Search found 193 matches

by eddot98
Thu Oct 18, 2018 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes on parents’ house transferred to children
Replies: 4
Views: 844

Re: Taxes on parents’ house transferred to children

I did a quick search and found something that may address your situation at: https://www.esslawfirm.com/Articles/Factors-To-Consider-When-Transfering-A-Residence-For-Elder-Law-And-Estate-Planning-Purposes-A-Primer.shtml From what I read, the house was transferred with as part of the life estate, so...
by eddot98
Wed Oct 17, 2018 10:54 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes on parents’ house transferred to children
Replies: 4
Views: 844

Taxes on parents’ house transferred to children

Unbeknownst to me at the time, in 1992 my parents transferred their house (probably worth about $100,000 now) to me and my 3 siblings. My parents retained a life estate, my father died in 1998 and my mother died in 2009. Since I never had any knowledge of my parents’ finances until after my mother d...
by eddot98
Wed Oct 03, 2018 10:30 pm
Forum: Personal Consumer Issues
Topic: Buying a new Toyota Camry. What extra options if any?
Replies: 70
Views: 4746

Re: Buying a new Toyota Camry. What extra options if any?

OP, if you live in a place where it gets cold in the winter, consider heated seats. Until we bought a used car that had them, we hadn’t realized how nice they are. Now, it’s a must have for any car we buy.
by eddot98
Fri Sep 28, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: Accessing Google Home or Amazon Alexa Remotely
Replies: 2
Views: 231

Accessing Google Home or Amazon Alexa Remotely

We have 2 TP Link smart plugs and 5 Insignia smart plugs. I can access these smart plugs when we are away from home on a cell phone using The Kasa app and the Insignia app over the internet. I suppose that we should have bought only one brand of smart plugs, but that’s not what we did. Both the TP L...
by eddot98
Sun Sep 16, 2018 7:50 pm
Forum: Personal Consumer Issues
Topic: Is your iPad Pro enough on the road?
Replies: 11
Views: 1224

Re: Is your iPad Pro enough on the road?

Our company has a server that has Microsoft Office on it and shared files and individuals’ files on various hard drives on that server. While our iPads and iPhones can connect to the server for email, we cannot access Office or any of those files (unless they are emailed to you) on iPads or iPhones....
by eddot98
Fri Sep 14, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: Smart thermostat issue - do I redo the wiring or add a transformer?
Replies: 14
Views: 1131

Re: Smart thermostat issue - do I redo the wiring or add a transformer?

1. I had the same situation, needing the C wire, but we only have one zone and one thermostat. I hired an electrician to install the thermostat and instead of running a C wire all the way to the boiler as I thought was necessary, he just tapped into a doorbell circuit that was just below the thermos...
by eddot98
Thu Sep 13, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15784

Re: iPhone XS Max

They're the most valuable company on the planet for a reason! $1100 for a smart phone is just ludicrous for a lot of people. That's MacBook territory. I'm interested to see if the "cheapo" version (iPhone Xr: $750) sells better. Lots of consumer psychology in how to choose. I think for quite a few,...
by eddot98
Mon Sep 03, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: Best place to exchange dollars to euros?
Replies: 49
Views: 3934

Re: Best place to exchange dollars to euros?

We have been traveling to EU countries at least once a year for the past 20 years or so. Here’s what works the best for us: our bank doesn’t charge any service charges to use ATM’s overseas, so we use ATM’s at local banks to get cash, making sure that we use large, well known banks such as Santander...
by eddot98
Thu Aug 30, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: Car Depreciation Curve, Lifespan, Repairs, & Sweet Spot of Ownership
Replies: 35
Views: 3416

Re: Car Depreciation Curve, Lifespan, Repairs, & Sweet Spot of Ownership

No one has mentioned insurance costs of new cars vs 3 year old off lease cars or the dreaded excise tax here in Massachusetts and a few other states. With a 6.25% sales tax plus a 2.5% excise tax, I have switched from new cars to off lease. I get 3 year old Camry’s mostly with 20,000 miles or less f...
by eddot98
Fri Aug 24, 2018 11:29 pm
Forum: Personal Consumer Issues
Topic: I own 1,387 items!
Replies: 128
Views: 10516

Re: I own 1,387 items!

