Search found 829 matches

by Angelus359
Thu Dec 10, 2020 8:43 am
Forum: Personal Finance (Not Investing)
Topic: How do you handle credit cards you no longer use?
Replies: 85
Views: 6661

Re: How do you handle credit cards you no longer use?

I used to have 19 credit cards.

I'm down to 4 now.

Some were canceled for non use.

Of the 4 remaining, 1 is explicitly on used for netflix. It's my oldest account.

The other 3 are used regularly for different purposes.
by Angelus359
Thu May 24, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Re: done with Gmail
Replies: 116
Views: 18024

Re: done with Gmail

I've heard good things about proton mail
by Angelus359
Mon May 14, 2018 8:55 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage question: 20% down or larger down payment?
Replies: 47
Views: 8652

Re: Mortgage question: 20% down or larger down payment?

2 years ago I bought a 112k condo

It was on a 15 year 2.99 mortgage.
If I didn't do 25%, it would have been 3.24
by Angelus359
Fri Apr 27, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 14603

Re: New faster DNS - 1.1.1.1 by CloudFlare

People really need to understand the purpose of DNS and how DNS works before installing the recommended software. You don't need to install any software to use alternate DNS servers. When I clicked on https://1.1.1.1/ it presented me with two options: INSTALL and INFO. I stopped there. Even I do not need to install any software, I will not use this service. Everyone should be cautious about any service like this. That is not how this works. It is true that they presented with two options: INSTALL and INFO. If they are so much smart and trustworthy, they should have presented with: CONFIGURE and INFO. INSTALL and CONFIGURE are not the same. So they have misrepresented at the first place what they like the users to do. How someone can guaran...
by Angelus359
Fri Apr 27, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 9793

Re: Comfortable Commuter Cars under $50K

I find my 2017 Prius remarkably comfortable

Comes in 30k under your price limit
by Angelus359
Mon Apr 09, 2018 5:54 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 14603

Re: New faster DNS - 1.1.1.1 by CloudFlare

Cloudflare dns doesn't require you to install anything.

If you want dns over tls, or dns over https, which windows does not natively support, you need to install a tool to allow that to work.

The install guide on the cloudflare page just explains how to configure your machine to use cloudflare dns. There is no actual installed software requirement.
by Angelus359
Thu Apr 05, 2018 7:14 am
Forum: Personal Consumer Issues
Topic: LG 75" vs OLED 65" TV or Wait?
Replies: 44
Views: 15210

Re: LG 75" vs OLED 65" TV or Wait?

I watch TV from around 8 ft, and I think anything much larger than my 65 inch might be too big


I am jealous of those with oled though... I have a Samsung midgrade tv I got for 1200
by Angelus359
Sat Mar 24, 2018 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Filed 2017 taxes electonically for FREE
Replies: 46
Views: 7751

Re: Filed 2017 taxes electonically for FREE

vshun wrote: Wed Mar 14, 2018 7:00 pm There is similar but way longer discussion thread on it in slickdeals.
Beware - several people reported that free credit karma did NOT account for foreign interest tax credit. So if you have funds like Vanguard International in taxable and they issued tax credits, they will not take effect under credit karma and your return will be smaller. So free is not always winning compared to lets say TaxAct at $13 federal depending on your notional amount in taxable account international fund.
That's... Interesting... My taxable was US only, but good to know
by Angelus359
Sat Mar 24, 2018 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Filed 2017 taxes electonically for FREE
Replies: 46
Views: 7751

Re: Filed 2017 taxes electonically for FREE

Pranav wrote: Sat Mar 10, 2018 7:34 pm
hulburt1 wrote: Sat Mar 10, 2018 5:01 pm I used Karma free to file. Printed it out and sent state in then Fed. State cashed the check. Fed I'm weighting. I had a very simple tax form. Did make 120000 but no right offs. Even did a Roth conversion. All forms looked good. If you don't heir from me My cell No. in Or. 2314 visiting days Sunday.
How are Karma’s import feature with Vanguard, Emoloyer W-2, etc.?
Didnt use an import feature.

