Search found 6 matches

by billerickson
Sun Sep 16, 2018 9:09 am
Forum: Personal Investments
Topic: Personal investment plans
Replies: 21
Views: 2312

Re: Personal investment plans

Portfolio Charts is a great tool for this. You can select one of their pre-built portfolios, or use their Portfolio Growth calculator with a custom portfolio you define.
by billerickson
Thu Dec 28, 2017 11:43 pm
Forum: Personal Investments
Topic: S&P 500 Accumulation - What about the big dips?
Replies: 24
Views: 3797

Re: S&P 500 Accumulation - What about the big dips?

I guess my question is really pretty simply this. If I invest in S&P 500 (hedged to GBP, by the way, so minimal currency risk)... and imagine it all goes haywire tomorrow... based on HISTORICAL facts... how long before the accumulated return at least breaks even? According to the drawdown calcu...
by billerickson
Mon Dec 04, 2017 11:24 am
Forum: Personal Investments
Topic: Gold?
Replies: 64
Views: 6315

Re: Gold?

You can include gold as a part of your portfolio without considering it an "end of the world" / hyperinflation hedge. As a volatile asset not correlated with the overall stock market, it can increase risk adjusted returns through diversification, similar to real estate or long term treasur...
by billerickson
Mon Nov 30, 2015 2:32 pm
Forum: Personal Investments
Topic: Need help with calculating CD value
Replies: 7
Views: 1690

Re: Need help with calculating CD value

I was having a similar issue when trying to calculate my CD's value. What threw me off was the start date (Sept 3rd instead of the first of the month). After digging around online I came up with a formula to drop in my spreadsheet that kept the value up-to-date:
by billerickson
Fri Nov 20, 2015 8:57 am
Forum: Investing - Theory, News & General
Topic: HSA rules dilemma
Replies: 14
Views: 2919

Re: HSA rules dilemma

How much is a kid these days? Assuming epidural, non c-section? 3-4k? We had a baby Feb 2015 and the all-in out of pocket cost was $7,347. None of the doctors would even give us a cost estimate, but a friend of mine had a kid around the same time and it cost about $5k out of pocket. Both of these w...
by billerickson
Thu Jan 02, 2014 3:31 pm
Forum: Personal Investments
Topic: SEP IRA Contributions Limits
Replies: 9
Views: 1434

Re: SEP IRA Contributions Limits

Here's the IRS instructions for determining your contribution limit: I'm also organized as a single member LLC. After each month I calculate a rough estimate of my max contribution for the month (19% of profit, up to $4000) and deposit that in my SEP IR...