Search found 260 matches

by SuperGrafx
Tue Jun 02, 2020 11:16 am
Forum: Investing - Theory, News & General
Topic: Perspective - Dow at same point one year ago today
Replies: 10
Views: 1754

Re: Perspective - Dow at same point one year ago today

rob wrote:
Mon Jun 01, 2020 3:40 pm
Seems nothing has happened at all in the last 12 months.....
Right.
Stay the course indeed, lol.
by SuperGrafx
Thu May 14, 2020 2:13 pm
Forum: Personal Investments
Topic: High Yield Corporate Fund
Replies: 7
Views: 596

Re: High Yield Corporate Fund

galeno wrote:
Thu May 14, 2020 10:02 am
Are you trying to demonstrate a certain portfolio yield? Or a certain amount of income?

Where are you from? Which country are you trying to impress?
Probably China or India.
by SuperGrafx
Thu May 07, 2020 11:24 am
Forum: Personal Investments
Topic: Best online savings bank
Replies: 21
Views: 2968

Re: Best online savings bank

I recommend Discover Bank. I like their website design and funds are easily transferred in and out. Ally Bank is like the Costco of banks in this forum. For some reason, members here gravitate towards it as if there were no other viable options out there, just as they do with Costco for their shoppi...
by SuperGrafx
Mon Apr 20, 2020 1:21 pm
Forum: Personal Investments
Topic: I'm out [of the market]
Replies: 109
Views: 12042

Re: I'm out [of the market]

I applaud your decision to leave the Wall Street Casino and put your life savings into a cash equivalent.
I would recommend moving your funds out of Prime Money Market due to its large "Yankee/Foreign" component and more into US savings accounts and/or treasuries.
by SuperGrafx
Thu Apr 02, 2020 12:22 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1594
Views: 130856

Re: Coronavirus (Consumer Issues) How you are preparing?

quantAndHold wrote:
Thu Apr 02, 2020 12:21 pm
Costco had everything except hand sanitizer and lactose free milk this morning.
Costco
Costco
Costco

There are other options out there.
by SuperGrafx
Tue Mar 24, 2020 2:21 pm
Forum: Personal Consumer Issues
Topic: Costco Senior hour Tue and Thur
Replies: 70
Views: 5784

Re: Costco Senior hour Tue and Thur

Bogleheads and their affinity for the highly overrated Costco...
by SuperGrafx
Fri Mar 20, 2020 3:36 pm
Forum: Personal Consumer Issues
Topic: How much cash to have during coronavirus panic?
Replies: 146
Views: 11461

Re: How much cash to have during coronavirus panic?

These anti-cash zealots make me shake my head. You've heard the motto "be prepared", right? What's the big deal about keeping a few hundred in cash? Seriously. Who so stubborn about it? How much interest can you possibly make on $200 sitting in a savings or brokerage account? Cash is king. :moneybag
by SuperGrafx
Thu Mar 19, 2020 10:54 am
Forum: Personal Investments
Topic: Sitting on 1.2M. What to do...?
Replies: 24
Views: 3790

Re: Sitting on 1.2M. What to do...?

Save it.
Cash is king!
by SuperGrafx
Thu Mar 19, 2020 10:51 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56674

Re: How to get Toilet Paper ? seriously.

Troll topic or not,
Threads like this still make me chuckle.

Teachable moment for the supposed bogleheads who adamantly refuse to prepare for situations like this by keeping no cash, food or extra supplies on hand. Enjoy the go! LOL! :sharebeer
by SuperGrafx
Mon Mar 16, 2020 1:04 pm
Forum: Investing - Theory, News & General
Topic: Why all these timing threads?
Replies: 67
Views: 3549

Re: Why all these timing threads?

A core Boglehead philosophy is to never time the market and to stay the course. Why are so many people choosing this particular website to discuss timing? It’s a free country but it seems to me that’s like going to a Veganhead site to ask for hamburger grilling advice. :happy Because staying the co...
by SuperGrafx
Mon Mar 16, 2020 12:58 pm
Forum: Personal Investments
Topic: Have ~ $90K in VMFXX fund, Should i move them to safer account?
Replies: 16
Views: 1174

Re: Have ~ $90K in VMFXX fund, Should i move them to safer account?

