Search found 299 matches

by health teacher
Tue Oct 09, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Dayton, Ohio -- Worth Visiting?
Replies: 39
Views: 2912

Re: Dayton, Ohio -- Worth Visiting?

I'm not particularly a history guy, but the Air Force Museum might be worth the trip just itself. I have family who lives within an hour from Dayton and we visited the museum and it was well worth it. There are also some breweries in and around Dayton. You could visit nearby Springfield and check ou...
by health teacher
Sat Oct 06, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 155319

Re: Boglehead Beer

Based on a rec. A few days ago I bought a six pack of Kujo, a col press coffee porter (6%) from Flying Dog. It's now gone and I'll have to see if I can get another, super enjoyed this one. There's a weird story about a dog on the bottle that I've since been informed is because Kujo is the name of a...
by health teacher
Sat Oct 06, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 155319

Re: Boglehead Beer

Backwoods Bastard is available in WV. I didn't like it though. I do like barrel aged beers at times, but this one didn't do it for me. I think I prefer the oaky taste rather than the bourbony taste I got from BB.

I did have Rogue's Hazlenut Brown Nectar last night and it really hit the spot.
by health teacher
Mon Sep 17, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: a low grade in a 9th-grade test
Replies: 44
Views: 3451

Re: a low grade in a 9th-grade test

Let this situation play out. I wouldn't say a word until the next assessment. If the score improves, I would provide some positive reinforcement. If it doesn't improve on the next assessment, I would do what others are suggesting and ask the child what he/she thinks is happening and go from there. T...
by health teacher
Sun Sep 09, 2018 12:27 pm
Forum: Personal Consumer Issues
Topic: Outdoor carpet recommendations
Replies: 5
Views: 326

Re: Outdoor carpet recommendations

Buy the more plastic type of rug for outdoors. Also, look for value on the aesthetics as you will need to replace every couple years due to the sun.

We buy the $25-$50 ones from Lowes.
by health teacher
Mon Sep 03, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 155319

Re: Boglehead Beer

Anyone have/like a coffee blonde? Ive had this style a few times, but cant seem to get my hands on it anywhere near me. Its basically a blonde ale which is racked on coffee beans during secondary fermentation so it keeps its golden color. You get coffee on the nose with a nice blonde ale taste with ...
by health teacher
Sat Sep 01, 2018 9:48 pm
Forum: Personal Consumer Issues
Topic: Running/Attending 1st Marathon - Philadelphia
Replies: 9
Views: 862

Re: Running/Attending 1st Marathon - Philadelphia

My experience running and also attending the pittsburgh marathon taught me its not the logistical nightmare you might imagine. The city was pretty status quo and while there were road closures due to the race, the main traffic veins are open and we didn't really hit any traffic, at least no rush hou...
by health teacher
Sat Sep 01, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: Should I go ahead and replace noisy washing machine now or wait?
Replies: 11
Views: 547

Re: Should I go ahead and replace noisy washing machine now or wait?

In a situation like this, first I consider the cost of repair. If I don't like the numbers, I start looking at stores when I'm there (not special trips) for dink and dunk replacements and if I find value, I replace. I also start keeping an eye out on Craigslist as you can often find pretty good deal...
by health teacher
Wed Aug 29, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Bone in my food
Replies: 107
Views: 4242

Re: Bone in my food

Would you prefer the deep fried, breaded, meat milkshake that is a fast food chicken nugget? Obviously you aren't expecting a bone in your food, but this is a processing issue that you will encounter at any mainstream food place, maybe any food place for that matter. Tell the manager if you want. Gi...
by health teacher
Wed Aug 29, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9922

Re: How do you save money on groceries?

Meat is expensive. Even if you don't make it much, try to go with chicken breast when it is on sale. Drinks are expensive. Water should be primary source of hydration. We shop at Aldi. Family of 5 (3 kids under 6) and our budget is about $500 per month or $6,000 per year. Teen years are apparently g...
by health teacher
Mon Aug 06, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Your opinion on online courses?
Replies: 26
Views: 2261

Re: Your opinion on online courses?

