Search found 149 matches

by Chicken lady
Sat Nov 28, 2020 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Why were my Social Security Benefits Suspended?
Replies: 7
Views: 1254

Re: Why were my Social Security Benefits Suspended?

Have you tried contacting SSA? They're the only ones who can answer your question.
by Chicken lady
Sat Nov 28, 2020 5:05 pm
Forum: Personal Consumer Issues
Topic: Switching to Ooma
Replies: 48
Views: 3099

Re: Switching to Ooma

We switched to Ooma about 5 years ago. Kept a land line until then since my mother lived with us and had an emergency response button that was linked to a land line ONLY. Once she was gone, we made the jump and got Ooma. It has lost its satellite signal 2 x in all this time. For a long time we kept ...
by Chicken lady
Mon Nov 23, 2020 11:18 am
Forum: Personal Consumer Issues
Topic: Long time retirees: any regrets?
Replies: 196
Views: 21928

Re: Long time retirees: any regrets?

I retired when I was 58, expected to work longer but family issues pushed me out of the workforce. No regrets - I always had many hobbies, volunteer work, and other community activities going on. It was hard to work in going to work. A relief in terms of time pressures. I wonder how I ever managed t...
by Chicken lady
Sun Oct 18, 2020 1:25 pm
Forum: Personal Consumer Issues
Topic: Items that are worth the money for the quality
Replies: 484
Views: 38925

Re: Items that are worth the money for the quality

Original art that captures you (and you can't get it out of your mind-no matter what) Quality custom designed and built furniture Business class seats on long distance/overseas air flights Maybe not an item - a service: custom architectural drawings for a 'big' building project The rest - Toyota cas...
by Chicken lady
Wed Sep 09, 2020 10:56 am
Forum: Personal Consumer Issues
Topic: Buying Fine Art - advice needed.....
Replies: 65
Views: 4038

Re: Buying Fine Art - advice needed.....

Google 'art forgeries.' It's big business - even prestigious museums have been hoodwinked in fairly recent years. If the experts are fooled, what makes you think you are going to fare better? 50% chance maybe? Definitely not by using the auctioneer's 'expert.' If this painting is 'the one' and no ot...
by Chicken lady
Wed Sep 09, 2020 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Are there any different financial considerations/rules for a childless couple?
Replies: 95
Views: 9663

Re: Are there any different financial considerations/rules for a childless couple?

As a childless one-half of a formerly double income couple who is closer to the end than not, I can say from my experiences and observations: 1. Expecting children to step up to provide their parents intensive support (caregiving or financial) is something that often does not occur. if my mother and...
by Chicken lady
Sat Aug 15, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: Pour-Over Coffee maker
Replies: 39
Views: 2502

Re: Pour-Over Coffee maker

Chemex for all the reasons already stated.

These used to be called 'drip' coffee pots.
by Chicken lady
Wed Jun 03, 2020 4:13 pm
Forum: Personal Consumer Issues
Topic: The "Best of" for Aldi?
Replies: 135
Views: 11867

Re: The "Best of" for Aldi?

Dark chocolate bars, especially ones with chili pepper
Coconut milk (unflavored + unsweetened)
by Chicken lady
Mon Jun 01, 2020 10:54 am
Forum: Personal Investments
Topic: Vanguard vs. Fidelity Large Cap Growth Mutual Fund
Replies: 20
Views: 1315

Re: Vanguard vs. Fidelity Large Cap Growth Mutual Fund

If your wife is a financial advisor, what does she suggest?
by Chicken lady
Sat May 30, 2020 3:16 pm
Forum: Personal Consumer Issues
Topic: Necessary to clean the clothes dryer? How? Ticks?
Replies: 17
Views: 1441

Re: Necessary to clean the clothes dryer? How? Ticks?

We live in deep wood = tick zone central. As Jebmk suggested, careful examination of your body is the key when you come in. It takes a while for a tick to become embedded in your skin (hours) - if you look yourself over upon re-entering the house, you'll catch most all of them. We shake our extra di...
by Chicken lady
Fri May 22, 2020 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Renting house to in-laws
Replies: 22
Views: 1729

Re: Renting house to in-laws

Our rental agreements are based on business agreements. We rent at the rate that is competitive for the area + includes for normal rental house expenses. We've had a friend who was somewhat strapped financially who we rented to - we offered him a slightly longer term lease with no rent increase to h...
by Chicken lady
Fri May 22, 2020 10:09 am
Forum: Personal Consumer Issues
Topic: What to look for when buying a table saw?
Replies: 53
Views: 3025

Re: What to look for when buying a table saw?

