Search found 559 matches

by Youngblood
Mon Sep 16, 2019 3:32 pm
Forum: Personal Consumer Issues
Topic: Do you trust Microsoft updating your Windows 7 machine?
Replies: 122
Views: 6647

Re: Do you trust Microsoft updating your Windows 7 machine?

squirm wrote:
Sun Sep 15, 2019 8:51 am
Irony, doesn't trust Microsoft but will trust Google. Thanks for the laugh.
Well I didn't laugh but, a cartoon bubble popped above my head with a question mark.
by Youngblood
Mon Jul 22, 2019 8:48 am
Forum: Personal Consumer Issues
Topic: Whole Bean Coffee: Worth the effort?
Replies: 90
Views: 5705

Re: Whole Bean Coffee: Worth the effort?

I went with the convenience of buying ground beans. For me, grinding didn't make much difference in taste but added a morning chore.
by Youngblood
Sat Jun 29, 2019 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Did Retirement Spending go as You Planned?
Replies: 47
Views: 5170

Re: Did Retirement Spending go as You Planned?

I am spending right about what I projected. We moved from a very high tax state (NJ) to a much lower tax environment on the southern coast. Much of the tax savings are eaten up by higher insurance and maintenance costs. I like hot weather and don't mind the humidity, but it can be expensive. Althou...
by Youngblood
Sat Jun 29, 2019 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Did Retirement Spending go as You Planned?
Replies: 47
Views: 5170

Re: Did Retirement Spending go as You Planned?

I am spending right about what I projected. We moved from a very high tax state (NJ) to a much lower tax environment on the southern coast. Much of the tax savings are eaten up by higher insurance and maintenance costs. I like hot weather and don't mind the humidity, but it can be expensive. Althou...
by Youngblood
Mon Jun 03, 2019 9:57 am
Forum: Personal Consumer Issues
Topic: Reliable Wireless Mouse?
Replies: 31
Views: 1665

Re: Reliable Wireless Mouse?

I just checked my digital notes on purchases which I keep for warranty information and found that I purchased a Microsoft wireless mouse on 05/03/2010. I have used it constantly and am very satisfied with the two buttons and roller wheel. Thanks for the data. I'd be very happy with 9+ year life. MS...
by Youngblood
Mon Jun 03, 2019 8:44 am
Forum: Personal Consumer Issues
Topic: Reliable Wireless Mouse?
Replies: 31
Views: 1665

Re: Reliable Wireless Mouse?

I just checked my digital notes on purchases which I keep for warranty information and found that I purchased a Microsoft wireless mouse on 05/03/2010. I have used it constantly and am very satisfied with the two buttons and roller wheel.
by Youngblood
Fri May 31, 2019 1:42 pm
Forum: Personal Investments
Topic: Just Got a Call From Fidelity
Replies: 55
Views: 8123

Re: Just Got a Call From Fidelity

Yes, I would call back and talk to him for a few minutes. Every once in a while, you get information that is new and useful.

YMMV
by Youngblood
Thu May 23, 2019 3:10 pm
Forum: Investing - Theory, News & General
Topic: just a general comment about "too conservative" investors here
Replies: 151
Views: 16050

Re: just a general comment about "too conservative" investors here

Thank you Op. I frequently feel out of placewith so many suggesting 100% stocks and mine is 50% stocks. I’veseen All the meltdowns too... It can be disasterous to be over confident. +1 I also find myself outnumbered and perhaps considered as too conservative. Then, however, I reflect on my investin...
by Youngblood
Tue Apr 30, 2019 3:03 am
Forum: Personal Investments
Topic: Mixing Mutual Funds and ETFs?
Replies: 12
Views: 957

Re: Mixing Mutual Funds and ETFs?

I don't see mixing funds with ETFs a problem. I also don't see how it increases "diversification". VTSAX and VTI are exactly the same fund. I wasn’t addressing anything about asset allocation or OP's current portfolio. I just don't think that mixing MFs with ETFs is in and of itself a bad thing. It...
by Youngblood
Mon Apr 29, 2019 12:08 pm
Forum: Personal Investments
Topic: Mixing Mutual Funds and ETFs?
Replies: 12
Views: 957

Re: Mixing Mutual Funds and ETFs?

I don't see mixing funds with ETFs a problem.
by Youngblood
Mon Apr 15, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Soon to be dad, how to prepare
Replies: 127
Views: 7375

Re: Soon to be dad, how to prepare

8. Most important be VERY supportive to your wife. Mine had post partum depression and it was REALLY bad with our first. Even without it (for the second) the hormone changes that first 3-4 months postpartum makes them very vulnerable. This is huge and needs to be highlighted. My wife also had bad p...
by Youngblood
Mon Apr 08, 2019 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 141
Views: 12412

Re: Quicken 2019 and forward

We don't know whether or not the purchase of Quicken through Intuit would be more expensive now, some three years later.

