Search found 150 matches

by BogleInvestorLondon
Thu Mar 12, 2020 4:50 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 4428
Views: 157358

Re: Coronavirus and the market

Can someone tell me why some doctors are prediction such a high number of deaths, considering China with such a huge number had had ~4000 deaths. Talk of 500,000 deaths (worst case scenario)....why so high compared to China?
by BogleInvestorLondon
Thu Mar 12, 2020 2:28 pm
Forum: Investing - Theory, News & General
Topic: Who here is buying stocks today and how much?
Replies: 294
Views: 23485

Re: Who here is buying stocks today and how much?

I have moment of fear, moments of excitement, and they balance out a bit, so I feel good about my AA. A few things that I find helps, FWIW: 1) I'm only down to where I was a few years ago - not ideal, but not world-ending 2) I try to at most glance at the total amount I'm down, and focus mostly on ...
by BogleInvestorLondon
Thu Mar 12, 2020 2:19 pm
Forum: Investing - Theory, News & General
Topic: Who here is buying stocks today and how much?
Replies: 294
Views: 23485

Re: Who here is buying stocks today and how much?

Noobvestor wrote:
Thu Mar 12, 2020 2:17 pm
All I know is stocks are getting cheaper, and I'm buying a bit to rebalance at each major leg on the way down. Did again today. :sharebeer
I wish it were that simple and that easy...but I wish you and everyone else good luck.
by BogleInvestorLondon
Thu Mar 12, 2020 2:04 pm
Forum: Investing - Theory, News & General
Topic: Who here is buying stocks today and how much?
Replies: 294
Views: 23485

Re: Who here is buying stocks today and how much?

You mention that you’ve been sitting on this $400k waiting for a crash for a year, and that ironically you almost invested it as a lump sum a couple of days ago only to be dissuaded by a friend who thought the market would drop further. It may well do, but you were revelling in the bloodbath, lovin...
by BogleInvestorLondon
Mon Mar 09, 2020 8:53 pm
Forum: Investing - Theory, News & General
Topic: Who here is buying stocks today and how much?
Replies: 294
Views: 23485

Re: Who here is buying stocks today and how much?

Got familys money in index funds, roughly 300k. Got 400k cash and been waiting for a crash for the past year. Lost quite a bit this past week but only on paper. I want a bloodbath!! Bigger the drop the better. Got a 10+ year time horizon. Crash baby crash. Only trouble is trying to time all this. I ...
by BogleInvestorLondon
Wed Nov 15, 2017 7:15 pm
Forum: Personal Investments
Topic: Property company offering high yield
Replies: 5
Views: 1377

Re: Property company offering high yield

Yeah, so it seems these are both limited companies (which anyone could set up). I had a read through their site. Your funds are basically received by an new company and invested from there. Your money is parceled with other investors. A new company rings alarm bells because couldn't someone set up a...
by BogleInvestorLondon
Wed Nov 15, 2017 3:30 pm
Forum: Personal Investments
Topic: Property company offering high yield
Replies: 5
Views: 1377

Property company offering high yield

Hi all I am always skeptical when I hear about high yields being offered. My friend found this company and wanted my opinion. My friend spoke on the phone to this company and they told him about property that is going to be developed in Bristol in the UK and could offer a return of up to 40%. I went...
by BogleInvestorLondon
Tue Nov 07, 2017 12:37 pm
Forum: Investing - Theory, News & General
Topic: Where to invest in given scenario
Replies: 5
Views: 780

Re: Where to invest in given scenario

If I am worried about sterling, would one say it is gambling to take my current cash and transfer it into dollars?

I really want to hedge against what I feel could be bad consequences coming for my country.
by BogleInvestorLondon
Sat Nov 04, 2017 4:00 pm
Forum: Investing - Theory, News & General
Topic: Where to invest in given scenario
Replies: 5
Views: 780

Re: Where to invest in given scenario

Thanks for the reply. I am concerned about Brexit and basically think currency could fall more and inflation could pick up. Plenty of potential problems. Somebody said I could just hold a foreign currency like the dollar but not sure. I was thinking of a LifeStrategy fund of around 70/30 bonds/stock...
by BogleInvestorLondon
Sat Nov 04, 2017 3:02 pm
Forum: Investing - Theory, News & General
Topic: Where to invest in given scenario
Replies: 5
Views: 780

Where to invest in given scenario

Hello all, If one believed that their currency would drop, or that economic conditions of their country was going to get bad, where would one invest for the short term (say 2 years)? I do not want a lot of volatility but want the money to purchase a property while also believing that property might ...
by BogleInvestorLondon
Thu Oct 12, 2017 7:40 pm
Forum: Personal Investments
Topic: Mother wants to buy house - where to park cash in meantime
Replies: 3
Views: 621

Re: Mother wants to buy house - where to park cash in meantime

Thanks for the reply protagonist.

