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aprilcpa

The last few packs of AA Duracell batteries I have purchased have leaked. Therefore I usually just buy el cheapos at Harbor Freight.

aprilcpa

To qualify for Medicaid in NC you have to meet "resource" limits. Have you looked into that??

aprilcpa

We are in NC so no deduction for the 529 deposits. We initially deposited $40,000 into the 529. The high school they would attend was in jeopardy of losing its accreditation - that’s how bad it is. Our county has a program for high school juniors and seniors to attend the local community college and...

aprilcpa

When my dad died, I set aside money for our kids' education. The kids are in 5th & 7th grade and go to a private K-12 school because our public schools are sub par. Cost is approximately $7,000 per year per child. At this point I have the following (for each child): $56,000 529 plan $20,000 Coverdel...

aprilcpa

Thanks for posting this! My Star Wars obsessed son will love this new "channel"!!

aprilcpa

My family of 4 has had MediShare for five years now. I have high cholesterol and I was put on preexisting conditions for three years. My husband had shoulder surgery and it paid everything after our "deductible". Our biggest complaint is not with MediShare but with the providers who are not familia...

aprilcpa

My family of 4 has had MediShare for five years now. I have high cholesterol and I was put on preexisting conditions for three years. My husband had shoulder surgery and it paid everything after our "deductible". Our biggest complaint is not with MediShare but with the providers who are not familiar...

aprilcpa

I have had this one for six months and love it!

https://www.walmart.com/ip/ILIFE-V5s-Pr ... /336086005

My sister in law has had this brand for years - they even have dogs and it is still working!

aprilcpa

I am also thinking, If it does work we could eventually sell our current house and live there full time, but if it dosnt workout in a couple of years, we can sell, and be no worse off than today, as it is a desirable area and probably wont loose value. I am not sure of the area that you are referri...

aprilcpa

Foreign inheritance/bank account I'm wondering if it may make sense to find someone and ask them to review our last few years of taxes as well. Thoughts on that? This area is where you need to concentrate your search -the other items are more general questions but this is a specialty item. I imagin...

aprilcpa

I am going to have to open a business checking account so I am adding an additional question so I can reference back to this thread.

How much is access to Quicken? I had an account that charged $12 to directly download my bank activity to Quickbooks. I found this completely unacceptable.

aprilcpa

The biggest reason I keep the Sapphire preferred is the primary rental car insurance. We typically rent for more than 2 weeks so that alone saves us more than the annual fee.

aprilcpa

First, does property #2 qualify for the 2/5 year personal residence exemption? Who manages property #2? You don't mention what the mortgage balance on any of them are. Based on your facts, sell #3 and get the gain exclusion. If you could use the proceeds from the sale of #3 to pay off the mortgage a...

aprilcpa

Some background: my nephew and I own approximately 90 acres of raw land that our families are in the process of clearing. At this point, we are unsure of the final use of this property - if it will be used for strictly personal use or if we will subdivide it and sale. Each of our families have const...

aprilcpa

One thing I've ran into at my credit union is how much cash can I withdraw without notice. I wanted to pay a contractor with cash to get a better price and had to make multiple trips to different locations to get the amount I needed within a few days. My credit union balks at anything over about $4,...

aprilcpa

In NC, you can usually check the county office register of deeds and sometimes there is an address for the property owner. Also, do you know if he is operating as a LLC or other organization where you can search state secretary of state records? In NC you can search by a person's name. The next tact...

aprilcpa

I think a lot depends on your field and your company's business. I am a CPA in public practice, so my circumstances are a win-win for my employer and me. I work full time during tax season and then work part time the rest of the year. We have an understanding that unless I am out of town, I am avail...

aprilcpa

I was remembering the other day how I used to HAVE to watch EVERY PENNY I spent. Now, I can pretty much buy anything I want within reason. Things I am very thankful for: New(er) car with backup camera and other bells and whistles House cleaner once a month More frequent and longer vacations Working ...

aprilcpa

Another vote for travel now. Our kids are 10 & 11 and we are taking every opportunity to travel with them. One of the best gifts my parents gave me was taking me places - and not Disney World every year!!!

I would feel better working until the second kid starts college before retiring.

aprilcpa

We were there a few weeks ago. Two things I usually pack but didn't for that trip - bug repellent and ponchos. We didn't need either!!

aprilcpa

Foil pans & sheets Straws :D Plastic silverware Hand soap refills for the office Small packs of Clorox wipes (ideal for travel) Gum Headphones for kids to use at school Night light bulbs Artificial flowers Flossers Comet Kitchen cleaner Travel size kleenex Before we go on a trip I go there and get i...

aprilcpa

Raybo that’s very interesting!

aprilcpa

Since I already wear a mouthpiece at night for grinding it was no big deal to use the gel from the dentist. However it makes my teeth sensitive so I only use about 10% of the recommended amount. After a few uses my teeth are white enough. There are those people whose teeth are blinding white which l...

aprilcpa

A few weeks ago I fell down the stairs and had to have my wedding and engagement ring cut off. Since then, I am considering using the stones from my mom’s wedding/engagement ring and another ring of hers to create a new wedding ring for myself. Obviously I can’t wear all the rings at once. I usually...

aprilcpa

I’m not retired but I set aside $7500 per year for vacations. This year I won’t spend it all because next year I have several trips planned. I imagine when I retire I will keep the amount the same because we won’t be bringing the kids along.

aprilcpa

My wife and I joined a healthcare sharing ministry at the beginning of this year. I did a lot of research in advance, including calling all of our commonly used medical centers. Only one person gave me pushback. Everyone else was quick to tell me how it would work for them. Most said we would be au...

