Search found 156 matches

by SR II
Thu Jun 13, 2019 3:34 am
Forum: Personal Finance (Not Investing)
Topic: Big (expensive) remodel in LA -- advice and tips?
Replies: 12
Views: 1290

Re: Big (expensive) remodel in LA -- advice and tips?

Thanks for the replies. Yes, there is an element of market timing here...every architect or design/build firm I've talked to has said "we are crazy busy right now". So I'm hesitant to jump into a crowded market. Much rather do this during a downturn when quality subs are cheaper or even just availa...
by SR II
Thu Jun 13, 2019 2:43 am
Forum: Personal Consumer Issues
Topic: 15K CAR with comfortable seats and quiet
Replies: 51
Views: 3927

Re: 15K CAR with comfortable seats and quiet

NHRATA01 wrote:
Wed Jun 12, 2019 12:31 pm
Recent year Buick LaCrosse or Regal will get you what you want at pretty reasonable mileage for $15K vs a comparable Lexus or Acura. Buick has done well in the reliability rankings for the past few years.
I was also going to recommend a slightly used Buick; quiet and comfortable.
by SR II
Sat Jun 01, 2019 12:52 pm
Forum: Personal Consumer Issues
Topic: 4 Day plan to LA..Suggestions
Replies: 22
Views: 1057

Re: 4 Day plan to LA..Suggestions

JoMoney wrote:
Sat Jun 01, 2019 9:11 am
Maybe check out a TV show, like
Jimmy Kimmel https://1iota.com/show/1/jimmy-kimmel-live
Ellen https://send.ellentv.com/tickets/
Not "kid friendly" and hard to get tickets. You will be standing in line for literally hours.
by SR II
Sat Jun 01, 2019 2:40 am
Forum: Personal Consumer Issues
Topic: 4 Day plan to LA..Suggestions
Replies: 22
Views: 1057

Re: 4 Day plan to LA..Suggestions

Spent my first 62 years in LA and raised two kids there. My main suggestion would be to leave two days at Disneyland to the end of the trip; like a grand finale. There are so many fun things to do in the area with kids, many listed above. A few that I didn't see mentioned are: Travel Town in Griffit...
by SR II
Fri May 31, 2019 6:06 pm
Forum: Personal Consumer Issues
Topic: What to do with a 24" analog CRT TV?
Replies: 56
Views: 2964

Re: What to do with a 24" analog CRT TV?

Donate it to a museum. Hahaha!
by SR II
Thu May 23, 2019 7:33 pm
Forum: Personal Consumer Issues
Topic: Weber vs Broil King Grills
Replies: 25
Views: 2159

Re: Weber vs Broil King Grills

I'm about to drop some money on a new grill and was set on a Weber for a while; however, I stopped to look one more time and some Broil King grills caught my eye. I researched them and they seem to be pretty solid and comparable, if not better in some cases, to Weber. The grill specs seem to be bet...
by SR II
Wed May 15, 2019 11:13 pm
Forum: Personal Consumer Issues
Topic: How long will a shirt last?
Replies: 34
Views: 2593

Re: How long will a shirt last?

Sandtrap wrote:
Wed May 15, 2019 3:27 pm
ResearchMed wrote:
Wed May 15, 2019 9:15 am
I'm just trying to figure out how these shirts "work":

"- 100% Cotton
- Imported
- Hook & Eye closure
"

Hook & Eye closure?

:confused

RM
I've only seen "hook and eye" closures on women's clothing. . . or cabinet latches. :shock:
Maybe these shirts have a built-in bra! :wink:
by SR II
Sun May 12, 2019 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Buy car off lease before lease expires
Replies: 10
Views: 1075

Re: Buy car off lease before lease expires

I'd wait. Circumstances can change. Keep your options open.
by SR II
Sat May 04, 2019 8:38 pm
Forum: Personal Consumer Issues
Topic: new Subaru Forester 2019 - Accessories?
Replies: 27
Views: 2372

Re: new Subaru Forester 2019 - Accessories?

