Search found 818 matches

by Jazztonight
Sun Feb 18, 2018 8:04 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 6682

Re: Question for music experts about musical keys

Speaking of enharmonic notes, I have a question that I hope one of the jazz musicians participating in this thread can answer. I am a classically trained musician but I play both classical and jazz. Why is it common practice amongst jazz musicians and arrangers to write enharmonic equivalents inste...
by Jazztonight
Sun Feb 18, 2018 7:46 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 6682

Re: Question for music experts about musical keys

First: Gb and F# are NOT the same. Neither is B and Cb. I saw one of my favorite theory professors near tears when a student suggested this. Whether it's the name of the key or the name of a note (yes, there are many times when you will write Cb instead of B-natural, and this is not the time or pla...
by Jazztonight
Sun Feb 18, 2018 12:01 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 6682

Re: Question for music experts about musical keys

Professional musician here (just a BA degree in composition) Not sure how to make this "actionable" other than to agree with one poster and say to the OP that you should organize your music either by composer (Mozart), by the name of the band (Rolling Stones), by the genre (Swing), or any other cate...
by Jazztonight
Thu Feb 15, 2018 2:33 pm
Forum: Personal Consumer Issues
Topic: What big item (>20k) are you saving up for?
Replies: 159
Views: 13826

Re: What big item (>20k) are you saving up for?

I am happy to belong to the group of responders who have pretty much everything I need at this point. However, of my "bucket list" items that actually cost money, the first is a world cruise. DW and I have the date penciled-in: Jan. 2020. 111 days. If my car dies (before I do), I'll consider trying ...
by Jazztonight
Wed Feb 14, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 6837

Re: Work-out schedule for those in 60s

Every 3-6 months a fitness-related post appears here. That's great! For many years, I've observed that many if not most posting Bogleheads have some kind of workout/exercise routine. Some regimens are more involved or complicated or sophisticated than others. But frankly, my takeaway is that SOMETHI...
by Jazztonight
Wed Jan 24, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: Which tropical Island to Retire to ?
Replies: 61
Views: 5468

Re: Which tropical Island to Retire to ?

I had a mentor once who taught me that "Life if full of little compromises." That is so true, particularly in one's retirement years. Life for us humans is very much about "community." Where one lives out the final decades is not just about the climate and health care options. I'm fortunate. DW and ...
by Jazztonight
Tue Jan 23, 2018 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: What did you do with your first RMD withdrawal money?
Replies: 69
Views: 6268

Re: What did you do with your first RMD withdrawal money?

I took social security at 66. Now, several years later, I am receiving my RMD.

The combination gives me enough to live on without tapping other investments. I'm a lucky guy. 8-)
by Jazztonight
Mon Jan 22, 2018 12:21 pm
Forum: Personal Consumer Issues
Topic: Color fringing in new Costco eyeglasses - what gives?
Replies: 11
Views: 2271

Re: Color fringing in new Costco eyeglasses - what gives?

The coloration you're referring to is from the UV and/or AR (anti-reflective) coatings that Costco puts on most of their lenses, often whether you want it or not. This is not a bad thing, even if you're not 100% happy about it. The more choices the optical company offers you, the more time they hav...
by Jazztonight
Sun Jan 21, 2018 11:04 pm
Forum: Personal Consumer Issues
Topic: Color fringing in new Costco eyeglasses - what gives?
Replies: 11
Views: 2271

Re: Color fringing in new Costco eyeglasses - what gives?

The coloration you're referring to is from the UV and/or AR (anti-reflective) coatings that Costco puts on most of their lenses, often whether you want it or not. This is not a bad thing, even if you're not 100% happy about it. The more choices the optical company offers you, the more time they have...
by Jazztonight
Tue Jan 16, 2018 10:38 pm
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 10985

Re: Besides Bogleheads, What Are Your Favorite Forums?

Here are two suggestions: For Health, fitness, and bodybuilding: http://scoobysworkshop.com Lots of videos and interactive stuff. All n/c. Although I don’t spend much time there anymore (because I now have at least 10 correspondents around the world), I also like: http://www.fountainpennetwork.com/...
by Jazztonight
Mon Jan 15, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 10985

Re: Besides Bogleheads, What Are Your Favorite Forums?