It was a manual process, which is more irritating that competitors, but was well... Free
by Angelus359
Sat Mar 24, 2018 8:49 am
Forum: Personal Finance (Not Investing)
Topic: Do I really need Turbotax premier?
Replies: 49
Views: 37244

Re: Do I really need Turbotax premier?

I don't my taxes on credit karma and it cost me nothing.
by Angelus359
Mon Mar 19, 2018 8:18 am
Forum: Investing - Theory, News & General
Topic: How much TLH can be done with a 3 fund portfolio?
Replies: 19
Views: 1989

Re: How much TLH can be done with a 3 fund portfolio?

You can swap total stock market and S&P500 almost freely to do tax loss harvesting
by Angelus359
Fri Mar 09, 2018 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Filed 2017 taxes electonically for FREE
Replies: 46
Views: 7751

Re: Filed 2017 taxes electonically for FREE

Amphian wrote: Fri Mar 09, 2018 12:04 pm I tried Credit Karma and was told I needed to upgrade my account by entering a landline phone number, but I haven't had a landline for over a decade. I filed for free through H&R Block, but I don't think my income this year will allow me to do that next year.
I don't have a landline and was able to get through it...
by Angelus359
Fri Mar 09, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Filed 2017 taxes electonically for FREE
Replies: 46
Views: 7751

Re: Filed 2017 taxes electonically for FREE

I used credit karma, and they don't even have a paid version

They ask you if they can use your data for non sold internal advertisement purposes. I selected no. Worked fine.
by Angelus359
Fri Mar 02, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: What kind of desktop computer should I buy?
Replies: 49
Views: 7976

Re: What kind of desktop computer should I buy?

I recommend anything sold with a solid state drive, and Amd 2200g or above
by Angelus359
Wed Feb 28, 2018 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Citi DoubleCash vs. Paypal (Synchrony)
Replies: 28
Views: 9386

Re: Citi DoubleCash vs. Paypal (Synchrony)

My dilemma is Citi DoubleCash vs BofA Travel Rewards (Platinum Honors). It's a hard decision. Any thoughts? Citi DoubleCash: 2% cash back everything. 2 years extended warranty Citi Price Rewind - helps you get the lowest price on nearly everything you buy BofA Travel Rewards $200 travel rewards signup bonus 2.625 points per dollars (2.625% restricted to travel purchases) no foreign transaction fee I finally opened and receive the double cash card from Citi, thinking about all the perks advertised, ready to use them, and guess what, I am disappointed with Citi too. They offered me a very nice APR and limit of 7k. But, using their card is not really possible like someone has already mentioned here. They keep blocking your account for transac...
by Angelus359
Mon Feb 26, 2018 10:38 pm
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 58
Views: 8935

Re: used Prius (or Chevy Volt?)

At some points in the year, you can get a prius for under 20k brand new


Keep that in mind, since it'll last longer and retain more value...
by Angelus359
Fri Feb 23, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: Secure File-Share Service for Small NPO
Replies: 5
Views: 699

Re: Secure File-Share Service for Small NPO

+1 on that tech soup option

My old work used gsuite, a public library
by Angelus359
Fri Feb 23, 2018 8:10 am
Forum: Personal Consumer Issues
Topic: $12,000 Refrigerator? [Looking in $7k price range]
Replies: 71
Views: 13000

Re: $12,000 Refrigerator?

