Search found 175 matches

by seeshells
Tue Nov 17, 2015 3:16 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2621
Views: 836702

Re: What Book Are You Currently Reading? Part VI

MIAMI: Joan Didion
by seeshells
Tue Nov 17, 2015 2:39 am
Forum: Investing - Help with Personal Investments
Topic: TIAA Real Estate Account (TREA)
Replies: 57
Views: 7354

Re: TIAA Real Estate Account (TREA)

Great read! Good Luck!
by seeshells
Mon Nov 09, 2015 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: What would you do? (Personal/Family financial situation)
Replies: 55
Views: 6324

Re: What would you do? (Personal/Family financial situation)

Some judge your pragmatic "together" sounding life style, vs. your brother whom's incarcerated, and currently not doing so well. Some suggest you should sacrifice more, I disagree. No doubt you already do sacrifice, and he's lucky to have you do his bidding, never mind his being additional...
by seeshells
Fri Nov 06, 2015 10:01 pm
Forum: Investing - Theory, News & General
Topic: Inflation, stagflation, and deflation [effects on stocks and bonds]
Replies: 6
Views: 1892

Re: Inflation, stagflation, and deflation

[OT politics and policy comments deleted by admin alex]
by seeshells
Fri Nov 06, 2015 11:12 am
Forum: Investing - Theory, News & General
Topic: "Sensible Investing"
Replies: 4
Views: 834

Re: "Sensible Investing"

Great "links" and series thanks TL!
by seeshells
Sat Oct 31, 2015 8:07 pm
Forum: Investing - Theory, News & General
Topic: Why I respectfully reject ( some of) Mr. Bogle's advice
Replies: 51
Views: 8960

Re: Why I respectfully reject ( some of) Mr. Bogle's advice

If one has plenty of guaranteed cash flow covering monthly or annual expenses looking forward 10-20-40yrs I'd also do the same. Good Luck!
by seeshells
Sat Oct 24, 2015 3:24 am
Forum: Investing - Theory, News & General
Topic: Ron Delegge Disses Bogle....and Bogleheads
Replies: 15
Views: 3116

Re: John Delegge Disses Bogle....and Bogleheads

Well, his linked podcast is about covered call options strategies. His (GSG) Commodities Index cited in the link is a 9/9 holdings of Treasuries, not Commodities. With other nuance inaccuracies it's just untenable sales chatter.
by seeshells
Wed Oct 21, 2015 9:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885099

Re: What Movie Have You Recently Watched?

Overfed & Undernourished on AMZN by Dr.John Demartini, and Joe Cross. Examining modern lifestyles, precipitating a global pandemic of sorts.
by seeshells
Wed Oct 21, 2015 9:02 pm
Forum: Investing - Theory, News & General
Topic: Mels midcaps on power lunch
Replies: 33
Views: 4591

Re: Mels midcaps on power lunch

I also like mid-caps but to be even more contrarian, I like mid-cap growth. Now how weird is that? Mid-cap growth 1-year return = +4.8% SCV 1-year return = 0.0% TSM 1-year return = -0.6% Mid-cap growth 10-year return = 8.9% SCV 10-year return = 7.0% TSM 10-year return = 7.1% Not weird, but paying 4...
by seeshells
Wed Oct 21, 2015 8:39 pm
Forum: Personal Consumer Issues
Topic: Any books really change your outlook on life?
Replies: 317
Views: 51707

Re: Any books really change your outlook on life?

After researching the Bibles critics & criticisms, after having completed over 15 yrs of "religious" schooling, I've concluded its unreliable, rewritten many times fostering its unreliability and written by those with world agenda driven motives. That aside, I've read, studied and end...
by seeshells
Tue Oct 20, 2015 8:17 pm
Forum: Personal Consumer Issues
Topic: Any books really change your outlook on life?
Replies: 317
Views: 51707

Re: Any books really change your outlook on life?

