Search found 796 matches

by Jazztonight
Sun Nov 19, 2017 11:56 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with 360k for an old man
Replies: 30
Views: 2953

Re: What to do with 360k for an old man

I would love to hear more about similar personal experiences, if you've had one. What was the situation, and what did you learn from it? I will speak from personal experience. I took over my father's finances when he was 90. My Dad was in the early stages of dementia, and this only got worse with t...
by Jazztonight
Thu Nov 09, 2017 1:06 am
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 4784

Re: What do you do to keep your mind sharp?

Good topic. This subject is of particular interest to me since both my parents had a diagnosis of Alzheimers on their death certificates. Personally: I work out at home 3 days/week Walk 3 miles 3-6 days/week Study Spanish using Duolingo & Language Transfer; I also attempt reading/listening using a v...
by Jazztonight
Tue Nov 07, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: My Dad's slides
Replies: 21
Views: 2421

Re: My Dad's slides

Thanks for all your responses so far. While I could certainly save many hours of my time and some money if the slides were lost or destroyed (e.g. in a garage or basement flood), I'm reminded of our close friends whose house was completely destroyed in a fire 20 years ago--they lost all of their pho...
by Jazztonight
Tue Nov 07, 2017 11:52 am
Forum: Personal Consumer Issues
Topic: My Dad's slides
Replies: 21
Views: 2421

My Dad's slides

In going through my father's stuff after he passed earlier this year (at age 96--it was his time, trust me), I inherited 3 trays of projector slides from the years 1958-1964 or so. Thus far, I've made one pass through them (I don't have a slide viewer) and eliminated some. Yet, I'm still left with a...
by Jazztonight
Thu Nov 02, 2017 10:02 am
Forum: Investing - Help with Personal Investments
Topic: 3 Admiral funds vs 1 Target fund?
Replies: 10
Views: 853

Re: 3 Admiral funds vs 1 Target fund?

Welcome to the Forum! I'm 70 and these days I view just about everything through the filter of "self-motivation." Your choices A and B are fine. That's not the problem. You recognize that you "might" have issues with re-balancing. You are not sure why, but it is good to recognize that up front. When...
by Jazztonight
Sat Oct 28, 2017 10:39 pm
Forum: Personal Consumer Issues
Topic: Shoes & Sandals & Athletic & Hiking Wear
Replies: 11
Views: 1085

Re: Shoes & Sandals & Athletic & Hiking Wear

I walked across half of California and virtually all of Arizona in these Merrell Moab Ventilator 2 shoes: https://www.amazon.com/Merrell-Mens-Hiking-Black-Night/dp/B01HFAAEXA/ref=sr_1_5?ie=UTF8&qid=1509248192&sr=8-5&keywords=merrell+moab+2 Wide toe box, good Vibram soles. I liked them so much, I bou...
by Jazztonight
Wed Oct 25, 2017 6:43 pm
Forum: Personal Consumer Issues
Topic: Package addresssed to my address, someone else's name, on house I am selling
Replies: 35
Views: 2722

Re: Package addresssed to my address, someone else's name, on house I am selling

My wife & recently moved and are selling our old house. She dropped by the house to do something or other and found a package on the porch. It was addressed properly to that house, but the name on the package is one neither of us recognized. The package appears to contain a new smartphone. How do I...
by Jazztonight
Wed Oct 25, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4329

Re: what is your weekly workout routine?

I've enjoyed reading the workout routines. A few people in this thread have mentioned yoga as an option. I'm curious if people here do classes vs online videos, how often and maybe suggestions on how to start a routine. I'm in my mid 40's and realize I need to stretch more often to continue playing...
by Jazztonight
Wed Oct 25, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4329

Re: what is your weekly workout routine?

On MWF I do this Bodyweight workout: 5 sets each of: 10 pull-ups (including wide grip, close grip, and chin-ups) 10 squats 10 pushups Planks: 30 sec each front plank, right side plank, left side plank, then stretch 3-5 times a week I walk 3 miles. I've been working out for decades. Doing Bodyweight...
by Jazztonight
Mon Oct 23, 2017 2:07 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4329

Re: what is your weekly workout routine?

On MWF I do this Bodyweight workout: 5 sets each of: 10 pull-ups (including wide grip, close grip, and chin-ups) 10 squats 10 pushups Planks: 30 sec each front plank, right side plank, left side plank, then stretch 3-5 times a week I walk 3 miles. I've been working out for decades. Doing Bodyweight...
by Jazztonight
Mon Oct 23, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Cold feet
Replies: 23
Views: 2372

Re: Cold feet

Darn Tough Socks. Easily one of the best socks out there. A little expensive but you are getting quality out of it. +1. They are fantastic. Made in America, so they probably cost 2-3x as much as a generic wool sock, but worth every penny +2. I have 3 pair of these. They're expensive (like $25/pair)...
by Jazztonight
Mon Oct 23, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4329

Re: what is your weekly workout routine?

