Search found 879 matches

by Jazztonight
Thu Aug 16, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 18
Views: 824

Re: Celebrating the day you retired

Great question, and it brought back a good memory. I finally retired from my day gig after 37 years, but was also performing as a musician with my band at a local restaurant every week at the time. I talked to the restaurant owner and we worked out a deal to reserve about 25 or 30 seats at several t...
by Jazztonight
Thu Aug 16, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 33
Views: 1263

Re: Where to buy white, athletic fit dress shirt?

This may be your shirt: https://www.josbank.com/traveler-collection-tailored-fit-button-down-collar-dress-shirt-5AAH Two for $89. Can't be sure, but I may be built similar to you. Decent shoulders (from exercise) and relatively thin waist. I don't like baggy dress shirts, and this is the model at Jo...
by Jazztonight
Thu Aug 16, 2018 12:42 am
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 85
Views: 6432

Re: As an American, where are some great places in the world to retire?

Evidence shows that moderate (mediterranean) climate is good for longevity... That's why I'm staying where I am, in Oakland, CA. https://en.wikipedia.org/wiki/Oakland,_California "Oakland has a warm-summer Mediterranean climate with an average of 260 sunny days per year. In general, the city featur...
by Jazztonight
Wed Aug 15, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 85
Views: 6432

Re: As an American, where are some great places in the world to retire?

Evidence shows that moderate (mediterranean) climate is good for longevity... That's why I'm staying where I am, in Oakland, CA. https://en.wikipedia.org/wiki/Oakland,_California "Oakland has a warm-summer Mediterranean climate with an average of 260 sunny days per year. In general, the city featur...
by Jazztonight
Mon Aug 13, 2018 7:16 pm
Forum: Investing - Theory, News & General
Topic: Offering 401k Advice to my coworkers?
Replies: 36
Views: 3097

Re: Offering 401k Advice to my coworkers?

"No good deed goes unpunished." At least you introduced Vanguard into your company. In my old company, the 401k plan was miserable. But since it was the only game available, the professional staff members chose the best alternatives, and made the best of a bad situation. The lower level (and less ed...
by Jazztonight
Sat Aug 11, 2018 11:36 pm
Forum: Personal Consumer Issues
Topic: Aqua Shoes for Beach
Replies: 16
Views: 1406

Re: Aqua Shoes for Beach

Here are the aqua shoes I bought: https://www.amazon.com/gp/product/B000V7PH8C/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 And let me tell you, they've been great! Like you, I'd also gone through all kinds of cheap water shoes, and finally decided to invest in a decent pair to wear to the beach. DW a...
by Jazztonight
Sat Aug 11, 2018 8:33 am
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 7638

Re: Should I tell my family/friend that they are making a financial mistake?

acegolfer wrote:
Sat Aug 11, 2018 8:21 am
If someone tells me I'm wrong about something, I always listen. A logical explanation can change my views.
That's why you are acegolfer and they're not! 8-)
by Jazztonight
Sat Aug 11, 2018 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Biggest Threats to Financial Well-Being
Replies: 99
Views: 8879

Re: Biggest Threats to Financial Well-Being

Being overly generous with gifts to relatives and “charities.” I know a couple who have tapped into their retirement accounts to help relatives through “rough times,” only to find themselves in dire straits during downturns and times of unemployment, etc. This couple is overly kind, but can no longe...
by Jazztonight
Sat Aug 11, 2018 12:18 am
Forum: Personal Consumer Issues
Topic: Piano Tuning - Cost and Recommendations
Replies: 9
Views: 731

Re: Piano Tuning - Cost and Recommendations

Great idea to get your piano tuned. I’m a professional musician, I also have a Yamaha studio upright, and pay $100-150 per tuning, usually every 12-18 months. The more regularly you tune it, the better it will be. Keep it away from heat vents, windows, and exterior walls if you can. I agree that you...
by Jazztonight
Sat Aug 11, 2018 12:01 am
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 7638

Re: Should I tell my family/friend that they are making a financial mistake?

that was a great story by Jazztonight. I would bet if you asked jazztonight s/he had a feeling that his/her information would be accepted, rather than dismissed... Yes, absolutely! In the few cases where anyone has paid attention to my Boglehead suggestions, I’d tip-toe along and try to determine i...
by Jazztonight
Fri Aug 10, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 7638

Re: Should I tell my family/friend that they are making a financial mistake?

