Search found 1616 matches

by linuxizer
Fri Nov 13, 2020 5:29 am
Forum: Investing - Theory, News & General
Topic: The “nuts and bolts” of paying off a mortgage with bonds [Impact to AA & Glidepath]
Replies: 38
Views: 2465

Re: The “nuts and bolts” of paying off a mortgage with bonds [Impact to AA & Glidepath]

It's even more complicated than this. In addition to mortgages having call options that favor the mortgager, and the bonds + mortgage option having greater liquidity, for many if not most people making the decision they also have to contend with tax-advantaged space. If that 1mm is sitting in a 401k...
by linuxizer
Tue Nov 03, 2020 5:10 am
Forum: Personal Consumer Issues
Topic: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?
Replies: 73
Views: 4252

Re: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?

I sort of agree Unifi can be more complicated, but with the cloudkey it’s pretty darn user friendly for a basic setup for someone who is “techy” in other domains. All I know is since I gave up on various top rated consumer routers I have stopped having to field poorly timed troubleshooting requests ...
by linuxizer
Mon Nov 02, 2020 8:26 am
Forum: Personal Consumer Issues
Topic: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?
Replies: 73
Views: 4252

Re: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?

For routing I use an EdgerouterLite ER3 but OP could just use his asus as a wired router Indeed. I had an ERl in the last but got lazy and swapped to a USG. If I had to do it Again I’d get a USG-Pro4 or just start out with a Dream Machine Pro (assuming the usual Unifi new product bugs have been wor...
by linuxizer
Mon Nov 02, 2020 7:07 am
Forum: Personal Consumer Issues
Topic: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?
Replies: 73
Views: 4252

Re: Improving Wi-Fi coverage: Use existing Cat5e and MoCA?

If you’re fairly techy take a look at Ubiquiti. They’re not perfect but they’re darn good. Closer to enterprise grade than any of the mesh stuff and cheaper. Unifi Cloudkey Gen2 (1 was terrible) controller Unifi USW-8-60W or 150W switch And a bunch of AC-Lite access points If that’s too expensive yo...
by linuxizer
Wed Oct 14, 2020 8:40 pm
Forum: Personal Consumer Issues
Topic: Looking for suggestions for a telescope
Replies: 12
Views: 941

Re: Looking for suggestions for a telescope

OneSky 5” or a used 6-8” dobsonian.
by linuxizer
Wed Oct 14, 2020 8:31 am
Forum: Personal Consumer Issues
Topic: Reverse Countdown Timer
Replies: 53
Views: 3588

Re: Reverse Countdown Timer

Homeassistant and a Z-wave power outlet or inline switch seems much simpler than custom electronics....
by linuxizer
Tue Oct 06, 2020 1:35 pm
Forum: Personal Consumer Issues
Topic: How do YOU handle network security?
Replies: 105
Views: 6188

Re: How do YOU handle network security?

No one has mentioned router and iot devices being recruited into botnets. Not only does this harm the overall internet but it can slow your network to a crawl and get your IP banned on all sorts of websites.
by linuxizer
Sun Oct 04, 2020 2:10 am
Forum: Personal Investments
Topic: Large inheritance advice please!
Replies: 48
Views: 8491

Re: Large inheritance advice please!

Take some time to think about charitable giving. With superfluous assets in the millions you could completely transform dozens of people’s lives, maybe even hundreds.
by linuxizer
Wed Sep 09, 2020 4:02 pm
Forum: Personal Investments
Topic: Keep Rental or Sell?
Replies: 14
Views: 945

Re: Keep Rental or Sell?

Sorry maybe I wasn't clear - the amount we still owe on the mortgage is $52k. the original loan was for $99,500. Your post was clear, sorry mine wasn't! With the original purchase price I was referring to the 1% rule which I haven't seen anywhere recently but has been cropping up. It still seems li...
by linuxizer
Wed Sep 09, 2020 2:34 pm
Forum: Personal Investments
Topic: Keep Rental or Sell?
Replies: 14
Views: 945

Re: Keep Rental or Sell?

