Search found 1212 matches

by miles monroe
Sun Dec 09, 2018 12:21 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3884
Views: 1085850

Re: What Movie Have You Recently Watched?

creed and creed 2.

if ya liked the rocky franchise then get started on the creed franchise.
by miles monroe
Mon Nov 26, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Robot Vacuum Cleaner?
Replies: 62
Views: 4755

Re: Robot Vacuum Cleaner?

i have a roomba (can't comment on the competition) which i use a couple times a week on the hardwoods -- it picks up an amazing amount of cat hair and dust. i bought it at costco so i could return it if it didn't work as advertised -- 3 years later it still works good as new (replaced battery and br...
by miles monroe
Sun Nov 25, 2018 6:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard now supports Yubikey 5 and 5C
Replies: 16
Views: 1954

Re: Vanguard now supports Yubikey 5 and 5C

The security key option is pointless since you can not select this as the only log in option. i think i agree with you but i hope someone can tell me i'm wrong. if you don't have a key, you can still access your account with the security code. if someone wanted to hack my account -- they won't have...
by miles monroe
Sun Nov 25, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15018

Re: Black Friday 2018

wasn't looking, but stumbled across a hulu promotion -- if you haven't been a subscriber for a year (i think) you can sign up for 99 cents a months for the next 12 months. after that regualr price of 7.99. i made a notation in my calendar for 11 months from now; i'll decide then if it's worth keepin...
by miles monroe
Sun Nov 25, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1042

Re: ESPN plus subscription question

Good Listener wrote:
Sat Nov 24, 2018 3:40 pm
Is there any way to watch it on a Smart TV other than streaming from a device? And I am concerned that one won't be able to easily switch channels or games like if one was watching tv. Tell me I'm wrong,........
i watch it thru roku on my tv. (i've got a smart tv -- but roku is smarter :) )
by miles monroe
Sat Nov 24, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1042

Re: ESPN plus subscription question

i have espn plus for now. the basketball team i follow has their league games on espn 3 (online streaming). the games on espn plus are the ones not good enough to be on espn 3. :) there is also other content other than live games which i haven't checked out yet. $5 a month, cancel in first week for ...
by miles monroe
Wed Nov 21, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 17
Views: 754

Re: Xfinity Mobile

If I am over 2 GB then I pay for 2 GB. I don't have to declare how many GB I want. i've looked into this but havent changed from project fi as i don't like the phones they offer. however, it's my understanding that you would pay for 2GB up to 2GB. use 2.01GB and you get charged for 3GB. so your sen...
by miles monroe
Tue Nov 20, 2018 11:12 am
Forum: Personal Consumer Issues
Topic: Clark Howard - Sign Up For USPS Informed Delivery
Replies: 17
Views: 3052

Re: Clark Howard - Sign Up For USPS Informed Delivery

i don't know how widespread this fraud is; but it seems to me here is no downside to registering for informed delivery.
by miles monroe
Mon Nov 19, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 4919

Re: When is Too Long to Return a Hair Dryer to Costco?

It must be a nice neighborhood if you neighbor spent $100 on a hair dryer. I didn't even know that was possible. Dyson makes a $399.00 hair dryer. Ask me how I know? i actually saw that on qvc last week when i was flipping channels. it was $499 regular price and they had it as a "special value" for...
by miles monroe
Mon Nov 19, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 109
Views: 17122

Re: Don't pay full price for SiriusXM radio

i made my annual call to sirius last week saved $100 off the $229 they were going to charge me. so it's $129 if you call and say it's too expensive or $229 if you don't (and i know you can get it even lower if you want to do the process every 6 months instead of every year). i really hate doing this...
by miles monroe
Mon Nov 19, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 4919

Re: When is Too Long to Return a Hair Dryer to Costco?

i wouldn't return the hair dryer after 4 years! pet peeve as a long time costco member -- i see people returning food and wine that they bought and didn't like (nothing wrong with the food). i think if i try a new food and don't like it then the loss associated with that experiment is mine and not c...
by miles monroe
Mon Nov 19, 2018 9:31 am
Forum: Personal Consumer Issues
Topic: Clark Howard - Sign Up For USPS Informed Delivery
Replies: 17
Views: 3052