I probably have about 500 vinyl LP’s, 50 ish 45’s, and 200 or so cd’s. That’s 700 plus things already. I have listened to all of them numerous times, some more than others. The hours of pleasure that they have provided for me is immeasurable. I know that I could digitize them (I actually have digita...
by eddot98
Thu Aug 23, 2018 8:04 pm
Forum: Personal Consumer Issues
Topic: Business Travel as an independent Contractor
Replies: 4
Views: 651

Re: Business Travel as an independent Contractor

Marriott has worked well for us - Courtyard, Residence Inn have what you want. Hilton is also on our list when Marriotts are not available, Hampton Inn mostly. Join their loyalty programs. Make a preference and stick with that chain as much as possible to gain status. It really pays off. Their web s...
by eddot98
Wed Aug 15, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: Travel delay: Can I *easily* get $60 back?
Replies: 39
Views: 2744

Re: Travel delay: Can I *easily* get $60 back?

https://www.condor.com/us/help-contact/contact/complaint.jsp http://www.thisismoney.co.uk/money/holidays/article-2271213/How-claim-EU-flight-delay-compensation-EC-261-2004.html The first link is to the Condor complaint form. There is an option for flights late over three hours. The second link is t...
by eddot98
Wed Aug 15, 2018 10:10 am
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 2150

Re: Sidewalk repair - price in line?

I am missing something here. Who owns this sidewalk? Where we are (northeast), the municipality owns sidewalks that run parallel to the street. I guess that it’s different in southern Florida. A code violation for cracks? As concrete is expected to crack, that’s why sidewalks are scored at intervals...
by eddot98
Mon Aug 13, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Should I pay 6000.00 to repair wife's car....
Replies: 77
Views: 4956

Re: Should I pay 6000.00 to repair wife's car....

rebellovw - Can you please supply the make and model of the car? Otherwise, there's not much to go on and we can't help you further. Sure - why not. 2010 VW New Beetle Convertible. I’m not surprised that it’s a VW. We were a VW household for a long time until one 1990 Passat made us swear off them ...
by eddot98
Tue Aug 07, 2018 11:12 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 105
Views: 6083

Re: Road trip Newark NJ to Albany

Let’s think about this. A lot depends on your interests. In south Berkshire county you could spend time wandering around the 3 towns of Great Barrington, Lenox, and Stockbridge. There’s touristy independent shops and good restaurants. There’s the Norman Rockwell museum, Naumkeg, the Red Lion Inn, an...
by eddot98
Tue Aug 07, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 105
Views: 6083

Re: Road trip Newark NJ to Albany

Thank you very much for the great suggestions.I am limited a bit because we stay in Marriotts because of points.Kingston had a couple Marriotts so I picked that simply as a place to sleep.Same with Albany. Regarding Lake Placid,The problem is it almost 150 miles in the wrong direction and it looks ...
by eddot98
Tue Aug 07, 2018 5:54 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 105
Views: 6083

Re: Road trip Newark NJ to Albany

<r><QUOTE author="hoops777" post_id="4056067" time="1533595808" user_id="25899"><s> </s> Since we changed our trip and are coming in from Boston I have a couple questions.I think we are going to stay probably 3 nights in Albany as a base.Since we are going to Cooperstown in seems a waste to drive ba...
by eddot98
Thu Aug 02, 2018 8:55 pm
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 4911

Re: Which diet soda pop do you enjoy?

Diet Coke Caffeine Free only. We have been trying to drink less, so we are occasionally getting sparkling water, mostly Poland Spring. Perrier and San Pellegrino are good, but much costlier. By the way, in the European countries that we have visited, they only have Coke Light. It doesn’t taste like ...
by eddot98
Thu Aug 02, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: Two Days on Long Island
Replies: 16
Views: 1557

Re: Two Days on Long Island

If your meeting is west of the middle of the island, don’t try going anywhere at either morning or evening rush hour, unless you like traffic jams. The L.I.E. Is notorious, the parkways are just as bad, and even the local roads are jam packed. I learned that from experience when we left a meeting at...
by eddot98
Thu Aug 02, 2018 3:37 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 53
Views: 3625

Re: What’s your Value Colombian coffee?

