Search found 34 matches

by avecmoi
Tue Jan 26, 2021 12:12 am
Forum: US Chapters
Topic: Happy 97th Birthday, Taylor Larimore
Replies: 146
Views: 6023

Re: Happy 97th Birthday, Taylor Larimore

Happy Birthday Mr. Larimore. If I could do 1% of the good that you have done for people, I will view my life as a success!!! I wish you good health and always surrounded by love.

Avecmoi
by avecmoi
Wed Dec 02, 2020 2:21 am
Forum: Personal Consumer Issues
Topic: Switch from dual monitors to one big one?
Replies: 39
Views: 3039

Re: Switch from dual monitors to one big one?

I have a 2 monitor system right now, a 43" 4k samsung 4:4:4 TV and a 32" 2560x1440. I am waiting for a LG 4k OLED to go below $1000 to make it my main monitor. I use desktops 99% of the time.
by avecmoi
Fri Nov 20, 2020 8:04 am
Forum: Non-US Investing
Topic: I took a 10yr loan to buy TSLA shares
Replies: 211
Views: 27247

Re: I took a 10yr loan to buy TSLA shares [Austria]

Am a pretty big Tesla bull. We first invested after I fell in love with my model 3 at end of 2018. A few months later, we first bought a few shares at around $300 before selling all at around $700 to lock in the gains. We made a big bet of ~4% of our investable assets earlier this year after TSLA st...
by avecmoi
Fri Nov 20, 2020 7:05 am
Forum: Investing - Theory, News & General
Topic: Honoring Taylor's 30,000 posts!
Replies: 30
Views: 2761

Re: Honoring Taylor's 30,000 posts!

Thank you Taylor for helping my family through Bogleheads as well as your service to our country. May you receive reward for all that you have done for others both in this life and in the next. Stay safe [medical advice removed by admin LadyGeek].
by avecmoi
Fri Nov 20, 2020 6:47 am
Forum: Personal Consumer Issues
Topic: Hassle free luxury car
Replies: 155
Views: 11604

Re: Hassle free luxury car

Assuming you have a place for your own personal charger at night: another vote for Model S, or wait next year for the Plaid if you want luxury. Have a Model 3 long range non-performance dual motor myself. Love the driving performance but it doesn't have the luxury of a Model S. Smooth sub 4 sec 0-60...
by avecmoi
Wed May 20, 2020 6:15 pm
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 264
Views: 21237

Re: What is your most luxury/expensive hobby.

Uniballer wrote: Mon Feb 10, 2020 8:55 am I don't play this game, but my brother is into serial marriage. He is on his third wife and has two kids with her. Think about how expensive that hobby could get.
We have a winner!
by avecmoi
Mon Mar 23, 2020 7:13 pm
Forum: Personal Investments
Topic: 100 percent stock investors: any of you adding bonds now?
Replies: 51
Views: 3747

Re: 100 percent stock investors: any of you adding bonds now?

I have some money that will be available in 2 weeks. I actually am using some margin to invest into stocks while I await the money that will be coming in the fort night.

Avecmoi
by avecmoi
Sat Feb 29, 2020 4:39 pm
Forum: Investing - Theory, News & General
Topic: Where My 100% Equities Peeps At?!?
Replies: 211
Views: 21842

Re: Where My 100% Equities Peeps At?!?

Still 100% equities but will have cash infusion in 1-2 months and salivating about the sale prices on stocks.
by avecmoi
Fri Jan 03, 2020 10:18 pm
Forum: Personal Finance (Not Investing)
Topic: Medical school at 34 - Is this financial suicide?
Replies: 116
Views: 11204

Re: Medical school at 34 - Is this financial suicide?

Is the grass greener? Medicine is a calling. I personally would not recommend my kids to go into medicine but will not prevent them either. https://physiciansfoundation.org/wp-content/uploads/2018/09/physicians-survey-results-final-2018.pdf https://www.medscape.com/viewarticle/903051 Financially, no...
by avecmoi
Mon Jul 22, 2019 11:32 pm
Forum: Personal Consumer Issues
Topic: Alfa Romeo Giulia thoughts
Replies: 21
Views: 2201

Re: Alfa Romeo Giulia thoughts

I second the motion to try the model 3 performance. I only have the dual motor and it makes my commute so fun.
by avecmoi
Fri Jun 07, 2019 12:44 am
Forum: Investing - Theory, News & General
Topic: Thank you, Taylor Larimore!
Replies: 49
Views: 7031

Re: Thank you, Taylor Larimore!