They are not all created equal. Additionally, they aren't for everyone. The first step when learning something is engagement. So, if you are interested in a subject, intrinsic engagement could come from reading about it, either through text or learning modules; however, you could still be interested...
by health teacher
Tue Jul 10, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Suggestions for the Minneapolis Area
Replies: 9
Views: 950

Re: Suggestions for the Minneapolis Area

Not a local, but in the middle of a trip in that area right now actually. It all depends on what you're looking for. 3.45 hrs- Apostle Islands in Bayfield, WI. 2ish hrs Duluth, MN. Lots of lakes along route 35 on the way to Duluth from Minneapolis. Minnehaha Park in Minneapolis, MI. Mill City Museum...
by health teacher
Mon Jul 02, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: Building a Pool
Replies: 64
Views: 7748

Re: Building a Pool

How do you feel about the depth? 4ft is great so far. Easy to clean, great for pool sports, no diving board risk (no fun either, but kids are still young), if a kid falls in, its an easy rescue (im serious here). Kids love it. I have mastered the angle to do a cannon ball and not smack my tush off ...
by health teacher
Sun Jun 03, 2018 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 52
Views: 5374

Re: Buy an old farmhouse?

Update here:

We verbally negotiated down to 245k and we are in the process of getting it in writing to make the purchase contingent on inspections.

Thanks for both sides of input and any new input regarding inspections is appreciated.
by health teacher
Sun Jun 03, 2018 6:10 am
Forum: Personal Consumer Issues
Topic: Family Summer Beach / Lake House Destinations
Replies: 16
Views: 1770

Re: Family Summer Beach / Lake House Destinations

Block Island in RI might be worth a look. I havent been to Cape Cod, but Block Island seems like a cheaper, quieter, but less developed comparison. There are a variety of beaches and things to do outside, but it isn't like Rehoboth which has everything a tourist could want. Youd probably want bikes ...
by health teacher
Tue May 22, 2018 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 52
Views: 5374

Re: Buy an old farmhouse?

OP here with additional info Kids are 5,3, and 1. Wife and I are both off most of June through most of August which helps with maintaining it, but I understand grass grows april to november. We would have to remove snow, but as teachers are fortunate to have 2 hour delays and cancellations on snow d...
by health teacher
Tue May 22, 2018 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Buy an old farmhouse?
Replies: 52
Views: 5374

Buy an old farmhouse?

The wife and I are strongly considering buying an 1844 3k sqft farmhouse on 15 acres. We've been processing things for about 2 weeks now. Kinda long, but all things considered, what advice do you have? Currently, we live on a 50' by 100' lot in a 2 story 1600 sq ft, 3 bed, 2 bath home on a block ful...
by health teacher
Sat May 05, 2018 1:15 pm
Forum: Personal Consumer Issues
Topic: Cost versus convenience
Replies: 11
Views: 701

Re: Cost versus convenience

Do you have kids? It takes time to load and unload. Can you make it an efficient, multi purpose trip? Are you going to be tempted to buy something unnecessary at the store. I'm at the point in life where I'm not going to be too analytical on something like this. I can do this, because I've made smar...
by health teacher
Tue May 01, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: Avocado Timing
Replies: 40
Views: 3262

Re: Avocado Timing

You really need to puree it good to "smooth it out". Avocados are so darn hard to mash without a blender. Really? Nicely ripe avocados are pretty easy for me to mash up with a fork. Blending them would produced an inferior guacamole. I like a bit of texture. I'm generally a heterogeneous kind of gu...
by health teacher
Tue May 01, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: Avocado Timing
Replies: 40
Views: 3262

Re: Avocado Timing

pezblanco wrote:
Tue May 01, 2018 9:22 am
the delicate flavor of the avocados.
I upgraded my food processor and quickly made some guac this morning. I was totally missing out on the delicacy of the avocado whipped to perfection.
by health teacher
Sat Apr 28, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: Family vacationing
Replies: 41
Views: 4449

Re: Family vacationing

Food, shelter, entertainment, and travel are the main components of vacation. Cook yourself most nights for food. Camp, yurt, cabin, hotwire 80-85% approval or better, airbnb, vrbo (souring a bit here recently) for shelter. Parks, beaches, hiking, walking, pool, for entertainment most days. Drive. O...
by health teacher
Sat Apr 21, 2018 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Settlement Offer -- Accept or Wait?
Replies: 66
Views: 6266

Re: Settlement Offer -- Accept or Wait?

