Search found 190 matches

by gwe67
Mon Jan 13, 2020 10:54 pm
Forum: Personal Consumer Issues
Topic: College Reunion Destination
Replies: 49
Views: 3011

Re: College Reunion Destination

If most are from New England, then probably Patriots fans. They will play at Kansas City in 2020 although the date is not yet set. That might be a nice road trip if the timing works out.
by gwe67
Sun Jan 12, 2020 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire at 55?
Replies: 21
Views: 5023

Re: Can I retire at 55?

In your post yesterday, you had $1.5M, now only $1.1M. What happened?
by gwe67
Sun Jan 05, 2020 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card activation no longer required?
Replies: 4
Views: 696

Credit card activation no longer required?

I received a replacement VISA card with the same card number, same expiration date, and same CCV. No activation instructions were included, so I tried to use it, and it worked as normal. This seems risky for the credit card company. Is this the new procedure for credit cards, or is it just limited t...
by gwe67
Mon Dec 30, 2019 9:54 pm
Forum: Investing - Theory, News & General
Topic: Do CDs *ever* keep up with inflation?
Replies: 66
Views: 4495

Re: Do CDs *ever* keep up with inflation?

Back when I was risk averse I would buy CD's in the 5 to 6 percent range. Inflation was lower.
by gwe67
Sun Dec 29, 2019 1:43 pm
Forum: Personal Consumer Issues
Topic: WiFi Water Leak Detector Recommendations
Replies: 17
Views: 1433

Re: WiFi Water Leak Detector Recommendations

Simplisafe water leak detectors. I get a text message when leak is detected, but the water is not automatically shut off.
by gwe67
Wed Dec 25, 2019 11:31 am
Forum: Personal Investments
Topic: In or Near Retirement with Only Six Figures?
Replies: 126
Views: 15176

Re: In or Near Retirement with Only Six Figures?

I think this is a good question. I tell the young people I work with that they need at least $2 million per person to retire. They look at me like I'm crazy. You are indeed crazy. 4% withdrawals of $4 million for a couple is $160k a year. Plus whatever they get in Social Security (probably another ...
by gwe67
Tue Dec 24, 2019 9:18 pm
Forum: Personal Investments
Topic: In or Near Retirement with Only Six Figures?
Replies: 126
Views: 15176

Re: In or Near Retirement with Only Six Figures?

I think this is a good question. I tell the young people I work with that they need at least $2 million per person to retire. They look at me like I'm crazy.
by gwe67
Fri Dec 13, 2019 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: State Taxes: Interesting State Border Towns? (E.g., Low Income Tax, Property Tax, Sales Tax combo?)
Replies: 34
Views: 3288

Re: State Taxes: Interesting State Border Towns? (E.g., Low Income Tax, Property Tax, Sales Tax combo?)

As a bonus, you could live in a state that doesn't have a bottle deposit but is next to one that does. Reminds me of a TV show....
by gwe67
Wed Dec 11, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 229
Views: 11486

Re: another too clever scam

Maybe he googled and called a fake Schwab phone number.
by gwe67
Mon Dec 02, 2019 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: I passed on making $3
Replies: 42
Views: 4763

Re: I passed on making $3

Seriously? Yes.

Free checking? Yes.

Did I mail it? No. But I have plenty of free time.

I guess my opposition to this is that the processor charges a rate similar to payday loan companies and this service is probably used mainly by people that can't afford it.
by gwe67
Mon Dec 02, 2019 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: I passed on making $3
Replies: 42
Views: 4763

I passed on making $3

I could have paid my property taxes using a credit card with 2.5% cash back. The government's credit card processor charges 2.4% for the transaction. I would have received about $83 in cash back within a day or two but would have to pay $80 to the credit card processor when the credit card bill was ...
by gwe67
Fri Nov 29, 2019 6:25 pm
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 303
Views: 86103

Re: Found hidden safe, should we crack?

Silverado wrote:
Fri Nov 29, 2019 6:18 pm
gwe67 wrote:
Fri Nov 29, 2019 6:16 pm
Is this for real? Post a picture.
Uh, read the thread, there’s a pic.
Ah, I see it now. I was looking for a photo, not a link to a photo.
by gwe67
Fri Nov 29, 2019 6:16 pm
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 303
Views: 86103

Re: Found hidden safe, should we crack?