Thank you Mr. Larimore and your fellow protectors of the world. I hear of multiple stories where soldiers of the greatest generation kept their medals for heroism secret to their family and friends. Their loved ones only found out after they died going through their possessions. So humble in their h...
by avecmoi
Wed Jan 16, 2019 7:45 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 63156

Re: John Bogle is dead at 89

Bless you and your loved ones. Thank you so much for contributing for the good of so many.
by avecmoi
Sat Jan 05, 2019 10:38 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring (Affordable)
Replies: 136
Views: 9553

Re: Engagement Ring (Affordable)

Cost of the diamond and/or the wedding reception inversely proportional to likely success of the marriage.

https://www.independent.co.uk/life-styl ... 35646.html
by avecmoi
Fri Jan 04, 2019 4:08 am
Forum: Personal Consumer Issues
Topic: Engagement Ring (Affordable)
Replies: 136
Views: 9553

Re: Engagement Ring (Affordable)

Dual professional couple, was saving up for Asian wedding and house. When we got engaged 10 years ago, the moissanite tended to have a green tint. Fiancee agreed to CZ ring sub $100 engagement ring (score!). Looked very good in beginning but after 3 years, it began to cloud. Because of this we have ...
by avecmoi
Mon Dec 03, 2018 3:35 am
Forum: Personal Finance (Not Investing)
Topic: Small business health insurance funding
Replies: 10
Views: 882

Re: Small business health insurance funding

Thank you for your help everyone, especially MP123. The broker said I need to offer the same to everyone of the same employment class so there is no discrimination. In other words, if I offer it to one full time employee, I must offer to all full time employees and if I offer to pay 50%, it must app...
by avecmoi
Sat Dec 01, 2018 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Small business health insurance funding
Replies: 10
Views: 882

Re: Small business health insurance funding

Thank you all for advice this far. Company is an S-corp with me as 100% owner.
by avecmoi
Fri Nov 30, 2018 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Small business health insurance funding
Replies: 10
Views: 882

Re: Small business health insurance funding

Thank you for your reply. Sorry I tend to be wordy and unclear in my writing. Let's say the family plan costs $2000 a month for my family (parents + 5 kids). The business cover's 50% of dad's portion = $1000/mo, and mom's portion = $1000/mo. Because we both work for the company, does tax law allow u...
by avecmoi
Fri Nov 30, 2018 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Small business health insurance funding
Replies: 10
Views: 882

Small business health insurance funding

My wife (executive) and I (owner) are both employed at a small business with about a dozen total employees. We are planning to get small group health insurance and with the company covering 50% of the costs. However, since we are both employed by company, would my 50% and her 50% add up to 100%? I d...
by avecmoi
Mon Oct 15, 2018 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: PSA: Oct 15th last day to buy Tesla for guarantee to qualify for $7500 federal tax break.
Replies: 4
Views: 995

PSA: Oct 15th last day to buy Tesla for guarantee to qualify for $7500 federal tax break.

https://www.theverge.com/2018/10/12/179 ... october-15

"Tesla promises all cars ordered by October 15th will qualify for $7,500 tax break" -- for those on the fence right now.

Cheers
by avecmoi
Mon Oct 15, 2018 5:56 pm
Forum: Personal Investments
Topic: Should I pay off low interest loans or use money elsewhere?
Replies: 5
Views: 481

Re: Should I pay off low interest loans or use money elsewhere?

Mortgage interest is tax deductible but loan interest is not at this level of MAGI for taxes IIRC. That said, the difference is net 1% and saving gives more flexibility.
by avecmoi
Tue Oct 17, 2017 4:14 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 98
Views: 10381

Re: What do you buy in Asian food stores?

