Search found 1267 matches

by criticalmass
Thu Nov 14, 2019 11:37 am
Forum: Personal Consumer Issues
Topic: Carbon Monoxide Alarms
Replies: 16
Views: 1159

Re: Carbon Monoxide Alarms

I'm curious as to the best location. Some are sold to plug into an outlet and some are combined with a smoke detector which are mounted high on the wall. It is my understanding that Carbon monoxide is heavier than air, so it would be low. So where is the best location? Carbon Monoxide is slightly l...
by criticalmass
Thu Nov 14, 2019 12:42 am
Forum: Personal Consumer Issues
Topic: Where to donate refrigerator, washer, dryer
Replies: 8
Views: 612

Re: Where to donate refrigerator, washer, dryer

Definitely check your power utility first. Many of the utilities in the PJM territory (Mid-Atlantic) pay $25-$50 for old but working refrigerators and freezers. And they pickup for free! Utilities in other regions in the country occasionally offer similar. They then assume responsibility for proper ...
by criticalmass
Tue Nov 12, 2019 5:50 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11071

Re: Saving seats on Southwest

What is the business rationale for why SW doesn't state before boarding that there are no assigned nor saved seats? It seems like SW is inviting an incident because cheapskates will throw down over $50 like there' s no tomorrow. I find the idea quite comical that someone would try to save a seat an...
by criticalmass
Tue Nov 12, 2019 2:10 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11071

Re: Saving seats on Southwest

And saving seats is apparently not against the rules either. Or choosing the aisle and window, hoping no one sits in the middle. Or buying basic fare and then asking people who paid main cabin fare to switch with you. Or putting your bag above someone else's seat when there is space above your row....
by criticalmass
Tue Nov 12, 2019 2:07 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11071

Re: Saving seats on Southwest

What is the business rationale for why SW doesn't state before boarding that there are no assigned nor saved seats? It seems like SW is inviting an incident because cheapskates will throw down over $50 like there' s no tomorrow. I find the idea quite comical that someone would try to save a seat an...
by criticalmass
Tue Nov 12, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11071

Re: Saving seats on Southwest

I travel infrequently. From the stories here, SWA is not an option for me. I’ll pay more for a less aggravating airline and seat assignment. It just depends on what is more aggravating to you. It's aggravating to me to have to pay $30 to $50 for either a checked bag or a carry on large enough for m...
by criticalmass
Tue Nov 12, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11071

Re: Saving seats on Southwest

How about the couples that choose the two aisle seats across from each other, hogging both 3 seat groups? What's wrong with that? It's open seating. If they both like aisles, they should do exactly this. Same as the rudeness of saving seats or choosing the aisle and window, hoping no one sits in th...
by criticalmass
Tue Nov 12, 2019 12:33 am
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11071

Re: Saving seats on Southwest

We always fly SW because we have their Visa rewards card which equates to free flights, several this year for us. We always pay extra for early boarding for each ticket. Those who see no problem with saving seats for people who didn't pay for early boarding must not mind those drivers who see the "...
by criticalmass
Tue Nov 12, 2019 12:24 am
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11071

Re: Saving seats on Southwest

How about the couples that choose the two aisle seats across from each other, hogging both 3 seat groups? What's wrong with that? It's open seating. If they both like aisles, they should do exactly this. Same as the rudeness of saving seats or choosing the aisle and window, hoping no one sits in th...
by criticalmass
Mon Nov 11, 2019 10:14 pm
Forum: Personal Consumer Issues
Topic: Spectrum Internet has a good scam going
Replies: 59
Views: 6898

Re: Spectrum Internet has a good scam going

Final update. I just received a call from Marshall in customer service who wanted to "apologize for the prior customer service reps who did a poor job of explaining company policy to me." He then proceeded to tell me the same thing that the previous reps had. :oops: He stated he'd been having a lot...
by criticalmass
Mon Nov 11, 2019 4:14 pm
Forum: Personal Consumer Issues
Topic: Spectrum Internet has a good scam going
Replies: 59
Views: 6898

Re: Spectrum Internet has a good scam going

They charged me $350 for a DVR device that one of their contractors stole. I had just moved and still had my old equipment, and they told me specifically that I could turn it in to the installer coming the next day. Well, I did and I guess he never turned it in, because they charged me for it. I co...
by criticalmass
Sun Nov 10, 2019 12:59 pm
Forum: Personal Consumer Issues
Topic: Auto Insurance - removing a driver on policy
Replies: 12
Views: 879