Is this for real? Post a picture.
by gwe67
Fri Nov 29, 2019 3:12 pm
Forum: Investing - Theory, News & General
Topic: Unauthorized Trade
Replies: 54
Views: 4862

Re: Unauthorized Trade

What I have read in your prior post about your adult son's account concerns me. You need to be careful about your involvement.

viewtopic.php?f=2&t=295186&p=4842413#p4842413
by gwe67
Fri Nov 29, 2019 2:53 pm
Forum: Investing - Theory, News & General
Topic: Unauthorized Trade
Replies: 54
Views: 4862

Re: Unauthorized Trade

JoeRetire wrote:
Fri Nov 29, 2019 12:50 pm
elainet7 wrote:
Fri Nov 29, 2019 12:11 pm
Woke up this morning and saw an order for 8K trade on son's Roth Ira Acct
Luckily I could cancel at that moment as the order was placed 9pm last night
Changed PW
How can this happen?
You canceled a trade on your son's account?
Sounds like that was unauthorized....
by gwe67
Sun Nov 24, 2019 2:41 pm
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 303
Views: 86103

Re: Found hidden safe, should we crack?

Can you drill in and insert a camera?
by gwe67
Tue Nov 19, 2019 8:58 pm
Forum: Personal Consumer Issues
Topic: Exposure to Cigarette Smoke in Portugal Restaurants/Bars
Replies: 9
Views: 1956

Re: Exposure to Cigarette Smoke in Portugal Restaurants/Bars

Starfish wrote:
Tue Nov 19, 2019 7:55 pm
Most of EU, Japan etc have 2-3-5 times the cigarette consumption of US. Also they have several years more in life expectancy.
I see a correlation here :D
not necessarily

https://en.wikipedia.org/wiki/List_of_c ... per_capita
by gwe67
Tue Nov 19, 2019 1:44 pm
Forum: Personal Consumer Issues
Topic: USPS informed delivery for multiple addresses
Replies: 17
Views: 1405

Re: USPS informed delivery for multiple addresses

To clarify, I was asking about two physical addresses being linked to one account.

I'm sure there are a lot of people that have this situation, or have one physical address and a P.O. box and would like to see all mail on the app. It seems inefficient to require two USPS profiles to accomplish this.
by gwe67
Mon Nov 18, 2019 8:01 pm
Forum: Personal Consumer Issues
Topic: USPS informed delivery for multiple addresses
Replies: 17
Views: 1405

USPS informed delivery for multiple addresses

Maybe I'm missing something, but it does not seem possible to get informed delivery for more than one address. Any advice?
by gwe67
Tue Nov 12, 2019 9:27 pm
Forum: Personal Consumer Issues
Topic: Blankets/Bedding for Cold Winter Nights
Replies: 56
Views: 3771

Re: Blankets/Bedding for Cold Winter Nights

Electric Blanket https://www.walmart.com/ip/Sunbeam-BSM9KQS-R310-16A00-Channeled-Microplush-Heated-Blanket-Queen-Garnet/183190888 :mrgreen: :mrgreen: This blanket is great. It has two zones with separate controllers. There is no need to turn it on an hour early. Just set it to "preheat" and it gets...
by gwe67
Wed Nov 06, 2019 1:50 pm
Forum: Personal Investments
Topic: problem with T Rowe Price IRA exchange
Replies: 7
Views: 499

Re: problem with T Rowe Price IRA exchange

I’ve never used TRP’s phone support. The single time I’ve had a problem in nine years, was with setting up bank information to link a second checking account to my taxable and IRA. I used the private message feature in my online account, which resolved the problem in a day or two. I don't see a pri...
by gwe67
Tue Nov 05, 2019 7:19 pm
Forum: Personal Investments
Topic: problem with T Rowe Price IRA exchange
Replies: 7
Views: 499

Re: problem with T Rowe Price IRA exchange

Their phone customer service has been subpar for me and the other beneficiaries. I'm initiating an account transfer to Vanguard but it looks like that will be an ordeal.
by gwe67
Tue Nov 05, 2019 5:04 pm
Forum: Personal Consumer Issues
Topic: Best pricing for multi-city flights in ANY order?
Replies: 8
Views: 663

Re: Best pricing for multi-city flights in ANY order?