On MWF I do this Bodyweight workout: 5 sets each of: 10 pull-ups (including wide grip, close grip, and chin-ups) 10 squats 10 pushups Planks: 30 sec each front plank, right side plank, left side plank, then stretch 3-5 times a week I walk 3 miles. I've been working out for decades. Doing Bodyweight ...
by Jazztonight
Sat Oct 21, 2017 1:39 pm
Forum: Investing - Theory, News & General
Topic: For those near retirement and rebalanced to Bonds...
Replies: 34
Views: 3627

Re: For those near retirement and rebalanced to Bonds...

The business about “sleep well at night” doesn’t mean much to me—I rarely sleep well at night. But it has nothing to do with allocation. Rather I view asset allocation as a measure of general comfort level. Who knows what the future will bring, market-wise or otherwise? I went ahead and tried the go...
by Jazztonight
Thu Oct 19, 2017 10:08 am
Forum: Personal Consumer Issues
Topic: 1st Time Cruise - Princess and wifi
Replies: 23
Views: 1998

Re: 1st Time Cruise - Princess and wifi

My wife and I have taken about 7 cruises with Princess, including SF to Alaska, Ft. Lauderdale through the Panama Canal, and SF to Hawaii. I've been very happy with the experience; and I'm not an easy guy to please. Once you've been on a certain number of cruises with a particular line, you start ge...
by Jazztonight
Wed Oct 18, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Is a doctor's practice one of the safest and most profitable businesses?
Replies: 58
Views: 3722

Re: Is a doctor's practice one of the safest and most profitable businesses?

...Next, doctors are in a cognitive field that is unique on its own. It is different from dentists, from optometrists, and from engineers. Our work can lead to a patient dying pretty rapidly in fact, or a missed diagnosis leads to earlier death later on... ...I don't care what a google engineer can...
by Jazztonight
Wed Oct 18, 2017 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Is a doctor's practice one of the safest and most profitable businesses?
Replies: 58
Views: 3722

Re: Is a doctor's practice one of the safest and most profitable businesses?

Similarly, an optometrist; in my state, when he trained and was licensed, optometrists were not allowed to dilate eyes. Now, that has changed, and the newer and younger optometrists do it. He would have to spend time and money to get trained and licensed. He chose not to do so, and lives with whate...
by Jazztonight
Wed Oct 18, 2017 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: how long did it take to get used to retirement
Replies: 105
Views: 10126

Re: how long did it take to get used to retirement

Looking over the many responses, it's obvious that some people take to retirement more easily than others. I was semi-retired for a number of years, and filled my days off with significant activities and projects, including going back to college for another BA degree. I've been fully retired for the...
by Jazztonight
Sat Oct 07, 2017 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: Bogle-oriented financial advisor in my area
Replies: 13
Views: 1282

Re: Bogle-oriented financial advisor in my area

You've come to the right place. Fidelity DOES have very low-cost index funds, but your "advisor/manager" isn't interested in having you move your funds away from his management and his commissions. How sad. I guess you'll just have to make a simple phone call to Vanguard, tell the rep you have your ...
by Jazztonight
Thu Oct 05, 2017 8:57 pm
Forum: Personal Consumer Issues
Topic: How do you value your time?
Replies: 97
Views: 4139

Re: How do you value your time?

When I'm by myself, I do as I please. When my wife is with me, I do as she pleases, unless it is something that means a great deal to me and then we have a long discussion followed by a compromise. Whether or not I save $20 in parking fees is not a great deal to me so I would do it if my wife reque...
by Jazztonight
Mon Oct 02, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Need compact point and shoot camera recommendations
Replies: 32
Views: 2032

Re: Need compact point and shoot camera recommendations

I recently came back from Morocco, where our group contained 15 people carrying a variety of cameras large, small, complex, and simple. Comparing their photos to the ones I took with my iPhone 7plus, I'd have to say they were comparable, or mine were better. The iPhone 7+ optics and 2 lenses, plus t...
by Jazztonight
Fri Sep 29, 2017 7:08 pm
Forum: Personal Consumer Issues
Topic: Boglehead Investing Simplicity Leading to Simplifying Life?
Replies: 21
Views: 2163

Re: Boglehead Investing Simplicity Leading to Simplifying Life?

