Search found 12 matches

by oogs18
Mon Feb 11, 2019 1:35 am
Forum: Personal Consumer Issues
Topic: Corporate lease advice for car
Replies: 3
Views: 406

Re: Corporate lease advice for car

Thanks for your replies. Yes, all your advice is great along with the correct assumptions. I do not have to pay any fees for the new leases and maintenance is basically free because I would change cars before the second maintenance was due. I usually buy used cars and hold onto them so didn’t know h...
by oogs18
Sun Feb 10, 2019 11:35 am
Forum: Personal Consumer Issues
Topic: Corporate lease advice for car
Replies: 3
Views: 406

Corporate lease advice for car

I was wondering if this company lease was a good deal They offer a monthly payment of 1.3% msrp on a selection of cars. No down payment. First oil change/maintenance visit for free. They cover insurance. Lease for for 1 year but can change to a new car every 6 months. 1500 miles a month. $0.10 for e...
by oogs18
Thu Jan 17, 2019 12:05 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 59517

Re: John Bogle has died at age 89

So thankful for a hero that paved the way for a well thought through investment philosophy, created a company in which I can put my investments in with trust and inspired a community to help guide me through it all.

Condolences to his family and friends.

RIP
by oogs18
Fri Aug 31, 2018 11:52 am
Forum: Personal Investments
Topic: Bright Start 529 investment choices
Replies: 6
Views: 719

Re: Bright Start 529 investment choices

Thanks for the additional thoughts. The wording on the expense ratio is a little confusing to me. "1Expense ratio information is the total annual underlying fund expenses for the investment funds that make up each Portfolio. Expense ratios are as of the most recent Program Disclosure Statement dated...
by oogs18
Thu Aug 30, 2018 6:12 pm
Forum: Personal Investments
Topic: Bright Start 529 investment choices
Replies: 6
Views: 719

Re: Bright Start 529 investment choices

Thanks 3504PIR, Appreciate the age based target funds and their set it up and forget it ease. For our situation we want to be all equity for now and will adjust our allocation down the road. Just trying to figure out best all equity index option now that I have more to choose from. Wondering if ther...
by oogs18
Thu Aug 30, 2018 3:50 pm
Forum: Personal Investments
Topic: Bright Start 529 investment choices
Replies: 6
Views: 719

Bright Start 529 investment choices

Just recently realized that Illinois had more offerings for its 529 investment choices and now offers Vanguard Total Stock Market(TSM) Index Fund (ER 0.02%) Currently I have all the monies invested in the Index equity portfolio (ER 0.12%) which consists of 57% Vanguard TSM Fund, 36% Vanguard total i...
by oogs18
Fri Jun 22, 2018 3:31 pm
Forum: Personal Investments
Topic: Purchasing VCTXX [Vanguard California Municipal Money Market]
Replies: 1
Views: 791

Purchasing VCTXX [Vanguard California Municipal Money Market]

sorry for the simple question but can I purchase Vanguard Municipal Money Market Fund (VCTXX) at any brokerage? Is there any advantage to buying it at Vanguard vs other (ie merrill edge or schwab) other than trading fees? Thinking about moving some of my cash from ally bank into vctxx. thanks in adv...
by oogs18
Thu Mar 27, 2014 8:11 am
Forum: Personal Finance (Not Investing)
Topic: 529 Grandparents investing my money
Replies: 13
Views: 2519

Re: 529 Grandparents investing my money

Thanks sunny day

super helpful. exactly what I was looking for.
by oogs18
Wed Mar 26, 2014 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: 529 Grandparents investing my money
Replies: 13
Views: 2519

Re: 529 Grandparents investing my money

Thanks again spirit rider.

your comments were very helpful.
by oogs18
Wed Mar 26, 2014 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: 529 Grandparents investing my money
Replies: 13
Views: 2519

Re: 529 Grandparents investing my money

Thanks spirit rider, Understanding Jack's posting is exactly why I asked about the option to transfer the 529 from my parents to my ownership. Your posting is very helpful. If indeed it is not allowed to be transferred or has to be "cashed out" and suffer the penalties in order to do so then it may ...
by oogs18
Tue Mar 25, 2014 11:33 pm
Forum: Personal Finance (Not Investing)
Topic: 529 Grandparents investing my money
Replies: 13
Views: 2519

Re: 529 Grandparents investing my money

Thanks for all the replies. Good to know others have done similar things. We are on fantastic terms with our parents. Money is commonly exchanged without conflict. We are very fortunate that they are too generous and would almost hope they would keep the money and spend it on themselves. To avoid th...
by oogs18
Tue Mar 25, 2014 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: 529 Grandparents investing my money
Replies: 13
Views: 2519

529 Grandparents investing my money

Just had a newborn and working on setting up a 529 I live in California and my parents live in Illinois. Since I do not get any state tax benefit in California wondering if I should gift money to my parents to open a 529 and let them take the tax benefits. Any amount over the tax benefits I would op...