Search found 1695 matches

by ubermax
Wed Jan 13, 2021 4:00 pm
Forum: Personal Consumer Issues
Topic: How did you choose a location to retire?
Replies: 113
Views: 9834

Re: How did you choose a location to retire?

We're New Englanders and are use to the change in season , we've adapted as we age , DW more than me - our son and family including our 3 grandchildren are in Vegas , only like it to visit , not enough green there - our daughter and family including 2 grandchildren are in Boston where the seasons lo...
by ubermax
Sun Jan 10, 2021 10:45 am
Forum: Personal Consumer Issues
Topic: Shoes for winter walks
Replies: 39
Views: 2629

Re: Shoes for winter walks

Thank you everyone for the suggestions and ideas. I learned about some new shoe brands, that I was previously unaware of. I did some shoe shopping today, and I spent a little more than I had planned to. I tried on some Oboz, and Hoka's before deciding on a pair of On Running Cloudflyers Waterproof....
by ubermax
Sun Jan 10, 2021 10:40 am
Forum: Personal Consumer Issues
Topic: Purchasing an overpriced vintage item
Replies: 26
Views: 2087

Re: Purchasing an overpriced vintage item

I've got a 1959 Gillette adjustable razor that originally sold for $1.95 and now I could get $60.00 - overpriced ? who knows :happy
by ubermax
Sat Jan 09, 2021 9:01 am
Forum: Personal Consumer Issues
Topic: Razer Deathadder Mouse
Replies: 23
Views: 2189

Re: Razer Deathadder Mouse

I love Microsoft mice , have two , both wireless - can you still buy them with a cord ? - one is big and chunky , the other smaller - and btw I still have one of the first mice , a collector's item , it has a cord and fit into the back of an IBM PC - but my current laptop doesn't have the necessary ...
by ubermax
Sat Jan 09, 2021 8:49 am
Forum: Personal Consumer Issues
Topic: Is working overrated?
Replies: 31
Views: 1870

Re: Is working overrated?

I've been retired for almost 10 years and the more time I'm home the more I feel that working was overrated. Sure we needed the money and it was challenging (and very stressful) at times, but all the hoopla about acheiving goals, one's potential...blah, blah, blah...seem overblown to me. Love where...
by ubermax
Fri Jan 08, 2021 5:04 pm
Forum: Personal Finance (Not Investing)
Topic: Amortization schedule with Bi-monthly payment and extra payment
Replies: 9
Views: 627

Re: Amortization schedule with Bi-monthly payment and extra payment

Is this a theoretical questions, or is this about a real life loan? It is up to the lender how they process partial payments. Most I suspect would put these into an escrow account of sorts, and credit once a month. So as a pretty close approximation, 26 bi-weekly payments each of which equals half ...
by ubermax
Fri Jan 08, 2021 11:03 am
Forum: Personal Consumer Issues
Topic: Shoes for winter walks
Replies: 39
Views: 2629

Re: Shoes for winter walks

Glad this was posted , had same question/interest , lots of good answers and possibilities , I have the additional challenge of having narrrow feet , manufacturers seem to cater to mid widths , live in NE and want shoes that are warm , light weight , and comfortable for Winter walks like the OP.
by ubermax
Sun Jan 03, 2021 10:40 am
Forum: Personal Consumer Issues
Topic: Summer 2021 travel?
Replies: 81
Views: 5184

Re: Summer 2021 travel?

We have a summer family reunion every year in the North East , cancelled the one for 2020 , our ages range from mid 70's to elementary school , most can drive but our son and family will be flying in , July time frame - the vaccine rollout is slower than anticipated and not everyone in our family ma...
by ubermax
Sat Jan 02, 2021 10:07 am
Forum: Personal Consumer Issues
Topic: Very very warm Men’s Winter Coat
Replies: 67
Views: 5299

Re: Very very warm Men’s Winter Coat

Dad asked me to help find him a warm winter coat. Any suggestions for a warm (think very warm) winter coat. He is always cold and enjoys walking outside but has decreased this because of weather. In the past, he would shift to indoor exercise at his community gym. I don’t mind paying for quality bu...
by ubermax
Fri Jan 01, 2021 1:03 pm
Forum: Personal Consumer Issues
Topic: What kind of bike and where to get it - 2021 edition
Replies: 53
Views: 3439

