Search found 27 matches

by ddoubleu
Mon Apr 25, 2016 7:05 pm
Forum: Personal Consumer Issues
Topic: Holes in the heels of black dress socks
Replies: 30
Views: 3548

Re: Holes in the heels of black dress socks

Does anyone have experience of black dress socks wearing out very quickly nowadays -holes in the heel area and near the toes? I've bought Gold Toe, Adidas, Puma, Dockers, Costco premium socks, and they all wear out pretty quickly-2-3 months or sooner. They never used to do that 5 years ago, or is i...
by ddoubleu
Thu Mar 24, 2016 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Improving Employee Morale
Replies: 44
Views: 4756

Re: Improving Employee Morale

I'm going to respectfully disagree with those that say "treat others like you want to be treated." You should treat people the way THEY want to be treated. Each person is different, so the way you want to be treated can be different from how another person wants to be treated. This is especially imp...
by ddoubleu
Sat Nov 01, 2014 8:08 am
Forum: Personal Consumer Issues
Topic: Bogleheads.org equivalents for other areas of life?
Replies: 70
Views: 11123

Re: Bogleheads.org equivalents for other areas of life?

For budgeting: http://forum.youneedabudget.com/categories Before I could put more focus on investing, I had to focus on budgeting to get out of debt (~$40,000 in the hole three years ago). Microsoft Money and Quicken didn't help, but YNAB's methodology and software helped me get out of it without re...
by ddoubleu
Sun Oct 26, 2014 3:59 pm
Forum: Personal Consumer Issues
Topic: Bogleheads.org equivalents for other areas of life?
Replies: 70
Views: 11123

Re: Bogleheads.org equivalents for other areas of life?

I'd love to get a recommendation on forums dedicated to sailing, owning a boat, being out to sea, etc.

Thanks for the links so far!
by ddoubleu
Fri Oct 10, 2014 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Order TurboTax Now: How to forecast W-2?
Replies: 4
Views: 808

Order TurboTax Now: How to forecast W-2?

I'm thinking about purchasing TurboTax now instead of after the new year like I always do. Reason being is that I want to figure out how much more I need to save to my 401k in order to lower my MAGI enough so that I can contribute to a Roth IRA. But I'm stumped as to how to forecast what my W-2 will...
by ddoubleu
Wed Aug 27, 2014 8:47 pm
Forum: Personal Consumer Issues
Topic: Which bed should I buy?
Replies: 21
Views: 3776

Re: Which bed should I buy?

The best mattress I ever bought was from the Original Mattress Factory. Saw them rated #2 on Consumer Reports at half the cost of the #1 brand. This mattress has given me the best, most restful sleep I've ever had.

http://www.originalmattress.com/
by ddoubleu
Fri Jul 04, 2014 7:20 am
Forum: Personal Finance (Not Investing)
Topic: FICO Scores: Which one do you get?
Replies: 39
Views: 11164

FICO Scores: Which one do you get?

I purchase my FICO score every January and July for $19.95 each. Looking this morning, it seems I have the option of buying a FICO score based on each of the three credit bureaus for $19.95 each. I don't remember being able to buy a FICO score from every credit bureau as I only thought Equifax was r...
by ddoubleu
Fri Jun 27, 2014 7:26 pm
Forum: Investing - Help with Personal Investments
Topic: Possibly leaving federal service, what to do with TSP?
Replies: 22
Views: 2749

Re: Possibly leaving federal service, what to do with TSP?