Here are two suggestions: For Health, fitness, and bodybuilding: http://scoobysworkshop.com Lots of videos and interactive stuff. All n/c. Although I don’t spend much time there anymore (because I now have at least 10 correspondents around the world), I also like: http://www.fountainpennetwork.com/f...
by Jazztonight
Wed Jan 10, 2018 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Bequest to Charity -- would they assist with settlement?
Replies: 6
Views: 376

Re: Bequest to Charity -- would they assist with settlement?

My daughter works in “planned giving” for an organization that depends on such gifts/bequests. They have people who can help you answer questions such as this.

The more specific your gifts are, the easier it will be for your executor.
by Jazztonight
Wed Jan 10, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 184
Views: 21423

Re: Anyone disenchanted with retirement?

Hey all - As I'm reading through all the replies, it seems as though many are staying busy with their daily, non working, lives. As I think about early retirement, would you mind shedding some light on what exactly keeps you busy all day long ? Thanks, Working (for now) As you can see from many of ...
by Jazztonight
Wed Jan 03, 2018 12:15 pm
Forum: Personal Consumer Issues
Topic: TurboTax Premier 2017 - First year DIY Taxes
Replies: 10
Views: 1524

Re: TurboTax Premier 2017 - First year DIY Taxes

You could also either buy or borrow an external cd drive, they're not very expensive. Because my new MacBook doesn't have a DVD/CD drive, I bought this one on Amazon: https://www.amazon.com/gp/product/B01M8M50WI/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 It worked great! DW just bought the TurboTax...
by Jazztonight
Wed Jan 03, 2018 12:00 pm
Forum: Personal Consumer Issues
Topic: Recommend me a backpack for business use
Replies: 21
Views: 1543

Re: Recommend me a backpack for business use

The quality and function of Tom Bihn products is amazing. DW and I have been very happy with our daypacks, etc.
https://www.tombihn.com/collections/bri ... enger-bags
by Jazztonight
Wed Jan 03, 2018 12:50 am
Forum: Personal Finance (Not Investing)
Topic: Embarrassment Preventing Retirement Work: A factor for you?
Replies: 133
Views: 13811

Re: Embarrassment Preventing Retirement Work: A factor for you?

This is certainly a first-world problem. Before I retired from my health career profession, I was also a wedding band leader and musician. I never cared what people thought about it because I did, in a way, lead (at least) two different lives. Some patients actually hired my band to play for their o...
by Jazztonight
Sat Dec 30, 2017 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: So, how was the year ? Gains made and Lessons learnt ?
Replies: 76
Views: 7669

Re: So, how was the year ? Gains made and Lessons learnt ?

It was a challenging year financially for me as my Dad passed in March (96 yo, Alzheimers, it was his time) and I had to deal with distributing his funds to my sister and myself. First I had to GET the #!@%* money from five financial institutions who were holding my father's accounts hostage, I gues...
by Jazztonight
Tue Dec 19, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Best crash course in Spanish?
Replies: 32
Views: 4335

Re: Best crash course in Spanish?

Language Transfer Here are 90 free lessons in Spanish via YouTube from a polyglot teacher working one-on-one with a student. I have found it fascinating to hear how he works through common vocabulary and grammatical constructions, asking and answering questions as he goes along. Each lesson is 5-15...
by Jazztonight
Sat Dec 09, 2017 11:22 pm
Forum: Personal Consumer Issues
Topic: carefirst or Kaiser Rockville Md
Replies: 19
Views: 1148

Re: carefirst or Kaiser Rockville Md

I can't speak to Rockville, but I live in N. California, have been a Kaiser member for decades, and I wouldn't change for anything. Whether it's a minor or major problem, they've got you covered. My wife has had lab tests and treatments while traveling; one time my wife and I were on a cruise ship a...
by Jazztonight
Sun Dec 03, 2017 11:33 pm
Forum: Personal Finance (Not Investing)
Topic: Thinking of going "back" to school nearing 40?
Replies: 24
Views: 3091

Re: Thinking of going "back" to school nearing 40?

Hi CaptPete, I went back to college at age 54. It was a full-time BA program, although I only needed to attend classes M, W, and F. (I worked on T and Th, and did some other gigs as well.) It was at a local 4-year state university. If you are worried about competition from other students, don't. Jus...
by Jazztonight
Tue Nov 28, 2017 7:14 pm
Forum: Personal Consumer Issues
Topic: How Do You Stay Current With Music?
Replies: 111
Views: 6213

Re: How Do You Stay Current With Popular Music?

