Search found 788 matches

by bubbadog
Tue Jul 16, 2019 4:43 pm
Forum: Investing - Theory, News & General
Topic: Do you care about your home appreciating?
Replies: 77
Views: 3560

Re: Do you care about your home appreciating?

I care about all of my assets appreciating, including my home.
by bubbadog
Sun Jul 14, 2019 5:38 pm
Forum: Personal Investments
Topic: Phase out EF [Emergency Fund]?
Replies: 111
Views: 4644

Re: Phase out EF?

At what point might it make sense to fold your EF into your taxable? Let’s ignore tax-advantaged accounts and short term cash liabilities (e.g., I know I need to spend X on Y soon). I often struggle with holding so much “cash”. For those of you who don’t carry an EF in “cash”, at what point did you...
by bubbadog
Wed Jul 10, 2019 8:39 am
Forum: Personal Consumer Issues
Topic: Car Dilemma
Replies: 20
Views: 1376

Re: Car Dilemma

hectorochoa wrote:
Wed Jul 10, 2019 8:23 am
Why don't you think about doing the following:

DW gets the 2015 ES350.
Son drives 1998 ES300.
You drive Subaru.
You also keep 2007 Accord as a spare car.
This seems like a reasonable approach!.

If one of the other cars needs repair, you have a spare.
by bubbadog
Tue Jul 09, 2019 6:57 am
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

Follow up for anyone interested. I made the trip Saturday and got a great tour of the lighthouse. It has 3 bedrooms, 1 full bath, living room, kitchen, laundry room, basement with an extra bedroom, and a crow's nest outside surrounding the light. The owner is a super nice lady from Virginia. She co...
by bubbadog
Mon Jul 08, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

The lighthouse is super cool (google it and you will see). sorry about your financial loss -- but i agree -- that is super cool! even has it's own facebook page. :) here's an article i found interesting. thanks for your post! https://fox8.com/2017/07/04/woman-calls-living-in-lake-erie-lighthouse-a-...
by bubbadog
Sat Jul 06, 2019 5:34 am
Forum: Personal Consumer Issues
Topic: buying a 60 or 65 inch tv this weekend. which one?
Replies: 74
Views: 3349

Re: buying a 60 or 65 inch tv this weekend. which one?

I have a 15 year old Bose surround sound . I haven’t used it for over 10 years and I don’t know how to use it now. I like simple and easy AV stuff. Isn’t the speaker on the new oled tv enough or do I need to figure out how to use the surround sound or buy a new one . I won’t need a blue ray . Since...
by bubbadog
Fri Jul 05, 2019 7:44 pm
Forum: Personal Consumer Issues
Topic: buying a 60 or 65 inch tv this weekend. which one?
Replies: 74
Views: 3349

Re: buying a 60 or 65 inch tv this weekend. which one?

do I need to buy a roku tv or Apple TV for my LG Oled B8? I have internet speed of 70 upload and 6 download. Do I need any hdmi cable for my DVD player? It is an ancient one I like to have supplies ready when the technician installs my tv Don't buy expensive HDMI cables. Amazon Basics work fine. No...
by bubbadog
Fri Jul 05, 2019 7:41 pm
Forum: Personal Consumer Issues
Topic: buying a 60 or 65 inch tv this weekend. which one?
Replies: 74
Views: 3349

Re: buying a 60 or 65 inch tv this weekend. which one?

Bubbadog- OLED is head and shoulders the best display technology currently available. My recommendation would be to buy a LG OLED. The C8 model LG is a 2018 model and the C9 is the 2019 model. Very little actual difference between the two models and usually the C8 will be much cheaper. Mine is the ...
by bubbadog
Fri Jul 05, 2019 6:29 pm
Forum: Personal Consumer Issues
Topic: buying a 60 or 65 inch tv this weekend. which one?
Replies: 74
Views: 3349

Re: buying a 60 or 65 inch tv this weekend. which one?

