Search found 170 matches

by Jerrybaby
Sat Aug 22, 2015 1:50 am
Forum: Personal Consumer Issues
Topic: What should we do in South Korea?
Replies: 16
Views: 2716

Re: What should we do in South Korea?

Definitely eat barbecue. How common is dog meat? Do you find it in the restaurants? Actually, dog meat consumption was more or less derived from the time of poverty many experienced in the decades following the Korean War. Back in the '90s in Seoul, you could find restaurants that served dog meat (...
by Jerrybaby
Mon Nov 24, 2014 7:53 pm
Forum: Personal Consumer Issues
Topic: Personal Tips for a New Father to Be
Replies: 31
Views: 5211

Re: Personal Tips for a New Father to Be

Spend time with your wife. Learn to realize when she needs to be placed on a pedestal, and do so happily. I thought it was 2014 when I woke up this morning. Apparently it's 1950. Here's another time-tested and invaluable piece of advice: when you're in the presence of knowledge, experience and wisd...
by Jerrybaby
Sat Nov 22, 2014 12:17 am
Forum: Personal Consumer Issues
Topic: Personal Tips for a New Father to Be
Replies: 31
Views: 5211

Re: Personal Tips for a New Father to Be

Buy a good video camera. And use it. Nothing, I repeat - nothing, gives us more joy than watching her videos from those "litle" days that just whizzed by. I like that advice. The best thing you can ever give your child is a good marriage. Feelings of love abound now, but marriage can unravel and co...
by Jerrybaby
Wed Oct 01, 2014 7:25 pm
Forum: Personal Consumer Issues
Topic: LED Flashlights
Replies: 51
Views: 11882

Re: LED Flashlights

I have the Fenix PD35 850 lumen LED (after significant research) and couldn't be happier. Very impressive flashlight, with many great reviews.
by Jerrybaby
Mon Sep 08, 2014 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: When do you have too many credit cards?
Replies: 16
Views: 1954

Re: When do you have too many credit cards?

Five is not too many at all. If you do ever decide to cancel a card, you always want to consider canceling the newest card first. Never cancel a card you've had for a long time. You can know when you have too many cards: 1 Your income cannot support the total credit limit over all of your cards (I'v...
by Jerrybaby
Mon Sep 08, 2014 10:59 pm
Forum: Personal Consumer Issues
Topic: Atlanta - recommendations on where to live
Replies: 24
Views: 2499

Re: Atlanta - recommendations on where to live

If you want a suburban feel, check out Johns Creek, Alpharetta in Fulton county and Alpharetta, Cumming & Suwanee in Forsyth County. Alpharetta and Suwanee cities are across two counties each. Based on what I know, I think nice guy nailed it. City's not too far away, you have a lake nearby and a sc...
by Jerrybaby
Mon Sep 08, 2014 3:42 pm
Forum: Personal Consumer Issues
Topic: Atlanta - recommendations on where to live
Replies: 24
Views: 2499

Re: Atlanta - recommendations on where to live

I spent the first 18 years of my life in East Cobb... I would not subject my own kids to that no matter how good the schools are up there. Too many kids with wealthy, enabling parents and nothing exciting to do. You do the math. Alcohol and drugs are becoming a big problem everywhere among that dem...
by Jerrybaby
Mon Sep 08, 2014 3:38 pm
Forum: Personal Consumer Issues
Topic: Atlanta - recommendations on where to live
Replies: 24
Views: 2499

Re: Atlanta - recommendations on where to live

I would roughly draw a line horizontally through the center of Atlanta and stay above the line, for starters, although I have heard good things about Peachtree City (haven't been there, seems too far away to me). Don't be tempted by good house prices. Good to ask questions, as your friend has some s...
by Jerrybaby
Tue Sep 02, 2014 6:06 pm
Forum: Personal Consumer Issues
Topic: Suggestions for a Western States road trip?
Replies: 21
Views: 3099

Re: Suggestions for a Western States road trip?

