Search found 190 matches

by SuperGrafx
Wed Aug 08, 2018 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 13844

Re: Will you pay for your kids' college/graduate education?

Kids need to have skin in the game. I firmly believe that college is a necessity and a right of passage. Part of that right of passage involves become mature enough to deal with the loans and debts that eventually come due. College should not be treated as an excuse to party for 4 years. I feel that...
by SuperGrafx
Wed Jul 25, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: big plastic storage containers for pantry
Replies: 10
Views: 759

Re: big plastic storage containers for pantry

King Arthur Flour sells food grade containers for bulk ingredients, which should meet your purpose.
by SuperGrafx
Tue Jul 24, 2018 11:07 am
Forum: Personal Consumer Issues
Topic: What investment/finance book to read next
Replies: 21
Views: 1203

Re: What investment/finance book to read next

I'd recommend staying away from The Millionaire Mind...better off just reading the Millionaire Next Door.

Millionaire Mind is incredibly dull, lengthy and uninteresting.
by SuperGrafx
Fri Jul 20, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: State Farm - safe driving discount ??
Replies: 21
Views: 899

Re: State Farm - safe driving discount ??

Blueskies123 wrote:
Fri Jul 20, 2018 11:21 am
There was a long thread on this subject just a month or two ago
So what?
Most posters don't spend countless hours on this forum looking for previously posted topics.
by SuperGrafx
Wed Jul 18, 2018 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 15657

Re: New book based on Millionaire Next Door

I agree that the first 2 books were interesting and inspiring.

I then made the mistake of picking up "The Millionaire Mind"...
What an absolute snorefest that one turned out to be. 500 pages of droning drivel and dull statistics.
by SuperGrafx
Wed Jul 18, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: 35 minute connection for flight, long enough?
Replies: 65
Views: 3561

Re: 35 minute connection for flight, long enough?

In my opinion, 35 minutes is really cutting it way too close.

I've done enough air travel and find that in most cases, it's best to have at least a 1.5 hour window between connections.
by SuperGrafx
Wed Jul 18, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10084

Re: Amazon Prime Day 2018

I bought a blink 1 camera security system for $75 which seemed like a good deal. I have been casually looking at security cameras in recent weeks and thought this would be a good opportunity to try one out. https://www.amazon.com/gp/product/B06XZWHBJ4/ref=oh_aui_detailpage_o01_s00?ie=UTF8&psc=1 I w...
by SuperGrafx
Mon Jul 16, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: How much furniture spending is ok?
Replies: 46
Views: 3090

Re: How much furniture spending is ok?

Spend what you can comfortably afford.

Do not let the forum dictate what you can and cannot do.
No one is keeping score.
by SuperGrafx
Mon Jul 16, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Why own a bed?
Replies: 140
Views: 9684

Re: Why own a bed?

Caduceus wrote:
Mon Jul 16, 2018 10:41 am
Are there any good reasons to own a bed? Why not just sleep on a mattress on the floor (I think the Japanese do that?)
The Japanese typically use soft traditional mattresses (they call them futons) which are regularly hung out to dry and air out.
by SuperGrafx
Mon Jul 16, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10084

Re: Amazon Prime Day 2018

i have a 4k roku tv what would this fire stick do for me? It would enable you to stream 4K programming/content from services like Amazon Prime Video and so forth. I'm assuming your Roku TV may already have the capability to do this natively, since it presumably has streaming capabilities embedded w...
by SuperGrafx
Mon Jul 16, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10084

Re: Amazon Prime Day 2018

The Fire TV 4K Streaming Media device is at $34.99 right now. That's the lowest price I've seen for that particular model -- it's been around $49 before, but this is definitely the lowest for a new non-refurb unit. Needless to say, I bought one. Can't wait to try it out on my new 4K tv. There is li...
by SuperGrafx
Mon Jul 16, 2018 11:41 am
Forum: Personal Finance (Not Investing)
Topic: $540 a month on food for graduate student budget too much?
Replies: 81
Views: 6386

Re: $540 a month on food for graduate student budget too much?

livesoft wrote:
Mon Jul 16, 2018 7:32 am

First, I will say you are eating too much food. Most of it is going down toilets.
Hahahaha!