Re: Auto Insurance - removing a driver on policy

On my insurance, it will have no effect. This is because insurance is based on the car insured and the highest liability driver which usually is the youngest male driver. You can have 10 drivers and the premium will be the same. Therefore, removing my wife will not change the premium. Removing me, ...
by criticalmass
Sun Nov 10, 2019 1:33 am
Forum: Personal Consumer Issues
Topic: FirstNet by AT&T
Replies: 14
Views: 1093

Re: FirstNet by AT&T

If you are a FirstNet subscriber, this post is directed towards you. On AT&T, I lose service in some hospitals I enter. My colleagues on Verizon don't because the Verizon towers are on the roof, so that tells me cell service is not blocked inside these buildings, it's all about signal strength. Doe...
by criticalmass
Sun Nov 10, 2019 1:32 am
Forum: Personal Consumer Issues
Topic: FirstNet by AT&T
Replies: 14
Views: 1093

Re: FirstNet by AT&T

Verizon has always been known to penetrate buildings better. I'm not familiar with Verizon's bands, so not sure if AT&T's band 14 will penetrate better than Verizon's. Much of Verizon's network has has the 800Mhz band as this was the band used by the legacy carriers back in the AMPS days. In many m...
by criticalmass
Sun Nov 10, 2019 1:26 am
Forum: Personal Consumer Issues
Topic: Auto Insurance - removing a driver on policy
Replies: 12
Views: 879

Re: Auto Insurance - removing a driver on policy

Before I contact my auto insurance carrier, I was wondering if anyone had some experience with this? My DW had a medical issue over five years ago (not seizures) but she did experience a change from it, I would say she is slightly less aware or somewhat more distracted by her surroundings. I felt s...
by criticalmass
Sat Nov 09, 2019 12:44 am
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 6654

Re: Was I ripped off at the car dealership?

The oil pan gasket is at the top of the oil pan. The oil, even when full, is below this level. Yes, when the engine is running there is oil flying around in the crankcase, but there is no way the oil could start "pouring out". I don't recall for sure that he used the word "pouring" but did insinuat...
by criticalmass
Fri Nov 08, 2019 10:01 pm
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 6654

Re: Was I ripped off at the car dealership?

I went in for a routine oil change. They showed me an oil stain that I had under the oil pan and told me that the oil pan gasket needed to be changed. I was told this is a three hour job and they charged me $400. The guy told me it was 350 and then come to find out, it was 400. He said the 350 was ...
by criticalmass
Fri Nov 08, 2019 1:56 am
Forum: Personal Consumer Issues
Topic: Maximize 1 Day at Disney
Replies: 48
Views: 2668

Re: Maximize 1 Day at Disney

Your family will have a blast. After you check in the night before...ride the monorail and explore the Polynesian/Grand Floridian, and take the boat ride to Wilderness Lodge. My kids really enjoyed riding the monorail/boat and seeing the resorts. And get a theme park view room at the Contemporary. ...
by criticalmass
Thu Nov 07, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Spectrum Internet has a good scam going
Replies: 59
Views: 6898

Re: Spectrum Internet has a good scam going

I have spectrum myself and will be moving soon so trying to ensure I understand what to do. Thx! You might check Spectrum’s cancellation terms contained in their online Terms of Service. In May, I called Spectrum to set a cancellation date one week in advance, then returned the equipment at the sto...
by criticalmass
Thu Nov 07, 2019 5:34 pm
Forum: Personal Consumer Issues
Topic: Car accident, insurance questions
Replies: 17
Views: 772

Re: Car accident, insurance questions

Be prepared that you may to file suit against the at fault party (not their insurance company) before you collect anything for DV. Thanks for this! Super useful. One clarification - are you suggesting that for Diminished Value claim, I need to sue the insured party instead of the insurance company ...
by criticalmass
Thu Nov 07, 2019 2:14 pm
Forum: Personal Consumer Issues
Topic: Using credit cards -international travel
Replies: 17
Views: 698

Re: Using credit cards -international travel

I have read when traveling internationally, it is best to have the merchant charge in the local currency rather than US Dollars, assuming your credit card does not charge a transaction fee. Does the merchant have to honor this request, and if so what if any leverage do I have? Thank you. 1.) You ar...
by criticalmass
Thu Nov 07, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Car accident, insurance questions
Replies: 17
Views: 772