In addition, my wife has savings account at Chase, I opened it for her last year to take advantage of their $600 joining bonus. Can you please recommend if we should use the same account to move the money or find another bank that offers any joining bonus? If you already have the Chase account set ...
by SuperGrafx
Mon Mar 16, 2020 12:27 pm
Forum: Personal Investments
Topic: Have ~ $90K in VMFXX fund, Should i move them to safer account?
Replies: 16
Views: 1174

Re: Have ~ $90K in VMFXX fund, Should i move them to safer account?

Hello, I am planning to purchase in next 3-4 months and have parked ~90K funds for closing and downpayment in VMFXX fund. I read couple of threads about how VMFXX fund is not entirely safe. Shall i move these funds to federally insured fund? If yes, where shall i move these funds to? Move it to a s...
by SuperGrafx
Mon Mar 16, 2020 12:21 pm
Forum: Personal Investments
Topic: Who is continuing to buy as planned?
Replies: 119
Views: 8337

Re: Who is continuing to buy as planned?

My 401k will continue to see regular purchases uninterrupted.

However, I am not a devout disciple of the Boglehead religion, so I may use my funds to purchase assets and individual stocks which currently are (and will continue to be) on sale. Much like I did in 2008.
by SuperGrafx
Mon Mar 16, 2020 12:18 pm
Forum: Personal Investments
Topic: Is VMFXX safer than VMMXX
Replies: 23
Views: 1854

Re: Is VMFXX safer than VMMXX

Good thing I saw this post.
I am withdrawing a decent chunk from my VMMXX today and depositing it into my Discover Savings account.

I have no time or patience for a MM fund that has any doubts of safety.
by SuperGrafx
Mon Mar 16, 2020 12:15 pm
Forum: Personal Investments
Topic: Take money out of the bank?
Replies: 66
Views: 5826

Re: Take money out of the bank?

I think it wouldn't be unwise to have several hundred or maybe $1,000 in cash at home. We have about $120 in cash at home and I don't feel very worried. Maybe I should have a couple of hundred more, but I don't see any circumstance where I'd want to have $50,000 in currency at home, or anywhere clo...
by SuperGrafx
Mon Mar 16, 2020 12:14 pm
Forum: Personal Consumer Issues
Topic: Are you in the mood to buy anything?
Replies: 62
Views: 5046

Re: Are you in the mood to buy anything?

No change here.
I keep adequate reserves, so no stress for me.

I've always wanted to own platinum and palladium coins. Prices keep going down and now may be the time to pull the trigger.
by SuperGrafx
Wed Mar 11, 2020 3:26 pm
Forum: Personal Consumer Issues
Topic: Weird Things You Do To Save Money & Invest More?
Replies: 33
Views: 2156

Re: Weird Things You Do To Save Money & Invest More?

These threads make me laugh
The majority of so-called bogleheads have annual spending amounts in the tens of thousands of dollars.
Yet still feel the need to reuse ziploc bags and tin foil.

Staggering really.
by SuperGrafx
Mon Mar 09, 2020 10:56 am
Forum: Personal Consumer Issues
Topic: Selecting a coin dealer?
Replies: 11
Views: 1005

Re: Selecting a coin dealer?

Apmex or MCM coins

These are among the most reputable firms for coins and precious metals.
by SuperGrafx
Thu Mar 05, 2020 12:35 pm
Forum: Personal Consumer Issues
Topic: Amazon changes vitamins default to subscribe
Replies: 11
Views: 1317

Re: Amazon changes vitamins default to subscribe

Another reason to not use Amazon.
Just pick some up at your local supermarket or Target/Walmart.
by SuperGrafx
Tue Mar 03, 2020 4:54 pm
Forum: Personal Consumer Issues
Topic: Do you ever use cash?
Replies: 228
Views: 13603

Re: Do you ever use cash?

I hate having cash in-hand because I know it’s germ-ridden and I’m germophobic. I refuse to touch coins. Do you disinfect your credit card before putting it back in your wallet? Sincere question, not snark. I think there’s a difference between something that only I touch and something that trades h...
by SuperGrafx
Mon Jan 13, 2020 11:55 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1477
Views: 170701

Re: What frugal thing did you do today?

