Search found 578 matches

by Youngblood
Tue May 12, 2020 12:08 pm
Forum: Personal Investments
Topic: Marcus CD signup questions...
Replies: 4
Views: 619

Re: Marcus CD signup questions...

I would just call them and begin the CD that way. When I first tried online even though all screens continued and I finally submitted the last page it didn't complete.
by Youngblood
Wed Apr 15, 2020 2:23 pm
Forum: Investing - Theory, News & General
Topic: Head Fakes and Dead Cats .. your thoughts on the rally?
Replies: 386
Views: 32761

Re: Head Fakes and Dead Cats .. your thoughts on the rally?

midareff wrote:
Tue Apr 14, 2020 5:58 pm
One think is absolutely certain..... none of this fit into any image I had of my golden years.
Just wondering what, if any, changes in your golden years you think may be long term?
by Youngblood
Wed Apr 15, 2020 2:16 pm
Forum: Personal Consumer Issues
Topic: Where have you eaten out recently?
Replies: 21
Views: 1507

Re: Where have you eaten out recently?

Some time in early March we had pizza. Now we just buy frozen pizza from Publix.

When covid-19 is a bad memory we will probably only order carry out pizza or some other fast food when DW is just tired
Of cooking.
by Youngblood
Tue Apr 14, 2020 4:37 pm
Forum: Investing - Theory, News & General
Topic: Head Fakes and Dead Cats .. your thoughts on the rally?
Replies: 386
Views: 32761

Re: Head Fakes and Dead Cats .. your thoughts on the rally?

The rebound seems overdone to me because the market is now valued as it was in October 2019 before the coronavirus was on anyone’s radar. So Mr. Market is saying the pandemic will have almost no effect and therefore continues higher still?
by Youngblood
Sun Apr 05, 2020 6:05 am
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 75831

Re: Bogleheads community discussion - Coronavirus

Changes I think will be either permanent or at least for quite some time: No more buffet type restaurants Careful selection of restaurants in general No more cruises Limited flying More visits to family No more hotels unless absolutely necessary Currently very limited equities in portfolio maybe add...
by Youngblood
Sat Apr 04, 2020 9:15 am
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 21330

Re: What are you doing for haircuts due to coronavirus shutdown?

Literally just finished cutting my beard using my Norelco beard trimmer set to number 4. What hair is above the beard can go a couple more weeks before breaking out the #3 guard on my hair clippers. I haven't seen a barber in three decades so Covid-19 isn't cramping my style. Same here except that ...
by Youngblood
Mon Mar 23, 2020 4:10 pm
Forum: Investing - Theory, News & General
Topic: It's Not Different This Time
Replies: 358
Views: 34812

Re: It's Not Different This Time

As usual very interesting posts and varied viewpoints. I fall into the category of thinking that this time might be different. When the threat of corona-virus is over isn't it possible that people change their spending proclivities permanently? Personally, we will never go to restaurant buffets agai...
by Youngblood
Sun Mar 22, 2020 3:09 pm
Forum: Personal Consumer Issues
Topic: If you could only listen to one podcast...
Replies: 138
Views: 11943

Re: If you could only listen to one podcast...

Tim Ferriss
The Drive, Peter Attia
by Youngblood
Sun Mar 15, 2020 2:00 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the gym ...
Replies: 210
Views: 12629

Re: Are you still going to the gym ...

Nope. No going Running outdoors now instead. Doing sit ups, pull ups and push ups at home for now. Going to a gym is the same thing as going to a restaurant, work or other place with people. Not smart. Self isolating. I find this forum to be generally filled with incredibly smart, rational people. ...
by Youngblood
Thu Mar 12, 2020 4:23 pm
Forum: Personal Investments
Topic: Who is staying course and how are you dealing with net worth going down?
Replies: 359
Views: 26654

Re: Who is staying course and how are you dealing with net worth going down?

This is not easy for me to deal with. I absolutely hate money disappearing into the ether especially when it amounts to a lot. It this my first rodeo, as someone above analogized? No, I'm 71 and have invested from my mid twenties. For my personality, I just don't seem to be able to get used to these...
by Youngblood
Wed Mar 11, 2020 3:31 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's Take On This Global Bear Market
Replies: 59
Views: 6175

Re: Vanguard's Take On This Global Bear Market

I'm no economist, and I certainly don't want to be an alarmist, but I do wonder how much of an understatement this is: The likely significant near-term economic impact of the coronavirus outbreak hasn’t played out yet. From where I sit as a layman, the sheer number of industries being profoundly im...
by Youngblood
Mon Feb 24, 2020 4:22 am
Forum: Investing - Theory, News & General
Topic: Portfolio Opinion: Savings Bonds, Real Assets & Stocks
Replies: 38
Views: 2181

