Search found 1242 matches

by miles monroe
Mon May 20, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: Anybody try the Blue Apron or the like?
Replies: 67
Views: 4361

Re: Anybody try the Blue Apron or the like?

hard pass; doesn't make economic sense and is an environmental disaster.
by miles monroe
Mon May 20, 2019 11:24 am
Forum: Personal Consumer Issues
Topic: Car repairs: what to do next time
Replies: 42
Views: 2386

Re: Car repairs: what to do next time

They say you should never pay more than half of what your car is worth in repairs. depends on who "they" is. AAA says 50%. clark howard used to say 50% -- but when he read what consumer reports said he said he may need to change his advice. consumer reports and edmunds both say repair up to 100% th...
by miles monroe
Wed May 08, 2019 11:52 am
Forum: Personal Investments
Topic: The 4% rule
Replies: 94
Views: 6405

Re: The 4% rule

i call it the "4% suggestion".
by miles monroe
Sat Apr 27, 2019 10:10 am
Forum: Personal Consumer Issues
Topic: How Much to Tip Wedding Officiant
Replies: 38
Views: 2270

Re: How Much to Tip Wedding Officiant

i wouldn't "tip" a friend.

i agree that one should adequately tip their preacher/priest.
by miles monroe
Wed Apr 24, 2019 2:42 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1243
Views: 125683

Re: [What TV Show Have You Recently Watched?]

killing eve on amc.
by miles monroe
Tue Apr 23, 2019 4:46 pm
Forum: Personal Consumer Issues
Topic: Buying a TV
Replies: 32
Views: 1202

Re: Buying a TV

go wander around costco. you'll be amazed at how far your money goes these days in the TV dept.
by miles monroe
Fri Apr 12, 2019 11:42 am
Forum: Personal Consumer Issues
Topic: YouTube TV is increasing their price - will you cancel it?
Replies: 63
Views: 4706

Re: YouTube TV is increasing their price - will you cancel it?

smart marketing move.

much like ESPN is a "must" for most men, HGTV is a "must" for most women who have veto power over the tv provider.

on a personal level, i like the addition of TLC and FN.
by miles monroe
Fri Apr 12, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1349

Re: Another lawn mower thread:

my small engine mechanic recommends honda mowers.

i buy sears becasue they're cheaper -- and i always get them on sale. parts are easy to get also.

if you get a non propelled mower you'll get a bit more exercise while you're at it!
by miles monroe
Thu Apr 11, 2019 9:49 pm
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1349

Re: Another lawn mower thread:

self propelled is just something else than eventually breaks and/or needs adjusted and if you don't do your own annual maintenance adds a few bucks to the cost.
by miles monroe
Mon Apr 08, 2019 4:57 pm
Forum: Personal Consumer Issues
Topic: Solution for a thick wallet
Replies: 58
Views: 5125

Re: Solution for a thick wallet

my allett nylon sport wallet with 10 cards and a few bills is skinnier than my old regualr leather wallet is empty.

it's (being totally serious) life changing.
by miles monroe
Wed Mar 27, 2019 8:37 pm
Forum: Personal Consumer Issues
Topic: Boeing 737 Max 8 Flight: Would you rebook?
Replies: 63
Views: 5126

Re: Boeing 737 Max 8 Flight: Would you rebook?

as a firm believer in murphy's law, there is no way i would set foot in one of those planes.
by miles monroe
Mon Mar 25, 2019 11:19 am
Forum: Personal Consumer Issues
Topic: DirecTv Now changes
Replies: 32
Views: 2388

Re: DirecTv Now changes

someone called clark howard last week about the directv price increase.

clark said to fire them and go with someone else.
by miles monroe
Sat Mar 23, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: advice on a carpet cleaner
Replies: 14
Views: 906

Re: advice on a carpet cleaner

costco sells the "rug doctor" that sure looks like the same thing that you can rent from the grocery store or walmart. $400 vs $25 ish per rental i'm considering getting it as it would certainly be more convenient than renting. and ya don't know what the last person to use that rental unit cleaned w...
by miles monroe
Fri Mar 22, 2019 11:59 am
Forum: Personal Consumer Issues
Topic: Lawnmower(s)
Replies: 43
Views: 3021