This seems like a pretty terrible rental honestly. You're barely covering your mortgage and management fee, nevermind repairs. Why is a 3% 50k mortgage costing so much monthly? High insurance costs? I don't understand the logic of the 1% of purchase price rule of thumb that's surfaced seemingly all ...
by linuxizer
Sat Aug 29, 2020 8:32 pm
Forum: Personal Consumer Issues
Topic: What purchases are you planning now for the Fall/Winter to get ahead of demand?
Replies: 57
Views: 7008

Re: What purchases are you planning now for the Fall/Winter to get ahead of demand?

Which outdoor space heater did you get? Fire Sense Black Sapphire Propane Patio Heater Most of the $150 ones seem pretty similar. The $300 ones mostly had mixed reviews. So I stuck with the cheaper models. Maybe I'll regret it. The Solo Stove is well constructed and the concept is smart. Too hot to...
by linuxizer
Fri Aug 28, 2020 10:33 am
Forum: Personal Consumer Issues
Topic: What purchases are you planning now for the Fall/Winter to get ahead of demand?
Replies: 57
Views: 7008

Re: What purchases are you planning now for the Fall/Winter to get ahead of demand?

Grow lights and seeds are good ideas if you garden. Can always use 4 foot LED shop lights for grow lights; slightly less efficient.

Flu season could be bad because fewer immunizations, or better because the COVID precautions may limit its spread. We'll see.
by linuxizer
Fri Aug 28, 2020 9:00 am
Forum: Personal Consumer Issues
Topic: What purchases are you planning now for the Fall/Winter to get ahead of demand?
Replies: 57
Views: 7008

What purchases are you planning now for the Fall/Winter to get ahead of demand?

Having still not received a back-ordered chest freezer which I ordered a week too late, I'm trying to be proactive about Fall/Winter purchases. Chief among these are to make sure our kids can still socialize and get any lessons they need outdoors on the patio. That means: - Fire pit (Solo Stove stil...
by linuxizer
Fri Aug 28, 2020 7:12 am
Forum: Personal Consumer Issues
Topic: Adding a UV light to my HVAC supply plenum
Replies: 24
Views: 1987

Re: Adding a UV light to my HVAC supply plenum

Got it. That makes more sense.
by linuxizer
Fri Aug 28, 2020 7:04 am
Forum: Personal Consumer Issues
Topic: Adding a UV light to my HVAC supply plenum
Replies: 24
Views: 1987

Re: Adding a UV light to my HVAC supply plenum

Out of curiosity, why UV and not a filter upgrade? What frequency of UV are you using?

I guess I'm a little skeptical since typical UV treatments are X amount of energy for Y minutes at Z frequency. Not sure what a split second of treatment at indeterminate strength will do.
by linuxizer
Fri Aug 28, 2020 7:03 am
Forum: Personal Consumer Issues
Topic: Garage shelves?
Replies: 29
Views: 2515

Re: Garage shelves?

Basement: - The thick black plastic shelves with the cylindrical columns. 18" depth. These hold two 64 qt clear plastic containers per shelf level. Garage: - For narrower shelving that goes up against the wall I use the chrome wire shelving (AmazonBasics and Ikea are sturdy, some of the others ...
by linuxizer
Wed Aug 26, 2020 2:36 pm
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3755

Re: Question about Password Managers

Password safe is a pretty standard file format, with apps for Windows, MacOS, Linux. There are apps for both iOS and Android that can read it and have integrated Dropbox support. Dropbox is cloud-based obviously but a Dropbox security breach in this case would just give them the encrypted file. Reas...
by linuxizer
Mon Aug 24, 2020 5:20 am
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

An example just popped up of how the big corporate UPS systems become available for cheap if you're willing to refurb them: https://www.reddit.com/r/homelabsales/comments/iepec5/fsustxdfw_cyberpower_3kva_ups_extended_runtime/ That's a massive amount of power in an online UPS that doesn't require hom...
by linuxizer
Fri Aug 21, 2020 11:29 am
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

ballons wrote: Fri Aug 21, 2020 12:32 amBuy a chest freezer
If only it were possible!
by linuxizer
Fri Aug 21, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

