Search found 1064 matches

by AAA
Thu Dec 06, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Recommend dish drainer (rack)
Replies: 34
Views: 1612

Re: Recommend dish drainer (rack)

After much consideration due this weighty topic :wink: , I've ordered this item from Bed Bath and Beyond (with a 20% off coupon that was useable online) as the idea of using the dishwasher as a drainer was not favorably received by my spouse: https://www.bedbathandbeyond.com/store/product/jascor-hou...
by AAA
Thu Dec 06, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Recommend dish drainer (rack)
Replies: 34
Views: 1612

Re: Recommend dish drainer (rack)

Sorry, I didn't see anything about wanting recommendations for a high-end dish rack in your post. In fact, your question: "So I was wondering if anyone has bought one recently that they would recommend" Sorry if I wasn't clear. I'm not necessarily looking for high-end, just something that's not too...
by AAA
Thu Dec 06, 2018 10:35 am
Forum: Personal Consumer Issues
Topic: Recommend dish drainer (rack)
Replies: 34
Views: 1612

Re: Recommend dish drainer (rack)

Been using the same cheap white plastic one for a decade without issue or complaint. I don't know what brand or model it is, but I'm sure it was $10 or less at Target or Wal-mart. This seems like an object whose acquisition doesn't need to be over-thought or optimized. I wouldn't mind one of those ...
by AAA
Wed Dec 05, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: Recommend dish drainer (rack)
Replies: 34
Views: 1612

Re: Recommend dish drainer (rack)

livesoft wrote:
Wed Dec 05, 2018 8:25 pm
If I have to hand wash any dishes, then I simply put them in the dishwasher to drain and dry.
Ha. I never thought of that.
by AAA
Wed Dec 05, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Recommend dish drainer (rack)
Replies: 34
Views: 1612

Re: Recommend dish drainer (rack)

runner3081 wrote:
Wed Dec 05, 2018 6:43 pm
We bought ours at Walmart. The local $1.00 store also has them.
I'm asking about a quality dish rack and you're recommending the dollar store???
by AAA
Wed Dec 05, 2018 5:07 pm
Forum: Personal Consumer Issues
Topic: Recommend dish drainer (rack)
Replies: 34
Views: 1612

Recommend dish drainer (rack)

As seems to happen more often these days, it's hard to find simple items that previously were readily available. Case in point: a dish drainer (or dish rack). Ours has been rusting for a while now, which seems to be a common complaint in reviews of other ones that I've read. Also, most of them seem ...
by AAA
Tue Dec 04, 2018 9:09 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab Vs Fidelity Vs Vanguard
Replies: 88
Views: 18978

Re: Schwab Vs Fidelity Vs Vanguard

The customer service issue is interesting when it comes up. It must be with account rollovers etc? Yes, but at least in my case with Vanguard it's more usually something to do with the website, emails, e-delivery, etc. I've often read in this forum about Fidelity's excellent customer service and my...
by AAA
Mon Dec 03, 2018 2:13 pm
Forum: Personal Consumer Issues
Topic: Best new Mac/features for 2000-3000
Replies: 60
Views: 3829

Re: Best new Mac/features for 2000-3000

Thrifty Femme wrote:
Thu Nov 29, 2018 10:52 pm
If you are outside the NY/NJ area, consider purchasing new from B&H Photo for no sales tax. They are an authorized Apple seller.
B&H IS NOW COLLECTING SALES TAX ON ORDERS FROM 22 US STATES
https://www.diyphotography.net/bh-is-no ... us-states/
by AAA
Fri Nov 23, 2018 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18261

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

I just did the Amazon download for Mac. A couple of things - when I double-clicked on the download there was a brief error message that implied it couldn't be opened but it seemed to ignore that and mounted the disk image anyhow. Also, when you start the program, the registration window asks for an...
by AAA
Fri Nov 23, 2018 8:48 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18261