Clark Howard - Sign Up For USPS Informed Delivery

on the clark howard podcast he recommended that we sign up for informed delivery before the crooks do it for us. he also recommends getting a locking mailbox as a simple first line of defense. i found an article where he discusses this; i've cut and pasted the relevant parts. When the United States ...
by miles monroe
Wed Nov 14, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Accuracy of Zillow/Trulia/Redfin Estimates
Replies: 51
Views: 4575

Re: Accuracy of Zillow/Trulia/Redfin Estimates

i'd love to sell my house for what zillow tells me it's worth.
by miles monroe
Wed Nov 14, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: Do I need an Amazon Echo??.....
Replies: 82
Views: 8479

Re: Do I need an Amazon Echo??.....

i have 2 in my house and love it!

today only; ya get 2 for $100 at qvc.

$99 each at amazon.

this is a great deal for anyone on the fence about getting one.
by miles monroe
Tue Nov 06, 2018 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Ok to remove collision coverage?
Replies: 13
Views: 1048

Re: Ok to remove collision coverage?

if you asked clark howard he'd say to drop the collision when it exceeds 10% of the cars value.
by miles monroe
Tue Nov 06, 2018 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Ok to remove collision coverage?
Replies: 13
Views: 1048

Re: Ok to remove collision coverage?

$93 -- that's one cup of mcdonalds coffee a week.

i'd keep the coverage.
by miles monroe
Fri Oct 26, 2018 9:14 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 28130

Re: How many of you have cut the cord?

i tried; but streaming sports was an unacceptable viewing experience.
by miles monroe
Thu Sep 06, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Phone Calls from Windows saying computer has Malware
Replies: 40
Views: 2223

Re: Phone Calls from Windows saying computer has Malware

This is what happens when you reply to spam email | James Veitch Ted Talk

https://www.youtube.com/watch?v=_QdPW8JrYzQ&t=
by miles monroe
Sun Sep 02, 2018 10:11 pm
Forum: Investing - Help with Personal Investments
Topic: Help w/3 Fund Selections from Employer
Replies: 16
Views: 1295

Re: Help w/3 Fund Selections from Employer

holy smokes, didya look at that list?

vanguard sp500:

0.04 expense ratio
0.65 extra admin fee charged by nationwide

0.69 total expense ratio

there oughta be a law.
by miles monroe
Sun Sep 02, 2018 6:25 pm
Forum: Investing - Help with Personal Investments
Topic: [Have medical issue - How should I change my investment strategy?]
Replies: 11
Views: 1208

Re: Gout- What works

i feel for ya; i had it once and hope i never have it again. the good news is that mine pretty much went away after 3 days. [OT comments removed by admin LadyGeek] we're not allowed to play doctor on this site, but if you google "gout treatment" or variations thereof you'll get plenty of suggestions...
by miles monroe
Wed Aug 29, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 157
Views: 10595

Re: How do you save money on groceries?

costco (as much as possible)
aldi
buy one get one at publix
by miles monroe
Tue Aug 28, 2018 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Protecting myself against suit for Personal Injury
Replies: 19
Views: 2665

Re: Protecting myself against suit for Personal Injury

my son was involved in an accident which resulted in litigation under our state farm umbrella. the suit was eventually settled -- as most of these cases are -- and i was satisfied with how they handled the case.

it's too soon to hire your own attorney.
by miles monroe
Tue Aug 28, 2018 3:50 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 47
Views: 4341

Re: Shingrix [Vaccine availability]

i didn't realize there was a shortage until i read this thread last night. i just got back from costco where i got my 2nd shingrex vaccination. i told the pharmacist about this thread; and he said they also had been out for a while. they got 10 vaccines last week and 4 more this morning, and after m...
by miles monroe
Tue Aug 28, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 47
Views: 4341

Re: Shingrix [Vaccine availability]

I wonder if the old Shingles vaccine might be worthwhile if you have not received it and you cannot get the new one?? Over the years, I have spoken to lots of folks who have gotten shingles - and all report how awful it is. my dr told me they discovered that the old vaccine didn't work very well wh...
by miles monroe
Tue Aug 28, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 48
Views: 4078

Re: Recommend a good SOCK. Yes, I said SOCK!