Re: What kind of bike and where to get it - 2021 edition

Every BH bike thread regardless of year :-) 1.) Buy a brand name used bike on Craigslist, better than a cheap new bike, or 2.) Go to your local bike shop and get a bike that fits properly so that you can enjoy riding more, or 3.) order from bikesdirect.com for a better cheap bike and do final assem...
by ubermax
Mon Dec 28, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: What kind of bike and where to get it - 2021 edition
Replies: 53
Views: 3439

Re: What kind of bike and where to get it - 2021 edition

Our usage expectation: mostly riding on pavement in a town type atmosphere, and on paved bike routes thorough local parks, but we also would like to have something that can handle some light trail riding on other terrain without too much issue. I could see myself getting into other non-pavement tra...
by ubermax
Sun Dec 20, 2020 10:44 am
Forum: Personal Consumer Issues
Topic: Windows Defender
Replies: 38
Views: 2763

Re: Windows Defender

crefwatch wrote: Sat Dec 19, 2020 7:44 am I use Windows Defender because Wirecutter says it is sufficient. I was a loyal Norton customer for many years, but it slowed down too many processes, and sent too many non-urgent messages.
+1 Same experience with Norton - Norton & McAfee were the only ones in town for many years .
by ubermax
Sat Dec 19, 2020 7:38 am
Forum: Personal Consumer Issues
Topic: Windows Defender
Replies: 38
Views: 2763

Re: Windows Defender

runner3081 wrote: Sat Dec 19, 2020 6:49 am Absolutely. I run that and Malware Bytes, nothing else needed.
+1 Exactly what I do as well and very satisfied with the protection - Defender is included with Windows 10 and we pay an annual subscription to Malwarebytes for 2 computers .
by ubermax
Fri Dec 18, 2020 5:45 pm
Forum: Personal Consumer Issues
Topic: Color laser printer - worth it for intermittent light use?
Replies: 69
Views: 2857

Re: Color laser printer - worth it for intermittent light use?

Yes, I am 83 years old and used to have a darkroom to develop, enlarge and print from Kodak film taken by my Nikon SLR camera. I still use photo paper and paper money! Years ago I dabbled in B&W developing and printing using a bathroom for a darkroom - sold the Bogen enlarger years ago but stil...
by ubermax
Fri Dec 18, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: Color laser printer - worth it for intermittent light use?
Replies: 69
Views: 2857

Re: Color laser printer - worth it for intermittent light use?

We've had a Brother inkjet wireless printer for maybe 3 years now and love it ( $130 ) - small footprint and does color and b/w , moderate home use and we always buy Brother ink - haven't had a problem with ink drying out in between replacement - mostly printing with duplex mode available but also t...
by ubermax
Fri Dec 18, 2020 12:56 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2020 available Nov 4
Replies: 86
Views: 10091

Re: TurboTax 2020 available Nov 4

Time to remind folks that all editions of TT do all tax forms. There's no reason to buy Premier or Home and Business. Deluxe will handle it unless there are major changes to TT this year. I suspect even Basic might. And if you live in a state like CT, there's no reason to buy the state software and...
by ubermax
Fri Dec 04, 2020 1:37 pm
Forum: Personal Consumer Issues
Topic: Razor for shaving around nose easily?
Replies: 33
Views: 2061

Re: Razor for shaving around nose easily?

For me, the Slim is the worst razor under my nose, but as we know with shaving YMMV on so many things. With regards to the Fusion, the King C Gillettes at Walgreens have the trimmer. Twelve blades were recently $21 with $10 back in Walgreens rewards and free shipping when ordering online with the B...
by ubermax
Fri Dec 04, 2020 12:19 pm
Forum: Personal Consumer Issues
Topic: Razor for shaving around nose easily?
Replies: 33
Views: 2061

Re: Razor for shaving around nose easily?

DE safety razor reaches them fairly easily. Bonus that it costs ~$25 for over a year’s worth of razors. As a DE user, I agree that some handle this task well, yet others do not. This is a great time to get a decently made new Double Edge razor with quality blades. Both Gillette (in its King C Gille...
by ubermax
Fri Dec 04, 2020 9:20 am
Forum: Personal Consumer Issues
Topic: Razor for shaving around nose easily?
Replies: 33
Views: 2061

Re: Razor for shaving around nose easily?