The problem with trying to help your parents avoid bankrupting themselves is that it can look like you're trying to protect an inheritance. Although nowhere near bankruptcy, I couldn’t convince my father to get rid of the young, pleasant, FA in a nice suit who had him invested in all manner of expe...
by Jazztonight
Fri Aug 10, 2018 10:32 am
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 7638

Re: Should I tell my family/friend that they are making a financial mistake?

Most people think they know how to invest their money better than you do. However, once in a while you can be of significant help. Five years ago, I was visiting a colleague of mine in Chicago, and the subject of money and investing came up. I knew she had a lot more money than I do. She, her husban...
by Jazztonight
Wed Aug 08, 2018 7:54 pm
Forum: Personal Consumer Issues
Topic: Learning to Draw-Online course?
Replies: 8
Views: 608

Re: Learning to Draw-Online course?

Use this book...."Drawing on the right side of the brain"...Betty Edwards It has been around for years and it works...if you apply yourself as Uncle scrooge suggests...helped me 35 years ago. The book is still excellent. Agree about this one. No matter how one starts out with basic drawing, one wil...
by Jazztonight
Wed Aug 08, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3166
Views: 966313

Re: What Book Are You Currently Reading? Part VI

I'm currently half way through Grit https://www.amazon.com/Grit-Passion-Perseverance-Angela-Duckworth/dp/1501111116/ref=sr_1_1?ie=UTF8&qid=1533743605&sr=8-1&keywords=grit+angela+duckworth by Angela Duckworth. It's terrific, and a real Bogleheads book! I'm also almost finished with the unabridged ver...
by Jazztonight
Wed Aug 08, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Detailed journal of my bicycle ride through the Balkans
Replies: 4
Views: 626

Re: Detailed journal of my bicycle ride through the Balkans

Beautiful job, Raybo!
Congratulations on a wonderful journey. 8-)
by Jazztonight
Tue Aug 07, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: Seeking ideas for relaxing but not boring vacation
Replies: 19
Views: 1440

Re: Seeking ideas for relaxing but not boring vacation

Here are 7 beautiful week-long cruises in October: https://www.princess.com/find/searchResults.do My wife and I have been on 3 of them: California Coast, Mexican Riviera, and Canada & New England. People who say they don't like cruises often haven't been on one. What I say is: "Hmmm... Restaurant di...
by Jazztonight
Tue Aug 07, 2018 9:15 am
Forum: Personal Consumer Issues
Topic: Relaxing - quieting the mind
Replies: 47
Views: 2909

Re: Relaxing - quieting the mind

You're getting some good recommendations and advice. (Also some ridiculous suggestions!) That's what this forum is famous for. Personally, I don't believe in mindfulness any longer--forcing such things has never worked for me. In my opinion, you are mindful when you need to be and when your life dep...
by Jazztonight
Mon Aug 06, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: DW job in dangerous area
Replies: 90
Views: 6726

Re: DW job in dangerous area

This is a sad thread. My thoughts and observations: Children need good teachers. Some teachers will step up to the plate and teach at schools that are in "dangerous" neighborhoods. Many will have long, satisfying careers and have a positive impact on many students who will forever be grateful to the...
by Jazztonight
Mon Aug 06, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6372

Re: "Dollar Store" favorites

I depended on Dollar General and Family Dollar on my recent cross country walk.

