Search found 512 matches

by plats
Wed Mar 13, 2024 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: Tax preparation for Expat
Replies: 3
Views: 346

Re: Tax preparation for Expat

TurboTax Basic.
Edited to add: If she has the time and likes puzzles, she could do it by hand. It's really the only way to understand what's going on.
by plats
Sun Mar 03, 2024 6:00 pm
Forum: Personal Investments
Topic: Why Wellington?
Replies: 13
Views: 3153

Re: Why Wellington?

Something seems odd. A family member whose taxes I do has Wellington Admiral and has QDI 45% of total dividends, and a cap. gain distribution around 3.7% of holdings.
Edit: As Electron says above.
by plats
Thu Feb 29, 2024 6:58 pm
Forum: Personal Investments
Topic: Why Wellington?
Replies: 13
Views: 3153

Re: Why Wellington?

Are you sure about that 82%? I'm seeing 55%.
by plats
Mon Feb 26, 2024 10:57 am
Forum: Personal Investments
Topic: Why can't I change capital gains elections at Vanguard?
Replies: 16
Views: 1801

Re: Why can't I change capital gains elections at Vanguard?

livesoft wrote: Mon Feb 26, 2024 10:40 am
plats wrote: Mon Feb 26, 2024 10:30 amYeah. After discussing with my accountant, I decided to take it as cash and invest in a Snickers Bar.™
Today I found $0.03 in the settlement account of my inherited IRA. It won't even buy a Snickers Bar. Nevertheless, I transferred it to my external checking account because it bothered me.
$0.03 used to be something.
by plats
Mon Feb 26, 2024 10:30 am
Forum: Personal Investments
Topic: Why can't I change capital gains elections at Vanguard?
Replies: 16
Views: 1801

Re: Why can't I change capital gains elections at Vanguard?

livesoft wrote: Mon Feb 26, 2024 10:14 am
plats wrote: Mon Feb 26, 2024 10:13 am I was shocked, shocked, to see a tiny short-term capital gain in MMF VMRXX last year.
That probably destroyed all your long-term tax-planning and really messed up your life.
Yeah. After discussing with my accountant, I decided to take it as cash and invest in a Snickers Bar.™
by plats
Mon Feb 26, 2024 10:13 am
Forum: Personal Investments
Topic: Why can't I change capital gains elections at Vanguard?
Replies: 16
Views: 1801

Re: Why can't I change capital gains elections at Vanguard?

I was shocked, shocked, to see a tiny short-term capital gain in MMF VMRXX last year.
by plats
Fri Feb 16, 2024 4:25 pm
Forum: Investing - Theory, News & General
Topic: Any studies to refute dividend yield & chill?
Replies: 161
Views: 12094

Re: Any studies to refute dividend yield & chill?

If you were invested in a broad-based diversified fund or collection of stocks, then spending only the dividend yield would be perpetual. You would never run out of money. The stock price does drop by the dividend amount so this is not a free lunch. Your spending amount each year could be very choppy and cover a wide range and be dictated by economic conditions and corporate policy not your actual needs. Companies are increasingly performing share buybacks so if you refuse to sell shares, the average dividend yield could drop over time if this trend continues meaning your spending drops as a result. I'd say that if you invest $100K in a company and that company earns $10K, gives you back $5K a year in dividends, then it is a free lunch. Wh...
by plats
Fri Feb 16, 2024 1:28 pm
Forum: Investing - Theory, News & General
Topic: Any studies to refute dividend yield & chill?
Replies: 161
Views: 12094

Re: Any studies to refute dividend yield & chill?