Starfish wrote:
Sun Jan 12, 2020 11:40 pm
Isn't that technically stealing? I thing there is a difference from frugal.
Bogleheads.org --- remember, this is the site where millionaires will seek validation and ask if they can retire, but yet admit to stealing fruit in an effort to seem frugal.
by SuperGrafx
Thu Dec 05, 2019 4:15 pm
Forum: Investing - Theory, News & General
Topic: I don’t think I am a good Boglehead
Replies: 80
Views: 6322

Re: I don’t think I am a good Boglehead

I don’t want to hold much international if at all I’m planning on owning a rental property i have a decent pension I don’t like bonds I think bogleheads are too conservative, if you can retire At 50 and have an 80% chance of not running out of money It’s Probably worth it considering there’s a dece...
by SuperGrafx
Fri Nov 15, 2019 4:26 pm
Forum: Personal Consumer Issues
Topic: CNBC Nightly Business Report cease production in Dec 2019
Replies: 123
Views: 7664

Re: CNBC Nightly Business Report cease production in Dec 2019

That is bad news.
I loved the older format with Kangas and Susie -- the more recent format sort of lacks something I can't quite put my finger on.

Seems like all the things I really liked growing up are going away.
by SuperGrafx
Thu Nov 07, 2019 12:00 pm
Forum: Personal Consumer Issues
Topic: Cutting the Cord & Live Television
Replies: 45
Views: 3439

Re: Cutting the Cord & Live Television

If you have decently fast internet, there's really no reason to go the cable or satellite route anymore. I get my TV and movie fix from PlutoTV (Free), Locast.org(Free, but they do pester you for donations) and Amazon Prime video. Admittedly the Amazon Prime option is not free, but I subscribe to th...
by SuperGrafx
Thu Oct 31, 2019 11:59 am
Forum: Personal Consumer Issues
Topic: Wallets [Do you carry a wallet?]
Replies: 102
Views: 9645

Re: Wallets [Do you carry a wallet?]

Yep.
No reason not to carry a wallet.
by SuperGrafx
Mon Oct 28, 2019 2:04 pm
Forum: Investing - Theory, News & General
Topic: Inside Fisher Investments
Replies: 123
Views: 12937

Re: Inside Fisher Investments

A data point in assessing whether or not Fisher is your kind of guy: "He talked about how charities are immoral. --Alex Chalekian, Founder and CEO of Pasadena-based Lake Avenue Financial "He said if he could abolish all the charities he would." --Rachel Robasciotti, founder and chief executive of R...
by SuperGrafx
Mon Oct 28, 2019 2:00 pm
Forum: Investing - Theory, News & General
Topic: Inside Fisher Investments
Replies: 123
Views: 12937

Re: Inside Fisher Investments

The issue is he supposedly said something sexist. The first person to raise a red flag will quickly get plaudits and elevate their own standing, since it's also dangerous to scrutinise pompous whistleblowers. It's important now in 2019 to walk on eggshells and hope someone else screws up. Fisher ca...
by SuperGrafx
Mon Oct 28, 2019 11:21 am
Forum: Investing - Theory, News & General
Topic: Vanguard advertising
Replies: 14
Views: 1518

Re: Vanguard advertising

I think it's partly in response to Fidelity's advertising blitz which started a few months ago.

Fidelity ads ran constantly on most of the channels I watch. The ads were silly and packed with quick visual changes and cheesy 1980's soundtracks. Probably aimed at millennials.
by SuperGrafx
Wed Oct 16, 2019 3:49 pm
Forum: Personal Consumer Issues
Topic: Dishwasher Finally Installed - Sample Tabs [of Finish Quantum Power Ball Tabs]
Replies: 29
Views: 1601

Re: Dishwasher Finally Installed - Sample Tabs

I have used the powder stuff for 15 years, which might be the reason my old dishwasher only lasted 8 years. I did not realize that putting too much detergent in the holder would cause a problem. How is it possible to put too much detergent in a dishwasher? You can only fit so much powder in the det...
by SuperGrafx
Wed Oct 16, 2019 2:59 pm
Forum: Personal Investments
Topic: Cash basically sitting uninvested. What to do?
Replies: 47
Views: 7088

Re: Cash basically sitting uninvested. What to do?

