Search found 2 matches

by User35
Thu Jun 07, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Should I pay off my HELOC, Refinance or Invest
Replies: 18
Views: 1642

Re: Should I pay off my HELOC, Refinance or Invest

Not to hijack, but I have a very similar question. The choice for me is between taxable vanguard index funds and a tax deductible HELOC @ 5.6%. Any calculators or graphs out there that can help me decie at what rate I should keep the HELOC and invest vs paying it off based on my tax/market assumptio...
by User35
Mon Feb 06, 2017 9:47 pm
Forum: Investing - Help with Personal Investments
Topic: Should we participate in ESPP?
Replies: 16
Views: 2052

Re: Should we participate in ESPP?

It's usually a discount on the lesser of the FMV Start Date or FMV Purchase Date, which I assume this is as well if it's a big company. Yes, you should do this and you should max it. I'm going to use round #'s below, but it's directionally correct. Let's assume it's worst case and a 10% return. It's...