Somebody correct me if I'm wrong, but I think the home UPSs deliver steady and clean power to plugged in devices. The plugged in devices are spared from drops in power, spikes, and surges. The UPS delivers the good stuff. You can read the details for a UPS that I use: https://www.amazon.com/gp/prod...
by linuxizer
Fri Aug 21, 2020 9:16 am
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

I have a questions about UPS's. When commercial power is available, is the connected device powered from the UPS's battery (which is being constantly charged), or is the AC just passing through the UPS and powering the device Consumer UPSs do the latter. Some enterprise UPSs are double conversion w...
by linuxizer
Thu Aug 20, 2020 12:07 pm
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

I've heard one person liken the generator and battery combination to that of a diesel submarines, which use the same approach. It's also the same concept as that used by hybrid vehicles, and, just like hybrid vehicles, it's a far more efficient use of a limited supply of fuel. Plus, it enables you ...
by linuxizer
Thu Aug 20, 2020 6:21 am
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

Not much of the discussion is focused yet on batteries as a complement to a generator. To me, having bought a small gen, that's the best use case: - Batteries get you lights and wifi and phone charging for brief outages without even pulling out the gen - They also let you run the generator discontin...
by linuxizer
Wed Aug 19, 2020 7:21 am
Forum: Personal Consumer Issues
Topic: Approach to "News" Consumption
Replies: 82
Views: 4548

Re: Approach to "News" Consumption

Almost every news site has an RSS feed. Use a cloud-based RSS reader. My favorite is The Old Reader. It’s easy. Just copy the news sites URL into the reader, and 99% of the time it will find the feed. If not, look for an orange RSS button which will point you towards the feed. Then you can type “N” ...
by linuxizer
Wed Aug 19, 2020 7:03 am
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

UPSs come in different classes. Once you’re past the cheapie consumer models, you can get 220v systems, rackmount systems, double conversion, extended run, etc. Because they come from the corporate market which disfavors used stuff you can get refurb ones for way less than the original price. Don’t ...
by linuxizer
Tue Aug 18, 2020 9:08 pm
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 150
Views: 8949

Re: A primer on backup battery systems for power outages

Here's the link to the generator thread, for posterity: https://www.bogleheads.org/forum/viewtopic.php?f=11&t=322105&newpost=5441323 Some more thoughts: - RefurbUPS and similar sites offer new batteries in used UPS's. APC makes an extended run line of UPS's. Think beefy fan for cooling, desi...
by linuxizer
Mon Aug 17, 2020 5:18 am
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

Interesting. Is the transformer then wired to both sides of the panel? What are the power losses through the transformer? Is only half the wattage available for any given circuit to start up?
by linuxizer
Sun Aug 16, 2020 6:10 pm
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

I have heard of hooking both + wires up to a 120V source in the 4-wire plugs. This should power both sides of the panel. Maybe not up to code- would have to talk to an electrician. My preference is for the 200A whole house switch (the GE example above) and for the whole panel to be available. You lo...
by linuxizer
Fri Aug 14, 2020 5:07 pm
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

I have not personally used a parallel setup but have seen it recommended plenty. They're not highly reliable devices and price scales almost linearly with wattage in some cases. So the logic is buy two smaller units, run them in parallel, and you have a redundant setup where you can limp along if ne...
by linuxizer
Wed Aug 12, 2020 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Private University Apartments Leases during Covid
Replies: 64
Views: 3869

Re: Private University Apartments Trapping Students in Expensive Leases

Check your city's legal code about lease breakage fees. Some universities have off campus housing offices that can help also.
by linuxizer
Wed Aug 12, 2020 1:27 pm
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

Completely apples and oranges. The generator that was being asked about was a Honda with a 240V/30A outlet, capable of being fed directly into the load center via a power inlet. The generator I linked was a Honda 240V inverter generator with a 240V parallel kit. The generators you mention are all 1...
by linuxizer
Wed Aug 12, 2020 12:04 pm
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

