Search found 29 matches

by spacepilot
Thu Aug 11, 2011 11:47 am
Forum: Investing - Theory, News & General
Topic: Vanguard: Cost basis changes coming soon for mutual funds
Replies: 1
Views: 613

Vanguard: Cost basis changes coming soon for mutual funds

I just saw this on Vanguard website. I did a quick search and didn't find any related threads. Cost basis changes coming soon for mutual funds Soon we'll begin offering additional cost basis methods for mutual fund accounts. Here are the methods that will be available: Average cost. Calculates the a...
by spacepilot
Tue Aug 09, 2011 3:22 pm
Forum: Investing - Theory, News & General
Topic: About the experience of today ETF versus Mutual funds
Replies: 3
Views: 636

I think the trick here is to know what kind of day today, tomorrow, and the day after tomorrow is going to be.
by spacepilot
Thu Aug 04, 2011 1:22 pm
Forum: Investing - Theory, News & General
Topic: Index purchase today?
Replies: 18
Views: 3018

nepats wrote: I will be buying(90% of total) via Electronic Bank Transfer,so if I understand correctly, I will get TOMORROW's closing NAV and not today's?
Yes. I just decided to put in the remainder of my 2011 IRA contribution using EFT this morning. The confirmation said the trade will be made tomorrow.
by spacepilot
Thu Oct 23, 2008 9:25 am
Forum: Investing - Theory, News & General
Topic: Where is the bottom?
Replies: 24
Views: 4757

Do you mean "< 5000"?
by spacepilot
Mon Oct 13, 2008 11:51 am
Forum: Investing - Theory, News & General
Topic: China Should Now Purchase the State of Alaska
Replies: 7
Views: 2221

Sidney wrote:
Do you have any idea what the Rifle:Alaskan ratio is up there?
Not to mention all those hockey sticks.
You are darn right about those hockey sticks.
by spacepilot
Thu Oct 09, 2008 10:29 am
Forum: Investing - Theory, News & General
Topic: Good things are coming.
Replies: 25
Views: 5022

Re: Good things are coming.

Video games -- Diablo 3 and a new Star Craft are coming out?? OMG, yes! I've been waiting for years. l: I never played the other Diablos but this new one I may pick up. When is it coming out? I didn't see a release date. I'll probably pickup GTA IV for PC in November. I haven't found a new game tha...
by spacepilot
Wed Oct 08, 2008 9:26 am
Forum: Investing - Theory, News & General
Topic: Good things are coming.
Replies: 25
Views: 5022

Re: Good things are coming.

jh wrote:
Video games -- Diablo 3 and a new Star Craft are coming out?? OMG, yes! I've been waiting for years.
Ah, Diablo 3 is coming out? I have to put my D2 battlechests on eBay before their price go down. :lol:
by spacepilot
Wed Apr 09, 2008 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: What should a boglehead do: buy used or new?
Replies: 46
Views: 9381

modal wrote:3rd option: Pontiac Fiero with a BMW 335CI body kit :lol:
Lol, why settle for a Fiero/335i when you can have a Fiero/F40?

:lol:

Image
by spacepilot
Mon Mar 31, 2008 11:56 am
Forum: Personal Finance (Not Investing)
Topic: How to Minimizing Government Witholdings ?
Replies: 1
Views: 1006

Re: How to Minimizing Government Witholdings ?

I would try a paycheck calculator like this. Increase the number of allowances until your net paycheck comes out to the right amount. (Ex. if you are paid monthly, adjust the allowances so your take-home pay increases by ~$5,500/12).
by spacepilot
Sun Mar 23, 2008 4:50 am
Forum: Personal Finance (Not Investing)
Topic: Toddlers is Funny!
Replies: 13
Views: 3315

Re: Toddlers is Funny!

Lol, your daughter is so cute. :P

Eating a lot of garlic could hurt one's stomach. Eating only enough to realize it's "yucky" probably is pretty safe.

blood_donor wrote:BTW, anyone know if eating raw garlic can be harmful to small children? My research is inconclusive.
by spacepilot
Thu Mar 13, 2008 7:43 pm
Forum: Investing - Theory, News & General
Topic: leasing or buying car, new or used
Replies: 20
Views: 4653

I've never heard anything good about leasing (as far as cost to the consumer is concerned). I agree that leasing usually costs the costumer more money, even if he decides to buy it out. But in rare cases where the manufacture subsidizes the lease deal a lot, leasing then buying is better than buyin...
by spacepilot
Thu Mar 13, 2008 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Fuel efficient cars
Replies: 45
Views: 10231

Re: Car Miledge

Leonard, What you are forgetting is over the past 30 years our cars have gained a lot of weight, and horse power has gone-up across the board. I had a 1980 or so Honda Civic, 1500cc engine that gave me 40-42mpg on the highway. Todays Honda Civic has more Hp than my 1992 Accord, and weighs 1000 lbs ...
by spacepilot
Wed Mar 12, 2008 8:20 am
Forum: Personal Finance (Not Investing)
Topic: What was your dumbest purchase ever?
Replies: 43
Views: 9191

Brand-new car, navy blue with black leather seats -- while living in Georgia. (It seemed like a good idea when I bought the car in December.) You mean Georgia the country or Georgia the state? Either way, I don't see why it was a dumb purchase. My current vehicle is among my dumber and most costly ...
by spacepilot
Tue Mar 04, 2008 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Contibution Percentage of Salary
Replies: 13
Views: 3359

When determining your personal savings rate, should you base your income amount off of gross (before taxes) or net (after taxes) income? I've been using gross, since that shows me the lowest savings percent, but I was curious what others were using as a base. Thanks! I would like to know what other...
by spacepilot
Tue Mar 04, 2008 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Vehicle for newly licensed daughter
Replies: 25
Views: 6038