Probably though.
by Youngblood
Wed Apr 03, 2019 8:47 am
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 15139

Re: Folks in their 60s and above. What early investment on health do you recommend.

livesoft wrote:
Mon Apr 01, 2019 1:52 pm
Youngblood wrote:
Mon Apr 01, 2019 12:12 pm
Hmmmm, a resting heart rate in the thirties should be checked by a physician.
I don't disagree, but tell me when you get there. :)
Well, that will be never! LOL
by Youngblood
Mon Apr 01, 2019 12:46 pm
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 15139

Re: Folks in their 60s and above. What early investment on health do you recommend.

9. SPF 30. Stay in the shade. Don't worry, everyone's vitamin D "deficient" and it haven't been shown to have any negative impact. Did you throw this in as an April Fools joke?? Otherwise, this is one of the most patently false things I've ever read on this site (easily google-able). Vitamin D is a...
by Youngblood
Mon Apr 01, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 15139

Re: Folks in their 60s and above. What early investment on health do you recommend.

One question on your second point. How do I know what my ideal weight should be. There are lot of calculations when I do a search in Google. Which weight calculator would you suggest? I don't think you need a calculator. Just do a pinch test: If you grab the skin next to your belly button and pinch...
by Youngblood
Sat Mar 30, 2019 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 141
Views: 12412

Re: Quicken 2019 and forward

These are the asset choices:

global bonds
domestic bonds
small cap stocks
large cap stocks
international stocks
cash
other
unclassified
by Youngblood
Sat Mar 30, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 35912

Re: "The best and worst U.S. states for retirement"

South Dakota, the second-best state, has the second-highest total workforce consisting of people aged 65 or older. This doesn't sound like it should be second-best, if you will have to continue working. Is that supposed to be what they do in retirement ? I once lamented to a Floridian friend that b...
by Youngblood
Sat Mar 30, 2019 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 141
Views: 12412

Re: Quicken 2019 and forward

I'v been using Quicken for 24 years. I understand what you are saying, however I feel for about the last 15 years Quicken has not really added any substantial new useful features that I needed/wanted. This is a very mature product. Office is the same. It seems like they rearrange the icons and menu...
by Youngblood
Sat Mar 30, 2019 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 141
Views: 12412

Re: Quicken 2019 and forward

+1 Most Everybody has to make a living :happy +2 - I'm definitely in the camp of loving subscription models that many software vendors are going to. For so many years in the past, I would buy a version of something, and it was current usually for just one or a few years. Then something new came out...
by Youngblood
Fri Mar 29, 2019 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you check your net worth?
Replies: 257
Views: 16932

Re: How often do you check your net worth?

I'm a Quicken junkie so I see it every day. I don't actively seek it out, but it's just there on my screen. Can't help noticing it. And any up/down movement has no impact on my life. Quicken fan here too. So, almost daily in order to check all transactions downloaded into Quicken. In my case I do c...
by Youngblood
Fri Mar 29, 2019 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 141
Views: 12412

Re: Quicken 2019 and forward

I agree with everything you said. The program runs smoothly ever since the subscription service. It seems the developers are doing a great job working out the bugs and keeping the program up to date. This is no longer the buggy Quicken we were used to. As a long-time* Quicken User it seems to me th...
by Youngblood
Thu Mar 28, 2019 3:41 pm
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 9965

Re: Tattoos and Bogleheads

The Outsider wrote:
Thu Mar 28, 2019 12:48 pm
No tattoos, just scars
Scars here too and they tell more interesting stories, don't they?
by Youngblood
Thu Mar 28, 2019 1:13 pm
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 9965

Re: Tattoos and Bogleheads

Foredeck wrote:
Wed Mar 27, 2019 8:26 pm
Nope no tattoos. Probably will never get one. My personal preference. I find them unattractive on the opposite sex.
:sharebeer me too
by Youngblood
Thu Mar 28, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Lifecare community - worth it?
Replies: 33
Views: 2427

Re: Lifecare community - worth it?

Good question Midareff and yikes in regards to answer.