If you were invested in a broad-based diversified fund or collection of stocks, then spending only the dividend yield would be perpetual. You would never run out of money. The stock price does drop by the dividend amount so this is not a free lunch. Your spending amount each year could be very choppy and cover a wide range and be dictated by economic conditions and corporate policy not your actual needs. Companies are increasingly performing share buybacks so if you refuse to sell shares, the average dividend yield could drop over time if this trend continues meaning your spending drops as a result. I'd say that if you invest $100K in a company and that company earns $10K, gives you back $5K a year in dividends, then it is a free lunch. Wh...
by plats
Fri Feb 16, 2024 1:14 pm
Forum: Investing - Theory, News & General
Topic: Any studies to refute dividend yield & chill?
Replies: 161
Views: 12094

Re: Any studies to refute dividend yield & chill?

sailaway wrote: Fri Feb 16, 2024 1:02 pm
plats wrote: Thu Feb 15, 2024 7:23 pm
Couldn't finish the video as it was made for neophytes or yutes, and I've been doing this for 45 years.
I'll restate my hypothesis, which I consider to be unimpeachable.
If you invest in a profitable company with positive ROE, you will passively increase your net worth whether the company distributes some of their profits or not. If they do, then that cash is free money because you haven't dug any ditches or made a widget.
These two statements are contradictory. Why is one kind of increase free money, but not the other?
Both are free money, ergo dividends are free money.
by plats
Thu Feb 15, 2024 8:05 pm
Forum: Investing - Theory, News & General
Topic: Any studies to refute dividend yield & chill?
Replies: 161
Views: 12094

Re: Any studies to refute dividend yield & chill?

If you were invested in a broad-based diversified fund or collection of stocks, then spending only the dividend yield would be perpetual. You would never run out of money. The stock price does drop by the dividend amount so this is not a free lunch. Your spending amount each year could be very choppy and cover a wide range and be dictated by economic conditions and corporate policy not your actual needs. Companies are increasingly performing share buybacks so if you refuse to sell shares, the average dividend yield could drop over time if this trend continues meaning your spending drops as a result. I'd say that if you invest $100K in a company and that company earns $10K, gives you back $5K a year in dividends, then it is a free lunch. Yo...
by plats
Thu Feb 15, 2024 7:23 pm
Forum: Investing - Theory, News & General
Topic: Any studies to refute dividend yield & chill?
Replies: 161
Views: 12094

Re: Any studies to refute dividend yield & chill?

If you were invested in a broad-based diversified fund or collection of stocks, then spending only the dividend yield would be perpetual. You would never run out of money. The stock price does drop by the dividend amount so this is not a free lunch. Your spending amount each year could be very choppy and cover a wide range and be dictated by economic conditions and corporate policy not your actual needs. Companies are increasingly performing share buybacks so if you refuse to sell shares, the average dividend yield could drop over time if this trend continues meaning your spending drops as a result. I'd say that if you invest $100K in a company and that company earns $10K, gives you back $5K a year in dividends, then it is a free lunch. ht...
by plats
Thu Feb 15, 2024 7:15 am
Forum: Investing - Theory, News & General
Topic: Any studies to refute dividend yield & chill?
Replies: 161
Views: 12094

Re: Any studies to refute dividend yield & chill?

TimeIsYourFriend wrote: Thu Feb 15, 2024 6:33 am If you were invested in a broad-based diversified fund or collection of stocks, then spending only the dividend yield would be perpetual. You would never run out of money. The stock price does drop by the dividend amount so this is not a free lunch. Your spending amount each year could be very choppy and cover a wide range and be dictated by economic conditions and corporate policy not your actual needs. Companies are increasingly performing share buybacks so if you refuse to sell shares, the average dividend yield could drop over time if this trend continues meaning your spending drops as a result.
I'd say that if you invest $100K in a company and that company earns $10K, gives you back $5K a year in dividends, then it is a free lunch.
by plats
Mon Feb 12, 2024 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: We get double tax
Replies: 21
Views: 1519

Re: We get double tax

I see it. Don't forget NIIT, payroll and state taxes.
by plats
Tue Feb 06, 2024 7:56 am
Forum: Personal Consumer Issues
Topic: Vanguard just won't stop sending me paper mail
Replies: 36
Views: 3799

Re: Vanguard just won't stop sending me paper mail

A letter to the CEO might help.
by plats
Tue Jan 16, 2024 9:32 pm
Forum: Non-US Investing
Topic: Vanguard accounts with foreign address
Replies: 28
Views: 3308

