Search found 741 matches

by bubbadog
Sat May 18, 2019 10:40 pm
Forum: Personal Consumer Issues
Topic: Anyone have a GMC Acadia? Or similar?
Replies: 27
Views: 1569

Re: Anyone have a GMC Acadia? Or similar?

It sounds like a minivan would fit your needs better than anything else.

Are you opposed to a minivan?
by bubbadog
Mon May 13, 2019 8:32 pm
Forum: Personal Consumer Issues
Topic: Heating with propane?? Good idea?
Replies: 38
Views: 1897

Re: Heating with propane?? Good idea?

Consider a ground source heat pump. High upfront costs, low operating cost. You do need enough property for the installation. Ralph I second this. At least look into geothermal as an option. (There may be some energy efficiency tax rebates available as well) Higher upfront cost but likely the lowes...
by bubbadog
Fri May 10, 2019 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Vacant Lake Lot. Sell or Hold?
Replies: 54
Views: 2884

Re: Vacant Lake Lot. Sell or Hold?

You have not had any serious offers since you decided to sell the property. There are no comps. It is an annual expense with no return, and will continue. Based only on your information given. Sell for what you can get and walk away. Sandtrap summarizes this pretty well. This is probably the best o...
by bubbadog
Wed May 01, 2019 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone down-shifted in their career?
Replies: 59
Views: 6510

Re: Has anyone down-shifted in their career?

At age 40, I went from a full time emergency department physician to 3 days a week as an occupational health doc. Best decision I ever made. I am 52 now and my life is much easier.
by bubbadog
Mon Apr 29, 2019 7:30 am
Forum: Personal Consumer Issues
Topic: Good car shipping service?
Replies: 9
Views: 596

Re: Good car shipping service?

Intercity

They ship high end cars all over the US. It is what they do.

Horseless Carriage is another.
by bubbadog
Thu Apr 25, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 9040

Re: fun car advice

From the parameters the OP mentioned, I would think the S2000 is the best place to start. It has probably the best manual transmission I have ever driven and very quick ratio steering. That is one thing I sorely miss about the S2000 - best shifter out there. Simply perfect!! I want to take one for ...
by bubbadog
Thu Apr 25, 2019 7:05 am
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 9040

Re: fun car advice

I have owned a Miata, S2000, and an Acura NSX all at the same time. They are all great cars just at different price points. From the parameters the OP mentioned, I would think the S2000 is the best place to start. It has probably the best manual transmission I have ever driven and very quick ratio s...
by bubbadog
Tue Apr 23, 2019 9:26 pm
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 9040

Re: fun car advice

If I were looking for a roadster to drive and have fun in it would be the S2000 for a lot of reasons. 1. S2000 is available - you can find an unmolested one easily. 2. Service when needed is available and relatively inexpensive. 3. the S2000 is cool enough and fast enough (IMO). 4. You're not going...
by bubbadog
Wed Apr 17, 2019 10:30 am
Forum: Personal Consumer Issues
Topic: Need recommendation for a Stethoscope
Replies: 5
Views: 427

Re: Need recommendation for a Stethoscope

Littmann pediatric

Multiple online places to purchase
by bubbadog
Tue Apr 09, 2019 10:13 am
Forum: Personal Consumer Issues
Topic: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...
Replies: 72
Views: 4393

Re: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...

If she drives both back to back, I suspect she will want the turbo version. Even non car people appreciate the low end torque of the turbo.
by bubbadog
Mon Apr 08, 2019 11:55 pm
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 9040

Re: fun car advice

Most used $50K sports cars will depreciate. NSX won’t Air Cooled 911 won’t, water-cooled Porsche will depreciate. Older Ferrari won’t BUT Will cost you considerable money in maintaining the vehicle Turbo Carerra water cooled (the exception to above rule) I’d personally cut your budget to $20K and g...
by bubbadog
Sun Apr 07, 2019 6:03 pm
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 9040

Re: fun car advice

How about an Acura NSX?

