Search found 115 matches

by gamboolman
Sat May 30, 2020 8:13 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2980
Views: 528438

Re: What are you up YTD? [Year To Date]

Down <5.36%> since 1-Jan-20

AA is at 38/50/12 stocks/bonds/cash. Target AA is 40/50/10 +/- ~5%
by gamboolman
Sat May 30, 2020 8:06 pm
Forum: Personal Consumer Issues
Topic: Non Fiction books for teenagers
Replies: 21
Views: 997

Re: Non Fiction books for teenagers

Two Years Before The Mast by Richard Henry Dana With The Old Breed by E.B. Sledge Alan Turing, The Engigma Man by Nigel Cawthorne The Federalist Papers by Alexander Hamilton A Texas Cowboy by Charles A. Siringo Storm of Steel by Ernst Hunger Forgotten Soldier by Guy Sajer Answering The Call, The Doc...
by gamboolman
Sat May 30, 2020 7:34 pm
Forum: Personal Investments
Topic: Have you been following your IPS?
Replies: 36
Views: 1541

Re: Have you been following your IPS?

Yes, we have pretty well followed our IPS. We rebalanced after the big drop in 1st Quarter this year. Having gone thru the discipline of writing and rewriting the IPS - I have found it really helped us. Would definitely recommend that new investors and folks just learning - such as ms gamboolgal and...
by gamboolman
Fri May 22, 2020 8:22 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4396
Views: 1252469

Re: What Book Are You Currently Reading? Part VI

Close To The Bone
By: Kendra Elliot
Do recommend
by gamboolman
Sun May 10, 2020 12:39 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2980
Views: 528438

Re: What are you up YTD? [Year To Date]

Down <-6.5%> for the year since 1-Jan-20

37/51/12 stocks/bonds/cash
by gamboolman
Tue May 05, 2020 12:27 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2980
Views: 528438

Re: What are you up YTD? [Year To Date]

Down 7.45% from 1-Jan-20

AA = 37/51/12, stocks/bonds/cash
by gamboolman
Sun Apr 26, 2020 1:54 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5442
Views: 1350258

Re: What Movie Have You Recently Watched?

Extraction on Netflix
Pretty good, John Wickish....
Would recommend
by gamboolman
Sat Apr 18, 2020 11:34 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5442
Views: 1350258

Re: What Movie Have You Recently Watched?

The Rhythm Section
OK as in did not turn it off. Could have been so much better - but just did not go there.

Young woman loses family - revenge.....

Could have been a really good movie but as presented...more a disappointment

Do not recommend
by gamboolman
Thu Apr 02, 2020 5:45 am
Forum: Investing - Theory, News & General
Topic: What is your age/AA during this crisis?
Replies: 138
Views: 6317

Re: What is your age/AA during this crisis?

Is anyone willing to share their age, marital status( for net purposes), asset allocation Before and After this crisis, and if willing, their net worth and/or years to retirement? I think I’m looking to see just how much of a scaredy cat I’ve become. From other posts I’m surprised how highly tilted...
by gamboolman
Sun Mar 29, 2020 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Wife's oncologist has stopped treatment, is recommending hospice
Replies: 93
Views: 14798

Re: Wife's oncologist has stopped treatment, is recommending hospice

rupalb9

So sorry for your loss.

Please accept our condolences and prayers for comfort for you and your family during this hard time sir.
by gamboolman
Sun Mar 29, 2020 9:35 am
Forum: Investing - Theory, News & General
Topic: So, Where Are You *Back* To in Time? (And Were You Happy Then?)
Replies: 63
Views: 3809

Re: So, Where Are You *Back* To in Time? (And Were You Happy Then?)

Thanks OP - good way to look at it
For us - about July 2019
by gamboolman
Sun Mar 29, 2020 8:39 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5442
Views: 1350258

Re: What Movie Have You Recently Watched?

