Search found 506 matches

by core4portfolio
Thu May 28, 2020 2:14 pm
Forum: Personal Consumer Issues
Topic: What will you NOT buy online?
Replies: 94
Views: 5913

Re: What will you NOT buy online?

I wont buy sofa
by core4portfolio
Thu May 28, 2020 11:17 am
Forum: Personal Consumer Issues
Topic: Car won't start
Replies: 31
Views: 1311

Re: Car won't start

Here are following options 1. Battery dried out 2. No fuel in gas tank or fuel pump is gone. check for any leaks below car 3. timing belt broken if you have one 4. Alternator gone 5. Spark plug issue Out of these, i faced battery dried out and timing belt issue, in which car wont start but engine tr...
by core4portfolio
Wed May 27, 2020 11:11 am
Forum: Personal Consumer Issues
Topic: The "Best of" for Aldi?
Replies: 92
Views: 6240

Re: The "Best of" for Aldi?

Bread
Icecream
veggies
mini croissant
No egg - chocolate puffs
Jalapeno chips
by core4portfolio
Tue May 26, 2020 12:20 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads: What is your largest single stock holding? (if any)
Replies: 79
Views: 3898

Re: Bogleheads: What is your largest single stock holding? (if any)

APPLE and AMAZON are chasing to the first position both are almost 1% of my portfolio
by core4portfolio
Tue May 26, 2020 8:25 am
Forum: Investing - Theory, News & General
Topic: Fractional Investing
Replies: 22
Views: 1452

Re: Fractional Investing

M1Finance and BOA Merill both allow only citizens and permanent residents only. Fidelity and vanguard allows even visa holders if it matters. Iam happy with fidelity and vanguard :) BOA/Merrill Edge is now allowing fractional shares? I use ETFs at Merrill Edge and have been buying whole shares, did...
by core4portfolio
Mon May 25, 2020 9:20 pm
Forum: Investing - Theory, News & General
Topic: Fractional Investing
Replies: 22
Views: 1452

Re: Fractional Investing

M1Finance and BOA Merill both allow only citizens and permanent residents only.
Fidelity and vanguard allows even visa holders if it matters. Iam happy with fidelity and vanguard :)
by core4portfolio
Mon May 25, 2020 3:11 pm
Forum: Personal Consumer Issues
Topic: First Time Car Buyer Needs Help. HELP ME PLEASE! Thank you!
Replies: 81
Views: 3403

Re: First Time Car Buyer Needs Help. HELP ME PLEASE! Thank you!

Bogleheads forum is really not interested in expensive cars due to frugal behind their principle. Its very common that people like to buy what they are passion to himself or loved ones even its very costlier and doesnt make sense some times. In your scenario, if you really like buying car then yes i...
by core4portfolio
Fri May 22, 2020 1:06 pm
Forum: Personal Investments
Topic: Chasing Individual Stocks
Replies: 45
Views: 2371

Re: Chasing Individual Stocks

i chased but i limit to 8% of my portfolio.
by core4portfolio
Wed May 20, 2020 2:34 pm
Forum: Personal Investments
Topic: Individual stock for son's birthday
Replies: 54
Views: 2048

Re: Individual stock for son's birthday

milosz19 wrote:
Tue May 19, 2020 1:00 pm
I was thinking of something "fun." My son already has a diversified ETF portfolio. Any ideas for individual stocks?
BRK-B

As you said fun then TWLO, SHOP, TTD, ZS, TSLA
by core4portfolio
Wed May 20, 2020 11:29 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity- new rewards program for Wealth Management clients]
Replies: 21
Views: 2317

Re: [Fidelity- new rewards program for Wealth Management clients]

BOA allows only GC and citizens. if there are any visa holders then they might get benefit from this
by core4portfolio
Wed May 20, 2020 11:09 am
Forum: Investing - Theory, News & General
Topic: Paul Tudor: Compelling case for bitcoin ?
Replies: 213
Views: 10127

Re: Paul Tudor: Compelling case for bitcoin ?

If US government replaces dollar with their own Crypto then i would buy as compelling reason.
Other than that, its a bet to play and not really compelling one
by core4portfolio
Tue May 19, 2020 2:32 pm
Forum: Personal Investments
Topic: ETF versus MF
Replies: 29
Views: 1516

Re: ETF versus MF

with ETF - Automatic transfer and buying is not possible.
I prefer ETF though due to easily transferable if needed from fidelity.
by core4portfolio
Tue May 19, 2020 12:45 pm
Forum: Personal Investments
Topic: Individual stock for son's birthday
Replies: 54
Views: 2048

Re: Individual stock for son's birthday

why 1 stock, buy VOO and give him 500 companies.
VTI is also good BUT 500 looks fancy round number :)
by core4portfolio
Thu May 14, 2020 12:36 pm
Forum: Non-US Investing
Topic: Non resident alien Roth distributions
Replies: 3
Views: 303

Re: Non resident alien Roth distributions

your ROTH contributions are yours and can withdraw after 5 years from initial contribution.
Your gains are not taxed generally if you withdraw after 59.5 years old.
Before that it add penalty 10% + income tax.
by core4portfolio
Thu May 14, 2020 12:25 pm
Forum: Investing - Theory, News & General
Topic: What's after-hour trading ?
Replies: 7
Views: 908

Re: What's after-hour trading ?