I just love all these people saying to invest it all immediately. Of course that's the advice they give for OTHER PEOPLE'S ASSETS and not their own. I wonder how many of these people would actually do that themselves. I'm in a similar situation with some of my assets. I'm going to DCA it in to get ...
by SuperGrafx
Thu Oct 10, 2019 3:48 pm
Forum: Personal Consumer Issues
Topic: Overland brand slippers for cold feet?
Replies: 17
Views: 1563

Re: Overland brand sleepers for cold feet?

Are we talking about slippers or sleepers?
by SuperGrafx
Thu Oct 10, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1477
Views: 170701

Re: What frugal thing did you do today?

Some of this stuff personally makes me embarrassed to be a boglehead. People are flat out listing cheap acts rather than frugal.. if your life is different over not tippikgna server $1 then I can only imagine what your life/living space looks like.. As far as frugal for me.. I chose to skip out on ...
by SuperGrafx
Tue Oct 01, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Options for streaming CBS-TV?
Replies: 23
Views: 2399

Re: Options for streaming CBS-TV?

Locast, if available, costs $5 a month for local channels. If you're a real cheapskate like me, you can watch for free and reload the channel in between at commercials. I use it on my Fire TV. DirecTV now comes with local channels. YouTube.TV also had local channels. Good call on the Locast option....
by SuperGrafx
Tue Sep 24, 2019 12:01 pm
Forum: Personal Investments
Topic: I am being asked to retire. Am I ready?
Replies: 84
Views: 11159

Re: I am being asked to retire. Am I ready?

You have over $4 million and you're still wondering if you can retire?
Uh yeah...you can retire.
by SuperGrafx
Thu Sep 12, 2019 3:46 pm
Forum: Personal Consumer Issues
Topic: [Buying 1/2 pint milk in bulk for school lunches?]
Replies: 68
Views: 4906

Re: [Buying 1/2 pint milk in bulk for school lunches?]

The poster asked where he could buy milk for his children.
He didn't ask about why they should or shouldn't drink milk, nor did he ask for a suggestion about drinking boring water.
Stay on topic.
by SuperGrafx
Thu Aug 15, 2019 3:16 pm
Forum: Personal Investments
Topic: Treasury Bill Question
Replies: 10
Views: 2370

Re: Treasury Bill Question

FactualFran wrote:
Thu Aug 15, 2019 3:13 pm
engineerbme wrote:
Thu Aug 15, 2019 2:50 pm
Does this mean for a $1000 Tbills bought for $998.41 I am only expecting $1.56 back at the end of 4 weeks?
For the $998.41 you paid, you should be expecting $1,000 back at the end of 4 weeks.
Don't spend it all in one place!
by SuperGrafx
Mon Aug 05, 2019 3:23 pm
Forum: Personal Investments
Topic: Ally & Marcus Dropping Some Interest Rates (Title Edited 8-8-19)
Replies: 59
Views: 8967

Re: Ally Dropping Interest Rate on their Online Savings Account 8-6-19

Discover Online bank just went to 2.00% today

They've been slowly dropping the rate over the past few weeks from 2.10% to 2.05%)
by SuperGrafx
Mon Aug 05, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: Using Damprid with metal objects
Replies: 8
Views: 1045

Re: Using Damprid with metal objects

Is Bogleheads still mainly a financial / investment focused forum?

Given the recent rash of "how do I..." or "can I do this..." or "is it safe to do..." topics, it's as if I've ventured onto some kind of general tech help / home improvement discussion board.
by SuperGrafx
Sat Jun 29, 2019 12:32 pm
Forum: Personal Consumer Issues
Topic: Have nice car but too OCD to enjoy it.
Replies: 45
Views: 3399

Re: Have nice car but too OCD to enjoy it.

Lol, this post.

