Search found 2300 matches

by tennisplyr
Tue Oct 15, 2019 7:08 am
Forum: Personal Investments
Topic: How much to hold in cash?
Replies: 26
Views: 2303

Re: How much to hold in cash?

Lots of threads on this over time.
by tennisplyr
Tue Oct 15, 2019 7:00 am
Forum: Personal Consumer Issues
Topic: Why are Mazda CX-5’s sales so much less than other brands?
Replies: 37
Views: 3463

Re: Why are Mazda CX-5’s sales so much less than other brands?

Just got a CX-5 a few months ago after looking at the Honda and Toyota products. We're happy...good value, nice ride, service staff seems pleasant enough.
by tennisplyr
Tue Oct 15, 2019 6:57 am
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 22
Views: 1322

Re: Help me find some high quality cargo pants.

I think I saw some at Walmart.
by tennisplyr
Sat Oct 12, 2019 7:47 am
Forum: Personal Investments
Topic: Retirees, when did you start really planning your retirement?
Replies: 53
Views: 4550

Re: Retirees, when did you start really planning your retirement?

I was always a saver. When I bought our first house at 30 I put one-half down on the asking price. I guess I really got into at around 40 years. I should say at a point along the way I went down to essentially zero but through hard work, saving and fund investing I am now retired and thankfully livi...
by tennisplyr
Fri Oct 11, 2019 7:37 am
Forum: Personal Finance (Not Investing)
Topic: What’s the proper way to pay yourself in retirement?
Replies: 64
Views: 7036

Re: What’s the proper way to pay yourself in retirement?

Interesting.....we're retired 8 years, late sixties. We've been taking money when we need it by selling shares of whatever makes sense at that point in time. We're ok with that. Do you think it would be better to sweep all interest, dividend, gains into savings as we move along? Why?
by tennisplyr
Wed Oct 09, 2019 12:33 pm
Forum: Personal Investments
Topic: Is this a good portfolio mix for a retiree?
Replies: 22
Views: 2739

Re: Is this a good portfolio mix for a retiree?

I'm roughly where you are proposing--retired 8 years, late sixties, no debt.
by tennisplyr
Wed Oct 09, 2019 12:28 pm
Forum: Personal Investments
Topic: Newbie question
Replies: 7
Views: 497

Re: Newbie question

livesoft wrote:
Wed Oct 09, 2019 6:41 am
So the answer to the OP's question seems to be: "It depends."
+1
by tennisplyr
Wed Oct 09, 2019 12:26 pm
Forum: Investing - Theory, News & General
Topic: "Bogle on Mutual Funds" A Gem
Replies: 23
Views: 2717

Re: "Bogle on Mutual Funds" A Gem

Thanks for the reminders Taylor
by tennisplyr
Tue Oct 08, 2019 6:47 am
Forum: Personal Consumer Issues
Topic: Help Me Decide on a New Vehicle?
Replies: 63
Views: 4525

Re: Help Me Decide on a New Vehicle?

This site while focused on complaints might be useful:

www.carcomplaints.com
by tennisplyr
Sun Oct 06, 2019 5:53 pm
Forum: Personal Investments
Topic: Retiree income- file for SS early or draw from IRA first?
Replies: 19
Views: 1701

Re: Retiree income- file for SS early or draw from IRA first?

Retired, late sixties and took SS since we're 62. I did not like the idea of spending down my portfolio, so we took SS early. Fortunately we retired into a bull market, so my portfolio grew nicely. Two things: think about if you have a significant market downturn as you are making your withdrawals; ...
by tennisplyr
Sat Oct 05, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: New Honda CR-V vs. 2-3 Year Old CR-V?
Replies: 68
Views: 4592

Re: New Honda CR-V vs. 2-3 Year Old CR-V?

This site might be useful: www.carcomplaints.com If one assumes that the most people that post about their cars on the internet are the ones that have issues and complain then the 2019 CRV looks like a big improvement over the previous model years. There are many other variables of course but I app...
by tennisplyr
Fri Oct 04, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: New Honda CR-V vs. 2-3 Year Old CR-V?
Replies: 68
Views: 4592

Re: New Honda CR-V vs. 2-3 Year Old CR-V?

