Search found 248 matches

by mister_sparkle
Mon Jan 28, 2019 9:58 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4155
Views: 1111527

Re: What Movie Have You Recently Watched?

Invictus - documentary from a few years ago about the Russian Olympic doping scandal. Pretty solid -- 7/10

Vice - not very compelling, though Christian Bale did nail his mannerisms. 5/10
by mister_sparkle
Sat Jan 26, 2019 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Foreign tax credit question in TurboTax
Replies: 9
Views: 821

Re: Foreign tax credit question in TurboTax

HueyLD wrote:
Sat Jan 26, 2019 8:23 pm
The foreign tax paid schedule should be in your tax center by now.
Thanks -- I just checked and the form was in there. For 2018, all of the dividends for both VTIAX and VFWAX were foreign-source.
by mister_sparkle
Sat Jan 26, 2019 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Foreign tax credit question in TurboTax
Replies: 9
Views: 821

Re: Foreign tax credit question in TurboTax

I'm running into an issue with entering my "foreign-source income" in the questionnaire, as it relates to 2 Vanguard international stock funds, VTIAX and VFWAX. So far I have only received a 1099-DIV from Vanguard showing the total dividends paid by these 2 funds. I couldn't find anything on Vangua...
by mister_sparkle
Sat Jan 26, 2019 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: Foreign tax credit question in TurboTax
Replies: 9
Views: 821

Foreign tax credit question in TurboTax

I'm running into an issue with entering my "foreign-source income" in the questionnaire, as it relates to 2 Vanguard international stock funds, VTIAX and VFWAX. So far I have only received a 1099-DIV from Vanguard showing the total dividends paid by these 2 funds. I couldn't find anything on Vanguar...
by mister_sparkle
Tue Jan 22, 2019 11:03 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax 2018 Forms Now Online
Replies: 64
Views: 3812

Re: Vanguard Tax Forms Now Online

1099-B and 1099-DIV were available for me today.

Of course my computer completely crashed over the weekend, so I had to restore it to an older version, losing all the TurboTax data I had already entered.

:sharebeer
by mister_sparkle
Sun Jan 20, 2019 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax 2018 Forms Now Online
Replies: 64
Views: 3812

Re: Vanguard Tax Forms Now Online

Pacific wrote:
Sun Jan 20, 2019 4:16 pm
None of mine for 2018 have been posted as of this morning. I do not have a brokerage account either. S\

So, why were some posted 4 days ago and others not at all?
This thread was started one year ago, so those are 2017 forms.
by mister_sparkle
Sun Jan 20, 2019 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax 2018 Forms Now Online
Replies: 64
Views: 3812

Re: Vanguard Tax Forms Now Online

So far only my 1099-R for my Inherited IRA RMD has been posted. Non-brokerage account.
by mister_sparkle
Wed Jan 16, 2019 6:40 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 49229

Re: John Bogle is dead at 89

A great man who made the financial world a better place for so many people. RIP.
by mister_sparkle
Tue Jan 15, 2019 10:40 pm
Forum: Personal Consumer Issues
Topic: End of an era - Boeing 727
Replies: 35
Views: 2443

Re: End of an era - Boeing 727

No U.S. passenger carriers operate the 747 anymore, but several foreign carriers still do. Plus it's a popular variant for cargo operations. New 747s are actually being made, to this date!
by mister_sparkle
Tue Jan 15, 2019 9:27 pm
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 6332

Re: Gillette Mach 3 alternatives

I am very loyal to Gillette and have never found a cheaper alternative that was anywhere near the same quality. I stock up with the 24-pack at Costco that lasts me close to 2 years.
by mister_sparkle
Wed Jan 02, 2019 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: self employed tax question
Replies: 50
Views: 2237

Re: self employed tax question

Self-employment tax is the employer and employee portion of FICA (Social Security and Medicare). It is separate from and in addition to Federal (and state) income tax. So if you're in the 22% tax bracket, you'll pay somewhere south of 15.3% + 22% in Federal tax, taking into account the tax brackets ...
by mister_sparkle
Wed Jan 02, 2019 10:24 pm
Forum: Investing - Theory, News & General
Topic: What are you buying today and will you stick to your 2019 New Years IPS resolution?
Replies: 5
Views: 633

Re: What are you buying today and will you stick to your 2019 New Years IPS resolution?

