Search found 749 matches

by Angelus359
Mon Dec 11, 2017 6:52 pm
Forum: Personal Consumer Issues
Topic: Cricket Wireless: What are the gotchas?
Replies: 38
Views: 1930

Re: Cricket Wireless: What are the gotchas?

I've been a Cricket customer for about a year. My only regret is that I didn't switch to them sooner. I would have saved big bucks. In the year since I switched, they reduced the monthly price (I'm now paying $35 total monthly) and they increased the high-speed data allowance at least twice (starte...
by Angelus359
Mon Dec 11, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Firefox upgrade broke my add-on, switched to Waterfox
Replies: 28
Views: 3476

Re: Firefox upgrade broke my add-on, switched to Waterfox

I do question the ongoing support of extensions outside of the mainline track Firefox has going for it
by Angelus359
Mon Dec 11, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: Do girls wear Ninja Turtle character shoes
Replies: 54
Views: 2347

Re: Do girls wear Ninja Turtle character shoes

The original post makes me sad.

Interest and gender are not intrinsically linked, only loosely correlated.

Ninja turtles are popular regardless of gender
by Angelus359
Sun Dec 10, 2017 11:43 pm
Forum: Personal Finance (Not Investing)
Topic: 33 years old, 13 years IT experience, currently make 63k a year. I need advice to start making more money
Replies: 76
Views: 6331

Re: 33 years old, 13 years IT experience, currently make 63k a year. I need advice to start making more money

Right now, infrastructure as code, with devops is huge

Without some Dev experience that doesn't work though

People shouldn't manually build or configure servers anymore
by Angelus359
Fri Dec 08, 2017 8:10 am
Forum: Investing - Theory, News & General
Topic: Call the top! - Bitcoin
Replies: 50
Views: 3535

Re: Call the top! - Bitcoin

Whatever the price is today. Josh Brown CNBC did a foray into Bitcoin and it seems that it takes a week or so to actually get the trade through to your account. Although the futures market opening up next week will make for more interesting speculation. Anyone holding Bitcoin and having made 1-2-30...
by Angelus359
Thu Dec 07, 2017 11:23 pm
Forum: Investing - Theory, News & General
Topic: Call the top! - Bitcoin
Replies: 50
Views: 3535

Re: Call the top! - Bitcoin

62317
by Angelus359
Thu Dec 07, 2017 6:25 pm
Forum: Investing - Theory, News & General
Topic: bitcoin - is there any real value here or is it a pure Ponzi scam?
Replies: 236
Views: 18365

Re: bitcoin - is there any real value here or is it a pure Ponzi scam?

lostdog wrote:
Sat Dec 02, 2017 10:09 am
So let's say you have a gain of 10 million in bitcoins. You decide to sell all of it. When you sell it will there be an ACH transfer to your checking or savings? Is it that simple?

Actually... Yes... It is that simple
by Angelus359
Tue Nov 28, 2017 10:22 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’
Replies: 159
Views: 14060

Re: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’

I had 5% in crypto currency as a one time buy... I now have closer to 10% in crypto currency without buying more

I'm doing a buy and hold there...

Leaving it alone
by Angelus359
Wed Nov 22, 2017 10:25 am
Forum: Personal Consumer Issues
Topic: LED Lightbulbs - Recommended Brands
Replies: 48
Views: 2881

Re: LED Lightbulbs - Recommended Brands

I buy Phillips bulbs for like 1.50$ per bulb. Even if I had to replace the heavily used ones yearly, I wouldn't care. Roi is pretty quick. If you have any lights that are on 24 hours per day (I have 2), a single watt reduction of power will pay for a new bulb in a bit over a year It can be worth it ...
by Angelus359
Mon Nov 20, 2017 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: where should I put my direct deposit?
Replies: 26
Views: 2808

Re: where should I put my direct deposit?

I put it in my checking, but I periodically put money elsewhere
by Angelus359
Tue Nov 14, 2017 8:25 am
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3594

Re: Chromebook vs Windows 10?

I bought my mom an Acer r13 Chromebook from Costco

It cost about 350, and includes a touch screen.

With the Costco warranty and Costco credit card warranty, it has 4 years of warranty.

Google gaurantees updates for 4 years

She loves the thing
by Angelus359
Tue Nov 14, 2017 8:21 am
Forum: Personal Consumer Issues
Topic: Iphone 4
Replies: 37
Views: 2123

Re: Iphone 4

If you like iPhone, buy the cheapest new iPhone to keep security updates going, and get a mvno like MetroPCS, or cricket

MetroPCS has a 30$ plan and runs on T-Mobile
by Angelus359
Tue Oct 24, 2017 8:29 am
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 53
Views: 4325

Re: idiot proof router?