+1 Sawstop It's worth the money. With a woodworker in the family I know (some of these have already be stated, but are worthy of restatement): *Table saws are very dangerous. *It's not easy to set them and get exactly straight cuts without understanding the machine. The less precision in creation of...
by Chicken lady
Sat May 16, 2020 9:56 pm
Forum: Personal Consumer Issues
Topic: How did you feel after giving notice to retire?
Replies: 52
Views: 4594

Re: How did you feel after giving notice to retire?

As soon as I realized I was going to hit my net worth target, I submitted my resignation. Had a good job that was stimulating and well compensated but I was ready to move on to pursue other interests. No regrets, no second thoughts. Just joy :happy I retired in 2008 with the confidence that investme...
by Chicken lady
Tue Apr 28, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 610
Views: 25640

Re: Bird watchers – what birds are you seeing?

Goldfinches, pileated woodpecker (my fav), carolina wren, eastern bluebird, rose breast grossbeak, crows, red tail hawk, cardinal, and another fav that I see occasionally (like last week )- Bald eagle. More, but you get the idea - I live in a wooded area.
by Chicken lady
Thu Apr 09, 2020 7:51 pm
Forum: Investing - Theory, News & General
Topic: What did you learn about investing or building wealth that would have helped you, if you knew about it earlier in life?
Replies: 45
Views: 3277

Re: What did you learn about investing or building wealth that would have helped you, if you knew about it earlier in li

1. Managed funds are a means of putting my money in someone else's pocket.
2. Be patient and work toward goals (have an AA Plan you can live with when the market is down)
by Chicken lady
Tue Mar 31, 2020 2:14 pm
Forum: Personal Consumer Issues
Topic: Did you move for better weather? Did you regret it?
Replies: 108
Views: 9093

Re: Did you move for better weather? Did you regret it?

We moved from Alabama to middle TN. Made a 2 climate zone change (though the climate zones were later revised so it became 1 zone difference). We were looking for 4 seasons, none which were too severe. We thought we left the extended hot and breathtaking humidity behind us. We did - sort of. Once we...
by Chicken lady
Thu Mar 26, 2020 10:51 am
Forum: Personal Investments
Topic: Vanguard Removed Option to Open Mutual Fund Only Non Brokerage Account?
Replies: 24
Views: 1701

Re: Vanguard Removed Option to Open Mutual Fund Only Non Brokerage Account?

Call them and ask for help in setting up a mutual fund. It can happen.
by Chicken lady
Fri Mar 20, 2020 1:52 pm
Forum: Personal Consumer Issues
Topic: Mushroom Growing 2020
Replies: 5
Views: 723

Re: Mushroom Growing 2020

I've been growing my own Shitake mushrooms for years. The previous description is correct - get newly cut branches or small trees (oak or hickory is preferable). Cut them into lengths that will be manageable for you to pick them up and reposition them. I tend to use branches that are 4" - 5&quo...
by Chicken lady
Mon Jan 27, 2020 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Long Term Care Insurance Data
Replies: 71
Views: 3257

Re: Long Term Care Insurance Data

Hi iFish100, edited to correct poster's name - got it wrong first time I suggest you look at the life path of your parents. What level and intensity of care did they need as they aged? Medical care is advanced over even 15 years ago extending individual's lives - changing our ability to accurately a...
by Chicken lady
Wed Dec 04, 2019 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Retirees, which accounts do you consume first: Taxable, Deferred,...?
Replies: 37
Views: 3096

Re: Retirees, which accounts do you consume first: Taxable, Deferred,...?