Re: Lawnmower(s)

after ethanol gas gunked up a leaf blower (replaced) and a lawnmower (paid to have repaired) i learned my lesson and only use ethanol free gas in my yard equipment. there are websites which list nationwide where you can get ethanol free gas. it's becoming more and more of an option; there are now 2 ...
by miles monroe
Fri Mar 22, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: weighted blankets
Replies: 15
Views: 3401

Re: weighted blankets

don't own one, don't plan on getting one, don't know how much these cost, but i got an email from one of my shopping deal sites today and they have one of these for supposedly half off. i remembered reading this thread earlier and thot i'd post the link if anyone is interested. https://untilgone.com...
by miles monroe
Tue Mar 19, 2019 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Should we have renters insurance?
Replies: 68
Views: 3447

Re: Should we have renters insurance?

don't listen to me, listen to clark howard...and clark says you need renters insurance.
by miles monroe
Mon Mar 04, 2019 4:09 pm
Forum: Personal Consumer Issues
Topic: Talk me in/out of $35k Tesla Model 3
Replies: 286
Views: 18837

Re: Talk me in/out of $35k Tesla Model 3

the upfront cost isn't an issue; i'd be concerned about the availability of parts, obtaining skilled maintenance when needed, and even if the company is gonna be around 10 years from now.
by miles monroe
Thu Jan 31, 2019 11:40 am
Forum: Personal Investments
Topic: Reasons not to upgrade to a brokerage account?
Replies: 17
Views: 1867

Re: Reasons not to upgrade to a brokerage account?

my reason is that a lot of people here who have a brokerage account sure complain about them a lot. so i see no reason to "upgrade". well...i just now got the email from vanguard that i "need" to transition to brokerage because the mutual fund only platform i am using is being retired. :( i hope wh...
by miles monroe
Sat Jan 26, 2019 11:34 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4469
Views: 1154732

Re: What Movie Have You Recently Watched?

fyre on netflix. documentary on the fyre music festival in the bahamas that never happened. well worth the 90 minutes. I enjoyed it so much that I immediately watched the competing Fyre Fest doc on Hulu, also worth the watch but I think the Netflix version was superior. i waited a week -- but i als...
by miles monroe
Thu Jan 24, 2019 10:49 pm
Forum: Personal Investments
Topic: Reasons not to upgrade to a brokerage account?
Replies: 17
Views: 1867

Re: Reasons not to upgrade to a brokerage account?

my reason is that a lot of people here who have a brokerage account sure complain about them a lot.

so i see no reason to "upgrade".
by miles monroe
Mon Jan 21, 2019 10:59 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4469
Views: 1154732

Re: What Movie Have You Recently Watched?

fyre on netflix.

documentary on the fyre music festival in the bahamas that never happened. well worth the 90 minutes.
by miles monroe
Wed Jan 16, 2019 3:12 pm
Forum: Personal Investments
Topic: Why are you NOT buying rental properties?
Replies: 237
Views: 20738

Re: Why are your NOT buying rental properties?

(1) i don't want a second job (not enough hours in the day as it is), and (2) i'm not handy so any repairs i'd have to pay someone to handle.
by miles monroe
Wed Jan 16, 2019 12:46 pm
Forum: Personal Consumer Issues
Topic: Any good reason to get a smartwatch?
Replies: 93
Views: 4091

Re: Any good reason to get a smartwatch?

i don't own a smartwatch -- my timex ironman does everything i need it to do -- but if money was no object i'd have alexa in every room of the house!

the 2nd post in this thread says alexa won't play blink 182 -- so i tested it -- worked fine for me (but i don't think i'll ask her again). :)
by miles monroe
Mon Jan 14, 2019 12:25 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 10175

Re: Disciplined with finances, but not so with diet

Exercise? just sell you car and bike to work Don't want to exercise today? Well you'll be fired for not showing up, so looks like it's another obligatory exercise day. Exactly what I did. Obligatory 60 minutes of daily exercise 5 days a week just with the simple act of going to work and then going ...
by miles monroe
Wed Jan 09, 2019 10:51 am
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 153
Views: 13269

Re: Shingrix [Vaccine availability]

we're all different...

the first shot i had the most discomfort (it didn't rise to the level of "pain") i've ever had from a shot.

the 2nd shot had absolutely no discomfort at all.
by miles monroe
Sun Jan 06, 2019 12:46 am
Forum: Personal Finance (Not Investing)
Topic: So someone drained $13k from my checking account...
Replies: 150
Views: 32580

Re: So someone drained $13k from my checking account...

about 3 years ago someone stole a check from my home mailbox and used the routing numbers on my check and someone elses identification and created new checks. i was lucky -- i caught it after only 1 check and 1 debit transaction were posted to my account. i eventually got my money back but it took m...
by miles monroe
Mon Dec 31, 2018 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax: Deluxe or Premier?
Replies: 8
Views: 995

Re: TurboTax: Deluxe or Premier?