You are correct, but now you are talking about him spending Five Grand for an equivalent inverter generator, or $10k for two. At that point you should just get a standby generator and forget the whole portable bit. My entire setup above was about $1500 all-in, including the electrical work. And tho...
by linuxizer
Wed Aug 12, 2020 11:29 am
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

That is not a quiet one. You want an inverter, which is more efficient as well. You can parallel two inverters together for twice the amperage. That gives you backup options as well since one will run the essentials. Not sure how far the cord can run before it's an issue but with a beefy enough cord...
by linuxizer
Wed Aug 12, 2020 9:39 am
Forum: Personal Consumer Issues
Topic: Ergonomic keyboard suggestion
Replies: 21
Views: 999

Re: Ergonomic keyboard suggestion

It's not wireless. It's expensive. It requires a significant adjustment period before you will regain most of your former typing speed (keys are in a straight line instead of staggered). It is the only ergonomic keyboard that's actually ergonomic. Just get it.

Kinesis Advantage.
by linuxizer
Thu Aug 06, 2020 9:33 am
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

Agreed, if you have an outlet for the gen to plug in to tied in to your panel. Thanks for clarifying.

This is only if using with extension cords and only if manual says so. But often neglected even in those circumstances.
by linuxizer
Thu Aug 06, 2020 8:50 am
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 16117

Re: Should I purchase a whole house generator?

Lots of discussion about the (genuine) installation issues. I'd worry as well about the maintenance issues on the used whole house generator. Having just done the maintenance to get a portable generator started and appropriately cared for, my guess is used generators are like used boats. If you go p...
by linuxizer
Fri Jul 31, 2020 2:51 pm
Forum: Personal Consumer Issues
Topic: Replacing appliances--buy dumb
Replies: 53
Views: 4560

Re: Replacing appliances--buy dumb

Got taken for a ride for notably more than $1168. The repair person who couldn't be bothered or didn't know how to fix the first one surely charged for their time.
by linuxizer
Sun Jul 26, 2020 2:26 pm
Forum: Personal Consumer Issues
Topic: Buying a new or used piano - advice needed
Replies: 39
Views: 1975

Re: Buying a new or used piano - advice needed

Spent a few months looking and eventually found a nice 1970s Yamaha upright for 650. Recently tuned. Called the tuner who said, “buy that one.” Have been happy since. Agree with CL + FB. Agree you must find a good tuner. Have it tuned once moved. Disagree about a conventional piano not being as good...
by linuxizer
Thu Jul 16, 2020 5:37 pm
Forum: Personal Consumer Issues
Topic: Sump pump without a sump (just in case)?
Replies: 7
Views: 975

Re: Sump pump without a sump (just in case)?

WaterBUG arrived. Seems well built. Pumped a hundred gallons from one kiddie pool to another ably. Seems like a good thing to have around. Thanks for the rec.

Only weird thing is it looks like the auto shutoff in the Glow model might just be a temp cutoff. If so not ideal.
by linuxizer
Mon Jul 13, 2020 5:29 am
Forum: Personal Consumer Issues
Topic: Sump pump without a sump (just in case)?
Replies: 7
Views: 975

Re: Sump pump without a sump (just in case)?

Shockingly inexpensive for the Zwave ones, just takes a lot of time synching devices to the server and then testing edge cases in code to make sure it's reliable. Seems worth it in the end.
by linuxizer
Sun Jul 12, 2020 4:26 pm
Forum: Personal Consumer Issues
Topic: Sump pump without a sump (just in case)?
Replies: 7
Views: 975

Re: Sump pump without a sump (just in case)?