Re: Vanguard accounts with foreign address

There was no mention of retirement accounts (IRAs, etc) versus taxable accounts. My understanding from phone discussions (and the in-house mail when that system still worked) was that my retirement accounts could be maintained at Vanguard, subject to those restrictions, but that taxable accounts could not be maintained. I had an IRA, ROTH, taxable, 529 and annuity all frozen at Vanguard (brokerage) when they learned I was overseas. All could be maintained with dividends reinvested, shares sold when desired and money transferred out. No new shares could be purchased. How did they know you were out of the country, from you IP address from a extended period of time? In my case, it was when I informed them by updating my mailing/residence addr...
by plats
Sun Jan 07, 2024 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax not calculating tax correctly
Replies: 19
Views: 2579

Re: Turbo Tax not calculating tax correctly

pshonore wrote: Sun Jan 07, 2024 9:21 am
Hyperchicken wrote: Sun Jan 07, 2024 9:08 am
pshonore wrote: Sun Jan 07, 2024 8:49 am
Hyperchicken wrote: Sat Jan 06, 2024 11:12 pm Is there anything on lines 2a and 7?
Nothing on 2a (tax exempt interest), line 7 (-3000) (Cap loss) in both cases.

Again taxable income (Line 15) is the same for both. My guess is TurboTax is using the wrong tax tables. Of course the 2023 tax tables have been out for several months and if I were running things, that would be the first thing I would update for the 2023 version.
Sorry, I meant to ask about line 3a (not 2a). Like others suggested too, I think you have portion of your income taxable at LTCG rates.
No cap gains other than a 3K cap loss which shows on 3a. Again lines 1-15 of Form 1040 are identical on both TurboTax and Excel 1040 versions.
3a is for Qualified dividends. Line 7 is for Capital gains or (loss).
by plats
Sat Nov 25, 2023 8:25 am
Forum: Personal Consumer Issues
Topic: Is my desktop salvagable?
Replies: 22
Views: 2194

Re: Is my desktop salvagable?

Have you tried System Restore, restore to a point before trouble started?
by plats
Mon Nov 20, 2023 8:06 pm
Forum: Personal Investments
Topic: Is it time to sale bond mutual funds and take the loss
Replies: 28
Views: 4643

Re: Is it time to sale bond mutual funds and take the loss

Or hang out in a MMF for 30 days at 5.3% and buy back after 30 days. I believe a Dec. rate hike is still on the table.
by plats
Sat Sep 30, 2023 9:39 pm
Forum: Investing - Theory, News & General
Topic: How long does a bond fund take to recover after an increase in yields?
Replies: 125
Views: 17219

Re: How long does a bond fund take to recover after an increase in yields?

Buddtholomew wrote: Sat Sep 30, 2023 5:53 pm I continue to read terms like “fully recover” and “break even” which makes me question my understanding of bond returns during a rising interest rate environment.

Are you merely recovering NAV loss if rates rise 1% and you hold for 6.4 years, or do you end up with the same total return as if rates stayed the same over that timeframe?
I think what most people mean when they say “fully recover” and “break even” is this: They buy a bond fund for $100,000, it drops to $90,000 due to rising rates, then with reinvested dividends it recovers the $100,000 mark.
by plats
Wed Aug 02, 2023 4:52 pm
Forum: Personal Investments
Topic: Vanguard Account Access
Replies: 32
Views: 2919

Re: Vanguard Account Access

My father had a similarly intractable problem decades ago and I told him to write to Vanguard with "Attn: Mr. John Bogle, CEO." The problem was resolved quickly.
by plats
Tue Jul 04, 2023 3:43 pm
Forum: Personal Consumer Issues
Topic: Rolex Watch
Replies: 25
Views: 5091

Re: Rolex Watch

Be careful with over-servicing a vintage watch. Collectors value originals, not refurbished watches with new parts.
by plats
Thu Apr 20, 2023 2:55 pm
Forum: Non-US Investing
Topic: US-IRA investing advice for expat in Norway
Replies: 20
Views: 4954

Re: US-IRA investing advice for expat in Norway

norex wrote: Thu Apr 20, 2023 3:34 am But since my account is registered to a non-US address, US regulations prohibit me from buying US mutual funds...
Are you sure about that? I've been buying mutual funds with a foreign address for 40 years.
by plats
Sun Apr 16, 2023 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Living abroad, owning a house in CO, turbotax
Replies: 3
Views: 496

Re: Living abroad, owning a house in CO, turbotax

loklav wrote: Sun Apr 16, 2023 2:57 pm Hi,

I bought last summer, a house in Colorado with my daughter, who is living inside.
I'm living in France the full year and working in France for a french company.
So I was not planning to fill any state tax declaration for CO. I have no income (no rental or wage) from Colorado.
Am I right? Do I still have to fill some CO state taxes?