You should wait a week or 2 just in case, let them know you are considering consulting a lawyer (leave it at that) and also consider countering with a higher amount, say $2200-$2500. The insurance company is NOT on your side. Even if your injuries are minor, the insurance company wants to rid itself...
by health teacher
Thu Apr 19, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: Another discussion about private vs public schools?
Replies: 79
Views: 5065

Re: Another discussion about private vs public schools?

What are your thoughts? You need to focus on the first 5 years of your child's life as this is where an incredible amount of development takes place. You both want to keep high responsibility jobs, but your child needs you physically and emotionally those first several years. Any suggestions? Relax...
by health teacher
Tue Apr 10, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Driver's permit before 18 - Any financial incentive
Replies: 52
Views: 2291

Re: Driver's permit before 18 - Any financial incentive

Back in 2001, I got my permit at 15 and license at 16. I also got my first job at McDonald's at 16 and paid for everything, literally. Taxes, gas, insurance, little stupid neon lights I put under the seat that I thought was cool. I worked hard for $5.15 an hour through high school while balancing ev...
by health teacher
Sun Apr 08, 2018 10:11 am
Forum: Personal Consumer Issues
Topic: replace 2004 Honda Accord ?
Replies: 14
Views: 1490

Re: replace 2004 Honda Accord ?

I wouldn't use the same rationale at 200K as I would at 100K in regards to the timing belt and tensioner. At 100K it's worth it to change it since a catastrophic failure between 100k and 150k really robs you of the car's value since it easily has another 50-100k left it in. At 200k, the car can real...
by health teacher
Thu Mar 29, 2018 9:01 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 155319

Re: Boglehead Beer

There is a special place in my soul for Two-Hearted... I made the mistake of having 3 in one evening and had a pretty bad hangover. As I get older, I've noticed the hoppier beers really hurt me the next day. I think research contributes it to the hop oils. My hangover basically consists of feeling ...
by health teacher
Mon Mar 26, 2018 4:14 pm
Forum: Personal Consumer Issues
Topic: Should I proactively replace my central AC unit?
Replies: 33
Views: 2919

Re: Should I proactively replace my central AC unit?

When I had a part replaced on my unit I asked my HVAC guy this question and he said to let it ride. He said AC units outlast furnace significantly as long as debris (grass clippings, leaves, etc) is cleared from the unit. So, I will not be proactively changing my AC unit. Both my AC and furnace are ...
by health teacher
Mon Feb 19, 2018 6:55 pm
Forum: Personal Consumer Issues
Topic: IKEA Kitchen Cabinets?
Replies: 6
Views: 1150

Re: IKEA Kitchen Cabinets?

Year 7 of Ikea cabinets. Good value. The cabinets themselves can literally be assembled with a screwdriver. It shouldn't be a problem for a pro installer to hang them. We did our entire kitchen for 10k including appliances, tile, backslash, etc. We did all labor, but my father in law knew what he wa...
by health teacher
Wed Feb 07, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: Water Leak from shower stall - how to detect
Replies: 16
Views: 1604

Re: Water Leak from shower stall - how to detect

If I had to "guess" it's probably drain/shower floor related. Does any water pool up on the shower floor at all? Tile and grout are permeable so if a membrane was not installed correctly with the shower pan, leaks are inevitable. You can caulk the shower floor and put 3-4 coats of tile and grout sea...
by health teacher
Sat Feb 03, 2018 6:34 am
Forum: Personal Consumer Issues
Topic: Life Balance of spending and saving
Replies: 54
Views: 5577

Re: Life Balance of spending and saving

Put a pool in almost 6 years ago. Love it, but the wife and I are off all summer. $125K is insane as you noted and would have been out of my price range, BUT the piece of mind and sense of pride I have with a beer by the pool or watching my kids and the neighbors play in it all summer is priceless t...
by health teacher
Fri Jan 26, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: Amica Increase
Replies: 59
Views: 6900

Re: Amica Increase

Homeowners in WV
by health teacher
Fri Jan 26, 2018 11:17 am
Forum: Personal Consumer Issues
Topic: Amica Increase
Replies: 59
Views: 6900

Re: Amica Increase

Just got the 2018 price.