I will think of your points.

As for Vanguard, we have Vanguard here in the UK with very similar funds.
by BogleInvestorLondon
Thu Oct 12, 2017 5:39 pm
Forum: Personal Investments
Topic: Mother wants to buy house - where to park cash in meantime
Replies: 3
Views: 621

Mother wants to buy house - where to park cash in meantime

Hi all My mother has around 500k in cash and owns her house. She is going to sell her house and use the cash to purchase a house, probably for around 900k. She intends to do this in around a year but wants somewhere to park the cash. She is in the UK and I know some might say not to speculate, but s...
by BogleInvestorLondon
Thu Sep 14, 2017 7:05 pm
Forum: Non-US Investing
Topic: Buying a new home in London but concerned about Brexit
Replies: 6
Views: 1248

Re: Buying a new home in London but concerned about Brexit

Thanks a lot for all the replies.

I was born in London, would sell my house in order to move but not need a mortgage on the new one.

Agree about stamp duty, that slowed the market down here.
by BogleInvestorLondon
Wed Sep 13, 2017 8:56 pm
Forum: Non-US Investing
Topic: Buying a new home in London but concerned about Brexit
Replies: 6
Views: 1248

Buying a new home in London but concerned about Brexit

Hi I know this all seems like speculation but I thought I would post since I might get a better idea. I want to my house to a better area since mine has gone downhill and I have also come into a little bit of money. I basically think prices could fall in London. Banks need access to the single marke...
by BogleInvestorLondon
Wed Mar 08, 2017 9:09 pm
Forum: Investing - Theory, News & General
Topic: Do you use lifestrategy/ asset allocation funds?
Replies: 77
Views: 16856

Re: Do you use lifestrategy/ asset allocation funds?

LifeStrategy growth 80/20 which I plan to hold forever.

It is easy and no hassle. All I do is add to it when I can and not doing anything else.
by BogleInvestorLondon
Thu Mar 02, 2017 9:06 pm
Forum: Investing - Theory, News & General
Topic: I am calling a market bubble right now.
Replies: 27
Views: 3882

I am calling a market bubble right now.

Just wanted to put this up to see if I am right. I have many reasons but we will see. I will not attempt to time the market, I am not selling. I came across this forum years ago and said I will only ever buy and hold. I am 90/10 aa and will stick with it...although if a crash happened or stocks got ...
by BogleInvestorLondon
Wed Mar 01, 2017 10:04 pm
Forum: Investing - Theory, News & General
Topic: What degree of stock market decline would tempt you to deviate from your AA?
Replies: 87
Views: 8558

Re: What degree of stock market decline would tempt you to deviate from your AA?

My aa is roughly 90/10 and I would like to think that I would just stick with it since I only look at my balance when Vanguard sends me my quarterly statement (here in the UK). I don't know where the point is but stocks would have to fall a lot...and the more it went down the more I would want my aa...
by BogleInvestorLondon
Mon Feb 20, 2017 1:17 pm
Forum: Investing - Theory, News & General
Topic: Boglehead mentality re todays oil price
Replies: 85
Views: 8750

Re: Boglehead mentality re todays oil price

Valuethinker wrote:But $60 is not "low".
Thanks for the post but if you look at when I wrote this it was this time last year and the price was just over $30.
by BogleInvestorLondon
Fri Feb 17, 2017 9:42 pm
Forum: Investing - Theory, News & General
Topic: Boglehead mentality re todays oil price
Replies: 85
Views: 8750

Re: Boglehead mentality re todays oil price

I bought a chunk of oil/natural gas commodity in January with "fun money" when i thought it was super low. It's been going great. :moneybag Wait no, actually it's continued to drop. :shock: And drop a lot at that. I'm in this for the long run and all but losing 20% off the top stings! People on the...
by BogleInvestorLondon
Tue Dec 13, 2016 9:47 pm
Forum: Investing - Theory, News & General
Topic: Got cash - what to do?
Replies: 9
Views: 2325

Got cash - what to do?