Thanks for your help
No, you don't. You are not a CO resident and don't have CO-based income.
by plats
Sun Apr 02, 2023 8:05 pm
Forum: Investing - Theory, News & General
Topic: Investing in Japan from 1991 to Today
Replies: 70
Views: 9876

Re: Investing in Japan from 1991 to Today

What percentage of Japanese households do you think invested in the stock market in the late 80s/early 90s? It's well below half today and I wouldn't be surprised if it was on the order of 10% or less. It was 16% in 2015 and has since skyrocketed to... 21%. (I can't find data from earlier than 2009. Anyone?) This is still an interesting thought exercise, but if you're wondering how actual Japanese retirement savers responded to the cratering of the Nikkei, most of them were using postal savings accounts, the national pension system (akin to Social Security), and corporate defined benefit pensions, none of which exposed individuals to market risk. Don't forget the panic buying of real estate, commercial and residential, golf course membersh...
by plats
Mon Mar 20, 2023 1:18 pm
Forum: Non-US Investing
Topic: Vanguard closing accounts? [sudden closure with a Non-US address]
Replies: 21
Views: 4075

Re: Vanguard closing accounts? [sudden closure with a Non-US address]

Are there any expat Bogleheads out there that have had restrictions put upon their accounts or frozen without first contacting VG and asking them to clarify their policy?
by plats
Fri Mar 03, 2023 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.)
Replies: 46
Views: 4020

Re: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.

Marseille07 wrote: Fri Mar 03, 2023 10:36 am
plats wrote: Fri Mar 03, 2023 3:31 am I bet when you used your foreign address you didn't call VG and say, "Hey, guys! Don't you realize I have a foreign address? Are you OK with that? I thought The Vanguard Group was only for US investors."
Sure, but no one's suggesting the OP to do that. I merely suggested to inquire what happens should they go abroad, not asking to update their address over the phone call or taunting them in any way.
Not seeing any upside. On another note, I've been banking with Wells Fargo as an expat without incident for 42 years.
by plats
Fri Mar 03, 2023 4:26 am
Forum: Personal Finance (Not Investing)
Topic: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.)
Replies: 46
Views: 4020

Re: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.

Many years ago, I did give Vanguard my foreign address and had no problems with that, either (but I kept a lot more money at Vanguard then). I bet when you used your foreign address you didn't call VG and say, "Hey, guys! Don't you realize I have a foreign address? Are you OK with that? I thought The Vanguard Group was only for US investors." In fairness, he did say it was many years ago and could have been before financial institutions started being strict about it. But, yeah, these days if you try that at best you can expect a letter telling you you have 30 days to switch to another brokerage or your accounts will be liquidated and a check mailed to you; or at worst they immediately close your accounts. Actually they would prob...
by plats
Fri Mar 03, 2023 3:31 am
Forum: Personal Finance (Not Investing)
Topic: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.)
Replies: 46
Views: 4020

Re: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.

EddyB wrote: Fri Mar 03, 2023 2:05 am Many years ago, I did give Vanguard my foreign address and had no problems with that, either (but I kept a lot more money at Vanguard then).
I bet when you used your foreign address you didn't call VG and say, "Hey, guys! Don't you realize I have a foreign address? Are you OK with that? I thought The Vanguard Group was only for US investors."
by plats
Thu Mar 02, 2023 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.)
Replies: 46
Views: 4020

Re: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.

OkanePlease wrote: Thu Mar 02, 2023 10:32 pm Super-helpful, Vogatrice. Thanks! I clearly need to call Vanguard to ask what their current policy is.
I strongly recommend not calling Vanguard asking about their current policy--you'll force them to adapt one. After leaving just go on their website and change your address to your foreign one.
by plats
Thu Mar 02, 2023 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.)
Replies: 46
Views: 4020

Re: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.