darn tough for hiking; whatever costco sells for everything else.
by miles monroe
Thu Aug 23, 2018 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Umbrella insurance - again
Replies: 34
Views: 2811

Re: Umbrella insurance - again

i pay about $200 for 1 million.

if you have kids that are of driving age -- i don't -- your premiuns will be higher.
by miles monroe
Thu Aug 23, 2018 8:13 am
Forum: Personal Finance (Not Investing)
Topic: Edward Jones rep door knocking
Replies: 90
Views: 9006

Re: Edward Jones rep door knocking

i had a EJ rep come to my door about 10 years ago on a saturday afternoon. in the middle of summer. in atlanta. wearing a suit and tie. poor guy.

his office was in a shopping center a mile away. it's gone now.
by miles monroe
Fri Aug 17, 2018 2:11 pm
Forum: Investing - Theory, News & General
Topic: Vanguard predicts 10 year equity returns
Replies: 91
Views: 10601

Vanguard predicts 10 year equity returns

just listened to yesterdays clark howard podcast where he talked about vanguards predictions of annual equity returns for the next 10 years. i don't know if this is on their website or not.

insert appropriate caveats...

domestic 3%-4%
international 6%-7%
by miles monroe
Wed Aug 15, 2018 2:53 pm
Forum: Personal Consumer Issues
Topic: steel cut oats wash/rinse before cooking
Replies: 26
Views: 3641

Re: steel cut oats wash/rinse before cooking

No rinse here. I make no-cook steel cut oats by soaking the oats with almond milk and yogurt in a mason jar in the fridge overnight. Add fruits, peanut butter, or whatever toppings you like in the morning. i also sometimes make no cook oatmeal; i add frozen blueberries when i make them and they are...
by miles monroe
Tue Aug 14, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: Travel over thanksgiving holiday, drive or fly?
Replies: 50
Views: 2556

Re: Travel over thanksgiving holiday, drive or fly?

a wedding over the thanksgiving holidays and you live a full days drive away?

i wouldn't go and wouldn't feel the least bit guilty about it.
by miles monroe
Tue Aug 14, 2018 1:02 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1247
Views: 106849

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

after this period of underperformance seems like it's time to increase international rather than decrease.

that's a decision i made about a year or so ago.
by miles monroe
Mon Aug 13, 2018 2:44 pm
Forum: Investing - Theory, News & General
Topic: How can I use the Rising Equity Glide Path?
Replies: 61
Views: 4211

Re: How can I use the Rising Equity Glide Path?

in one of their webcasts vanguard said this was not necessary and recommended against it.
by miles monroe
Mon Aug 13, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: How often do you check your brokerage accounts
Replies: 77
Views: 5344

Re: How often do you check your brokerage accounts

twice a week solely to check for fraud.
by miles monroe
Tue Aug 07, 2018 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Supplement Companies
Replies: 64
Views: 5839

Re: Medicare Supplement Companies

couple quick points from someone who does not claim to be a medicare expert. if you travel quite a bit you don't want an advantage plan as you may find yourself out of network. what i found odd last year was the pricing re plan f and plan g. the only difference between the 2 plans (other than the fa...
by miles monroe
Sat Jul 28, 2018 10:43 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 11175

Re: Peloton spin bike worth the high cost?

my ymca just got one (one!) as a test. it will be available for use starting monday. have to make a reservation to use it; which given the hype seems like a good idea. i doubt that i'll try it; i'm not an indoor bike person.
by miles monroe
Thu Jul 26, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 971
Views: 104655

Re: [What TV Show Have You Recently Watched?]

just finished orange is the new black season 5 (i watched the first 4 seasons as soon as they came out) and will start watching season 6 when it starts tomorrow. i do stretching exercises every day (back issues) and break my rule of no TV until after supper as they are sooo boring and i need a distr...
by miles monroe
Sun Jul 22, 2018 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Am I secure using my computer for financial services?
Replies: 28
Views: 4177

Re: Am I secure using my computer for financial services?

i don't know enough to comment one way or the other, but on the vanguard security webcast last week they strongly recommended getting a VPN.

they also recommended getting a physical UBS "key".
by miles monroe
Thu Jul 19, 2018 10:50 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10639

Re: Amazon Prime Day 2018

i'm a very satisfied user of spotify, but for 99 cents for 4 months i signed up for amazon music. who knows; maybe i'll can spotify and save a couple bucks a month forever.
by miles monroe
Mon Jul 16, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10639