I use Gillette pro-glide cartridges and they have a trimmer built in , works around the nose & top lip , the blades are fine around the bottom lip and chin - same design as the Fusion mentioned above .
by ubermax
Fri Nov 20, 2020 4:05 pm
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 12
Views: 938

Re: Google Photos

Rus Gulla wrote: Fri Nov 20, 2020 1:59 pm
They are definitely stored in your phone memory in addition to any cloud service. I'm not a Apple user, but I would assume that they were automatically uploaded to the Apple cloud.
Thanks again Rus Gulla and thanks everyone for your time and thoughts !!
by ubermax
Fri Nov 20, 2020 1:39 pm
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 12
Views: 938

Re: Google Photos

One final question out of curiosity - before I made this change to move my Google Photos to cloud space under my Google account , were they being stored in iCloud space , which I think is only 5Gb or in phone memory itself - I didn't check my storage allocations before the change I made noted above .
by ubermax
Fri Nov 20, 2020 1:32 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new BMW X3?
Replies: 37
Views: 3450

Re: Should I buy a new BMW X3?

We had a 2008 X3 stick with running boards , around that time the Bimmerfest online forum was rating the German made manual transmission ahead of the GM 6 automatic and wife and I had always driven stick - we kept it for 10 years - during the first few years it was peppy and nimble but the ride was ...
by ubermax
Fri Nov 20, 2020 11:21 am
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 12
Views: 938

Re: Google Photos

In your Google Photos app click on the circle with your first initial (e.g., for me it would be a circle with an "R" in it). >> A dialog box opens, in this dialog box tap on your name >> this will expand menu items below your name >> then tap on "Add another account" and put in ...
by ubermax
Thu Nov 19, 2020 4:09 pm
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 12
Views: 938

Re: Google Photos

If you access Google Photos by going to the nine dots and select it, are you not getting to your photos? It could be that your phone is not set to synchronize automatically. Correct not getting to my photos - on my phone "Back Up and Sync" is "ON" but just below that spot it say...
by ubermax
Thu Nov 19, 2020 3:59 pm
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 12
Views: 938

Re: Google Photos

Check https://photos.google.com/ and make sure the Google account shown on top right corner is the same as the one logged in on your iPhone's Google Photos app. In the phone app, click your account on top right corner and make sure the words "Backup Complete" appear. Otherwise, something ...
by ubermax
Thu Nov 19, 2020 3:50 pm
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 12
Views: 938

Re: Google Photos

The first step would be to confirm this assumption. Go to the Google photos app on your phone and check its "Back up & sync" settings. Is "Back up & sync" turned on? Which gmail account is it backing up to? I have two email accounts , the primary one is associated with m...
by ubermax
Thu Nov 19, 2020 12:44 pm
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 12
Views: 938

Google Photos

I have the Google Photos app on my Iphone and so pictures taken get saved I assume in cloud space ; however , when I open my Google account on my windows laptop there are no pictures under Google photos - what steps do I need to take to see these photos on my laptop ? thanks in advance for any sugge...
by ubermax
Sun Nov 15, 2020 3:30 pm
Forum: Personal Consumer Issues
Topic: Google Photos
Replies: 56
Views: 4122

Re: Google Photos

The photos I take on the phone get backup to Google Photo. Any suggested alternatives, other than paying Google the storage fee? Same here photos taken on my Iphone get saved under "photos" on the phone and I see them when I tap the Google Photos icon on the phone as well , however I have...
by ubermax
Sun Nov 15, 2020 3:06 pm
Forum: Personal Consumer Issues
Topic: Travel Wifi Hotspot
Replies: 27
Views: 1179

Re: Travel Wifi Hotspot

OP, 1) Why do you need a mobile hotspot? You can use your phone as a mobile hotspot. 2) The key question has to do with where you need the coverage. You should provide the general area that you need to remote work and ask about the coverage for that wireless service provider. KlangFool +1 We have V...
by ubermax
Sat Nov 14, 2020 9:42 am
Forum: Personal Consumer Issues
Topic: Need SAT prep suggestion
Replies: 36
Views: 1880

