Oct 22, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: Car Enthusiasts Unite! - Porsche, Benz, Ferrari, Lambo, etc.
Replies: 72
Views: 6872

Re: Car Enthusiasts Unite! - Porsche, Benz, Ferrari, Lambo, etc.

Have you ever done any kind of competitive driving? I ask because I've been a sports car guy all of my life (Datsun 240Z, Toyota MR2, RX7 twin turbo, BMW Z3, Porsche 993). When I got the Porsche I joined the local Porsche club and started autocrossing. True, it isn't wheel-to-wheel racing, just you ...
by CFIT
Thu Sep 14, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: Can not decide between washing machines
Replies: 47
Views: 4139

Re: Can not decide between washing machines

We bought a new Samsung washer (WF363BTBEUF) five years ago when we moved into our house. Three years later the gasket that seals the door developed a tear and had to be replaced. At the same time we bought a Samsung refrigerator that, though poor design, freezes over the water drain and requires a ...
by CFIT
Fri Sep 08, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: Sport Rx Glasses (for Mountain Biking)
Replies: 9
Views: 1459

Re: Sport Rx Glasses (for Mountain Biking)

You can order bicycling glasses with prescriptions from https://www.sportrx.com/ . They have Oakley, Rudy Project, Smith and others. I bought a pair of Revo sunglasses with progressive lenses from them back in April and have used them as my riding glasses. I'm local so I was able to visit the store ...
by CFIT
Wed Jul 26, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: BMW Z3 or Z4 or nothing at all?
Replies: 79
Views: 11968

Re: BMW Z3 or Z4 or nothing at all?

We have a '98 Z3 2.8 that we bought used in 2000. It has been a solid car and is still my wife's daily driver. With the top down, I think that our Z3 offers everything you could ask for in a roadster. No major mechanical issues but the top needs to be replaced ($950). The car came with the optional ...
by CFIT
Sun Jul 16, 2017 2:33 pm
Forum: Personal Consumer Issues
Topic: '99 4Runner with steering/suspension problem
Replies: 2
Views: 537

Re: '99 4Runner with steering/suspension problem

Thank you. I'll give that a try.
by CFIT
Sat Jul 15, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: '99 4Runner with steering/suspension problem
Replies: 2
Views: 537

'99 4Runner with steering/suspension problem

I have a '99 Toyota 4Runner that I've owned since new. Lately I've noticed that when I go over rough or uneven pavement I can feel a "bump" through the steering wheel, and sometimes hear it as well. The last time I drove over a true washboard road it felt and sounded as though someone was hitting th...
by CFIT
Thu Jul 06, 2017 9:10 pm
Forum: Personal Consumer Issues
Topic: Is it Safe to Get Your DNA Tested?
Replies: 86
Views: 13123

Re: Is it Safe to Get Your DNA Tested?

Our friends gave us DNA analysis with ancestry.com for Christmas. We declined since we didn't want our DNA linked to our names to be out on the Internet. Fortunately our friends let us submit with ancestry under their account using the names of our dogs. Somewhere out there "Blackie Dog" has relativ...
by CFIT
Mon Jun 19, 2017 7:01 pm
Forum: Personal Consumer Issues
Topic: Choosing between two siding contractors
Replies: 8
Views: 1335

Re: Choosing between two siding contractors

I appreciate the suggestions and advice. With your help I've decided to go with the first contractor, the one I've used before. I guess that there is a money value to me in going with someone who has done good work for me in the past.

Thank you.
by CFIT
Mon Jun 19, 2017 11:11 am
Forum: Personal Consumer Issues
Topic: Choosing between two siding contractors
Replies: 8
Views: 1335

Choosing between two siding contractors

I need to have new siding put on the south side of my house and intend to use Jame Hardie fiber cement siding. My house extends over a hillside so that the job will require scaffolding over a three story drop. I've gotten two bids and am trying to decide between them. Contractor 1: The guy who put t...
by CFIT
Sun Jun 18, 2017 5:15 pm
Forum: Personal Consumer Issues
Topic: NFC (near field communication) desirability
Replies: 22
Views: 3285

Re: NFC (near field communication) desirability

When ApplePay first came out I scoffed at it, thinking that I could whip out my credit card, swipe, and be on my way in less time than using the phone. After the chip system came in, though, I grew to loathe putting my card in the reader then watching for the prompt on the screen telling me that I c...
by CFIT
Thu Apr 06, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Difficulty reconciling Amazon charges to Chase Amazon Visa
Replies: 23
Views: 4464

Re: Difficulty reconciling Amazon charges to Chase Amazon Visa

Thanks for the advice, I think that is just what I will do.
by CFIT
Mon Apr 03, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: Difficulty reconciling Amazon charges to Chase Amazon Visa
Replies: 23
Views: 4464

Difficulty reconciling Amazon charges to Chase Amazon Visa

I buy a lot of things on Amazon so when I was offered the Chase Amazon Visa I took it. The problem that I'm having now is in reconciling my individual Amazon charges to what appears on my Chase statement. Previously I used a USAA Visa for Amazon charges and as best I can remember reconciling was eas...
by CFIT
Mon Mar 27, 2017 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Red light camera Fort Worth
Replies: 50
Views: 5584

Re: Red light camera Fort Worth

Several years ago I was contacted about a red light photo that had been taken of one of my cars. Looking at the photo, I saw that my wife had been driving the car at the time. Since I'm a guy, and clearly was not the driver, the state wanted me to tell them who was behind the wheel. I never replied ...
by CFIT
Thu Jan 26, 2017 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Cashing out for 2017 expenses while market is high?
Replies: 33
Views: 4123

Re: Cashing out for 2017 expenses while market is high?

Thanks for the quick and helpful advice! I found the article especially useful. It also crossed my mind that I could cash out for my fixed expenses by selling investments in my standard IRA account and putting them into a money market fund in the same account. As long as we don't see events that bre...
by CFIT
Thu Jan 26, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Cashing out for 2017 expenses while market is high?
Replies: 33
Views: 4123

Cashing out for 2017 expenses while market is high?

I am retired, receive a pension, and have both Roth and standard IRAs. Each year I take out a small percentage of my retirement funds to cover fixed expenses like insurance and taxes, making the withdrawals throughout the year as bills come due. Given how well the market is doing at the moment and m...
by CFIT
Sun Jan 08, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: AT&T cell: way to avoid paying for spam texts?
Replies: 21
Views: 2024

Re: AT&T cell: way to avoid paying for spam texts?

Thanks for the suggestions.

It isn't so much the money but the idea that I can't stop AT&T from charging me for texts that I don't want. It would be not much money to add texting to our plan but I don't see why I should have to.
by CFIT
Fri Jan 06, 2017 4:28 pm
Forum: Personal Consumer Issues
Topic: AT&T cell: way to avoid paying for spam texts?
Replies: 21
Views: 2024

AT&T cell: way to avoid paying for spam texts?

I have cell through AT&T. Since everyone in my family has iPhones we use iMessage for free and I don't pay AT&T for a texting plan. Over the last several months I've been receiving junk texts from the same business. Each time I dutifully forward the text to AT&T and block the number. Yet within a we...