One "weirdity" about the 2019 Forester is that even if the radio is turned off before you turn off the vehicle, it turns back on when you start it up. The delivery rep at the dealer said he have had lots of complaint about that and it will probably be a software fix down the road. I hope so!
by SR II
Sat May 04, 2019 8:33 pm
Forum: Personal Consumer Issues
Topic: new Subaru Forester 2019 - Accessories?
Replies: 27
Views: 2372

Re: new Subaru Forester 2019 - Accessories?

tomd37 wrote:
Sat May 04, 2019 10:17 am
MobyDick - My understanding is you can turn off the auto stop-start each time you start the vehicle by just pushing a button.
That's correct.
by SR II
Sat May 04, 2019 7:59 pm
Forum: Personal Consumer Issues
Topic: How much cash in London?
Replies: 54
Views: 3294

Re: How much cash in London?

Do you have a chip and pin credit card or just a chip and signature? Chip and signature won’t work in many automated kiosks so take cash for that, but otherwise you’ll be fine everywhere. We’re typical Americans with chip and signature only, so I’m thinking a few pounds for kiosks and tips, and cal...
by SR II
Sat May 04, 2019 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Spousal SSA payment too early ?
Replies: 13
Views: 1185

Re: Spousal SSA payment too early ?

Hmmm, SSA, does not show her PIA since she is already claiming however her last statement shows $1081 at 66 and 4 months, and $1505 at age 70. I have already claimed my benefits. I am 80 years old and it sounds like the loophole has been closed. She should claim her benefits immediately, then switc...
by SR II
Fri May 03, 2019 12:37 am
Forum: Personal Consumer Issues
Topic: new Subaru Forester 2019 - Accessories?
Replies: 27
Views: 2372

Re: new Subaru Forester 2019 - Accessories?

OP - We've had a 2019 Forester Premium since the beginning of March. Previously had a 2016 Forester Premium (with EyeSight as an option). This vehicle comes standard with so much more than the previous version. Just so you know what options we have: All-Weather Package with Blind-Spot Detection/Cros...
by SR II
Thu May 02, 2019 11:28 am
Forum: Personal Consumer Issues
Topic: Anyone ever used a water damage restoration company to help file insurance claim?
Replies: 22
Views: 1120

Re: Anyone ever used a water damage restoration company to help file insurance claim?

Has anyone here ever used a water damage restoration company to help file an insurance claim? Is it better to just call my insurance company and file the claim myself? Or is it better to have a water damage restoration company file the insurance claim for me? What things do I need to watch out for ...
by SR II
Wed May 01, 2019 11:48 pm
Forum: Personal Finance (Not Investing)
Topic: Car shopping advice (sanity check)
Replies: 56
Views: 5059

Re: Car shopping advice (sanity check)

OP - Living at home (not paying rent)? What do your parents think? If you were my kid, I'd say to drive your current car until the wheels fall off and save your money.
by SR II
Tue Apr 30, 2019 12:03 am
Forum: Personal Finance (Not Investing)
Topic: What are the cons of always being a one parent working household?
Replies: 134
Views: 8395

Re: What are the cons of always being a one parent working household?

RJC wrote:
Sat Apr 27, 2019 7:34 pm
How does the stay-at-home parent go back to work after raising the kids? That is a big gap in their resume.
+1
What happens when the kids grow up? Still SAHP?
Also, stuff happens, like divorce, death or disability of working spouse. I'd be worried about having all income in one basket.
by SR II
Mon Apr 29, 2019 2:14 am
Forum: Personal Consumer Issues
Topic: EXTREMELY frugal things from our parents and grandparents
Replies: 110
Views: 9471

Re: EXTREMELY frugal things from our paernets and grandparents

My in-laws (in their mid-50s now) washed and reused ziplock bags, until they split a seam. They have nearly $1 million in investments, and still wash and reuse to this day. My mother-in-law did the same thing for years (she's now in assisted living). After she washed them (sometimes they still look...
by SR II
Sun Apr 28, 2019 12:28 am
Forum: Personal Finance (Not Investing)
Topic: For those with years on me...Can I afford this home?
Replies: 70
Views: 4734

Re: For those with years on me...Can I afford this home?