I found the following article to be enlightening - it might be of help to you as well.
https://www.kitces.com/?s=Tax+Efficient ... nt&submit=

Best wishes.
by Chicken lady
Sat Oct 12, 2019 12:04 pm
Forum: Personal Investments
Topic: Vanguard Transfer Mistake
Replies: 10
Views: 1339

Re: Vanguard Transfer Mistake

I've asked for an issue of slow/no action be referred to a supervisor for review and correction after very briefly describing the hiccup. My issue was quickly resolved once a supervisor interceded. There is a limit to what the flagship/customer support folks can resolve independently.

Good luck!
by Chicken lady
Sun Sep 15, 2019 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Please help me understand I-orp results
Replies: 35
Views: 1953

Re: Please help me understand I-orp results

I have found that the more time I spend studying the guidelines, the more nuanced information I am able to gather from I-orp. For example, if you want to see the impact on your financial life if you're targeting having x amount remaining at the time of your death (so it can be passed on to others) -...
by Chicken lady
Sun Aug 11, 2019 6:46 am
Forum: Personal Consumer Issues
Topic: Looking for lake house in Southeast, recommendations
Replies: 15
Views: 2331

Re: Looking for lake house in Southeast, recommendations

Though not exactly mountain though hilly, rural, and wooded you might want to look at the Cordell Hull Lake area (Smithville) in Tennessee. Rural, hiking, large lake within 45 minute/1 hour drive from Nashville which has anything you might want from an urban area. There's a branch of Tennessee Techn...
by Chicken lady
Wed Jul 31, 2019 8:39 pm
Forum: Personal Consumer Issues
Topic: Johannesburg, VicFalls, Capetown suggestions
Replies: 10
Views: 694

Johannesburg, VicFalls, Capetown suggestions

Will be visiting southern Africa in a few weeks and will have a few free days to immerse myself in each the above named locations while not otherwise occupied with other activities.

Any recommendations? Art, history, hiking, culture - all of interest to me.

Ideas appreciated.

Many thanks.
by Chicken lady
Sat Jul 20, 2019 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Harrassed at work, what steps to take to protect her future employment
Replies: 93
Views: 9146

Re: Harrassed at work, what steps to take to protect her future employment

As previously noted, it sounds like a new manager was installed to up production, cost effectiveness, etc. Fully understand retirement rules + benefits. Can it work for this person? What are alternatives? It seems to me that this person needs to honestly assess their productivity - some people do go...
by Chicken lady
Wed Jul 10, 2019 9:16 am
Forum: Personal Consumer Issues
Topic: Volunteer suggestions
Replies: 55
Views: 3575

Re: Volunteer suggestions

I haven't worked in 11 years - retired a tad early. I decided to volunteer doing the things that I like, or am good at and don't mind doing, or areas in which I have an interest. Started out volunteering to visit a nursing home 2 x weekly as a volunteer ombudsman. In this role I talked to residents ...
by Chicken lady
Thu Jul 04, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Are you a serious DIYer?
Replies: 84
Views: 7022

Re: Are you a serious DIYer?

I am not a DIYer and not too handy either. If I want to do plumbing, electrical, and other minor repairs on my own - what path or school should I search for? I tried calling Tech/Vocational schools in my area. They seem geared towards licensing & skilled step-by-step trades rather than a single...
by Chicken lady
Tue Jul 02, 2019 9:03 pm
Forum: Personal Consumer Issues
Topic: Are you a serious DIYer?
Replies: 84
Views: 7022

Re: Are you a serious DIYer?

Both of my parents were very handy. They didn't build a house but between the two of them they fixed everything from landscaping, outdoor watering systems, household machines/equipment, replacing flooring, fixing leaks, and so on. My husband and I've renovated several residences and know what we're ...
by Chicken lady
Tue Jul 02, 2019 8:26 pm
Forum: Personal Consumer Issues
Topic: Wood burning stoves
Replies: 30
Views: 2542

Re: Wood burning stoves

Our woodstove is in the living area within our home (as opposed to being in a raw basement). It's sheathed with soapstone that captures the heat and holds it for a pretty long time - the soapstone mediates the hot radiant heat you get from a steel stove. Hearthstone is the brand - they make well mad...
by Chicken lady
Wed May 01, 2019 12:52 pm
Forum: Personal Consumer Issues
Topic: Hiring a contractor to cut down some trees....what should I be aware of?
Replies: 89
Views: 6014

Re: Hiring a contractor to cut down some trees....what should I be aware of?