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

I just did the Amazon download for Mac. A couple of things - when I double-clicked on the download there was a brief error message that implied it couldn't be opened but it seemed to ignore that and mounted the disk image anyhow. Also, when you start the program, the registration window asks for an ...
by AAA
Mon Nov 19, 2018 10:10 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18261

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

nalor511 wrote:
Mon Nov 19, 2018 8:17 am
Walmart has 2018 deluxe+state for $18 https://www.walmart.com/ip/H-R-Block-Ta ... /810000421
Mac users note: That appears to be only for the Windows version.
by AAA
Mon Nov 19, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: Laptop security - Mac OS or Windows
Replies: 42
Views: 2756

Re: Laptop security - Mac OS or Windows

I have been using an HP laptop running Win7 since 2010. My general impression is that windows is like driving a Toyota, pretty reliable, but the bootup time is long... Does your eight year old laptop have a mechanical hard drive? My Windows desktop with SSD boots up very quickly from a cold start.
by AAA
Sun Nov 18, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: Laptop security - Mac OS or Windows
Replies: 42
Views: 2756

Re: Laptop security - Mac OS or Windows

With Windows, freezes/BSODs, unscheduled reboots, etc. are all an accepted part of life. Are you speaking from recent experience with Windows 10 or from back in the day of earlier OS's? I've been using a Windows 10 desktop for more than a couple of years now and, while my usage has been light, I've...
by AAA
Sun Nov 18, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: Laptop security - Mac OS or Windows
Replies: 42
Views: 2756

Re: Laptop security - Mac OS or Windows

For $1,200 the new MacBook Air strikes me as a good value for Apple users. I don't view it as a good value given the 128 GB storage of the base model. I'd have to go with the 256 GB SSD option and buy some dongles so we're now talking about $1450 for what I've read is a somewhat underpowered machin...
by AAA
Sat Nov 17, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Laptop security - Mac OS or Windows
Replies: 42
Views: 2756

Re: Laptop security - Mac OS or Windows

Another option is to dual boot and use a Linux os. Ubuntu and mint both get good reviews. You could use the Linux os for banking/brokerage and the windows os for everything else. Another option would be to run Linux within windows or boot Linux from usb if you are uncomfortable setting up a dual bo...
by AAA
Sat Nov 17, 2018 6:36 pm
Forum: Personal Consumer Issues
Topic: Laptop security - Mac OS or Windows
Replies: 42
Views: 2756

Laptop security - Mac OS or Windows

Long time Apple user here. My MacBook Pro is getting old so I am starting to research a replacement. My needs are modest as I have a Windows 10 desktop for heavy lifting but would like it to be capable of doing occasional photo editing. I'd like to stay with Apple but as time goes by I am less and l...
by AAA
Fri Nov 16, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: Need advice on (2) jackets.
Replies: 32
Views: 2557

Re: Need advice on (2) jackets.

I always look for a jacket with a drawstring at the waist to block cold air from coming up from the bottom. If only one of these jackets had that, it would be a major point in its favor.
by AAA
Thu Nov 15, 2018 10:49 am
Forum: Investing - Help with Personal Investments
Topic: Satisfied with 3% Returns for the last 10 years of working?
Replies: 13
Views: 2200

Re: Satisfied with 3% Returns for the last 10 years of working?

My question to the group is, are there others that go ultra conservative at 10 years prior to retirement because they just can't stomach any loss? There are some who have gone ultra conservative for longer than that. It all comes down to how risk tolerant one is and whether one needs to take on add...
by AAA
Fri Nov 09, 2018 12:40 pm
Forum: Personal Consumer Issues
Topic: Should I reject Google drive for privacy/tracking?
Replies: 38
Views: 3100

Re: Should I reject Google drive for privacy/tracking?

vitaflo wrote:
Fri Nov 09, 2018 11:41 am
For email, Fastmail or Proton mail. Both are paid services.
A basic Proton Mail email account is free.
by AAA
Fri Nov 09, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Should I reject Google drive for privacy/tracking?
Replies: 38
Views: 3100

Re: Should I reject Google drive for privacy/tracking?