What do you use for a grinder? I too have been put off by the extra work, but if it’s as easy as you say, I might change to beans from ground coffee. I use a Bunn LPG-1: https://images-na.ssl-images-amazon.com/images/I/41yFQpGorDL.jpg It holds 6lbs of beans (but is rarely that full for freshness re...
by eddot98
Thu Aug 02, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Ticks and common sense?
Replies: 74
Views: 4371

Re: Ticks and common sense?

My wife got Lyme disease. The bite was on the back of one of her shoulders, but her doctor saw no evidence of the tick. She got the ring around the bullseye. How she was bitten is a real mystery as she never goes into the woods, doesn’t mow the lawn, doesn’t garden, and is rarely even in our yard. H...
by eddot98
Thu Aug 02, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 53
Views: 3625

Re: What’s your Value Colombian coffee?

I'm always impressed by other peoples' ambition. I don't even like to buy whole beans because grinding it myself seems like a huge waste of my time. And if you don't appreciate fresh coffee, that's fine--pre-ground coffee is stale by definition. I press one button on my grinder and 7 seconds later ...
by eddot98
Sun Jul 29, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Losing cable Internet connection periodically
Replies: 11
Views: 880

Re: Losing cable Internet connection periodically

We have cable tv, internet, and phone. A while back we had noise and problems using our phone, dropped connections on our Internet, and intermittent issues with tv reception. We had a technician out a few times with no luck finding the problem. The last tech decided to replace the all the splitters ...
by eddot98
Mon Jul 23, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Verizon streaming issues
Replies: 32
Views: 1419

Re: Verizon streaming issues

Two options come to mind. Hard wire your tv’s using Ethernet cables or use MOCA, which uses your coax cables to transmit internet to your tv’s. We have both, one kind to each of our streaming devices (Apple TV, Roku Ultra), which are connected to our dumb tv’s. Our two desktops are hardwired using E...
by eddot98
Mon Jul 23, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Engineers come in.
Replies: 108
Views: 8165

Re: Engineers come in.

Civil Engineer here, graduated high school in 1968 and college in 1973. Civil Engineering was seen as the least difficult discipline at that time, but it was by no means easy. I worked relatively hard in high school and approached college as a job. I took 5 years to get my degree, as I had a work/st...
by eddot98
Fri Jul 20, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: JFK Traverlers: How to go from NJ to JFK and the opposite?
Replies: 48
Views: 2412

Re: JFK Traverlers: How to go from NJ to JFK and the opposite?

You didn’t say so, but I expect that your flight is an evening departure. Even so, why not explore the idea of driving your car to an airport hotel the day before your flight at a time that you know traffic volume is low, staying at the hotel that night, parking your car at the hotel for the duratio...
by eddot98
Mon Jul 16, 2018 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: New Career Advice? Would you do it?
Replies: 18
Views: 1824

Re: New Career Advice? Would you do it?

<t>[/quote] That said, you have described yourself as a "go-getter" and folks like that typically don't fit in well with government jobs over the long term. [/quote] For what reason would you take this gratuitous slap at government workers? Do you have first hand knowledge or are you just spouting c...
by eddot98
Sun Jul 08, 2018 10:01 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4387

Re: Tipping in a hotel room/cruise ship room

All I can say is WOW. Try living on $22,000 a year.
by eddot98
Sat Jul 07, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4387

Re: Tipping in a hotel room/cruise ship room

Some businesses have a no-tip-reimbursement policy, and the only way to get reimbursed would be fraudulent. So I think your old boss would be walking a fine line there. Maybe that's why he's no longer your boss. I’m not sure I’d want to work for a company with such a policy. Tipping is a perfectly ...
by eddot98
Sat Jul 07, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4387

Re: Tipping in a hotel room/cruise ship room

We leave $5 each morning for the cleaning staff in hotels. We never have, or ever will, take a cruise. The older we get, the more that we realize how underpaid the people that do these menial jobs are. While they cannot do much extra for you, they leave extra waters, put your toiletries on towels, e...
by eddot98
Sat Jul 07, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: thoughts on converting small pantry to 3/4 bath
Replies: 22
Views: 1374

