Search found 1117 matches

by heartwood
Tue Jan 23, 2018 8:37 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2754
Views: 879374

Re: What Book Are You Currently Reading? Part VI

I started My Absolute Darling by Gabriel Tallent. I chose it as "best seller." Here are the blurbs on Amazon: INSTANT NEW YORK TIMES BESTSELLER NBCC JOHN LEONARD PRIZE FINALIST ONE OF THE NEW YORK TIMES'S MOST NOTABLE BOOKS OF 2017 ONE OF THE WASHINGTON POST’S MOST NOTABLE BOOKS OF 2017 ONE OF NPR’S...
by heartwood
Sun Jan 21, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: what is the best mouse poison?
Replies: 35
Views: 1633

Re: what is the best mouse poison?

Never a glue trap again. Caught a small squirrel with one in my attic. All glued up. Then what? I use this: https://www.amazon.com/Rat-Zapper-Classic-Trap-Disposal/dp/B002665ZTC/ref=sr_1_1_sspa?s=lawn-garden&ie=UTF8&qid=1516568883&sr=1-1-spons&keywords=rat+zapper&psc=1 A little peanut butter or a fe...
by heartwood
Fri Jan 19, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 44
Views: 2813

Re: Telemarketing calls from my own prefix

I get the same types of calls described above, neighbor calls. I was using Mr. Number but that stopped working. I switched to HiYa, actually by the same company as Mr. Number. Seems OK so far. But I've got a wrinkle. I switched to Project Fi in November. say my number is 212-555-1212. At least a few...
by heartwood
Mon Jan 15, 2018 8:45 pm
Forum: Personal Consumer Issues
Topic: Are you finding any good values at Amazon anymore?
Replies: 169
Views: 18369

Re: Are you finding any good values at Amazon anymore?

I’ve about had it with Amazon. My latest frustration involves a typical order placed Jan 6. Amazon shows today the order has not even been shipped yet (Jan 15 today) and an estimated delivery date of Jan 26. This is not unusual of late. We're Prime. I placed an order 12/29 for 3 items, all from Ama...
by heartwood
Mon Jan 15, 2018 8:16 pm
Forum: Personal Consumer Issues
Topic: E-reader for ebooks - Pros and Cons
Replies: 74
Views: 3647

Re: E-reader for ebooks - Pros and Cons

I see the majority of posters to this thread prefer/recommend the PaperWhite. On 1/15/18 its $119.99. The similar sized Kindle is $79.99. https://www.amazon.com/Amazon-Kindle-eReader-6-Inch-Touchscreen/dp/B00ZV9PXP2/ref=pd_ybh_a_1?_encoding=UTF8&psc=1&refRID=WJSDZ67ST9YH3GNVKCTG The middle of that p...
by heartwood
Sun Jan 14, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Anyone Gone All the Way with LastPass?
Replies: 25
Views: 1382

Re: Anyone Gone All the Way with LastPass?

Pretty much all in except for Vanguard. Without looking it up, I recall that Vanguard's fraud immunization policy has language that says you might have to demonstrate that you haven't saved your logon details anywhere online? Just did take a quick look and can't find it. Anyone? edit: OK, here: http...
by heartwood
Sat Jan 13, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2754
Views: 879374

Re: What Book Are You Currently Reading? Part VI

Robert Crais's "The Wanted". It's an Elvis Cole, Joe Pike novel, with many comments on Cole's cat. Among the best story I've read recently. I posted a few days ago that I started Provenance by Ann Leckie. I slogged through 70+ percent of it and gave up for now. That far in and I'm not sure what the ...
by heartwood
Fri Jan 12, 2018 6:55 pm
Forum: Personal Consumer Issues
Topic: First time Medicare question
Replies: 18
Views: 939

Re: First time Medicare question

The $183 is conspicuously the same as the Part B deductible. If you have Plan F, the gap insurance may cover it. If you have G it is probably on you. +1 https://www.medicare.gov/your-medicare-costs/costs-at-a-glance/costs-at-glance.html I'm intrigued by the discussion. My doctor only accepts medica...
by heartwood
Tue Jan 09, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: Men's no iron dress shirt recommendations
Replies: 66
Views: 4000

Re: Men's no iron dress shirt recommendations

Brooks Brothers, but be aware that shirts from the store are a better quality than some of those online and certainly those at BB outlets. Sizing is different as well, especially regarding sleeve lengths. I've had good results from Costco but their color selection has been horrible for the last coup...
by heartwood
Mon Jan 08, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2754
Views: 879374

Re: What Book Are You Currently Reading? Part VI

I finished The Safe Man by Michael Connelly. Its a short story he wrote several years ago. I wouldn't recognize the writing from the Bosch books. A quick read. My ebook showed I was half way when it ended. The rest of the file was a teaser for one of the older Bosch books. Worth an hour of your time...
by heartwood
Sat Jan 06, 2018 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard: No more buy/sell transactions in writing?
Replies: 31
Views: 2524

Re: Vanguard: No more buy/sell transactions in writing?

