Search found 662 matches

by fishmonger
Mon Jun 22, 2020 7:09 pm
Forum: Personal Consumer Issues
Topic: Commercial Lease - Keep Paying?
Replies: 5
Views: 698

Re: Commercial Lease - Keep Paying?

Was your lease in any way tied to the development that did not occur? If not, and the developer didn’t violate any terms of the lease, I don’t see any reason why you would have a basis for stopping rent payment. Not tied to any other development. But there are ongoing issues that are not being addr...
by fishmonger
Fri Jun 19, 2020 12:23 pm
Forum: Personal Consumer Issues
Topic: Commercial Lease - Keep Paying?
Replies: 5
Views: 698

Commercial Lease - Keep Paying?

I'm sure the answer will come down to our specific contract and/or state law (NH), but the knowledge and advice of the Bogleheads is always a good start. I'm treasurer for a local AAU baseball program, a registered non-profit. In December of 2019 we entered into a 5 year lease to rent and outfit our...
by fishmonger
Wed Jun 10, 2020 3:29 pm
Forum: Personal Consumer Issues
Topic: Weighted Vest for Exercise
Replies: 19
Views: 895

Re: Weighted Vest for Exercise

Bronko wrote:
Wed Jun 10, 2020 3:27 pm
I have a GR2 from Go Ruck. It's a great pack and they have a slide in pocket for the weights they sell. Dual use that way. I throw a 50 in and ruck a few miles. It'll wear you out just fine.
$325 for a backpack?!
by fishmonger
Wed Jun 10, 2020 3:06 pm
Forum: Personal Consumer Issues
Topic: Trip to Alaska in August/Sep
Replies: 17
Views: 1671

Re: Trip to Alaska in August/Sep

I can't speak to the COVID situation. But I went to Alaska in August of 2016. Flew into Anchorage, then spent the next week tooling around the Kenai Peninsula, basically 4 days each based out of Homer and Seward. If you want to fish for salmon or halibut, it's great timing. Also able to hit Kenai Fj...
by fishmonger
Wed Jun 10, 2020 11:17 am
Forum: Personal Consumer Issues
Topic: Weighted Vest for Exercise
Replies: 19
Views: 895

Weighted Vest for Exercise

Wondering if any of you have a weighted vest you purchased for exercise? I want to incorporate it into my regimen, but have a hard time spending $200+ on a Rogue Vest/plates. I would use it jogging and running stairs, etc. so the option of throwing 10 or 20 lbs in a backpack is not ideal. And gettin...
by fishmonger
Wed Jun 10, 2020 11:13 am
Forum: Personal Consumer Issues
Topic: how much to tip painters
Replies: 66
Views: 4310

Re: how much to tip painters

Tip the owner, are you kidding?

Buying lunch or coffee/drinks is beyond what is expected, but certainly appreciated
by fishmonger
Thu Jun 04, 2020 7:48 am
Forum: Personal Consumer Issues
Topic: Where to buy weight plates for home gym?
Replies: 20
Views: 1271

Re: Where to buy weight plates for home gym?

Craigslist or Facebook Marketplace. You should be able to get a set pretty cheap. Sellers usually want to sell a full set, while buyers just want pieces - "I only want the 45 plates or the 25 lb dumbbells"
by fishmonger
Wed Jun 03, 2020 9:16 am
Forum: Personal Consumer Issues
Topic: Looking for a Sit / Stand Desk and Office Chair
Replies: 10
Views: 854

Re: Looking for a Sit / Stand Desk and Office Chair

I've had a Varidesk CubeCorner 48 for about 4 years now. Still in great shape, and works as it should. Want to say I paid about $300 for it back in the day
by fishmonger
Tue Jun 02, 2020 1:45 pm
Forum: Personal Consumer Issues
Topic: Problems after buying house
Replies: 27
Views: 2703

Re: Problems after buying house

Zero percent chance that you can pursue and successfully receive recourse from the seller that would exceed your expense in attempting it. Even if the sellers outright lied to you, you have to go to some expense to prove it that (a) they knew about a problem (b) made no attempt to fix it and (c) th...
by fishmonger
Tue May 26, 2020 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Buy now or rent for a while
Replies: 13
Views: 1036

Re: Buy now or rent for a while

With very rare exceptions, trying to time the real estate market is akin to the stock market. If you are in an area you like and plan to stay long-term and can afford it, I would buy. You seem to be fine on both counts. There are benefits of home ownership above and beyond the strictly financial - e...
by fishmonger
Tue May 26, 2020 3:41 pm
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 174
Views: 13735

Re: If Jeep has such poor reliability, how come they are everywhere?