I find most of the usual Bogleheads posters to be dull and boring.
But livesoft consistently has a way of making me laugh with his posts. :beer
by SuperGrafx
Mon Jul 16, 2018 11:36 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10084

Re: Amazon Prime Day 2018

The Fire TV 4K Streaming Media device is at $34.99 right now.

That's the lowest price I've seen for that particular model -- it's been around $49 before, but this is definitely the lowest for a new non-refurb unit.

Needless to say, I bought one. Can't wait to try it out on my new 4K tv.
by SuperGrafx
Wed Jul 11, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: Tool cabinets?
Replies: 32
Views: 2158

Re: Tool cabinets?

Just go to Sears or Lowe's and get a Craftsman model.
Most of them are still made in the US and priced competitively.
No need to over complicate this.
by SuperGrafx
Wed Jul 11, 2018 2:53 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5680

Re: Anyone take naps at work?

JoeRetire wrote:
Wed Jul 11, 2018 2:10 pm

I no longer work. But when I did I never took a nap. The only coworker who napped was an alcoholic.

Work is for working. Home is for napping.
+1, well said.
Napping at work...sounds like a millennial thing.
by SuperGrafx
Thu Jul 05, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 136
Views: 12675

Re: What have you baked recently?

I had planned to make a pepperoni stromboli, but... Using the "hands free" no-knead technique, I made a pizza dough as shown here: World’s Easiest Pizza Dough When it was time to roll the dough out, all it did was stick to my wooden rolling surface. In spite of flouring the work surface, the dough ...
by SuperGrafx
Thu Jul 05, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: What time do you get up in the morning?
Replies: 138
Views: 9381

Re: What time do you get up in the morning?

7 or 7:30 on weekdays.

8 or 9 on weekends.

I generally stay up late each night, so that's why I don't do the 5am thing anymore.
by SuperGrafx
Thu Jul 05, 2018 1:21 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6941

Re: Walking Coast-to-Coast

Nice accomplishment.

Question --- how is this a personal consumer issue?
by SuperGrafx
Fri Jun 22, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Boglehead guilt with buying a car - Volvo vs Toyota Highlander
Replies: 69
Views: 4643

Re: Boglehead guilt with buying a car - Volvo vs Toyota Highlander

Buy the car that you want.
Don't let the forum guilt you into something you really don't need.
by SuperGrafx
Fri Jun 22, 2018 3:06 pm
Forum: Personal Consumer Issues
Topic: Surprise - Costco sells - but does not install vehicle batteries
Replies: 85
Views: 5824

Re: Surprise - Costco sells - but does not install vehicle batteries

dm200 wrote:
Wed Jun 20, 2018 10:41 am
Glad I checked before I went there - surprised that Costco does not install car batteries. :(
Surprise - Costco isn't the only option when it comes to buying batteries

There are other, more deserving retailers out there.
by SuperGrafx
Wed May 30, 2018 2:48 pm
Forum: Personal Consumer Issues
Topic: Citi Slashes Card Benefits at least on Double Cash cards
Replies: 27
Views: 3179

Re: Citi Slashes Card Benefits at least on Double Cash cards

Is Citi the only one slashing benefits or other card issuers are going to jump on the bandwagon and stop the gravy train (if you don't mind mixing my metaphors) Did you have to do all this comparison by yourself or was Citi open and honest about the slashing? Citi communicated this to cardmembers v...
by SuperGrafx
Wed May 30, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: Citi Slashes Card Benefits at least on Double Cash cards
Replies: 27
Views: 3179

Re: Citi Slashes Card Benefits at least on Double Cash cards

It was bound to happen.

No matter though...as long as I still get my 2% cashback, I'm good.

I rarely used the other stuff, aside from the Price Rewind feature.
by SuperGrafx
Fri May 25, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Alexa Echo sent family's audio file to a contact
Replies: 64
Views: 5958

Re: Alexa Echo sent family's audio file to a contact

I know they are wildly popular, but I for one will never purchase one of these devices. I just don't find myself having the problems these things are promoted to solve. 100% in agreement here. Seems like most of these smart devices are created to solve problems that really don't need solving in the...
by SuperGrafx
Thu May 17, 2018 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Stop ESPP and 401k before quitting job?
Replies: 3
Views: 341

Re: Stop ESPP and 401k before quitting job?