Self Quarantining is resulting in lots of movies being watched for sure.... Them That Follow - OK not sure it's for everyone. Was interesting from the perspective of folks that practice handling of snakes as part of their faith. 1917 - OK was alright. Would recommend but don't expect much. Blood On ...
by gamboolman
Sun Mar 29, 2020 7:54 am
Forum: Personal Consumer Issues
Topic: Red Wasp homemade trap bait?
Replies: 6
Views: 356

Re: Red Wasp homemade trap bait?

Housedoc, We had a lake house in East Texas growing up that we stayed at about half the year. The Black/Red Wasps would nest in the Boat House and those were some aggressive nasty wasps for sure. They would get you even if you were not bothering them. If you can find there nest - this is what I used...
by gamboolman
Sun Mar 29, 2020 5:47 am
Forum: Personal Finance (Not Investing)
Topic: how much cash do you keep at home?
Replies: 130
Views: 8596

Re: how much cash do you keep at home?

We keep a couple months of total Living Expenses in cash at home in the Gun Safe in Texas; and overseas we keep that much with us also. We have worked/lived the Oilfields for the last 42 years from West Texas to Florida, and the last 17 years lived International in not so nice locations that no one ...
by gamboolman
Sat Mar 21, 2020 5:49 pm
Forum: Personal Investments
Topic: How much you lost/gain since Feb 20,2020 ?
Replies: 320
Views: 25678

Re: How much you lost/gain since Feb 20,2020 ?

We are down since 1-Jan-20 <-13.57%> Target AA is as follows Equities ~35 to 45 % Bonds ~45 to 55 % Cash ~5 to 15% AA Allocation as of today, 21-Mar-20 Equities ~30 % Bonds ~55 % Cash ~15% Starting to buy back some of the stock Index Funds to move the AA back towards the target balances of what we w...
by gamboolman
Wed Mar 18, 2020 8:40 am
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age ? and this crisis ?
Replies: 170
Views: 9272

Re: What is your AA, given your age ? and this crisis ?

Nearing 61 Deferred retirement till abit of calm returns Probably retire this year or next at latest AA target is ~40 to 45 stocks, and ~50 Bonds, and ~10 Cash But had drifted to being Cash heavy as we prepared to retire and then we deferred at end of 2019 Then the recent crisis & panic Portfolio ha...
by gamboolman
Sun Mar 01, 2020 10:34 am
Forum: Investing - Theory, News & General
Topic: Re-assessing risk tolerance if near/in retirement
Replies: 50
Views: 2536

Re: Re-assessing risk tolerance if near/in retirement

I just posted this in a thread on If you are glad you have bonds in your portfolio. Not sure how to link ? Age 60 and on the verge of retiring. Yes we are glad we have Bonds and for us Cash also. We had planned to retire 1-Jan-20 but got asked to stay on a little longer....so we did. In preparation ...
by gamboolman
Sun Mar 01, 2020 10:18 am
Forum: Investing - Theory, News & General
Topic: Are you glad to have bonds in your AA? I am.
Replies: 76
Views: 4726

Re: Are you glad to have bonds in your AA? I am.

Age 60 and on the verge of retiring. Yes we are glad we have Bonds and for us Cash also. We had planned to retire 1-Jan-20 but got asked to stay on a little longer....so we did. In preparation for retirement we had drifted to 35 equities / 51 bonds / 14 cash. So we need to ease back to get the equit...
by gamboolman
Sun Mar 01, 2020 9:06 am
Forum: Personal Consumer Issues
Topic: Home Pistol Safe (And What To Put In It)
Replies: 21
Views: 2257

Re: Home Pistol Safe

Sandtrap gave good advice on the V-Lines. We have both V-Lines and Fort Knox's. I prefer the Ft. Knox's due to interior dimension is abit larger and the Fort Knox's are manufactured in the USA. But both are great safes and the difference in interior size/volume is slight. Prices are similar. You wou...
by gamboolman
Wed Feb 26, 2020 4:23 pm
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27265

Re: Protection Against Home Intruders

Making individual choices is an individual's choice....Do what is right for you and yours. For Ms. gamboolgal and I, we have chosen to harden our house with zombie bars, reinforced doors and framing, and fancy Texas designed storm doors with bullet resistant plexiglass. (looks like glass), real Dead...
by gamboolman
Mon Feb 17, 2020 11:53 pm
Forum: Personal Consumer Issues
Topic: Thoughts on Berkey Water Filters
Replies: 20
Views: 1463

Re: Thoughts on Berkey Water Filters

We have one of the big ones
Works great
Do recommend
Pick one out, then get a larger one
by gamboolman
Fri Feb 07, 2020 12:48 am
Forum: Investing - Theory, News & General
Topic: How much to hold in cash during retirement?
Replies: 51
Views: 5264

Re: How much to hold in cash during retirement?

