Search found 12 matches

by Finance Doc
Mon Feb 12, 2018 5:48 pm
Forum: Investing - Theory, News & General
Topic: Should I use margin to buy a balanced fund?
Replies: 919
Views: 213132

Re: Should I use margin to buy a balanced fund?

2) Regarding your answer above, 1 e-mini and 4 treasury futures is 530,000 notional value. I don't know the exact details, is maintenance margin for that around 10 to 15 thousand? Leaving a loss of only 25 to 30 thousand to wipe out the position? Max loss maybe as low as 4.7%? I know backtesting pr...
by Finance Doc
Mon Feb 12, 2018 12:22 pm
Forum: Investing - Theory, News & General
Topic: U.S. & International Allocation
Replies: 57
Views: 12030

Re: U.S. & International Allocation

Two points, one of them already alluded to here. All World funds carry definite tax consequences in taxable accounts. And because of Vanguard’s huge size, it has no choice but to economize by steering as many investors as possible into stringent market capitalization. — Tet What tax consequences, o...
by Finance Doc
Mon Feb 12, 2018 12:17 am
Forum: Investing - Theory, News & General
Topic: Should I use margin to buy a balanced fund?
Replies: 919
Views: 213132

Re: Should I use margin to buy a balanced fund?

That is a very good question, frejd. Here are my observations: Don't let the pursuit of perfect be the enemy of good: At the core, the model is a 40% total-stock / 60% intermediate-treasury portfolio leveraged to taste. Transforming the bonds from intermediate to short-term was an exercise of keepi...
by Finance Doc
Tue Dec 27, 2016 2:20 pm
Forum: Personal Consumer Issues
Topic: Amish furniture maker recommendation
Replies: 35
Views: 18032

Re: Amish furniture maker recommendation

Some have identical tables and chairs which makes me think there is a corporate entity with franchise operations of which "Online Amish Furniture" is one. But I could be wrong, since although the furniture patterns are the same, some outfits like "Amish Peddler" mentioned by donaldfair71, have many...
by Finance Doc
Tue Aug 26, 2014 9:46 pm
Forum: Personal Consumer Issues
Topic: No heat, gas insert and radiator questions......
Replies: 6
Views: 2128

Re: No heat, gas insert and radiator questions......

Where did you buy the Mendota from? I don't see any prices online.

Also, any other brands to consider to self-install?

Thank you.
by Finance Doc
Wed Jun 18, 2014 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: Employee Fiduciary 401k vs. Costco/Intuit 401k
Replies: 29
Views: 10330

Re: Employee Fiduciary 401k vs. Costco/Intuit 401k

From what they told me, you can get vanguard funds and many others through them (or their custodian MG Trust, more properly,who charges 7bp). If you purchase ETFs, not sure what the cost would be. Any particular place you saw with good SIMPLE 401k or IRA options?
by Finance Doc
Wed Jun 18, 2014 5:50 pm
Forum: Investing - Help with Personal Investments
Topic: Employee Fiduciary 401k vs. Costco/Intuit 401k
Replies: 29
Views: 10330

Re: Employee Fiduciary 401k vs. Costco/Intuit 401k

Thanks. EF and JF Actuarial seem to cost more than Online 401k. The company is four people. I've seen low cost SIMPLE IRAs out there, not sure I've some across the SIMPLE 401ks (though there doesn't seem to be much difference anyway). Thanks for your help.
by Finance Doc
Wed Jun 18, 2014 11:10 am
Forum: Investing - Help with Personal Investments
Topic: Employee Fiduciary 401k vs. Costco/Intuit 401k
Replies: 29
Views: 10330

Re: Employee Fiduciary 401k vs. Costco/Intuit 401k

I guess the major difference is that the contribution limit for an IRA is lower - at ?12k vs. 17.5k? Any other differences? Thanks for your help!

BTW, someone mentioned that the government reimburses 401k expenses at $500 per employee which sounds very unlikely to me. Any truth in this?
by Finance Doc
Wed Jun 18, 2014 8:42 am
Forum: Investing - Help with Personal Investments
Topic: Employee Fiduciary 401k vs. Costco/Intuit 401k
Replies: 29
Views: 10330

Re: Employee Fiduciary 401k vs. Costco/Intuit 401k

I was looking for some Bogle-inspired advice on setting up a 401k plan for a small s-corp. I was hoping to find a recent thread which included the cost information, and this was the closest I came. The information in this brief exchange is dated (in fact, the costco 401k plan is dead) and the helpfu...
by Finance Doc
Thu Jan 30, 2014 10:25 pm
Forum: Investing - Theory, News & General
Topic: Uninvesting is harder than investing
Replies: 11
Views: 2312

Re: Uninvesting is harder than investing

Livesoft and LadyGeek, I hadn't seen the page. Thank you for pointing it out and for reorganizing to make it more accessible. Bogleheads are awesome. Caduceus, Certainly I would not be putting any more money into these funds. Whether their money goes into taxable or non-taxable accounts would seem t...
by Finance Doc
Thu Jan 30, 2014 8:49 pm
Forum: Investing - Theory, News & General
Topic: Uninvesting is harder than investing
Replies: 11
Views: 2312

Uninvesting is harder than investing

I recently began managing investments for several family members, and I have learned that uninvesting is far harder than investing. Each has numerous accounts including the requisite high-expense ratio load mutual funds. While the load is a sunk cost, the high expense ratios continue to be a problem...