This is maybe the perfect way to state the Jeep phenomenon. I've never gotten it (and I'm a guy who has a truck and could probably get away without having one). For the life of me I will never understand how someone can look at a Jeep Grand and a 4Runner for the same price and go with a Jeep I agre...
by fishmonger
Tue May 26, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 174
Views: 13735

Re: If Jeep has such poor reliability, how come they are everywhere?

The Grand Cherokee and Compass are a "Land Rover Lite" for middle class Americans who blow all their money on stuff to try and project the image that they're a couple rungs higher on the class ladder. "It's a Jeep thing" is just a Dunning-Krugerism that marketers came up with and preys on humans' t...
by fishmonger
Sun May 03, 2020 5:33 pm
Forum: Personal Consumer Issues
Topic: Best [BBQ grill] for the money?
Replies: 94
Views: 6444

Re: Best BBQ for the money?

Agree on the Spirit 310. I've had ours for 8 years, replaced the grates and flavorizer bars last spring. People overestimate how much grill space they need, I've cooked plenty of meals for 8-10 adults on it, and it also conserves propane
by fishmonger
Sun May 03, 2020 8:53 am
Forum: Personal Consumer Issues
Topic: Lawnmower recommendation
Replies: 65
Views: 4069

Re: Lawnmower recommendation

Get a gas mower over electric every time, unless your yard is real small (like tenth of an acre). And if it's that small, you could probably get away with a push reel mower. I got a Simplicity Broadmoor riding mower 4 years ago (have about an acre, with some hills/terrain). Not cheap, so I decided t...
by fishmonger
Thu Apr 23, 2020 6:52 pm
Forum: Personal Consumer Issues
Topic: Budget for Home Upgrades and Maintenance Reserve Fund?
Replies: 23
Views: 1284

Re: Budget for Home Upgrades and Maintenance Reserve Fund?

Good rule of thumb I've lived by is 1% of purchase price a year towards real maintenance/improvements for a house in good condition that addressed anything major upon purchase. So for a $300k house, roughly $3k per year. Not talking about regular, necessary maintenance like landscaping, snow removal...
by fishmonger
Thu Apr 23, 2020 7:28 am
Forum: Personal Consumer Issues
Topic: Replacement for 4Runner
Replies: 70
Views: 4230

Re: Replacement for 4Runner

Thanks for the replies all. As I stated in my initial post, I do not need to be convinced of the 4Runner's reliability/reputation/resale value (I've owned Toyotas for 20 years). I thought we would walk in, take a test drive, and take it home but as I stated we are having second thoughts. Due to the ...
by fishmonger
Tue Apr 21, 2020 7:41 pm
Forum: Personal Consumer Issues
Topic: Is walking enough cardio exercise if I also lift weights?
Replies: 65
Views: 4992

Re: Is walking enough cardio exercise if I also lift weights?

Walking can be enough if you do it briskly. Also can mix it up with things like carrying dumbbells or wearing a weighted vest.

Other than strength training, walking is one of the best exercises there is
by fishmonger
Tue Apr 21, 2020 7:35 pm
Forum: Personal Consumer Issues
Topic: Replacement for 4Runner
Replies: 70
Views: 4230

Re: Replacement for 4Runner

If I were in the market for a new SUV I would get one of these vehicles: Grand Cherokee, Lexus GX 470, or Kia Telluride. I currently own a 2015 Grand Cherokee and love it. You get a lot of bang for the buck with that vehicle. The GX470 was my second choice in 2015 when I was shopping for vehicles. ...
by fishmonger
Sun Apr 19, 2020 9:01 am
Forum: Personal Consumer Issues
Topic: Replacement for 4Runner
Replies: 70
Views: 4230

Re: Replacement for 4Runner

4-Runner is my favorite of all-time. A 2005 and a 2015. The headroom is less than many other vehicles, but, as mentioned, it should be adjustable beyond what you have reported. Cannot beat them for reliability and resale. The only issues I had were gasoline mileage and a rougher, though OK, ride th...
by fishmonger
Sun Apr 19, 2020 9:00 am
Forum: Personal Consumer Issues
Topic: Replacement for 4Runner
Replies: 70
Views: 4230