ThankyouJack- I don't watch tv much . This may be the reason why my Pioneer Elite still works well after 15 years. I just want a new tv. Uh oh. If you currently have an Elite Kuro (AKA the best Plasma ever made), anything short of a high-end OLED is going to look like crap. You will be particularly...
by bubbadog
Fri Jul 05, 2019 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: 50-60k boat purchase??
Replies: 82
Views: 4597

Re: 50-60k boat purchase??

Agree you should pay cash for toys or luxuries. Certainly agree that you could use a new boat though. I think he is planning on paying cash. He is doing great financially. Life it about balance. If a new boat would bring a lot of enjoyment for his family, I vote go for it! OP, good luck with your d...
by bubbadog
Thu Jul 04, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?
Replies: 47
Views: 2749

Re: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?

At the end of the season before storing for winter.

I do my mower and my convertible sometime in the fall usually.
by bubbadog
Thu Jul 04, 2019 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?
Replies: 57
Views: 3820

Re: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?

Isn't a fully loaded Model 3 performance closer to $70,000?

When I configured one on their website, I got a purchase price of $68,900.
by bubbadog
Wed Jul 03, 2019 9:26 am
Forum: Personal Finance (Not Investing)
Topic: Staying the course is so hard (support thread)
Replies: 110
Views: 10486

Re: Staying the course is so hard (support thread)

From one ED doc to another, don't buy the doctor house. Your 720K/year income can front load the path to financial independence at an incredible rate. Good luck At first I didn't read ED as Emergency Department! :wink: Department not dysfunction! The emergency department has many rooms. :happy
by bubbadog
Wed Jul 03, 2019 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Staying the course is so hard (support thread)
Replies: 110
Views: 10486

Re: Staying the course is so hard (support thread)

From one ED doc to another, don't buy the doctor house.

Your 720K/year income can front load the path to financial independence at an incredible rate.

Good luck
by bubbadog
Tue Jul 02, 2019 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: Inheriting two homes, sell or rent them ...
Replies: 27
Views: 2252

Re: Inheriting two homes, sell or rent them ...

Sell them both.

Invest the proceeds in either a 3 fund portfolio or a target date fund.

Use some of the dividends to treat you and your family from time to time.
by bubbadog
Tue Jul 02, 2019 8:43 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 849
Views: 105070

Re: Hit double comma net worth!

Congrats! :sharebeer
by bubbadog
Sat Jun 29, 2019 10:04 am
Forum: Personal Consumer Issues
Topic: Going to switzerland this september-advice?
Replies: 30
Views: 1865

Re: Going to switzerland this september-advice?

DW and I took a trip to Switzerland a couple years ago. If you get the time, try to take a trip to Brienz, a charming small town on the edge of Lake Brienz. The view of the lake is breathtaking, and there a pretty neat wood carver's shop in the town. The other portion of Switzerland that we really ...
by bubbadog
Fri Jun 28, 2019 2:28 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 849
Views: 105070

Re: Celebrating a milestone today: my first day with $100,000 in retirement accounts

Nice Job! the second 100K will be much easier. :sharebeer
by bubbadog
Tue Jun 25, 2019 4:36 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

The lighthouse is super cool (google it and you will see). sorry about your financial loss -- but i agree -- that is super cool! even has it's own facebook page. :) here's an article i found interesting. thanks for your post! https://fox8.com/2017/07/04/woman-calls-living-in-lake-erie-lighthouse-a-...
by bubbadog
Mon Jun 24, 2019 12:50 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

A lighthouse! No kidding :oops: Story, please! I was the winning bidder of the Fairport Harbor West Breakwater Lighthouse in Lake County, Ohio. It is located just east of Cleveland on Lake Erie. The government was auctioning off lighthouses that were no longer needed. This was about 8-9 years ago b...
by bubbadog
Mon Jun 24, 2019 11:54 am
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