Re: Portfolio Opinion: Savings Bonds, Real Assets & Stocks

ee bonds? At .10 % interest a year you'd probably be better buying gold or silver. YB They double in value at year 20 and that associated tax is deferred. In this low interest rate environment they are definitely a worth a thought. You also can only invest 10k per person per year, so it's likely no...
by Youngblood
Sun Feb 23, 2020 3:05 pm
Forum: Investing - Theory, News & General
Topic: Portfolio Opinion: Savings Bonds, Real Assets & Stocks
Replies: 38
Views: 2181

Re: Portfolio Opinion: Savings Bonds, Real Assets & Stocks

ee bonds? At .10 % interest a year you'd probably be better buying gold or silver. YB They double in value at year 20 and that associated tax is deferred. In this low interest rate environment they are definitely a worth a thought. You also can only invest 10k per person per year, so it's likely no...
by Youngblood
Sat Feb 22, 2020 4:40 pm
Forum: Investing - Theory, News & General
Topic: Portfolio Opinion: Savings Bonds, Real Assets & Stocks
Replies: 38
Views: 2181

Re: Portfolio Opinion: Savings Bonds, Real Assets & Stocks

ee bonds?

At .10 % interest a year you'd probably be better buying gold or silver.

YB
by Youngblood
Sun Feb 16, 2020 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 435
Views: 37250

Re: Quicken 2019 and forward

abuss368 wrote:
Sun Feb 16, 2020 3:12 pm
Were there many upgrades for Quicken for Mac?
Yes, same package/disk for both.
by Youngblood
Sun Feb 16, 2020 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 435
Views: 37250

Re: Quicken 2019 and forward

Just purchased a Quicken Deluxe one year subscription extension at Sam's Club for $29.88. It comes with a disk but for extension all you have to do is enter the one time activation code into your current installed Quicken Deluxe.

I'm not sure when this sale ends.
by Youngblood
Tue Jan 14, 2020 10:36 am
Forum: Personal Consumer Issues
Topic: Magic Kingdom for a day or fun resort / hotel?
Replies: 56
Views: 4071

Re: Magic Kingdom for a day or fun resort / hotel?

I guess the OP already made a decision but, raising my three daughters we went to Disney World four times at various ages and we all had a great time. They in turn took their kids to DW several times and same result. OP, Disney films are great for kids. Parents and grandparents usually enjoy watchin...
by Youngblood
Sat Dec 21, 2019 5:48 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2017
Replies: 66
Views: 3649

Re: Quicken 2017

You can't seriously be rethinking going to the subscription model because of momentary bug experienced by some users. That isn't rational. I've been using Quicken for over 20 years and rarely encounter serious issues that aren't resolved quickly. Just like any other piece of software. I find great ...
by Youngblood
Fri Dec 20, 2019 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2017
Replies: 66
Views: 3649

Re: Quicken 2017

You can't seriously be rethinking going to the subscription model because of momentary bug experienced by some users. That isn't rational. I've been using Quicken for over 20 years and rarely encounter serious issues that aren't resolved quickly. Just like any other piece of software. I find great ...
by Youngblood
Mon Sep 16, 2019 3:32 pm
Forum: Personal Consumer Issues
Topic: Do you trust Microsoft updating your Windows 7 machine?
Replies: 122
Views: 7266

Re: Do you trust Microsoft updating your Windows 7 machine?

squirm wrote:
Sun Sep 15, 2019 8:51 am
Irony, doesn't trust Microsoft but will trust Google. Thanks for the laugh.
Well I didn't laugh but, a cartoon bubble popped above my head with a question mark.
by Youngblood
Mon Jul 22, 2019 8:48 am
Forum: Personal Consumer Issues
Topic: Whole Bean Coffee: Worth the effort?
Replies: 89
Views: 6139

Re: Whole Bean Coffee: Worth the effort?

I went with the convenience of buying ground beans. For me, grinding didn't make much difference in taste but added a morning chore.
by Youngblood
Sat Jun 29, 2019 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Did Retirement Spending go as You Planned?
Replies: 47
Views: 5446

Re: Did Retirement Spending go as You Planned?

I am spending right about what I projected. We moved from a very high tax state (NJ) to a much lower tax environment on the southern coast. Much of the tax savings are eaten up by higher insurance and maintenance costs. I like hot weather and don't mind the humidity, but it can be expensive. Althou...
by Youngblood
Sat Jun 29, 2019 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Did Retirement Spending go as You Planned?
Replies: 47
Views: 5446

Re: Did Retirement Spending go as You Planned?