Re: Replacement for 4Runner

Did you use the seat height adjustment? One of friends is 6’3” and daily drives a 4Runner with no issues whatsoever. He’s not a lean-way-back driver either. The problem with almost any alternative to the 4Runner is lack of reliability. Maybe look at a Telluride, no idea where reliability will land ...
by fishmonger
Sun Apr 19, 2020 8:19 am
Forum: Personal Consumer Issues
Topic: Replacement for 4Runner
Replies: 70
Views: 4230

Replacement for 4Runner

So wife and I are starting the process of replacing her 2009 Toyota Highlander. We test drove a 2020 4Runner, which was our frontrunner based on owning a 2000 4Runner in the past (best car I've ever owned by a wide margin), and our great history with Toyota's - collectively we've owned 5 with my cur...
by fishmonger
Mon Apr 13, 2020 8:44 am
Forum: Personal Consumer Issues
Topic: Raised Garden Beds - Building Material
Replies: 40
Views: 2003

Re: Raised Garden Beds - Building Material

Oops, should have been in Personal Consumer Issues - mods, can you move it? My bad
by fishmonger
Mon Apr 13, 2020 8:43 am
Forum: Personal Consumer Issues
Topic: Raised Garden Beds - Building Material
Replies: 40
Views: 2003

Raised Garden Beds - Building Material

Looking to kill some time this upcoming weekend and build a couple raised beds. My 9 yo daughter has a growing greenthumb. Wondering what the best material is to use? I've read cedar in the past, but in my experience 2x6 of cedar are very hard to find. Is pressure treated out of the question due to ...
by fishmonger
Sat Apr 11, 2020 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: First Year as HCE - How to Plan
Replies: 4
Views: 397

First Year as HCE - How to Plan

So I was promoted in December and will make over $125k in 2020. Going forward, I"ll be considered a HCE in our Company's 401k plan. Base + Bonus in subsequent years should have a floor of $135-140k, even accounting for all of the uncertainty going on. Company plan limits HCEs to 5% of comp with a 50...
by fishmonger
Sun Apr 05, 2020 12:17 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 299
Views: 39618

Re: Don't pay full price for SiriusXM radio

So I'm not sure how desperate Sirius has gotten over the last couple of weeks/months. But I just renewed both vehicles for a year with the Select Package for $46/each. Didn't even have to go through the motions of talking to someone or doing the chat, just signed into my account, indicated that I w...
by fishmonger
Sat Apr 04, 2020 9:53 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 299
Views: 39618

Re: Don't pay full price for SiriusXM radio

So I'm not sure how desperate Sirius has gotten over the last couple of weeks/months. But I just renewed both vehicles for a year with the Select Package for $46/each. Didn't even have to go through the motions of talking to someone or doing the chat, just signed into my account, indicated that I wa...
by fishmonger
Fri Mar 27, 2020 2:47 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 299
Views: 39618

Re: Don't pay full price for SiriusXM radio

I told their CSR that I needed to cancel my service because my subscription would be renewing at a much higher rate. He offered a rate of $11.99/month to keep me onboard. I was a bit tempted cuz I do like their POTUS/Politics channel, but I declined. He then said he'd check to see if there were oth...
by fishmonger
Thu Mar 26, 2020 11:42 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 299
Views: 39618

Re: Don't pay full price for SiriusXM radio

This post could not be more timely. Just got the annual renewal for my truck - $232. Wife's is also up in May, so double the cost.

Will report back!
by fishmonger
Tue Mar 24, 2020 3:15 pm
Forum: Personal Consumer Issues
Topic: Traffic Ticket - Offer to reduce points for Increase Fine
Replies: 25
Views: 1783

Re: Traffic Ticket - Offer to reduce points for Increase Fine

Wow, never heard of this either. This seems extremely unethical to me from a jurisdiction standpoint.

And to answer your question, that $40 will be the best money you've ever spent
by fishmonger
Tue Mar 24, 2020 7:39 am
Forum: Personal Consumer Issues
Topic: Chromebook Recommendations?
Replies: 24
Views: 1388

Re: Chromebook Recommendations?