I took a similar road trip for 9 days/5000 miles last May. Its hard to go wrong in that part of the country.
by Jerrybaby
Tue Sep 02, 2014 12:10 pm
Forum: Personal Consumer Issues
Topic: Determining who makes it past age 90?
Replies: 32
Views: 2832

Re: Determining who makes it past age 90?

I thought this was going to be a review of a book similar to Brave New World.
by Jerrybaby
Mon Sep 01, 2014 6:49 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5270
Views: 1333825

Re: What Movie Have You [Recently] Watched?

I had never heard of the 2013 movie Prisoners before I watched it the other night, but it was really pretty good. Rated 82% on Rotten Tomatoes, by the way. Hugh Jackman and Jake Gyllenhaal star in the movie.

I wanted to add that over the last couple of decades, I've had to set my bar pretty low.
by Jerrybaby
Thu Aug 28, 2014 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 240
Views: 591781

Re: New 2% cash back Mastercard from Citi

Nice card, but it will take vice grips to get my hands off my Fidelity AMEX card. In my personal experience, it has been accepted 99.991% of the time, and I really like the automatic sweep into my cash management account. It might be a good card to convert to, as my Citi Dividend has been virtually ...
by Jerrybaby
Fri Aug 22, 2014 3:34 pm
Forum: Personal Consumer Issues
Topic: Rain Jacket Recommendations
Replies: 29
Views: 5838

Re: Rain Jacket Recommendations

If you want the rain to never have a chance, go to an Army/Navy store. Don't even ask about breathability, though.
by Jerrybaby
Fri Aug 22, 2014 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: discover card rewards points
Replies: 46
Views: 15406

Re: discover card rewards points

Not this year, I've been watching. Got a sizable pile to spend. I think I'm about to use some to buy LL Bean gifts cards at 20% off.
by Jerrybaby
Wed Aug 20, 2014 12:25 pm
Forum: Personal Consumer Issues
Topic: Giving back, charity, and similar
Replies: 22
Views: 2371

Re: Giving back, charity, and similar

I split a monthly 12% donation between an orphanage, a homeless shelter, and a children's hospital. Very glad that I'm able to do it. Sure I could save the money or leave it to my kids, but my kids will be taken care of regardless. I would rather contribute than rather simply be a consumer.
by Jerrybaby
Mon Aug 04, 2014 12:06 am
Forum: Personal Consumer Issues
Topic: High School Reunions--Have you attended?
Replies: 79
Views: 8288

Re: High School Reunions--Have you attended?

We moved to my high school town in the 9th grade, and I never really shook off the outsider tag (small to midsized town). I was good at athletics, so that gave me a free pass to run with the "in" crowd, and I even got to date the prettiest girl in school, but I never really felt like I fit in. I mov...
by Jerrybaby
Thu Jul 31, 2014 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Tracking Credit Score
Replies: 19
Views: 9867

Re: Tracking Credit Score

As mentioned, Discover credit cards (one, some or all, don't know) will give you your Transunion FICO score once per month. Digital Federal Credit Union checking/savings account will give you your Equifax FICO score once per month.
by Jerrybaby
Thu Jul 24, 2014 8:01 pm
Forum: Personal Consumer Issues
Topic: Advice wanted on first computer purchase since 1982!
Replies: 107
Views: 12538

Re: Advice wanted on first computer purchase since 1982!

You have lots of money. Just buy a top-end Macbook Air and be done with it. It's more than $2000, but less than $3000. Don't tell anybody what you paid for it on the bogleheads forum because they will be appalled. I bought my spouse one a while ago. It's the first computer she hasn't screwed up. An...
by Jerrybaby
Thu Jul 24, 2014 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: APY difference between Ally Savings and Ally Money Market
Replies: 3
Views: 655

Re: APY difference between Ally Savings and Ally Money Marke

Thanks, that's helpful. :D I originally had signed up for the online savings account a year ago and I now feel that being limited to only online transfers is starting to seem less convenient than having checks/debitcard/online transfers that come with a money market account. Even if the difference ...
by Jerrybaby
Wed Jul 23, 2014 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Hw many credit cards to own?
Replies: 123
Views: 84775

Re: Hw many credit cards to own?