Seven years ago DW and I downsized from a big house to a nice-sized apartment near public transportation, shopping, and the library . In the process, we decluttered a gazillion items in a myriad of ways. Two years ago I came across Marie Kondo's book on decluttering, and reduced my belongings even ...
by Jazztonight
Fri Sep 29, 2017 4:20 pm
Forum: Personal Consumer Issues
Topic: Boglehead Investing Simplicity Leading to Simplifying Life?
Replies: 21
Views: 2163

Re: Boglehead Investing Simplicity Leading to Simplifying Life?

Seven years ago DW and I downsized from a big house to a nice-sized apartment near public transportation, shopping, and the library. In the process, we decluttered a gazillion items in a myriad of ways. Two years ago I came across Marie Kondo's book on decluttering, and reduced my belongings even mo...
by Jazztonight
Thu Sep 28, 2017 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Bay Area Real Estate
Replies: 154
Views: 14883

Re: Bay Area Real Estate

I live in the East Bay (Oakland), and in spite of whatever the problem-of-the-day is (construction noise, homelessness, earthquakes, problems with public schools, protests, we're gonna fall into the San Francisco Bay), I love it here. In the 1970s I moved away for 7 years, and couldn't wait to come ...
by Jazztonight
Tue Sep 26, 2017 10:57 am
Forum: Personal Consumer Issues
Topic: Older or younger people travel around?
Replies: 31
Views: 3297

Re: Older or younger people travel around?

Certainly one way of looking at a trip/vacation is to sort by age. I prefer to filter by two other categories: 1. Are people interesting to be with (or obnoxious); and 2. Can they physically “keep up” with the group, the tour, or the activity. I just returned with DW from an Overseas Adventure Tour...
by Jazztonight
Tue Sep 26, 2017 10:46 am
Forum: Personal Consumer Issues
Topic: Older or younger people travel around?
Replies: 31
Views: 3297

Re: Older or younger people travel around?

I will not do any organized tours in the foreseeable future. I had one a few years ago with really bad experience with a (said to be) reputable agency but bad local tour guide in China. That's unfortunate. I would have liked to meet you on one of the tours I plan to be taking! 8-) But I hear you--a...
by Jazztonight
Tue Sep 26, 2017 6:09 am
Forum: Personal Consumer Issues
Topic: Older or younger people travel around?
Replies: 31
Views: 3297

Re: Older or younger people travel around?

Certainly one way of looking at a trip/vacation is to sort by age. I prefer to filter by two other categories: 1. Are people interesting to be with (or obnoxious); and 2. Can they physically “keep up” with the group, the tour, or the activity. I just returned with DW from an Overseas Adventure Tour ...
by Jazztonight
Sun Sep 24, 2017 7:53 am
Forum: Investing - Help with Personal Investments
Topic: Help?! My 70 year old father is 100% invested in equities
Replies: 79
Views: 7651

Re: Help?! My 70 year old father is 100% invested in equities

In their 80s and 90s, my parents were attending "seminars" and then investing relatively large sums with this or that "nice young man" from a brokerage or bank who came to talk at their residence apartment facility or club. In other words, they were "sold," and didn't ask my opinion on anything. Whe...
by Jazztonight
Fri Sep 22, 2017 2:32 pm
Forum: Investing - Theory, News & General
Topic: VG wants everyone to transfer to a brokerage account?
Replies: 97
Views: 9736

Re: VG wants everyone to transfer to a brokerage account?

All of my VG accounts were converted to brokerage accounts over a 3-4 day period. The VG rep was great, and I've had no problems.
by Jazztonight
Fri Sep 22, 2017 12:23 pm
Forum: Investing - Help with Personal Investments
Topic: 1099 employees how do you mentally handle taking time off?
Replies: 25
Views: 1451

Re: 1099 employees how do you mentally handle taking time off?

Thanks for introducing this topic. For 17+ years I worked in a professional office as the primary provider. If I didn't work on a particular day, I generated no income. There were times when, 5 minutes before closing time, a patient would ask if he/she could be seen. I'd look at my assistant, nod, a...
by Jazztonight
Thu Sep 21, 2017 11:26 am
Forum: Personal Finance (Not Investing)
Topic: What is the right career path for me?
Replies: 24
Views: 2591

Re: What is the right career path for me?

Derivative, At 25, I too had tremendous ambition, and that's a wonderful thing. After 14 years in college, I spent 37 years in a career in health care while pursuing a parallel career in music. I'm now 70. I don't have millions of dollars, but I have "enough." Along the way I learned that having mil...
by Jazztonight
Thu Sep 21, 2017 1:21 am
Forum: Investing - Help with Personal Investments
Topic: I won the Lottery. Need sound advice.
Replies: 220
Views: 24996

Re: I won the Lottery. Need sound advice.