After researching the Bibles critics & criticisms, after having completed over 15 yrs of "religious" schooling, I've concluded its unreliable, rewritten many times fostering its unreliability and written by those with world agenda driven motives. That aside, I've read, studied and endo...
by seeshells
Mon Oct 19, 2015 9:13 pm
Forum: Investing - Theory, News & General
Topic: Adding 5% gold to 60/40 simulates lower volatility
Replies: 29
Views: 2725

Re: Adding 5% gold to 60/40 simulates lower volatility

1) Theres a central bank that holds gold, gold is a un-pegged international currency. Thats my understanding.
by seeshells
Sat Oct 17, 2015 8:05 pm
Forum: Investing - Theory, News & General
Topic: What did you learn at Bogleheads 15
Replies: 37
Views: 5100

Re: What did you learn at Bogleheads 15

Hi Taylor, One of the Vanguard panelists made a comment that trading stocks and bonds is different. You sell your stock to a buyer; you sell your bond to a clearing house due to the multitude of CUSIPs. The clearing house, a large bank, can use a large spread and it can delay fulfilling your order ...
by seeshells
Wed Oct 14, 2015 12:21 pm
Forum: Investing - Theory, News & General
Topic: Bill Gross sues Pimco
Replies: 46
Views: 5889

Re: Bill Gross sues Pimco

I'm with you: teensiest violin. Two against one so far. Oh dear, WHY are there no more polls allowed? This one is so critical! RM But, but, but. Sure, I've heard "teensiest violin." But the particular gesture or action we used consisted of a sort of twiddling motion of the thumb describin...
by seeshells
Tue Oct 13, 2015 9:35 pm
Forum: Personal Consumer Issues
Topic: [All weather car mats]
Replies: 59
Views: 4663

Re: All weather car mats

Search the totaled luxury cars, you'll find some great bargains!
by seeshells
Fri Oct 09, 2015 4:35 am
Forum: Investing - Theory, News & General
Topic: Bill Gross sues Pimco
Replies: 46
Views: 5889

Re: Bill Gross sues Pimco

Gross was expecting a bonus of about $250 million for 2014, with most of that due in the second half of the year, according to the lawsuit. Because he left the firm days before the third quarter ended, Pimco refused to pay him a proportionate amount, said the complaint... What did we used to say in...
by seeshells
Sun Sep 27, 2015 12:11 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885099

Re: What Movie Have You Recently Watched?

COLLAPSE on Netflix by Michael Ruppert
by seeshells
Sat Sep 26, 2015 8:54 pm
Forum: Investing - Theory, News & General
Topic: What are the limits, if any, on the use of leverage by mutual funds?
Replies: 24
Views: 2876

Re: What are the limits, if any, on the use of leverage by mutual funds?

FWIW/ One market maker's (one of 40 markets-dark pools-etc.) wunderkind representative said, "We continue to invent things faster than the regulators can understand or regulate it unraveling us billions, the industry makes a tremendous amount of money creating new products until it blows up the...
by seeshells
Sat Sep 26, 2015 7:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2621
Views: 836702

Re: What Book Are You Currently Reading? Part VI

I must endorse this book also, :happy A Splendid Exchange: how trade shaped the world, by William Bernstein. :mrgreen: Simply marvelous historical read says it all.
by seeshells
Wed Sep 23, 2015 8:03 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2621
Views: 836702

Re: What Book Are You Currently Reading? Part VI

Peter L. Bernstein's : Classics collection, Great read!
by seeshells
Tue Sep 22, 2015 10:55 am
Forum: Investing - Theory, News & General
Topic: What are the index fund costs beyond bid ask?
Replies: 13
Views: 1273

Re: What are the index fund costs beyond bid ask?

Many ways, all of which are carefully designed not to show up as line items in your account. Here are a few off the top of my head. No doubt there are more. Some have already been mentioned by other posters. They invest your settlement money at several basis points while paying you, I should think,...
by seeshells
Tue Sep 15, 2015 5:48 pm
Forum: Investing - Theory, News & General
Topic: Global Asset Valuations Near a Two-Century High
Replies: 26
Views: 3832

Re: Global Asset Valuations Near a Two-Century High

^^^ After an extensive online search this past weekend, I don't believe the original Deutsche Bank study has been posted online anywhere yet — it must still be proprietary. However, I did run across its name: Long Term Asset Returns Study 2015 — "Scaling the Peaks" Since this study only c...
by seeshells
Tue Sep 15, 2015 12:26 am
Forum: Investing - Help with Personal Investments
Topic: Everyone is saying to get out of Bond Funds? Ignore?
Replies: 55
Views: 10572

Re: Everyone is saying to get out of Bond Funds? Ignore?

B) Inflation meme. Severe inflation is coming sooner or later. The true inflation figures say that inflation is really running 8% or more per year, therefore all prices have quadrupled over the last twenty years, and everything denominated in dollars will soon be worthless--but bonds worse than sto...
by seeshells
Sun Sep 13, 2015 9:28 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885099

Re: What Movie Have You Recently Watched?

