Search found 270 matches

by core4portfolio
Sun Feb 17, 2019 2:28 pm
Forum: Investing - Theory, News & General
Topic: Did you get spooked by the December 2018 fall and gave up on passive?
Replies: 133
Views: 7055

Re: Did you get spooked by the December 2018 fall and gave up on passive?

I went to passive by reducing the individual stocks
I hold 15% individual stocks and rest in index funds.
It really gave me opportunity for understood my needs
by core4portfolio
Fri Feb 15, 2019 11:27 am
Forum: Personal Finance (Not Investing)
Topic: turbo tax online deleting form 2210 help
Replies: 17
Views: 581

Re: turbo tax online deleting form 2210 help

I am about to give up on turbo tax online. When I checked Federal Review, it states that I need to review Form 2210. However, It states that I don't owe any penalty . I go to tool box and delete form 2210 but it keeps on appearing. Anything I can do or just drop Turbo tax which I have been using fo...
by core4portfolio
Tue Feb 12, 2019 5:58 pm
Forum: Personal Investments
Topic: Help name a new analytics firm
Replies: 31
Views: 1742

Re: Help name a new analytics firm

PharmaAnalytics Solutions Ltd or AnalyticsPharma Solutions Ltd :)
by core4portfolio
Mon Feb 11, 2019 5:17 pm
Forum: Personal Consumer Issues
Topic: Any meal preppers? I need new dishes. [containers]
Replies: 22
Views: 1913

Re: Any meal preppers? I need new dishes.

Earl Lemongrab wrote:
Mon Feb 11, 2019 1:32 pm
Ha. When I read the title, I thought you were looking for new recipes. Perhaps change the title to "containers"?
+1
by core4portfolio
Fri Feb 08, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 874
Views: 125274

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

From the Consumer Reports October 2018 article: "Honda says the repair—which will be free to owners—will include new software for the engine and transmission control units, an oil change, and in come cases, a replacement air-conditioning control unit. The company says engines in 2019 CR-Vs will be ...
by core4portfolio
Fri Feb 08, 2019 9:55 am
Forum: Personal Consumer Issues
Topic: IT certifications
Replies: 22
Views: 1120

Re: IT certifications

I would say its just knowledge matters most. I really dont look over certifications when i hire people with experience. I saw many people with fancy certifications on their resume but unable to answer few basic things. If your company is sponsoring then you can take it but its not giving any edge wh...
by core4portfolio
Tue Feb 05, 2019 2:45 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 3562

Re: Is General Practitioner Scamming Medicare

What a coincidence .... Today I got bill from annual physicial check (wellness check) for my spouse. There is a additional charge mentioned besised free well check covered by insurance. I called Billing first then they explained its a office visit dedutible I called the hospital - they mentioned if...
by core4portfolio
Tue Feb 05, 2019 2:08 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 3562

Re: Is General Practitioner Scamming Medicare

What a coincidence .... Today I got bill from annual physicial check (wellness check) for my spouse.(not a medicare one) There is a additional charge mentioned besised free well check covered by insurance. I called Billing first then they explained its a office visit dedutible I called the hospital ...
by core4portfolio
Mon Feb 04, 2019 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Advice regarding upcoming car purchase
Replies: 12
Views: 694

Re: Advice regarding upcoming car purchase

If you choose Honda, dont go for turbo engines
by core4portfolio
Thu Jan 31, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 874
Views: 125274

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I created honda case for oil dilution. Yesterday, I went to honda dealer to check oil dilution Even though, oil smell gas. Service advisor and the technician are predicting as if there is no smell at all. Bunch of liars and extremely frustated. they mentioned based on dealer comment, there is no is...
by core4portfolio
Thu Jan 31, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 874
Views: 125274

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I created honda case for oil dilution. Yesterday, I went to honda dealer to check oil dilution Even though, oil smell gas. Service advisor and the technician are predicting as if there is no smell at all. Bunch of liars and extremely frustated. they mentioned based on dealer comment, there is no iss...
by core4portfolio
Wed Jan 30, 2019 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: Filed taxes, then 1099-B arrived. Please help!
Replies: 9
Views: 772

Re: Filed taxes, then 1099-B arrived. Please help!