I had one and they are going up in value, exotic looking, reliable, and relatively cheap to maintain.

You might have to up your budget a little for a really nice one.
by bubbadog
Mon Apr 01, 2019 9:11 am
Forum: Personal Consumer Issues
Topic: Wood vs Laminate Flooring
Replies: 56
Views: 4256

Re: Wood vs Laminate Flooring

Have you ever heard of anyone ripping out real hardwood floors and installing laminate? Me neither.

Go with wood.
by bubbadog
Sat Mar 30, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: I have a car problem - $100K+ Cars
Replies: 47
Views: 6143

Re: I have a car problem - $100K+ Cars

The Porsche GT3 and GT3 RS seem like reasonable bets considering your criteria. A car buddy of mine has one of each and he loves them.

Any interest in the new NSX? Used prices are probably around 130K with little to no miles.
by bubbadog
Sat Mar 30, 2019 10:26 am
Forum: Personal Consumer Issues
Topic: I have a car problem - $100K+ Cars
Replies: 47
Views: 6143

Re: I have a car problem - $100K+ Cars

I have the exact same car passion which also conflicts with my Boglehead conservative leanings. I have bought and sold a few, but always limit my search to cars I believe are nearly fully depreciated and hopefully maybe even going up in value. My last two were a 2006 Honda S2000 and a 2005 Acura NSX...
by bubbadog
Sat Mar 30, 2019 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Question about Cashiers Check for tentative car purchase
Replies: 34
Views: 1569

Re: Question about Cashiers Check for tentative car purchase

Gill wrote:
Sat Mar 30, 2019 9:52 am
My experience is similar. I've always driven away in a new car after tendering nothing but my personal check.
Gill
+1

Personal check, never a problem.
by bubbadog
Sat Mar 30, 2019 6:53 am
Forum: Personal Consumer Issues
Topic: TVs: OLED vs. QLED
Replies: 52
Views: 4106

Re: TVs: OLED vs. QLED

No. My dad purchased at Costco less than a month ago for $1,950. They have since jacked it to $2.5k. The C9 will be in stores in a month so they’ll have to drop the price on the C8 to clear them out. Good info. Thanks! FYI: If you are comfortable with buying online, Cleveland Plasma is an online re...
by bubbadog
Fri Mar 29, 2019 3:59 pm
Forum: Personal Investments
Topic: What should I do with my dividends?
Replies: 16
Views: 1294

Re: What should I do with my dividends?

Disregard previous post.
Wrong thread.
Sorry
by bubbadog
Fri Mar 29, 2019 3:58 pm
Forum: Personal Investments
Topic: Failed land investments and what to do with it?
Replies: 86
Views: 6448

Re: Failed land investments and what to do with it?

You bought land as a high school sophomore? As a minor? Is that even legal or did your parents sign off on it?
by bubbadog
Fri Mar 29, 2019 3:56 pm
Forum: Personal Investments
Topic: What should I do with my dividends?
Replies: 16
Views: 1294

Re: What should I do with my dividends?

You bought land as a high school sophomore? As as minor?
by bubbadog
Thu Mar 28, 2019 7:05 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 146
Views: 19957

Re: Bogleheads with $100K+ MSRP cars?

A little different twist on this thread.

I have never spent 100K on a car.

I did sell one for exactly 100K two years ago.