Re: Car accident, insurance questions

Going direct to the at fault’s insurance works well unless you get no response or they aren’t cooperating. It looks like that’s the current status for you, so I would go through your own insurance without delay. They may have their own reporting timeline. As for Diminished Value, put that aside unti...
by criticalmass
Wed Nov 06, 2019 4:08 pm
Forum: Personal Consumer Issues
Topic: Spectrum Internet has a good scam going
Replies: 59
Views: 6898

Re: Spectrum Internet has a good scam going

I have spectrum myself and will be moving soon so trying to ensure I understand what to do. Thx! You might check Spectrum’s cancellation terms contained in their online Terms of Service. In May, I called Spectrum to set a cancellation date one week in advance, then returned the equipment at the sto...
by criticalmass
Wed Nov 06, 2019 3:07 pm
Forum: Personal Consumer Issues
Topic: Spectrum Internet has a good scam going
Replies: 59
Views: 6898

Re: Spectrum Internet has a good scam going

Internet access is a critical service, close to as critical as electricity. While I agree that they should be required to prorate the bill, come on. Internet is a critical service? I can't even recall the last time I used the Internet for something important. Not being able to surf Reddit, check e-...
by criticalmass
Wed Nov 06, 2019 2:52 pm
Forum: Personal Consumer Issues
Topic: Airbnb - Guide a beginner
Replies: 64
Views: 6236

Re: Airbnb - Guide a beginner

IME, this is a bit of the distinction between VRBO and Airbnb. Airbnb feels like crashing at a stranger's house. VRBO feels more like a paid stay. There is customer service, e.g. professionally run including maintenance service and/or a property manager. Many folks advertise their homes/properties ...
by criticalmass
Wed Nov 06, 2019 8:04 am
Forum: Personal Investments
Topic: Vanguard suggesting I move to ETF's
Replies: 40
Views: 3646

Re: Vanguard suggesting I move to ETF's

I think the conversion rule is a big clue - it's a one way street. If ETFs are so great, why restrict conversion back into mutual fund shares? Why are they pushing them so hard and locking you in? You can buy and sell funds and buy and sell ETFs. You're not locked in. But Vanguard's structure and I...
by criticalmass
Tue Nov 05, 2019 10:24 pm
Forum: Personal Consumer Issues
Topic: Stinky Front Loader (Washer)
Replies: 39
Views: 2291

Re: Stinky Front Loader (Washer)

Bogle7 wrote:
Tue Nov 05, 2019 10:09 pm
Why do people always blame the machine instead of their own incompetence?
It's easier to blame a machine. At least a machine let's you know when it's it of balance though. :)

Seriously, don't use fabric softeners in washing machines. They are a fabulous food for mold.
by criticalmass
Tue Nov 05, 2019 6:31 pm
Forum: Personal Consumer Issues
Topic: Stinky Front Loader (Washer)
Replies: 39
Views: 2291

Re: Stinky Front Loader (Washer)

I'll try this. But tell me, what is "mildew spray" and where do I get it? And do I just spray the washer? And do I put the CLR solution (I've heard of it and will Google it) in the detergent dispenser? Try Chlorox Tilex, but instead of spraying, pour directly into the detergent dispenser like the o...
by criticalmass
Tue Nov 05, 2019 6:25 pm
Forum: Investing - Theory, News & General
Topic: Vanguard without Jack Bogle - Allan Roth
Replies: 28
Views: 4385

Re: Vanguard without Jack Bogle - Allan Roth

Why buy directly from Vanguard if the same VG ETFs trade free at many other brokers? Seems to me that Vanguard has lost the lead in direct-to-consumer services and functions, but they are well positioned as a fund provider like Blackrock/iShares. With zero commission trades perhaps there is no mone...
by criticalmass
Tue Nov 05, 2019 6:21 pm
Forum: Investing - Theory, News & General
Topic: Vanguard without Jack Bogle - Allan Roth
Replies: 28
Views: 4385

Re: Vanguard without Jack Bogle - Allan Roth

Back when I was investing with other companies in addition to Vanguard, it was common for companies to close funds that were underperforming. I don't remember Vanguard ever closing a fund and merging it with other funds. Has it happened? If not (or if it is uncommon) that would seem to indicate tha...
by criticalmass
Tue Nov 05, 2019 6:06 pm
Forum: Personal Investments
Topic: Vanguard suggesting I move to ETF's
Replies: 40
Views: 3646

