Search found 1786 matches

by tennisplyr
Wed Oct 17, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: Visiting the Statue of Liberty
Replies: 6
Views: 446

Re: Visiting the Statue of Liberty

I think parts of the 9/11 museum might be free, I went, it was incredible. https://www.newyorkpass.com/new-york-attractions/911-memorial-museum.html?aid=776&utm_id=bing_308128762_1139094268544418_71193414399196_kwd-71193631664265:loc-190_t&msclkid=054a21c850431177b3a67a0f7a92780c&utm_source=bing&utm...
by tennisplyr
Tue Oct 16, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: New Snowbird- Tucson AZ
Replies: 21
Views: 3172

Re: New Snowbird- Tucson AZ

When we snowbirded in FL, we found that local realty agents were very helpful, got us exactly what we wanted.
by tennisplyr
Tue Oct 16, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: Sneakers with good arch support
Replies: 25
Views: 1136

Re: Sneakers with good arch support

I pound the heck out of my New Balance playing tennis, would never buy anything else.
by tennisplyr
Tue Oct 16, 2018 7:10 am
Forum: Investing - Help with Personal Investments
Topic: $50,000: Should I buy now or wait for the market to drop further?
Replies: 39
Views: 5439

Re: $50,000: Should I buy now or wait for the market to drop further?

I'm not greedy, I would do it now....in 10 years none of this will have mattered anyway. Think long term.
by tennisplyr
Tue Oct 16, 2018 6:55 am
Forum: Personal Consumer Issues
Topic: How do you buy a mattress ?
Replies: 31
Views: 2272

Re: How do you buy a mattress ?

I've heard a lot of good things about Casper mattresses.

www.casper.com
by tennisplyr
Mon Oct 15, 2018 5:02 pm
Forum: Investing - Theory, News & General
Topic: "Turn Off The Financial News"
Replies: 13
Views: 1827

Re: "Turn Off The Financial News"

Scare tactics=higher ratings=higher sales. That's it, that's all, good night my friend!
by tennisplyr
Sun Oct 14, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: Thinking about a cruise to Cuba
Replies: 3
Views: 589

Thinking about a cruise to Cuba

DW and I are thinking about taking a cruise to Cuba from FL. Has anyone done this, what should we about aware of, areas to visit/things to do there, time of year, etc? Thanks.
by tennisplyr
Sat Oct 13, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3102

Re: Budget Coffee

I've fallen in love with Seattles Best...I get 2 12oz bags @ Publix for $6.99. Also Marshalls sells coffee cheap.
by tennisplyr
Sat Oct 13, 2018 6:58 am
Forum: Investing - Help with Personal Investments
Topic: How to get over paper loss?
Replies: 43
Views: 3820

Re: How to get over paper loss?

Just like life, it has it's ups and downs. This too shall pass.
by tennisplyr
Fri Oct 12, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 44
Views: 2833

Re: Which one: Lyft or Uber?

Thanks folks....is tipping included in the ride charge?
by tennisplyr
Thu Oct 11, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 44
Views: 2833

Which one: Lyft or Uber?

Think it's time for me to get an account as it would be useful for my trips to NY. Are there major differences that I should be aware of? I assume it's easy to set up/use the apps.
by tennisplyr
Thu Oct 11, 2018 7:07 am
Forum: Investing - Help with Personal Investments
Topic: I guess I'm fine
Replies: 7
Views: 1517

Re: I guess I'm fine

Only you can decide, no need to listen to others' judgements. If you are at peace and satisfied with your life, that's pretty good!
by tennisplyr
Wed Oct 10, 2018 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Mold on inspection, need advice
Replies: 30
Views: 2223

Re: Mold on inspection, need advice

I found water/mold on inspection of a new home last year. I canceled my deposit and continued to look for a home. Found one shortly thereafter....we're very happy. Guess it depends on how much this discovery bothers you.
by tennisplyr
Wed Oct 10, 2018 11:08 am
Forum: Investing - Help with Personal Investments
Topic: Allocation re: Social Security
Replies: 13
Views: 1021

Re: Allocation re: Social Security

To me, SS is not added to my AA (it is income) nor do I add home equity to it.
by tennisplyr
Wed Oct 10, 2018 7:45 am
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3807

Re: Neighbors tree branch growing too close to my house

Talk with your neighbor, he may offer to prune it. In most areas, since it crosses your property line you are allowed to prune it at your expense.
by tennisplyr
Tue Oct 09, 2018 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Portfolio Watch advice
Replies: 14
Views: 1087

Re: Vanguard Portfolio Watch advice

I have found portfolio watch to have deficiencies and only represents their thinking. For example, the breakdown of domestic vs. international equities is incorrect.
by tennisplyr
Tue Oct 09, 2018 7:00 am
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 187
Views: 13991

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

Well the good news in all of this is we do have control. If the market has been great we can easily take 5-7% while if things get bleak we can go 1-2% or lower. We live in a time of hypercommunication, we can make decisions that positively affect our lives in a timely manner. It's not all that compl...
by tennisplyr
Sun Oct 07, 2018 9:35 am
Forum: Personal Consumer Issues
Topic: Garage Shelving?
Replies: 28
Views: 2757

Re: Garage Shelving?