2 to 3 years of living expenses in cash
~40% equities, 48% bonds, 12% cash
ETA Still working but planning to retire by end of 2020 at the latest
by gamboolman
Thu Jan 23, 2020 12:47 am
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 26575

Re: Sad news: LadyGeek's husband has passed

Sorry for your loss
Condolences for you during this hard time
by gamboolman
Thu Jan 02, 2020 6:16 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2020!
Replies: 194
Views: 21904

Re: Roll Call for the Retirement Class of 2020!

We are now in our "OMY" year and plan to retire in 2020. Aiming to retire 31-Dec-20 but can before hand if need be, or if the environment becomes untenable. We had aimed for end of 2019 but life happened..... We have reached our financial goal and the feeling of having reached "The Number" is a real...
by gamboolman
Sun Dec 29, 2019 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Aiming to Retire End of 2019 - Abit Scared
Replies: 48
Views: 7343

Re: Aiming to Retire End of 2019 - Abit Scared

End of Dec 2019 Update – life happens….. The old saying of "Man Plans and God Laughs" is so very very true. As is written in the good Book, "To every thing there is a season, and a time to every purpose under the heaven" ms gamboolgal and I were set to depart tomorrow, 30-Dec-19, from Nigeria for th...
by gamboolman
Thu Dec 19, 2019 12:24 am
Forum: Investing - Theory, News & General
Topic: Do you have an allocation more conservative than 50/50 ?? What is it? Why? How Bogleheads are getting it done.
Replies: 153
Views: 17654

Re: Do you have an allocation more conservative than 50/50 ?? What is it? Why? How Bogleheads are getting it done.

Age 60 Still working but planning to retire in 2020. Could be anywhere from March to end of December. Depends on the aggravation and megacorp drama's.... Currently we are at 50% Stocks, 37% Bonds, and 13% Cash. Will be moving towards ~45/45/10 for retirement We have 3 fund portfolio at Vanguard, Tot...
by gamboolman
Mon Sep 23, 2019 12:00 am
Forum: Personal Investments
Topic: I am being asked to retire. Am I ready?
Replies: 84
Views: 11134

Re: I am being asked to retire. Am I ready?

OP
Well done
You look to be in excellent shape

Is your Social Security projection based on your early retirement date?

Regardless you appear to be good to go
by gamboolman
Sat Sep 21, 2019 5:07 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads in Oil and Gas?
Replies: 38
Views: 3419

Re: Bogleheads in Oil and Gas?

Been in the oilpatch since May 1978 when I started as summer Roustabout for ARCO at the Turnertown Gas Plant in East Texas. Worked as Roughneck on land and offshore, Company Man on Drilling Rigs for the first 6 or so years. Then in the Bust of 1982 & 1984 when oil got to $9 bbl I was layed off for a...
by gamboolman
Tue Aug 20, 2019 3:53 am
Forum: Personal Investments
Topic: I'm signing up for Vanguard PAS...
Replies: 40
Views: 5040

Re: I'm signing up for Vanguard PAS...

ljr Thanks for posting this. ms gamboolgal and I are in a similar situation as yawl. We are going to sign up the the VG advisor PAS. We are planning to retire at years end and we need some help with the movement of monies from Mega Corp to our accounts at VG. We have the simple 3 fund portfolio and ...
by gamboolman
Mon Jul 15, 2019 11:13 am
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1431

Re: Bathtub Mat Recommendation

Bleach
We take them to Hotels and usually forget them
My dad fell in shower at hotel
So I’m sensitive
by gamboolman
Wed Jul 10, 2019 12:56 am
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 11612

Re: Who cuts your hair? And for how much?