I left government after 15 years to go private sector. I haven't touched my TSP since.
by ddoubleu
Fri Jun 27, 2014 7:02 pm
Forum: Personal Consumer Issues
Topic: YNAB on sale $15
Replies: 8
Views: 2255

Re: YNAB on sale $15

I purchased YNAB a couple years ago and it's changed how I budget money for the better as it's allowed me to maximize my savings based on the four YNAB rules. Without it I'm certain my savings wouldn't be as big.
by ddoubleu
Thu Jun 26, 2014 6:01 pm
Forum: Personal Consumer Issues
Topic: Best route thru DC on I95
Replies: 23
Views: 12517

Re: Best route thru DC on I95

I live a mile from the Capital Beltway and commute into DC. Use this site to see what the traffic conditions are like when you're getting close: http://www.sigalert.com/Map.asp?region=Washington+DC Assuming driving conditions are good throughout the area, these are the routes to take in order of pre...
by ddoubleu
Wed Jun 25, 2014 5:53 pm
Forum: Personal Consumer Issues
Topic: Buy A New Windows Computer Now?
Replies: 53
Views: 4432

Re: Buy A New Windows Computer Now?

Never used Windows 8 hence this question. Do these methods ask you for the password first? If not, what about security? Windows 8 will want you to use your Windows Live! account (or something like that) so that your settings can travel with you whenever you log into a Windows 8 machine with that sa...
by ddoubleu
Tue Jun 24, 2014 6:23 pm
Forum: Personal Consumer Issues
Topic: Buy A New Windows Computer Now?
Replies: 53
Views: 4432

Re: Buy A New Windows Computer Now?

I'd just replace the current hard drive with an SSD and install Windows 8.1. If you're scared of the Metro UI, then get Start8 for $5 (http://www.stardock.com/products/start8/). It'll bring back the Windows 7 look and feel. That's what I did and I will never go back to Windows 7. An important featur...
by ddoubleu
Fri Jun 06, 2014 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: POLL: Do/did you get a match? How much?
Replies: 67
Views: 5888

Re: POLL: Do/did you get a match? How much?

3% match, but I don't get it until December 31st of each year.
by ddoubleu
Wed Jun 04, 2014 3:14 am
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 12976

Re: USAA Auto Insurance?

For the last 15 years I've had USAA for auto insurance and I have zero complaints. I've had to file two claims and in both instances it could not have gone better.
by ddoubleu
Tue Jun 03, 2014 7:16 pm
Forum: Personal Consumer Issues
Topic: TrueCrypt possibly compromised/unsafe to use.
Replies: 72
Views: 12633

Re: TrueCrypt possibly compromised/unsafe to use.

Show me one open source product that has done either. There are quite a few actually. Including some versions of Red Hat Linux. http://www.redhat.com/solutions/industry/government/certifications.html The problem with closed source is you don't know if what you have is what has been audited. Your ku...
by ddoubleu
Tue Jun 03, 2014 6:42 pm
Forum: Personal Consumer Issues
Topic: TrueCrypt possibly compromised/unsafe to use.
Replies: 72
Views: 12633

Re: TrueCrypt possibly compromised/unsafe to use.

It's absurd to say it's not reasonable because it's closed source. Closed source does not make it less secure than open source, each has its pros and cons. It's actually not absurd, encryption is incredibly hard to properly implement and closed source implementations can not be audited for security...
by ddoubleu
Sat May 31, 2014 10:02 am
Forum: Personal Consumer Issues
Topic: Do Bogleheads Offer to Pay Cash for Services?
Replies: 26
Views: 2492

Do Bogleheads Offer to Pay Cash for Services?

When I was a teenager, I had an aunt, who was well off, tell me to ask the plumber, electrician, repair guy, etc., what the price would be in cash as it was usually lower than paying by credit card or check. I can see why the price would be lower because the service provider would not have to pay cr...
by ddoubleu
Thu May 29, 2014 9:09 pm
Forum: Personal Consumer Issues
Topic: TrueCrypt possibly compromised/unsafe to use.
Replies: 72
Views: 12633

Re: TrueCrypt possibly compromised/unsafe to use.