Like many above, suggest trying lots of Asian fruits. Naturally sweet and more flavorful than most fruits found in more temperate climates. Longans, Lychee, Rambutans are sweet easy fruits for beginners. Check turgor pressure for freshness. If you buy fresh jackfruit, it takes much work to get the f...
by avecmoi
Mon Sep 11, 2017 10:07 pm
Forum: Investing - Theory, News & General
Topic: Another New Investor (Market Timing)
Replies: 36
Views: 3464

Re: Another New Investor (Market Timing)

If you begrudge others' wisdom... were the other threads posted multiple times for them to be resent? --------------------------------------- Warren Buffett's performance is close to 20% CAGR. Madoff made up profits were less than that. Almost guaranteed 15% annual gains almost always one day guaran...
by avecmoi
Tue May 23, 2017 8:01 pm
Forum: Personal Investments
Topic: Best 401k for small companies?
Replies: 12
Views: 1702

Re: Best 401k for small companies?

Are you just planning 401k? Are you considering a defined benefit or cash balance plan as well? I had a good experience with Employee Fiduciary but they do not offer defined benefit/cash balance plans when our business was ready to take the next step. Appreciate all the help others here have offered...
by avecmoi
Thu Apr 27, 2017 4:19 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 445
Views: 70665

Re: Larry Swedroe says "Goodby."

Thank you for your many contributions, I've learned plenty from the discussions between you and others on this board. I hope once you have more free time, you can post here now and then. Enjoy your retirement, you've helped many reach the same goal.
by avecmoi
Wed Jan 25, 2017 11:12 pm
Forum: US Chapters
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 17781

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

Happy Birthday Taylor! My prayers for you, Mel and Jack. Thank you so much for your wisdom, time and efforts to help others not just on this website but also for serving our nation and the world over 70 years ago.

:sharebeer
by avecmoi
Mon Jan 09, 2017 11:18 pm
Forum: US Chapters
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 27580

Re: Sad News About a Respected Forum Member

Dear Lee, Thank you for all your contributions to us in this board. People like you, Taylor, Mel, William, Larry and many others have helped me and countless others so much in achieving financial understanding. You will never know how much and how many you have helped in this life. I have been sprea...
by avecmoi
Tue Mar 17, 2015 1:06 am
Forum: Personal Finance (Not Investing)
Topic: Setting up a Small Business 401(k) / Mega Backdoor Roth
Replies: 8
Views: 1283

Re: Setting up a Small Business 401(k) / Mega Backdoor Roth

Sorry, relatively new here, guess I can't do a poll, off-topic everywhere I can see. :oops:
by avecmoi
Tue Mar 17, 2015 12:58 am
Forum: Personal Finance (Not Investing)
Topic: Setting up a Small Business 401(k) / Mega Backdoor Roth
Replies: 8
Views: 1283

Re: Setting up a Small Business 401(k) / Mega Backdoor Roth

Thank you Erisa Stone. The plan is to do New Comparability profit sharing in the future. This past year we got some extra money (Medicaid patients being paid at Medicare rates) so we plan on using Pro Rata or Integrated to share with our staff of our good fortune if only for a year or two. Luckily, ...
by avecmoi
Mon Mar 16, 2015 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Setting up a Small Business 401(k) / Mega Backdoor Roth
Replies: 8
Views: 1283

Re: Setting up a Small Business 401(k) / Mega Backdoor Roth

Thank you for ERISA Stone and tfb for your replies. My wife works full time at a totally separate/non-related entity, a national S&P 100 chain of stores and part time at my company. I work full time in my company. I did ask my coordinator at EF but that person was not knowledgeable about Mega-Ba...
by avecmoi
Mon Mar 16, 2015 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Setting up a Small Business 401(k) / Mega Backdoor Roth
Replies: 8
Views: 1283

Setting up a Small Business 401(k) / Mega Backdoor Roth

Hi All, I am the middle-aged owner and HCE (~$190k/yr) of a small medical practice. I am setting up a Safe Harbor (3% non-elective employer contribution) 401(k) with EF (after reading great advice in the threads at this site) for entire company with profit sharing. Since I am a HCE, I do not think t...
by avecmoi
Mon May 19, 2014 10:18 pm
Forum: Personal Finance (Not Investing)
Topic: UCLA vs USC Decision [Which college to attend]
Replies: 62
Views: 10481

Re: UCLA vs USC Decision [Which college to attend]

[offensive remarks removed by admin alex]