"FOOD MATTERS" by Gerson & Rogers, "you are what you eat" a self-for-filling catchphrase. Gerson's body healing mechanisms are discussed extensively. I do eat for fuel*, little else. I'd suggest people discharged from a hospital are more malnourished than those going into a ...
by seeshells
Sun Sep 13, 2015 6:01 pm
Forum: Investing - Theory, News & General
Topic: Global Asset Valuations Near a Two-Century High
Replies: 26
Views: 3832

Re: Global Asset Valuations Near a Two-Century High

Our world wide financial system is built on debt, and leverage, and all that debt will need to be repaid. These times today mirror the times gone by the last couple of centuries, according to history of economics I've read. I also suspect fixed income rates to remain lower moving forward, but you ne...
by seeshells
Thu Sep 10, 2015 11:04 pm
Forum: Investing - Theory, News & General
Topic: How do you decide your asset allocation?
Replies: 175
Views: 17986

Re: How do you decide your asset allocation?

In the 19th century, bonds outperformed stocks for 73 years straight ... This may be borne out in the asset return data, but it deserves a bit of historical context. For most of the 19th century, there were deep recurring bouts of deflation, with none of the relative price stability and predictabil...
by seeshells
Sun Aug 30, 2015 3:02 pm
Forum: Forum Issues and Administration
Topic: [forum running at] Slow speed
Replies: 71
Views: 6100

Re: Slow speed

LadyGeek wrote:mingstar (server admin) informed me that the slowdown is not planned. He's investigating.
:D Thanks LG!
by seeshells
Thu Aug 27, 2015 11:20 am
Forum: Investing - Theory, News & General
Topic: Too Much Indexing???
Replies: 56
Views: 9799

Re: Too Much Indexing???

Market makers and investment houses always have a "product" that will sell. They allow and indeed encourage successful funds, both active, managed, or indexed like a SP500 index fund to grow meteorically thus hindering the investments flexibility that has always produced attractive returns...
by seeshells
Wed Aug 19, 2015 10:26 pm
Forum: Investing - Theory, News & General
Topic: "Golfers Are Better Investors. . . Right?
Replies: 15
Views: 2405

Re: "Golfers Are Better Investors. . . Right?

I'm sure we all recognize that only funds with exceptional records advertise them, this suggest to me its inherently misleading. Fund or insurance 'product' endorsements from decades old golfers like Arnold Palmer or similar celebrities make me cringe. I see this with annuities, reverse mtgs, and li...
by seeshells
Sun Aug 09, 2015 10:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885099

Re: What Movie Have You Recently Watched?

Money for Nothing, Inside the Federal Reserve by Liev Schrieber, again, :wink: It was more insightful this time around.
by seeshells
Sun Aug 09, 2015 6:28 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2621
Views: 836702

Re: What Book Are You Currently Reading? Part VI

'Backstage Wall Street' An insiders guide to knowing who to trust, who to run from, as well as maximize your investments by Joshua Brown
by seeshells
Wed Jul 22, 2015 5:48 pm
Forum: Investing - Theory, News & General
Topic: Is Harry Markowitz wrong? Why Optimal Portfolios Are So Difficult To Create
Replies: 33
Views: 4238

Re: Is Harry Markowitz wrong? Why Optimal Portfolios Are So Difficult To Create

Unless i'm mistaken, Harry Markowitz defined the only "free lunch" as diversification, that was his widely accepted theory. Suggesting perhaps that any well diversified portfolio is optimal, given ones risk tolerance. As many here believe, and iirc Taylor Larimore always says, there are ma...
by seeshells
Sun Jul 19, 2015 7:19 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2621
Views: 836702

Re: What Book Are You Currently Reading? Part VI

The Reminiscences of a Stock Operator , by Edwin Lefevre, Jon D. Markman. Specifically, The Reminiscences of a Stock Operator Collection , Wiley Investment Classics, a slightly weird offering containing three versions of the same book: the original book unadorned; the collection of magazine article...
by seeshells
Fri Jul 17, 2015 8:51 pm
Forum: Investing - Theory, News & General
Topic: "Does Past Performance Matter?"
Replies: 9
Views: 1342

Re: "Does Past Performance Matter?"

I always appreciate your links Taylor, thanks. The flagship Bogle Small Cap Growth Fund was launched 14 years ago and has delivered an annualized return since then of 12.4%, compared with 8.6% for its benchmark index, the Russell 2000, according to Morningstar, (plus or minus ER's I know not) Luck o...
by seeshells
Sun Jun 28, 2015 7:10 pm
Forum: Personal Consumer Issues
Topic: can you recommend comfortable walking shoes?
Replies: 48
Views: 11343

Re: can you recommend comfortable walking shoes?