TT also says you need premier for investments but that is not true; deluxe has handled everything i've ever needed it to do. if you start your taxes and realized you bought the "wrong" version you have the option to upgrade -- i have no idea if the upgrade price is fair or not.
by miles monroe
Sat Dec 22, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1243
Views: 125683

Re: [What TV Show Have You Recently Watched?]

killing eve.

season 1 currently on hulu.

season 2 sometime next year; will watch as soon as it is available.
by miles monroe
Fri Dec 14, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 188
Views: 21571

Re: Best values at Costco? Honestly, a little disappointed...

i'm a single guy and i buy most of my groceries at costco. i don't mind buying 20 chicken breasts at a time -- that's what my freezer is for. i also buy the large maple syrup. the first time i bought it after a long while i noticed it had mold in it. a quick google search told me to keep syrup in th...
by miles monroe
Thu Dec 13, 2018 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Kudos to Mike (OpenSocialSecurity)
Replies: 10
Views: 1430

Re: Kudos to Mike (OpenSocialSecurity)

i just learned of of open social security becasue of this site. i'm divorced, so it's just me. i assumed the website would tell me to wait til 70 (which was my plan) but i was surprised when it said 67 and 5 months is when i should file. i guess i need to understand what logic and assumptions the we...
by miles monroe
Sun Dec 09, 2018 12:21 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4469
Views: 1154732

Re: What Movie Have You Recently Watched?

creed and creed 2.

if ya liked the rocky franchise then get started on the creed franchise.
by miles monroe
Mon Nov 26, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Robot Vacuum Cleaner?
Replies: 62
Views: 5157

Re: Robot Vacuum Cleaner?

i have a roomba (can't comment on the competition) which i use a couple times a week on the hardwoods -- it picks up an amazing amount of cat hair and dust. i bought it at costco so i could return it if it didn't work as advertised -- 3 years later it still works good as new (replaced battery and br...
by miles monroe
Sun Nov 25, 2018 6:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard now supports Yubikey 5 and 5C
Replies: 26
Views: 3785

Re: Vanguard now supports Yubikey 5 and 5C

The security key option is pointless since you can not select this as the only log in option. i think i agree with you but i hope someone can tell me i'm wrong. if you don't have a key, you can still access your account with the security code. if someone wanted to hack my account -- they won't have...
by miles monroe
Sun Nov 25, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15635

Re: Black Friday 2018

wasn't looking, but stumbled across a hulu promotion -- if you haven't been a subscriber for a year (i think) you can sign up for 99 cents a months for the next 12 months. after that regualr price of 7.99. i made a notation in my calendar for 11 months from now; i'll decide then if it's worth keepin...
by miles monroe
Sun Nov 25, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1094

Re: ESPN plus subscription question

Good Listener wrote:
Sat Nov 24, 2018 3:40 pm
Is there any way to watch it on a Smart TV other than streaming from a device? And I am concerned that one won't be able to easily switch channels or games like if one was watching tv. Tell me I'm wrong,........
i watch it thru roku on my tv. (i've got a smart tv -- but roku is smarter :) )
by miles monroe
Sat Nov 24, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1094

Re: ESPN plus subscription question

i have espn plus for now. the basketball team i follow has their league games on espn 3 (online streaming). the games on espn plus are the ones not good enough to be on espn 3. :) there is also other content other than live games which i haven't checked out yet. $5 a month, cancel in first week for ...
by miles monroe
Wed Nov 21, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 25
Views: 1638

Re: Xfinity Mobile

If I am over 2 GB then I pay for 2 GB. I don't have to declare how many GB I want. i've looked into this but havent changed from project fi as i don't like the phones they offer. however, it's my understanding that you would pay for 2GB up to 2GB. use 2.01GB and you get charged for 3GB. so your sen...
by miles monroe
Tue Nov 20, 2018 11:12 am
Forum: Personal Consumer Issues
Topic: Clark Howard - Sign Up For USPS Informed Delivery
Replies: 17
Views: 3132

Re: Clark Howard - Sign Up For USPS Informed Delivery

i don't know how widespread this fraud is; but it seems to me here is no downside to registering for informed delivery.
by miles monroe
Mon Nov 19, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 5224

Re: When is Too Long to Return a Hair Dryer to Costco?