I contacted the owner and explained who I was. She definitely remembered how the transaction went. I am going up to the lighthouse in a couple of weeks for a tour! Nice! This thread does have a happy ending. :sharebeer Yes, looking forward to seeing how she addressed some of the concerns I had with...
by bubbadog
Sun Jun 23, 2019 1:13 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

lighthouse, wow you should have kept it. From its facebook page: https://www.facebook.com/FairportHarborWestLighthouse/photos/pcb.2867225583310216/2867218423310932/?type=3&theater Thanks for the link. I contacted the owner and explained who I was. She definitely remembered how the transaction went....
by bubbadog
Sat Jun 22, 2019 9:17 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

A lighthouse! No kidding :oops: Story, please! I was the winning bidder of the Fairport Harbor West Breakwater Lighthouse in Lake County, Ohio. Holy $#@#$&, that definitely is the coolest story in this thread by far! To even think of trying to buy a lighthouse is cool, hats off to you, bubbadog. An...
by bubbadog
Sat Jun 22, 2019 9:02 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

lighthouse, wow you should have kept it. From its facebook page: https://www.facebook.com/FairportHarborWestLighthouse/photos/pcb.2867225583310216/2867218423310932/?type=3&theater I have thought about contacting the owner and seeing if they would give me a tour. Maybe they would give me the proverb...
by bubbadog
Sat Jun 22, 2019 2:42 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

A lighthouse! No kidding :oops: Story, please! I was the winning bidder of the Fairport Harbor West Breakwater Lighthouse in Lake County, Ohio. Holy $#@#$&, that definitely is the coolest story in this thread by far! To even think of trying to buy a lighthouse is cool, hats off to you, bubbadog. An...
by bubbadog
Sat Jun 22, 2019 12:02 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

A lighthouse! No kidding :oops: Story, please! I was the winning bidder of the Fairport Harbor West Breakwater Lighthouse in Lake County, Ohio. It is located just east of Cleveland on Lake Erie. The government was auctioning off lighthouses that were no longer needed. This was about 8-9 years ago b...
by bubbadog
Thu Jun 13, 2019 1:03 pm
Forum: Personal Consumer Issues
Topic: Side x Side/Utility Vehicle
Replies: 20
Views: 1297

Re: Side x Side/Utility Vehicle

I have owned a Yamaha Rhino. It looks to be a 2 person version of the 3 person Yamaha Viking you are considering. It was very good for sport purposes and general around the farm utility. All three you mentioned will definitely handle the tasks you describe. Later, I purchased a Kubota RTV which was ...
by bubbadog
Wed Jun 12, 2019 12:00 pm
Forum: Personal Consumer Issues
Topic: Ordering custom t-shirts (for a team)
Replies: 5
Views: 471

Re: Ordering custom t-shirts (for a team)

I used Custom Ink a while ago.

Designed the shirts on their website and had no problems.
by bubbadog
Tue Jun 11, 2019 1:21 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44147

Re: What lifestyle creep made you happier?

I just ordered a new HDTV... 77" LG 4K OLED. DW and I have been streaming more shows/movies lately, and our 13 y/o 52" Sony LCD is a relic. I was planning to wait until Black Fri sales, but decided the extra enjoyment from having it now will be worth it, as the extra $$ << value of brownie points I...
by bubbadog
Tue Jun 11, 2019 11:17 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44147

Re: What lifestyle creep made you happier?

When vacations went from camping or driving a few hours to visit family for a week to planned 2+ week vacations at destinations I hadn't previously visited. +1 My favorite time of the year is when my family of four takes our annual 2 week adventure to some cool place in the world we have never been...
by bubbadog
Sun Jun 09, 2019 5:56 pm
Forum: Personal Consumer Issues
Topic: I'm thinking about buying a supercar anyone here done this and feedback?
Replies: 241
Views: 13569

Re: I'm thinking about buying an exotic supercar anyone here done this and feedback?