Once, I had issue like that. I amended return and called them to explain. IRS support team told if you called before then we should have adjusted from our end without amendment. This surprised me !!!!! Try checking with them if they can adjust this correction without doing amendment from your end Li...
by core4portfolio
Tue Jan 29, 2019 11:47 am
Forum: Personal Consumer Issues
Topic: Help me diagnose a car issue
Replies: 29
Views: 1931

Re: Help me diagnose a car issue

Jack FFR1846 wrote:
Tue Jan 29, 2019 7:18 am
Sounds like the transmission fluid is low.
+1. I have similar issue in my old camry. Added DOT 3 transmission fluid and issue went away.
Check the DOT 3 or 4 and pour accordingly.
by core4portfolio
Sun Jan 27, 2019 7:30 am
Forum: Personal Consumer Issues
Topic: Did I do a terrible purchase on a used car?
Replies: 38
Views: 3929

Re: Did I do a terrible purchase on a used car?

Yes. A new prime comes to 16k + tax and fees if you owe federal of 4500 and above. Also prius comes on many trim level. Might be yours is higher trim !!! https://slickdeals.net/f/12444160-toyota-prius-prime-28500-up-to-5000-off-manufacturer-rebate-upto-3000-off-dealer-discount-4500-federal-tax-credi...
by core4portfolio
Sat Jan 26, 2019 9:48 am
Forum: Personal Investments
Topic: Roth IRA lost value and converted to Traditional IRA - question on 1099-R
Replies: 8
Views: 532

Re: Roth IRA lost value and converted to Traditional IRA - question on 1099-R

Thanks all for the suggestions. I will convert the trad to roth once i evaluvated 2019 taxes
by core4portfolio
Fri Jan 25, 2019 10:42 am
Forum: Personal Investments
Topic: Roth IRA lost value and converted to Traditional IRA - question on 1099-R
Replies: 8
Views: 532

Re: Roth IRA lost value and converted to Traditional IRA - question on 1099-R

lakpr wrote:
Fri Jan 25, 2019 10:00 am
In that case, I suggest to front load 2019 contribution also to the same IRA and wait for its market value to reach 11500, then convert to Roth so future gains aren’t taxed. For 2018, you are safe to deduct the contribution of $5500 from your income.
Thanks for the information.
by core4portfolio
Fri Jan 25, 2019 9:52 am
Forum: Personal Investments
Topic: Roth IRA lost value and converted to Traditional IRA - question on 1099-R
Replies: 8
Views: 532

Re: Roth IRA lost value and converted to Traditional IRA - question on 1099-R

In 24% tax bracket, are you even sure you can deduct the traditional IRA contributions? The only case I am aware of where this is permissible is when the spouse is NOT working or covered by an employer’s work plan. Is this the case? Note that not choosing to contribute to a 401k plan at work is not...
by core4portfolio
Fri Jan 25, 2019 9:24 am
Forum: Personal Investments
Topic: Roth IRA lost value and converted to Traditional IRA - question on 1099-R
Replies: 8
Views: 532

Re: Roth IRA lost value and converted to Traditional IRA - question on 1099-R

Can you please explain the logic for doing this? Why would you care if the value went down due to normal and inevitable market ups and downs. You have just given up long term growth in what was now a tax exempt asset from a growth persective. Also, please note that there is no 28% tax bracket since...
by core4portfolio
Fri Jan 25, 2019 8:27 am
Forum: Personal Investments
Topic: Roth IRA lost value and converted to Traditional IRA - question on 1099-R
Replies: 8
Views: 532

Roth IRA lost value and converted to Traditional IRA - question on 1099-R

Hi We are in 28% tax bracket.My Spouse contributed Roth IRA for 2018 -$5500 It lost the value on the last few months and on dec 27 did the conversion from Roth to Traditional and value of Roth account at that time is $5000. So 5000 being added to traditional account. Now, Form 1099-R been issued wit...
by core4portfolio
Wed Jan 23, 2019 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - quit 6-figure job to do coding school?
Replies: 118
Views: 9318

Re: Need Advice - quit 6-figure job to do coding school?