Here are the items I bought regularly (rarely was anything actually $1):

Packages of Swiss cheese
Wheat Thins
Triscuits
Snickers
Packs of Tuna
Dr Pepper
Ice cream sandwiches
Protein bars
Hand sanitizer
Wipes
by Jazztonight
Mon Aug 06, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: February warm weather vacation
Replies: 19
Views: 1456

Re: February warm weather vacation

Cruise through the Panama Canal. You'll be in a warm climate, visit lagoons, have live entertainment at night, restaurant dining at every meal, have a pool, fitness center, etc.

https://www.princess.com/learn/cruise-d ... l-cruises/

Don't knock it till you've tried it!
by Jazztonight
Mon Aug 06, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 188
Views: 23755

Re: Anyone disenchanted with retirement?

Although I posted previously in January, I wanted to revive this thread because it's so important. First, my recommendation to everyone is to not wait until you're retired or almost retired to start thinking about it. I started planning my retirement when I was 40 and read "Get a Life: You Don't Nee...
by Jazztonight
Fri Aug 03, 2018 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Bonus at Job - Weird Situation
Replies: 34
Views: 5965

Re: Bonus at Job - Weird Situation

I worked at the same company for 30 years before retiring. Here's what I learned both as a staff professional, a middle administrator, and a part time staff person (at the end of my tenure): The workers are thinking one thing, and the owners/managers are on another plane. There are the visible goals...
by Jazztonight
Thu Aug 02, 2018 10:55 pm
Forum: Personal Consumer Issues
Topic: New job commute
Replies: 64
Views: 3491

Re: New job commute

leeks wrote:
Thu Aug 02, 2018 1:32 pm
If you are truly committed to the place where you live, switch to a 70K local job option and enjoy more time with your family. You can live on that. The commute is not worth it.
I can't agree more. If your wife loves you, she'll understand. You're slowly dying in your leased car.
by Jazztonight
Thu Aug 02, 2018 10:49 pm
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 4416

Re: Which diet soda pop do you enjoy?

I don't drink diet soda. And while I do like non-diet soda, especially Dr Pepper, I found that the caffeine in most sodas affects my sleep too much these days. So when I drink soda, my choices have become limited. A&W Root Beer and Mug Root Beer are the sodas most readily available commercially. (I ...
by Jazztonight
Thu Aug 02, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Career Change, Give Up and focus on Retirement, or Make the Leap???
Replies: 13
Views: 1422

Re: Career Change, Give Up and focus on Retirement, or Make the Leap???

I don't know why, but I'm prompted to respond to your dilemma. Personally, I did not get out of grad school until age 30, and then was underemployed for several years, went through a costly divorce, and didn't hit my stride until maybe 10 years later. Although I was a health professional, I was in a...
by Jazztonight
Thu Aug 02, 2018 10:22 am
Forum: Personal Consumer Issues
Topic: weekender bag?
Replies: 30
Views: 2525

Re: weekender bag?

I recently picked up this Adidas Defender III Small Duffel for under $40 at Dick's Sporting goods. https://www.amazon.com/adidas-Defender-Duffel-Black-White/dp/B0748KSS61/ref=sr_1_1?ie=UTF8&qid=1533223200&sr=8-1&keywords=adidas%2Bdefender%2Biii%2Bsmall%2Bduffel&th=1&psc=1 I carry my flute gear in it...
by Jazztonight
Tue Jul 31, 2018 5:44 pm
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 160
Views: 7787

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

DW and I are in our 70s. We always get the trip and evacuation insurance. Yeah, it feels like a ripoff, but most of the time no one uses travel insurance. It's only for when you need it. When we were in the Galapagos she fell and broke her wrist. In the Czech Republic she fell on the cobblestone pav...
by Jazztonight
Sun Jul 29, 2018 11:36 pm
Forum: Personal Consumer Issues
Topic: Why dont people sit outside more? And how to deal with bugs?
Replies: 50
Views: 5257

Re: Why dont people sit outside more? And how to deal with bugs?

Interesting topic.

