Search found 1062 matches

by heartwood
Wed Nov 22, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: Your favorite Costco wines?
Replies: 40
Views: 3594

Re: Your favorite Costco wines?

To each his own taste. First, the Black Box box wine has two Cabernets, one from California (which is good), the 2nd from Chile (which is not to my taste). Check the labels. Costco has been carrying the Chilean since its lower priced than the California. I buy all my wine at either Costco or Total W...
by heartwood
Tue Nov 21, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: Microsoft account security alert email.....real or fake??
Replies: 15
Views: 693

Re: Microsoft account security alert email.....real or fake??

I've gotten more than several of these over the last week or so, on a couple of outlook.com email accounts I use when I don't want to use my personal one. My alerts do go to MS. I have been able to logon with my usual two-factor verification, then followed by MS sending me another code to enter sinc...
by heartwood
Wed Nov 15, 2017 10:05 am
Forum: Personal Consumer Issues
Topic: Maui Jim Sunglasses (or similar quality)
Replies: 14
Views: 1104

Re: Maui Jim Sunglasses (or similar quality)

Where do you find the best prices on these? Thanks Actually Costco carries the non-prescription MJs at about $80 a pair. A few styles are sometimes at the eyeglass counter, but we've also seen setups in the store with many styles and lens colors. No idea where you'd try for prescription MJs at a di...
by heartwood
Wed Nov 15, 2017 9:54 am
Forum: Personal Consumer Issues
Topic: How do you stop junk mail?
Replies: 29
Views: 1507

Re: How do you stop junk mail?

I like to mail back or re-mail some of the useless junk mail I receive. E.g. I stuff a Walmart flyer into a pre-paid American Express envelope and send it off. Doing my bit to support the USPS :D Just raising the costs of Amex and others - but of it makes you feel better than its cheaper than a psy...
by heartwood
Wed Nov 15, 2017 9:20 am
Forum: Personal Consumer Issues
Topic: How do you stop junk mail?
Replies: 29
Views: 1507

Re: How do you stop junk mail?

Several years ago, I had good success using Catalog Choice - reduced my catalogs to just a few (the ones I wanted). I also found it helpful to call the 800 number on some of the more persistent catalog senders. It's a pain, but it was effective. I'm still using Catalog Choice - not as successfully ...
by heartwood
Tue Nov 14, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: Home voice dictation experience
Replies: 8
Views: 649

Re: Home voice dictation experience

Hi, Due to various medical reasons (Parkinson's etc), a number of folks have asked me for advice regarding "Home voice dictation". Dragon -Nuance is one of them. Any experience in using these? Is there one which works better than others? Thanks Would you describe your end use? I tried Dragon severa...
by heartwood
Tue Nov 14, 2017 3:15 pm
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 107
Views: 6492

Re: Do you meditate?

There are many smartphone apps that help with guided meditation and are good for "beginners". I really like them, and they tend to make meditation easier. I tried Headspace (mentioned here), but wasn't very impressed with it - and, it is costly. However, new meditation apps seem to appear often. On...
by heartwood
Sun Nov 12, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: Chromebook/Similar for Elderly Dad
Replies: 30
Views: 1794

Re: Chromebook/Similar for Elderly Dad

If you get a Chromebook, I would get one that can use Android apps. +1 I have the Acer r13 from last year. I love that it can use most apps from the Play Store. (not the Sonos app). I looked today at the Costco and Amazon chromebooks. I realized that most are not touchscreen; that's where a cost sa...
by heartwood
Sun Nov 12, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Spam calls to cell phone...
Replies: 87
Views: 6145

Re: Spam calls to cell phone...

A recent CBS review of spam to cell: https://www.cbsnews.com/news/robocalls- ... -registry/

They make it sound hopeless.

I use Mr. Number which works for some but an increasing number get through, esp with spoofed local exchanges.
by heartwood
Sat Nov 11, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 107
Views: 6492

Re: Do you meditate?

do you use a mantra and what is it?

