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Assuming there are 10 million individual investors that have investment in Vanguard. The average portfolio size per investor is $470k, that's a quite impressive number, I have to say.

SelectAccount charges $36 per year in fees, that's about $6 more than Lively. The available fund choices are quite limited for basic investment in SelectAccount. Most relevant ones are Vanguard large/mid/small cap index funds, while no Vanguard bond fund is available. Also you have to put $1000 mini...

We bought our house in 2012 with 15 yr mortgage at 3.125% from BoA. Last September, we did a refinance to 10 yr mortgage with 2.5% rate (zero closing cost) which is from PHH. Monthly payment is slightly up around $100. That was right before the rate hike after presidential election.

Thanks for the info. It looks like ACH deposit from Chase checking account is not considered Direct Deposit by Captial One 360. I did two $260 transfers from my Vanguard brokerage account on 8/15. Then the next day Cha-Ching! New Account Bonus of $400 is posted! Can you tell me how you do ACH trans...

In the introduction message of proxy vote from Vanguard, it says Shareholders are also being asked to vote on several fund proposals that will harmonize policies across Vanguard's U.S.-based funds. If the proposals are approved, the funds will have more operational flexibility, helping them run more...

I did two ACH transfers of amount $255 and $265 from my Chase checking account on July 10. Still no bonus posted on Captial One 360 account yet. Under Captial One 360 checking accounts, both ACH transfers are marked as "Transaction Type: Deposit" and "Info: Ext Trnsfr". Are these eligible as Direct...

I did two ACH transfers of amount $255 and $265 from my Chase checking account on July 10. Still no bonus posted on Captial One 360 account yet. Under Captial One 360 checking accounts, both ACH transfers are marked as "Transaction Type: Deposit" and "Info: Ext Trnsfr". Are these eligible as Direct ...

Among the individual fund choices, there are Vanguard 500 Index, Vanguard Total International Index and Vanguard Total Bond Market. It would be nice to have Vanguard Total Stock Market and Vanguard Mid Cap Market there as well. That would make a customized portfolio more appealing than the preselect...

OP, I sort of understand your point, as I am in the similar situation as you: 30 years away from retirement, reasonably high income and high saving rate. The common goal for us is to tilt more to the growth side of investment during the accumulation stage, given moderate (or slightly more) tolerance...

2. If possible choose the high efficiency furnace with variable speed fan motor. This will make inside temperature more stable, resulting in a noticeable improvement on comfortability. Another benefit is that a mid/lower end AC working with variable speed blower could increase its efficiency. For e...

I just had a contractor install two ACs and two furnaces for our house in March this year. Those replaced 14 years old goodman units that are builder's model when the house was built in 2000. I did quite a bit of research/reading on line and here is my observation: 1. Trane/American Standard(same ma...

I am in a similar situation. Wife is a stay-home mom with no income. Our income tax is in 28% bracket (married filed jointly), over the limit of Roth IRA contribution. My understanding is that she's not eligible to make contribution to traditional IRA, because of no earned income. Therefore there is...