2017 yearly price: $685
2018 yearly price: $885

Ouch.

I'll shop around, but I'm not very optimistic.
by health teacher
Tue Jan 23, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Is a minivan the only commuter vehicle / backup with 3 children?
Replies: 40
Views: 3025

Re: Is a minivan the only commuter vehicle / backup with 3 children?

3 kids: 5,3,1

2016 Odyssey for my wife.

2005 CRV for me with 23 mile highway commute 180 days a year.

Works wonderfully.
by health teacher
Tue Jan 09, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: Car recommendations needed for growing family
Replies: 34
Views: 2807

Re: Car recommendations needed for growing family

I went through this 2 years ago and Bogleheads helped me see the light.

Honda Odyssey. One of the top purchases I've made in my life so far.

Safe, handles nicely, comfortable for all, sliding doors are amazing, trunk space for days.

No brainer, well maybe a Sienna if that's what you prefer.
by health teacher
Thu Dec 28, 2017 7:02 pm
Forum: Personal Consumer Issues
Topic: The Economics of a new Puppy
Replies: 113
Views: 8683

Re: The Economics of a new Puppy

Bacchus01 wrote:
Thu Dec 28, 2017 6:18 pm
health teacher wrote:
Thu Dec 28, 2017 5:53 pm
10-12 years is a LONG time.
We had a dog before. We know.

That doesn't change it being a long time of course.

I wish I could go back and tell 22 year old me this!
by health teacher
Thu Dec 28, 2017 5:53 pm
Forum: Personal Consumer Issues
Topic: The Economics of a new Puppy
Replies: 113
Views: 8683

Re: The Economics of a new Puppy

10-12 years is a LONG time.
by health teacher
Thu Dec 14, 2017 9:31 pm
Forum: Investing - Help with Personal Investments
Topic: I-bonds in December
Replies: 10
Views: 2539

Re: I-bonds in December

I am splitting between I bonds and 529 for all 3 of my youngsters.
by health teacher
Tue Dec 05, 2017 9:12 pm
Forum: Personal Consumer Issues
Topic: Dad Needs Help Buying Wedding Liquor
Replies: 76
Views: 9112

Re: Dad Needs Help Buying Wedding Liquor

5:30 to 10:30 open bar doesn't seem too out of the ordinary... Cocktail hour from 5 or 5:30-6:30, close for dinner, open back up 7:30 to 10:00 or 10:30. 5-6 liters each of vodka and rum, 3-4 liters each of Jack Daniels and Makers Mark, 1-2 liters of gin is what I'd go with. Most people will be fine ...
by health teacher
Tue Dec 05, 2017 7:25 pm
Forum: Personal Consumer Issues
Topic: Dad Needs Help Buying Wedding Liquor
Replies: 76
Views: 9112

Re: Dad Needs Help Buying Wedding Liquor

Need to know how many guests too. Also, you'll need more of certain liquors (rum and vodka) than you will of gin for example. Some stores allow you to return unused bottles so you might want to ask that when purchasing. You can always gift unused bottles to the newly weds as a nice bar starter or pe...
by health teacher
Tue Nov 28, 2017 8:57 am
Forum: Personal Consumer Issues
Topic: Amica Increase
Replies: 59
Views: 6900

Re: Amica Increase

I am long time State Farm customer and this year did a comparison of my 3 policies: auto, home and umbrella with State Farm, Geico, Amica and Ameriprise (Costco). Policies scheduled to renew/start in December 2017. Results were: Geico - $2,383 State Farm - $2,432 Ameriprise - $2,619 Amica - $2,979 ...
by health teacher
Mon Nov 27, 2017 8:02 am
Forum: Personal Consumer Issues
Topic: Amica Increase
Replies: 59
Views: 6900

Re: Amica Increase

Not looking forward to this when it's time to renew with Amica in a few months. Geico has been inching me up a few bucks on car insurance the last two renews. It's all a part of the insurance game. You just have to shop around every 2ish years. Amica and Geico saved me hundreds on insurance due to m...
by health teacher
Fri Nov 03, 2017 8:25 am
Forum: Personal Consumer Issues
Topic: Costco kitchen Cabinets and design service....
Replies: 13
Views: 4161

Re: Costco kitchen Cabinets and design service....