I took my Inherited IRA RMD today, selling bonds and buying international stock in my taxable. I also swept the balance in my taxable Money Market account (consisting of November/December dividends/CGs) and contributed almost $4K to my Roth IRA, again buying international stock, which I am most unde...
by mister_sparkle
Tue Jan 01, 2019 1:37 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2317
Views: 403757

Re: What are you up YTD? [Year To Date]

-5.17% with a 70/30 allocation.

Hoping for a better 2019! :sharebeer
by mister_sparkle
Sat Dec 29, 2018 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 903
Views: 233969

Re: What is your Year 2018 networth change?

Down about 3% in a year where my contributions/employer 401k match/dividends were close to $85K. OUCH.
by mister_sparkle
Thu Dec 27, 2018 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 302
Views: 39916

Re: TurboTax Prices

A warning, of sorts, for those of you (like me) that had not updated your Mac OS lately -- TT Deluxe requires High Sierra to work; I am still using El Capitan, the version before High Sierra, as my banking software (Banktivity 5) does not work for High Sierra. So, in order to get my taxes done, I ne...
by mister_sparkle
Wed Dec 26, 2018 10:48 pm
Forum: Investing - Theory, News & General
Topic: QE, massive crash, Dow 3000?
Replies: 39
Views: 5857

Re: QE, massive crash, Dow 3000?

Do you normally find random people on the Internet and then just believe everything they write? Here's what you do: take the author's name and Google it. See what they wrote in 2016 or 2015 or 2010. Does it seem like they consistently make good predictions? Or does it seem like they have a track re...
by mister_sparkle
Tue Dec 25, 2018 3:04 pm
Forum: Personal Investments
Topic: TLH with Same Fund in ROTH
Replies: 11
Views: 803

Re: TLH with Same Fund in ROTH

Wash sale rules say you can't buy the same fund that you sold to get a tax loss +/- 30 days of the sale date, and that includes the same fund held in a tax-deferred account like a Roth IRA, so you would need to turn off reinvestment of dividends in your Roth to avoid a wash sale. Or at least that's ...
by mister_sparkle
Wed Dec 19, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 form 1040 released
Replies: 26
Views: 3537

Re: 2018 form 1040 released

I've clicked through on the link to see the new 1040 form and schedules. Some of the new schedules are rather bizarre, because they are so short and contain so little information. For example, Form 1040 Schedule 2 has two lines to fill in (Alt Min Tax and Premium Tax Credit Repayment) and a total. ...
by mister_sparkle
Mon Dec 10, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: Recommendations on Wire-Free Security Camera System
Replies: 5
Views: 845

Re: Recommendations on Wire-Free Security Camera System

I have a 2-camera Arlo system for my apartment. Batteries usually last 3-4 months from my experience. It does the job, as far as monitoring movement, but it isn't hooked up to any sort of alarm system.
by mister_sparkle
Mon Dec 03, 2018 11:18 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 145
Views: 14698

Re: Retirement itch- when did you get it?