Re: thoughts on converting small pantry to 3/4 bath

:oops: $60,000 to $75,000 for a sink, toilet, and a stand up shower? That seems off by almost a factor of 10 even with new tile flooring and walls. My in laws converted the same size pantry to a half bath many years ago. I’m sure that they only spent a few thousand dollars on it. The lady on the oth...
by eddot98
Thu Jul 05, 2018 10:52 pm
Forum: Personal Consumer Issues
Topic: Every Other Friday Off
Replies: 52
Views: 5501

Re: Every Other Friday Off

There were a few years at my employer when due to construction on a major bridge they encouraged us to work alternate hours. I chose to put in my 37.5 hours in a week in 4 days, taking every Monday off. Having an old, large house with the requisite chores, I mostly spent my extra day off doing them....
by eddot98
Thu Jul 05, 2018 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Closing Thursday but new house wall damaged by seller’s mover
Replies: 16
Views: 2492

Re: Closing Thursday but new house wall damaged by seller’s mover

I disagree with the group. This damage may look trivial, but unless you are experienced in home repairs, it’s not. The holes need to be filled, sanded, primed, and then the whole room probably needs to be repainted as a touch up even with the original paint (if it’s available) will show. There’s dam...
by eddot98
Tue Jun 26, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: Thinking about 2019 trip to Dubrovnik, Croatia
Replies: 19
Views: 1473

Re: Thinking about 2019 trip to Dubrovnik, Croatia

Regarding your question on booking a flight, there is an app called Hopper that advises users on prices and when to book. We have used it a couple of times and it did a good job. You can do an ongoing search, use their results, and book on your favorite site.
by eddot98
Tue Jun 26, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: Thinking about 2019 trip to Dubrovnik, Croatia
Replies: 19
Views: 1473

Re: Thinking about 2019 trip to Dubrovnik, Croatia

Well, no one has directly brought this up, so I will. It might not be the best idea to make your first trip to Europe one to Croatia. If one has only gone to the Caribbean, a trip across 6 time zones, usually involving an overnight flight, and entailing at least one airport connection may be more di...
by eddot98
Tue Jun 19, 2018 8:32 pm
Forum: Personal Consumer Issues
Topic: golf/restaurants near mohegan sun casino
Replies: 8
Views: 541

Re: golf/restaurants near mohegan sun casino

There are 3 restaurants with the same owner that we frequent when in the Groton area. All 3 are less than a half hour from Norwich, unless there is some fluke traffic jam. Olio in Groton, Red 36 overlooking the water in Mystic, and Bravo Bravo just over the bridge in the center of Mystic. They are a...
by eddot98
Mon Jun 18, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: Road trip Pennsylvania,Maryland,and DC
Replies: 97
Views: 5745

Re: Road trip Pennsylvania,Maryland,and DC

After flying into Philadelphia, visiting the historic sites there and going to the Amish country around Lancaster, consider driving through the DelMarVa peninsula to Chincoteague, VA. Chincoteague is quite unique. https://en.m.wikipedia.org/wiki/Chincoteague,_Virginia Then you can head back to Annap...
by eddot98
Sun Jun 17, 2018 9:55 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3839

Re: “Day to kill” in Venice Italy

And let me hit again on breakfast, what’s up with that in Italy? Haha. Can’t find anything but pastries so far (yuk) and coffee in anything bigger than a 4 oz cup seems to be a unicorn! Ok I’m sorta just kidding about this being a “problem” but it has taken a little getting used to. At the end of t...
by eddot98
Sun Jun 17, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 9400

Re: Which Supermarket are you?

Guido’s, a two store market in the Berkshires of western Massachusetts. They contract out the meat to a local butcher, the seafood to a local purveyor, the deli and bakery to another local company. All this stuff is head and shoulders above supermarket quality. It’s more expensive, but there’s just ...
by eddot98
Mon Jun 11, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: Is "Tank-Guard" home heating oil warranty worth it?
Replies: 11
Views: 1069

Re: Is "Tank-Guard" home heating oil warranty worth it?