I got on Japan's national health insurance my first week here even with being on a tourist visa. That was a while back, things may have changed. It also covers overseas' medical bills, but it's always good to have back-up travel insurance or a credit card with insurance when out of Japan. Thanks, plats. How long ago was this? My partner is from Japanese and we go there often. There hasn't really been a "tourist visa" as we typically think of it for a long time. No need for a visa for up to 90 days. Beyond that time period, you actually need some form of government permission ("visa") based on schooling, work, or some other "sponsored" activity in Japan, and once the government permits that, you're therefore el...
by plats
Thu Mar 02, 2023 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.)
Replies: 46
Views: 4020

Re: Financial and logistical considerations of living abroad for two years? (Bank/brokerage accounts, storage, car, etc.

I got on Japan's national health insurance my first week here even with being on a tourist visa. That was a while back, things may have changed. It also covers overseas' medical bills, but it's always good to have back-up travel insurance or a credit card with insurance when out of Japan.
by plats
Thu Feb 09, 2023 1:34 pm
Forum: Non-US Investing
Topic: American Expat in Chile with US cash inheritance
Replies: 4
Views: 1051

Re: American Expat in Chile with US cash inheritance

You won't have to worry about USA taxes for a while. VT or VTI may distribute $1K/year in dividends while the standard deduction is near $13K (single/married filing separately).
by plats
Tue Feb 07, 2023 12:48 am
Forum: Non-US Investing
Topic: opening a Roth IRA from abroad as an expat
Replies: 10
Views: 1412

Re: opening a Roth IRA from abroad as an expat

EddyB wrote: Mon Feb 06, 2023 11:59 pm I don’t use the FEIE, but I’ve seen this comment before. Why is that? Why can’t one take the FEIE only with respect to a portion of qualifying income? I’m not at all suggesting you’re wrong, but I’ve never noticed something official about it (like I said, I don’t use the FEIE, but it’s hard to be a foreign-based taxpayer without seeing a lot of instructions about the FEIE). One can use non-US income for an IRA, if it hasn’t been excluded.
If you go through Form 2555 you'll find there is no line with "Enter on line X how much of your foreign earned income you'd like to exclude." Wish there was.
by plats
Mon Feb 06, 2023 4:10 am
Forum: Non-US Investing
Topic: opening a Roth IRA from abroad as an expat
Replies: 10
Views: 1412

Re: opening a Roth IRA from abroad as an expat

Technically, if you’re doing the work while overseas, that income would still fall under the FEIE. If you entered on your 2555 that you were in the USA two weeks here, three weeks there, etc., you could possibly fly under the radar by appearing to have done the work while in the USA. I wouldn't recommend it.
by plats
Mon Feb 06, 2023 3:10 am
Forum: Non-US Investing
Topic: USA citizen retired in Japan investing
Replies: 3
Views: 991

Re: USA citizen retired in Japan investing

If I was moving to Japan permanently I would try to bring as many of my assets as possible with me. Banks on every corner waiting for her transfer. The IRAs are trickier and you'd have to calculate any tax consquences. If she keeps her IRA accounts in the USA, just go to the institutions' websites and enter her new address. They may restrict trading, which it seems she doesn't do much of, but probably not holding. SS is not citizenship dependent. You put in the ten years, you get the benefit.
by plats
Tue Jan 31, 2023 1:46 pm
Forum: Personal Consumer Issues
Topic: Talk me out of getting on the Rolex AD waiting list
Replies: 160
Views: 14097

Re: Talk me out of getting on the Rolex AD waiting list

nisiprius wrote: Tue Jan 31, 2023 12:07 pm If people reading this thread have actually bought a Rolex and then sold it for more than they paid, I'd like to hear the details.
I recently sold the Rolex I bought 32 years ago preparing for a big move. Got 3X what I paid for it. Unfortunately, the S&P is up 10X (plus dividends) so I guess I'm a loser. OTOH, I'm in Japan and the Nikkei is flat, so maybe I came out OK.
by plats
Mon Jan 02, 2023 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Yubikey and TurboTax Downloading of Tax Info
Replies: 10
Views: 905

Re: Yubikey and TurboTax Downloading of Tax Info

I have my Vanguard account setup to use Yubikey but Quicken and TurboTax download everything with just my login name and password. Hackers take note.
by plats
Sat Dec 24, 2022 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Web Site
Replies: 5
Views: 836

Re: Vanguard Web Site

I just chose Microsoft Print to PDF and it worked fine.
by plats
Wed Nov 23, 2022 1:46 pm
Forum: Personal Consumer Issues
Topic: Best way to remove and replace a bicycle crank arm (which tools)?
Replies: 28
Views: 1706

Re: Best way to remove and replace a bicycle crank arm (which tools)?