Some people bet that value will move up during the market time and buy before it opens.
To do pre-market trading or after hours trading, you need to have consent submission to do so.
Liquidity is a concern also. People do this big bet generally on earnings season...
by core4portfolio
Wed May 13, 2020 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Mystery bill from dentist
Replies: 47
Views: 3175

Re: Mystery bill from dentist

Call insurance and ask for EOB copy When i got a bill of 40 bucks a year later for one of the dental service since i dont have that plan with me. i called customer support and asked why you billed me after 8+ months and for what CPC code its been charged to ? she told immediately that we will waive ...
by core4portfolio
Wed May 13, 2020 12:11 am
Forum: Personal Finance (Not Investing)
Topic: Car Insurance; Bad Driver Penalty
Replies: 21
Views: 1674

Re: Car Insurance; Bad Driver Penalty

Take defensive course and see if your points goes down Ask insurer if they have safe driving device on dashboard to reduce the premium. If geico, buy 1 BRK-B stock will give discount as share holder Shop around for better price. Change the policy before expiry and also try to do it online quote. If ...
by core4portfolio
Tue May 12, 2020 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Dental Insurance - To but or not to buy
Replies: 17
Views: 1038

Re: Dental Insurance - To but or not to buy

Take employer dental plan if you have one. Always check the maximum coverage limit per year. Sometimes your dentist will charge just insurance and leave you not asking like whitening the teeth These small items will add up without you realizing and when you go for root canal they will tell you maxim...
by core4portfolio
Sun May 10, 2020 4:43 pm
Forum: Investing - Theory, News & General
Topic: Will "work from home" destroy the commercial real estate market?
Replies: 169
Views: 13080

Re: Will "work from home" destroy the commercial real estate market?

In Seattle, I travel by bus, its really an issue unless we have proven vaccine and i dont wish to risk it. With kid on my home, I dont think to travel by public transport. My manager is fine with me working from home until iam comfortable to come back to office. Commercial real estate might have imp...
by core4portfolio
Sat May 09, 2020 9:02 pm
Forum: Investing - Theory, News & General
Topic: Can't believe how ridiculously expensive Shopify is [Stock]
Replies: 65
Views: 4373

Re: Can't believe how ridiculously expensive Shopify is [Stock]

My positions are AMD, AAPL, AMZN, SHOP, TTD, CRM, OKTA, MSFT,ADBE, JD, NYT, BRK-B,CTSH and XBI Why OKTA instead of CRWD? I followed only OKTA and ZS but not on CRWD yet. If I followed CRWD then I might have picked that but I dont have any insight. I use OKTA and ZS in my workplace and I followed al...
by core4portfolio
Fri May 08, 2020 11:37 pm
Forum: Investing - Theory, News & General
Topic: Can't believe how ridiculously expensive Shopify is [Stock]
Replies: 65
Views: 4373

Re: Can't believe how ridiculously expensive Shopify is [Stock]

I agree on the valuation. Although it was a prime candidate to pick up as the market tanked in March (and I did, with my small stock picking portion of my portfolio). I was convinced that its momentum would resume quickly and I was right. I sold at 700 and beat the market by 60% in 2 months. A winn...
by core4portfolio
Fri May 08, 2020 12:15 pm
Forum: Investing - Theory, News & General
Topic: Can't believe how ridiculously expensive Shopify is [Stock]
Replies: 65
Views: 4373

Re: Can't believe how ridiculously expensive Shopify is [Stock]

I agree on the valuation. Although it was a prime candidate to pick up as the market tanked in March (and I did, with my small stock picking portion of my portfolio). I was convinced that its momentum would resume quickly and I was right. I sold at 700 and beat the market by 60% in 2 months. A winn...
by core4portfolio
Thu May 07, 2020 5:00 pm
Forum: Investing - Theory, News & General
Topic: Can't believe how ridiculously expensive Shopify is [Stock]
Replies: 65
Views: 4373

Re: Can't believe how ridiculously expensive Shopify is [Stock]

I agree on the valuation. Although it was a prime candidate to pick up as the market tanked in March (and I did, with my small stock picking portion of my portfolio). I was convinced that its momentum would resume quickly and I was right. I sold at 700 and beat the market by 60% in 2 months. A winn...
by core4portfolio
Thu May 07, 2020 10:10 am
Forum: Investing - Theory, News & General
Topic: All my friends are outperforming index funds
Replies: 122
Views: 11147