Color of person doesnt matter if you are content and perform job well.
Coding is not really interesting after some years .....
Reaching 250k will take quite some years !!!!!!
Hope i dont discourged you but this is where software is now !!!!
by core4portfolio
Mon Jan 21, 2019 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Can I contest a medical bill with doctor's office if insurance says it's not covered?
Replies: 29
Views: 2286

Re: Can I contest a medical bill with doctor's office if insurance says it's not covered?

If testing is done with patient knowledge then talk to provider or lab who sent this bill. They will reduce generally.
by core4portfolio
Fri Jan 18, 2019 5:53 pm
Forum: Personal Consumer Issues
Topic: Curry Powder?
Replies: 38
Views: 2074

Re: Curry Powder?

Go to local indian store. if you have patel brothers near by... try there
Depends on where you live. Dont order online as your local indian store stocks will move fastly.

if possible try to get the raw materials from indian store and grind to get fresh taste.
by core4portfolio
Fri Jan 18, 2019 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Tax filing software
Replies: 60
Views: 4390

Re: Tax filing software

use turbotax. it very user friendly and worth the money for user friendly. I used them but i moved to freetaxusa for the past few years Why don't you recommend freetaxusa if that's the one you use? If you have patience to enter every field from W2 / 1099 forms then yes, you can go for freetaxusa. F...
by core4portfolio
Fri Jan 18, 2019 4:44 pm
Forum: Personal Consumer Issues
Topic: NJ EZ-Pass Why a monthly service fee?
Replies: 56
Views: 2688

Re: NJ EZ-Pass Why a monthly service fee?

Just back from Boston. Hertz has an EZ Pass transponder in the car, you can activate it or close it and use your own, but that's more complicated. They then bill for the tolls, plus a $3.95/day fee for every day in which I incur a toll. I know National has a similar arrangement. Their web pages des...
by core4portfolio
Sun Jan 13, 2019 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Tax filing software
Replies: 60
Views: 4390

Re: Tax filing software

use turbotax. it very user friendly and worth the money for user friendly.
I used them but i moved to freetaxusa for the past few years
by core4portfolio
Fri Jan 11, 2019 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Geico auto - used parts??
Replies: 26
Views: 1554

Re: Geico auto - used parts??

In case of collision claim, geico allow us to use OEM parts. Their repair centers are best and have lifetime warranty on what they worked on. In windshield claim, if you have crack they go to safelite to avoid replaement But if you need replacement its OEM or OEM equivalent in windshield glass and ...
by core4portfolio
Fri Jan 11, 2019 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Geico auto - used parts??
Replies: 26
Views: 1554

Re: Geico auto - used parts??

In case of collision claim, geico allow us to use OEM parts. Their repair centers are best and have lifetime warranty on what they worked on. In windshield claim, if you have crack they go to safelite to avoid replaement But if you need replacement its OEM or OEM equivalent in windshield glass and y...
by core4portfolio
Wed Jan 09, 2019 10:40 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 302
Views: 39921

Re: TurboTax Prices

Company says they were founded in 2001. https://www.freetaxusa.com/about.jsp That doesn’t mean they have been offering tax preparation software since 2001, of course. Could be that they pivoted from selling pet supplies to tax software ;) The domain name was first registered in 2002, though. And th...
by core4portfolio
Tue Jan 08, 2019 6:30 pm
Forum: Investing - Theory, News & General
Topic: Fell in Love with Fidelity
Replies: 60
Views: 6288