Got it this year @ 52. Talked to my wife and we decided 2021 was the year. 55 gives me access to my 401k. I might be right there with you. At 55 I qualify for retiree health care thru my employer, which, while not inexpensive by any stretch, would at least give me cost certainty until I qualify for...
by mister_sparkle
Mon Dec 03, 2018 5:06 pm
Forum: Investing - Theory, News & General
Topic: Google Sheet investment spreadsheet
Replies: 5
Views: 838

Re: Google Sheet investment spreadsheet

My 401k is 100% in Vanguard Wellington (VWENX), which is a 60/40 stock/bond fund, so what I do is once or twice a year, go onto Vanguard or Morningstar to see what the current split is between U.S. stocks, foreign stocks and bonds/cash, and split up the fund allocation via a calculation on my invest...
by mister_sparkle
Mon Dec 03, 2018 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Do you get a year end bonus?
Replies: 78
Views: 5328

Re: Do you get a year end bonus?

I was given a decent salary boost (almost $10K) in October so I'm not expecting much if any bonus when they're paid out early in 2019. I'd be satisfied with a $2500 one.
by mister_sparkle
Fri Nov 23, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Renting car in Chicago - Christmas - what to expect?
Replies: 14
Views: 1316

Re: Renting car in Chicago - Christmas - what to expect?

I've lived in Chicago for 30 years and have never used chains on my tires. Typically the highways get taken care of first, then the main arterial streets, and then the side streets. As long as you drive slowly for the conditions, you should be fine, and if we get socked with a foot or more of snow, ...
by mister_sparkle
Fri Nov 16, 2018 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon says TurboTax 2018 will be released November 12
Replies: 85
Views: 10286

Re: Amazon says TurboTax 2018 will be released November 12

I got a camelcamelcamel alert today showing that TurboTax Deluxe 2018 Fed Efile PC/Mac CD version was on sale for $39.99, $10 off list.
by mister_sparkle
Sat Jun 23, 2018 11:44 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 9423

Re: gray hair

I'm about 60% gray now at age 52 and have resigned myself to this. I see way too many older dudes (especially those in the media) coloring their hair when it obviously doesn't 'match' their overall appearance, and I think it's just a bad look. Maybe if they mixed in some gray with their former color...
by mister_sparkle
Tue Mar 27, 2018 11:36 am
Forum: Investing - Theory, News & General
Topic: Alternative to Google Finance? [Portfolios feature deprecated]
Replies: 97
Views: 25421

Re: Alternative to Google Finance? [Portfolios feature deprecated]

As a temporary workaround, I just typed in "1" for the unit value of VMMXX. I figure close enough until they fix the lookup error.
by mister_sparkle
Fri Mar 23, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 6601

Re: Amazon Prime Going Sideways/Weird Shipment Problems

I recently bought a Prime membership, and soon thereafter ordered a bunch of LPs that were priced low enough to make it a no-brainer. Only 1 or 2 of them actually shipped out on time, the others I was offered a credit for if I accepted a later delivery date, and those ended up coming 2-3 weeks late...
by mister_sparkle
Wed Mar 21, 2018 11:19 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 6601

Re: Amazon Prime Going Sideways/Weird Shipment Problems

I recently bought a Prime membership, and soon thereafter ordered a bunch of LPs that were priced low enough to make it a no-brainer. Only 1 or 2 of them actually shipped out on time, the others I was offered a credit for if I accepted a later delivery date, and those ended up coming 2-3 weeks later...
by mister_sparkle
Wed Mar 21, 2018 3:33 pm
Forum: Investing - Theory, News & General
Topic: Alternative to Google Finance? [Portfolios feature deprecated]
Replies: 97
Views: 25421

Re: Alternative to Google Finance? [Portfolios feature deprecated]

The new Google Finance page is pretty close to being useless for me now. It has that annoying new trend in modern web layout to have everything in giant text with tons of whitespace, so that the My Stocks view shows only 3 stocks (need to click on View All Your Stocks to see the rest), and the inter...
by mister_sparkle
Thu Mar 15, 2018 1:07 pm
Forum: Personal Investments
Topic: Do I have enough saved to pull the trigger now? Or wait 1? 3? years?
Replies: 52
Views: 8348

Re: Do I have enough saved to pull the trigger now? Or wait 1? 3? years?