I just always figure that any entity giving me a free service has to extract some value for doing so. Your encrypting of sensitive data should help.
by AAA
Thu Nov 08, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: Gurgling noise from sink
Replies: 28
Views: 2429

Re: Gurgling noise from sink

It could be the fixture is just too far away from the vent stack. You could add an air admittance valve after the trap. Simple to install if you are handy. Good luck. Thanks for the suggestions, but we've lived in the house many years and I'm pretty sure I would have noticed this noise a long time ...
by AAA
Thu Nov 08, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Gurgling noise from sink
Replies: 28
Views: 2429

Re: Gurgling noise from sink

In case anyone is still following this thread, here is an update. The issue is that a few seconds after the sink empties, there is a gurgling noise ("blip, blip, blip..."). o plumber snaked line - nothing changed o someone went up on roof with a hose to flush the vent stack - no blockage there, sugg...
by AAA
Wed Nov 07, 2018 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18261

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

2pedals wrote:
Wed Nov 07, 2018 5:51 pm
Lowest price of the year could be the lowest price of 2018. Jan 1st might be a different story????
Again, my experience last year was that the "lowest price of the year" I was offered in November was eclipsed significantly even before the year's end.
by AAA
Tue Nov 06, 2018 9:25 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18261

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

If I might be so bold as to suggest.... I don't think a 5 or 10 or 15 dollar difference is going to make much of a difference to most of us in the long run. I would opt for downloading the software whenever you feel like it. True, but it's the principle of the thing. As I mentioned above, I took H&...
by AAA
Mon Nov 05, 2018 9:08 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18261

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

I wouldn't mind using a program to back me up, but would prefer to keep mailing the paper. Can I do that with this software? I buy it, download it, run it and then print it out and mail it? That's what I do. I'm uncomfortable with e-filing for the simple reason that you have to assume that the file...
by AAA
Fri Nov 02, 2018 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 257
Views: 18261

Re: H+R Block Deluxe Fed and State $35. Questions.

Last year around this time I got an email from H&R offering the "lowest price of the year" on the Deluxe version, also around $35. Long story short - they subsequently twice offered it at lower prices before the end of the year (I think I was alerted to this in these forums). Each time I complained ...
by AAA
Sun Oct 28, 2018 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: Data Breach exposure (Credit Karma notification)
Replies: 9
Views: 1095

Re: Data Breach exposure (Credit Karma notification)

My advice is that a password manager is still the best way to do this. I think for most people the odds of having a written down list of passwords sitting next to a home computer stolen as part of a home break in is higher than having a password manager breached. Maybe it's even better to have that...
by AAA
Sun Oct 28, 2018 12:53 pm
Forum: Personal Consumer Issues
Topic: Gutters and gutter guards
Replies: 64
Views: 9851

Re: Gutters and gutter guards

I could pay somebody $200 a few times a year to clean all the gutters. But I'm wondering what opinions are on gutter guards or screens and all the varieties out there. I've heard that NONE of them are truly maintenance free. Why "a few times a year?" In the past, when we had three large trees on ou...
by AAA
Thu Oct 18, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: How Much Is Your Sewer Bill?
Replies: 78
Views: 4151

Re: How Much Is Your Sewer Bill?

Flat rate sewer bill payer here in MCOL. It seems like our sewer plant keeps jacking bills up. We are now up to $125 per quarter. When I moved here ten years ago it was $75 I believe. Excuse to keep raising rates is "plant upgrade" Sewer bill is $160 a quarter for us. Your bill has gone up about 5%...
by AAA
Thu Oct 18, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 188
Views: 17066

Re: Where would you go for financial guidance if you win the Megamillions?