My fuel company only charges me $29.95 per year to add Tank Guard. I thought that was too much for a quart or so of some secret additive. I feel that it is a rip off, but haven’t had the initiative to challenge them on it. Their claim is that the tank will rust from the inside out due to water in th...
by eddot98
Mon Jun 11, 2018 9:27 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3839

Re: “Day to kill” in Venice Italy

When we were there it was a Boscolo hotel. Now it appears to be the Grand Hotel Dei Dogi, The Dedica Anthology, Autograph Collection® It still is part of the Marriott group. If, by chance, you ever go there, stay in the Main building, not in any of the out buildings. The staff there was very helpful...
by eddot98
Mon Jun 11, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3839

Re: “Day to kill” in Venice Italy

We were in Venice for 6 nights over Thanksgiving last year. The weather was very nice, temperatures in the 60’s and no rain. Most importantly, there weren’t very many other tourists there during that time period. Our hotel was in the old Jewish ghetto area and it provided a free shuttle on a water t...
by eddot98
Mon Jun 11, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Amsterdam
Replies: 12
Views: 970

Re: Amsterdam

When we were there a few years ago, we passed on trying their weed. While in a foreign country, I always want to be clear headed and alert. Getting arrested for doing something dumb or letting down my guard and getting robbed is not on my want to do list.
by eddot98
Sun Jun 10, 2018 11:47 pm
Forum: Personal Consumer Issues
Topic: AT&T lower-cost data alternatives (is Sprint's $15/mth worth it)?
Replies: 27
Views: 2457

Re: AT&T lower-cost data alternatives (is Sprint's $15/mth worth it)?

<t>“In the US, Sprint, Verizon and US Cellular use CDMA. AT&T and T-Mobile use GSM. Most of the rest of the world uses GSM. The global spread of GSM came about because in 1987, Europe mandated the technology by law, and because GSM comes from an industry consortium.”<br/> So, if you switch from AT&T...
by eddot98
Sun Jun 10, 2018 10:55 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3839

Re: “Day to kill” in Venice Italy

The Guggenheim. There is a supermarket right by the Piazzale Roma. Stop in if you need anything or just to look around. Their cheese selection is great and although it’s somewhat like an American supermarket, there are a lot of interesting differences. I like to see how people in other places shop f...
by eddot98
Sun Jun 10, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Buying CPO Lexus - any advice appreciated
Replies: 22
Views: 2063

Re: Buying CPO Lexus - any advice appreciated

Why a 2014? Our last 4 Toyota Camry’s have been purchased as off lease cars. 2015 Lexus’s should be coming off lease now. The 2015 looks like the 2014 and does not have the 2016 updated grill that hasn’t been going over very well with some folks.
by eddot98
Thu Jun 07, 2018 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: Paper tax return filed at deadline - still no refund 7 weeks later
Replies: 27
Views: 2489

Re: Paper tax return filed at deadline - still no refund 7 weeks later

eddot98 wrote:
Thu Jun 07, 2018 10:42 pm
Same boat, kind of. I filed my in-laws’ federal and state income tax forms on paper, mailed them at or near the deadline, and asked for paper checks. They have not yet arrived.
Oops. I meant to say that their refund checks have not yet arrived.
by eddot98
Thu Jun 07, 2018 10:42 pm
Forum: Personal Finance (Not Investing)
Topic: Paper tax return filed at deadline - still no refund 7 weeks later
Replies: 27
Views: 2489

Re: Paper tax return filed at deadline - still no refund 7 weeks later

Same boat, kind of. I filed my in-laws’ federal and state income tax forms on paper, mailed them at or near the deadline, and asked for paper checks. They have not yet arrived.
by eddot98
Thu Jun 07, 2018 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: How much to budget for a week long vacation for 2?
Replies: 79
Views: 4828

Re: How much to budget for a week long vacation for 2?

We budget $3000 a week for 2 people door to door, but that’s for two weeks. That’s to Western Europe from the northeast, usually from Newark, which is 2.5 hours from home. We stay at hotels and almost always Marriott in city centers. We also plan our trip ourselves and rent a compact car.