I did recently when I switched jobs, mainly because I know how slow and inept my previous Megacorp was at handling these types of requests. Submitted a request to halt my 401k contributions about 2 weeks before my last day of employment. The change actually took place about 8 business days later. My...
by SuperGrafx
Thu May 17, 2018 12:21 pm
Forum: Investing - Theory, News & General
Topic: Bank Interest Rates — when will they go up?
Replies: 27
Views: 3502

Re: Bank Interest Rates — when will they go up?

Discover Online Bank just boosted their savings interest rate to 1.55% this morning.
It's been at 1.50% for a while, and they usually lag a bit behind Ally, etc.
by SuperGrafx
Wed May 16, 2018 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Would you send your children to private school in my situation?
Replies: 93
Views: 6708

Re: Would you send your children to private school in my situation?

OP brings in $900k annually. He/she can easily afford private school.

Why is this even a question?
by SuperGrafx
Tue May 15, 2018 12:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 10814

Re: Yes, I'm 89 all right!

Congrats!
by SuperGrafx
Tue May 15, 2018 10:21 am
Forum: Personal Consumer Issues
Topic: Any experience with Blue Apron?
Replies: 34
Views: 2933

Re: Any experience with Blue Apron?

Don't really see the appeal.
Seems expensive and wasteful in many regards.

I don't buy this 'I'm too busy to go to the supermarket" nonsense that supporters of these services seem to claim either.
by SuperGrafx
Fri May 11, 2018 10:06 am
Forum: Personal Consumer Issues
Topic: Anyone buy carbon offsets when flying?
Replies: 111
Views: 5199

Re: Anyone buy carbon offsets when flying?

DanMahowny wrote:
Fri May 11, 2018 9:28 am
No moral dilemma here. In my view it's a complete waste of money. Sorry man.
100% agreed.
by SuperGrafx
Fri May 11, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: how to figure that shoes need replacing
Replies: 30
Views: 2359

Re: how to figure that shoes need replacing

I'm not a fashionista but I would be laughed at if I walked into a meeting with CFO with duct tape wrapped around my shoes. This thread is interesting, but not nearly as much of a forehead-slapper as the other one "when should I buy new underwear" Sheesh! Amen. Lately this place is becoming less ab...
by SuperGrafx
Mon May 07, 2018 2:48 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 136
Views: 12675

Re: What have you baked recently?

I've been trying out various no-knead bread recipes.

They are simple and yield a great finished product.
Plus you can experiment using different baking vessels and technique variations for different results using the same base dough recipe.
by SuperGrafx
Mon May 07, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: When to buy new underwear?
Replies: 86
Views: 6691

Re: When to buy new underwear?

This is yet another one of those hilarious and bizarre threads that pop up on the Bogleheads forum from time to time.
Nothing will ever top the "When should I replace my toilet brush" thread.

Kind of funny and sad at the same time.
by SuperGrafx
Thu Mar 29, 2018 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Healthy eaters -- is this grocery budget normal to you?
Replies: 247
Views: 14865

Re: Healthy eaters -- is this grocery budget normal to you?

This topic is going to be locked.

People can be so thin-skinned and unreasonable when it comes to these types of discussions, lol.
by SuperGrafx
Mon Mar 19, 2018 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Fast IRS refund
Replies: 41
Views: 4108

Re: Fast IRS refund

I did my taxes through H&R Block...they did a great job.

I got my refund exactly two weeks after I filed with H&R.
And that factored in that I was receiving a paper check from the IRS.
by SuperGrafx
Fri Mar 16, 2018 10:00 am
Forum: Personal Finance (Not Investing)
Topic: How does everyone here earn so much?
Replies: 131
Views: 7956

Re: How does everyone here earn so much?

Keep in mind, one can write whatever they want for their salary. I'm reasonably convinced that there is a certain amount of fibbing that goes on in these forums. While I'm sure that some folks have high salaries, I'm also sure that some folks have regular salaries but are embarrassed to post that s...
by SuperGrafx
Fri Mar 16, 2018 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Those with high savings rate: why?
Replies: 246
Views: 33095

Re: Those with high savings rate: why?