Hello fellow Bogleheads! OK, so I have come into some cash which will now currently comprise ~50% of my portfolio. My entire portfolio was in VWRL along with a LifeStrategy fund 80/20. I have always tried to ignore the noise, never check my balance (except for when Vanguard send me a statement - eve...
by BogleInvestorLondon
Fri Dec 09, 2016 9:40 pm
Forum: Investing - Theory, News & General
Topic: Trading
Replies: 2
Views: 375

Trading

Hello I was just wondering what peoples thoughts are on the above regarding whether it is possible. I invest and index. I did not want to post on a trading forum because no doubt I would get biased advice. My immediate thought is that I would get crushed through fees but I think forex has very low f...
by BogleInvestorLondon
Tue Aug 09, 2016 8:27 am
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 17280

Re: Equal weight index funds

I don't have a "story". I don't know BogleInvestorLondon. I don't invest in the fund, nor any active mutual fund. You wouldn't give the guy a break & wanted 25 years as your sarcastic math equations kept inferring, so I found it. Nothing else to it, but if you need some help, 2016 - 1988 = 28 years...
by BogleInvestorLondon
Mon Aug 08, 2016 9:16 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 17280

Re: Equal weight index funds

Phineas J. Whoopee wrote:10 years = 25 years?
PJW
No but this is:

http://www.thisismoney.co.uk/money/inve ... eturn.html

Trashed the S&P.

I will get statements if need be.
by BogleInvestorLondon
Mon Aug 08, 2016 9:04 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 17280

Re: Equal weight index funds

Phineas J. Whoopee wrote:
BogleInvestorLondon wrote: October 2015 - October 2012 = 3 years = 25 years?

PJW

I said I was not cherry picking dates. That was just a quote from a previous thread. I could have looked at the S&P for the last 10 years like I just did actually, the fund beat it.
by BogleInvestorLondon
Mon Aug 08, 2016 8:04 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 17280

Re: Equal weight index funds

However, I also have an active fund and my guy has outperformed the market every single year for over 25 years. BogleInvestorLondon: Your fund must be the best performing fund in the world. Please give us the fund name and ticker symbol. Thank you and best wishes. Taylor Invesco Perpetual High Inco...
by BogleInvestorLondon
Mon Aug 08, 2016 7:27 pm
Forum: Investing - Theory, News & General
Topic: Equal weight index funds
Replies: 75
Views: 17280

Re: Equal weight index funds

Why would market returns be insufficient to reach one's financial objectives? Why seek to beat the market? Beating the market is a negative-sum game, after fees (see: proof ) I really do not want to hijack this thread but that is not proof at all. I know we are Bogleheads here but I index for many ...
by BogleInvestorLondon
Mon Aug 08, 2016 11:57 am
Forum: Personal Investments
Topic: ETFs - Brit Starting from Scratch
Replies: 4
Views: 633

Re: ETFs - Brit Starting from Scratch

For ETF's I invest in VWRL. You have to determine what aa you really want but cash is a pretty sure way to lose money.

Investing directly with Vanguard could be good. I also do that and hold one of their LifeStrategy funds.
by BogleInvestorLondon
Fri Apr 15, 2016 2:10 pm
Forum: Investing - Theory, News & General
Topic: Did the brokers just get lucky?
Replies: 16
Views: 3127

Did the brokers just get lucky?

Hello all I have a rich friend who is a landlord. He has the vast majority of his wealth in real estate here in London, England. I have pointed out to him numerous times the benefits of indexing and being fully diversified. He likes my idea of low-cost indexing but I guess everyone has their own thi...
by BogleInvestorLondon
Wed Feb 17, 2016 1:48 pm
Forum: Investing - Theory, News & General
Topic: Skill vs luck in stock picking
Replies: 38
Views: 4900

Re: Skill vs luck in stock picking

.. My mother pointed out that her fund manager outperformed (I think it was every year) the market for over 30 years. I decided to invest a percentage of my portfolio with him. ... I compare my returns after costs with the active fund and look at my returns with my passive strategy. The active has ...
by BogleInvestorLondon
Wed Feb 17, 2016 1:17 pm
Forum: Investing - Theory, News & General
Topic: Skill vs luck in stock picking
Replies: 38
Views: 4900