OP - yes, you can afford it. But, it sounds like a case of lifestyle creep to me, especially when you talk about also buying another vehicle just for weekends. Do you REALLY want the debt? That is for you to decide.
by SR II
Sat Apr 06, 2019 12:08 am
Forum: Personal Finance (Not Investing)
Topic: Best thing to prepare for care for parents
Replies: 17
Views: 1647

Re: Best thing to prepare for care for parents

After going through this with both my parents and my husband's parent, my best advice is to prepare for the unexpected and stay flexible. In other words, things more often than not don't go as "planned". My parents were divorced when I was in college. Later in life, dad lived with a girlfriend until...
by SR II
Sun Mar 17, 2019 2:39 pm
Forum: Personal Consumer Issues
Topic: Buy a previous loaner car
Replies: 20
Views: 1590

Re: Buy a previous loaner car

Bought a loaner 2005 Volvo S60 in February 2006 with 3,300 miles on it. It was a stick shift and nobody that needed a loaner at the Volvo dealer wanted to drive it! I watched the price of it on autotrader go down as a resale at the dealer until it was under $20k. They couldn't sell it either! Bought...
by SR II
Sat Dec 15, 2018 10:50 pm
Forum: Personal Finance (Not Investing)
Topic: Strange [job] interview- what do you think?
Replies: 35
Views: 3659

Re: Strange [job] interview- what do you think?

Cleverusername wrote:
Sat Dec 15, 2018 2:19 pm
How would you read this?
I'd wait a week and see what happens. Let us know.
by SR II
Wed Dec 12, 2018 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Property tax assessments in California (assessors questionnaire)
Replies: 10
Views: 905

Re: Property tax assessments in California (assessors questionnaire)

Several years ago, we replaced an ugly odd trapezoid shaped 2 1/2-car garage with a smaller rectangle shaped 2-car garage. When the Los Angeles County Tax Assessor sent an updated reassessment with higher property taxes, I sent before and after photos with an explanation to show we actually decrease...
by SR II
Mon Dec 03, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: Please Recommend a New Car for Me
Replies: 53
Views: 4612

Re: Please Recommend a New Car for Me

onourway wrote:
Sun Dec 02, 2018 7:17 am
Crosstrek with snow tires.
That was my first thought. Not particularly "zippy", but cute, AWD is standard and the base model comes with a manual 6-speed.

(Side note: the 2019 Forester is not available with a manual transmission)
by SR II
Sun Nov 18, 2018 3:27 am
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 5278

Re: When is Too Long to Return a Hair Dryer to Costco?

Not Costco, but while in college, I worked in the garden shop of a large discount retail chain (owned by an even larger retailer) with an extremely liberal return/exchange policy. Every year, when the first shipment of fresh-cut Christmas trees was delivered, a man would drag his year-old Christmas ...
by SR II
Mon Oct 08, 2018 11:23 pm
Forum: Personal Investments
Topic: Rolling INTO TSP? [Thrift Savings Plan]
Replies: 12
Views: 1346

Re: Rolling INTO TSP? [Thrift Savings Plan]

I, too, am a separated Fed Employee. I rolled over all of my traditional IRA and 401k from a previous employer to the TSP. Just be aware of the limited withdrawal options of the TSP. I was not familiar with these options until after I transferred the money. Supposedly, there are changes coming. Hope...
by SR II
Thu Sep 27, 2018 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: First-time victim of credit card fraud
Replies: 48
Views: 4084

Re: First-time victim of credit card fraud

Just dealt with two different cards being compromised a couple of weeks ago. First one, I noticed myself on the CC website as two pending charges. The next day, on the other card, the bank sent an email about the fraud. Cleared up both and got new account numbers. This is probably the fifth or sixth...
by SR II
Tue Sep 18, 2018 5:03 pm
Forum: Investing - Theory, News & General
Topic: Equity in house / Do you use it?
Replies: 56
Views: 3816

Re: Equity in house / Do you use it?

We had a ton of equity in our HCOL area house. So, just before the Mister retired, we took out a HELOC. A few months later, we used it to update our LCOL area retirement place in preparation of moving in and also spruce up the house we were selling. Worked out great as we didn't have to liquidate an...
by SR II
Sat Sep 08, 2018 11:06 pm
Forum: Personal Finance (Not Investing)
Topic: Using your home as old age care self-insurance?
Replies: 74
Views: 6115

Re: Using your home as old age care self-insurance?

Will the house step up in value when the mother dies? Does the 'two out of the last five years' rule apply in the event of death? Don't know. And the "mom" doesn't need to worry about it after she is gone. I also don't know if it makes any difference that the house is in a family trust. Years ago, ...
by SR II
Fri Sep 07, 2018 11:18 pm
Forum: Personal Finance (Not Investing)
Topic: Using your home as old age care self-insurance?
Replies: 74
Views: 6115

Re: Using your home as old age care self-insurance?