I asked the same question on this board about two months ago. We settled on the following and love it

https://www.amazon.com/gp/product/B07QQ ... UTF8&psc=1

I admit, it does take some getting used to, but overall we are very happy
by fishmonger
Sun Mar 22, 2020 10:02 am
Forum: Personal Consumer Issues
Topic: Contractor Pricing During Pandemic
Replies: 22
Views: 2848

Re: Contractor Pricing During Pandemic

I have great contractors that I use on a regular basis. As long as we are employed, I wouldn’t pay them less than their regular rates. It will be easier to get on their schedule though! +1. We are scheduled to do a kitchen/bath remodel at the end of April. Both my wife and I have secure jobs that a...
by fishmonger
Sun Mar 22, 2020 9:59 am
Forum: Personal Consumer Issues
Topic: Contractor Pricing During Pandemic
Replies: 22
Views: 2848

Re: Contractor Pricing During Pandemic

Where I live, the price of a new custom home dropped 20% in 2009-2010. The lack of financing for new projects meant that the pipeline of new projects dried up. The trades and GCs who survived got better deals on materials and lowered their rates. I expect to see a drop in our market over the next y...
by fishmonger
Wed Feb 26, 2020 4:56 pm
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 9864

Re: How Do you Exercise Indoors?

Agree that a rowing machine is my go to cardio machine. For the life of me, I don't get the Peloton market. Unless you are a serious cyclist, people should step back and realize they are spending $3k on an exercise bike, that also requires a $500/year for a subscription. I've outfitted everything I ...
by fishmonger
Sat Feb 22, 2020 10:43 am
Forum: Personal Consumer Issues
Topic: Roof replacement material selection.
Replies: 16
Views: 1136

Re: Roof replacement material selection.

We currently have shake shingles on a large home in an upscale neighborhood. In the past, shake, slate or clay tile were all the HOA covenants permitted. For a variety of reasons, several other options have been added including a specified style/thickness of asphalt, and several composite material ...
by fishmonger
Sat Feb 22, 2020 9:47 am
Forum: Personal Consumer Issues
Topic: [Chromebook recommendation]
Replies: 39
Views: 2234

Re: [Chromebook recommendation]

Thanks for the replies y'all. Anyone know of a version with a keypad? Why the need for keypad? That's quite an unusual request. I didn't know they made them that way. There are already some peculiar changes to chrome keyboards one needs to adapt to. Anyway, if that's a requirement, your choices are...
by fishmonger
Thu Feb 20, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: [Chromebook recommendation]
Replies: 39
Views: 2234

Re: [Chromebook recommendation]

Thanks for the replies y'all. Anyone know of a version with a keypad?
by fishmonger
Wed Feb 19, 2020 5:26 pm
Forum: Personal Consumer Issues
Topic: [Chromebook recommendation]
Replies: 39
Views: 2234

[Chromebook recommendation]

Looked through a number of threads here but didn't see exactly the answer I was looking for. Our old Dell laptop from 2012 is finally about to die out (in a Boglehead way we keep laptops forever ). We are looking to get a Chromebook as a replacement. I was shocked to see them start at $100 on Amazon...
by fishmonger
Wed Feb 19, 2020 5:09 pm
Forum: Personal Consumer Issues
Topic: Bought Too Much Car
Replies: 30
Views: 4990

Re: Bought Too Much Car

I'm confused - how much do you owe on the car? Is it the payment that is killing you that you want to unload it? You say you love it but also don't need a car. If the payment is busting your budget, I say sell it at a loss of a couple grand and go without a car for a while so you can build up enough...
by fishmonger
Wed Feb 19, 2020 12:54 pm
Forum: Personal Consumer Issues
Topic: Buying used car - how to choose?
Replies: 13
Views: 1065

Re: Buying used car - how to choose?

Agree with the above posters advise. I am a big Toyota guy, over the years my wife and I have owned a 1996 Camry, 2000 4Runner, 2004 Tacoma, 2009 Highlander (currently) and a 2016 Tacoma (currently). Used prices on them are quite frankly nuts. You can find 15 year old Tacomas with high miles still ...
by fishmonger
Wed Feb 19, 2020 11:45 am
Forum: Personal Consumer Issues
Topic: Buying used car - how to choose?
Replies: 13
Views: 1065

Re: Buying used car - how to choose?