Another NBalance endorsement for you, seashell. good luck!
by seeshells
Fri Jun 26, 2015 9:23 pm
Forum: Investing - Theory, News & General
Topic: Too Much Indexing???
Replies: 56
Views: 9799

Re: Too Much Indexing???

HFT is manipulating index pricing blocks as we speak. In NYC or Hong Kong. Market's are so information intensive now that the ability to process that information differentiates HFT winners from the HFT losers in the global latency arbitrage of equities, bonds, commodities and most everything traded...
by seeshells
Fri Jun 26, 2015 9:01 pm
Forum: Investing - Theory, News & General
Topic: Too Much Indexing???
Replies: 56
Views: 9799

Re: Too Much Indexing???

HFT is manipulating index pricing blocks as we speak. In NYC or Hong Kong. Market's are so information intensive now that the ability to process that information differentiates HFT winners from the HFT losers in the global latency arbitrage of equities, bonds, commodities and most everything traded ...
by seeshells
Wed Jun 24, 2015 9:02 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2621
Views: 836702

Re: What Book Are You Currently Reading? Part VI

The New Lombard Street: How the Fed became the Dealer of Last Resort , by Perry Mehrling. Again....and "Reminiscences of a Stock Operator" by Lefevere, Markman, and Jones, again.
by seeshells
Thu Jun 11, 2015 8:10 pm
Forum: Investing - Theory, News & General
Topic: Set It and Forget It Works!
Replies: 37
Views: 9515

Re: Set It and Forget It Works!

Great article Rick. We have new trading technology thats being both harnessed and implemented in ways that no .gov regulator will think twice about. "Wall Street" makes a enormous amount of money creating new products. So, they will continue to do so. They get fined for they're indiscretio...
by seeshells
Mon Jun 01, 2015 8:19 pm
Forum: Investing - Theory, News & General
Topic: "How to React When the Bear's Hibernation Ends"
Replies: 48
Views: 8699

Re: "How to React When the Bear's Hibernation Ends"

With the new technology's offerings, and multiple markets offering 40 or more venues to trade on I'd suggest that perhaps there will be increasingly volatile markets. I've heard new markets vernacular involving, tic sizes, dark pools, algorithmic trading, HFTrading, all increasing the level of compl...
by seeshells
Thu May 21, 2015 9:55 pm
Forum: Investing - Theory, News & General
Topic: What's so great about simplicity?
Replies: 118
Views: 12941

Re: What's so great about simplicity?

You asked about simplicity? Market makers are recreating electronically what humans used to do on the market floor with new IT, w/new information thats strictly for professionals only. Restating, if you do not fully understand it, well, do not try it with real currency unless you want to loose it! I...
by seeshells
Wed May 20, 2015 7:23 pm
Forum: Personal Consumer Issues
Topic: Selling old 14k jewelry
Replies: 15
Views: 1680

Re: Selling old 14k jewelry

exoilman wrote:Where in NJ might I find a better price?

Sam
You might find this Precious Metals's Purveyor's in NJ info helpful and cautionary http://www.nj.gov/oag/newsreleases12/pr20120807a.html, good luck.
by seeshells
Mon May 11, 2015 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Jack Bogle hates ETFs?
Replies: 22
Views: 2918

Re: Jack Bogle hates ETFs?

I agree with Taylor, it seems to be a headline suggesting that Jack Bogle hates ETFs that is very misleading. SPY is supposedly the most traded ETF in markets today. I'd also suggest that ETFs have become the norm, adding additional complexity chasing alpha thats shrinking.
by seeshells
Mon May 11, 2015 8:57 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2621
Views: 836702

Re: What Book Are You Currently Reading? Part VI

National Security and Double Government, by Michael Glennon. Its theme was "There is no two-or three party system as we are led to believe in the USA, theres us, and them".
by seeshells
Wed Apr 29, 2015 9:37 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885099

Re: What Movie Have You Recently Watched?

HANK ! on Netflix, Hank Paulsons involvement in the 09 melt down and before in the prior melt down in the 70s.
by seeshells
Thu Apr 23, 2015 10:38 pm
Forum: Investing - Theory, News & General
Topic: A Great List of Useless Financial Porn Phrases
Replies: 30
Views: 5411

Re: A Great List of Useless Financial Porn Phrases

Heres one:: This investment product has all the markets "upside" with little of its "downside" is a expression i've found very telling evaluating someones motives. The upside rarely includes dividends, and is usually capped in low single digits, the downside is usually obscured i...