As open source software, older versions have been scrubbed, and there is no back door. This is not entirely true. There has been no independent completed systemic review of Truecrypt's code though there is an ongoing audit here: http://istruecryptauditedyet.com/ . The initial audit so far has found...
by ddoubleu
Thu May 29, 2014 9:05 pm
Forum: Personal Consumer Issues
Topic: TrueCrypt possibly compromised/unsafe to use.
Replies: 72
Views: 12633

Re: TrueCrypt possibly compromised/unsafe to use.

The suggestion to use BitLocker is not reasonable as it is closed source. It's absurd to say it's not reasonable because it's closed source. Closed source does not make it less secure than open source, each has its pros and cons. BitLocker on Windows 8 is NIAP-validated so it's approved to be used ...
by ddoubleu
Sat May 17, 2014 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Things to consider/ask when buying a condo
Replies: 26
Views: 4203

Re: Things to consider/ask when buying a condo

This is based on me owning a condo: - Make sure to use a home inspector that has no relation with the real estate agent. Find a reputable inspector on Angie's List. - Find out who the management company is and see if you can get a copy of the by-laws, Rules & Regulations, and maybe the Association's...
by ddoubleu
Sat May 17, 2014 8:02 pm
Forum: Personal Consumer Issues
Topic: Hotel suggestions Washington,DC
Replies: 32
Views: 3347

Re: Hotel suggestions Washington,DC

I would also look at hotels in the Pentagon City and Crystal City neighborhoods of Arlington Virginia, which is right across the river from downtown DC and Metro accessible. Prices should be cheaper than downtown DC.
by ddoubleu
Sat May 17, 2014 2:09 pm
Forum: Investing - Help with Personal Investments
Topic: When did you tell your children how much you had amassed
Replies: 135
Views: 15027

Re: When did you tell your children how much you had amassed

I, too, say there is no reason to tell a 12 year old. If your son is as smart as you say he is, let him figure it out that anyone with a modest income can become a millionaire. Telling him now that you're a millionaire adds no value in my opinion. Another way to look at it is if he really wants to b...
by ddoubleu
Thu Apr 17, 2014 9:29 pm
Forum: Personal Consumer Issues
Topic: Keep passwords in USB thumb drive: good idea?
Replies: 43
Views: 8627

Re: Keep passwords in USB thumb drive: good idea?

I've been reading these threads and can't pull the trigger so to speak on a password manager. Can't seem to grasp how the security would be better with a password manager than with say, Target. Is it conceivable that such a password management company could be compromised and then a hacker knows EV...
by ddoubleu
Thu Apr 17, 2014 9:20 pm
Forum: Personal Consumer Issues
Topic: Keep passwords in USB thumb drive: good idea?
Replies: 43
Views: 8627

Re: Keep passwords in USB thumb drive: good idea?

OP, I would advise only using a USB flash drive that has hardware encryption like an IronKey. If you lose it and someone enters the wrong passphrase incorrectly 10 times, the flash drive becomes totally useless. I keep my KeePass file on an IronKey because I'm paranoid like that. http://www.ironkey....
by ddoubleu
Fri Apr 11, 2014 8:55 pm
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 105
Views: 17711

Re: KeePass vs LastPass

Actually, I don't see the issue with storing your database on Gdrive, etc. Someone would have to hack into your Gdrive first, then hack into your keepass file again to get your data. Two breaches required, which is a pretty good level of security. Your Keepass file should be inherently setup secure...
by ddoubleu
Fri Apr 11, 2014 7:21 pm
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 105
Views: 17711

Re: KeePass vs LastPass

I don't quite understand the KeePass users who believe that using Dropbox/Google Drive is as secure as LastPass' servers. Dropbox's servers don't use the same level of encryption as Lastpass' servers esp when it comes to Dropbox's free accounts. I do understand those Keepass users who are suspiciou...
by ddoubleu
Fri Apr 11, 2014 7:16 pm
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 105
Views: 17711

Re: KeePass vs LastPass

I use KeePass. I will never trust a third-party to store my passwords.