I am trying to figure out how many credit cards to own. Currently I have an American Express card through Costco and a Capital One Quicksilver Visa. I just closed my US Bank Flex Perks Travel rewards card as I no longer travel, no longer want to pay the $95 annual fee, and the time to do so was opp...
by Jerrybaby
Mon Jul 21, 2014 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Hw many credit cards to own?
Replies: 123
Views: 84775

Re: Hw many credit cards to own?

I have nine, actively use six, definitely a cash back/points chaser. Never pay interest. Over the last 12 months, I have accrued and have the ability to cash out about $2400. IF you care about your credit score, you should never cancel a card unless you've only had it a short while relative to your ...
by Jerrybaby
Sun Jul 20, 2014 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone switch to non-branch banking?
Replies: 57
Views: 8914

Re: Anyone switch to non-branch banking?

Just signed up for my 8th checking/savings account, this time so I can get free Equifax credit scores each month. Each one provides a specific benefit for me, and none of them cost me a red cent.
by Jerrybaby
Sun Jul 20, 2014 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Best CC for (new) purchases
Replies: 43
Views: 44193

Re: Best CC for (new) purchases

I use Capital One reward card first year free, then $59 per year but 2% return on everything (caveat, must be used on travel expenses) +1 Capital One Venture card is my primary. The $59 fee is nothing compared to the $2K in annual cashback. The Fido Amex pays 2% but is not accepted everywhere like ...
by Jerrybaby
Sun Jul 20, 2014 1:04 pm
Forum: Personal Consumer Issues
Topic: Memory foam mattresses - any insight?
Replies: 87
Views: 20900

Re: Memory foam mattresses - any insight?

I might get a memory foam mattress one day, but I'm hooked on Simmons. Been a customer for fifteen years, and never been unhappy with any mattress I've purchased. Sleep very well.
by Jerrybaby
Fri Jul 18, 2014 12:27 am
Forum: Personal Consumer Issues
Topic: Options/guidance for a lazy person to be fit
Replies: 79
Views: 15824

Options/guidance for a lazy person to be fit

The weight where I feel fit and healthy is from 195 to 200 lbs. Family calls me skinny at that weight. Up until I was forty or so, I stayed in this range and felt motivated to exercise periodically to stay in that range. I could go out and jog two miles and still feel fine. Fast forward almost a dec...
by Jerrybaby
Thu Jul 17, 2014 1:50 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new(er) car, and if so what?
Replies: 19
Views: 2952

Re: Should I buy a new(er) car, and if so what?

2) Technology changes - This may sound silly, but the one simple feature I salivate over in new cars is a USB port and auxiliary audio input. I think 06 was the last model year before they started putting these in most cars. I live in Calif but am home sick for Colorado. I'd love to be able to list...
by Jerrybaby
Wed Jul 16, 2014 2:56 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new(er) car, and if so what?
Replies: 19
Views: 2952

Re: Should I buy a new(er) car, and if so what?

So basically I need to sink about $900 into the car. And with that I guess I will try to keep it until 200k, which is probably another 1 1/2 years. Is that what you wise folk deem most prudent? Well, $900 to push a car out 12-18 months versus ~$6000 in new car payments in a more rapidly depreciatin...
by Jerrybaby
Tue Jul 15, 2014 9:43 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new(er) car, and if so what?
Replies: 19
Views: 2952

Re: Should I buy a new(er) car, and if so what?

Well, I read the whole thing, so I guess I feel committed to the thread now. First of all, I really appreciate seeing your restraint and hesitation to spend, especially when you easily could. Points for that. First thing that jumped out to me, as mentioned earlier, is the mileage you are and will ra...
by Jerrybaby
Tue Jul 15, 2014 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 10392

Re: Have you quit your job because of your boss?

You simply can't afford to take risks like that with your professional life.