Does this count?
by bubbadog
Thu Mar 28, 2019 9:08 am
Forum: Personal Consumer Issues
Topic: TVs: OLED vs. QLED
Replies: 52
Views: 4106

Re: TVs: OLED vs. QLED

Thanks! Is $2500 a good price for the LG OLED65C8 model? No. My dad purchased at Costco less than a month ago for $1,950. They have since jacked it to $2.5k. The C9 will be in stores in a month so they’ll have to drop the price on the C8 to clear them out. Good info. Thanks! FYI: If you are comfort...
by bubbadog
Thu Mar 28, 2019 7:20 am
Forum: Personal Consumer Issues
Topic: TVs: OLED vs. QLED
Replies: 52
Views: 4106

Re: TVs: OLED vs. QLED

My panel does have some uniformity issues which can be noticeable in scenes with large swaths of uniformly dark or close to black colors, especially if panning. It manifests as vertical bands going across the screen. On average, the issue probably pops up in about half the things I watch (episodes ...
by bubbadog
Wed Mar 27, 2019 12:15 pm
Forum: Investing - Theory, News & General
Topic: Basic question on TLH
Replies: 3
Views: 255

Re: Basic question on TLH

Yes you can.
by bubbadog
Tue Mar 26, 2019 9:40 am
Forum: Personal Consumer Issues
Topic: TVs: OLED vs. QLED
Replies: 52
Views: 4106

Re: TVs: OLED vs. QLED

For me the superior picture quality of OLED is worth the risk of burn in. I am considering purchasing an OLED tv and my research suggests that burn in affects a very small percentage of owners who keep static images on the screen for a very long time. If you play games all day or leave the tv on CNN...
by bubbadog
Mon Mar 25, 2019 12:16 am
Forum: Investing - Theory, News & General
Topic: Move beyond stocks after couple mil ?
Replies: 44
Views: 6000

Re: Move beyond stocks after couple mil ?

I am sticking with what got me that first few million.
A simple low cost 3 fund portfolio.
by bubbadog
Fri Mar 22, 2019 2:23 pm
Forum: Personal Consumer Issues
Topic: Being a Boglehead and car enthusiast stinks
Replies: 72
Views: 4498

Re: Being a Boglehead and car enthusiast stinks

Car enthusiast here. Have owned quite a few sub 30k sports cars and besides maintenance, I have actually made some money back after selling. I enjoy working on cars as a hobby and it has saved me thousands. Some great options that I have owned and won't break the bank: 1) E36 M3 2) E46 M3 3) Honda ...
by bubbadog
Fri Mar 22, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: Being a Boglehead and car enthusiast stinks
Replies: 72
Views: 4498

Re: Being a Boglehead and car enthusiast stinks

Car enthusiast here. Have owned quite a few sub 30k sports cars and besides maintenance, I have actually made some money back after selling. I enjoy working on cars as a hobby and it has saved me thousands. Some great options that I have owned and won't break the bank: 1) E36 M3 2) E46 M3 3) Honda ...
by bubbadog
Fri Mar 22, 2019 1:30 pm
Forum: Personal Consumer Issues
Topic: Lawnmower(s)
Replies: 43
Views: 3021

Re: Lawnmower(s)

Anything with a small gasoline engine, including mowers, I have always purchased a Honda. Almost all of the tool rental places around me also agree.
by bubbadog
Fri Mar 22, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Being a Boglehead and car enthusiast stinks
Replies: 72
Views: 4498

Re: Being a Boglehead and car enthusiast stinks

Car enthusiast here. Have owned quite a few sub 30k sports cars and besides maintenance, I have actually made some money back after selling. I enjoy working on cars as a hobby and it has saved me thousands. Some great options that I have owned and won't break the bank: 1) E36 M3 2) E46 M3 3) Honda ...
by bubbadog
Thu Mar 21, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: Being a Boglehead and car enthusiast stinks
Replies: 72
Views: 4498

Re: Being a Boglehead and car enthusiast stinks

Goal33 wrote:
Thu Mar 21, 2019 12:22 am
It is easy to be a car enthusiast boglehead, just buy older cars
+1
There are plenty of great cars out there that have reached the bottom of their depreciation curve.
I consider myself a Boglehead and a car guy.
I only shop in the fully depreciated and hopefully going up in value arena.
by bubbadog
Wed Mar 20, 2019 5:41 pm
Forum: Personal Investments
Topic: Investing in vacant land (acerage)
Replies: 22
Views: 2445

Re: Investing in vacant land (acerage)

I purchased farmland just outside of a large metro area about 20 years ago. The area is quickly becoming suburban with subdivisions sprouting up all around. I keep my property in a program that keeps the property taxes low (CAUV= continuous agricultural use valuation). Without that program, my prope...
by bubbadog
Wed Mar 13, 2019 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Should I give more money to a family member?
Replies: 107
Views: 6432

Re: Should I give more money to a family member?