Excellent question! My (perhaps excellent) answer is, I don't, and you don't have to, either. I'm a professional musician with a degree in music. I have a repertoire of thousands of popular and classical songs of many different genres--in my head! I have an incredibly large library of published and...
by Jazztonight
Sat Nov 25, 2017 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: The fallacy of spending money on "experiences" vs hard assets
Replies: 336
Views: 20966

Re: The fallacy of spending money on "experiences" vs hard assets

I'm looking at the title of this thread: "...spending money on 'experiences' vs 'hard assets'." We're fortunate if we have the money. How we're going to spend it is always the question. If you take two trips/vacations/holidays a year, some of them are going to be more memorable than others. If I'm a...
by Jazztonight
Sun Nov 19, 2017 11:56 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with 360k for an old man
Replies: 30
Views: 3514

Re: What to do with 360k for an old man

I would love to hear more about similar personal experiences, if you've had one. What was the situation, and what did you learn from it? I will speak from personal experience. I took over my father's finances when he was 90. My Dad was in the early stages of dementia, and this only got worse with t...
by Jazztonight
Thu Nov 09, 2017 1:06 am
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 5807

Re: What do you do to keep your mind sharp?

Good topic. This subject is of particular interest to me since both my parents had a diagnosis of Alzheimers on their death certificates. Personally: I work out at home 3 days/week Walk 3 miles 3-6 days/week Study Spanish using Duolingo & Language Transfer; I also attempt reading/listening using a v...
by Jazztonight
Tue Nov 07, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: My Dad's slides
Replies: 21
Views: 2737

Re: My Dad's slides

Thanks for all your responses so far. While I could certainly save many hours of my time and some money if the slides were lost or destroyed (e.g. in a garage or basement flood), I'm reminded of our close friends whose house was completely destroyed in a fire 20 years ago--they lost all of their pho...
by Jazztonight
Tue Nov 07, 2017 11:52 am
Forum: Personal Consumer Issues
Topic: My Dad's slides
Replies: 21
Views: 2737

My Dad's slides

In going through my father's stuff after he passed earlier this year (at age 96--it was his time, trust me), I inherited 3 trays of projector slides from the years 1958-1964 or so. Thus far, I've made one pass through them (I don't have a slide viewer) and eliminated some. Yet, I'm still left with a...
by Jazztonight
Thu Nov 02, 2017 10:02 am
Forum: Investing - Help with Personal Investments
Topic: 3 Admiral funds vs 1 Target fund?
Replies: 10
Views: 2449

Re: 3 Admiral funds vs 1 Target fund?

Welcome to the Forum! I'm 70 and these days I view just about everything through the filter of "self-motivation." Your choices A and B are fine. That's not the problem. You recognize that you "might" have issues with re-balancing. You are not sure why, but it is good to recognize that up front. When...
by Jazztonight
Sat Oct 28, 2017 10:39 pm
Forum: Personal Consumer Issues
Topic: Shoes & Sandals & Athletic & Hiking Wear
Replies: 11
Views: 1379

Re: Shoes & Sandals & Athletic & Hiking Wear

I walked across half of California and virtually all of Arizona in these Merrell Moab Ventilator 2 shoes: https://www.amazon.com/Merrell-Mens-Hiking-Black-Night/dp/B01HFAAEXA/ref=sr_1_5?ie=UTF8&qid=1509248192&sr=8-5&keywords=merrell+moab+2 Wide toe box, good Vibram soles. I liked them so much, I bou...
by Jazztonight
Wed Oct 25, 2017 6:43 pm
Forum: Personal Consumer Issues
Topic: Package addresssed to my address, someone else's name, on house I am selling
Replies: 35
Views: 3300

Re: Package addresssed to my address, someone else's name, on house I am selling

My wife & recently moved and are selling our old house. She dropped by the house to do something or other and found a package on the porch. It was addressed properly to that house, but the name on the package is one neither of us recognized. The package appears to contain a new smartphone. How do I...
by Jazztonight
Wed Oct 25, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 5581

Re: what is your weekly workout routine?

I've enjoyed reading the workout routines. A few people in this thread have mentioned yoga as an option. I'm curious if people here do classes vs online videos, how often and maybe suggestions on how to start a routine. I'm in my mid 40's and realize I need to stretch more often to continue playing...
by Jazztonight
Wed Oct 25, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 5581

Re: what is your weekly workout routine?