Just checked your photo and it is not a square hole, it's diamond.
by plats
Wed Nov 23, 2022 1:12 pm
Forum: Personal Consumer Issues
Topic: Best way to remove and replace a bicycle crank arm (which tools)?
Replies: 28
Views: 1706

Re: Best way to remove and replace a bicycle crank arm (which tools)?

I Googled "left side mountain bike crank arm" and found many. You'll have to get one the same length, square hole and probably pedals, too. Too bad you're not near me because my friends and I have boxes of unneeded bike parts.
by plats
Wed Nov 23, 2022 12:30 pm
Forum: Personal Consumer Issues
Topic: Best way to remove and replace a bicycle crank arm (which tools)?
Replies: 28
Views: 1706

Re: Best way to remove and replace a bicycle crank arm (which tools)?

I doubt you damaged the threads by screwing it in the wrong way. It won't go in at all clockwise. Anyway, I just Googled and found you can buy a left side crank arm separately and should be able to get one for under $15.
by plats
Sat Nov 12, 2022 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Using last year's tax software to estimate tax
Replies: 24
Views: 2232

Re: Using last year's tax software to estimate tax

I haven't had a chance to purchase next year's tax software. What are your opinion of using last year's tax software to estimate this year's tax. This is mostly to estimate if I need to pay estimated tax. How far would it be off? I got TurboTax 2022 yesterday and it came up with the same results as the TurboTax 2021 test file I was using. This is not right. On the same income, taxes in 2022 should be lower than in 2021. The standard deduction got inflated (maybe plats doesn't use it) and the tax brackets would have been inflated. Maybe TurboTax released the 2022 software with the 2021 tax figures, knowing that they will push out an update before folks can file. For the OP, using last year's software is likely OK for getting withholding ade...
by plats
Sat Nov 12, 2022 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Using last year's tax software to estimate tax
Replies: 24
Views: 2232

Re: Using last year's tax software to estimate tax

gavinsiu wrote: Sat Nov 12, 2022 2:11 pm I haven't had a chance to purchase next year's tax software. What are your opinion of using last year's tax software to estimate this year's tax. This is mostly to estimate if I need to pay estimated tax. How far would it be off?
I got TurboTax 2022 yesterday and it came up with the same results as the TurboTax 2021 test file I was using.
by plats
Wed Nov 02, 2022 3:22 pm
Forum: Investing - Theory, News & General
Topic: Mortgage REITS juicy dividend yield anyone?
Replies: 25
Views: 2769

Re: Mortgage REITS juicy dividend yield anyone?

How's the merit of this agency REITS for early retirees who needs income The dividend yield is JUICY SIXTEEN TO EIGHTEEN PERCENT! Ticker AGNC https://finance.yahoo.com/quote/AGNC/ TICKER NLY https://finance.yahoo.com/quote/NLY/ I wonder what are the risk consideration comes with this juicy dividend These funds went down 60% over the course of the 2010s when the S&P500 grew 200%. The "dividends" they are paying just appear to be them giving you your money back. Do they actually make any money? AGNC all-time high: $35 in 2012, now $8.22/share. NLY all-time high: $83 in 2008, now $18.55/share. And that abysmal performance does not even take account of NLY’s recent 4:1 reverse split! These do not perform well in times of interest...
by plats
Wed Oct 26, 2022 3:51 pm
Forum: Personal Consumer Issues
Topic: Scanning software compatible with Windows 11?
Replies: 32
Views: 3700

Re: Scanning software compatible with Windows 11?

Have you tried: Right click on PP12.exe, Properties, Compatibility, Run this program in compatibility mode for: Windows 10?