Got some inexpensive plastic shelves (~2'W x 6'H x 4'L) at big box store for like $20-$30....love them.
by tennisplyr
Sat Oct 06, 2018 7:05 am
Forum: Investing - Help with Personal Investments
Topic: Retired 66 year old
Replies: 10
Views: 2208

Re: Retired 66 year old

You could start here with retirement target date funds:

https://www.bogleheads.org/wiki/Target_date_funds
by tennisplyr
Fri Oct 05, 2018 6:18 pm
Forum: Investing - Help with Personal Investments
Topic: Whew! Stock market is no longer at all-time highs, so ...
Replies: 34
Views: 5368

Re: Whew! Stock market is no longer at all-time highs, so ...

Time to panic....oh wait, time to sell...oh wait, time to buy......gee this is exhausting :oops:
by tennisplyr
Thu Oct 04, 2018 8:02 am
Forum: Personal Finance (Not Investing)
Topic: HELOC to Pay off Mortgage
Replies: 36
Views: 3261

Re: HELOC to Pay off Mortgage

delamer wrote:
Wed Oct 03, 2018 11:17 am
tennisplyr wrote:
Wed Oct 03, 2018 7:14 am
Not to hijack this, but does anyone know of a good HELOC calculator?
Are you looking for something unique to HELOCs that a regular mortgage calculator does not do?
Just a tool that shows my monthly payment for a certain amount of HELOC use, let's say I owe $10,000 with a $100,000 line.
by tennisplyr
Thu Oct 04, 2018 7:59 am
Forum: Investing - Theory, News & General
Topic: [CNBC article: Don't expect to retire at 70]
Replies: 60
Views: 6225

Re: Is this ignorance or intentionally misleading?

mptfan wrote:
Wed Oct 03, 2018 5:44 pm
Stinky wrote:
Wed Oct 03, 2018 5:42 pm
It's really disappointing that misinformation like this seeps into the public domain.
I agree. It's unfortunate that people who claim to be financial experts disseminate false information as if it is fact.

Fear is a bad thing!
by tennisplyr
Wed Oct 03, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3256

Re: New Apartment, city noise

My guess is you'll get used to it. If everything else works for you, why not stay. Maybe get a sound machine?
by tennisplyr
Wed Oct 03, 2018 7:14 am
Forum: Personal Finance (Not Investing)
Topic: HELOC to Pay off Mortgage
Replies: 36
Views: 3261

Re: HELOC to Pay off Mortgage

Not to hijack this, but does anyone know of a good HELOC calculator?
by tennisplyr
Tue Oct 02, 2018 6:52 am
Forum: Personal Consumer Issues
Topic: Cruise deals?
Replies: 47
Views: 3091

Re: Cruise deals?

We got a great deal to the Mediterranean--free drink package, gratuities, money back.

www.crucon.com
by tennisplyr
Mon Oct 01, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 55
Views: 3882

Re: Tipping

Old school rule is you don't tip the owner but if you feel like it, give her 10-15%. Check this out:

https://bizfluent.com/12081171/etiquett ... ess-owners
by tennisplyr
Mon Oct 01, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: Can old perfumes/cologne be used?
Replies: 15
Views: 1324

Re: Can old perfumes/cologne be used?

If they smell good, use them.
by tennisplyr
Fri Sep 28, 2018 12:08 pm
Forum: Investing - Help with Personal Investments
Topic: 99% invested in stocks, bond recommendations please?
Replies: 19
Views: 2513

Re: 99% invested in stocks, bond recommendations please?

letsgobobby wrote:
Thu Sep 27, 2018 9:05 pm
At 1% it simply does not matter.
+1
by tennisplyr
Fri Sep 28, 2018 7:02 am
Forum: Investing - Help with Personal Investments
Topic: What to do with cash in the short term?
Replies: 36
Views: 2984

Re: What to do with cash in the short term?

Mine is in an Ally savings account @1.85%
by tennisplyr
Thu Sep 27, 2018 6:49 am
Forum: Personal Finance (Not Investing)
Topic: Testing validity of Monte Carlo Simulators
Replies: 34
Views: 2121

Re: Testing validity of Monte Carlo Simulators

Since these simulators are always based on past performance and any one of us could always be an outlyer, not sure what I could definitively learn from this exercise.
by tennisplyr
Thu Sep 27, 2018 6:42 am
Forum: Personal Consumer Issues
Topic: Good flip flops
Replies: 46
Views: 3451

Re: Good flip flops

On the inexpensive side, I like Gap and Old Navy.
by tennisplyr
Wed Sep 26, 2018 7:09 am
Forum: Personal Finance (Not Investing)
Topic: What is the sentence for laminating a Medicare Card?
Replies: 38
Views: 8363

Re: What is the sentence for laminating a Medicare Card?