Most routers are fairly simple to setup though some (a select few) require some expertise I have a 50$ ubiquiti edgerouter x, which has totally improved the latency of me gaming while the so watches Netflix using the fq_codel algorithm... That router requires expertise. Fortunately it's something I'...
by Angelus359
Tue Oct 24, 2017 6:58 am
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 53
Views: 4325

Re: idiot proof router?

If you need to use XP because of periphrials, then you need new periphrials XP is just not safe. Known major vulnerabilities exist for it that will never be patched. There are no comparable new peripherals. Please explain what peripherals you have that have no comparable options. The only safe way ...
by Angelus359
Sun Oct 22, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 53
Views: 4325

Re: idiot proof router?

If you need to use XP because of periphrials, then you need new periphrials

XP is just not safe. Known major vulnerabilities exist for it that will never be patched.
by Angelus359
Sun Oct 22, 2017 10:46 am
Forum: Personal Consumer Issues
Topic: how often to upgrade phone?
Replies: 44
Views: 2688

Re: how often to upgrade phone?

I've upgraded my phone when my old phone stops getting security updates.
by Angelus359
Sat Oct 14, 2017 7:49 am
Forum: Personal Consumer Issues
Topic: Is there boglehead consensus on buying a car?
Replies: 73
Views: 5319

Re: Is there boglehead consensus on buying a car?

I just bought a new Prius, and the Costco price beat everyone
by Angelus359
Sat Oct 14, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: Citi Price Rewind iPhone 7 Did They Pay You?
Replies: 17
Views: 2444

Re: Citi Price Rewind iPhone 7 Did They Pay You?

I did one price rewind, and I had to use the PDF form
by Angelus359
Sat Oct 14, 2017 7:44 am
Forum: Personal Consumer Issues
Topic: Tesla roof deposit: Anyone paid one?
Replies: 16
Views: 2227

Re: Tesla roof deposit: Anyone paid one?

Tesla roof comes with lifetime warranty. What happens if Tesla goes out of business? When Tesla goes bankrupt your warranty is worthless. Yes, I said when, not if. You can't run a company at a multi-billion dollar loss and expect to make it up on volume. Ha ask Amazon, uber, spacex, etc all of whic...
by Angelus359
Sat Oct 14, 2017 7:38 am
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1504

Re: Anyone else using HTTPS Everywhere or similar?

If you go to
Chrome://flags
You can enable a setting that will make all http only sites be marked as insecure
by Angelus359
Sat Oct 14, 2017 7:27 am
Forum: Personal Consumer Issues
Topic: Asking for discounts
Replies: 59
Views: 6798

Re: Asking for discounts

I like asking for discounts as well! Here I will ask: - At Home Depot or Lowes: On appliances, find a display model or closeout, "The Manager" will almost always knock off another 10%. You can also get 10% "moving coupons" for either of these stores from ebay for about $10, they arrive as a PDF. Th...
by Angelus359
Sat Oct 14, 2017 7:25 am
Forum: Personal Consumer Issues
Topic: Antivirus Software Recommendations
Replies: 44
Views: 3684

Re: Antivirus Software Recommendations

Av-comparatives and av-test are the data sources to go by

Admittedly I use Windows defender and malware bytes because I don't want to pay.

The best av is common sense, and an adblocker

I use
Privacybadger
Ublockorigin
by Angelus359
Sat Oct 14, 2017 7:23 am
Forum: Personal Consumer Issues
Topic: Wifi Thermostat
Replies: 55
Views: 4087

Re: Wifi Thermostat

Another vote for ecobee
I got an ecobee 3 on a black Friday sale making the price 200$, then got 150$ in cash back from a combo of electric company rebates and gas company rebates

Total price: 64$ after tax

The unit has been totally fantastic
by Angelus359
Sat Oct 14, 2017 7:19 am
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord
Replies: 54
Views: 5734

Re: 2018 Honda Accord

All-electric is fine - definitely looking forward to that! Turbo 4-cyl has nothing to do with that, and I would definitely go with a V6 instead of the turbo 4-cyl for the driving experience and reliability. The Camry V6 is proven to be highly reliable, and the fuel consumption is great at 22/32/26....
by Angelus359
Sat Oct 14, 2017 7:12 am
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1504

Re: Anyone else using HTTPS Everywhere or similar?

