Search found 133 matches

by Mountain Man
Thu Oct 12, 2017 9:10 pm
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 5410

Re: SUV options with 3 little kids

I didn't see it on your original list, but I'd suggest you look at a Chevy Suburban/Tahoe XL. It can haul all the people and stuff you want. All those small and mid-sized SUVs with three kids are a drag.
by Mountain Man
Fri Aug 19, 2016 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: Large amount of home equity - tempting to cash out and FIRE?
Replies: 57
Views: 6029

Re: Large amount of home equity - tempting to cash out and FIRE?

OP- I think the real question is Does your wife want to move?
by Mountain Man
Wed Aug 17, 2016 9:55 pm
Forum: Investing - Theory, News & General
Topic: Is BNDX (total international bond) and its utilization in target date funds terrible?
Replies: 85
Views: 10174

Re: Is BNDX (total international bond) and its utilization in target date funds terrible?

I'm a big fan of BNDX (TIBM) and VWOB (Emerging Market Bond). Ex-US bonds are a huge investable market and it's great to see Vanguard provide a low cost option in this space. I'd even like them to add a few more Ex-US bond funds in the future. I'm surprised that a forum dedicated to cheap, market-ca...
by Mountain Man
Fri Apr 22, 2016 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: Wealth Management (Career Change)
Replies: 105
Views: 10374

Re: Private Wealth Management (Career Change)

OP, Vanguard is hiring if you want to put your Boglehead values to use.
by Mountain Man
Thu Mar 31, 2016 6:43 pm
Forum: Investing - Theory, News & General
Topic: Mirroring Ben Graham (quantitative value)
Replies: 10
Views: 2744

Re: Mirroring Ben Graham (quantitative value)

Robert T, I'd be interested in your impressions of IVAL and QVAL now that it has been over a year since you started this thread and there is more live performance data. Are they performing as their backtests indicate? Are they more or less "valuey" than anticipated? Have these two funds been unique ...
by Mountain Man
Tue Dec 08, 2015 8:45 am
Forum: Investing - Help with Personal Investments
Topic: Who's buying Oil stocks?
Replies: 168
Views: 25835

Re: Who's buying Oil stocks?

Still too early. Not yet... Not yet... Wells are being shut down but record amounts are being pumped due to efficiency improvements. Speculators are storing waiting for prices to rebound but they are running out of places to put it. Supply continues to outpace demand. Still not yet. Too early. A lo...
by Mountain Man
Mon Nov 23, 2015 9:44 pm
Forum: Investing - Theory, News & General
Topic: buy more QUAL or go to value?
Replies: 27
Views: 3138

Re: buy more QUAL or go to value?

Duffer,

What fund(s)/ETFs are you using for your Value exposure?
by Mountain Man
Wed Oct 21, 2015 7:57 pm
Forum: Investing - Theory, News & General
Topic: Have You Seen Goldman Sachs ActiveBeta ETFs
Replies: 26
Views: 3749

Re: Have You Seen Goldman Sachs ActiveBeta ETFs

This ETF is for Muppets only. Everyone else should stay away.
by Mountain Man
Thu May 28, 2015 10:41 pm
Forum: Investing - Help with Personal Investments
Topic: All cash now ($1M) - need advice on entering this lofty market
Replies: 96
Views: 12848

Re: All cash now ($1M) - need advice on entering this lofty market

OP, if you are worried about the US market being "overvalued", why not find another market that is undervalued and invest in that? Maybe Greece, Russia, Israel, Spain, Ireland, Brazil or Austria are more to your liking?
by Mountain Man
Thu Mar 26, 2015 9:34 pm
Forum: Investing - Help with Personal Investments
Topic: When does a 529 plan make sense to me?
Replies: 204
Views: 19533

Re: Why 529 plan makes any sense??