Why did your older sister get 14K and your younger sister 42k?

Was it your intention to divide his assets equally between the three of you?
by bubbadog
Thu Feb 28, 2019 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Flipping
Replies: 18
Views: 1769

Re: Flipping

I have occasionally bought and sold sports cars that I felt were seriously underpriced by the seller. These were vehicles that I already had a pretty good idea on their current market value (Miata, Acura NSX, Honda S2000). I did great on one (NSX) and pretty good on the others. I did not buy the veh...
by bubbadog
Sat Feb 02, 2019 9:53 pm
Forum: Personal Consumer Issues
Topic: Mazda Miata as Daily Commute Fun Car?
Replies: 94
Views: 5073

Re: Mazda Miata as Daily Commute Fun Car?

I have owned my Miata since 1996. It was never my daily driver except for times when other vehicles were being repaired. It is great for backroads, sunny days, and short errands around town. I never wanted to commute around distracted drivers on the freeway in it. I feel too vulnerable in such a sma...
by bubbadog
Thu Jan 31, 2019 8:27 pm
Forum: Personal Consumer Issues
Topic: Convince me to choose a Suburban over a Sequoia
Replies: 71
Views: 31285

Re: Convince me to choose a Suburban over a Sequoia

One suggestion is to look into a new or used Toyota Land Cruiser.

They will have very similar capabilities of a Suburban/Tahoe/Expedition.

They have the best reputation for durability and longevity.
by bubbadog
Tue Jan 29, 2019 10:51 pm
Forum: Personal Consumer Issues
Topic: Anyone bought a Ford recently? Advice please...
Replies: 58
Views: 4113

Re: Anyone bought a Ford recently? Advice please...

Full size domestic trucks routinely sell for thousands under sticker. I purchased a GMC 1/2 ton pickup in 2014 that had a sticker price of $50,000 for $38,000 plus sales tax. Ten to twelve thousand under sticker is not unusual on higher trim models. I would suggest emailing dealers in your surroundi...
by bubbadog
Mon Jan 28, 2019 9:57 pm
Forum: Personal Investments
Topic: Helping Kids with Home Purchase
Replies: 77
Views: 5885

Re: Helping Kids with Home Purchase

Op might want to get a copy of The Millionaire Next Door and read the section regarding economic outpatient care.
by bubbadog
Sun Jan 27, 2019 9:18 am
Forum: Personal Investments
Topic: Holding bonds in 403b only?
Replies: 5
Views: 343

Re: Holding bonds in 403b only?

I keep all of my bond holdings in my IRA/403b accounts as well.
by bubbadog
Wed Jan 16, 2019 9:24 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 50843

Re: John Bogle is dead at 89

Thank you Mr. Bogle for all you have contributed and a life well lived.

You have impacted millions of lives including mine.

May you rest in peace.
by bubbadog
Tue Jan 15, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: Brake fluid replacement?
Replies: 69
Views: 4099

Re: Brake fluid replacement?

I always try to follow the manufacturer's recommendations for maintenance. I follow the maintenance minder on my Hondas. There is a note in the manual saying the brake fluid should be changed every 3 years. I missed it and by the time I noticed it, the car was so old, I was afraid the bleeders woul...
by bubbadog
Mon Jan 14, 2019 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help me pick a retirement date. Or enough is enough?
Replies: 33
Views: 4269

Re: Help me pick a retirement date. Or enough is enough?