Actually, Volvos from the 240 era are quite robust. It is when they went to the S60 types that they got complicated and expensive to fix. Though old Volvo's (240s) may be mechanically reliable, I wouldn't recommend them from a safety standpoint. They may have been among the safest cars in the 80's,...
by spacepilot
Thu Feb 28, 2008 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: OT: I know its a small world, but do you believe in.......
Replies: 14
Views: 3386

nisiprius wrote:Does it make it any better if you refer to them as "synchronicity?"
It probably depends on whether those coincidences are meaningful to bolt or not. :wink:
by spacepilot
Mon Feb 11, 2008 10:09 am
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

Re: The Test

Well, all I can say is that a lawyer told me that joke!!! Lol. Somehow that reminds me of the Seinfeld episode in which the dentist converted to Judaism, and started telling jokes about Jewish people. Jerry : … I wanted to talk to you about Dr. Whatley. I have a suspicion that he's converted to Jud...
by spacepilot
Mon Feb 11, 2008 9:42 am
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

Re: The Test

What's the difference between beer nuts and deer nuts?

Beer nuts are a buck fifty. Deer nuts are under a buck.
by spacepilot
Fri Feb 08, 2008 4:27 pm
Forum: Personal Consumer Issues
Topic: OT: Joke thread!
Replies: 183
Views: 57683

Re: The Test

The Test A lawyer, an engineer and a mathematician were called in for a test. The engineer went in first and was asked, ''What is 2+2''? The engineer thought awhile and finally answered, ''4.'' Then the mathematician was called in and was asked the same question. With little thought he replied, ''4...
by spacepilot
Fri Feb 08, 2008 4:13 pm
Forum: Investing - Theory, News & General
Topic: What if everyone index?
Replies: 33
Views: 7304

I'm very new to investing, and nearly any regular poster here is more knowledgeable on about anything financial than I am. So my opinion probably has a lot of false elements. I'd appreciate it if the forum could comment. If most people index, will it make a substantial difference in the productivity...
by spacepilot
Mon Jan 28, 2008 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: Metaphors for Investing
Replies: 28
Views: 11344

Well, if you really want to stay on topic, consider Dr. William Bernstein's point in The Four Pillars of Investing or Mr. Larimore/Leboef/Lindauer's point in Boglehead's Guide : Investing is different from life in that it is not effort dependent. ... It is this counterintuitive nature to all other ...
by spacepilot
Mon Jan 28, 2008 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Metaphors for Investing
Replies: 28
Views: 11344

... ... If our (over)confidence about investing rivals our (over)confidence behind the wheel ... yikes! Lol. There may yet be hope, both for our driving and investing skills. In a paper by Kruger and Dunning published in 1999, it's observed that the persons that are most unskillful in a discipline ...
by spacepilot
Sat Jan 26, 2008 11:03 am
Forum: Personal Finance (Not Investing)
Topic: Metaphors for Investing
Replies: 28
Views: 11344

That all depends.... I thought my observations probably wouldn't apply to motorheads like you. That's why I said " For most people , driving and investing are just the means, not the ends". I suspect there are plenty of people on this board that take as much enjoyment in devising a near optimal inv...
by spacepilot
Sat Jan 26, 2008 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Metaphors for Investing
Replies: 28
Views: 11344

Driving and investing --Contrary to popular belief, changing from one lane to the next rarely gets you too far ahead, neither does jumping from one hot fund to the next. --In the event of a traffic crunch, an appropriate following distance will provide a nice cushion between you and danger, an appro...
by spacepilot
Wed Jan 23, 2008 2:24 pm
Forum: Investing - Theory, News & General
Topic: Question about the 'stimulus package' check being proposed
Replies: 3
Views: 1372

What has been proposed is a $800/$1600 check sent directly to tax filers. There do not appear to be strings attached in that its not an advance on a tax refund, etc. It is definitely not a freebie though when you factor in the inflationary and devaluation effects it will have. Good! This will go to...
by spacepilot
Fri Jan 11, 2008 4:45 pm
Forum: Investing - Theory, News & General
Topic: Is this the right "time?"
Replies: 53
Views: 20082

baw703916 wrote:
This is a good time to make a 2008 IRA contribution (you couldn't do so until 10 days ago).

Brad
What about 2007 if I haven't contributed any?
by spacepilot
Fri Jan 11, 2008 10:22 am
Forum: Personal Investments
Topic: 401(k) with High Expense vs. Low-Expense Taxable Account
Replies: 18
Views: 4676

Simba, thanks for the links. Actually I downloaded the .ods file yesterday and was going to find an converter today so I can open it in Excel. Will try to use the spread sheet and read the article. I may come back with more questions. :beer
by spacepilot
Fri Jan 11, 2008 9:51 am
Forum: Personal Investments
Topic: 401(k) with High Expense vs. Low-Expense Taxable Account
Replies: 18
Views: 4676

Thanks for everybody that replied. From people's response, it looks like answering my question requires some careful number crunching and making some assumptions. My wife read this thread and we agree that we need to educate ourselves more on this matter because the math in the thread, especially th...
by spacepilot
Thu Jan 10, 2008 10:06 am
Forum: Personal Investments
Topic: 401(k) with High Expense vs. Low-Expense Taxable Account
Replies: 18
Views: 4676

401(k) with High Expense vs. Low-Expense Taxable Account

Hi, I'm a new member that needs some help with my 401(k). I did a search for "401(k) high expense", but didn't find any thread that quite fit my question. I apologize if this has been discussed before. I work for a small company, which sponsors a 401(k) plan with 15 mutual funds. All the funds in th...