This site might be useful:

www.carcomplaints.com
by tennisplyr
Thu Oct 03, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: BH choice for car service from LGA and to EWR
Replies: 12
Views: 411

Re: Boglehead choice for car service in NYC

I use Lyft whenever I go to NYC, I find them to be reliable, fair priced and good drivers. There are more expensive choices like taxi or shuttle services but I don't see the value.
by tennisplyr
Wed Oct 02, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: Craigslist apartments in NYC, too cheap to be true!
Replies: 8
Views: 1309

Re: Craigslist apartments in NYC, too cheap to be true!

I would use Airbnb, I've used them in the past and have had good experiences. Look for positive ratings.
by tennisplyr
Mon Sep 30, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: Tips on Uber
Replies: 78
Views: 10223

Re: Tips on Uber

Been using Lyft for about a year and never tip.
by tennisplyr
Sun Sep 29, 2019 2:15 pm
Forum: Personal Investments
Topic: Mother laid off without retirement savings
Replies: 24
Views: 5534

Re: Mother laid off without retirement savings

Has she thought about medical insurance/expenses which can be appreciable.
by tennisplyr
Wed Sep 25, 2019 10:05 am
Forum: Personal Investments
Topic: Do I need to become more conservative as I age
Replies: 22
Views: 2890

Re: Do I need to become more conservative as I age

If you say you "worry" about too much risk, and taking less risk would make you worry less...and hence be more favorable for you...then there's reason to be less risky. It's your life to do with what you choose.
by tennisplyr
Wed Sep 25, 2019 6:49 am
Forum: Personal Consumer Issues
Topic: Uber - first time user - will I get picked up
Replies: 36
Views: 3533

Re: Uber - first time user - will I get picked up

I've been using Lyft for about a year and love it. Drivers are friendly, cost is much less than a cab and I've found them to be very reliable in getting picked up...never waited more than ~5".
by tennisplyr
Tue Sep 24, 2019 7:01 am
Forum: Personal Finance (Not Investing)
Topic: HELOC or reverse mortgage?
Replies: 22
Views: 1206

HELOC or reverse mortgage?

We're retired in our late sixties and own our home...no mortgage...and no other debt. Been thinking about tapping into our home equity in the event of emergencies or big purchases. Without getting into heavy number crunching (which I tend not to do), what do you think?
by tennisplyr
Sat Sep 21, 2019 5:27 pm
Forum: Personal Consumer Issues
Topic: Looking at a new (used) car!
Replies: 15
Views: 1386

Re: Looking at a new (used) car!

I find this site to be useful:

www.carcomplaints.com
by tennisplyr
Fri Sep 20, 2019 2:14 pm
Forum: US Chapters
Topic: Where Bogleheads Live
Replies: 31
Views: 4643

Re: Where Bogleheads Live

Interesting numbers but in response to the subject "Where Bogleheads Live", downloads may be a misleading stat in determining where we all live. I listen every month (and BTW, really enjoy your interviews), but I do so online and don't download. Keep up the great work! +1 New title: "Where do BH po...
by tennisplyr
Fri Sep 20, 2019 8:01 am
Forum: Personal Investments
Topic: Withdrawal Approach
Replies: 29
Views: 2315

Re: Withdrawal Approach

Been retired 8 years, I withdraw whenever I need to. Over the long haul, my guess it doesn't matter appreciably.
by tennisplyr
Thu Sep 19, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 7552

Re: How to handle "split-the-bill" group lunches?

Where I live, in group meals we just ask for separate checks-- singles or couples. Otherwise just ignore it.
by tennisplyr
Tue Sep 17, 2019 7:24 am
Forum: Personal Investments
Topic: Investing in Retirement
Replies: 11
Views: 1796

Re: Investing in Retirement

I really like VG Balanced.
by tennisplyr
Mon Sep 16, 2019 5:16 pm
Forum: Investing - Theory, News & General
Topic: Is the 60/40 portfolio allocation strategy being killed?
Replies: 116
Views: 10267

Re: Is the 60/40 portfolio allocation strategy being killed?