Thinking about the dehumidifiers, if they aren’t plumbed to a drain or have a built in condensate pump, you might need a condensate pump to avoid manual dumping. https://www.homedepot.com/b/Search/N-5yc1vZbqn6/Ntk-Extended/Ntt-condensate+pump?Ntx=mode+matchpartialmax&NCNI-5 One other thought if...
by linuxizer
Sun Jul 12, 2020 10:23 am
Forum: Personal Consumer Issues
Topic: Sump pump without a sump (just in case)?
Replies: 7
Views: 975

Re: Sump pump without a sump (just in case)?

While a true sump pump may be overkill since there hasn’t been an issue in the past, I’d buy a utility pump like below for emergency use and a hose to pump the water out. https://www.homedepot.com/p/Wayne-0-16-HP-WaterBUG-Glow-Auto-Off-Submersible-Utility-Pump-with-Multi-Flo-Technology-WWB-Glow/308...
by linuxizer
Sat Jul 11, 2020 7:55 pm
Forum: Personal Consumer Issues
Topic: Sump pump without a sump (just in case)?
Replies: 7
Views: 975

Sump pump without a sump (just in case)?

We bought our house a year ago. When touring there was a small puddle in the basement. It has been disclosed that sometimes it heavy rains there was a puddle. They ran and left us two dehumidifiers which we use to keep the basement around 55% humidity. This is SE PA, 100 yo house, limestone mortar b...
by linuxizer
Fri Jun 26, 2020 11:57 am
Forum: Personal Consumer Issues
Topic: Putting A/C in an old house without vents
Replies: 16
Views: 1177

Re: Putting A/C in an old house without vents

Have high velocity currently. Very impressed with it. The mini-splits from "Mr Cool" go on sale for almost scandalously cheap periodically. Think <$1k. Installation is supposedly at an advanced DIY level or close to it (just need a plumber to pressurize the system). Even if you don't DIY, ...
by linuxizer
Tue Jun 16, 2020 10:37 am
Forum: Personal Consumer Issues
Topic: Need N95 Mask in a Small Size
Replies: 45
Views: 3159

Re: Need N95 Mask in a Small Size

Peachtree Woodworking had the Trend Air PAPR for a while - call them and if they're in stock they will try and prioritize her. Certified to a British standard but as best I can tell it's similar to N98.
by linuxizer
Mon Jun 15, 2020 8:53 am
Forum: Personal Finance (Not Investing)
Topic: best way to give away a table saw
Replies: 53
Views: 3334

Re: best way to give away a table saw

Radial arm saws have been recalled due to being even less safe than table saws. The manufacturer will pay you to return it and pay shipping.

Cue the comments about how they're both totally safe as long as you never ever make a single mistake in their use.
by linuxizer
Mon Jun 08, 2020 5:05 am
Forum: Personal Investments
Topic: Mortgage Backed Security Risk in VBTLX / SWAGX
Replies: 4
Views: 470

Re: Mortgage Backed Security Risk in VBTLX / SWAGX

The negative convexity is priced in to the yield so you're rewarded for taking the risk. The concern is more its interaction with the stock market meaning you don't get the lift you do from Treasuries in a crash (when all other correlations head to 1).
by linuxizer
Mon Jun 01, 2020 5:49 am
Forum: Personal Consumer Issues
Topic: Lifelong New Yorker relocating to Philly for FIRE?
Replies: 39
Views: 3281

Re: Lifelong New Yorker relocating to Philly for FIRE?

I can't believe the first 20+ answers I read. If I can assume you like Manhattan but can't afford the true NYC lifestyle, nothing is like Manhattan but check out Fitler Square, Bela Vista, Point Breeze, Chestnut Hill. You can easily find a row home in the 300-400 range with no condo fees (think brow...
by linuxizer
Fri May 22, 2020 4:09 pm
Forum: Personal Consumer Issues
Topic: What to look for when buying a table saw?
Replies: 53
Views: 3017

Re: What to look for when buying a table saw?

While I don’t feel as strongly as linuxizer.... Probably fewer people have handed you their fingers in a damp towel and asked you if they can be reattached. Inevitably the rejoinder to 'table saws are dangerous' starts with, 'not if you use them properly.' Have you *never* made a mistake in your li...