Re: Fell in Love with Fidelity

Okay so I can be a little impulsive, but I opened a Fidelity brokerage account and have fallen in love. I had three goals I wanted to achieve: -- Invest in bond market index fund -- increase international stock exposure with an international index fund -- Expand US stock exposure with a total stock...
by core4portfolio
Tue Jan 08, 2019 6:26 pm
Forum: Investing - Theory, News & General
Topic: Fell in Love with Fidelity
Replies: 60
Views: 6288

Re: Fell in Love with Fidelity

What type of bond market index fund did you pick in taxable/brokerage? What is your top/marginal tax bracket for 2019? Taxable bonds in a brokerage account may not be the right move in higher tax brackets. Interest is 100% ordinary income. Not enough information to guide you. The Vanguard funds at ...
by core4portfolio
Mon Jan 07, 2019 10:11 am
Forum: Personal Consumer Issues
Topic: washer dryer rec
Replies: 22
Views: 1517

Re: washer dryer rec

We bought samsung washer and dryer. They are very good for the price we bought.
It have nice features but I heard speed queen is best among home owners
by core4portfolio
Mon Jan 07, 2019 10:09 am
Forum: Personal Finance (Not Investing)
Topic: Costco Ameriprise Car Insurance
Replies: 12
Views: 1211

Re: Costco Ameriprise Car Insurance

I used them for quite sometime. They are very good. If you have executive member then road side assistance is free. Roadside assistance turn around time is generally 45 mins on 2 occasions i have used. I havent worked on any claims though but my experience on customer service and Road side assistanc...
by core4portfolio
Mon Jan 07, 2019 9:48 am
Forum: Personal Finance (Not Investing)
Topic: $40,000 in debt, bankruptcy seems to be the best option right now
Replies: 274
Views: 23288

Re: $40,000 in debt, bankruptcy seems to be the best option right now

What are “wife’s bills” totaling $365? Do you have any savings to fall back on or pay down the debt? Have you researched 0% credit card offers to lower the interest paid? If you’re carrying a balance on a card, stop additional spending on that card or each purchase accrues interest immediately. At ...
by core4portfolio
Fri Jan 04, 2019 10:46 am
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 211
Views: 12960

Re: Which Compact SUV Should I Buy?

Except CRV, try other models. Main concern is Oil dilution issue with CRV in 2017/18/19 models will ruin engine sooner. You can search crvownersclub or even in boglehead forum for this. Iam also a 2018 CRV owner and happy with vehicle but frustrated with oil dilution issue and Honda is not treating ...
by core4portfolio
Mon Dec 31, 2018 10:17 am
Forum: Personal Investments
Topic: How urgent is my Mom’s single-stock investment? (Sysco)
Replies: 35
Views: 1609

Re: How urgent is my Mom’s single-stock investment? (Cisco Systems)

If you plan on index fund portfolio : In the recent downtrend, now is good time to sell the individual stocks and move to index.
I did the same in my portfolio.
by core4portfolio
Mon Dec 24, 2018 11:27 am
Forum: Investing - Theory, News & General
Topic: Now is the time to REJOICE!
Replies: 102
Views: 11733

Re: Now is the time to REJOICE!

I sold most of the individual stocks I held in taxable for almost loss and bought VTI.
still holding few other stocks...Iam thinking of buying Apple but looked at VTI as its been down close to 12% (as i bought at peak )
So bought some more VTI. :sharebeer
by core4portfolio
Mon Dec 17, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Zinus Mattress Reviews?
Replies: 9
Views: 411

Re: Zinus Mattress Reviews?

Returning mattress is a pain but i did only once when i bought mattress firm locally and they came and exchanged it for a stain present there. We have bought Gel-Infused Green Tea Memory Foam Mattress - 10" / King from Zinus. Its really good and being side sleeper, i dont see any weight transfer as...
by core4portfolio
Mon Dec 17, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Zinus Mattress Reviews?
Replies: 9
Views: 411

Re: Zinus Mattress Reviews?

deleted
by core4portfolio
Mon Dec 17, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: Zinus Mattress Reviews?
Replies: 9
Views: 411

Re: Zinus Mattress Reviews?