rav2fi wrote:
Fri Oct 13, 2017 8:28 am
The extensions I use for security/adblock:

1. Ublock origin
2. Privacy badger
3. HTTPS everywhere

I haven't experienced any issues with any of the sites I visit while using these.
Hah, we use the same exact set
by Angelus359
Sat Oct 14, 2017 7:09 am
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 37
Views: 3478

Re: New mattress

I bought a leesa mattress
It's a hybrid foam mattress so it doesn't have the heat issues that memory foam has

After I bought it, I stopped waking up in pain

Sleepopolis has coupon codes to make them cheaper

A lot of of my coworkers love their purple mattresses
by Angelus359
Sat Oct 14, 2017 7:07 am
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 135
Views: 11059

Re: anyone else not liking the new cars?

I just bought a new Prius and I love the look
by Angelus359
Fri Oct 13, 2017 8:20 am
Forum: Personal Consumer Issues
Topic: Anyone else using HTTPS Everywhere or similar?
Replies: 16
Views: 1504

Re: Anyone else using HTTPS Everywhere or similar?

I use httpseverywhere Ublock origin Privacy badger Ublock origin blocks a known list of baddies Privacy badger uses a learning algorithm to learn what is tracking you and block it This has been an excellent combination, though admittedly I have an abundance of computer resources on all of my compute...
by Angelus359
Wed Oct 04, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

Re: I bought a car without thinking too much about value

feh wrote:
Tue Oct 03, 2017 12:01 pm
My only comment is that I wouldn't buy electric if only driving 5K miles per year.
I bought a hybrid so... Halfway?
by Angelus359
Wed Oct 04, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

Re: I bought a car without thinking too much about value

Break the lease - probably quite expensive, but there were deals in the past where you could do that at no cost to you - check the contract. Try to outright buy the car and sell as used - significant value loss, probably less cost than breaking the lease. So at this point, I think you should probab...
by Angelus359
Sun Oct 01, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

Re: I bought a car without thinking too much about value

I learned from posts here that there are Honda and Toyota dealers in various parts of the country selling manufacturer's extended warranties for a significant amount less than typical retail. So my vote would be cancel the warranty if OP can, and then either leave it be, or at least buy the same pr...
by Angelus359
Sun Oct 01, 2017 9:04 am
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

Re: I bought a car without thinking too much about value

John Laurens wrote:
Sat Sep 30, 2017 2:59 pm
The only car you can’t afford is the one that comes with payments.

Regards,
John
I technically could afford it cash, but I'd have to take month from my Roth IRA.

I have about 35k in semi liquid assets
by Angelus359
Sat Sep 30, 2017 12:58 pm
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

Re: I bought a car without thinking too much about value

I'm glad for the vote of confidence you're all giving Even though it's only 25% of my new annual income, my income is still pretty new to me (earlier in the year, I made 35k/yr at old job), so getting used to big numbers is hard! Now what to do with my income An intermediate corporate bond fund woul...
by Angelus359
Sat Sep 30, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

Re: I bought a car without thinking too much about value

sport wrote:
Sat Sep 30, 2017 12:27 pm
I think you did fine, except for the extended warranty that is not needed.
I got sold the warranty by the guy using a bit of a scare tactic telling me the average prius repair they see in the shop is $2200

It might be worth it, who knows
by Angelus359
Sat Sep 30, 2017 12:29 pm
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

Re: I bought a car without thinking too much about value

Do you have any debt? What are your other saving goals? If you don't have any debt then its fine. It's not a hybrid BMW or something that would cost 50% of your income. With such low daily miles, you likely won't get back the value of the mileage from buying a prius. If it is a lifestyle decision, ...
by Angelus359
Sat Sep 30, 2017 11:02 am
Forum: Personal Consumer Issues
Topic: I bought a car without thinking too much about value
Replies: 45
Views: 4261

I bought a car without thinking too much about value

My old car was falling apart. Had trade in value of 300$. I private sold it for 700 to the first person to make an offer, with the one condition that they promise to fix the 500$ repair that was necessary to make it road safe. I told them about all the mechanical issues, and even gave them repair qo...
by Angelus359
Sat Sep 30, 2017 10:34 am
Forum: Personal Consumer Issues
Topic: Caught by speed camera
Replies: 49
Views: 2984

Re: Caught by speed camera

In my state, camera based tickets were ruled unconstitutional by the Illinois supreme Court

All red light camera tickets are now void. We didn't have speed based camera tickets.
by Angelus359
Fri Sep 22, 2017 6:26 am
Forum: Personal Consumer Issues
Topic: Memory Foam Mattress Recomendations
Replies: 51
Views: 4784

Re: Memory Foam Mattress Recomendations

In regards to not sleep related bed activities, I can state that my leesa's hybrid foam does not have the issues traditionally known with pure memory foam beds, as the upper layer of foam has more resistance. For example, I can roll around, get out of bed easily, or any other activity that requires ...
by Angelus359
Thu Sep 21, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: Experian will give you your pin on-line!
Replies: 9
Views: 1555

Re: Experian will give you your pin on-line!