aprilcpa

My family has had Medi-share for the past 3 years. So far, we are impressed with it. Two years ago, my DH needed shoulder surgery. Our "annual household portion" (like a deductible) is $7,500 and they paid all the bills that were over that amount. At the pre-op appointment, we asked how much the sur...

aprilcpa

There will be fewer crowds in September - it's a beautiful time of year!! Personally, I would not stay at Old Faithful for the entire week, although it is centrally located and you would only have to unpack once. Are you planning on visiting the Tetons? If so I would stay a few days in Jackson. We r...

aprilcpa

Let’s share some BHish approaches to travel. I would love to hear some tips about traveling with shoes. We tend to pack at least two pairs of shoes - one pair of boots and another pair of everyday shoes, which makes it difficult to travel with only a carryon. I can usually get by with a single pair...

aprilcpa

I would love to hear some tips about traveling with shoes. We tend to pack at least two pairs of shoes - one pair of boots and another pair of everyday shoes, which makes it difficult to travel with only a carryon. My travel packing revelation was that regardless of where I went, I could usually fin...

aprilcpa

My advice, from someone who received a windfall.

Put the money in the bank (or separate banks for FDIC protection) and let it sit for a year. DO NOT DO ANYTHING FOR AT LEAST A YEAR!!!!!

TRUST ME!!!

aprilcpa

My dad always said EVERYTHING IS FOR SALE FOR A PRICE. So OP, what is your price?

aprilcpa

About 15-20 years ago, my friends made fun of us for spending the money for a Weber grill. They could not understand why we spend that much money on a grill. That grill is still on my porch and working perfectly well. Since then, I wonder how much my friends have spent on grills.

aprilcpa

OP here - I never said that my 11 year old was not capable or not college material. I said he was not motivated. I am far from giving up on him - I have already $68k saved between 529 plans and ESAs saved for him!!! My question was simply, when did you know your kids would go to college?? I apprecia...

aprilcpa

klangFool, here's my reason for asking this question and where we stand viewtopic.php?f=1&t=245679.

We both have college degrees and the kids to go a private school where 90% of graduates go to four year college.

aprilcpa

We have two kids that are very different. They are both smart and could do whatever they set their mind to. My son, age 11, seems to lack initiative. My daughter, age 9, is the opposite. I don't want to get into the parenting aspect of raising kids, but I am curious as to WHEN you knew or suspected ...

aprilcpa

When my dad passed away, I inherited a minority interest in a partnership. I agreed to sell my interest to another partner with a 10 year promissory note, payable in yearly installments of $45,000. This was perfect for me - each I maxed mine & DH's IRAs, maxed ESAs for my two kids, invested $10k, an...

aprilcpa

I am envisioning a (Griswaldish) one month long summer trip with our kids. Our usual vacations are for two weeks, where we fly somewhere and then drive around staying at hotels or vacation homes. My nephew has a camper that we could use if we wanted although I'm not sure I really want to. Have you e...

aprilcpa

If you change the title of your post to reflect that it is insurance for a rental property you might attract responses from people with experience in this. Either that or try a website devoted to rental property such as Bigger Pockets. (Just an example; I'm not recommending it in particular as I'm ...

aprilcpa

chevca wrote: ↑
Wed Feb 21, 2018 11:11 am
Clarify this one for us. Is this a house the non-profit uses as an office building, or a house the non-profit uses to let people live in?

The non-profit will use it to house volunteers.

aprilcpa

chevca wrote: ↑
Wed Feb 21, 2018 10:55 am

If you have other rentals, you should know about how to insure them, yes? I'm not sure if the non-profit part makes a difference or not though.

Yes, that is why I need to get educated.

aprilcpa

Whether your policy says "owner occupied" is, I think, the key to the differences here. I'd bet that your agent got a quote as if you lived in this house. As mentioned above, if you ever have a claim, expect $0 to be paid as it's not an owner occupied house. Unless I misunderstood and you actually ...

aprilcpa

I have some rental properties and my brother and I own one together (a house rented to a non-profit organization). We, individually, received quotes from our respective insurance agents for the house we are renting. My quote is $622 (dwelling policy, $2500 deductible, Erie) and his is $1,548 (commer...

aprilcpa

Our 2nd home has satellite internet, now thru Hughesnet. We previously had Dish Network, and compared to it, it is wonderful!! However, we only have 10 GB and since we got it, have not been at the house much to use it. Before we got HughesNet, our download speeds were 1-7.5 Mbps and now are 24 Mbps.

aprilcpa

This is awesome! I never knew you could do it! Thanks so much.

aprilcpa

RDHlooking4FIRE wrote: ↑
Thu Jan 25, 2018 2:43 pm
Thanks for the info. When do classes start? I looked online and nothing was posted for 2018 yet.

The classes are typically offered in the fall.

aprilcpa

My family uses the library a lot!! We typically have six to eight books checked out at any point. The books we do purchase are usually from book sales that the local library foundations sponsor. We can find some pretty awesome books for $.50 to $2.00 each! If those books are not deemed keep worthy, ...

aprilcpa

I preplanned and prepaid for my aunt’s final expenses. The funeral home set up a pre-need insurance account. After she passed, they had all the info and submitted the claim. The estate received a small refund. It was so much easier than doing it all after she passed. The main reason I did that was s...

aprilcpa

We put a lump sum of $40k per kid from my inheritance in 2014. I HAD been putting in $2k per year to an ESA since both my kids are in private K-12 and I knew that I could use the ESA for that if needed. I am going to continue putting $2k into the 529 until I feel fairly confident they will have enou...

aprilcpa

Count me as a AAA card holder! One year we had not renewed our membership. About a week later, my car died at Mount Mitchell. We quickly renewed the membership and called AAA for a tow. It was a Sunday in January and was freezing. Let me tell you I have never let that membership lapse since. I have ...

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