Sometimes showrooms keep really expensive models on the floor to make the purchase of cheaper (but still expensive) alternatives seem financially responsible. Or really junky models priced not too much lower than higher quality product, which can help the customer justify the marginal extra cost for much higher perceived quality. In the end, just know what you value and what you are willing to spend to get it. As another poster mentioned, it is all relative, and some simply value the product more for whatever reason. I own a little Prius that gets me from point A to B at 42 MPH (It is 10 years old). Alot of my money strapped friends insist on driving 15-20 MPG vehicles....growing up poor really teaches you. In an effort to achieve 42 mpg, ...
by Angelus359
Thu Feb 22, 2018 6:57 am
Forum: Personal Consumer Issues
Topic: How Secure Is Your Apartment
Replies: 42
Views: 6156

Re: How Secure Is Your Apartment

I have a condo, which I suppose is apartment like.

Nobody has access to my door keys outside of myself and my wife.
by Angelus359
Wed Feb 21, 2018 10:26 pm
Forum: Personal Consumer Issues
Topic: Any Creative Ways to Cut the Cable?
Replies: 49
Views: 6885

Re: Any Creative Ways to Cut the Cable?

I wish I could go internet only but Comcast charges more for internet than internet+tv... It's possible, but look closely. We had the same thought so initially signed up for a cable package even though we didn't think we would use it much. Once you add on the cable box rental, remote rental, HD fee, random 'taxes' and fees, the price was much higher. You will also likely see a big price jump for the cable after a year when promotional pricing ends. We switched to internet only. Much cheaper, and 90+% of our viewing was streaming anyway. I don't have hd, I have my own cable modem, the TV cable box has no fee. There is a 7.75 broadcast tv fee It's still cheaper to have cable TV... Slightly As to promotional pricing, I call in every 11 months...
by Angelus359
Wed Feb 21, 2018 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Q: Reasonable 401k Plan Admin Fees, 800-participant plan / company?
Replies: 4
Views: 674

Re: Q: Reasonable 401k Plan Admin Fees, 1000-person company?

My work has the employer pay the 401k fees, and we have admiral vanguard funds (at principal)
by Angelus359
Thu Feb 15, 2018 5:25 pm
Forum: Personal Consumer Issues
Topic: Any Creative Ways to Cut the Cable?
Replies: 49
Views: 6885

Re: Any Creative Ways to Cut the Cable?

I wish I could go internet only but Comcast charges more for internet than internet+tv...
by Angelus359
Thu Feb 15, 2018 5:14 pm
Forum: Personal Consumer Issues
Topic: Any Creative Ways to Cut the Cable?
Replies: 49
Views: 6885

Re: Any Creative Ways to Cut the Cable?

Call the company and ask for a new promotional rate.

I do this every 11 months, and my bill for cable, hbo, and 100mbps internet is 65$
by Angelus359
Wed Feb 14, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: Digital alarm clock suggestions?
Replies: 38
Views: 5214

Re: Digital alarm clock suggestions?

If you want minimal buttons you could get an Amazon Alexa echo dot, and use that as an alarm
by Angelus359
Wed Feb 14, 2018 8:35 am
Forum: Personal Investments
Topic: Is This Action by Megacorp Legal?
Replies: 65
Views: 5881

Re: Is This Action by Megacorp Legal?

I've seen this happen, but when it happened, everyone was moved to vanguard target date funds where the closest date to them bring 65 was used
by Angelus359
Mon Feb 05, 2018 10:07 pm
Forum: Investing - Theory, News & General
Topic: Where Are The 100% Equity Bulls? BND up .44%
Replies: 47
Views: 6358

Re: Where Are The 100% Equity Bulls? BND up .44%

Bwlonge wrote: Mon Feb 05, 2018 8:52 pm Does it serve someone to go like 80/20 to rebalance during corrections, or are you better off dumping 100% equities as you go (e.g. 401k contributions)?
Nobody knows
by Angelus359
Mon Feb 05, 2018 12:20 am
Forum: Personal Finance (Not Investing)
Topic: Another one bites the dust (Northpointe 5% checking account going away)
Replies: 5
Views: 1194

Re: Another one bites the dust (Northpointe 5% checking account going away)

My old bank had 2% interest checking.

It needed 15 bill payments outgoing or debit transactions per month

I setup a 1$ auto pay to 4 accounts every week.