Similar to bampf, I will tip for good service
I give the lady a $50
I think the haircut is $25
by gamboolman
Thu Jul 04, 2019 7:09 am
Forum: Personal Investments
Topic: Got more than enough for retirement. What to do now?
Replies: 42
Views: 4265

Re: Got more than enough for retirement. What to do now?

In your position, I would keep working if I liked my job. More accumulation would allow us to safely enjoy a nicer lifestyle in the future. I would balance my current savings between safety and growth . For me that would mean an allocation of 50/35/15. I could sleep at night with that allocation, r...
by gamboolman
Sat Jun 29, 2019 7:11 pm
Forum: Personal Consumer Issues
Topic: Outdoor Fire Pit - Wood vs. Gas?
Replies: 53
Views: 4558

Re: Outdoor Fire Pit - Wood vs. Gas?

Interesting responses and perspectives in this thread. As a native East Texan who has worked the oilpatch for near to 42 year - I'm glad folks like and use natural gas. But where I'm from most folks use wood for their fire pits and BBQ pits and Smokers.... I have many fond memories of cooking and wa...
by gamboolman
Mon Jun 10, 2019 5:55 pm
Forum: Personal Consumer Issues
Topic: Do you drive old cars for long distance travels?
Replies: 105
Views: 8401

Re: Do you drive old cars for long distance travels?

2006 Honda Accord with ~151K miles on it.

We drive it anywhere we want to go.

We also maintain our vehicles properly.

Anything can break down though. So best to have a spare and know how to install it, jumper cables, etc.
by gamboolman
Sat Jun 01, 2019 1:46 pm
Forum: Personal Consumer Issues
Topic: Tracking down a wasp nest
Replies: 20
Views: 1998

Re: Tracking down a wasp nest

TYJ - where I growed up in East Texas, it was hornets alot of the times that was underground. We had a lakehouse with a pier and boathouse and we had big mean red/black wasps. They was mean and aggressive, and hurt when they stung you. They would build in our boathouse alot. This was before them can...
by gamboolman
Sun May 19, 2019 11:40 pm
Forum: Personal Finance (Not Investing)
Topic: Aiming to Retire End of 2019 - Abit Scared
Replies: 48
Views: 7343

Re: Aiming to Retire End of 2019 - Abit Scared

If I die, The pension is 100% survivor for ms gamboolgal
Until she passes
Pension is NCOLA
by gamboolman
Sun May 19, 2019 3:05 am
Forum: Personal Finance (Not Investing)
Topic: Aiming to Retire End of 2019 - Abit Scared
Replies: 48
Views: 7343

Re: Aiming to Retire End of 2019 - Abit Scared

Thanks to all for the replies, comments and advice. I've tried to respond best I can with limited pooter skills. We really appreciate the feedback. It seems like you have enough, but I don't know how generous or tight your 126k budget is. Budget is fat and we can cut back a good bit. Do you have any...
by gamboolman
Sat May 18, 2019 4:17 am
Forum: Personal Finance (Not Investing)
Topic: Aiming to Retire End of 2019 - Abit Scared
Replies: 48
Views: 7343

Aiming to Retire End of 2019 - Abit Scared

We are planning to retire from International permanent resident expat assignment for megaoil corp effective 1-Jan-20 after almost 42 year of working the oilpatch. Emergency funds: Yes, ~2+ years, $300K in MM account Debt: None. Home: We have kept our home in Texas. It’s paid for and heavily upgraded...
by gamboolman
Wed Apr 17, 2019 12:28 am
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 17264

Re: What is your hobby and how did it come to be your hobby?

For ms gamboolgal and I this is a great thread and is inspirational to us. As I endure the remainder of the year until I retire effective 1-Jan-20 after working overseas for the last ~17 years, I have pretty well not had any hobbies as we work 7 days a week in the oilpatch. After over 40 years in th...
by gamboolman
Wed Apr 10, 2019 12:26 am
Forum: Investing - Theory, News & General
Topic: Growth More Popular Than Value?
Replies: 8
Views: 1433

Re: Growth More Popular Than Value?