I have never looked at Costco cabinets so I can't judge them, however several years ago I stumbled across Ikea cabinets and after a through look I was impressed. All Hardware is Blum under mount ball bearing slides and hinges which are all soft close Yes, the carcasses are MDF however it is thermo ...
by health teacher
Sat Oct 28, 2017 8:19 am
Forum: Personal Consumer Issues
Topic: Vacation ideas in Jan/Feb?
Replies: 25
Views: 2882

Re: Vacation ideas in Jan/Feb?

Sanibel Island/Captiva or Fort Myers are good choices, but not 100% sure of the beach conditions after the hurricane. Sanibel is great for shelling, but the beach isn't as wide or fine as Fort Myers or other Florida beaches. Fort Myers has a lot of snowbirds/retirees. You're 6 year old will be a mag...
by health teacher
Thu Oct 26, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: Upgrade my Roku?
Replies: 34
Views: 3921

Re: Upgrade my Roku?

I don't understand why roku is still needed unless you have specific channels that you want other than Netflix, Amazon and Hulu as they are included in almost all newer smart tvs. 1. A new smart TV is way more expensive than a Roku. 2. The specific channel thing you mentioned. To the OP: As others ...
by health teacher
Fri Sep 29, 2017 11:50 pm
Forum: Personal Consumer Issues
Topic: Caught by speed camera
Replies: 49
Views: 4526

Re: Caught by speed camera

I doubt it goes to collections. They are splitting 50/50 with the camera company. They are raking in the revenue, I doubt either party wants to go to collection over $50 which will net them, what, $30. They allegedly brought in like 80k in revenue from these tix the first few months. Sad really, our...
by health teacher
Fri Sep 29, 2017 11:30 pm
Forum: Personal Consumer Issues
Topic: Caught by speed camera
Replies: 49
Views: 4526

Re: Caught by speed camera

Route 11/30 speed trap, hiding in some grassy knoll probably. Contest it. Its ridiculous through there. Hiding and snapping pics, it really boils my blood on my way to work in the AM. I see them 3-4 days a week. If they don't have your face, it was your cousin, brother, etc. The chief might throw it...
by health teacher
Thu Sep 14, 2017 3:05 pm
Forum: Personal Consumer Issues
Topic: AMEX app
Replies: 16
Views: 1035

Re: AMEX app

Just a little easier to access. Streamlined.
by health teacher
Tue Sep 05, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 387
Views: 46433

Re: Name something you had to have and now you regret purchasing it?

My kegerator. I got it for $100 on CL with new lines, 5lb C02, regulator, etc. I've thought about selling a few times, but the wife said once it's gone, it ain't coming back. It sits so perfectly in its spot, but then I realize how much less alcohol I'd drink if I didn't have it and I regret the pur...
by health teacher
Fri Aug 25, 2017 1:59 pm
Forum: Personal Consumer Issues
Topic: Storing a push lawn mower
Replies: 21
Views: 2670

Re: Storing a push lawn mower

I keep my mower, blower, weedeater, 2 gas cans, and a few small tools in something like this: http://www.homedepot.com/p/Rubbermaid-4-ft-x-2-ft-5-in-Large-Vertical-Storage-Shed-1887156/204721844 I kind of put the mower in at an angle and parallel park it so to speak. It's not a perfect fit and the m...
by health teacher
Mon Aug 21, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: Is it worth it? [demanding jobs vs time with family]
Replies: 182
Views: 15775

Re: Is it worth it? [demanding jobs vs time with family]

OP......you knew you needed to make changes in your schedule even before you started this thread. You started this thread for confirmation.......you now have it. +1 Also, thanks to Ed for sharing his story and providing some excellent perspective. My wife and I get a lot of priceless time with the ...