On MWF I do this Bodyweight workout: 5 sets each of: 10 pull-ups (including wide grip, close grip, and chin-ups) 10 squats 10 pushups Planks: 30 sec each front plank, right side plank, left side plank, then stretch 3-5 times a week I walk 3 miles. I've been working out for decades. Doing Bodyweight...
by Jazztonight
Mon Oct 23, 2017 2:07 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 5581

Re: what is your weekly workout routine?

On MWF I do this Bodyweight workout: 5 sets each of: 10 pull-ups (including wide grip, close grip, and chin-ups) 10 squats 10 pushups Planks: 30 sec each front plank, right side plank, left side plank, then stretch 3-5 times a week I walk 3 miles. I've been working out for decades. Doing Bodyweight...
by Jazztonight
Mon Oct 23, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Cold feet
Replies: 23
Views: 2769

Re: Cold feet

Darn Tough Socks. Easily one of the best socks out there. A little expensive but you are getting quality out of it. +1. They are fantastic. Made in America, so they probably cost 2-3x as much as a generic wool sock, but worth every penny +2. I have 3 pair of these. They're expensive (like $25/pair)...
by Jazztonight
Mon Oct 23, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 5581

Re: what is your weekly workout routine?

On MWF I do this Bodyweight workout: 5 sets each of: 10 pull-ups (including wide grip, close grip, and chin-ups) 10 squats 10 pushups Planks: 30 sec each front plank, right side plank, left side plank, then stretch 3-5 times a week I walk 3 miles. I've been working out for decades. Doing Bodyweight ...
by Jazztonight
Sat Oct 21, 2017 1:39 pm
Forum: Investing - Theory, News & General
Topic: For those near retirement and rebalanced to Bonds...
Replies: 34
Views: 4594

Re: For those near retirement and rebalanced to Bonds...

The business about “sleep well at night” doesn’t mean much to me—I rarely sleep well at night. But it has nothing to do with allocation. Rather I view asset allocation as a measure of general comfort level. Who knows what the future will bring, market-wise or otherwise? I went ahead and tried the go...
by Jazztonight
Thu Oct 19, 2017 10:08 am
Forum: Personal Consumer Issues
Topic: 1st Time Cruise - Princess and wifi
Replies: 23
Views: 2417

Re: 1st Time Cruise - Princess and wifi

My wife and I have taken about 7 cruises with Princess, including SF to Alaska, Ft. Lauderdale through the Panama Canal, and SF to Hawaii. I've been very happy with the experience; and I'm not an easy guy to please. Once you've been on a certain number of cruises with a particular line, you start ge...
by Jazztonight
Wed Oct 18, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Is a doctor's practice one of the safest and most profitable businesses?
Replies: 58
Views: 4752

Re: Is a doctor's practice one of the safest and most profitable businesses?

...Next, doctors are in a cognitive field that is unique on its own. It is different from dentists, from optometrists, and from engineers. Our work can lead to a patient dying pretty rapidly in fact, or a missed diagnosis leads to earlier death later on... ...I don't care what a google engineer can...
by Jazztonight
Wed Oct 18, 2017 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Is a doctor's practice one of the safest and most profitable businesses?
Replies: 58
Views: 4752

Re: Is a doctor's practice one of the safest and most profitable businesses?

Similarly, an optometrist; in my state, when he trained and was licensed, optometrists were not allowed to dilate eyes. Now, that has changed, and the newer and younger optometrists do it. He would have to spend time and money to get trained and licensed. He chose not to do so, and lives with whate...
by Jazztonight
Wed Oct 18, 2017 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: how long did it take to get used to retirement
Replies: 105
Views: 11938

Re: how long did it take to get used to retirement

Looking over the many responses, it's obvious that some people take to retirement more easily than others. I was semi-retired for a number of years, and filled my days off with significant activities and projects, including going back to college for another BA degree. I've been fully retired for the...
by Jazztonight
Sat Oct 07, 2017 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: Bogle-oriented financial advisor in my area
Replies: 13
Views: 1546

Re: Bogle-oriented financial advisor in my area

You've come to the right place. Fidelity DOES have very low-cost index funds, but your "advisor/manager" isn't interested in having you move your funds away from his management and his commissions. How sad. I guess you'll just have to make a simple phone call to Vanguard, tell the rep you have your ...
by Jazztonight
Thu Oct 05, 2017 8:57 pm
Forum: Personal Consumer Issues
Topic: How do you value your time?
Replies: 97
Views: 5138

Re: How do you value your time?