Re: Skill vs luck in stock picking

I always find it interesting when I hear the classic lines such as 'it is mostly luck' or 'you can't pick a fund manager who will outperform...etc'. I had this discussion with my mother because I was a staunch believer in indexing only. My mother pointed out that her fund manager outperformed (I thi...
by BogleInvestorLondon
Tue Feb 09, 2016 4:55 pm
Forum: Investing - Theory, News & General
Topic: Skill vs luck in stock picking
Replies: 38
Views: 4900

Re: Skill vs luck in stock picking

Unfortunately, I have a hard time believing there is no skill involved in stock picking whatsoever. The fees may be so high as to make it not worth it, but that's a different story. What am I missing? You are right. I think maybe some people do not like to admit that they do not have the ability to...
by BogleInvestorLondon
Fri Feb 05, 2016 3:05 pm
Forum: Investing - Theory, News & General
Topic: Boglehead mentality re todays oil price
Replies: 85
Views: 8750

Boglehead mentality re todays oil price

I am wondering about the above. I think things like oil and gold are speculation. However, given todays super low price of oil, why are more people not pumping loads of money in. This is obviously a standard question, but would the boglehead mentality say that all information is currently priced in ...
by BogleInvestorLondon
Sun Jan 10, 2016 7:35 pm
Forum: Personal Investments
Topic: I just lost $200,000 last week. Please help me.
Replies: 82
Views: 17438

Re: I just lost $200,000 last week. Please help me.

I sold off everything and went 100% cash as of Friday, with a total loss of around $200k just in the week. Oh dear! You should have been buying, NOT EVER selling. I am around 90% stocks and 10% bonds. I want to buy more and more when the markets fall but I have most of my money already invested. I ...
by BogleInvestorLondon
Mon Nov 16, 2015 11:24 pm
Forum: Personal Investments
Topic: Manager consistently crushing the market [calculation error]
Replies: 28
Views: 5347

Re: Manager consistently crushing the market [calculation error]

Just to keep everyone updated. I left some of my mums investments in her managed fund and decided to not persuade her to sell it to move it all into a passive index fund. Just going through figures (and being shown how to properly calculate compounding here lol) since October 2012 till October 2015,...
by BogleInvestorLondon
Fri Nov 13, 2015 9:15 pm
Forum: Non-US Investing
Topic: Low-cost Indexing versus Real Estate Investing
Replies: 17
Views: 3778

Re: Low-cost Indexing versus Real Estate Investing

Don't you earn significantly more with real estate due to the leverage you are using? I am talking places like London which is probably the most resilient housing market in the world. Does anyone have any good data showing real estate here versus something like the S&P? I am not sure if the usual da...
by BogleInvestorLondon
Sun Nov 08, 2015 10:35 pm
Forum: Non-US Investing
Topic: High dividend paying Australian banks
Replies: 3
Views: 638

High dividend paying Australian banks

Hi I heard that some of these banks are paying 6% + in dividends. Some might find this attractive and AUD is cheap right now. Could this provide any diversification benefits since I am simply in a LifeStrategy fund and also some in VWRL? Alarm bells rings when I hear of a dividend that high. Are the...
by BogleInvestorLondon
Sun Nov 08, 2015 9:09 pm
Forum: Personal Investments
Topic: Second guessing myself
Replies: 8
Views: 1643

Re: Second guessing myself

What would be a good thing to do is to invest in a very diversified low cost index fund. Looking at Vangaurd, they have a LifeStrategy fund which is extremely diversified. I would check out their 60% stocks/40% bond fund if that is your desired asset allocation which matches your risk tolerance. The...
by BogleInvestorLondon
Fri Nov 06, 2015 9:19 pm
Forum: Investing - Theory, News & General
Topic: John Bogle looking at stock valuations?
Replies: 48
Views: 6416

John Bogle says you won’t make much money from stocks

[Thread merged into here, see below. --admin LadyGeek] Haven't seen this discussed on here so I thought I would post it since it might make for some interesting reading for some. I guess at the end of the day: A) John Bogle could be wrong. B) We have to stay the course and work with what we got sin...
by BogleInvestorLondon
Sat Sep 19, 2015 5:44 pm
Forum: Personal Investments
Topic: investing in gold stock
Replies: 9
Views: 1419