All financial institutions are moving toward all-electronic processes. For example, my credit union now actively discourages depositing checks by mail. Instead they want customers to use their smartphone app to photograph the check and deposit it electronically. Vanguard is no different. They're gr...
by heartwood
Fri Jan 05, 2018 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard: No more buy/sell transactions in writing?
Replies: 31
Views: 2524

Re: Vanguard: No more buy/sell transactions in writing?

This can't possibly mean what it seems to say. If so, how would one mail in a check. Without a letter of instruction or investment form, how would Vanguard know what to do with the check? Seems crazy!!!! plannerman I have the same question. I asked my rep a few weeks ago for some transaction slips....
by heartwood
Thu Jan 04, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: E-reader for ebooks - Pros and Cons
Replies: 74
Views: 3647

Re: E-reader for ebooks - Pros and Cons

If library ebooks are important to you I'll second the recommendation to check your local library format now, and ask if they have plans to change. One of my libraries dropped Overdrive about a year ago and now uses Cloud Library. Overdrive supports Kindle format; Cloud Library does not. I proteste...
by heartwood
Thu Jan 04, 2018 1:50 pm
Forum: Investing - Theory, News & General
Topic: "VB Account Agreement"--Checkwriting? No written orders? What IS this really about?
Replies: 16
Views: 1388

Re: "VB Account Agreement"--is checkwriting on death row? What IS this really about?

My LLC has a brokerage account at Vanguard. All funding of that account comes from 3rd party paper checks. It has Vanguard Advantage Checking for billpay drawing on the settlement account. In fact the settlement account is the only thing in the brokerage. I used to mobile check deposit to the FMM, b...
by heartwood
Wed Jan 03, 2018 10:30 pm
Forum: Personal Consumer Issues
Topic: E-reader for ebooks - Pros and Cons
Replies: 74
Views: 3647

Re: E-reader for ebooks - Pros and Cons

4) The majority of things that I read on my Kindle are downloaded from my library and they have a LOT of downloadable books. Before you buy a new device be sure to check your local library to see what formats you can download books in. If library ebooks are important to you I'll second the recommen...
by heartwood
Tue Jan 02, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: use a personal hotspot on a plane?
Replies: 26
Views: 2141

Re: use a personal hotspot on a plane?

OP here, thanks for all the replies.

I learned today that United uses more than one wifi system in its fleet. My flight wifi today was powered by Panasonic not Gogo so I was unable to use my voucher. The pricing was $27.99 for the duration of a long flight. I did not purchase.
by heartwood
Mon Jan 01, 2018 10:35 am
Forum: Personal Consumer Issues
Topic: Recommend me a good laser printer for a chromebook!
Replies: 23
Views: 1690

Re: Recommend me a good laser printer for a chromebook!

I find it easier to print from a tablet or smartphone than a Chromebook. I used to email from Chromebook to phone to print. Can you use an android phone? I just tried to print from gmail on my pixel 2. It tells me the printer is not available; similar to the chromebook which says the printer is off...
by heartwood
Mon Jan 01, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Recommend me a good laser printer for a chromebook!
Replies: 23
Views: 1690

Re: Recommend me a good laser printer for a chromebook!

No, Chromebooks do not provide for USB printing by default. I have two printers I use with my chromebook. A year-old Canon wireless that works sporadically with Google Cloud Print. Follow the directions to set up and it worked. Then awhile later I had to go through setup again. The 2nd printer is a...
by heartwood
Sun Dec 31, 2017 9:21 pm
Forum: Personal Consumer Issues
Topic: use a personal hotspot on a plane?
Replies: 26
Views: 2141

Re: use a personal hotspot on a plane?

ASpenderInRecovery, It is for wifi access on a commercially enabled flight. Here's the instructions I received: "This works for Gogo enabled flights and is good for one use until March 31, 2018. We sent you an email with your code too.Terms and conditions apply" My airline, United, is listed as a Go...
by heartwood
Sun Dec 31, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: use a personal hotspot on a plane?
Replies: 26
Views: 2141

use a personal hotspot on a plane?