It pretty much only requires your social, name, and birthday to bypass TransUnion trueidentity
by Angelus359
Wed Sep 20, 2017 8:24 am
Forum: Personal Consumer Issues
Topic: Memory Foam Mattress Recomendations
Replies: 51
Views: 4784

Re: Memory Foam Mattress Recomendations

I stopped waking up in pain after getting my leesa hybrid foam mattress

It also has an air channel under the first layer of foam
by Angelus359
Wed Sep 20, 2017 8:13 am
Forum: Investing - Theory, News & General
Topic: Bitcoin AA - Just out of Curiousity
Replies: 51
Views: 2935

Re: Bitcoin AA - Just out of Curiousity

I have about 1400$ of a mixture of cryptocurrency

My IRA has about 24k in it

That works out to be 5.5% of my portfolio


Just gonna let it sit and see what happens. Buy and hold.
by Angelus359
Wed Sep 20, 2017 8:03 am
Forum: Personal Consumer Issues
Topic: Costco vs sams club vs neither.
Replies: 77
Views: 4906

Re: Costco vs sams club vs neither.

kjvmartin wrote:
Wed Sep 20, 2017 7:25 am
Angelus359 wrote:
Wed Sep 20, 2017 6:47 am
I love my Costco visa btw

4% gas, 3% restaurant, 2% Costco, 1% general, plus 2 years extended warranty on everything you buy
Don't forget price protection.
Most good cards offer that.
by Angelus359
Wed Sep 20, 2017 6:47 am
Forum: Personal Consumer Issues
Topic: Costco vs sams club vs neither.
Replies: 77
Views: 4906

Re: Costco vs sams club vs neither.

I love my Costco visa btw

4% gas, 3% restaurant, 2% Costco, 1% general, plus 2 years extended warranty on everything you buy
by Angelus359
Wed Sep 20, 2017 6:42 am
Forum: Personal Consumer Issues
Topic: Costco vs sams club vs neither.
Replies: 77
Views: 4906

Re: Costco vs sams club vs neither.

I've found that about once per year I get some major purchase like a car battery or roomba that is so much cheaper at Costco it fully pays for my membership
by Angelus359
Tue Sep 19, 2017 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Is a security freeze at Innovis really needed?
Replies: 70
Views: 30393

Re: Is a security freeze at Innovis really needed?

In theory, nasty criminals will go after whatever is least protected so those 2 micro bureaus Freezing everything might be a good idea. Then again, I won't say my social over an unencrypted phone line or send it over fax, and I believe much of the mail is scanned through the envelopes... Does anyon...
by Angelus359
Mon Sep 18, 2017 7:28 pm
Forum: Personal Consumer Issues
Topic: Memory Foam Mattress Recomendations
Replies: 51
Views: 4784

Re: Memory Foam Mattress Recomendations

I have a leesa queen. Got 75$ off from a referral link on a review website

After I got it, I stopped hurting when I wake up in morning, though I don't feel better just laying down. It's more firm than my last spring bed
by Angelus359
Sun Sep 17, 2017 6:49 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 3057

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

You use 18 times as much electricity as me... Jeez I use about 230kwh per month, with ac all summer and gas heat all winter in Illinois My highest gas bill ever was 70. My highest electric bill ever was 55 I'm not sure how you get by with so little - I have the AC at 74 - which is a huge culprit - ...
by Angelus359
Fri Sep 15, 2017 8:28 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 3057

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

You use 18 times as much electricity as me...
Jeez

I use about 230kwh per month, with ac all summer and gas heat all winter in Illinois

My highest gas bill ever was 70.

My highest electric bill ever was 55
by Angelus359
Fri Sep 15, 2017 8:13 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else freeze their credit score?
Replies: 126
Views: 12062

Re: Anyone else freeze their credit score?

learning_head wrote:
Thu Sep 14, 2017 8:39 am
Angelus359 wrote:I don't like putting in my social without encryption
and how do you feel when filling out paperwork for every new doctor / dentist office? :annoyed
Their forms ask for social security. I leave it blank.