The flights within Europe are so inexpensive that it doesn't matter. Consider taking the train instead. Travel time will be longer but no sitting around in airports and you get to see more scenery.
by gwe67
Tue Nov 05, 2019 11:19 am
Forum: Personal Investments
Topic: problem with T Rowe Price IRA exchange
Replies: 7
Views: 499

problem with T Rowe Price IRA exchange

I have a small inherited IRA at T Rowe Price and no other holdings there. The money is in "T. Rowe Price Retirement 2020 Fund" TRRBX with a 0.59% expense ratio. I would like to exchange this to a lower cost fund. When I attempt this, I get an error message, "Contribution amount $50,274.94 exceeds $7...
by gwe67
Sun Nov 03, 2019 9:20 pm
Forum: Investing - Theory, News & General
Topic: When DID the stock market recover from 1929?
Replies: 52
Views: 5616

Re: When DID the stock market recover from 1929?

Your analysis might be relevant for those who invested at the peak of the market, but there was a large increase in the stock market prior to 1929. Most investors would likely have been invested prior to the crash. Their recovery to initial position would have been quicker.
by gwe67
Sat Oct 12, 2019 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Should I invest in a ski in / ski out condo?
Replies: 50
Views: 5543

Re: Should I invest in a ski in / ski out condo?

Way too much information missing for anyone to advise you.
by gwe67
Mon Sep 30, 2019 7:11 pm
Forum: Personal Consumer Issues
Topic: high toilet
Replies: 33
Views: 3466

Re: high toilet

Lots of options without having to replace the toilet. See, for example... https://www.amazon.com/Essential-Medical-Supply-Elevated-Elongated/dp/B00CW811LK/ref=sr_1_5?crid=3UHROZHM7CB7Z&keywords=toilet+seat+riser&qid=1569847975&s=gateway&sprefix=toilet+seat%2Caps%2C201&sr=8-5 I've been making do wit...
by gwe67
Wed Sep 25, 2019 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Locked out of Equifax
Replies: 10
Views: 1541

Re: Locked out of Equifax

This is their way of preventing consumers from accessing free credit reports. This business should be put out of business. I wish there was a class-action lawsuit.
by gwe67
Thu Sep 12, 2019 12:13 pm
Forum: Personal Consumer Issues
Topic: Comic book collection recommendations
Replies: 21
Views: 1766

Re: Comic book collection recommendations

For a collection this extensive and well cared for, there may be an inventory, perhaps even with values. Maybe someone could check the deceased's computer files?

The valuable ones are likely already professionally graded and sealed up.
by gwe67
Sat Aug 31, 2019 10:57 pm
Forum: Personal Consumer Issues
Topic: Most economical way to move small load 1000 miles
Replies: 40
Views: 3464

Re: Most economical way to move small load 1000 miles

I had a good experience with uship.com. It's easy to post your shipment needs and receive quotes from shippers. Also you shouldn't need to pack items as carefully as you would if mailing them.
by gwe67
Wed Aug 28, 2019 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: Buying New Construction/Need Realtor ?
Replies: 6
Views: 384

Re: Buying New Construction/Need Realtor ?

I had one, but there was little need. The builder paid the Realtor's fee. Maybe you could negotiate a price cut if not using a Realtor.
by gwe67
Fri Aug 23, 2019 10:06 pm
Forum: Personal Investments
Topic: Inheritance Question
Replies: 17
Views: 2725

Re: Inheritance Question

Hi--I just wanted to thank you all for your responses (even you, gwe67!). You make good points and ask terrific questions, not all of which I know the answer to (yet) but which put us much further along the way in deciding how to handle my wife's inheritance. My biggest takeaway is that it sounds l...
by gwe67
Wed Aug 21, 2019 8:54 pm
Forum: Personal Investments
Topic: Inheritance Question
Replies: 17
Views: 2725

Re: Inheritance Question

Your wife really needs to read and understand this:

https://info.legalzoom.com/inheritance- ... 21180.html
by gwe67
Wed Jul 10, 2019 12:45 pm
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 11168

Re: Who cuts your hair? And for how much?

Random Poster wrote:
Tue Jul 09, 2019 8:14 pm
My wife.