Re: All my friends are outperforming index funds

Maybe Cramer is right that investing in the index in a downturn is not as good a strategy as individual stocks? In my individual holdings, most of them beat index way ahead until Feb 20. From feb 20 to March 20, all of them lost more than index and went to negative and even worse than index but the...
by core4portfolio
Thu May 07, 2020 12:41 am
Forum: Investing - Theory, News & General
Topic: Can't believe how ridiculously expensive Shopify is [Stock]
Replies: 65
Views: 4373

Re: Can't believe how ridiculously expensive Shopify is [Stock]

I think pandemic is positioned them very well.
Check MELI today as it also skyrocketed. All e-commerce and related platforms got profit.
by core4portfolio
Wed May 06, 2020 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Dealer won’t give back car titled in my name, how to proceed?
Replies: 71
Views: 5761

Re: Dealer won’t give back car titled in my name, how to proceed?

Give title to dealer
Ask your brother why he did like this ?
If its sounds reasonable answer then move on...

Sometime people felt they have limited life time left out and do all crazy things never imaged.
I still leave 1k and hold the relationship.
by core4portfolio
Wed May 06, 2020 6:36 pm
Forum: Investing - Theory, News & General
Topic: Total market or S&P 500?
Replies: 44
Views: 3584

Re: Total market or S&P 500?

I had VTI for 3+ years and recently tax loss harvest to VOO.
I thought of putting it back to VTI if opportunity comes again
by core4portfolio
Wed May 06, 2020 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to lower tax on short term capital gains. Do conservation easements work?
Replies: 136
Views: 8890

Re: Trying to lower $800k tax on short term capital gains. Do conservation easements work?

Thanks for responding. I couldnt understood this margin concepts for long time. i will read it up some time in udemy. Congrats on such a huge gain :). You reminded me a long time internet friend named dosuxx in fatwallet site, went to work for wall street by showing his trade success to wall street ...
by core4portfolio
Wed May 06, 2020 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to lower tax on short term capital gains. Do conservation easements work?
Replies: 136
Views: 8890

Re: Trying to lower $800k tax on short term capital gains. Do conservation easements work?

OP,

Pay tax and enjoy the gain. If I lose job due to pandemic then I will get some training from you to do trading..
Mind sharing...Whats the percentage of your profit ?
by core4portfolio
Wed May 06, 2020 11:07 am
Forum: Investing - Theory, News & General
Topic: All my friends are outperforming index funds
Replies: 122
Views: 11147

Re: All my friends are outperforming index funds

I was doing this when i have only 10k but as i contribute more and when its 100k its really challenging to pick only winners On a long run, there is a lot of chances of failure to beat market. Also, you need to know about those companies and follow them to make decisions. If you have good time then ...
by core4portfolio
Wed May 06, 2020 12:08 am
Forum: Investing - Theory, News & General
Topic: Why doesn’t Jim Cramer start a fund?
Replies: 26
Views: 3175

Re: Why doesn’t Jim Cramer start a fund?

While jogging alone in apartment gym , i see his show. its good fun :)
by core4portfolio
Mon May 04, 2020 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Career Change Assessments Age 30
Replies: 20
Views: 2670

Re: Career Change Assessments Age 30

Is there a certain certification you would seek for the systems analyst or business analyst role? I am pretty familiar with database software, however, I do not have any formal certifications or job experience to point to on my resume. Most of the systems I know are either self taught or learned in...
by core4portfolio
Wed Apr 29, 2020 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: [One stop shop with BoA / Merrill Edge]
Replies: 34
Views: 1985

Re: [One stop shop with BoA / Merrill Edge]

BOA/Merrill allow only Greencard/permanent citizen to open investing account which made visa holders not to look on Brokerage services. This visa restriction made many to consider Fidelity as one stop even though they all hold BOA account based on my experience. If they allow visa holders then many ...
by core4portfolio
Fri Apr 24, 2020 12:05 pm
Forum: Personal Investments
Topic: AAPL MSFT GOOG AMZN ???
Replies: 85
Views: 6481

Re: AAPL MSFT GOOG AMZN ???

Iam surprised you bought these recently.
Should have placed in VTI/VOO or XLK to have some diversification with technology tilt
by core4portfolio
Fri Apr 24, 2020 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Moving out of NYC due to pandemic
Replies: 164
Views: 12707

Re: Moving out of NYC due to pandemic

Luckily and out of bogleheads suggestion, when i was in dilemma on NY or Seattle job, I picked seattle per bogleheads suggestion. I felt sometimes bad on moving to Seattle when first corona virus hit but i stayed where I was due to location I liked lately as well as enough time to spend with family ...
by core4portfolio
Thu Apr 23, 2020 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Best Covid19 resistant job
Replies: 154
Views: 9616

Re: Best Covid19 resistant job

Owning a grocery shop
car servicing shop
IT Chat support
Stock market traders
Mail man
by core4portfolio
Thu Apr 23, 2020 9:38 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5725
Views: 488932

Re: U.S. stocks continue to soar!