It’s 9:30 pm now in late July in Oakland, CA. It’s 64°outside and too cool for us to comfortably sit outside on our deck. (We don’t have or need AC.)

No mosquitoes, though, which I don’t miss.

Or fireflies, which I do.

There’s a price you pay for everything, isn’t there?
by Jazztonight
Sun Jul 29, 2018 11:16 pm
Forum: Personal Consumer Issues
Topic: Two Days on Long Island
Replies: 16
Views: 1473

Re: Two Days on Long Island

1. Jones Beach (I grew up in Wantagh, the Gateway to Jones Beach). Bring your bathing suit!

2. Sagamore Hill (Home of Teddy Roosevelt)—a must-see if you’ve never been there.

You won’t be disappointed with either of these.
by Jazztonight
Fri Jul 27, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: steel cut oats wash/rinse before cooking
Replies: 26
Views: 2944

Re: steel cut oats wash/rinse before cooking

I am the steel cut oats cooker in our house, and we buy it in bulk from Sprouts or Whole Foods. I prepare the oats in a large saucepan like this: 8 1/3 cups water (I measure it carefully) in a pot, bring to a boil. Add 2 cups steel cut oats. (I've never washed or rinsed the oats, and am still alive ...
by Jazztonight
Fri Jul 27, 2018 3:33 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 130
Views: 9305

Re: Tips for staying active / injury-free into older age

I'm currently 71, and completed a 2,600-mile coast-to-coast walk one month ago. Impressive! And nice to read this. My hat (and shoes!) are off to you! I missed Jazztonight's post. This is indeed impressive. Fantastic!! Here it is (Walking Coast-to-Coast): https://www.bogleheads.org/forum/viewtopic....
by Jazztonight
Fri Jul 27, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 130
Views: 9305

Re: Tips for staying active / injury-free into older age

As is typical when physical activity and fitness are discussed by Bogleheads, you'll find a wide variety of how we stay in good physical condition. But the one constant (at least among those who respond), is that we do something. Like many others, I've been active most of my life. I realized early o...
by Jazztonight
Mon Jul 16, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: Why own a bed?
Replies: 140
Views: 9706

Re: Why own a bed?

Random thoughts: 1. After my divorce in the 1980s, I slept on a used, double-size mattress on the floor for 2 years. Some of the best years of my life for a number of reasons. 8-) 2. Scorpions can be found virtually everywhere. In the Oakland California hills, I came home to find one on our bedroom ...
by Jazztonight
Sat Jul 14, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8565

Re: Amazon won't sell this book to me.

Is this thread about "I couldn't buy this book from Amazon"? or "Let's all tell horror stories about Amazon"? I'm a Prime member, and to me it's worth it. I also love Costco. However, let me add these two recent experiences: 1. An item that was delivered to my apartment building and signed for by ou...
by Jazztonight
Thu Jul 12, 2018 12:30 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

I just returned last week from a Coast-to-Coast walk, Pacific to the Atlantic. I succeeded and survived. Wow! And congratulations! I just completed a somewhat shorter coast-to-coast walk in June, Alfred Wainwright's classic Coast to Coast across England. That was a rather grueling ~200 miles over a...
by Jazztonight
Wed Jul 11, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

As I've said many times, walking coast-to-coast is not about walking. If it is not about walking, what *is* it about? Purging demons? Meditation? Achieving a transcendent state? Processing the sensory reality of our country as experienced from its road system traveled at pedestrian pace? A spiritua...
by Jazztonight
Tue Jul 10, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

Here's yesterday's Washington Post article about a guy who just completed a walk from Patagonia to Alaska, almost the entire length of the western hemisphere, 14,481 miles along the Pan-American highway. He slept in drainage pipes and fought a grizzly bear. https://www.washingtonpost.com/amphtml/ne...
by Jazztonight
Tue Jul 10, 2018 8:38 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