You've received good advice. Having trees cut can be hard on your property. Find out if they'll climb the trees to cut from the top down or will they drive a large truck to the tree so they stand in a bucket while cutting? Trucks can leave you with ruts in your yard that will have to be filled, patc...
by Chicken lady
Sun Apr 07, 2019 6:00 pm
Forum: Personal Consumer Issues
Topic: Mini split AC - thoughts?
Replies: 23
Views: 2281

Re: Mini split AC - thoughts?

These are not expensive units. Check out this site to get an idea of cost of equipment . If you read carefully, you'll see the air handlers may be one brand and the compressor is Mitsu - will give you an idea of the cost of a basic unit like you're being quoted. You can get a very energy efficient u...
by Chicken lady
Sat Mar 30, 2019 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 349
Views: 57904

Re: Does anyone here with net worths north of $1 mil use financial advisors?

We've interviewed 2 of them. Why? No kids, no family, were considering what might occur if I tire of managing our investments or precede my husband in death. He has no interest in picking up the torch. Though were both nice and knowledgeable - it's all about sales and semi-hidden fees. Still looking...
by Chicken lady
Sun Mar 03, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: Make-ahead "scalable" family meals
Replies: 16
Views: 1795

Re: Make-ahead "scalable" family meals

We also do a lot of cook and freeze. The things you're cooking ahead and other suggestions are good. What makes it work for us is 1) having several freezers, and 2) standardizing the serving sizes by using the same freezer containers. Identically shaped dishwasher safe containers makes it easy - a q...
by Chicken lady
Mon Feb 04, 2019 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Concerned about Alzheimers, how do you plan for LTC?
Replies: 80
Views: 6101

Re: Concerned about Alzheimers, how do you plan for LTC?

TN_Boy hit the nail on the head - it is ALWAYS important for family and/or friends to have a regular presence to ensure the best of care. For those without family or visiting friends, life can be lonely and isolating; thus, the need for the ombudsman program. A friendly and eventually familiar face ...
by Chicken lady
Mon Feb 04, 2019 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Concerned about Alzheimers, how do you plan for LTC?
Replies: 80
Views: 6101

Re: Concerned about Alzheimers, how do you plan for LTC?

Read this thread with interest since I've dealt with alzheimers and vascular dementia in my parents/parents in laws. One of these individuals followed in the dementia footsteps of his mother. A couple of possibilities and maybe clarification: 1. Some ltc policies can be used for institutional care (...
by Chicken lady
Thu Jan 31, 2019 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Were you 100% debt free at retirement
Replies: 163
Views: 12372

Re: Were you 100% debt free at retirement

Yes and Yes. Being out of debt allowed me to retire in the worst of the 2007-2008 crash without looking back. No regrets. :happy
by Chicken lady
Mon Jan 28, 2019 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: No Children, what will your legacy be?
Replies: 118
Views: 9829

Re: No Children, what will your legacy be?

Same situation - no kids. We'll spread some money around to friends, favorite charities, and other orgs that do what we consider 'good' works. Have pretty much settled on giving 'chunks' of money to charities that give grants to individuals who who are mid-career and have exemplified excellence in t...
by Chicken lady
Mon Jan 28, 2019 7:29 pm
Forum: Personal Finance (Not Investing)
Topic: What Percentage of Your Pre-Retirement Income are You Projecting You Will Need?
Replies: 108
Views: 8170

Re: What Percentage of Your Pre-Retirement Income are You Projecting You Will Need?

My spouse and I are retired and are both naturally thrifty. Our house was paid off while I worked; my spouse's income was limited. For many years before I retired one-half of my income was invested. Our expenses were consistent and modest during all those years. Now, we travel a fair amount so our e...
by Chicken lady
Mon Jan 28, 2019 7:13 pm
Forum: Personal Consumer Issues
Topic: Victim of my own success! How to deal with a complex life?
Replies: 103
Views: 9801

Re: Victim of my own success! How to deal with a complex life?