So "GMO" predicts US bond real returns of -1.7% over the next seven years as of 7/31/19. On that day, the TIPS yield curve showed 7 year TIPS at 0.27% real returns. That's almost a 2% deviation from known facts on arguably the safest US bond investment out there. Do these clowns think we're all jus...
by tennisplyr
Mon Sep 16, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 2984

Re: Need ideas for NY Upstate Getaway

My wife and I found Cooperstown NY to be an adorable town on a lake. Of course, we took in the baseball hall of fame and stayed at a sweet hotel called the Cooper Inn.

www.cooperinn.com
by tennisplyr
Mon Sep 16, 2019 10:42 am
Forum: Personal Consumer Issues
Topic: Seasoned retirees...
Replies: 52
Views: 4460

Re: Seasoned retirees...

Work is overrated.
by tennisplyr
Mon Sep 16, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: Seasoned retirees...
Replies: 52
Views: 4460

Seasoned retirees...

For those of you who've been retired for a while (let's say ~10 years+) what would you say is the single biggest lesson you've learned from retirement.
by tennisplyr
Sat Sep 14, 2019 4:41 pm
Forum: Personal Consumer Issues
Topic: Advice on southern Italy trip November
Replies: 16
Views: 1216

Re: Advice on southern Italy trip November

Check out Rick Steves, see if he has any suggestions for your trip.

www.ricksteves.com
by tennisplyr
Fri Sep 13, 2019 2:25 pm
Forum: Personal Consumer Issues
Topic: What dish soap do you use?
Replies: 54
Views: 3003

Re: What dish soap do you use?

Dawn liquid....my wife switched from Joy and likes it.
by tennisplyr
Fri Sep 13, 2019 7:16 am
Forum: Personal Consumer Issues
Topic: Retirees: Ever feel really lazy?
Replies: 42
Views: 5328

Re: Retirees: Ever feel really lazy?

I play lots of tennis and pickleball in the Florida heat. I'm starting to look at lazy downtime as a way to recharge my batteries. Life is good :happy
by tennisplyr
Mon Sep 09, 2019 7:52 am
Forum: Personal Consumer Issues
Topic: Retirees: Ever feel really lazy?
Replies: 42
Views: 5328

Re: Retirees: Ever feel really lazy?

Believe me, I still love retirement and couldn't dream of having it any other way!
by tennisplyr
Sun Sep 08, 2019 10:29 am
Forum: Personal Consumer Issues
Topic: Retirees: Ever feel really lazy?
Replies: 42
Views: 5328

Retirees: Ever feel really lazy?

Do you feel that your life has slowed down so much that you've been getting a little lazy? Of course retirement should be time where you live life on your terms without the stress of people breathing down your neck or things you need to do. But I was wondering if you're starting to actually get lazy...
by tennisplyr
Sun Sep 08, 2019 7:28 am
Forum: Personal Consumer Issues
Topic: Quebec City in October
Replies: 23
Views: 1867

Re: Quebec City in October

Why not check out this site:

www.tripadvisor.com
by tennisplyr
Fri Sep 06, 2019 6:42 am
Forum: Personal Finance (Not Investing)
Topic: Beach City / Town in Florida
Replies: 56
Views: 5982

Re: Beach City / Town in Florida

Give some thought to the kinds/ages of people you want to be around....some areas (like Venice) skew older while other cities are more young.
by tennisplyr
Wed Sep 04, 2019 10:09 am
Forum: Investing - Theory, News & General
Topic: Very bad day
Replies: 39
Views: 6128

Re: Very bad day

I think greed plays a role here....maybe set a goal if the market drops x% you'll make a move.
by tennisplyr
Tue Sep 03, 2019 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: What is your plan for the last few years of a long life?
Replies: 230
Views: 15249

Re: What is your plan for the last few years of a long life?