Thanks for all the reasoned thoughts. For the time being, I'll stick with the job for at least another year. The issue that's giving me the most pause is the health insurance issue. If I can hold onto working 'til 55, then that gives me 10 years of price stability 'til Medicare. Without that I'm loo...
by mister_sparkle
Wed Mar 14, 2018 1:41 pm
Forum: Personal Investments
Topic: Do I have enough saved to pull the trigger now? Or wait 1? 3? years?
Replies: 52
Views: 8348

Re: Do I have enough saved to pull the trigger now? Or wait 1? 3? years?

I haven't yet. I have a bunch of different calculators etc. that I've got downloaded so I'll try to find FIRECalc tonight.
by mister_sparkle
Wed Mar 14, 2018 1:30 pm
Forum: Personal Investments
Topic: Do I have enough saved to pull the trigger now? Or wait 1? 3? years?
Replies: 52
Views: 8348

Do I have enough saved to pull the trigger now? Or wait 1? 3? years?

I have begun to hone in on a date where I say goodbye to working and begin to relax and enjoy free time and all that comes with it. And for me the most logical date would be in a little over 3 years when I turn 55, as a) I believe I will have sufficient assets to tide me over until I receive a (smal...
by mister_sparkle
Sun Feb 11, 2018 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes Withheld Different For Each Paycheck?
Replies: 10
Views: 1079

Re: Taxes Withheld Different For Each Paycheck?

Are your payroll deductions the same with each paycheck, or are some monthly vs. biweekly/semi-monthly (e.g. mass transportation monthly pass)?
by mister_sparkle
Fri Feb 09, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: Best BBQ in Austin
Replies: 33
Views: 3350

Re: Best BBQ in Austin

Surprised about the lack of La Barbecue. I thought the drop-off in taste was minimal compared to Franklins. But the experience is much better than Franklin's. Shorter line and free beer while waiting. They do ask for donation for the beer though. FREE beer? :shock: I went inside to the 'bar' area a...
by mister_sparkle
Tue Feb 06, 2018 8:58 pm
Forum: Personal Consumer Issues
Topic: Best BBQ in Austin
Replies: 33
Views: 3350

Re: Best BBQ in Austin

Franklin's is the best BBQ I've ever had, especially their brisket. I haven't been to the Austin Black's locations, but the Lockhart location had fantastic pork ribs. I was in Austin a few weeks ago and tried the new La Barbecue location; the lines are misleading, as it looked like maybe an hour but...
by mister_sparkle
Mon Feb 05, 2018 4:15 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 18759

Re: Vanguard site is crashed now?

I'm probably not alone in being willing to pay a few basis points more in my VG funds if that meant that their website wouldn't crash during high-demand periods.
by mister_sparkle
Mon Feb 05, 2018 3:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1806527

Re: U.S. stocks in freefall

1100. :shock:

edit: Make that 1550
by mister_sparkle
Wed Jan 31, 2018 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: Doubling of Standard Deduction--Really??
Replies: 56
Views: 8064

Re: Doubling of Standard Deduction--Really??

As a Single filer person, my exemptions go from: 2017 - $10,400 ($4050 personal exemption + $6350 standard deduction) to 2018 - $12,000 standard deduction About a 15% increase. Hardly double, but it will reduce my overall Federal tax burden by about $1500 a year, coupled with the lowered tax rates.
by mister_sparkle
Sun Jan 28, 2018 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: 1099-R Tax question
Replies: 8
Views: 1556

Re: 1099-R Tax question

Thanks, that's what I did.