That was uh... Fun
by Angelus359
Mon Feb 05, 2018 12:16 am
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 29081

Re: For BHs who actually like cars - [what car do you drive every day?]

I actually like driving my Prius.

It's not just utilitarian.
by Angelus359
Sun Feb 04, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Is VPN needed on a home desktop PC?
Replies: 18
Views: 2047

Re: Is VPN needed on a home desktop PC?

A VPN only changes your endpoint for where your traffic is hitting the public internet
by Angelus359
Sat Feb 03, 2018 7:50 am
Forum: Investing - Theory, News & General
Topic: Gold IRA with pretty low costs
Replies: 16
Views: 2840

Re: Gold IRA with pretty low costs

ImUrHuckleberry wrote: Fri Feb 02, 2018 9:43 pm
1nv35t wrote: Thu Feb 01, 2018 7:50 pm
Angelus359 wrote: Thu Feb 01, 2018 4:59 pm Gold has been a terrible speculation for a loooong time

It's actually better in a taxable account because you can deduct the losses...
.
.
What is the benefit to owning gold as an asset
I don't like many assets that others might hold, but I don't go around posting negativity in those threads. If you don't know the benefits then its best you avoid it as a asset. For some however it's a asset that has distinct benefits.
Such as?

I'd love to know.

Gold is a metal that is valuable for electronics and jewelry.
Outside of those uses, the only inherit value is the idea that someone might value it more.
by Angelus359
Sat Feb 03, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 12894

Re: WHY do wireless routers need periodic reboots?

This is why I don't go cheap on wireless routers. My home relies on the internet way too much for work at home, slingtv/netflix streaming, and multiple phones/tablets/laptops. I spent $200 on Asus RT-68-u wireless router three or four years ago. I have never had to reboot it by itself. The only time is when my cable modem from comcast went down. I rebooted both to reset everything. I had an Asus N66U as my router for several years. I can't recall it ever rebooting by itself or requiring me to reboot it to restore functionality. I recently replaced it with an Asus AC86 and transitioned the N66 to wireless access point duty. No spontaneous reboots from either. On the other hand I probably have to manually reboot my Comcast cable modem at lea...
by Angelus359
Sat Feb 03, 2018 7:39 am
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 12894

Re: WHY do wireless routers need periodic reboots?

Most consumer grade routers are just poorly designed. This is common behavior and suggestions to load open source alternatives such as DD-WRT or Tomato won't fix the underlying hardware. I've been down this road. If you have even a modest technical background, I suggest buying one of these instead: https://www.ubnt.com/edgemax/edgerouter-lite/ ... I second this. I've had nothing but bad luck with consumer grade routers. DD-WRT, in my experience, lowers WiFi throughput and isn't any more stable. My Ubiquiti ER-X-SFP + UAP-AC-LITE combo has been serving me very well. I love the CLI, VLAN support and customization options. Unfortunately such gear is aimed at customers with networking experience. Ubiquiti has an easier to use Amplifi system fo...
by Angelus359
Thu Feb 01, 2018 4:59 pm
Forum: Investing - Theory, News & General
Topic: Gold IRA with pretty low costs
Replies: 16
Views: 2840

Re: Gold IRA with pretty low costs

What is the benefit to owning gold as an asset
by Angelus359
Thu Feb 01, 2018 7:04 am
Forum: Investing - Theory, News & General
Topic: Gold IRA with pretty low costs
Replies: 16
Views: 2840

Re: Gold IRA with pretty low costs

Gold has been a terrible speculation for a loooong time

It's actually better in a taxable account because you can deduct the losses...
by Angelus359
Thu Feb 01, 2018 7:02 am
Forum: Personal Investments
Topic: Does anyone own gold?
Replies: 108
Views: 15230

Re: Does anyone own gold?

My headphones cables have gold plating on their connectors.
by Angelus359
Sat Jan 27, 2018 11:45 am
Forum: Personal Finance (Not Investing)
Topic: How do you decide how wealthy you really are?
Replies: 58
Views: 10287

Re: How do you decide how wealthy you really are?