Thegame14 wrote:
Wed Oct 17, 2018 4:19 pm
I always wonder where do you put the money if FDIC only insures $250K per account? I assume some kind of brokerage account.
You could buy Treasuries.
by AAA
Mon Oct 15, 2018 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Is it worth filing FAFSA even if you know you'll get nothing?
Replies: 70
Views: 5152

Re: Is it worth filing FAFSA even if you know you'll get nothing?

I had 2 kids who each applied to 5 - 6 schools. None required although some strongly recommended it. Some do require for merit based aid. Some say you should do it in case your situation changes (lose your job, etc.) so you can amend. I don't think any schools really unconditionally require it - wh...
by AAA
Sun Oct 14, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Proton Mail
Replies: 35
Views: 5591

Re: Proton Mail

Any updates on protonmail? The final paragraph in the post above yours mentions two login passwords. It’s one now. I got a paid account in late 2017 or early ‘18 and it was just a single password. They originally required two passwords, one to log in and the other to decrypt the email. Then they de...
by AAA
Sun Oct 14, 2018 10:55 am
Forum: Investing - Help with Personal Investments
Topic: Rate of return calculation
Replies: 4
Views: 565

Re: Rate of return calculation

stocknoob4111 wrote:
Fri Oct 12, 2018 8:24 pm
The rate of return figures you see on Fidelity, Vanguard etc. how exactly are these calculated?
Is the Fidelity YTD that you quote for the fund in general or for your personal investment in the fund?
by AAA
Sun Oct 14, 2018 9:06 am
Forum: Investing - Help with Personal Investments
Topic: Rate of return calculation
Replies: 4
Views: 565

Re: Rate of return calculation

Since your post hasn't received much attention, I'll take a guess at the explanation. I assume Fidelity's YTD is comparing the value of an investment in the fund at the beginning of the year to what it would be at the current time, including reinvestment of distributions. You made contributions at d...
by AAA
Sat Oct 13, 2018 8:46 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity non-prototype account contribution form?
Replies: 1
Views: 190

Re: Fidelity non-prototype account contribution form?

Fidelity has a good reputation for customer service and 24/7 support. Why not call them?
by AAA
Fri Oct 12, 2018 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare [Can I contribute to a Health Savings Account?]
Replies: 29
Views: 2886

Re: Medicare [Can I contribute to a Health Savings Account?]

When I was in your situation, my employer told me not to sign up for Part A.
by AAA
Fri Oct 12, 2018 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Is it worth filing FAFSA even if you know you'll get nothing?
Replies: 70
Views: 5152

Re: Is it worth filing FAFSA even if you know you'll get nothing?

Why do some schools require filing FAFSA even when the parents know they will get nothing from it? How does it benefit the school?
by AAA
Mon Oct 08, 2018 10:32 am
Forum: Investing - Theory, News & General
Topic: Inflation and stocks and bonds
Replies: 14
Views: 792

Inflation and stocks and bonds

Maybe someone can explain this in simple terms - we always hear that one should be invested in stocks as a hedge against inflation, but it seems that stocks get hammered whenever there's a hint of an increase in inflation. That appears to be a contradiction.
by AAA
Sat Oct 06, 2018 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 no beneficiary option
Replies: 38
Views: 7458

Re: Capital One 360 no beneficiary option

As noted above, different places have different rules. For non-retirement joint accounts, Fidelity lets you name beneficiaries. Vanguard does not.
by AAA
Sun Sep 23, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: When is it OK to not go through car insurance after you've been hit?
Replies: 17
Views: 1934

Re: When is it OK to not go through car insurance after you've been hit?