You can easily retire at 62.5 if you choose.

Your plan seems pretty solid provided the pension is secure.

If I did not enjoy my job, that's what I would probably do.

Best of luck with your decision.
by bubbadog
Mon Jan 14, 2019 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Getting a Mortgage when You can Pay Cash for a House
Replies: 162
Views: 8994

Re: Getting a Mortgage when You can Pay Cash for a House

How much do you save in closing costs/origination fee by paying with cash 5K ? 10K ? .That is worth something. I had this exact situation a couple of years ago. I chose to go ahead and pay for the house in full. Maybe I could have done better investing the difference. I saved quite a bit on closing...
by bubbadog
Sun Jan 13, 2019 11:13 pm
Forum: Personal Finance (Not Investing)
Topic: Dropping collision insurance on auto policy for older car?
Replies: 25
Views: 2167

Re: Dropping collision insurance on auto policy for older car?

Our college-aid daughter recently totaled our 2011 Honda Civic. The insurance company gave us $9,000. Our remaining vehicle is a 2004 Honda Odyssey with low miles (about 80,000) but lots of dings and scratches on the body. I’m guessing it’s worth, at most, $2,500. My question is whether I should dr...
by bubbadog
Sun Jan 13, 2019 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: Dropping collision insurance on auto policy for older car?
Replies: 25
Views: 2167

Re: Dropping collision insurance on auto policy for older car?

Our college-aid daughter recently totaled our 2011 Honda Civic. The insurance company gave us $9,000. Our remaining vehicle is a 2004 Honda Odyssey with low miles (about 80,000) but lots of dings and scratches on the body. I’m guessing it’s worth, at most, $2,500. My question is whether I should dr...
by bubbadog
Fri Jan 11, 2019 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: Millionaire by 40 and How you Did it?
Replies: 162
Views: 22239

Re: Millionaire by 40 and How you Did it?

Finished residency at age 29. Worked in emergency medicine for above average compensation in a LCOL area. Saved over half of my income. Pretty simple formula. Funny how medicine works. You get paid above average wages in MCOL/LCOL areas, but below average in HCOL. My wife could make 50% more if we ...
by bubbadog
Fri Jan 11, 2019 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Millionaire by 40 and How you Did it?
Replies: 162
Views: 22239

Re: Millionaire by 40 and How you Did it?

Finished residency at age 29.

Worked in emergency medicine for above average compensation in a LCOL area.

Saved over half of my income.

Pretty simple formula.
by bubbadog
Thu Jan 10, 2019 8:10 pm
Forum: Personal Investments
Topic: Tax loss harvesting VTSAX
Replies: 8
Views: 810

Re: Tax loss harvesting VTSAX

Is VTSAX and VFIAX are treated as same for TLH? I use these funds for TLH purposes. You should be fine. Just make sure you don't make any accidental purchases via dividends/capital gains within the 30 day window on either side of the TLH. Putting CGs and dividends into a money market fund and not a...
by bubbadog
Wed Jan 09, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: Large SUV
Replies: 75
Views: 6668

Re: Large SUV

Kids are 10 and 11. 2008 Odyssey is on its last legs. I'm looking at the Pilot and the CX-9. Haven't driven either yet but the CX-9 is favored right now. I've read the storage in the Pilot is larger, but I'll typically have the third row down anyways leaving plenty of storage. We have a 2016 CX-9 (...
by bubbadog
Sun Jan 06, 2019 4:58 pm
Forum: Investing - Theory, News & General
Topic: How do you view a savings surplus in retirement?
Replies: 117
Views: 6213

Re: How do you view a savings surplus in retirement?

If I had a relatively small surplus of say 25% as in your example, I would view it as a cushion. It would have never dawned on me to consider 25% a relatively small cushion, maybe 5%-10%, but I would view 25% as substantial so can you help me to understand your perspective. Remember December? Very ...