Re: Vanguard suggesting I move to ETF's

I think the conversion rule is a big clue - it's a one way street. If ETFs are so great, why restrict conversion back into mutual fund shares? Why are they pushing them so hard and locking you in? You can buy and sell funds and buy and sell ETFs. You're not locked in. But Vanguard's structure and I...
by criticalmass
Tue Nov 05, 2019 12:51 pm
Forum: Personal Consumer Issues
Topic: Airbnb - Guide a beginner
Replies: 64
Views: 6236

Re: Airbnb - Guide a beginner

Although an old thread, beginners may still be reading it. I found this article pointing out some dangers of Airbnb. https://www.vice.com/en_us/article/43k7z3/nationwide-fake-host-scam-on-airbnb People getting called at the last minute and being offered an alternate place. The alternate place ends ...
by criticalmass
Tue Nov 05, 2019 10:34 am
Forum: Personal Consumer Issues
Topic: Airbnb - Guide a beginner
Replies: 64
Views: 6236

Re: Airbnb - Guide a beginner

Many new scams are hitting new and experienced Airbnb renters alike.

This should be required reading before booking.

See:
https://www.vice.com/en_us/article/43k7 ... -on-airbnb
by criticalmass
Tue Nov 05, 2019 10:30 am
Forum: Personal Consumer Issues
Topic: New Bosch dishwasher already faulted
Replies: 22
Views: 2297

Re: New Bosch dishwasher already faulted

TBillT wrote:
Tue Nov 05, 2019 10:26 am
We are needing new dishwasher ASAP....thinking Kitchenaid but hard to pick these days.
Many kitchenaid models are not different inside than the other Whirlpool models. But the higher end Whirlpool (kitchenaid) are generally higher quality. Look for Black Friday sales this month.
by criticalmass
Tue Nov 05, 2019 10:28 am
Forum: Personal Consumer Issues
Topic: New Bosch dishwasher already faulted
Replies: 22
Views: 2297

Re: New Bosch dishwasher already faulted

I tried submitting a review with my experience on Bosch's website, but the review was rejected. Apparently, Bosch moderates consumer reviews on its website, and rejects many negative reviews. So, the reviews that you see on Bosch's website are there for marketing purposes. Nearly every company does...
by criticalmass
Tue Nov 05, 2019 10:25 am
Forum: Personal Consumer Issues
Topic: Neighbor Wants to Build ATV Trail Through Our Property - How to say no while preserving the peace.
Replies: 29
Views: 1895

Re: Neighbor Wants to Build ATV Trail Through Our Property - How to say no while preserving the peace.

You'll need a bigger lot if u want to live in silence, or move somewhere where cars are banned... But even then you'll be forced to hear children laughing in the street How do cars or children laughing in the (public) street fit into a discussion about motorized off road vehicles roaring through pr...
by criticalmass
Tue Nov 05, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Stinky Front Loader (Washer)
Replies: 39
Views: 2291

Re: Stinky Front Loader (Washer)

My 2015 vintage front loader stinks. NOTHING seems to really get rid of the smell. Clorox, baking soda, vinegar, Affresh....all work for a few days to a week...10 days at most. I saw an ad for a product called “Brogrow”. Maybe some one here has tried it? I am sure to clean the filter and drain thin...
by criticalmass
Sat Nov 02, 2019 12:29 am
Forum: Personal Consumer Issues
Topic: Turn off water heater on vacation?
Replies: 97
Views: 107862

Re: Turn off water heater on vacation?

I put it to the vacation setting if I am going for more than roughly 2 weeks. I doubt it saves much. I also turn down the thermostats. Together it might only save 10 bucks but I feel like I am not being wasteful. Edit: Now I am seeing how old the thread is :oops: . Water heaters and vacations are t...
by criticalmass
Fri Nov 01, 2019 12:14 am
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 52
Views: 2720

Re: Low water pressure/flow in house

He recommended that after we close on the house we immediately sign up for the city's water line insurance ($5/month), wait 30 days for it to kick in, then call the city to file a complaint about the pressure. If they investigate and find it's a problem with our line, the replacement would be cover...
by criticalmass
Wed Oct 30, 2019 10:04 pm
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 52
Views: 2720

Re: Low water pressure/flow in house

Thanks everyone. To confirm, we have tested the pressure right at the water meter. It drops from 60psi to 20psi when all the showers are on. However it immediately goes back to 60psi when the showers are shut off. So does this sounds like a problem with the city water pressure rather than the servi...
by criticalmass
Wed Oct 30, 2019 1:26 am
Forum: Personal Finance (Not Investing)
Topic: Freezing Credit? Questions 2019
Replies: 19
Views: 1617