My observation has been it's the rule rather than the exception for people to sell their primary residence when they make a move into a retirement community. This works if all members of the household are moving out at once (ie: couple moving into retirement community or single person). If there wa...
by SR II
Thu Sep 06, 2018 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Using your home as old age care self-insurance?
Replies: 74
Views: 6115

Re: Using your home as old age care self-insurance?

My observation has been it's the rule rather than the exception for people to sell their primary residence when they make a move into a retirement community. This works if all members of the household are moving out at once (ie: couple moving into retirement community or single person). If there wa...
by SR II
Mon Sep 03, 2018 10:16 pm
Forum: Personal Consumer Issues
Topic: Neighbor Fencing question
Replies: 50
Views: 4173

Re: Neighbor Fencing question

Speaking about the "pretty" side of a fence: Our post WWII house in Burbank had a concrete block wall at the rear of the yard that was left loose (like you could push a whole eight foot section between pillars back and forth) due to the 1994 Northridge earthquake. After inspection by FEMA and a coup...
by SR II
Sat Aug 18, 2018 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 49
Views: 51642

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

Get your prescription and pupilary distance and go to zenni or goggles4u or any online company and get your frame measurements and pay 1/10th the cost for glasses from now on My blind-as-a-bat husband did this. The lenses from Zenni were the thickest glasses either of us had ever seen. They looked ...
by SR II
Fri Jul 20, 2018 2:04 am
Forum: Personal Finance (Not Investing)
Topic: Transferring Money and Closing Bank Account
Replies: 12
Views: 1211

Re: Transferring Money and Closing Bank Account

Just did this last week, due to an out of state move. Went in. Told them I wanted to close by account. They asked if I would like cash or a cashier's check. I said a cashier's check. They made out the cashier's check and gave me a printout that showed the account was closed. I left. When I got home,...
by SR II
Tue Jul 17, 2018 11:44 pm
Forum: Personal Finance (Not Investing)
Topic: Selling mom's house
Replies: 50
Views: 4391

Re: Selling mom's house

Consult an attorney.
by SR II
Sat Jul 14, 2018 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Pay to be in school district or move?
Replies: 20
Views: 1259

Re: Pay to be in school district or move?

We went through this same issue and first chose the out of district option. Schlepping kids around and trying to work all the scheduling out with two working parents was a hassle and we ended up moving after 2 years. Would have moved sooner if we could. Agreed. Raising kids and schooling has MORE t...
by SR II
Fri Jul 06, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: How to tip
Replies: 87
Views: 6184

Re: How to tip

Lived in Los Angeles until just recently. Since the sales tax was nearly 10%, I got used to just doubling the tax and rounding up to give roughly a 20% pre-tax tip. Moved to Las Vegas a few months ago and for the first couple of weeks I did my usual doubling the tax method here. Then I realized the ...
by SR II
Sun Jun 03, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: Enterprise vs Avis
Replies: 43
Views: 4451

Re: Enterprise vs Avis

I rent a car numerous times a month, mostly once a week, but often twice a week at the same location; Burbank Airport. I check all the usual places (autoslash, Costco, USAA) for the lowest price and go with the cheapest compact or larger that is not prepaid (costs often go down and I cancel and rebo...
by SR II
Wed May 30, 2018 12:21 am
Forum: Personal Consumer Issues
Topic: Cruise ships for multi-generational family
Replies: 61
Views: 4074

Re: Cruise ships for multi-generational family

Question: what are good cruise line options for people who don't like cruises? Much to my chagrin, my parents want to do a family trip on a cruise ship next year. Ages range from late 60's (parents) = 2, 6 of adult children (spouses included), and 4 kids (2-12yo). Total of 12. Half of the adult kid...
by SR II
Fri May 11, 2018 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: "Patient paid amount" for month of death in nursing home?
Replies: 33
Views: 4537

Re: "Patient paid amount" for month of death in nursing home?