When I'm by myself, I do as I please. When my wife is with me, I do as she pleases, unless it is something that means a great deal to me and then we have a long discussion followed by a compromise. Whether or not I save $20 in parking fees is not a great deal to me so I would do it if my wife reque...
by Jazztonight
Mon Oct 02, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Need compact point and shoot camera recommendations
Replies: 32
Views: 2572

Re: Need compact point and shoot camera recommendations

I recently came back from Morocco, where our group contained 15 people carrying a variety of cameras large, small, complex, and simple. Comparing their photos to the ones I took with my iPhone 7plus, I'd have to say they were comparable, or mine were better. The iPhone 7+ optics and 2 lenses, plus t...
by Jazztonight
Fri Sep 29, 2017 7:08 pm
Forum: Personal Consumer Issues
Topic: Boglehead Investing Simplicity Leading to Simplifying Life?
Replies: 21
Views: 2533

Re: Boglehead Investing Simplicity Leading to Simplifying Life?

Seven years ago DW and I downsized from a big house to a nice-sized apartment near public transportation, shopping, and the library . In the process, we decluttered a gazillion items in a myriad of ways. Two years ago I came across Marie Kondo's book on decluttering, and reduced my belongings even ...
by Jazztonight
Fri Sep 29, 2017 4:20 pm
Forum: Personal Consumer Issues
Topic: Boglehead Investing Simplicity Leading to Simplifying Life?
Replies: 21
Views: 2533

Re: Boglehead Investing Simplicity Leading to Simplifying Life?

Seven years ago DW and I downsized from a big house to a nice-sized apartment near public transportation, shopping, and the library. In the process, we decluttered a gazillion items in a myriad of ways. Two years ago I came across Marie Kondo's book on decluttering, and reduced my belongings even mo...
by Jazztonight
Thu Sep 28, 2017 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Bay Area Real Estate
Replies: 154
Views: 17977

Re: Bay Area Real Estate

I live in the East Bay (Oakland), and in spite of whatever the problem-of-the-day is (construction noise, homelessness, earthquakes, problems with public schools, protests, we're gonna fall into the San Francisco Bay), I love it here. In the 1970s I moved away for 7 years, and couldn't wait to come ...
by Jazztonight
Tue Sep 26, 2017 10:57 am
Forum: Personal Consumer Issues
Topic: Older or younger people travel around?
Replies: 31
Views: 3653

Re: Older or younger people travel around?

Certainly one way of looking at a trip/vacation is to sort by age. I prefer to filter by two other categories: 1. Are people interesting to be with (or obnoxious); and 2. Can they physically “keep up” with the group, the tour, or the activity. I just returned with DW from an Overseas Adventure Tour...
by Jazztonight
Tue Sep 26, 2017 10:46 am
Forum: Personal Consumer Issues
Topic: Older or younger people travel around?
Replies: 31
Views: 3653

Re: Older or younger people travel around?

I will not do any organized tours in the foreseeable future. I had one a few years ago with really bad experience with a (said to be) reputable agency but bad local tour guide in China. That's unfortunate. I would have liked to meet you on one of the tours I plan to be taking! 8-) But I hear you--a...
by Jazztonight
Tue Sep 26, 2017 6:09 am
Forum: Personal Consumer Issues
Topic: Older or younger people travel around?
Replies: 31
Views: 3653

Re: Older or younger people travel around?

Certainly one way of looking at a trip/vacation is to sort by age. I prefer to filter by two other categories: 1. Are people interesting to be with (or obnoxious); and 2. Can they physically “keep up” with the group, the tour, or the activity. I just returned with DW from an Overseas Adventure Tour ...
by Jazztonight
Sun Sep 24, 2017 7:53 am
Forum: Investing - Help with Personal Investments
Topic: Help?! My 70 year old father is 100% invested in equities
Replies: 79
Views: 8846

Re: Help?! My 70 year old father is 100% invested in equities

In their 80s and 90s, my parents were attending "seminars" and then investing relatively large sums with this or that "nice young man" from a brokerage or bank who came to talk at their residence apartment facility or club. In other words, they were "sold," and didn't ask my opinion on anything. Whe...
by Jazztonight
Fri Sep 22, 2017 2:32 pm
Forum: Investing - Theory, News & General
Topic: VG wants everyone to transfer to a brokerage account?
Replies: 110
Views: 13245

Re: VG wants everyone to transfer to a brokerage account?

All of my VG accounts were converted to brokerage accounts over a 3-4 day period. The VG rep was great, and I've had no problems.