So, I just re-watched Doug's NSX video at https://www.youtube.com/watch?v=Qi6UF2KfNac . There's one for sale close by for around 140k! I scheduled a test drive for tomorrow. It seems like this is sorta the off-brand supercar that still has the performance and fun driving experience. I will let you ...
by bubbadog
Tue Jun 04, 2019 12:01 pm
Forum: Personal Consumer Issues
Topic: Any TV guys out there?
Replies: 35
Views: 2689

Re: Any TV guys out there?

That Samsung 8 series is a nice TV. How much of a discount are you getting it for? https://www.costco.com/LG-55%22-Class-(54.6%22-Diag.)-4K-Ultra-HD-LED-LCD-TV.product.100488669.html This is $429 this week at Costco. Pretty good specs for the price. My in-laws bought this LG. I told them to get a 6...
by bubbadog
Sun Jun 02, 2019 6:34 pm
Forum: Personal Investments
Topic: Kid Has Money
Replies: 15
Views: 1804

Re: Kid Has Money

Move the $7K into their investment account and leave it alone.

Maybe put all of it into S&P 500 or VG Total Stock Market. My childrens' UTMA accounts are 100% VTSAX.

Should be a nice sum to help with starting out as a young adult in 15-20 years.

Great problem to have!
by bubbadog
Sun Jun 02, 2019 8:27 am
Forum: Personal Consumer Issues
Topic: Cutting The Cord
Replies: 24
Views: 2112

Re: Cutting The Cord

Youtube TV
by bubbadog
Sat Jun 01, 2019 11:15 pm
Forum: Personal Investments
Topic: Do you regret taking a pay cut for quality of life?
Replies: 68
Views: 7653

Re: Do you regret taking a pay cut for quality of life?

I quit full time emergency medicine about 10 years ago and switched to half time occupation health. My pay was cut in half but still much higher than most Americans. I have never regretted it. It was the right decision for me.
by bubbadog
Fri May 31, 2019 10:17 am
Forum: Personal Finance (Not Investing)
Topic: How to preserve $10M+ in wealth owned by unsophisticated people?
Replies: 82
Views: 14673

Re: How to preserve $10M+ in wealth owned by unsophisticated people?

Maybe the OP should decline the monthly stipend and find a new way to support himself and his family first.
Getting a job comes to mind. I am sure the parents would appreciate and support that decision.
by bubbadog
Fri May 31, 2019 7:54 am
Forum: Personal Finance (Not Investing)
Topic: How to preserve $10M+ in wealth owned by unsophisticated people?
Replies: 82
Views: 14673

Re: How to preserve $10M+ in wealth owned by unsophisticated people?

Wouldnt a dynasty trust be suitable for this situation? That way, no one can ever blow the money all at once...and it will pay out forever? [/quote I am more than a little skeptical that the parents will set up a trust based on the advice of their son who they have to provide a monthly stipend to p...
by bubbadog
Thu May 30, 2019 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: How to preserve $10M+ in wealth owned by unsophisticated people?
Replies: 82
Views: 14673

Re: How to preserve $10M+ in wealth owned by unsophisticated people?

Maybe the best way to preserve 10+ million in wealth is to stop giving away a monthly family allowance. :idea:
by bubbadog
Thu May 30, 2019 6:03 pm
Forum: Personal Consumer Issues
Topic: Risk of burn in with OLED TVs
Replies: 9
Views: 1103

Re: Risk of burn in with OLED TVs

Per the report from rtings.com, there was burn in after 5000 hrs of usage that mimick normal viewing habits. Also, effect of static image is cumulative. What this means is that if you watch CNN for 2 hrs per day for 7 years, you can expect CNN logo to be burned in to the display panel. Anyone here ...
by bubbadog
Thu May 30, 2019 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: How to preserve $10M+ in wealth owned by unsophisticated people?
Replies: 82
Views: 14673

Re: How to preserve $10M+ in wealth owned by unsophisticated people?