I would not consider that monthly for one person.
by Youngblood
Sun Mar 17, 2019 3:54 pm
Forum: Investing - Theory, News & General
Topic: "Active fund managers trail the S&P 500 for the ninth year in a row in triumph for indexing"
Replies: 26
Views: 2440

Re: "Active fund managers trail the S&P 500 for the ninth year in a row in triumph for indexing"

Index funds beating managed funds has been going on for what seems forever. So clearly, buying everything is a more successful strategy than employing the best minds, quants, endless hours of research and using that information either by purchasing managed mutual funds or buying individual stocks. S...
by Youngblood
Sun Mar 17, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 8754

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

goingup wrote:
Sun Mar 17, 2019 12:09 pm
I take pleasure in delighting my spouse with the things they really want. I would buy one today.
Wouldn't the others in they be mistresses?
by Youngblood
Sun Mar 17, 2019 1:43 pm
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 8754

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

ddurrett896 wrote:
Sun Mar 17, 2019 10:28 am
I’d kill for my wife to want a mini van.
LOL,

Thanks : :happy
by Youngblood
Sun Mar 17, 2019 9:46 am
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 8754

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

IMHO, buy the Odyssey for all the new safety features that help in preventing accidents and excellent crash test results.
Your cargo is precious.
by Youngblood
Sat Mar 16, 2019 4:53 am
Forum: Personal Consumer Issues
Topic: Peanut Butter recommendations
Replies: 84
Views: 6889

Re: Peanut Butter recommendations

Only Jif extra crunchy
by Youngblood
Tue Mar 05, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Chimney Cap Replacement
Replies: 20
Views: 1434

Re: Chimney Cap Replacement

Years ago I had the same situation i.e. the chimney cap blew off. I just went on the roof and up to the chimney and reinserted it.
by Youngblood
Thu Feb 28, 2019 3:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 631
Views: 63938

Re: Discontinuing VanguardAdvantage Accounts

Wow, this was a complete surprise to me. I knew about Vanguard Advantage accounts but since I already had Bill pay set up at Fidelity I just never switched. So sorry for all the folks at Vanguard who have to go through all the work to list payees at another bank or brokerage. All these years with VG...
by Youngblood
Thu Feb 28, 2019 2:26 pm
Forum: Forum Issues and Administration
Topic: Keep Bogleheads Free! (as in unaffiliated)
Replies: 52
Views: 6516

Re: Keep Boglehead's Free!

Rick Ferri wrote:
Thu Feb 28, 2019 2:22 pm
Free meaning unaffiliated.
Ahhh
by Youngblood
Thu Feb 28, 2019 2:26 pm
Forum: Forum Issues and Administration
Topic: Keep Bogleheads Free! (as in unaffiliated)
Replies: 52
Views: 6516

Re: Keep Boglehead's Free!

Have there been plans made to charge for membership?
by Youngblood
Tue Feb 26, 2019 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Who does their own taxes?
Replies: 111
Views: 8171

Re: Who does their own taxes?

depressed wrote:
Sun Feb 24, 2019 8:20 pm
I feel a compulsion to post this paradox:
I do the taxes for everyone in my family, except for those people who do their own taxes. Do I do my own taxes or not?
Excellent and funny too!

:sharebeer
by Youngblood
Tue Feb 26, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: Swimming, do you? Advice sought.
Replies: 76
Views: 7400

Re: Swimming, do you? Advice sought.

I never needed to lose weight and never liked swimming except when having fun as a kid. Swimming laps in a pool for me is exceedingly boring. I guess years ago, when I read the short article below, I haven’t even been in the pool at the local gym except for a couple of times. SWIMMING IS NOT GOOD FO...
by Youngblood
Sun Feb 24, 2019 3:51 pm
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 14811

Re: Is Hyundai the value sweet spot?

I'm recommending against Hyundai. Or at least, the 6th generation Sonata. Or at least the 2.4 liter 6th generation Sonata. The MPG is terrible. There was a known scandal where Hyundai's testing did not match up with EPA standards, and most customers could not achieve the stated MPG's. I'm averaging...
by Youngblood
Sun Feb 24, 2019 10:32 am
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 14811

Re: Is Hyundai the value sweet spot?

We are currently on our fourth Hyundai Sonata. The first was given to my in-laws who in turn (after they were no longer able to drive) gave it to one of their sons who drove it for many miles and what seemed like forever. The second was sold at half the value to a granddaughter who unfortunately tot...
by Youngblood
Sat Feb 23, 2019 3:49 pm
Forum: Personal Investments
Topic: bitcoin guy wants to stock market
Replies: 234
Views: 13306

Re: bitcoin guy wants to stock market

The unexamined life is not worth living.

Socrates
by Youngblood
Thu Feb 07, 2019 10:51 am
Forum: Personal Consumer Issues
Topic: What Tech Gadget Would you Buy?
Replies: 85
Views: 6046

Re: What Tech Gadget Would you Buy?