My friend used clear packing tape to laminate his lol....cheapskate.
by tennisplyr
Tue Sep 25, 2018 6:44 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 89
Views: 5946

Re: Oil change interval for low-mileage vehicles

I do 5,000-7,000 miles and never had any issues.
by tennisplyr
Mon Sep 24, 2018 7:03 am
Forum: Investing - Theory, News & General
Topic: Simple-minded sayings?
Replies: 37
Views: 3063

Re: Simple-minded sayings?

greg24 wrote:
Fri Sep 21, 2018 9:08 am
Non-actionable (trolling) topics are non-actionable.
If you think about it, everything is actionable.
by tennisplyr
Sun Sep 23, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Experiences (Ideas for)
Replies: 8
Views: 954

Re: Experiences (Ideas for)

Well I'm originally from NY and loved traveling to Europe with my family. Once we took in the French Open in Paris for our 30th wedding anniversary. Another was snowbirding in FL in the winters. Also some volunteer efforts were very rewarding....meals on wheels, animal shelters, hospital work, etc. ...
by tennisplyr
Sun Sep 23, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 133
Views: 11625

Re: Did you really have something to retire to?

I realized this morning that I've gone almost 3,000 days in a row without working....not bad, eh :D
by tennisplyr
Fri Sep 21, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 133
Views: 11625

Re: Did you really have something to retire to?

I retired "from" something I disliked 'work' which is overrated. Love my freedom, free time, tennis, outdoor activities, etc, etc. More to follow....no pressure.
by tennisplyr
Fri Sep 21, 2018 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Thank you from a widow
Replies: 13
Views: 2584

Re: Thank you from a widow

Sorry for your loss, take some comfort in knowing that many here are able/willing to offer some guidance.
by tennisplyr
Fri Sep 21, 2018 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Delaying Social Security Until 70
Replies: 115
Views: 9370

Re: Delaying Social Security Until 70

We took it a 62 and now in late sixties. I know we've used a couple of hundred thousand of SS money while ours continued to grow. A bird in the hand kind of thing. I have zero regrets!! .............. .............. I'm happy 😀 IMO, it's more like you caught the bird in the bush. The US stock marke...
by tennisplyr
Fri Sep 21, 2018 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Delaying Social Security Until 70
Replies: 115
Views: 9370

Re: Delaying Social Security Until 70

We took it a 62 and now in late sixties. I know we've used a couple of hundred thousand of SS money while ours continued to grow. A bird in the hand kind of thing. I have zero regrets!! That maybe the best solution in your case. Have you figured out a few of these ahead of time? - what Roth convers...
by tennisplyr
Thu Sep 20, 2018 7:36 am
Forum: Personal Finance (Not Investing)
Topic: Delaying Social Security Until 70
Replies: 115
Views: 9370

Re: Delaying Social Security Until 70

We took it a 62 and now in late sixties. I know we've used a couple of hundred thousand of SS money while ours continued to grow. A bird in the hand kind of thing. I have zero regrets!!
by tennisplyr
Wed Sep 19, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: How to watch baseball playoffs without cable
Replies: 36
Views: 2346

Re: How to watch baseball playoffs without cable

Not sure if this would work but the ESPN3 app was good for the US Open.
by tennisplyr
Wed Sep 19, 2018 1:03 pm
Forum: Investing - Theory, News & General
Topic: “Majority of working-age Americans have no retirement savings”
Replies: 73
Views: 4089

Re: “Majority of working-age Americans have no retirement savings”

Take me for instance, when I was "working age" I had pretty close to zero net worth because I was busy raising a family/home owning. Fast forward to me in my early sixties, no mortgage, empty nest, and living nicely in retirement. I'm sure I represent a good chunk of people out there, as long as you...
by tennisplyr
Tue Sep 18, 2018 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Bank used to be more customer focused
Replies: 46
Views: 6090

Re: Chase Bank is the Devil

I had a very poor and unfair experience with Chase 20 years ago. I made sure I quit them loudly and distinctly at a local branch, promising to never do business with them again in any capacity. I kept my word and have since advised many people in the ensuing 20 years, not to do business with them e...
by tennisplyr
Tue Sep 18, 2018 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Bank used to be more customer focused
Replies: 46
Views: 6090

Re: Chase Bank is the Devil

You do have choices, you may not like them but you do. I've noticed that businesses have become increasingly short sighted.