I went into the 5329 form and filled it in based on what happened in 2016, and the instructions are much clearer about what happens if you remove your excess contribution in time. Can't say the same for TT!
by mister_sparkle
Sun Jan 28, 2018 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: 1099-R Tax question
Replies: 8
Views: 1556

Re: 1099-R Tax question

In doing my 2017 taxes, I'm encountering an unexpected behavior from TurboTax regarding $6500 in excess Roth IRA contributions I made in 2016 but withdrew in early 2017. The questionnaire asks "Tell us if you contributed more to a Roth IRA than was allowed in 2017 or any other previous year." If I a...
by mister_sparkle
Thu Jan 25, 2018 8:34 pm
Forum: Personal Consumer Issues
Topic: Verizon to Cricket or StraightTalk
Replies: 70
Views: 8111

Re: Verizon to Cricket or StraightTalk

I went to a Cricket store today and they said that they treat the iPad as a second phone, so it's an additional $40 (or $35) a month, vs. the $20/month I'm currently paying with T-Mobile. Combined with my iPhone, my bill would be the same on Cricket, but I would get 22 gb of high-speed data per mont...
by mister_sparkle
Thu Jan 25, 2018 12:32 pm
Forum: Personal Consumer Issues
Topic: Verizon to Cricket or StraightTalk
Replies: 70
Views: 8111

Re: Verizon to Cricket or StraightTalk

Does anyone have an idea of how much it costs to add, say, 3 gigs of iPad data to one of these plans, e.g. Cricket?
by mister_sparkle
Wed Jan 24, 2018 1:05 pm
Forum: Personal Investments
Topic: completely new, trying to understand minimum investments
Replies: 17
Views: 1016

Re: completely new, trying to understand minimum investments

Yeah, you could go with the equivalent ETF. Also the investor shares have minimum of $3k, but I believe that once you hold $10k + the Vanguard shares automatically convert to Admiral shares and you will get the lower ER rate. The Admiral conversion is not automatic based on my experience. Vanguard ...
by mister_sparkle
Mon Jan 22, 2018 3:52 pm
Forum: Personal Investments
Topic: Tax forms
Replies: 11
Views: 1032

Re: Tax forms

I need the individual state % breakdown for a Federally tax-exempt bond fund I own (VWITX) in order to do my taxes and Vanguard has ignored my message to them regarding when this will be published. Que sera sera... There is usually a table along with the 1099-Div or substitute when that mails. It w...
by mister_sparkle
Mon Jan 22, 2018 3:34 pm
Forum: Personal Investments
Topic: Tax forms
Replies: 11
Views: 1032

Re: Tax forms

I need the individual state % breakdown for a Federally tax-exempt bond fund I own (VWITX) in order to do my taxes and Vanguard has ignored my message to them regarding when this will be published. Que sera sera...
by mister_sparkle
Sun Jan 07, 2018 10:24 pm
Forum: Personal Consumer Issues
Topic: Airbnb - Guide a beginner
Replies: 28
Views: 3370

Re: Airbnb - Guide a beginner

I just had my worst ever Airbnb experience over the New Year's Eve weekend, which has soured me on the site. Basically, the unit we rented was advertised with one, artfully-shot photo, disguising many faults with the cheap furnishings, windows, bedding, bathroom, etc. In addition, the temps dropped ...
by mister_sparkle
Sat Jan 06, 2018 6:28 pm
Forum: Personal Finance (Not Investing)
Topic: [Should my girlfriend keep her life insurance policy?]
Replies: 4
Views: 491

Re: [Should my girlfriend keep her life insurance policy?]

Depends what the cash will be invested in. If there is no immediate need for the money and it would be dropped into a savings account, for instance, it may pay her to keep the LI if it yields more (say 3%). She can always surrender it at any time in the future. Sometime these old WL policies pay to...
by mister_sparkle
Sat Jan 06, 2018 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: [Should my girlfriend keep her life insurance policy?]
Replies: 4
Views: 491

[Should my girlfriend keep her life insurance policy?]

[Moved into a stand-alone post from Breath of Fresh Air - Leaving Ameriprise --admin LadyGeek] Rather than start a new thread, I thought I'd add onto this thread as there is a commonality with Ameriprise. My girlfriend recently said that her life insurance bill was due, so I asked why she had life ...