Search found 1792 matches

by tennisplyr
Sat Oct 20, 2018 7:34 am
Forum: Investing - Theory, News & General
Topic: Set it and forget it
Replies: 25
Views: 3782

Re: Set it and forget it

I would venture to say that even if you picked a semi-crappy equity fund, in 20 or 30 years you'd probably be fine...time heals all wounds.
by tennisplyr
Sat Oct 20, 2018 7:29 am
Forum: Investing - Theory, News & General
Topic: Forever Stamps as an Investment?
Replies: 32
Views: 3540

Re: Forever Stamps as an Investment?

Yeah, I just bought a book.
by tennisplyr
Fri Oct 19, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: Car servicing
Replies: 39
Views: 2269

Re: Car servicing

Try to find a reputable local mechanic, you're being taken advantage of.
by tennisplyr
Fri Oct 19, 2018 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: Give 1 Week Notice: Can Employer Retaliate by Not Paying Vacation?
Replies: 52
Views: 4401

Re: Give 1 Week Notice: Can Employer Retaliate by Not Paying Vacation?

I would leave on good terms even if it means losing some vacation pay. Fighting might hurt you in the long run. My guess is that you'll get the pay that you're entitled to.
by tennisplyr
Fri Oct 19, 2018 7:10 am
Forum: Investing - Help with Personal Investments
Topic: Retirement options?
Replies: 10
Views: 2314

Re: Retirement options?

Retirement plans have not always been around.....keep living below your means, keep saving/investing.
by tennisplyr
Thu Oct 18, 2018 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Masters Degree Advice
Replies: 25
Views: 2376

Re: Masters Degree Advice

I have an MBA and think it has helped me get jobs and get paid more. If you can get a fully paid masters, I would do it.
by tennisplyr
Wed Oct 17, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: Visiting the Statue of Liberty
Replies: 8
Views: 662

Re: Visiting the Statue of Liberty

I think parts of the 9/11 museum might be free, I went, it was incredible. https://www.newyorkpass.com/new-york-attractions/911-memorial-museum.html?aid=776&utm_id=bing_308128762_1139094268544418_71193414399196_kwd-71193631664265:loc-190_t&msclkid=054a21c850431177b3a67a0f7a92780c&utm_source=bing&utm...
by tennisplyr
Tue Oct 16, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: New Snowbird- Tucson AZ
Replies: 21
Views: 3295

Re: New Snowbird- Tucson AZ

When we snowbirded in FL, we found that local realty agents were very helpful, got us exactly what we wanted.
by tennisplyr
Tue Oct 16, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: Sneakers with good arch support
Replies: 33
Views: 1767

Re: Sneakers with good arch support

I pound the heck out of my New Balance playing tennis, would never buy anything else.
by tennisplyr
Tue Oct 16, 2018 7:10 am
Forum: Investing - Help with Personal Investments
Topic: $50,000: Should I buy now or wait for the market to drop further?
Replies: 43
Views: 6834

Re: $50,000: Should I buy now or wait for the market to drop further?

I'm not greedy, I would do it now....in 10 years none of this will have mattered anyway. Think long term.
by tennisplyr
Tue Oct 16, 2018 6:55 am
Forum: Personal Consumer Issues
Topic: How do you buy a mattress ?
Replies: 31
Views: 2341

Re: How do you buy a mattress ?

I've heard a lot of good things about Casper mattresses.

www.casper.com
by tennisplyr
Mon Oct 15, 2018 5:02 pm
Forum: Investing - Theory, News & General
Topic: "Turn Off The Financial News"
Replies: 13
Views: 1856

Re: "Turn Off The Financial News"

Scare tactics=higher ratings=higher sales. That's it, that's all, good night my friend!
by tennisplyr
Sun Oct 14, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: Thinking about a cruise to Cuba
Replies: 3
Views: 599

Thinking about a cruise to Cuba

DW and I are thinking about taking a cruise to Cuba from FL. Has anyone done this, what should we about aware of, areas to visit/things to do there, time of year, etc? Thanks.
by tennisplyr
Sat Oct 13, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3125

Re: Budget Coffee

I've fallen in love with Seattles Best...I get 2 12oz bags @ Publix for $6.99. Also Marshalls sells coffee cheap.
by tennisplyr
Sat Oct 13, 2018 6:58 am
Forum: Investing - Help with Personal Investments
Topic: How to get over paper loss?
Replies: 43
Views: 3841

Re: How to get over paper loss?

Just like life, it has it's ups and downs. This too shall pass.
by tennisplyr
Fri Oct 12, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 44
Views: 2851

Re: Which one: Lyft or Uber?