I have a pixel 2 xl with service through Project Fi. Fi had a holiday game for subscribers that awarded free inflight wifi on one flight before end of March, for one device. The flight I'm on has qualifying service. Can I activate on my cell and use it as a hotspot for my other devices? Anyone have ...
by heartwood
Sun Dec 31, 2017 10:31 am
Forum: Investing - Help with Personal Investments
Topic: 2018 RMD - appropriate action or investment
Replies: 2
Views: 211

2018 RMD - appropriate action or investment

There's conflicting advice on investment of monies you'll use in less than a year or several years, v. letting your RMD amount remain invested until year's end. I just looked at my IRA balance as of December 31 and find that my RMD will be 16% larger in 2018 than it was in 2017. It's a set number I ...
by heartwood
Sun Dec 31, 2017 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard "Balances and Holdings" Page Does Not Sync Bank/America
Replies: 5
Views: 447

Re: Vanguard "Balances and Holdings" Page Does Not Sync Bank/America

My BOA checking syncs fine with the Vanguard balances & holdings page, and has for a long time. I've had to use the 'refresh' link under the Bank of America title only once that I remember. It just works for me.
by heartwood
Sat Dec 30, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: Checked bag to HI, worth cost and trouble?
Replies: 36
Views: 2379

Re: Checked bag to HI, worth cost and trouble?

We can fit all the stuff we need into free carry ons (United and Hawaiian). For $75 (all flights), I can check a large suitcase. Is stuff so expensive on the Big Island that I should pay for the checked bag and load it with sunscreen, snacks, etc? Is it worth the cost and trouble, or should I just ...
by heartwood
Fri Dec 29, 2017 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Christmas Bonus: Etiquette
Replies: 32
Views: 4640

Re: Christmas Bonus: Etiquette

I didn't post to this thread previously because others had made similar sentiments before I got to it. I would have urged a hand written note. I sent some to my bosses over the years. I was fortunate in some of my bosses to get a few handwritten thank-you notes from them. Reading today's WSJ (12/29/...
by heartwood
Thu Dec 28, 2017 11:06 am
Forum: Personal Consumer Issues
Topic: Smart Home: Google, Apple, or Amazon?
Replies: 36
Views: 2797

Re: Smart Home: Google, Apple, or Amazon?

The Google Home ($80) and Home Mini ($30) are on sale right now. They are advertised as a smarter Alexa. Anyone have any experience with them? I am particularly interested in their integration with Google Play Music. I found Alexa didn't understand me that well or follow commands and I couldn't get...
by heartwood
Thu Dec 28, 2017 9:30 am
Forum: Investing - Theory, News & General
Topic: Muni Money Market funds starting to look good!
Replies: 59
Views: 8575

Re: Muni Money Market funds starting to look good!

Take this as anecdotal since I'm have not been a subscriber for many years, but I seem to recall Dan Wiener mentioning that municipal yields tend to rise a lot in December only to fall back in January. He probably had some technical explanation for it that I don't recall, perhaps some artifact of ac...
by heartwood
Mon Dec 25, 2017 3:51 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads save on eyeglasses?
Replies: 88
Views: 5430

Re: How do Bogleheads save on eyeglasses?

before you order from zenni, try googling "zenni coupon" several come up from Groupon and also coupons.com

One is a cyber Monday sale, expiring 12/29, with 20% off. Might be limited.
by heartwood
Mon Dec 25, 2017 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Questions 2017 (Not all the crazy new stuff)
Replies: 16
Views: 1398

Re: Tax Questions 2017 (Not all the crazy new stuff)

LTC insurance premiums count as well.

Here's the complete list from Topic 502 https://www.irs.gov/taxtopics/tc502
by heartwood
Sun Dec 24, 2017 2:33 pm
Forum: Investing - Theory, News & General
Topic: Implications of tax bill on residential real estate (house prices)
Replies: 62
Views: 5703

Re: Implications of tax bill on residential real estate (house prices)

Good summary by Forbes relying on National Assoc of Realtors analysis. https://www.forbes.com/sites/kellyphillipserb/2017/12/01/realtors-predict-tax-bill-will-cause-housing-prices-to-drop-in-every-state/#1c6f993e30fb Worst expected drops in NJ, depending upon market segment. Also mentions a change t...
by heartwood
Sun Dec 24, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: Bounty or Kirkland brand
Replies: 25
Views: 2201

Re: Bounty or Kirkland brand

Neither for me. I like the original Viva towels. We happily used Viva for years until we got a cleaning woman who pointed out that they left paper dust and lint especially when doing windows. She said she used only Bounty because the lint/dust required more work and more towels. We switched to Boun...
by heartwood
Sat Dec 23, 2017 11:36 am
Forum: Personal Finance (Not Investing)
Topic: 7.5% medical deduction for 2017 on billed amount or payed amount?
Replies: 14
Views: 604

Re: 7.5% medical deduction for 2017 on billed amount or payed amount?