Re: Freezing Credit? Questions 2019

My wife has recently became concerned with identity theft.... I had never been concerned with "identity theft" because we haven't had need of a loan since we really have no need for any kind of credit. I don't understand the statement above. What does the damages that identity theft may cause have ...
by criticalmass
Wed Oct 30, 2019 12:51 am
Forum: Personal Consumer Issues
Topic: Vanguard Web Site Interface
Replies: 15
Views: 1260

Re: Vanguard Web Site Interface

it is so frustrating - does vanguard know this is happening? Vanguard's IT problems reflect a major leadership flaw. I logged on several times today and yesterday with no issues. I didn't perform any actions, but did check my accounts and used several areas of the website to view information. What ...
by criticalmass
Tue Oct 29, 2019 9:57 pm
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 52
Views: 2720

Re: Low water pressure/flow in house

Low flow? I don't like the sound of that! I would measure the pressure near the service entrance while running water, perhaps one sink open. Note how much the pressure drops with one sink running. If it drops more than a few PSI, there is likely a restriction before the gauge. That restriction coul...
by criticalmass
Tue Oct 29, 2019 7:04 am
Forum: Personal Consumer Issues
Topic: Please advise re wiping laptop SSD before gifting
Replies: 25
Views: 2213

Re: Please advise re wiping laptop SSD before gifting

Post #2 in this thread answers the OP's question perfectly. OP is passing the computer on to family members, not to a stranger. If OP is worried that family members will seek to gain access to files that have had their lookup table removed, then OP likely has different family members than most. Res...
by criticalmass
Tue Oct 29, 2019 7:02 am
Forum: Personal Consumer Issues
Topic: Please advise re wiping laptop SSD before gifting
Replies: 25
Views: 2213

Re: Please advise re wiping laptop SSD before gifting

Perhaps the following will work. Step 1: Do a whole disk encryption using veracrypt. So data is secure. Step 2: Reinstall Windows fresh (as if you have lost the password for veracrypt). The issue that makes SSD drives wipes different than with traditional spinning hard disks, is that the SSD disk c...
by criticalmass
Tue Oct 29, 2019 6:17 am
Forum: Personal Consumer Issues
Topic: Please advise re wiping laptop SSD before gifting
Replies: 25
Views: 2213

Re: Please advise re wiping laptop SSD before gifting

Perhaps the following will work. Step 1: Do a whole disk encryption using veracrypt. So data is secure. Step 2: Reinstall Windows fresh (as if you have lost the password for veracrypt). The issue that makes SSD drives wipes different than with traditional spinning hard disks, is that the SSD disk c...
by criticalmass
Mon Oct 28, 2019 2:42 pm
Forum: Personal Consumer Issues
Topic: Please advise re wiping laptop SSD before gifting
Replies: 25
Views: 2213

Re: Please advise re wiping laptop SSD before gifting

Perhaps the following will work. Step 1: Do a whole disk encryption using veracrypt. So data is secure. Step 2: Reinstall Windows fresh (as if you have lost the password for veracrypt). The issue that makes SSD drives wipes different than with traditional spinning hard disks, is that the SSD disk c...
by criticalmass
Mon Oct 28, 2019 1:05 pm
Forum: Personal Investments
Topic: Was going with AXA a bad move?
Replies: 38
Views: 2850

Re: Was going with AXA a bad move?

After a bunch of back of back and forth with the account transfers, I'm happy to say I now have all of my money out of AXA. Thanks everyone for the advice! Great to hear! How was the final experience with AXA as you transferred your IRA out? Did they try to strong arm or sweet talk to convince you ...
by criticalmass
Sun Oct 27, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: HVAC fan ON or auto?
Replies: 42
Views: 3823

Re: HVAC fan ON or auto?

Moving the thermostat will have limited value, since the main problem is getting more heat to the downstairs cold rooms without overheating the hot upstairs. Running the fan all the time will help a little, but doesn't directly address the problem (it might warm up cold rooms, but can also overheat...
by criticalmass
Sun Oct 27, 2019 5:16 pm
Forum: Personal Consumer Issues
Topic: Travel hacking international flights
Replies: 50
Views: 4980

Re: Travel hacking international flights

Hi everyone, my husband and I live in Colorado but I am originally from Germany and my entire family is still there. We therefore try to visit once a year.Any travel hacking tips for international flights? Preferably with Lufthansa which flies directly between Denver and Frankfurt. Thank you! Look ...