You've gotten good advice so far, and need to do some more serious reading and thinking. What jumps out at me is your wife's desire to keep your financial advisor. Is this because she doesn't trust your financial judgment (or you)? It's nice that you won a million bucks, but that's not because you'v...
by Jazztonight
Sat Sep 16, 2017 9:25 am
Forum: Personal Consumer Issues
Topic: Bogleheads T-Shirt Possible Design(s)
Replies: 108
Views: 9917

Re: Bogleheads T-Shirt Possible Design(s)

badbear wrote:
Wed Nov 14, 2012 10:28 pm
Kashi wrote:Image
Image
I really like the simplicity of this one.
I'd wear this shirt, but with the printing just on the front. But maybe that's just me.
by Jazztonight
Sat Sep 16, 2017 9:15 am
Forum: Personal Consumer Issues
Topic: 24 care home care for family member
Replies: 23
Views: 2391

Re: 24 care home care for family member

For the last few years of his life, my father had an in-home aide 24-7. He passed at 96, with Alzheimer's and blind from glaucoma. My only advice, regardless of how much you wind up paying, is to work through a legitimate agency--don't hire the aides directly. This eliminates you having to deal with...
by Jazztonight
Sat Sep 16, 2017 9:02 am
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 25364

Re: Name something you had to have and now you regret purchasing it?

Mingus wrote:
Sat Sep 09, 2017 11:01 pm
Jazztonight wrote:
Tue Sep 05, 2017 4:15 pm
A Lexus.

I bought a Camry, and have happily driven it for the last 15 years.

I've had my Camry only 4 years. But still I must ask, are we the same person?
If you're a jazz musician and can fit all your gear in the Camry, then Yes, we're the same person. 😎
by Jazztonight
Thu Sep 07, 2017 1:26 am
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 25364

Re: Name something you had to have and now you regret purchasing it?

runner3081 wrote:
Tue Sep 05, 2017 4:40 pm
Hot Tub. Was great the first 2 years, but the heater broke and I haven't used it for the last 2 years.
Funny--I moved from my house to an apartment 7 years ago, and the hot tub is the ONLY thing I miss about having that great house for 23 years!

Glad to hear you got it fixed. Enjoy! 😎
by Jazztonight
Tue Sep 05, 2017 4:15 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 25364

Re: Name something you had to have and now you regret purchasing it?

A Lexus. I was ready for a new car, and I could afford it. But I soon found out I was not ready for the high cost of maintaining a "luxury" car. When the odometer light went out and I found they had to pull the dashboard off to replace the bulb, I knew it was time to trade it in. I bought a Camry, a...
by Jazztonight
Sat Sep 02, 2017 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Evaluating new job offer
Replies: 40
Views: 3219

Re: Evaluating new job offer

I can see why it's difficult to decide which way you should go. Frankly, I believe there are too many unknowns. You can't predict the future, and it's not too bad where you are now. I worked for the same company for 30 years. I thought of jumping ship a number of times, but each time I decided that ...
by Jazztonight
Thu Aug 31, 2017 12:25 am
Forum: Personal Consumer Issues
Topic: eyeglass prescription question
Replies: 7
Views: 937

Re: eyeglass prescription question

If you feel the rx is off either from the refractive measurement or the grinding of the lens, it is not unreasonable to see the doc again and have your vision checked with the glasses and perhaps have the lenses themselves checked to see if they are off. I am a retired optometrist and have been a B...
by Jazztonight
Tue Aug 29, 2017 11:52 am
Forum: Investing - Help with Personal Investments
Topic: We are well set but........the Asset Allocation ??
Replies: 16
Views: 2008

Re: We are well set but........the Asset Allocation ??