Medical expenses need to exceed 10% of AGI in 2017. This isn't correct. The new tax bill reduced the floor to 7.5% for 2017 and 2018. Is there a link for the 7.5% in 2017? Medical expenses need to exceed 10% of AGI in 2017. I have used date of service when I have done this in the past. Generally co...
by heartwood
Fri Dec 22, 2017 7:17 am
Forum: Personal Consumer Issues
Topic: Recommend me a good laser printer for a chromebook!
Replies: 23
Views: 1690

Re: Recommend me a good laser printer for a chromebook!

I actually read this thread because I'm also looking for an inexpensive laser to use with Cloud Print. I am so tired of the Canon via cloud print not being reliable. I guess I could USB cable to the Canon but its on another floor. I tried Brother maybe 10 years ago with a Windows 7(?) and couldn't g...
by heartwood
Fri Dec 22, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: Recommend me a good laser printer for a chromebook!
Replies: 23
Views: 1690

Re: Recommend me a good laser printer for a chromebook!

No, Chromebooks do not provide for USB printing by default. I have two printers I use with my chromebook. A year-old Canon wireless that works sporadically with Google Cloud Print. Follow the directions to set up and it worked. Then awhile later I had to go through setup again. The 2nd printer is a...
by heartwood
Wed Dec 20, 2017 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Availability of health care providers - how to factor this in a move?
Replies: 77
Views: 4041

Re: Availability of health care providers - how to factor this in a move?

All good insights above; I'd like to mention a variation on what's been mentioned: how available are doctors taking Medicare or new patients? We have homes in two HCOL areas. In the first I've had 2 PCP doctors retire in 13 years. The first was a smooth transition, except the doc taking over the pra...
by heartwood
Thu Dec 14, 2017 7:08 pm
Forum: Personal Consumer Issues
Topic: Getting rid of junk mail?
Replies: 21
Views: 1490

Re: Getting rid of junk mail?

try Catalog Choice https://www.catalogchoice.org/

It's some work but it eventually stems the flood.
by heartwood
Thu Dec 14, 2017 11:22 am
Forum: Personal Consumer Issues
Topic: Looking for an ultra-simple note taking app (Android)?
Replies: 12
Views: 576

Re: Looking for an ultra-simple note taking app (Android)?

Google Keep. I know there's another recent similar thread on a simple text editor but can't find it. One advantage with Keep is that you can directly file stuff in it from email or other programs. On a phone, using gmail, do a long press, click share, select Keep and it's there. You can add comments...
by heartwood
Wed Dec 13, 2017 11:14 am
Forum: Personal Consumer Issues
Topic: Best albums of 2017
Replies: 15
Views: 2019

Re: Best albums of 2017

Any more opinions? I'm sitting here going through the various Staff picks for best songs and albums at WFUV, my usual go-to on air/streaming station. They sort of validate my conclusion for 2017 that it isn't my year, but I'm still listening. http://www.wfuv.org/content/best-2017-staff-picks WFUV re...
by heartwood
Tue Dec 12, 2017 10:18 am
Forum: Personal Consumer Issues
Topic: Cheap tablet just for internet surfing
Replies: 46
Views: 4791

Re: Cheap tablet just for internet surfing

Cheapest is probably the 7" Kindle Fire currently on sale for $30. I have one and love it. I mostly read on it but I do use it to browse the internet from time to time. It's not the fastest thing in the world but it's adequate. We have a 7" and a newer 10" Fire. Both are OK at the current price. Th...
by heartwood
Tue Dec 12, 2017 10:12 am
Forum: Personal Consumer Issues
Topic: prudent buying a refurbished laptop?
Replies: 25
Views: 1767

prudent buying a refurbished laptop?