Your parents arrived as immigrants and have amassed a net worth of over ten million dollars. They did not do this by being stupid. Congratulations to them. They deserve to be very proud. Maybe they are more "sophisticated" than you think. It is pretty dangerous to count someone else's assets as your...
by bubbadog
Thu May 30, 2019 5:55 am
Forum: Personal Consumer Issues
Topic: Risk of burn in with OLED TVs
Replies: 9
Views: 1103

Re: Risk of burn in with OLED TVs

I have to admit, the picture quality of OLED TVs are amazing. The downside is the potential for permanent image retention; apparently not covered by the manufacturing warranty. Anyone have personal experience with this? I just purchased one two weeks ago. My understanding is, as long as you do not ...
by bubbadog
Wed May 29, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: Used Miata as a daily driver, terrible idea?
Replies: 44
Views: 2348

Re: Used Miata as a daily driver, terrible idea?

I have owned my 1994 Miata since 1996. I have never commuted in it.

My suggestion would be a Mazda 3 as a compromise between fun and practical.
by bubbadog
Wed May 29, 2019 7:50 am
Forum: Personal Finance (Not Investing)
Topic: "Soft" question on student loans
Replies: 72
Views: 3094

Re: "Soft" question on student loans

First, why do you feel that your child (who has 25-30 more years than you have to accumulate assets) deserves your money more than you do? If you want to keep all your money to yourself, having kids at all is kind of a bad idea. I personally don't feel that my job in raising them to adults ends at ...
by bubbadog
Mon May 27, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: Port Townsend-Pacific Northwest
Replies: 33
Views: 2629

Re: Port Townsend-Pacific Northwest

Do take note that the hospitals in that area are primary/secondary at best. Any significant issue will be sent to Seattle (via ferry /air ambulance). Something to consider as you age. We retired to the Eastern Shore of Maryland. We were quite familiar with the area but underestimated this phenomeno...
by bubbadog
Sat May 25, 2019 5:05 am
Forum: Personal Consumer Issues
Topic: Prius Prime plug in
Replies: 22
Views: 2067

Re: Prius Prime plug in

If you purchase a brand new Prius Prime, please do not let the dealer cut a giant hole in the roof. An aftermarket sunroof will not have the fit and finish of an OEM one. You would probably be more likely to have problems down the road. If I were shopping for a used car and it had an aftermarket sun...
by bubbadog
Thu May 23, 2019 9:42 am
Forum: Personal Consumer Issues
Topic: Wiper blade replacement
Replies: 30
Views: 2576

Re: Wiper blade replacement

TomatoTomahto wrote:
Tue May 21, 2019 4:01 pm
mpnret wrote:
Mon May 20, 2019 12:00 pm
After years and years of buying replacement inserts I finally caved and moved to a one piece beam blade. Most car manufactures are moving to this anyway. Nissan was the latest one I experienced. I now just order Bosh Icon blades (the best) from Amazon for all our cars.
+2
+3
by bubbadog
Sat May 18, 2019 10:40 pm
Forum: Personal Consumer Issues
Topic: Anyone have a GMC Acadia? Or similar?
Replies: 27
Views: 1643

Re: Anyone have a GMC Acadia? Or similar?

It sounds like a minivan would fit your needs better than anything else.

Are you opposed to a minivan?
by bubbadog
Mon May 13, 2019 8:32 pm
Forum: Personal Consumer Issues
Topic: Heating with propane?? Good idea?
Replies: 38
Views: 1989

Re: Heating with propane?? Good idea?

Consider a ground source heat pump. High upfront costs, low operating cost. You do need enough property for the installation. Ralph I second this. At least look into geothermal as an option. (There may be some energy efficiency tax rebates available as well) Higher upfront cost but likely the lowes...
by bubbadog
Fri May 10, 2019 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Vacant Lake Lot. Sell or Hold?
Replies: 54
Views: 3033

Re: Vacant Lake Lot. Sell or Hold?

You have not had any serious offers since you decided to sell the property. There are no comps. It is an annual expense with no return, and will continue. Based only on your information given. Sell for what you can get and walk away. Sandtrap summarizes this pretty well. This is probably the best o...