You can take risks like that with your professional life if you've predetermined that you can afford the cost.
by Jerrybaby
Tue Jul 15, 2014 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 10392

Re: Have you quit your job because of your boss?

At least one response mentioned attempting to get justice on the bad boss with your resignation notice (or a widely circulated email). I strongly discourage that. It's nice to daydream about justice, but burning bridges rarely yields benefits and sometimes causes problems down the road. +1 That's p...
by Jerrybaby
Tue Jul 15, 2014 12:31 am
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 10392

Re: Have you quit your job because of your boss?

At least one response mentioned attempting to get justice on the bad boss with your resignation notice (or a widely circulated email). I strongly discourage that. It's nice to daydream about justice, but burning bridges rarely yields benefits and sometimes causes problems down the road. Real world ...
by Jerrybaby
Mon Jul 14, 2014 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: I'm cosigner .. Friend thinking of bankruptcy .. Pls help
Replies: 80
Views: 19471

Re: I'm cosigner .. Friend thinking of bankruptcy .. Pls hel

Tricky situation. Seek counsel, there's no common sense solution here, as you can get easily burned with several options before you. I understand the desire to help someone out, but now attempt to limit your exposure now that "its" starting to hit the fan. One thing you'll get from this is who NOT t...
by Jerrybaby
Mon Jul 14, 2014 1:15 am
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 10392

Re: Have you quit your job because of your boss?

At the end, I signed off with, "Bridge burned". Hilarious! Just out of curiosity, how old were you when you did this? Because it sounds like something I would have considered doing if the circumstances were right when much younger than I am now. I'm a little ashamed to say, actually. Doing somethin...
by Jerrybaby
Mon Jul 14, 2014 12:07 am
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 10392

Re: Have you quit your job because of your boss?

The next day I composed and emailed the greatest notice mankind has ever seen. I sent it to several dozens of people in the company. Within three months, my boss and his boss were fired. I have gloated over that ever since. Maybe I should be ashamed, but I'm not. Sometimes you just have to push tha...
by Jerrybaby
Sun Jul 13, 2014 12:48 am
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 10392

Re: Have you quit your job because of your boss?

I can tell you what I did. I had a boss that I seriously disliked. He would have fired me were it not for the fact that I was good at my job, and I think he wanted to anyway. Absolutely hated going to work, and I've never been like that, before or since. He was very unprofessional and not qualified ...
by Jerrybaby
Mon Jul 07, 2014 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: How to admit/should I admit alcohol problem to employer
Replies: 115
Views: 25158

Re: How to admit/should I admit alcohol problem to employer

Just want to chime in, really proud of you for taking the bull by the horns. I predict success and a much improved quality of life. I agree that a new hobby would do wonders for you. I bought an old truck and am in the process of teaching myself how to make repairs. I think once you speak with a doc...
by Jerrybaby
Sun Jul 06, 2014 2:41 pm
Forum: Personal Consumer Issues
Topic: Neighbor's Fireworks
Replies: 50
Views: 11012

Re: Neighbor's Fireworks

Frustrating, yes. But there's a value in living peaceably with your neighbors. I think we've gotten away from that over the decades, and lost all the benefits.
by Jerrybaby
Fri Jul 04, 2014 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Inappropriate to ask your boss about buying a home?
Replies: 24
Views: 4883

Re: Inappropriate to ask your boss about buying a home?

To answer your simple question, I would have to vote for unprofessional. If your boss is the owner of a small company, that might be an exception. In most cases, you would be asking a question that is unanswerable for your boss and thereby putting him/her on the spot. Too many factors above your bos...
by Jerrybaby
Fri Jul 04, 2014 1:41 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 234770

Re: TV show recommendations?