Major tech companies hire more from top schools than mid tier schools. Top grad schools in STEM select more from top schools. Top schools cost a staggering amount. I have no objection to questioning the reward to cost ratio, but I am not sure it makes sense to suggest that there is no benefit to to...
by Mountain Man
Tue Mar 24, 2015 8:26 pm
Forum: Investing - Help with Personal Investments
Topic: FA needs investment advice
Replies: 25
Views: 3495

Re: FA needs investment advice

If your time horizon is 20+ years on your personal investments, why would you change your AA away from stocks? If your base salary is enough in the short term and your business can withstand a market slump, why fiddle with your personal AA if you need long term growth?
by Mountain Man
Sat Mar 21, 2015 11:39 am
Forum: Investing - Theory, News & General
Topic: [New Member Observations- Covered Calls, Financial Advisors]
Replies: 227
Views: 42072

Re: [New Member Observations- Covered Calls, Financial Advis

Count me among those who view this as a thinly veiled sales pitch. I like how the story has changed whenever confronted with facts: I have an outlook reminder to sell every three months @ +8% then re-allocate the proceeds into more ETF's. This is not active trading. I place 4 trades a year. Then, w...
by Mountain Man
Mon Mar 02, 2015 9:11 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking carbon efficient S&P fund
Replies: 19
Views: 2425

Re: Seeking carbon efficient S&P fund

Here are two ETFs: tickers CRBN and LOWC that may be of interest to the OP. Here is a good writeup on them http://www.etf.com/sections/blog/24020- ... -cool.html
by Mountain Man
Mon Mar 02, 2015 9:06 pm
Forum: Investing - Theory, News & General
Topic: Market Beating Recipe
Replies: 19
Views: 2706

Re: Market Beating Recipe

Which market are we trying to beat?
by Mountain Man
Mon Feb 23, 2015 9:30 pm
Forum: Investing - Theory, News & General
Topic: Buy and Hold Forever Stocks
Replies: 101
Views: 14369

Re: Buy and Hold Forever Stocks

My kids picked these for their portfolios: WFC, NKE, HAS, AAPL, MSG, KING, UA, DIS, VIAB. They are all in their single digits for age so hopefully these companies will last another 100+ years.
by Mountain Man
Thu Feb 19, 2015 9:27 am
Forum: Investing - Help with Personal Investments
Topic: Advice needed to re-kajigger my entire financial life
Replies: 31
Views: 4028

Re: Advice needed to re-kajigger my entire financial life

Lots of good advice already given. Looks like you are headed in the right direction with wanting a simple 3 or 4 fund portfolio. However, one idea I had for that large Apple position in your taxable account is to use options, preferably LEAPS, and put a costless collar on your Apple position to prot...
by Mountain Man
Tue Feb 10, 2015 7:16 pm
Forum: Personal Consumer Issues
Topic: Sleeping bags for cold weather
Replies: 30
Views: 3889

Re: Sleeping bags for cold weather

I went with the ALPS 0 bag. It was just $38 after a 40% off coupon so I figured that would work well. I got long so I think it will be spacious enough -- my current mummy bags are just regular and they're a little tight being 6'1" For pads, I currently have a Thermarest foam pad and I also have a t...
by Mountain Man
Thu Jan 22, 2015 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Silly to consider buying a home because of interest rates?
Replies: 29
Views: 3505

Re: Silly to consider buying a home because of interest rate

market timer wrote:As an interest rate trade, I think it would be better to short long-term Treasuries until you are ready to buy a house with a mortgage. Now is not a bad time to do so.
This trade would have lost over 40% last year.
by Mountain Man
Wed Jan 21, 2015 10:05 am
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 334
Views: 64273

Re: An alternative to alternative investments [QSPIX]

FWIW – a longer simulated ‘style premia’ series (from website linked below). Not sure the exact source of the data – but know from the aqr articles they had done a simulation back to 1990. Not sure how reliable these links are. https://grandstreetwm.files.wordpress.com/2014/01/part-2-1.png https://...
by Mountain Man
Fri Jan 16, 2015 11:42 pm
Forum: Investing - Help with Personal Investments
Topic: Should I Declare Victory and Pack It In?
Replies: 173
Views: 21311

Re: Should I Declare Victory and Pack It In?