Re: Need SAT prep suggestion

For the math section my only tip is to not spend too much time on any one question , move on , there are tough ones and easier ones sprinkled throughout the test - this approach would also apply to the verbal section - years ago I took PSAT , SAT , & GRE and the percentile scores were 96,92,96 f...
by ubermax
Sun Nov 08, 2020 3:28 pm
Forum: Personal Consumer Issues
Topic: Powerful Battery Leaf Blowers
Replies: 86
Views: 5042

Re: Powerful Battery Leaf Blowers

The BGA 200 Leaf Blower is $399.95 The AR 3000 Backpack Battery is $1469.95. I haven't checked with my Scag, Toro, Stihl and Echo dealer to see what he would charge for a commercial account, but $1000 total seems low. He gives me a break on retail pricing because I walk in knowing precisely what I ...
by ubermax
Sat Nov 07, 2020 10:49 am
Forum: Personal Consumer Issues
Topic: Wifi Booster Question
Replies: 5
Views: 623

Re: Wifi Booster Question

Tom_T wrote: Sat Nov 07, 2020 10:23 am something has to happen for it to be set up to connect to your network. Some have a button. Others have to be configured with a computer.
Makes sense , thanks Tom !!
by ubermax
Sat Nov 07, 2020 10:35 am
Forum: Personal Consumer Issues
Topic: Powerful Battery Leaf Blowers
Replies: 86
Views: 5042

Re: Powerful Battery Leaf Blowers

Stihl BGA 200 Leaf Blower + AR 3000 Backpack Battery https://blog.stihl.co.uk/wp-content/uploads/2020/06/bga-200-leaf-blower-backpack.jpg The upper end Stihl battery powered blowers are pricey but they offer great power and run time - a lot of the weight is in the battery and providing a back pack ...
by ubermax
Sat Nov 07, 2020 10:16 am
Forum: Personal Consumer Issues
Topic: Wifi Booster Question
Replies: 5
Views: 623

Wifi Booster Question

These boosters , that look like little night lights , are they plug n go or do they have to be configured with the particular router ?
by ubermax
Sun Oct 25, 2020 3:26 pm
Forum: Personal Consumer Issues
Topic: New to Using Zoom Meeting
Replies: 2
Views: 340

Re: New to Using Zoom Meeting

Zoom lets you (1) join a meeting (set up by others), (2) Create an account so that you can set up / schedule meeting, etc. If you just want to join a meeting, you don't necessarily need to set up your own account. This is where you click # 1 as you said. Enter the meeting ID you want to join to (fr...
by ubermax
Sun Oct 25, 2020 3:20 pm
Forum: Personal Consumer Issues
Topic: All Season Tires wearing out too fast.
Replies: 65
Views: 3666

Re: All Season Tires wearing out too fast.

It's an SUV and I don't drag race or go off road. The tired are Bridgestone. Horrible in snow. The consumer reviews on tire rack agree. I know was just exaggerating to make a point , I've bought all tires over the past five years at TireRack , good experience , buy online and drive half hour to the...
by ubermax
Sun Oct 25, 2020 2:57 pm
Forum: Personal Consumer Issues
Topic: Squirrel proof bird feeder
Replies: 53
Views: 2778

Re: Squirrel proof bird feeder

Here is one guy's attempt to have a squirrel proof feeder: https://www.youtube.com/watch?v=hFZFjoX2cGg I thoroughly enjoyed this video and his narrative was funny and educational , watched it beginning to end , sharp guy - DW and I have also tried to outsmart squirrels for many years and gave up , ...
by ubermax
Sun Oct 25, 2020 2:48 pm
Forum: Personal Consumer Issues
Topic: All Season Tires wearing out too fast.
Replies: 65
Views: 3666

Re: All Season Tires wearing out too fast.

A couple of the unknowns here are the model and brand of tire and your driving habits - I mean you could be someone who drag races down gravel roads - I routinely buy Michelin and get 60K easily , Pirelli would be comparable - but cheaper tires than those two could provide considerably less durabili...
by ubermax
Sun Oct 25, 2020 2:34 pm
Forum: Personal Consumer Issues
Topic: New to Using Zoom Meeting
Replies: 2
Views: 340

New to Using Zoom Meeting

I've downloaded the Zoom executable (app) to my desktop ( laptop with Windows 10 ) - when I click the icon , the screen that then appears says Zoom at the top with two choices below , #1 Join a Meeting or (2) Sign In - if I click #1 , I get a screen asking for (A) Meeting ID or personal link name an...
by ubermax
Fri Oct 23, 2020 3:33 pm
Forum: Personal Consumer Issues
Topic: Stationary Indoor Bikes
Replies: 33
Views: 2419

Re: Stationary Indoor Bikes

I have a road bike and in the Winter months attach it to a Kurt Kinetic fluid trainer , back skewer is held in a notch and the wheel rests against the resistance roller - it was under $500 but don't know if they still sell them , very basic setup but does the trick and uses your own bike - our son a...
by ubermax
Fri Oct 23, 2020 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage for Retiree?
Replies: 19
Views: 2505

Re: Mortgage for Retiree?