Thank you for all the thoughtful replies. First, my grandmother did not have any assets. They were spent down to pay for the nursing home, after which time all nursing home expenses were paid by social security and Medicare . The only payments that came from me were for the private room. At the tim...
by SR II
Wed May 09, 2018 10:31 am
Forum: Personal Consumer Issues
Topic: Rental Cars:National, Budget, Alamo or Thrifty
Replies: 33
Views: 2508

Re: Rental Cars:National, Budget, Alamo or Thrifty

At many locations, Thrifty and Hertz share the same cars. Reserve the brand with the lower price. Same with Avis/Budget/Payless. I took a chance and rented a car at payless.com (and joined their Payless Perks club) because it was substantially cheaper than any others for a quick four/five hour rent...
by SR II
Wed May 09, 2018 10:14 am
Forum: Personal Consumer Issues
Topic: Rental Cars:National, Budget, Alamo or Thrifty
Replies: 33
Views: 2508

Re: Rental Cars:National, Budget, Alamo or Thrifty

And use autoslash.com to see how your rate compares to others. Thanks for that. You just saved me $30 on my Hertz rental at the end of the month. I thank you, too for the autoslash.com tip. Just re-booked a one-way rental I had already booked through Costco and saved a bit over $20! I usually book ...
by SR II
Mon May 07, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: Las Vegas shows
Replies: 22
Views: 2677

Re: Las Vegas shows

Really depends on what you are in to. A great lounge singer with an enjoyable show is Matt Goss at the Mirage. https://www.mirage.com/en/entertainment/matt-goss.html
by SR II
Fri May 04, 2018 2:29 am
Forum: Personal Finance (Not Investing)
Topic: Pay $2500 in rent or continue living at home
Replies: 91
Views: 7778

Re: Pay $2500 in rent or continue living at home

or you could go with Option 3: Stay where you are but pay $1000 in rent to your parents (Plus your share of utilities if you aren't already paying utilities). You save $1500 monthly - they get $1000 monthly to offset your being there. Win-win. EXACTLY! <CLIP>Personally, I would feel weird collectin...
by SR II
Thu May 03, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Pay $2500 in rent or continue living at home
Replies: 91
Views: 7778

Re: Pay $2500 in rent or continue living at home

That's not at all fair since the reason O.P. was living at home was to take care of the aunt. The family should be grateful for that. I didn't point out how respectable that is for a 35 year old to live at home to take care of a family member when living alone would be preferable, but it is worth n...
by SR II
Thu May 03, 2018 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: Pay $2500 in rent or continue living at home
Replies: 91
Views: 7778

Re: Pay $2500 in rent or continue living at home

or you could go with Option 3: Stay where you are but pay $1000 in rent to your parents (Plus your share of utilities if you aren't already paying utilities). You save $1500 monthly - they get $1000 monthly to offset your being there. Win-win. EXACTLY! <CLIP>Personally, I would feel weird collectin...
by SR II
Thu May 03, 2018 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Pay $2500 in rent or continue living at home
Replies: 91
Views: 7778

Re: Pay $2500 in rent or continue living at home

DaftInvestor wrote:
Thu May 03, 2018 6:43 am
or you could go with Option 3: Stay where you are but pay $1000 in rent to your parents (Plus your share of utilities if you aren't already paying utilities). You save $1500 monthly - they get $1000 monthly to offset your being there. Win-win.
EXACTLY!
by SR II
Wed May 02, 2018 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: Pay $2500 in rent or continue living at home
Replies: 91
Views: 7778

Re: Pay $2500 in rent or continue living at home

golfCaddy wrote:
Wed May 02, 2018 10:31 pm
I can't imagine still living with the rents at 35. It's your aunt, but still ...
I can't imagine still living with the rents at 35 (with a good job) and not paying rent to the rents!
by SR II
Sat Apr 28, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Should I change careers?
Replies: 52
Views: 4748

Re: Should I change careers?

Do what you want, LovingLife.
by SR II
Fri Apr 06, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: Starting a home search... Late 60s rancher?
Replies: 18
Views: 1835

Re: Starting a home search... Late 60s rancher?

After a quick scan of the above posts, I didn't see this mentioned: Many California towns have a moratorium on wood shake/shingle roofs (which many 60s ranch-style homes still have) and a drop dead date to completely remove and replace remaining roofs due to fire hazard. Double-check city ordinances...
by SR II
Fri Apr 06, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: [When is going out to a restaurant worth it to you?]
Replies: 71
Views: 6942

Re: [When is going out to a restaurant worth it to you?]

"When is going out to a restaurant worth it to you?"
A. When I don't feel like cooking.
B. When I don't have anything in the fridge to make a meal.
C. When I'm not at home to cook.