Work if you love it but otherwise go do the f$c# what you want to!!! You have enough money to do as you want. Go SCUBA the Virgin Islands or hike the Pacific Crest Trail, but don't sit around wondering about retirement, you have plenty of money. They may not have enough money to do what they want t...
by Mountain Man
Fri Jan 16, 2015 11:39 pm
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 334
Views: 64273

Re: An alternative to alternative investments [QSPIX]

Other notes: QSPIX has a $100,000 minimum in my Fidelilty brokerage link with a $49.95 transaction fee. QSPNX has a $500 minimum and has no transaction fee. However, ER for this fund is 1.75% rather than 1.5% for QSPIX. PS I am considering moving an IRA over to Fidelity to purchase this fund. (The ...
by Mountain Man
Fri Jan 16, 2015 10:39 pm
Forum: Investing - Theory, News & General
Topic: An alternative to alternative investments [QSPIX]
Replies: 334
Views: 64273

Re: An alternative to alternative investments [QSPIX]

How has everyone enjoyed QSPIX the last few days? Has it performed as expected?
by Mountain Man
Fri Jan 16, 2015 10:16 pm
Forum: Investing - Help with Personal Investments
Topic: Should I Declare Victory and Pack It In?
Replies: 173
Views: 21311

Re: Should I Declare Victory and Pack It In?

Work if you love it but otherwise go do the f$c# what you want to!!! You have enough money to do as you want. Go SCUBA the Virgin Islands or hike the Pacific Crest Trail, but don't sit around wondering about retirement, you have plenty of money.
by Mountain Man
Mon Jan 12, 2015 11:12 am
Forum: Investing - Theory, News & General
Topic: Why Is "Deflation" A Bad Thing??? How To Prepare/Profit?
Replies: 87
Views: 8824

Re: Why Is "Deflation" A Bad Thing??? How To Prepare/Profit

As I understand it, if you think bad deflation is coming and you need to alter your AA, then you need to:

1) pay off all your debt
2) raise your level of cash
3) buy long-term Treasuries or Zeroes.
by Mountain Man
Sun Jan 11, 2015 2:56 pm
Forum: Investing - Help with Personal Investments
Topic: If you were going to retire at 57 what would your number be?
Replies: 35
Views: 5179

Re: If you were going to retire at 57 what would your number

TimeLord,

Just retire already. No need to be scared. No need to find comfort in other people's numbers. Either your numbers work for you or they don't.
by Mountain Man
Sat Jan 10, 2015 10:23 pm
Forum: Investing - Help with Personal Investments
Topic: Who's buying Oil stocks?
Replies: 168
Views: 25835

Re: Who's buying Oil stocks?

munemaker wrote:I may buy some when oil bottoms out. Maybe stocks, etf or an energy fund. Too early right now.
Yes. Please let us know when this happens. Do you pick tops too?
by Mountain Man
Fri Jan 09, 2015 5:34 pm
Forum: Investing - Help with Personal Investments
Topic: Who's buying Oil stocks?
Replies: 168
Views: 25835

Re: Who's buying Oil stocks?

Anyone think oil will become irrelevant in the next 5-30 years as other energy sources and technologies come to replace it and make us need less of it? Here's a really great article penned by Howard Marks of Oaktree on the lessons learned from the most recent slide in oil prices. http://www.oaktree...
by Mountain Man
Fri Jan 09, 2015 5:13 pm
Forum: Investing - Help with Personal Investments
Topic: Who's buying Oil stocks?
Replies: 168
Views: 25835

Re: Who's buying Oil stocks?

Anyone think oil will become irrelevant in the next 5-30 years as other energy sources and technologies come to replace it and make us need less of it?
by Mountain Man
Fri Jan 09, 2015 2:10 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 227
Views: 40136

Re: Bogleheads 2015 Hedge Fund Contest

I propose a bonus prize for whomever can pick the winning "Hedge Fund" out of the submitted entries.
by Mountain Man
Wed Jan 07, 2015 1:57 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with my stupid losses?
Replies: 16
Views: 2016

Re: What to do with my stupid losses?