Returning mattress is a pain but i did only once when i bought mattress firm locally and they came and exchanged it for a stain present there. We have bought Gel-Infused Green Tea Memory Foam Mattress - 10" / King from Zinus. Its really good and being side sleeper, i dont see any weight transfer as ...
by core4portfolio
Mon Dec 17, 2018 3:12 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 19727

Re: Favorite Purchase of 2018?

2018 CRV EX on Jan 2018 is most favorite until today and most expensive purchase in the past 7 years
by core4portfolio
Mon Dec 17, 2018 11:37 am
Forum: Personal Consumer Issues
Topic: Gift Ideas for wife
Replies: 76
Views: 5569

Re: Gift Ideas for wife

Instant pot... if you already have then
Instant pot cook book from amazon
by core4portfolio
Mon Dec 10, 2018 2:45 pm
Forum: Investing - Theory, News & General
Topic: Why are Fidelity's Target Date Funds So expensive?
Replies: 16
Views: 1580

Re: Why are Fidelity's Target Date Funds So expensive?

Fidelity have 2 types of target date funds

1. Fidelity freedom index target date funds
2. Fidelity freedom target date funds

Index funds are always cheaper than other funds and competitive with vanguard.
by core4portfolio
Wed Dec 05, 2018 2:29 pm
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 188
Views: 21186

Re: Best values at Costco? Honestly, a little disappointed...

Currently our buy at Costco on good value for vegetarians as Rice - Sona masoori - cheapest to get at costco Salt Honey Spinach Kale Avacado occasional cereals on sale pasta pasta sauce on sale kitchen towel charmin lot of winter clothes socks mozzarella cheese vitamin tablets Glucerna I also have A...
by core4portfolio
Wed Dec 05, 2018 2:23 pm
Forum: Investing - Theory, News & General
Topic: Anybody Miss the Crypto Rage on BH Forums
Replies: 96
Views: 7231

Re: Anybody Miss the Crypto Rage on BH Forums

I bought GBTC etf for 2k which uses crypto but sold for loss of 1k after a month.
Ofcourse if i hold it now, it will be way less than that
by core4portfolio
Wed Dec 05, 2018 9:48 am
Forum: Personal Consumer Issues
Topic: Anyone else not enjoy going out?
Replies: 68
Views: 12214

Re: Anyone else not enjoy going out?

we are not since my kid is running all over.
We just do take out or delivery. pizza mostly
by core4portfolio
Tue Dec 04, 2018 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: What to negotiate in offers
Replies: 45
Views: 3301

Re: What to negotiate in offers

Most of the checklist you have mentioned are designed at company level and not at employee level.
So I doubt they are negotiable at any companies. At the max, you can ask for sign on bonus if job allowed that.....
by core4portfolio
Wed Nov 28, 2018 9:54 am
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 9088

Re: How did YOU choose your career?

I studied electronics and communication engineering. Become an electronic engineer then studied networking become network engineer Then studied programming become programmer then become project manager then become programmer again. Now studying Azure but not sure if i land in that area. Decided to s...
by core4portfolio
Tue Nov 27, 2018 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Divorce [financial implications]
Replies: 109
Views: 14463

Re: Divorce [financial implications]

I never been divorced but seen my nephew went through. When spouse is a homemaker, obviously other person will be earning on all these years. During divorce, why are you pointing he/ she was not working on all these years ? Your spouse might be taking care of home and/or kids...might be left job to ...
by core4portfolio
Sat Sep 29, 2018 2:12 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2317
Views: 403757

Re: What are you up YTD? [Year To Date]

My 401k on 70:30 portfolio showing 8.04%
No international