TV is too old. It's not a smart TV. But, I did buy a streaming service for it. We actually have pulled the Cable Cord and only watch stuff streaming now. But, a good suggestion! I also don't think you should buy gadgets "just because." But if you care about picture quality, an OLED is a huge upgrad...
by Youngblood
Thu Jan 31, 2019 2:30 pm
Forum: Personal Investments
Topic: RMD at 70.5 - what am I missing?
Replies: 60
Views: 4796

Re: RMD at 70.5 - what am I missing?

From the OP's post: “ We would probably need to take out more than the required RMD”. They are probably in a low tax bracket so, of course, being forced to take out money they need at a low tax rate is no big deal.
by Youngblood
Sun Jan 27, 2019 10:39 am
Forum: Personal Consumer Issues
Topic: Desktop Computer (home): Do you leave it "On" or turn "off" after using?
Replies: 77
Views: 5207

Re: Desktop Computer (home): Do you leave it "On" or turn "off" after using?

123 wrote:
Sat Jan 26, 2019 8:18 pm
Cheyenne wrote:
Sat Jan 26, 2019 8:15 pm
... I turn my iMac off if I don't plan to use it for an hour or two because it boots up in 20 seconds. The PC I leave on all the time.
You're making us Windows only guys start to cry.
Why? My Windows PC boots in sixteen seconds ever since I added a SSD.
by Youngblood
Thu Jan 17, 2019 2:18 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 57762

Re: John Bogle has died at age 89

Death, the only thing that could stop Jack from helping others.

Some people, when they're gone, you just feel a deep loss even though you never met them.

A life truly well lived.

RIP
by Youngblood
Wed Jan 16, 2019 3:05 pm
Forum: Personal Consumer Issues
Topic: Any good reason to get a smartwatch?
Replies: 93
Views: 4625

Re: Any good reason to get a smartwatch?

iPhone s4 here and 💘 it. On one tap (one screen) I can see notifications, outside temp, date, battery charge, calendar event, Wind speed, heart rate, UVI, and progress on my daily exercise goals. I wear it every night to track sleep. I charge it when I watch TV at night. I never miss a call or text....
by Youngblood
Mon Jan 14, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: How do I stop jeans from ripping in the thighs?
Replies: 70
Views: 5659

Re: How do I stop jeans from ripping in the thighs?

Rubbing and washing = wear and tear

After they wear and tear sell them to a teenager for $67 and buy a couple of new ones for yourself that are not pre-washed.
by Youngblood
Thu Dec 27, 2018 4:03 pm
Forum: Investing - Theory, News & General
Topic: Why call them "losses" when you still own the shares?
Replies: 103
Views: 5288

Re: Why call them "losses" when you still own the shares?

Hmmm, thanks Op and others. I had great faith in Sears, it had/has intrinsic value and now I know I didn't lose money because I have even more shares than I had twenty years ago and I never sold. I am thrilled to know that the only mistake I almost made was selling at the wrong time. Strong hands he...
by Youngblood
Mon Dec 24, 2018 3:24 pm
Forum: Investing - Theory, News & General
Topic: Too old for buy and hold?
Replies: 11
Views: 2176

Re: Too old for buy and hold?

With five years or less, yes.

Unless you enjoy gambling during your last five years.

I'm seventy and at this age I ONLY gamble with a small percentage of net worth.
by Youngblood
Mon Dec 24, 2018 2:36 pm
Forum: Investing - Theory, News & General
Topic: What was your best investment in 2018?
Replies: 127
Views: 8230

Re: What was your best investment in 2018?

Selling equities too soon.
by Youngblood
Mon Dec 24, 2018 2:32 pm
Forum: US Chapters
Topic: My New Avatar
Replies: 23
Views: 1701

Re: My New Avatar

I like both of your choices.
by Youngblood
Mon Dec 24, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12343
Views: 2132601

Re: U.S. stocks in free fall

I lost $85,000 of new money invested 15 days ago. At this point it doesn't matter anymore if I'm "comfortable" with my asset allocation, this is a serious loss by any standard. Update: I’m now approaching a $110,000 loss. I won’t be able to handle this for much longer. Do you need this money for a ...
by Youngblood
Mon Dec 24, 2018 10:14 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12343
Views: 2132601

Re: U.S. stocks in free fall

So glad to be 0% equities. Feels great to sit this one out. The amount of money I'm NOT LOSING is incredible. I predicted this and caught a lot of grief for it. Wish you guys came along with me. It's not too late to get out, this is just the beginning. If you're younger than 40 years old, none of t...