The Wolf of Weed Street strikes again!
by Mountain Man
Tue Jan 06, 2015 11:25 pm
Forum: Personal Consumer Issues
Topic: Forums for parents with Children
Replies: 12
Views: 3086

Re: Forums for parents with Children

I haven't made it past the title of this forum yet, so I must ask: are there any Parents that don't have kids?
by Mountain Man
Tue Jan 06, 2015 11:17 pm
Forum: Investing - Theory, News & General
Topic: Can you make money betting on random coin flips?
Replies: 296
Views: 29802

Re: Can you make money betting on random coin flips?

Anything actionable in this thread or is it just a bunch of math (fill in your favorite adjective here) trying to one up each other with their TI-85 calculators?
by Mountain Man
Tue Dec 30, 2014 9:29 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 227
Views: 40136

Re: Bogleheads 2015 Hedge Fund Contest

Fund Name: Mountain Hedge Capital


Ticker-company name

Long:

RE-Everest RE Group LTD
LRN-K12 Group
VOLC-Volcano Group

Short:

BBOX-Black Box Corp
LZB-La Z Boy
HLF- Herbalife
by Mountain Man
Thu Dec 18, 2014 9:41 pm
Forum: Investing - Theory, News & General
Topic: Slicing for True Dicers (thought expr. for sector investing)
Replies: 12
Views: 2039

Re: Slicing for True Dicers

I am not sure what you are proposing, but you may want to check out these ETFs for more inspiration: EQL, FV.
by Mountain Man
Thu Dec 18, 2014 1:08 pm
Forum: Investing - Theory, News & General
Topic: What is your opinion about "tilting?"
Replies: 116
Views: 13701

Re: What is your opinion about "tilting?"

Big Bird, Tilting refers to deviation from a market weighted strategy. If you say "I am for Asset Allocation" do you think people would know that means you overweight small-cap value? If you say, "I am for tilting" nobody knows that you are over-weighting SCV. People can overweight cash, annuities, ...
by Mountain Man
Thu Dec 18, 2014 11:00 am
Forum: Investing - Theory, News & General
Topic: What is your opinion about "tilting?"
Replies: 116
Views: 13701

Re: What is your opinion about "tilting?"

I don't like the term "tilting". Its just some fancy word for asset allocation. +1. The way I understand tilting, that is how I view it as well. Larry, if I understand him properly, makes the argument that by tilting you can reduce your overall equity allocation and get similar overall returns. But...
by Mountain Man
Wed Dec 17, 2014 9:18 pm
Forum: Investing - Theory, News & General
Topic: What is your opinion about "tilting?"
Replies: 116
Views: 13701

Re: What is your opinion about "tilting?"

I don't like the term "tilting". Its just some fancy word for asset allocation.
by Mountain Man
Wed Dec 17, 2014 6:39 pm
Forum: Investing - Help with Personal Investments
Topic: Total stock market funds - is real estate accounted for?
Replies: 8
Views: 2461

Re: Total stock market funds - is real estate accounted for?

How much real estate is on the balance sheets of all the non REIT companies in the Total Stock Market Index? What percentage of McDonald's, Sears, Apple, ExxonMobil is real estate? I'd say there is a lot more than 3.7% of real estate exposure in the TSM. 3.7% of REITs yes, but lots of additional rea...
by Mountain Man
Tue Dec 16, 2014 9:07 pm
Forum: Investing - Help with Personal Investments
Topic: Do you own VTI, VB, VWO, VEA, VSS, VNQ? Allocation question
Replies: 36
Views: 7691

Re: Do you own VTI, VB, VWO, VEA, VSS, VNQ? Allocation quest

Mountain Man, thanks for the rec. A few concerning breakdown points of Vanguard LifeStrategy 80/20 VASGX (0.17% fee) would be: (Giant 43.71%, Large 30.20%, Medium 18.44%, Small 5.68%, Micro 1.97%) (Developed Markets 95.77%, Emerging Markets 4.23%) (Large Blend) -Is it justified to say that Vanguard...
by Mountain Man
Tue Dec 16, 2014 6:08 pm
Forum: Investing - Help with Personal Investments
Topic: Do you own VTI, VB, VWO, VEA, VSS, VNQ? Allocation question
Replies: 36
Views: 7691

Re: Do you own VTI, VB, VWO, VEA, VSS, VNQ? Allocation quest

If I were you, I'd just go with the LifeStrategy 80/20 fund. No need to complicate things beyond that.
by Mountain Man
Sat Nov 29, 2014 9:35 pm
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 158
Views: 25853

Re: Documentaries to recommend?