Thanks folks....is tipping included in the ride charge?
by tennisplyr
Thu Oct 11, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 44
Views: 2851

Which one: Lyft or Uber?

Think it's time for me to get an account as it would be useful for my trips to NY. Are there major differences that I should be aware of? I assume it's easy to set up/use the apps.
by tennisplyr
Thu Oct 11, 2018 7:07 am
Forum: Investing - Help with Personal Investments
Topic: I guess I'm fine
Replies: 7
Views: 1523

Re: I guess I'm fine

Only you can decide, no need to listen to others' judgements. If you are at peace and satisfied with your life, that's pretty good!
by tennisplyr
Wed Oct 10, 2018 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Mold on inspection, need advice
Replies: 30
Views: 2238

Re: Mold on inspection, need advice

I found water/mold on inspection of a new home last year. I canceled my deposit and continued to look for a home. Found one shortly thereafter....we're very happy. Guess it depends on how much this discovery bothers you.
by tennisplyr
Wed Oct 10, 2018 11:08 am
Forum: Investing - Help with Personal Investments
Topic: Allocation re: Social Security
Replies: 13
Views: 1028

Re: Allocation re: Social Security

To me, SS is not added to my AA (it is income) nor do I add home equity to it.
by tennisplyr
Wed Oct 10, 2018 7:45 am
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3816

Re: Neighbors tree branch growing too close to my house

Talk with your neighbor, he may offer to prune it. In most areas, since it crosses your property line you are allowed to prune it at your expense.
by tennisplyr
Tue Oct 09, 2018 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Portfolio Watch advice
Replies: 14
Views: 1094

Re: Vanguard Portfolio Watch advice

I have found portfolio watch to have deficiencies and only represents their thinking. For example, the breakdown of domestic vs. international equities is incorrect.
by tennisplyr
Tue Oct 09, 2018 7:00 am
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 206
Views: 16095

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

Well the good news in all of this is we do have control. If the market has been great we can easily take 5-7% while if things get bleak we can go 1-2% or lower. We live in a time of hypercommunication, we can make decisions that positively affect our lives in a timely manner. It's not all that compl...
by tennisplyr
Sun Oct 07, 2018 9:35 am
Forum: Personal Consumer Issues
Topic: Garage Shelving?
Replies: 31
Views: 3258

Re: Garage Shelving?

Got some inexpensive plastic shelves (~2'W x 6'H x 4'L) at big box store for like $20-$30....love them.
by tennisplyr
Sat Oct 06, 2018 7:05 am
Forum: Investing - Help with Personal Investments
Topic: Retired 66 year old
Replies: 10
Views: 2217

Re: Retired 66 year old

You could start here with retirement target date funds:

https://www.bogleheads.org/wiki/Target_date_funds
by tennisplyr
Fri Oct 05, 2018 6:18 pm
Forum: Investing - Help with Personal Investments
Topic: Whew! Stock market is no longer at all-time highs, so ...
Replies: 34
Views: 5378

Re: Whew! Stock market is no longer at all-time highs, so ...

Time to panic....oh wait, time to sell...oh wait, time to buy......gee this is exhausting :oops:
by tennisplyr
Thu Oct 04, 2018 8:02 am
Forum: Personal Finance (Not Investing)
Topic: HELOC to Pay off Mortgage
Replies: 36
Views: 3274

Re: HELOC to Pay off Mortgage

delamer wrote:
Wed Oct 03, 2018 11:17 am
tennisplyr wrote:
Wed Oct 03, 2018 7:14 am
Not to hijack this, but does anyone know of a good HELOC calculator?
Are you looking for something unique to HELOCs that a regular mortgage calculator does not do?
Just a tool that shows my monthly payment for a certain amount of HELOC use, let's say I owe $10,000 with a $100,000 line.
by tennisplyr
Thu Oct 04, 2018 7:59 am
Forum: Investing - Theory, News & General
Topic: [CNBC article: Don't expect to retire at 70]
Replies: 60
Views: 6235

Re: Is this ignorance or intentionally misleading?

mptfan wrote:
Wed Oct 03, 2018 5:44 pm
Stinky wrote:
Wed Oct 03, 2018 5:42 pm
It's really disappointing that misinformation like this seeps into the public domain.
I agree. It's unfortunate that people who claim to be financial experts disseminate false information as if it is fact.