Aiming for perfectionism is a long and exhausting path for a person. You might need to make a list of your priorities in order of importance - sometimes it helps to have things in writing. Decide what tasks you enjoy, even if they're hard and do them but allow the proper amount of time needed to wor...
by Chicken lady
Mon Jan 14, 2019 10:23 pm
Forum: Personal Consumer Issues
Topic: Ideas for Nashville trip?
Replies: 41
Views: 4617

Re: Ideas for Nashville trip?

There's a free newspaper type publication called the Nashville Scene that comes out 1 x weekly that details the events of the coming week. It's on the web as well. Entertainment (of all types) abound whether music, drama, dance, are options as is food and everything else you'd expect from a city. Th...
by Chicken lady
Mon Dec 03, 2018 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 145
Views: 16597

Re: Retirement itch- when did you get it?

Age 28. I started working as a kid and worked my way through 3 degrees. Was lucky to do work that was interesting and fulfilling with a few clunker positions though the course of my career. At 28 I set the goal to retire comfortably at the first available opportunity but along the way I was captivat...
by Chicken lady
Sat Nov 10, 2018 9:26 am
Forum: Personal Consumer Issues
Topic: Worth fixing a 30-year-old Maytag dryer?
Replies: 77
Views: 18033

Re: Worth fixing a 30-year-old Maytag dryer?

I'd do it. We have a Maytag washer and dryer set of the same vintage and just replaced the fill/solenoid valve that cost $15.00. Our extra hard water finally got to it. Easy fix - the first repair too. Dryers are pretty simple machines if you look inside them - they're a large metal box with a large...
by Chicken lady
Thu Aug 16, 2018 9:45 am
Forum: Personal Consumer Issues
Topic: Retire in Florida or Alabama?
Replies: 107
Views: 12181

Re: Retire in Florida or Alabama?

Seems to me that the financial/fact based information you are looking for would be easily accessible via the internet or even just referring to a decent reference book at your local library. A tit-for-tat property tax, income tax, average level of education, etc. should make for an easy comparison. ...
by Chicken lady
Thu May 17, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Roof TV Antenna Recommendation Needed
Replies: 23
Views: 2653

Re: Roof TV Antenna Recommendation Needed

Check out this site http://dennysantennaservice.com/. We have two different types on different properties - both manage to get strong signals.
by Chicken lady
Sun May 13, 2018 9:17 am
Forum: Investing - Theory, News & General
Topic: This is Unbelievable - another Vanguard customer support odyssey
Replies: 69
Views: 17245

Re: This is Unbelievable - another Vanguard customer support odyssey

Hello, OP back to tie up loose ends. The supervisor with whom we were connected took care of all the IRA acct loose ends in a snap. She was unable to help with why the balance of the original 403B money was directed into the roth (conversion) acct since the 403B had been handed off to the other mana...
by Chicken lady
Tue Apr 24, 2018 7:27 am
Forum: Personal Finance (Not Investing)
Topic: estate planning with animals
Replies: 28
Views: 3929

Re: estate planning with animals

Make a point of being involved in your local/county agricultural organizations so you get to know others in your area that might have a 'natural' inclination to take your animals when the time comes. Your county agent - agricultural extension office - is a good place to begin in getting involved or ...
by Chicken lady
Thu Apr 12, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 590
Views: 52411

Re: [What UN-frugal thing do you do? What do you splurge on?]

Art. If I see it and love it, I find a way to purchase it. I've had pieces of art that I loved get away due to procrastination - learned that lesson and resolved not to let it happen again. Mostly, it has not.
by Chicken lady
Wed Mar 14, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Experience with bank or other corporate Trust Department?
Replies: 45
Views: 3766

Re: Experience with bank or other corporate Trust Department?

Read the material that discusses the fees carefully. The fees are broken down into several categories - one for administration of the trust, another for an annual base fee for creation and holding of the trust, another for investment management, etc. So, it may be .50 for administration but what abo...
by Chicken lady
Sun Mar 11, 2018 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Genworth Long Term Care
Replies: 23
Views: 3678

Re: Genworth Long Term Care

Both my husband and I have LTC insurance with Genworth. I've read all these LTC links and conclude that if the insurance helps you sleep at night and you can afford it, then it's worth it. For us, we both watched and cared for parents with dementia - each parent lived to be quite old (80+) so for us...