Hard to determine the price, but it isn’t cheap...
Same. I was going to say $0 but i guess that's far from true.
by gwe67
Tue Jul 09, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 8487

Re: Buying a Smoker

I have a cookshack electric smoker and it's great.

http://www.cookshack.com
by gwe67
Mon Jun 24, 2019 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Triage in ER - charged $790
Replies: 60
Views: 5137

Re: Triage in ER - charged $790

Contract Definition An agreement between private parties creating mutual obligations enforceable by law. The basic elements required for the agreement to be a legally enforceable contract are: mutual assent, expressed by a valid offer and acceptance; adequate consideration; capacity; and legality.
by gwe67
Mon Jun 24, 2019 8:53 pm
Forum: Personal Consumer Issues
Topic: Best place to buy Pistachio and Salmon?
Replies: 30
Views: 3407

Re: Best place to buy Pistachio and Salmon?

I buy nuts regularly from here:

https://www.anuts.com/nuts/pistachios

Pistachios are $6.57 per pound in shell and $10.97 per pound shelled.

Great customer service but shipping's a bit high.
by gwe67
Sun Jun 23, 2019 9:15 pm
Forum: Investing - Theory, News & General
Topic: Rare Earth Metals - Investing
Replies: 13
Views: 1692

Re: Rare Earth Metals - Investing

You are posting in the wrong forum. Try something like this:

https://stockaholics.net/forums/
by gwe67
Sat Jun 22, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: Do you Casino? What do you play? Have you won?
Replies: 82
Views: 5953

Re: Do you Casino? What do you play? Have you won?

I gamble my money in the "Wall Street casino," as a gold seller's radio ad refers to it. I keep winning.
by gwe67
Fri Jun 21, 2019 6:09 pm
Forum: Personal Consumer Issues
Topic: Highest % cash back credit card
Replies: 77
Views: 6980

Re: Highest % cash back credit card

USAA VISA, 2.5% cash back, no annual fee. gwe67, Are you sure that USAA still issues a 2.5% cash back card available to answer the OP’s needs in the original question? Please note that the USAA 2.5% “Limitless Cashback” card was discontinued to new applicants way back in 2017. You are correct...I d...
by gwe67
Fri Jun 21, 2019 5:06 pm
Forum: Personal Consumer Issues
Topic: Highest % cash back credit card
Replies: 77
Views: 6980

Re: Highest % cash back credit card

USAA VISA, 2.5% cash back, no annual fee.
by gwe67
Thu Jun 13, 2019 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Problems with my MyEquifax account
Replies: 11
Views: 2411

Re: Problems with my MyEquifax account

I have had similar problems for the last couple of years. My theory is that equifax is intentionally trying to keep people from accessing their free credit reports.
by gwe67
Thu Jun 06, 2019 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: What documents are needed for new home purchase?
Replies: 3
Views: 433

What documents are needed for new home purchase?

When buying a new home from a homebuilder for cash, would these be needed: property survey, inspection, and title insurance? Is there anything else needed?
by gwe67
Sat May 25, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: Am I a sucker to pay for a new roof?
Replies: 24
Views: 2562

Re: Am I a sucker to pay for a new roof?

My roof is 17-18 years old. While not leaking, it's servicable. If I file a claim, wouldn't the value be greatly reduced due to the age, and wouldn't future insurance premiums be higher? There is a deductible of 1 percent of the house value. It seems like I may be better off replacing on my own?
by gwe67
Sat Apr 13, 2019 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Trust investment choices for a difficult beneficiary
Replies: 115
Views: 8354

Re: Trust investment choices for a difficult beneficiary

If going the annuity route, be aware that the beneficiary could later sell the annuity for a lump sum, which seems to be the undesirable result that the trust prevents.
by gwe67
Fri Apr 12, 2019 12:51 pm
Forum: Personal Consumer Issues
Topic: Repair Bosch Dishwasher or Buy New?
Replies: 35
Views: 3696

Re: Repair Bosch Dishwasher or Buy New?

Is the dishwasher connected to the hot water line?
by gwe67
Sun Apr 07, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: Huge AirBNB Cancellation Charge
Replies: 123
Views: 8698

Re: Huge AIrBNB Cancellation Charge

It's possible that the host lost bookings during that two hour period because it was already "booked".