Bottomline...I save a large portion of my income to guarantee me an early and comfortable retirement.

I have zero intentions of leaving any money for heirs OR donating to charity.
My taxes support charities as far as I'm concerned.
by SuperGrafx
Thu Mar 15, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Tires on a 15 year old car....Replace or not?
Replies: 79
Views: 5682

Re: Tires on a 15 year old car....Replace or not?

Replace.

This is not something to cheap out on.
Tires make a big difference.
by SuperGrafx
Thu Mar 15, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Do you think it’s possible to get a job in a big city if I get an MBA from a mediocre school?
Replies: 30
Views: 2541

Re: Do you think it’s possible to get a job in a big city if I get an MBA from a mediocre school?

I think this guy is trolling.

This is the same poster who receives $100k yearly from his family without having a job or any ambitions.
by SuperGrafx
Wed Mar 14, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 44261

Re: What frugal thing did you do today?

I shoveled my driveway (live in Northeast). It saves money. You get exercise, avoiding the gym. It also warms you up, so you can set the heat lower. Right there with you, my friend. Just finished shoveling my driveway as well. I find that one will do a much better job shoveling by hand than with a ...
by SuperGrafx
Wed Mar 14, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 44261

Re: What frugal thing did you do today?

I am an Amazon Prime member. Benefit is 2-day free shipping, which I only use if needed in a rush. Otherwise, I opt for regular free shipping (5-7 days) and receive a $1 credit towards future video rental stream. Let the credit accumulate ~ $5 and get a free rental every month or so. Interesting to...
by SuperGrafx
Fri Mar 09, 2018 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: Would YOU retire
Replies: 67
Views: 9451

Re: Would YOU retire

2.35 million.
Yep, you are good to retire.
You can't take it with you.
by SuperGrafx
Wed Mar 07, 2018 12:49 pm
Forum: Investing - Help with Personal Investments
Topic: Switching to online bank. Keep brick/mortar bank account open?
Replies: 54
Views: 3592

Re: Switching to online bank. Keep brick/mortar bank account open?

Absolutely keep your brick and mortar account open.
If nothing else, for the convenience of having the ability to walk in and conduct business in person.

These 'online only' posters really worry me sometimes.
by SuperGrafx
Mon Mar 05, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Are you ready for Amazon checking?
Replies: 42
Views: 6249

Re: Are you ready for Amazon checking?

Nothing against Amazon, but I'm happy with my current banking and brokerage setup.
by SuperGrafx
Mon Mar 05, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: wild caught sockeye salmon
Replies: 27
Views: 3203

Re: wild caught sockeye salmon

VictoriaF wrote:
Mon Mar 05, 2018 1:29 pm
Watty wrote:
Mon Mar 05, 2018 11:44 am
Try Costco, they usually have several types salmon fillets.
I buy frozen Wild Alaskan Sockeye salmon at Costco for about $32 for a 3-lb bag. Costco has a good reputation for selecting quality products.

Victoria
This is not just one isolated incident:
https://youtu.be/MZXhgaJE-Ms
by SuperGrafx
Fri Mar 02, 2018 9:25 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6714
Views: 1462996

Re: Buying the latest dip

Just made the final contribution to my 2018 IRA, so I'm maxed for the year.
The dip, while nice, really has no bearing on my investment strategy.
by SuperGrafx
Wed Feb 28, 2018 10:27 am
Forum: Personal Finance (Not Investing)
Topic: Physical cash
Replies: 121
Views: 8615

Re: Physical cash

I keep about $200 in cash in my house.
Usually average about $100 in my wallet.

It's a good idea to have at least $100 on hand. You never know what tomorrow may bring.
by SuperGrafx
Wed Feb 28, 2018 10:22 am
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 40057

Re: What UN-frugal thing do you do?

taguscove wrote:
Wed Feb 28, 2018 7:54 am
I throw all my change in the tip jar, or trash can if none is available.
Instead of throwing your coins in the trash, why not just leave them out on a table or counter.
I'm sure there are children and/or coin collectors who would love your spare change.