Re: Amazon Prime Day 2018

wasn't expecting to buy anything but yesterday my coffee maker broke. so i waited til today to shop -- saved $27.
by miles monroe
Sat Jul 14, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 9262

Re: Be Careful Using Mailboxes

someone stole a bill i paid with a check from my mailbox 3 years ago; they used the routing info on the check along with personal ID they had from someone else and created checks on a laser printer. they cashed one check for $500 and one debit transacton for $300. i caught this early only becasue i ...
by miles monroe
Sun Apr 15, 2018 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Can't afford health insurance -- options?
Replies: 23
Views: 3071

Re: Can't afford health insurance -- options?

OP here; thanks all the great ideas so far. I wasn't aware that he may be able to qualify for ACA, and Medicaid never crossed my mind. I'll look into both as well as the other suggestions. In response to a couple questions; (1) they live in Georgia, and (2) his wife makes about 9k which brings their...
by miles monroe
Sun Apr 15, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3884
Views: 1085850

Re: What Movie Have You Recently Watched?

pitch perfect 3.

i don't think they'll be a 4th.
by miles monroe
Sun Apr 15, 2018 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Can't afford health insurance -- options?
Replies: 23
Views: 3071

Can't afford health insurance -- options?

Son makes 24k a year. Wife has part time retail job. Just had a baby.

He has family health insurance through his job -- 11K a year.

Anything I can suggest to him?
by miles monroe
Sat Apr 14, 2018 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Trust Tax Question
Replies: 1
Views: 222

Trust Tax Question

I'm not going to do the return -- that will be done by Dad's CPA -- but I'm going to do the extension. Mom passed away in Dec 2016. The trust tax ID was issued February 2017. Is this a short year return (initial return) since the ID was issued in 2017 or a full year return since Mom passed in 2016? ...
by miles monroe
Sat Mar 31, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 13165

Re: Underrated places to visit in U.S.?

1,000 places to see in the usa and canada before you die. available amazon and everywhere else.

https://images-na.ssl-images-amazon.com ... 3,200_.jpg
by miles monroe
Tue Mar 27, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: Digital alarm clock suggestions?
Replies: 38
Views: 3799

Re: Digital alarm clock suggestions?

my 30 year old alarm clock has turned itself into a clock only -- which is ok as it has big numbers that i can easily see at night.

i use alexa as my alarm clock...

and if my wifi should happen to be down my cell phone is also used as a backup.
by miles monroe
Tue Mar 27, 2018 2:13 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard sends out erroneous "not enough money in settlement fund" notice]
Replies: 94
Views: 7618

Re: Concerns with Vanguard

I really do love Vanguard. They do not have to worry about their stock price like Schwab or enrich their owners like Fidelity. However, .... 2. With all my assets in cyberspace, does anyone else on forum have concerns about security? 3. Is anyone switching out of Vanguard or is this the usual commo...
by miles monroe
Mon Mar 26, 2018 8:31 pm
Forum: Investing - Theory, News & General
Topic: Blasphemy... DO PEEK!
Replies: 100
Views: 10643

Re: Blasphemy... DO PEEK!

Call_Me_Op wrote:
Mon Feb 26, 2018 9:42 am
The reason you should peek, and peek frequently, is to be alerted to any fraud in your account(s).
exactly!

i hate to say it -- but there is a whole lot less wiggle room in schwabs fraud guarantee than there is in vanguards -- enough that i'm considering moving everything to schwab...
by miles monroe
Thu Mar 22, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 28582

Re: Anyone Deleting Facebook?

i have 5 friends (all old friends who tracked me down and sent a request) but i don't use it to socialize -- i follow about 25 businesses that i frequent just for news -- if it snows the ymca posts if they are closing or not, the theater posts new shows, restaurants post their hours and menus, the w...
by miles monroe
Sun Mar 18, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 6474

Re: Amazon Prime Going Sideways/Weird Shipment Problems

mikemagz11 wrote:
Sun Mar 18, 2018 8:55 am
I'm surprised to see people having issues. Maybe it's location, but I've ordered hundreds of items using Prime over the past few years and not a single one has come late.
same here. no issues.