Is this a financial forum, or a psychiatrist's office?
by SuperGrafx
Wed Jun 12, 2019 2:52 pm
Forum: Personal Consumer Issues
Topic: Best source for buying Gold Coins
Replies: 55
Views: 5212

Re: Best source for buying Gold Coins

Use apmex.com or moderncoinmart

Highly reliable and reputable dealers.
by SuperGrafx
Thu May 30, 2019 1:51 pm
Forum: Personal Consumer Issues
Topic: Blackbird Problem
Replies: 11
Views: 1060

Re: Blackbird Problem

chevca wrote:
Wed May 29, 2019 5:00 pm
Some of the things asked about on BHs recently... wow
Haha exactly!
by SuperGrafx
Thu May 30, 2019 1:19 pm
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 109
Views: 16786

Re: No more print Money magazine

Sad to see it go. For 10 bucks subscription I’d flip through it and get some decent articles. I especially liked the stories about people’s personal finances. It’s nice to see people retiring on reasonable amounts and not asking if 70k spend on 4 mil is going to be ok :D Very good, particularly the...
by SuperGrafx
Mon May 06, 2019 10:10 am
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 13235

Re: Rarely used items that are worth having?

RL1013 wrote:
Sat May 04, 2019 7:09 pm
Car tire pump and car jump starter both from COSTCO
Seems like everyone on this forum has Costco on the brain.

One can buy a higher quality car tire pump and jump starter at other retailers
Costco is not the only game in town.
by SuperGrafx
Mon Apr 15, 2019 10:16 am
Forum: Personal Consumer Issues
Topic: Do You Give Money to Panhandlers?
Replies: 38
Views: 2197

Re: Do You Give Money to Panhandlers?

I never give money to panhandlers, street performers, etc

Not my job to support these people.
by SuperGrafx
Fri Apr 05, 2019 10:14 am
Forum: Personal Consumer Issues
Topic: What happens if I put more than 30 bills into ATM?
Replies: 21
Views: 3843

Re: What happens if I put more than 30 bills into ATM?

CurlyDave wrote:
Fri Apr 05, 2019 9:57 am


I don't even like to get cash out of an ATM. What happens when it says it gave you $200, but you only got $180?
You contact the bank.
They have measures in place to investigate and correct the issue.
by SuperGrafx
Fri Feb 22, 2019 11:09 am
Forum: Personal Consumer Issues
Topic: Do You Tip the Folks at the Feed Store?
Replies: 22
Views: 2000

Re: Do You Tip the Folks at the Feed Store?

I'm betting that this is a parody thread based on the recent "do you tip folks at Home depot...." threads that seem to be appearing with regular frequency on this site.

Either way, it's good for a laugh!
by SuperGrafx
Thu Feb 21, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: Wife filled our gas engine car with diesel fuel
Replies: 111
Views: 12345

Re: Wife filled our gas engine car with diesel fuel

I'm really not sure how someone could accidentally fill their gas tank with diesel in the first place... Have you read the above posts? Several others report making the same mistake, sometimes when distracted, etc. Why is that something you have trouble comprehending? (*You* may think you'd be more...
by SuperGrafx
Wed Feb 20, 2019 3:21 pm
Forum: Personal Consumer Issues
Topic: Wife filled our gas engine car with diesel fuel
Replies: 111
Views: 12345

Re: Wife filled our gas engine car with diesel fuel

I'm really not sure how someone could accidentally fill their gas tank with diesel in the first place...
by SuperGrafx
Mon Feb 11, 2019 12:59 pm
Forum: Personal Consumer Issues
Topic: Thoreau Simplify
Replies: 64
Views: 7374

Re: Thoreau Simplify

While I could care less about Thoreau or what any famous author or celebrity thinks, I always found the following quote from Walden hilarious! Thoreau on Fashion --- ‘We worship not the Graces… but Fashion. The head monkey at Paris puts on a traveler’s cap, and all the monkeys in America do the same...
by SuperGrafx
Fri Feb 08, 2019 11:32 am
Forum: Personal Consumer Issues
Topic: Money saving move you regret the most?
Replies: 120
Views: 11806

Re: Money saving move you regret the most?

Bringing food to the airport, restaurants, public events, etc. I actually would enjoy it if my wife, friends, and colleagues were less embarrassed. You bring your own food when you go out to a restaurant? Am I reading that right? Do you also bring your own beer when you go out to a sports bar?lol Y...