I don't determine how wealthy I am.

The concept of wealthiness as an abstract is goofy.
by Angelus359
Sat Jan 27, 2018 7:15 am
Forum: Personal Finance (Not Investing)
Topic: I contributed $5,500 to an IRA instead of employer plan in 2017, found out I don't get to deduct most of it.
Replies: 15
Views: 1827

Re: I contributed $5,500 to an IRA instead of employer plan in 2017, found out I don't get to deduct most of it.

Ok. So you are covered at work because you made the contribution. You believe this means that about $4,500 of your contribution is not deductible. If you have no other accounts named IRA (except Roth), you could convert that $4,500 to Roth IRA instead of leaving it in tIRA as a non-deductible contribution. In fact, would just convert the entire $5,500 to Roth myself rather than have both a tIRA and a Roth IRA. Start over this year and contribute to your 403b (almost certainly a good idea) and maybe a little to Roth IRA. Just how high are the costs in the 403b? Excellent idea to convert to a Roth! I will give Vanguard a call to ask about recharacterization, and I agree that just doing the whole $5,500 makes sense. My 403b is in a T Rowe Pri...
by Angelus359
Thu Jan 25, 2018 5:19 pm
Forum: Personal Consumer Issues
Topic: Still using a 5 year old iphone 5. Who's with me? No new phones!!!
Replies: 151
Views: 15329

Re: Still using a 5 year old iphone 5. Who's with me? No new phones!!!

T-Mobile has started phasing out 2G antennas, so my Motorola W233 candy bar phone stopped working at my house a year or two ago. It was 7 years old. I replaced it with a Kyocera Rally, another candy bar phone. Unfortunately, it's a piece of junk even though it cost twice as much as my W233. I've saved thousands of dollars on phone costs and service vs. the norm of upgrading every other year and paying $50+ a month, and I seldom miss it. A smart phone certainly has plenty of uses, but I just don't talk on the phone any more than I have to, and I find browsing the internet on a phone tedious enough I'd only put up with it on my wife's phone when I won't be near a computer anytime soon. Most importantly, I've realized I very much do not need ...
by Angelus359
Thu Jan 25, 2018 5:17 pm
Forum: Personal Consumer Issues
Topic: Still using a 5 year old iphone 5. Who's with me? No new phones!!!
Replies: 151
Views: 15329

Re: Still using a 5 year old iphone 5. Who's with me? No new phones!!!

I actually am going to say boo on this.

Get rid of your phone when it stops getting security updates.

Using an insecure device is irresponsible.
by Angelus359
Thu Jan 25, 2018 8:07 am
Forum: Personal Consumer Issues
Topic: Love your family car? Under $16,000 Used? Please share!
Replies: 57
Views: 10138

Re: Love your family car? Under $16,000 Used? Please share!

I bought a 2017 Prius brand new for 20k including an 8 year warranty.

I assume that will be under 16k to get a 3 year old one.

I love it.
by Angelus359
Thu Jan 25, 2018 8:01 am
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 66
Views: 8455

Re: 4k UHD TVs worth it?

I predict the improvements in size will be used 20% for quality and 80% for size I'm not sure what that means. You don't usually quote "and" improvements with modern codecs, you quote one given the other held constant. Quality and bitrate (and computational complexity) are unavoidable tradeoffs with every codec. I expect a 20-30% bitrate improvement for a given quality (objective or subjective) or a comparable improvement in quality for a given bit rate. I expect the lower end starting out and the higher end in 3-5 years. They have more options than improve quality or reduce size with a higher efficiency codec. They can do some of both, all of one, or all of the other. The some of both is what I suspect will happen, and most of i...
by Angelus359
Tue Jan 23, 2018 12:23 pm
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 66
Views: 8455

Re: 4k UHD TVs worth it?