Fear is a bad thing!
by tennisplyr
Wed Oct 03, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3262

Re: New Apartment, city noise

My guess is you'll get used to it. If everything else works for you, why not stay. Maybe get a sound machine?
by tennisplyr
Wed Oct 03, 2018 7:14 am
Forum: Personal Finance (Not Investing)
Topic: HELOC to Pay off Mortgage
Replies: 36
Views: 3274

Re: HELOC to Pay off Mortgage

Not to hijack this, but does anyone know of a good HELOC calculator?
by tennisplyr
Tue Oct 02, 2018 6:52 am
Forum: Personal Consumer Issues
Topic: Cruise deals?
Replies: 47
Views: 3106

Re: Cruise deals?

We got a great deal to the Mediterranean--free drink package, gratuities, money back.

www.crucon.com
by tennisplyr
Mon Oct 01, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 55
Views: 3893

Re: Tipping

Old school rule is you don't tip the owner but if you feel like it, give her 10-15%. Check this out:

https://bizfluent.com/12081171/etiquett ... ess-owners
by tennisplyr
Mon Oct 01, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: Can old perfumes/cologne be used?
Replies: 15
Views: 1326

Re: Can old perfumes/cologne be used?

If they smell good, use them.
by tennisplyr
Fri Sep 28, 2018 12:08 pm
Forum: Investing - Help with Personal Investments
Topic: 99% invested in stocks, bond recommendations please?
Replies: 19
Views: 2519

Re: 99% invested in stocks, bond recommendations please?

letsgobobby wrote:
Thu Sep 27, 2018 9:05 pm
At 1% it simply does not matter.
+1
by tennisplyr
Fri Sep 28, 2018 7:02 am
Forum: Investing - Help with Personal Investments
Topic: What to do with cash in the short term?
Replies: 36
Views: 2998

Re: What to do with cash in the short term?

Mine is in an Ally savings account @1.85%
by tennisplyr
Thu Sep 27, 2018 6:49 am
Forum: Personal Finance (Not Investing)
Topic: Testing validity of Monte Carlo Simulators
Replies: 34
Views: 2127

Re: Testing validity of Monte Carlo Simulators

Since these simulators are always based on past performance and any one of us could always be an outlyer, not sure what I could definitively learn from this exercise.
by tennisplyr
Thu Sep 27, 2018 6:42 am
Forum: Personal Consumer Issues
Topic: Good flip flops
Replies: 46
Views: 3455

Re: Good flip flops

On the inexpensive side, I like Gap and Old Navy.
by tennisplyr
Wed Sep 26, 2018 7:09 am
Forum: Personal Finance (Not Investing)
Topic: What is the sentence for laminating a Medicare Card?
Replies: 38
Views: 8439

Re: What is the sentence for laminating a Medicare Card?

My friend used clear packing tape to laminate his lol....cheapskate.
by tennisplyr
Tue Sep 25, 2018 6:44 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 89
Views: 5972

Re: Oil change interval for low-mileage vehicles

I do 5,000-7,000 miles and never had any issues.
by tennisplyr
Mon Sep 24, 2018 7:03 am
Forum: Investing - Theory, News & General
Topic: Simple-minded sayings?
Replies: 37
Views: 3066

Re: Simple-minded sayings?

greg24 wrote:
Fri Sep 21, 2018 9:08 am
Non-actionable (trolling) topics are non-actionable.
If you think about it, everything is actionable.
by tennisplyr
Sun Sep 23, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Experiences (Ideas for)
Replies: 8
Views: 956

Re: Experiences (Ideas for)

Well I'm originally from NY and loved traveling to Europe with my family. Once we took in the French Open in Paris for our 30th wedding anniversary. Another was snowbirding in FL in the winters. Also some volunteer efforts were very rewarding....meals on wheels, animal shelters, hospital work, etc. ...
by tennisplyr
Sun Sep 23, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 133
Views: 11655

Re: Did you really have something to retire to?

I realized this morning that I've gone almost 3,000 days in a row without working....not bad, eh :D
by tennisplyr
Fri Sep 21, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 133
Views: 11655

Re: Did you really have something to retire to?

I retired "from" something I disliked 'work' which is overrated. Love my freedom, free time, tennis, outdoor activities, etc, etc. More to follow....no pressure.
by tennisplyr
Fri Sep 21, 2018 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Thank you from a widow
Replies: 24
Views: 4605

Re: Thank you from a widow

Sorry for your loss, take some comfort in knowing that many here are able/willing to offer some guidance.
by tennisplyr
Fri Sep 21, 2018 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Delaying Social Security Until 70
Replies: 115
Views: 9390

Re: Delaying Social Security Until 70

We took it a 62 and now in late sixties. I know we've used a couple of hundred thousand of SS money while ours continued to grow. A bird in the hand kind of thing. I have zero regrets!! .............. .............. I'm happy 😀 IMO, it's more like you caught the bird in the bush. The US stock marke...