There is a miniseries I saw listed on imdb.com called Band of Brothers that got a user rating on imdb of 9.6 , That would be tied with Breaking Bad (the highest rating of any TV show I have seen listed on imdb), and above Game of Thrones (second place with a rating of 9.5). It is about Easy Company...
by Jerrybaby
Fri Jun 13, 2014 1:46 pm
Forum: Personal Consumer Issues
Topic: Frustration with medical providers
Replies: 24
Views: 2502

Frustration with medical providers

I've had health coverage through my employer for all of my adult life, but now I have no health coverage. Its by choice, out of principle, I don't need lectures. I recently had a physical, and the doctor ordered a stress test off site. Someone called to schedule, I said "how much will it cost?" It t...
by Jerrybaby
Tue Jun 10, 2014 6:05 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 234770

Re: TV show recommendations?

Wanted to add Luther to my list of TV show recommendations. Idris Elba of "The Wire" fame carries the show. Only three seasons and 14 episodes, but a film adaptation is in the works.
by Jerrybaby
Mon Jun 09, 2014 6:39 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 234770

Re: TV show recommendations?

I have a category where I rank the best shows of all time for me. It is called "Please, please add another season!" The shows in that category: Lost Breaking Bad Firefly Dexter I was beginning to think that no other show would rank in that category. I just finished "The Wire", and it absolutely dese...
by Jerrybaby
Wed Jun 04, 2014 2:39 pm
Forum: Personal Consumer Issues
Topic: Credit card to pay mortgage
Replies: 29
Views: 6127

Re: Credit card to pay mortgage

Jerrybaby, What is Isis that allows you add to add the extra 500? I am only aware of the 1k limit? Thanks! Here's the link to the AmEx Serve w/ Isis page: https://www.serve.com/isis/ According to FT, here are the load limits for Serve with ISIS: Serve loading via VR/MP or WM load: $1,000/day and $5...
by Jerrybaby
Tue Jun 03, 2014 10:36 pm
Forum: Personal Consumer Issues
Topic: Credit card to pay mortgage
Replies: 29
Views: 6127

Re: Credit card to pay mortgage

I pay my mortgage with Amex Serve every month, my monthly limit is $1500 (Isis adds $500 to get it to $1500) and that is exactly what I need. And its free. And it takes about five minutes. Payment is made in two days. I currently get 4% with a Discover card promotion, but in Oct. I'll have to switch...
by Jerrybaby
Fri May 23, 2014 12:47 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 234770

Re: TV show recommendations?

FYI, Amazon Prime now has a bunch of HBO TV shows. I'm watching The Wire right now.
by Jerrybaby
Sat May 03, 2014 10:32 am
Forum: Personal Consumer Issues
Topic: My front lawn is horrible
Replies: 29
Views: 5430

My front lawn is horrible

New home owner in the Southeast, and I live on a 1/2 acre, about 75% of that is front yard. And it is a mess. Lot of weeds, several different types of grasses, and of course crab grass. The last guy that lived there used a lawn service too! I think the service had lapsed about five months prior, whi...
by Jerrybaby
Sat May 03, 2014 9:52 am
Forum: Personal Consumer Issues
Topic: Ally checking account
Replies: 20
Views: 3057

Re: Ally checking account

I'm sometimes asked what will happen to online money access when the balloon goes up. No electricity, no cell phone towers, no computer use. I would imagine that, in a time like that, it would be the same at my local bank down the road. I think? I mean, I think we're fast becoming a cashless society...
by Jerrybaby
Sat May 03, 2014 9:48 am
Forum: Personal Consumer Issues
Topic: Ally checking account
Replies: 20
Views: 3057

Re: Ally checking account

Ally lets me take a smartphone picture of my deposit checks, very simple process, but I think most banks do now. My brick and mortar charges a fee for this, Ally doesn't.
by Jerrybaby
Sat May 03, 2014 9:44 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank Checking
Replies: 4
Views: 713

Re: Ally Bank Checking

About one dollar a month on $10K.
by Jerrybaby
Fri May 02, 2014 12:29 am
Forum: Personal Investments
Topic: HSA and investment questions
Replies: 6
Views: 1205

Re: HSA and investment questions

Could anyone recommend a handy read on the subject,versus the overwhelming results of a google search?