Well, an elderly couple we know hopped in the car in their garage, with the door closed, started the engine. :(
by tennisplyr
Tue Sep 03, 2019 7:27 am
Forum: Personal Finance (Not Investing)
Topic: Retiring soon
Replies: 33
Views: 3096

Re: Retiring soon

For some extra income maybe think about some low key, part time work.
by tennisplyr
Sun Sep 01, 2019 7:51 am
Forum: Personal Finance (Not Investing)
Topic: Not sure what to do
Replies: 25
Views: 2524

Re: Not sure what to do

Take a break and leave your job. With freedom you can relax and look at your life more rationally. Through layoffs I was out of work a fair amount in my fifties and even got a Fortune 500 job at 58. Ultimately retired at 61, that was 8 years ago. Life's too short...you know your company wouldn't mis...
by tennisplyr
Wed Aug 28, 2019 6:48 am
Forum: Investing - Theory, News & General
Topic: Best of Bogleheads - your #1 takeaway
Replies: 151
Views: 14663

Re: Best of Bogleheads - your #1 takeaway

Develop a plan and stay the course.
by tennisplyr
Tue Aug 27, 2019 6:56 am
Forum: Personal Consumer Issues
Topic: Honda CRV, Accord, or Toyota RAV? UPDATE
Replies: 53
Views: 4182

Re: Honda CRV, Accord, or Toyota RAV? UPDATE

Retired in our sixties and considered these models. Ended up getting a Maxda CX5 and really like it. You might find this site useful:

www.carcomplaints.com
by tennisplyr
Sat Aug 24, 2019 6:10 am
Forum: Personal Finance (Not Investing)
Topic: Getting equity out of home
Replies: 18
Views: 1773

Re: Getting equity out of home

I've had HELOCs in the past and they've worked out well...home roof, bought car, wedding expenses. Currently am considering another now as I have no mortgage, there's something comforting about not have to touch my portfolio.
by tennisplyr
Wed Aug 21, 2019 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Anybody else enjoy sitting around and doing little in retirement?
Replies: 70
Views: 8249

Re: Anybody else enjoy sitting around and doing little in retirement?

I spend my free time at the library, sitting in the park reading the paper, food shopping for my wife, watching tennis on TV. Sure sometimes it gets a bit quiet but it beats working!
by tennisplyr
Tue Aug 20, 2019 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Life Advice: deciding what you want to do.
Replies: 49
Views: 4694

Re: Life Advice: deciding what you want to do.

Surely there are things that have some appeal to you, why not do some volunteer work with those. If it doesn't pan out, try another.
by tennisplyr
Tue Aug 20, 2019 2:34 pm
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 306
Views: 44658

Re: Anyone disenchanted with retirement?

Glad to see my thread is alive and well. I'll be 70 later this year and life is flying by...lost some dear friends over the past few years but had my first grandson :happy . Retirement is still great but I still have difficulty indulging on things for myself...can't imagine ever going back to the gr...
by tennisplyr
Tue Aug 20, 2019 2:28 pm
Forum: Personal Investments
Topic: Anyone else more aggressive in retirement than required?
Replies: 52
Views: 4350

Re: Anyone else more aggressive in retirement than required?

Retired, late sixties and at roughly 50/50. I'm probably a drop higher than I need to be on equities but I've been tending to leave it alone. After running some simulations I've noticed than minor AA changes (~5pp) would have minimal impact on my portfolio.
by tennisplyr
Sat Aug 17, 2019 7:36 am
Forum: Investing - Theory, News & General
Topic: "I've reproduced 130+ research papers about "predicting the stock market""
Replies: 11
Views: 2078

Re: "I've reproduced 130+ research papers about "predicting the stock market""

Net, net time heals all wounds...the real problem is what if you don't have time?
by tennisplyr
Fri Aug 16, 2019 12:47 pm
Forum: Personal Investments
Topic: Plan for my mom
Replies: 30
Views: 2352

Re: Plan for my mom

How about a part time job for your mom?
by tennisplyr
Thu Aug 15, 2019 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: When to move into retirement
Replies: 72
Views: 5593

Re: When to move into retirement

Like anyone, if you have the financial and psychological confidence that you can retire and have the need/desire to do so, go for it. Life is too short to wait and wait and wait for the perfect time (which may never come).