I am spending right about what I projected. We moved from a very high tax state (NJ) to a much lower tax environment on the southern coast. Much of the tax savings are eaten up by higher insurance and maintenance costs. I like hot weather and don't mind the humidity, but it can be expensive. Althou...
by Youngblood
Mon Jun 03, 2019 9:57 am
Forum: Personal Consumer Issues
Topic: Reliable Wireless Mouse?
Replies: 31
Views: 1758

Re: Reliable Wireless Mouse?

I just checked my digital notes on purchases which I keep for warranty information and found that I purchased a Microsoft wireless mouse on 05/03/2010. I have used it constantly and am very satisfied with the two buttons and roller wheel. Thanks for the data. I'd be very happy with 9+ year life. MS...
by Youngblood
Mon Jun 03, 2019 8:44 am
Forum: Personal Consumer Issues
Topic: Reliable Wireless Mouse?
Replies: 31
Views: 1758

Re: Reliable Wireless Mouse?

I just checked my digital notes on purchases which I keep for warranty information and found that I purchased a Microsoft wireless mouse on 05/03/2010. I have used it constantly and am very satisfied with the two buttons and roller wheel.
by Youngblood
Fri May 31, 2019 1:42 pm
Forum: Personal Investments
Topic: Just Got a Call From Fidelity
Replies: 55
Views: 8370

Re: Just Got a Call From Fidelity

Yes, I would call back and talk to him for a few minutes. Every once in a while, you get information that is new and useful.

YMMV
by Youngblood
Thu May 23, 2019 3:10 pm
Forum: Investing - Theory, News & General
Topic: just a general comment about "too conservative" investors here
Replies: 151
Views: 16762

Re: just a general comment about "too conservative" investors here

Thank you Op. I frequently feel out of placewith so many suggesting 100% stocks and mine is 50% stocks. I’veseen All the meltdowns too... It can be disasterous to be over confident. +1 I also find myself outnumbered and perhaps considered as too conservative. Then, however, I reflect on my investin...
by Youngblood
Tue Apr 30, 2019 3:03 am
Forum: Personal Investments
Topic: Mixing Mutual Funds and ETFs?
Replies: 12
Views: 1069

Re: Mixing Mutual Funds and ETFs?

I don't see mixing funds with ETFs a problem. I also don't see how it increases "diversification". VTSAX and VTI are exactly the same fund. I wasn’t addressing anything about asset allocation or OP's current portfolio. I just don't think that mixing MFs with ETFs is in and of itself a bad thing. It...
by Youngblood
Mon Apr 29, 2019 12:08 pm
Forum: Personal Investments
Topic: Mixing Mutual Funds and ETFs?
Replies: 12
Views: 1069

Re: Mixing Mutual Funds and ETFs?

I don't see mixing funds with ETFs a problem.
by Youngblood
Mon Apr 15, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Soon to be dad, how to prepare
Replies: 127
Views: 7896

Re: Soon to be dad, how to prepare

8. Most important be VERY supportive to your wife. Mine had post partum depression and it was REALLY bad with our first. Even without it (for the second) the hormone changes that first 3-4 months postpartum makes them very vulnerable. This is huge and needs to be highlighted. My wife also had bad p...
by Youngblood
Mon Apr 08, 2019 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 435
Views: 37250

Re: Quicken 2019 and forward

We don't know whether or not the purchase of Quicken through Intuit would be more expensive now, some three years later.

Probably though.
by Youngblood
Wed Apr 03, 2019 8:47 am
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 15799

Re: Folks in their 60s and above. What early investment on health do you recommend.

livesoft wrote:
Mon Apr 01, 2019 1:52 pm
Youngblood wrote:
Mon Apr 01, 2019 12:12 pm
Hmmmm, a resting heart rate in the thirties should be checked by a physician.
I don't disagree, but tell me when you get there. :)
Well, that will be never! LOL
by Youngblood
Mon Apr 01, 2019 12:46 pm
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 15799

Re: Folks in their 60s and above. What early investment on health do you recommend.

9. SPF 30. Stay in the shade. Don't worry, everyone's vitamin D "deficient" and it haven't been shown to have any negative impact. Did you throw this in as an April Fools joke?? Otherwise, this is one of the most patently false things I've ever read on this site (easily google-able). Vitamin D is a...
by Youngblood
Mon Apr 01, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 15799

Re: Folks in their 60s and above. What early investment on health do you recommend.