I've gone almost exclusively to a chromebook. In large part to avoid the hassle of setting up a new windows machine. That said I continue to run MS Money on a very old laptop (W7) that's showing lots of mechanical(?) problems: keyboard and trackpad stopped working so I added an old external trackbal...
by heartwood
Sun Dec 10, 2017 3:22 pm
Forum: Personal Consumer Issues
Topic: google calendar event by unknown
Replies: 5
Views: 409

google calendar event by unknown

I was adding an event to my google calendar today and saw an all day event for New Year's Eve, in Denmark. I don't allow anyone to post to my calendar. My wife can view it. It's private to all others. The event showed in my calendar but did not have the standard fields like which calendar it was. Th...
by heartwood
Wed Dec 06, 2017 2:07 pm
Forum: Investing - Theory, News & General
Topic: What happened to municipal bonds around 1980?
Replies: 10
Views: 2120

Re: What happened to municipal bonds around 1980?

Link to Chart If you take a look at the chart, you'll find that around 1979-82, something happened to intermediate-term municipal bonds that caused them to go down 24%. Long-term corporate bonds (which you would think would be more volatile than these intermediate-term municipal bonds, if the cause...
by heartwood
Wed Dec 06, 2017 11:06 am
Forum: Personal Consumer Issues
Topic: Holiday Tipping
Replies: 30
Views: 2380

Re: Holiday Tipping

Anyone in a condo complex or apartment building care to share how holiday tips are handled? Our experiences come from a major NE city downtown apartment building, 60 units, with a staff that does it all: always a concierge, someone valet's the car in/out, delivers packages, changes light bulbs, uncl...
by heartwood
Wed Dec 06, 2017 7:35 am
Forum: Personal Consumer Issues
Topic: New Chromebook user, loving it, quick question
Replies: 14
Views: 1580

Re: New Chromebook user, loving it, quick question

+1 for the Keep app. I like it because whatever I put there - lists, notes, etc. - will also show up in my Android phone. +2 for Keep you can cut/paste the usual way into keep, but a more convenient way for me on a chrome book is right click (2-finger tap on touchpad) to bring down a menu that has ...
by heartwood
Tue Dec 05, 2017 5:10 pm
Forum: Personal Consumer Issues
Topic: What does Medicare cover for oversea retirees?
Replies: 8
Views: 1157

Re: What does Medicare cover for oversea retirees?

What does Medicare cover for oversea retirees? Emergency care, transfer back to US soil? Should one purchase private insurance during stay abroad? Any retiree live oversea please share your story. Thanks. I think the short answer is https://www.medicare.gov/Pubs/pdf/11037-Medicare-Coverage-Outside-...
by heartwood
Tue Dec 05, 2017 2:12 pm
Forum: Investing - Help with Personal Investments
Topic: Medicare and retirement for high earner
Replies: 49
Views: 2503

Re: Medicare and retirement for high earner

I had the same "bear" jump out at me with the SSA Statement of 2018 benefits which rolled in the first year of my RMDs from 2016. In fact the bear got both my wife and I since we file jointly and we're both on Medicare. Not happy with the increases for Medicare B & D premiums but it is a first world...
by heartwood
Mon Dec 04, 2017 8:43 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 572
Views: 216378

Re: TV show recommendations?

I've always watched Cash Cab. The last episode was 2012. It's back tonight, December 4, for a new season. Ben Bailey is back, but they're introducing guest celebrities. Why mess with a good show? https://www.usatoday.com/story/life/tv/2017/11/08/matthew-perry-brooke-shields-scott-bakula-among-celebs...
by heartwood
Fri Dec 01, 2017 7:53 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10919

Re: Price of haircut?

$18 as a senior (regular price $20) in a old style shop in a major suburban town. The owner cuts my hair. For years I gave him an extra $20 at Christmas. This year I started adding $2 to the $18 and paying $20. Before they were removed this would be a perfect topic for a survey. Anyone care to summa...
by heartwood
Sat Nov 25, 2017 4:15 pm
Forum: Personal Consumer Issues
Topic: Wifi speakers-SONOS vs Echo/Google Home
Replies: 30
Views: 3001

Re: Wifi speakers-SONOS vs Echo/Google Home

Would like to get wireless speakers for the house on black friday. I know SONOS is the king, but how does it compare to the new Echo, Google? If sound quality is the same , would a smart speaker be better? I already have a small echo so I really do not need another smart speaker. Any other brands I...
by heartwood
Sat Nov 25, 2017 3:32 pm
Forum: Personal Consumer Issues
Topic: how do I repair laptop and maintain security
Replies: 4
Views: 429

Re: how do I repair laptop and maintain security

Optmst wrote "You can connect the computer to an external screen, or even to a TV by HDMI, to make sure the computer is working OK."

I'll give that a try next week. I'm away w/o an appropriate HDMi. Luckily we have another laptop with us.

Thanks!