It must be a nice neighborhood if you neighbor spent $100 on a hair dryer. I didn't even know that was possible. Dyson makes a $399.00 hair dryer. Ask me how I know? i actually saw that on qvc last week when i was flipping channels. it was $499 regular price and they had it as a "special value" for...
by miles monroe
Mon Nov 19, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 110
Views: 18562

Re: Don't pay full price for SiriusXM radio

i made my annual call to sirius last week saved $100 off the $229 they were going to charge me. so it's $129 if you call and say it's too expensive or $229 if you don't (and i know you can get it even lower if you want to do the process every 6 months instead of every year). i really hate doing this...
by miles monroe
Mon Nov 19, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 5224

Re: When is Too Long to Return a Hair Dryer to Costco?

i wouldn't return the hair dryer after 4 years! pet peeve as a long time costco member -- i see people returning food and wine that they bought and didn't like (nothing wrong with the food). i think if i try a new food and don't like it then the loss associated with that experiment is mine and not c...
by miles monroe
Mon Nov 19, 2018 9:31 am
Forum: Personal Consumer Issues
Topic: Clark Howard - Sign Up For USPS Informed Delivery
Replies: 17
Views: 3132

Clark Howard - Sign Up For USPS Informed Delivery

on the clark howard podcast he recommended that we sign up for informed delivery before the crooks do it for us. he also recommends getting a locking mailbox as a simple first line of defense. i found an article where he discusses this; i've cut and pasted the relevant parts. When the United States ...
by miles monroe
Wed Nov 14, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Accuracy of Zillow/Trulia/Redfin Estimates
Replies: 53
Views: 6050

Re: Accuracy of Zillow/Trulia/Redfin Estimates

i'd love to sell my house for what zillow tells me it's worth.
by miles monroe
Wed Nov 14, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: Do I need an Amazon Echo??.....
Replies: 82
Views: 8627

Re: Do I need an Amazon Echo??.....

i have 2 in my house and love it!

today only; ya get 2 for $100 at qvc.

$99 each at amazon.

this is a great deal for anyone on the fence about getting one.
by miles monroe
Tue Nov 06, 2018 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Ok to remove collision coverage?
Replies: 13
Views: 1089

Re: Ok to remove collision coverage?

if you asked clark howard he'd say to drop the collision when it exceeds 10% of the cars value.
by miles monroe
Tue Nov 06, 2018 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Ok to remove collision coverage?
Replies: 13
Views: 1089

Re: Ok to remove collision coverage?

$93 -- that's one cup of mcdonalds coffee a week.

i'd keep the coverage.
by miles monroe
Fri Oct 26, 2018 9:14 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 30120

Re: How many of you have cut the cord?

i tried; but streaming sports was an unacceptable viewing experience.
by miles monroe
Thu Sep 06, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Phone Calls from Windows saying computer has Malware
Replies: 40
Views: 2277

Re: Phone Calls from Windows saying computer has Malware

This is what happens when you reply to spam email | James Veitch Ted Talk

https://www.youtube.com/watch?v=_QdPW8JrYzQ&t=
by miles monroe
Sun Sep 02, 2018 10:11 pm
Forum: Personal Investments
Topic: Help w/3 Fund Selections from Employer
Replies: 16
Views: 1386

Re: Help w/3 Fund Selections from Employer

holy smokes, didya look at that list?

vanguard sp500:

0.04 expense ratio
0.65 extra admin fee charged by nationwide

0.69 total expense ratio

there oughta be a law.
by miles monroe
Sun Sep 02, 2018 6:25 pm
Forum: Personal Investments
Topic: [Have medical issue - How should I change my investment strategy?]
Replies: 14
Views: 1612

Re: Gout- What works

i feel for ya; i had it once and hope i never have it again. the good news is that mine pretty much went away after 3 days. [OT comments removed by admin LadyGeek] we're not allowed to play doctor on this site, but if you google "gout treatment" or variations thereof you'll get plenty of suggestions...