Stocks up again today. Up 1% as I type. Soaring! Fellow Bogleheads, where’s the excitement on this second consecutive day of the dead cat bouncing? As soon as I saw another 4+ million had claimed unemployment this week, I knew the stock market would be up today. I'm getting the hang of this market-...
by core4portfolio
Wed Apr 22, 2020 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Career Change Assessments Age 30
Replies: 20
Views: 2670

Re: Career Change Assessments Age 30

If you plan on IT - look over the roles like Analyst, System Analyst, Business Analyst In these roles, people talk to customers and stakeholders and translate their requirement to what a normal person can able to understood. For example, many IT developer dont know or somehow dont like to know the b...
by core4portfolio
Tue Apr 21, 2020 12:23 pm
Forum: Personal Consumer Issues
Topic: I Got Scammed To Send Amazon Gift Cards
Replies: 119
Views: 9348

Re: I Got Scammed To Send Amazon Gift Cards

Once I got 200 worth of amazon GC sent to some one came to my address which is for christmas gift for someone else
Amazon customer support is helpful in sending it back to sender ...
Contact Amazon customer support and they can able to help you with all these kind of issues and trained for that
by core4portfolio
Tue Apr 21, 2020 11:06 am
Forum: Personal Investments
Topic: I'm out [of the market]
Replies: 109
Views: 11843

Re: I'm out [of the market]

You should title as "Won the game and Quit" as your title looks like you are timing the market instead
by core4portfolio
Tue Apr 21, 2020 10:39 am
Forum: Personal Finance (Not Investing)
Topic: Exit Interview
Replies: 78
Views: 5765

Re: Exit Interview

Exit interview are just part of document process and nothing more than that in reality.
Just dont burn bridges. They are not really going to listen to you and make change.

Since you worked for long time, how many times employee attrition feedback implemented to avoid such thing ??
I guess its 0
by core4portfolio
Tue Apr 21, 2020 10:16 am
Forum: Personal Consumer Issues
Topic: If you had to buy one new car which of these three would you buy Corolla, Camry or Prius? You only have these three to
Replies: 131
Views: 6156

Re: If you had to buy one new car which of these three would you buy Corolla, Camry or Prius? You only have these three

Camry !!!!
My very old camry had less gas mileage like 20/31 on city/highway but it never bothered me since gas prices are low !!!
Amex card is giving back to back gas offers I fill up 18 gallons tank easily
Also any mechanic can handle it gasoline camry

Iam ex camry owner and current CR-V owner
by core4portfolio
Mon Apr 20, 2020 4:54 pm
Forum: Personal Investments
Topic: Share your experience if you timed the market
Replies: 38
Views: 2303

Re: Share your experience if you timed the market

Everytime i timed the market for one or other investment it will go down for a while. No matters whichever i pick.... For example, bought 2 shares of SHOP at 530 and it went down to 400s, ofcourse i bought again and its up by 50% now Bought EDV day before yesterday.. waiting for long to buy, next da...
by core4portfolio
Mon Apr 20, 2020 4:49 pm
Forum: Personal Consumer Issues
Topic: Growing Fruit and Vegetables
Replies: 30
Views: 1858

Re: Growing Fruit and Vegetables

Onion
Basil
carrot
by core4portfolio
Sat Apr 18, 2020 5:31 pm
Forum: Personal Consumer Issues
Topic: How to get Liquid Hand Soap? seriously.
Replies: 76
Views: 4245

Re: How to get Liquid Hand Soap? seriously.

Our costco have instock today however i havent seen it for the past 1 month
try costco today or tomorrow
by core4portfolio
Tue Apr 14, 2020 8:47 pm
Forum: Personal Investments
Topic: Sector ETFs
Replies: 9
Views: 447

Re: Sector ETFs

i have 1% of XBI which is biotech ETF. Its been great until i decided to invest on 2012. I invested and it went down for quite sometime until today. I dont sell so far and gains about 10% now vs SP 500 is 16% Recently i lost interest in beating market and so decided to go all index. I thought i shou...
by core4portfolio
Tue Apr 14, 2020 9:54 am
Forum: Personal Consumer Issues
Topic: T-Mobile Connect - $15/mo 2GB
Replies: 27
Views: 2550

Re: T-Mobile Connect - $15/mo 2GB

I have mint and tello Both are very competitive however tello have no prepay I can refer or you can get referral in internet as it will give some credit to you also Tello is monthly pay and flexible to change plans if you need. Mint is 12 month prepay. In my mint sim, i occasionally do ISD calls for...