One question on your second point. How do I know what my ideal weight should be. There are lot of calculations when I do a search in Google. Which weight calculator would you suggest? I don't think you need a calculator. Just do a pinch test: If you grab the skin next to your belly button and pinch...
by Youngblood
Sat Mar 30, 2019 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 435
Views: 37250

Re: Quicken 2019 and forward

These are the asset choices:

global bonds
domestic bonds
small cap stocks
large cap stocks
international stocks
cash
other
unclassified
by Youngblood
Sat Mar 30, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 38008

Re: "The best and worst U.S. states for retirement"

South Dakota, the second-best state, has the second-highest total workforce consisting of people aged 65 or older. This doesn't sound like it should be second-best, if you will have to continue working. Is that supposed to be what they do in retirement ? I once lamented to a Floridian friend that b...
by Youngblood
Sat Mar 30, 2019 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 435
Views: 37250

Re: Quicken 2019 and forward

I'v been using Quicken for 24 years. I understand what you are saying, however I feel for about the last 15 years Quicken has not really added any substantial new useful features that I needed/wanted. This is a very mature product. Office is the same. It seems like they rearrange the icons and menu...
by Youngblood
Sat Mar 30, 2019 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 435
Views: 37250

Re: Quicken 2019 and forward

+1 Most Everybody has to make a living :happy +2 - I'm definitely in the camp of loving subscription models that many software vendors are going to. For so many years in the past, I would buy a version of something, and it was current usually for just one or a few years. Then something new came out...
by Youngblood
Fri Mar 29, 2019 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you check your net worth?
Replies: 257
Views: 17733

Re: How often do you check your net worth?

I'm a Quicken junkie so I see it every day. I don't actively seek it out, but it's just there on my screen. Can't help noticing it. And any up/down movement has no impact on my life. Quicken fan here too. So, almost daily in order to check all transactions downloaded into Quicken. In my case I do c...
by Youngblood
Fri Mar 29, 2019 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 435
Views: 37250

Re: Quicken 2019 and forward

I agree with everything you said. The program runs smoothly ever since the subscription service. It seems the developers are doing a great job working out the bugs and keeping the program up to date. This is no longer the buggy Quicken we were used to. As a long-time* Quicken User it seems to me th...
by Youngblood
Thu Mar 28, 2019 3:41 pm
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 10774

Re: Tattoos and Bogleheads

The Outsider wrote:
Thu Mar 28, 2019 12:48 pm
No tattoos, just scars
Scars here too and they tell more interesting stories, don't they?
by Youngblood
Thu Mar 28, 2019 1:13 pm
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 10774

Re: Tattoos and Bogleheads

Foredeck wrote:
Wed Mar 27, 2019 8:26 pm
Nope no tattoos. Probably will never get one. My personal preference. I find them unattractive on the opposite sex.
:sharebeer me too
by Youngblood
Thu Mar 28, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Lifecare community - worth it?
Replies: 33
Views: 2537

Re: Lifecare community - worth it?

Good question Midareff and yikes in regards to answer.

I would not consider that monthly for one person.
by Youngblood
Sun Mar 17, 2019 3:54 pm
Forum: Investing - Theory, News & General
Topic: "Active fund managers trail the S&P 500 for the ninth year in a row in triumph for indexing"
Replies: 26
Views: 2577

Re: "Active fund managers trail the S&P 500 for the ninth year in a row in triumph for indexing"

Index funds beating managed funds has been going on for what seems forever. So clearly, buying everything is a more successful strategy than employing the best minds, quants, endless hours of research and using that information either by purchasing managed mutual funds or buying individual stocks. S...
by Youngblood
Sun Mar 17, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 9212

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

goingup wrote:
Sun Mar 17, 2019 12:09 pm
I take pleasure in delighting my spouse with the things they really want. I would buy one today.
Wouldn't the others in they be mistresses?
by Youngblood
Sun Mar 17, 2019 1:43 pm
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 9212

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

ddurrett896 wrote:
Sun Mar 17, 2019 10:28 am
I’d kill for my wife to want a mini van.
LOL,

Thanks : :happy
by Youngblood
Sun Mar 17, 2019 9:46 am
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 9212

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

IMHO, buy the Odyssey for all the new safety features that help in preventing accidents and excellent crash test results.
Your cargo is precious.
by Youngblood
Sat Mar 16, 2019 4:53 am
Forum: Personal Consumer Issues
Topic: Peanut Butter recommendations
Replies: 84
Views: 7597

Re: Peanut Butter recommendations

Only Jif extra crunchy
by Youngblood
Tue Mar 05, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Chimney Cap Replacement
Replies: 20
Views: 1625

Re: Chimney Cap Replacement

Years ago I had the same situation i.e. the chimney cap blew off. I just went on the roof and up to the chimney and reinserted it.
by Youngblood
Thu Feb 28, 2019 3:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 631
Views: 69811

Re: Discontinuing VanguardAdvantage Accounts

Wow, this was a complete surprise to me. I knew about Vanguard Advantage accounts but since I already had Bill pay set up at Fidelity I just never switched. So sorry for all the folks at Vanguard who have to go through all the work to list payees at another bank or brokerage. All these years with VG...