Agree with the above posters advise. I am a big Toyota guy, over the years my wife and I have owned a 1996 Camry, 2000 4Runner, 2004 Tacoma, 2009 Highlander (currently) and a 2016 Tacoma (currently). Used prices on them are quite frankly nuts. You can find 15 year old Tacomas with high miles still g...
by fishmonger
Sun Jan 12, 2020 9:33 am
Forum: Personal Consumer Issues
Topic: College Reunion Destination
Replies: 49
Views: 3481

College Reunion Destination

So a bunch of buddies and I are going to celebrate 20 years of friendship and are looking for a place to go for 4 days. 10 guys in total, all late 30s, all married with kids, successful jobs, etc. We enjoy, in some order: breweries, sports, excellent food, golf, music and all around good times. Date...
by fishmonger
Sun Nov 10, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: Organization supporting Veterans - Donation
Replies: 19
Views: 1009

Re: Organization supporting Veterans - Donation

Hopefully this doesn't get political and get shut down. Wife and I supported the Wounded Warrior Project for a number of years (both of my in-laws are retired career military). Needless to say there were a number of reports of the massive waste and corruption at WWP a few years ago, with the vast ma...
by fishmonger
Sat Oct 26, 2019 8:45 am
Forum: Personal Consumer Issues
Topic: Boglehead Boat Cover?
Replies: 3
Views: 299

Boglehead Boat Cover?

I have a 17 foot Boston Whaler Montauk, center console, that will be stored over the winter in the Northeast. Any recommendations on boat covers? The quotes for shrink wrapping I've been getting are pretty absurd, so looking to go in a different direction.
by fishmonger
Wed Oct 23, 2019 1:18 pm
Forum: Personal Consumer Issues
Topic: Bike Trainer?
Replies: 7
Views: 575

Bike Trainer?

I have a new Trek mountain bike that is going to be put in storage soon. Wondering if any of you have a good deal on a bike trainer? Don't anticipate it getting abused, maybe just hit it a few times a week as either a warmup or ride for 30 mins or so while watching the news in the morning
by fishmonger
Thu Oct 17, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Remembering a Beloved Family Pet
Replies: 14
Views: 1081

Re: Remembering a Beloved Family Pet

Should also add that we are putting him down at home, surrounded by the ones he loved the most
by fishmonger
Thu Oct 17, 2019 8:35 am
Forum: Personal Consumer Issues
Topic: Remembering a Beloved Family Pet
Replies: 14
Views: 1081

Re: Remembering a Beloved Family Pet

I am so sorry for your loss, we love dogs too and they provide amazing memories despite all the work. If you have a photo of him in his younger days there are plenty of artists on etsy or other sites who can make a really fine drawing for you that you can put on your wall. Give him that steak and I...
by fishmonger
Thu Oct 17, 2019 8:06 am
Forum: Personal Consumer Issues
Topic: Remembering a Beloved Family Pet
Replies: 14
Views: 1081

Remembering a Beloved Family Pet

The heart and soul of our family, our 13 year old chocolate lab, is being put down tomorrow evening. Won't get into the details, it is simply time. He is going to be cremated and we have a list of spots that we want to spread his ashes that were meaningful to him (and us). I'm wondering what any of ...
by fishmonger
Wed Oct 02, 2019 1:18 pm
Forum: Personal Consumer Issues
Topic: Recourse for "Stolen" Money
Replies: 93
Views: 8738

Re: Recourse for "Stolen" Money

...buy some football tickets off Craigslist ... Sent him the funds Western Union From the Craigslist site (on every single page and ad): "Avoid scams, deal locally Beware wiring (e.g. Western Union), cashier checks, money orders, shipping." Looks like you fell for the craigslist scammer. Consider y...
by fishmonger
Wed Oct 02, 2019 1:08 pm
Forum: Personal Consumer Issues
Topic: Recourse for "Stolen" Money
Replies: 93
Views: 8738

Recourse for "Stolen" Money

So I'll try to keep this brief. I went to buy some football tickets off Craigslist a couple of weeks ago. It was only about a week out from the game, so I had a phone call with the buyer, and googled his address which he showed up as living there. Sent him the funds Western Union, so he had to show ...
by fishmonger
Tue Sep 03, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: "Home" Cell Phone
Replies: 40
Views: 3657

"Home" Cell Phone

So based on the collective wisdom of the Bogleheads wife and I switched from Verizon to Page Plus maybe 6-7 years ago and haven't looked back. We have never had a home phone. However our kids (4th and 3rd grade) will be taking the bus home from school this year and hanging out at the house for a bit...