UpperNwGuy wrote:
Tue Apr 09, 2019 8:31 pm
I invest in the total market and ignore the concepts of growth and value. Life is easier that way.
What UNG said

Not being funny- what UNG said is good advice
by gamboolman
Fri Apr 05, 2019 1:33 am
Forum: Personal Finance (Not Investing)
Topic: Is our household budget crazy?
Replies: 141
Views: 13819

Re: Is our household budget crazy?

OP
Your budget is very reasonable- at least to ms gamboolgal and I

We’re planning to retire at end of this year and we have very similar numbers

We know we have a lot of discretionary monies that we can trim if need be
by gamboolman
Sat Mar 30, 2019 7:15 am
Forum: Personal Finance (Not Investing)
Topic: Paying "early" on mortgage may be unwise
Replies: 298
Views: 29029

Re: Paying "early" on mortgage may be unwise

6 one and half a dozen the other Been reading the Pro's/Con's forever. We paid off our house about 10 years ago. For ms. gamboolgal and I that was a major life achievement. As we prepare for my retirement at the end of this year - not having a house payment is wonderful. As others have said, it is a...
by gamboolman
Sat Mar 30, 2019 6:05 am
Forum: Investing - Theory, News & General
Topic: The real impact of inflation on Retired Folks?
Replies: 101
Views: 8878

Re: The real impact of inflation on Retired Folks?

Inflation concerns us alot also. We are getting ready to retire end of this year. We have the option from mega corp of a NCOLA Pension or taking Lump Sum. Even though the pension pays almost a 5.94% return on the amount of the Lump Sum - it's not COLA..... We will take the Lump Sum because of being ...
by gamboolman
Sat Mar 30, 2019 12:11 am
Forum: Personal Investments
Topic: Age in Bonds?
Replies: 38
Views: 4537

Re: Age in Bonds?

bc We used FIRECalc, Portfolio Visualizer, I-orp, the ole homemade spreadsheets, etc....... to run many scenarios of different asset allocations for our retirement criteria, i.e., our nest egg and estimated expenses vs the different AA's. For us and our situation: Age 59 and planning to retire at en...
by gamboolman
Thu Mar 28, 2019 1:12 am
Forum: Personal Investments
Topic: 60/40 now or closer to retirement?
Replies: 32
Views: 4304

Re: 60/40 now or closer to retirement?

Getting ready to turn 60.
Planning to retire at the end of this year.
Over the last 5 year we have eased our AA to ~55%stocks 40%bonds & 5% cash
We have 2 to 3 years in cash for the “sleep good at night monies “
But that’s just us
Life’s A Dance And You Learn As You Go
Gamboolman....
by gamboolman
Mon Mar 25, 2019 12:32 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 77
Views: 8085

Re: Recommend a good SOCK. Yes, I said SOCK!

Hate to necropost, but I've been meaning to write since September (aside: sigh). Wanted to add Fox River socks to the list. American made and excellent. Also make the original Sock Monkey! And I think they supply the military with some socks too. Look forward to trying Darn Tough ... Fox Socks for ...
by gamboolman
Mon Mar 25, 2019 12:10 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement - hypothetical
Replies: 58
Views: 6157

Re: Early retirement - hypothetical

Your in the make hay while the sun is shining mode - imho

Kids and babies.....You have expenses coming in big chunks.....

Save now, work hard for the next 15 to 20 years. Then look at it again

Take some long weekends, some nice vacations....

Go back to work
by gamboolman
Sun Mar 10, 2019 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Will and trust....software or attorney?
Replies: 41
Views: 3695

Re: Will and trust....software or attorney?

Sandtrap wrote:
Fri Mar 08, 2019 10:26 pm
Seek highly qualified legal counsel.
For substantial wealth or complex family dynamics, etc.
Definitely seek legal counsel.
j
What Sand said AIAEC
At least for Ms gamboolgal & I the money spent for attorney fees was well worth it
Life’s A Dance and You Learn As You Go
gamboolman