Then it seems like if you are near retirement and considering buying a house, it may be best to get a mortgage with your current salary. Then once you are in retirement, if you want to, you can pay it off. Otherwise it seems like it is more of a hassle and you may not qualify for the same sized mor...
by ubermax
Wed Oct 21, 2020 11:00 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage for Retiree?
Replies: 19
Views: 2505

Re: Mortgage for Retiree?

One reason for wanting a mortgage in retirement might be if essentially all your assets are in pre-tax retirement accounts, a several hundred thousand dollar withdrawal from those accounts will put you in a much higher tax bracket, plus put you in a higher IRMAA tier for at least a year. :thumbsup ...
by ubermax
Sun Oct 18, 2020 2:40 pm
Forum: Personal Consumer Issues
Topic: How to handle the cash transaction on a private car sale?
Replies: 17
Views: 1592

Re: How to handle the cash transaction on a private car sale?

I've sold three cars - the first was a '71 Mercury Montego for $1200 and the buyer couldn't get the cash out of his pocket fast enough , had to have that year and model - the second was a very low mileage VW Jetta GLI that I sold for $25,000 to an out of state buyer that had to have the car and didn...
by ubermax
Sat Oct 17, 2020 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage for Retiree?
Replies: 19
Views: 2505

Re: Mortgage for Retiree?

As mentioned by a poster above , it is true that not all lenders will consider assets in their underwriting process for loan qualification but , for lenders that do, I don't think it's generally true that they merely divide a borrower's assets by 30 to produce another income component .
by ubermax
Fri Oct 16, 2020 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage for Retiree?
Replies: 19
Views: 2505

Re: Mortgage for Retiree?

If I'm a retiree with $3M in investments and no debt, approximately how much mortgage could I qualify for? Also do asset depletion mortgages have about the same interest rate as a regular mortgage? Last year we qualified for a mortgage based on income of SS , very small pension , & our most rec...
by ubermax
Wed Oct 14, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: IPhone SE has been around a little while now, so what's the verdict?
Replies: 46
Views: 3725

Re: IPhone SE has been around a little while now, so what's the verdict?

As I noted above I have the first iteration of the SE and like it - However , I have found that, if I leave the cellular connection on when I'm in WI-FI range, the battery seems to drain quicker - and so many times when I'm driving I keep it charging - other than that it checks all my boxes and woul...
by ubermax
Tue Oct 13, 2020 4:01 pm
Forum: Personal Consumer Issues
Topic: IPhone SE has been around a little while now, so what's the verdict?
Replies: 46
Views: 3725

Re: IPhone SE has been around a little while now, so what's the verdict?

I have the SE and like it , mainly because of the smaller size compared to the more recent models, don't need a better camera - if I really need wide angle or telephoto capability , I use my DSLR , would buy it again .
by ubermax
Sat Oct 10, 2020 2:12 pm
Forum: Personal Consumer Issues
Topic: File History Backup - Restoring to New Machine - Win 10
Replies: 15
Views: 1374

Re: File History Backup - Restoring to New Machine - Win 10

Thanks again BuddyJet and Philef for your tips and time - I now have good information and need to do my homework to get comfortable with OneDrive !!
by ubermax
Thu Oct 08, 2020 4:20 pm
Forum: Personal Consumer Issues
Topic: File History Backup - Restoring to New Machine - Win 10
Replies: 15
Views: 1374

Re: File History Backup - Restoring to New Machine - Win 10

Depends on how you configure OneDrive. You can store locally, for offline availability, as well as cloud or online and it will automatically download as needed. I set my OneDrive to store locally on all desktops for extra safety and speed since disk space is abundant but on laptops, i cloud store s...