One of our cars was damaged a few years ago when a lady backed into it while it was parked. She left a note on the car with her contact information. When we talked she said she wanted to pay for the repair without going through her insurance company. We got quotes at two body shops that were within ...
by AAA
Sat Sep 22, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: Backing up Windows 10
Replies: 5
Views: 614

Re: Backing up Windows 10

It shouldn't be risky. The second hard drive is the back up after all. You would want to clone to an empty hard drive. I mainly use Clonezilla on hard drives that has MBR partitioning scheme on PCs that have BIOS. I have actually restored from an image file more than once. I back up to an image fil...
by AAA
Sat Sep 22, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Backing up Windows 10
Replies: 5
Views: 614

Re: Backing up Windows 10

You could use the Clone function in Macrium. This creates an exact copy of your hard drive. If you ever need to, you can just swap the current drive with the backup inside the computer and you are ready to roll. If you have room in the case, you can also just clone to a spare drive and if you need ...
by AAA
Sat Sep 22, 2018 12:51 pm
Forum: Investing - Help with Personal Investments
Topic: Out of Market
Replies: 23
Views: 3464

Re: Out of Market

OP stated that he/she was considering brokered CDs at Vanguard. There is no early withdrawal for those. If you want to cash out early, you must sell on the open market. If rates go up, the value of the CD goes down. Then, you have market spread to deal with. So, it is best to hold those CDs to matu...
by AAA
Sat Sep 22, 2018 10:04 am
Forum: Personal Consumer Issues
Topic: Backing up Windows 10
Replies: 5
Views: 614

Backing up Windows 10

And here I mean a bootable backup, not just saving user files. I currently use Macrium Reflect on a Windows 10 (Pro) system - you create a recovery disk and then go through what are to me many confusing options to make the actual backup. I just muddle through somehow, usually accepting all of the de...
by AAA
Sat Sep 22, 2018 9:36 am
Forum: Investing - Help with Personal Investments
Topic: Out of Market
Replies: 23
Views: 3464

Re: Out of Market

OP stated that he/she was considering brokered CDs at Vanguard. There is no early withdrawal for those. If you want to cash out early, you must sell on the open market. If rates go up, the value of the CD goes down. Then, you have market spread to deal with. So, it is best to hold those CDs to matu...
by AAA
Fri Sep 21, 2018 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: One thing I dislike about TDFs
Replies: 20
Views: 981

Re: One thing I dislike about TDFs

What is a TDF?
by AAA
Sat Sep 15, 2018 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: CD rates--what to do?
Replies: 45
Views: 6793

Re: CD rates--what to do?

We have a 5 year ladder as part of our "non-equity" allocations that is in place irrespective of current or projected interest rates. I had a five year ladder, but in this rising interest rate environment I couldn't bring myself to commit funds for 5 years. I know, no one can predict future interes...
by AAA
Sat Sep 15, 2018 7:38 pm
Forum: Investing - Help with Personal Investments
Topic: Staying with the old platform Mutual Funds
Replies: 12
Views: 1270

Re: Staying with the old platform Mutual Funds

Isn't the "old platform" a subset of the new one, that is, if you just want to have mutual funds you can continue to do that, without any extra costs in the new platformt? If so, what would be the objection to switching?
by AAA
Thu Sep 13, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Buying a house 1 mile away from a municipal landfill
Replies: 43
Views: 3566

Re: Buying a house 1 mile away from a municipal landfill

Steelersfan wrote:
Wed Sep 12, 2018 8:13 pm
Ask a couple of your potential neighbors what it's like today.
But keep in mind that some of them may be more concerned with keeping up the value of the houses there than in giving you an accurate assessment of the situation.
by AAA
Thu Sep 13, 2018 8:04 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard is requiring cell phone security codes - problem for international travel (UPDATE)
Replies: 65
Views: 4167

Re: Vanguard is requiring cell phone security codes - problem for international travel

tuningfork wrote:
Wed Sep 12, 2018 8:55 pm
Vanguard now supports Yubikeys for 2FA.
I use VIP Access with Fidelity. How does that compare to Yubikeys and does Vanguard support it? I'd rather not have another device to take deal with.