Here are two more I haven't seen mentioned yet:

Cowspiracy

And

DamNation.
by Mountain Man
Fri Nov 28, 2014 11:37 am
Forum: Investing - Help with Personal Investments
Topic: Opinions Please - REIT's vs. EM
Replies: 21
Views: 2213

Re: Opinions Please - REIT's vs. EM

OP, why decide between REITs and EM when you could instead just get some Emerging Market REITs?
by Mountain Man
Tue Nov 25, 2014 8:12 pm
Forum: Investing - Help with Personal Investments
Topic: Should I add Microcaps to my portfolio?
Replies: 10
Views: 1848

Re: Should I add Microcaps to my portfolio?

Have you thought about Emerging Market nano caps? :D
by Mountain Man
Tue Nov 25, 2014 8:05 pm
Forum: Investing - Theory, News & General
Topic: Small cap value premium
Replies: 150
Views: 25146

Re: Small cap value premium

"Expert financial advisers" on a do-it yourself investor internet forum can't decide on what to call an asset class. MountainMan: When experts disagree it is often because it doesn't make much difference. Best wishes. Taylor Thanks Taylor, that's my point exactly. Yet here we are with another SCV d...
by Mountain Man
Tue Nov 25, 2014 3:13 pm
Forum: Investing - Theory, News & General
Topic: Small cap value premium
Replies: 150
Views: 25146

Re: Small cap value premium

I complained early about seeing another SCV thread, but I may need to reconsider that position now that there is a little school yard fight between Rick and Larry! I doubt either Ego can handle admitting they are wrong or the other person is right. Time to sit back, relax, and see the same argument...
by Mountain Man
Sat Nov 22, 2014 11:39 am
Forum: Investing - Theory, News & General
Topic: Why I will fund retirement with TIPs ladder no matter what
Replies: 55
Views: 6476

Re: Why I will fund retirement with TIPs ladder no matter wh

OP, I read that article a few days ago too. Thought it was a nice thought piece. I am curious to know why you think TIPS is the solution to managing your risk? The article makes no recommendation of them. You also might like this piece: http://www.oaktreecapital.com/MemoTree/Risk%20Revisited.pdf . ...
by Mountain Man
Sat Nov 22, 2014 10:54 am
Forum: Investing - Theory, News & General
Topic: Small cap value premium
Replies: 150
Views: 25146

Re: Small cap value premium

I complained early about seeing another SCV thread, but I may need to reconsider that position now that there is a little school yard fight between Rick and Larry! I doubt either Ego can handle admitting they are wrong or the other person is right. Time to sit back, relax, and see the same arguments...
by Mountain Man
Sat Nov 22, 2014 10:47 am
Forum: Investing - Theory, News & General
Topic: Why I will fund retirement with TIPs ladder no matter what
Replies: 55
Views: 6476

Re: Why I will fund retirement with TIPs ladder no matter wh

OP, I read that article a few days ago too. Thought it was a nice thought piece. I am curious to know why you think TIPS is the solution to managing your risk? The article makes no recommendation of them. You also might like this piece: http://www.oaktreecapital.com/MemoTree/Risk%20Revisited.pdf .
by Mountain Man
Fri Nov 21, 2014 9:44 am
Forum: Investing - Theory, News & General
Topic: Why Alpha is getting more elusive
Replies: 28
Views: 4839

Re: Why Alpha is getting more elusive

Seems pretty similar to the book: "The Success Equation: Untangling Skill and Luck in Business, Sports, and Investing" by Michael J. Mauboussin.