I'm going to weigh in and say that if you're even thinking about 40/60, you might be more comfortable with that allocation. Personally, I'm 70 y.o. and 40/60 is my allocation. Like I've said many times, if I don't sleep well at night it's not because I'm concerned with my allocation. I've found 40/6...
by Jazztonight
Tue Aug 29, 2017 10:15 am
Forum: Investing - Help with Personal Investments
Topic: Couple in mid-30s looking for financial independence within 10 years
Replies: 34
Views: 7094

Re: Couple in mid-30s looking for financial independence within 10 years

Living in the Bay Area myself, I am not really surprised at your real estate ventures. I'd say you've done a good job. You are certainly not risk-adverse. Most Bogleheads do not invest in cryptocurrencies, so you're probably not going to get a lot of support there. Also, you are incredibly invested ...
by Jazztonight
Fri Aug 25, 2017 11:18 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement anxiety- emotionally and financially
Replies: 55
Views: 7039

Re: Retirement anxiety- emotionally and financially

I am very appreciative of the feedback thus far. In the days since posting I have done a lot of thinking and continue to do so. The work situation is dreadful and starting over to a degree in my 50's is not where I ever thought I would be, but here I am. The decision to retire this way professional...
by Jazztonight
Thu Aug 24, 2017 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Living Expenses - what's "reasonable"?
Replies: 101
Views: 9482

Re: Living Expenses - what's "reasonable"?

My response to the OP is that how much you spend in retirement depends a lot on what you spent (and how you spent it) before retirement. It also depends on your spouse if you have one, and his/her spending habits. It also depends on whether or not you're the kind of person who pays for your grandchi...
by Jazztonight
Thu Aug 24, 2017 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Living Expenses - what's "reasonable"?
Replies: 101
Views: 9482

Re: Living Expenses - what's "reasonable"?

With so many people in this country and so many different groups of people, these median and average numbers are really worthless IMO. You should compare yourself to your peer group. When it comes to spending, I simply disagree. I've had this disagreement before, with a former girlfriend, and I thi...
by Jazztonight
Tue Aug 22, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: Three days in Prague during September
Replies: 19
Views: 1852

Re: Three days in Prague during September

When I was in Prague a number of years ago (a couple of weeks before the Czech Republic split from Slovakia), I discovered (totally by accident) what appeared to be the only non-smoking restaurant in the city! I'm sure things have changed, or at least I hope they have. The restaurant was located in ...
by Jazztonight
Sat Aug 19, 2017 12:21 pm
Forum: Personal Consumer Issues
Topic: "Structured" Flip Flops, Slides
Replies: 30
Views: 3381

Re: "Structured" Flip Flops, Slides

These are what I wear, and I highly recommend them: https://www.amazon.com/gp/product/B00MCYUH78/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 I've had the same foot issues you've described, and I find these very comfortable. Btw, I also have this same brand in flip-flops, but these are slides, so you ...
by Jazztonight
Wed Aug 16, 2017 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Progress, thanks, and seeking advice on 2nd careers
Replies: 20
Views: 2655

Re: Progress, thanks, and seeking advice on 2nd careers

It's not for everyone (actually, it's for hardly anyone), but when I semi-retired early (from health care), I became a professional musician. If you love one of the arts, have enough income from investments to support yourself, and would like to go in a different direction, consider it! You are youn...
by Jazztonight
Wed Aug 16, 2017 9:23 am
Forum: Personal Finance (Not Investing)
Topic: 27y/o w/ 150k debt buying 685k house
Replies: 41
Views: 4803

Re: 27y/o w/ 150k debt buying 685k house

A number of years ago I visited my best friend from high school. His wife had died soon after they'd bought a nice home near the beach in Florida. He now had a girlfriend who owned a condo, and they were making plans to move into her condo together. (Both were real estate agents.) Even before they m...
by Jazztonight
Tue Aug 15, 2017 12:25 pm
Forum: Personal Consumer Issues
Topic: Best Housing To Avoid Noise
Replies: 57
Views: 5259

Re: Best Housing To Avoid Noise

I hate to say this, but it's virtually impossible to avoid noise, no matter what you do or where you go. I'm very sensitive to noise, and I've all but given up. When we lived in a house in the hills, I could hear dogs barking from a mile away, since this sort of sound travels through the canyons. I ...
by Jazztonight
Mon Aug 14, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: How does personal wealth affect job hunting?
Replies: 57
Views: 7461

Re: How does personal wealth affect job hunting?

Thanks to the OP for a really nice thread that seems to speak to so many of us Bogleheads. I'd like to add the well-known concept that you don't need a LOT, you just need ENOUGH. Sorry if this is a little off the topic. I never had a very high income, but I liked my work and was able to deal with th...
by Jazztonight
Sat Aug 12, 2017 10:34 am
Forum: Personal Consumer Issues
Topic: Your Movie Collection?
Replies: 43
Views: 3754

Re: Your Movie Collection?

I own 3 movies:

1. Das Boot (DVD)
2. Groundhog Day (DVD)
3. 101 Dalmatians (the original animated version; in VHS)

I've watched Groundhog Day many times, but Das Boot is still my favorite film.

I haven't watched 101 Dalmatians in years, but it's still a classic.