Re: investing in gold stock

Could somebody answer in a plain English: should I buy or should I stay away from gold for a while? I would stay away because what i believe you would be doing is speculating. When speculating, you will most probably under-perform the market or lose money. All the public information is reflected in...
by BogleInvestorLondon
Sat Aug 29, 2015 6:34 pm
Forum: Non-US Investing
Topic: Low-cost Indexing versus Real Estate Investing
Replies: 17
Views: 3778

Re: Low-cost Indexing versus Real Estate Investing

My low cost index fund has never called me in the middle of the night due to a clogged toilet... Yes, that is a huge benefit, along with factors such as tenants not paying rents etc (although you can minimize this risk with due diligence). I was just looking at it from a monetary perspective. If I ...
by BogleInvestorLondon
Sat Aug 29, 2015 5:29 pm
Forum: Non-US Investing
Topic: Low-cost Indexing versus Real Estate Investing
Replies: 17
Views: 3778

Low-cost Indexing versus Real Estate Investing

Hi all My situation: I own my property outright with no mortgage. I do not plan on moving houses any time soon. The house is worth around 420k and I have around £200,000 investing in a very diversified low cost index fund. I am around 90% stocks 10% bonds. I pay around 0.3% a year in charges. I prob...
by BogleInvestorLondon
Fri Aug 28, 2015 4:14 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle: How to handle the market's wild ride
Replies: 16
Views: 2274

Re: How to handle the market's wilde ride?

emontiel wrote:How are other bogleheads dealing with the current volatility in the market?
I don't look at my statements since i am not retiring for another 20 years.
by BogleInvestorLondon
Fri Aug 28, 2015 3:23 pm
Forum: Personal Investments
Topic: Was about to change from 100% equity to 80%. Now what?
Replies: 71
Views: 10223

Re: Was about to change from 100% equity to 80%. Now what?

I feel like I chose the worst week to change my asset allocation. Should I just stay the course at 100%? Gradually ramp down over the course of one or several years? Has anyone had this problem before? How old are you? Do you need income off this now to live off? I am going to assume that you don't...
by BogleInvestorLondon
Sun Aug 23, 2015 2:10 pm
Forum: Personal Investments
Topic: Just confirming....."stay the course"?
Replies: 53
Views: 7987

Re: Just confirming....."stay the course"?

I am around 90% stocks and the more the market drops the harder i try and get cash so i can buy. Obviously in an ideal world you would have a load of cash and a market crash happen, but waiting around for that might take forever and when the crash happens markets might fall to higher leveks than now...
by BogleInvestorLondon
Wed Jul 15, 2015 7:03 pm
Forum: Non-US Investing
Topic: Best One Stop World Equity ETF for European Investors
Replies: 12
Views: 2609

Re: Best One Stop World Equity ETF for European Investors

VWRL and have the dividends reinvested.

I think it is a great fund.
by BogleInvestorLondon
Sun Jul 12, 2015 2:57 pm
Forum: Personal Investments
Topic: Where are people putting their investment money if they see a correction coming in US stock market
Replies: 69
Views: 11043

Re: Where are people putting their investment money if they see a correction coming in US stock market

ddgdawson wrote:Every financial advisor I have met with lately says the same thing - basically, there is going to be a 30-50% correction in the stock market in the next 2-3 years.

LOL and how did they get to know this? And why 30-50% within 2-3 years? They sound like scam artist.
by BogleInvestorLondon
Sun Jul 12, 2015 2:52 pm
Forum: Personal Investments
Topic: Have $ to invest...Too risky to get into equities now?
Replies: 33
Views: 3698

Re: Have $ to invest...Too risky to get into equities now?

The market is probably reasonably priced. Nothing to suggest equities are out of line. Nobody knows where the market is going tomorrow. Get an approproate aa matching your risk tolerance and then stick with it. Ignore the noise, keep investing, pay attention to costs, don't ever look at where the ma...
by BogleInvestorLondon
Wed Jul 08, 2015 8:47 pm
Forum: Personal Investments
Topic: Best way to invest in OIL
Replies: 66
Views: 18515

Re: Best way to invest in OIL

I am looking forward to invest in OIL I am by no means an expert at investing and I simply index. However, I think it is worth mentioning to not forget that you would be speculating. If you want to speculate then that is completely fine. Investing means laying out money now in order to get back mor...