Did you keep track of expenses? I'm curious how much since you stayed in so many hotels and had to eat in a bunch of restaurants. I was gone 170+ days. Sometimes I ate in real restaurants, but my dietary needs were/are not fancy. Most motels provided breakfast (cereal & yogurt; eggs & toast, muffin...
by Jazztonight
Tue Jul 10, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

Hello to my fellow Bogleheads! I just returned last week from a Coast-to-Coast walk, Pacific to the Atlantic. I succeeded and survived. Thanks, Jazztonight! Just finished reading the blog ... kept me up very late. :) It was fascinating to me. While not quite as, uh-hem, 'experienced' as you, you've...
by Jazztonight
Tue Jul 10, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

Sandtrap wrote:
Mon Jul 09, 2018 1:44 pm
Welcome back, Robert.
Home, and to the "forum".
Glad you returned safe.
Aloha
jim :D

ps: please announce when the book comes out on your exploits. :D
Mahalo, Jim!
by Jazztonight
Tue Jul 10, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

pondering wrote:
Tue Jul 10, 2018 8:00 am
Glad you made the journey.
Thanks! Me too.
by Jazztonight
Tue Jul 10, 2018 6:38 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

ClaycordJCA wrote:
Tue Jul 10, 2018 1:37 am
Congratulations and welcome home. Looking forward to reading the blog.
I live in Oakland, and it is good to be home.
by Jazztonight
Tue Jul 10, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

I don't know if age has much to do with it. Once retired, we have much more control over how we spend our time; or at least we should. I don't think I missed much by not sitting at my desk for those 170 days. I also avoided the news. I assume your investments were on autopilot - I guess auto-ped :w...
by Jazztonight
Tue Jul 10, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

pondering wrote:
Tue Jul 10, 2018 8:00 am
Glad you made the journey.
It's a one-time thing. For me, anyway.
by Jazztonight
Tue Jul 10, 2018 6:31 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

JPH wrote:
Tue Jul 10, 2018 6:43 am
You mean you actually walked upright on the ground? That's a great accomplishment. I congratulate you.
Thanks! Yes, I walked upright, never crawled or cycled or jogged. On the actual ground.

As I've said many times, walking coast-to-coast is not about walking.
by Jazztonight
Sun Jul 08, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: Long Cruises
Replies: 20
Views: 1787

Re: Long Cruises

DW and I have a reservation to go on a Princess world cruise in January 2020. It's 110 days, and I'm looking forward to it. We've been on a half dozen cruises, most on Princess, and I've established a routine for myself that works well. Also, I truly like being at sea in a large ship. How I'll do on...
by Jazztonight
Sat Jul 07, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 414
Views: 96854

Re: Pull-ups and Push-ups

OP here. When it comes to exercise and workouts, every once in a while we fall off the wagon. Or we go on an extended trip. Or we just get lazy, and stop working out. But hopefully, at some point we realize we just have to get back on the horse. And if you're self-motivated, you really don't have to...
by Jazztonight
Thu Jul 05, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

Fitch wrote:
Thu Jul 05, 2018 1:43 pm
Did you keep track of expenses? I'm curious how much since you stayed in so many hotels and had to eat in a bunch of restaurants.
I haven't got the grand total yet. I charged virtually everything.
It was not a cheap trip, but it was much less than a 170 day cruise or OAT tour would have cost.
by Jazztonight
Thu Jul 05, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

Generally-speaking, did you plan how many miles to walk each day so that you'd end up in a specific location, or did you just "wing-it" and stop walking when you got tired? 12-25 miles is a typical day's walk. End of the day was determined by destination, fatigue, or convenience. "I almost died onl...
by Jazztonight
Thu Jul 05, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6946

Re: Walking Coast-to-Coast

SuperGrafx wrote:
Thu Jul 05, 2018 1:21 pm
Nice accomplishment.

Question --- how is this a personal consumer issue?
Well, it's not a financial issue. And this is where the physical fitness and travel posts are. Hope you don't mind.