When the av1 codec is finalized, you'll be wasting even more bandwidth since 4k will be smaller. That depends on whether a video streamer decreases the bandwidth requirements or increases the quality of the video. Besides, the main advantage of av1 over HEVC will be that it is royalty-free. It remains to be seen how large the performance advantage is once both codecs mature. Hevc has already matured, so we can see where it is now. Av1 just hit Firefox nightly, so it is testable, but the encoder needs a lot of work because it's super slow right now. I agree that HEVC has matured. I've used it for my own videos for a couple of years. The last I read the av1 bitstream format was supposed to be finalized this month. I look forward to seeing wh...
by Angelus359
Tue Jan 23, 2018 7:05 am
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 66
Views: 8455

Re: 4k UHD TVs worth it?

jhfenton wrote: Sun Jan 21, 2018 4:13 pm
Angelus359 wrote: Sun Jan 21, 2018 4:03 pm When the av1 codec is finalized, you'll be wasting even more bandwidth since 4k will be smaller.
That depends on whether a video streamer decreases the bandwidth requirements or increases the quality of the video.

Besides, the main advantage of av1 over HEVC will be that it is royalty-free. It remains to be seen how large the performance advantage is once both codecs mature.
Hevc has already matured, so we can see where it is now.

Av1 just hit Firefox nightly, so it is testable, but the encoder needs a lot of work because it's super slow right now.
by Angelus359
Tue Jan 23, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Tax preparation amount charged
Replies: 16
Views: 2017

Re: Tax preparation amount charged

I just use turbotax
by Angelus359
Mon Jan 22, 2018 11:42 pm
Forum: Personal Consumer Issues
Topic: Microsoft [Frustration update to Windows 10]
Replies: 24
Views: 2817

Re: Microsoft [Frustration update to Windows 10]

If you'd like to clean up the update to make it smaller

Run disk cleanup as admin, and clean everything

Then run cmd as administrator, and then run this.

Dism.exe /online /Cleanup-Image /StartComponentCleanup /resetbase

Then delete everything in c:/windows/software distribution

Then run


Compact.exe /CompactOS:always

You'll now find your OS much smaller.
by Angelus359
Sun Jan 21, 2018 4:03 pm
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 66
Views: 8455

Re: 4k UHD TVs worth it?

Meh. One of the movies in my collection came with a DVD in addition to the Bluray when I bought it. That made it easy to compare, and we're not even talking about the difference between HD 1080 lines) and UHD 4K (2160 lines). We're talking SD (480 lines) vs HD (1080 lines). On my 50" plasma, I can make out some differences in things like the texture of clothing or hair if I pay attention, and the colors due to the improved color space of Bluray. I think there's differences in the soundtracks, too, but I didn't pay as close of attention to that. Wow. I'm far from a video/audio snob, but I the difference between DVDs at 480 and blu-rays at 1080 is striking. It is actually quite remarkable how bad some of the old DVDs look at this point ...
by Angelus359
Fri Jan 19, 2018 6:43 pm
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 66
Views: 8455

Re: 4k UHD TVs worth it?

I have a 4k 65 inch TV.

Cost me 1200 at Costco.

You generally can't find high quality 65 inch TVs that aren't 4k anymore, so...
by Angelus359
Tue Jan 16, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 24751

Re: Who else hates choosing a car?

I bought a prius because the seat felt good on my back
by Angelus359
Tue Jan 16, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: Best rock solid router with vpn server and guest network
Replies: 12
Views: 1756

Re: Best rock solid router with vpn server and guest network

I use an ubiquity edgerouter x, with a second old Asus ac68u from T-Mobile in bridgemode for wifi

Everything I have is plugged into the ubiquity except my Wii u(wifi only), phones, and laptop (I'm primarily a desktop user)

If I were to do it over again, I'd probably go with a top tier Linksys or Netgear nighthawk, and put lede firmware on it... But let me say... That er-x is absolutely perfect for routing stability