I meditate when I can't sleep in the middle of the night. I focus on my breathing and use "in", "out" in an unfocused way.
by heartwood
Tue Nov 07, 2017 4:17 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 54
Views: 6998

Re: Black Friday Deals/Holiday Gift Ideas

I got this as a push to my smart phone. (Is that like saying non-analog whatever? What percentage have smart v. non-smart phones?) https://bestblackfriday.com/ads/target-black-friday A google mini for $29 plus a $10 gift card. I might get one if I can do it online. I heard iphone 8 at the regular pr...
by heartwood
Tue Nov 07, 2017 3:19 pm
Forum: Personal Consumer Issues
Topic: My Dad's slides
Replies: 21
Views: 2422

Re: My Dad's slides

We used Costco. http://www.costcodvd.com/services_and_pricing-slides.aspx We dropped them of in the store picked them up on the next visit. Then uploaded the DVD to google Drive and can share with anyone we designate. As good as the originals! Some costco service are walk-in for anyone, but I don't ...
by heartwood
Mon Nov 06, 2017 9:18 am
Forum: Investing - Help with Personal Investments
Topic: Help Me Break My Love Affair With Fidelity Low Priced Stock
Replies: 76
Views: 6004

Re: Help Me Break My Love Affair With Fidelity Low Priced Stock

There's a interview with Tillinghast in today's (Nov 6) WSJ.

For those with access https://www.wsj.com/articles/veteran-of ... 1509937740

For those using the pdf workaround its on page R8 (page number corrected, thanks obafgkm below)
by heartwood
Wed Nov 01, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: Moving to Oahu, HI -- best way to find an apt
Replies: 7
Views: 946

Re: Moving to Oahu, HI -- best way to find an apt

I'm married, no kids, 2 dogs. I'm looking for a reasonable 1 bedroom apt. with parking on the street and a radius of 10 to 15 miles from the Federal Bldg in Honolulu. Haven't been there but need to start searching. Any suggestions? Know anyone who has rental apts in Oahu? Appreciate any help you ca...
by heartwood
Sat Oct 28, 2017 3:32 pm
Forum: Personal Consumer Issues
Topic: Windows 10 - Fall Creator's Update - Ransomeware
Replies: 25
Views: 4122

Re: Windows 10 - Fall Creator's Update - Ransomeware

Apparently if the "controlled folder access option" within Defender is activated , it nullifies ransomware attacks - has anyone felt compelled to activate this option or is the risk too small on an individual level to bother with it ? Thanks for the heads-up. I'll check it out I've been using the m...
by heartwood
Wed Oct 25, 2017 8:24 pm
Forum: Personal Consumer Issues
Topic: Free $20 if you have Google Fi
Replies: 7
Views: 1169

Re: Free $20 if you have Google Fi

mattsm wrote:
Wed Oct 25, 2017 7:43 pm
RAU5CH
Thanks!
by heartwood
Wed Oct 25, 2017 7:22 pm
Forum: Personal Consumer Issues
Topic: Free $20 if you have Google Fi
Replies: 7
Views: 1169

Re: Free $20 if you have Google Fi

I just got my pixel and want to sign up for FI. Anyone else with a code? Please PM me.

THanks
by heartwood
Mon Oct 23, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4330

Re: what is your weekly workout routine?

I am currently on: one day weight training (45 minutes+ 15 minutes stretching), next day (40 minutes aerobic-stairmaster and treadmill+15 minutes stretching), then one day off, then repeat. Looking for something on my days off and add variety and intensity to my workout, but still gives my body tim...
by heartwood
Mon Oct 23, 2017 3:51 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3062
Views: 903362

Re: What Movie Have You Recently Watched?

Wow! Thanks. Sadly I know I saw it in the theater in that time period and still remember the line. Not too far off: Godzilla v. Gog.
by heartwood
Mon Oct 23, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3062
Views: 903362

Re: What Movie Have You Recently Watched?

Blade Runner 2049. I'm sorry I took the advice of several critics et al suggesting "see it on the largest screen possible." We did. The screen was great but the accompanying Dolby Sound actually shook seats at some points and was too loud throughout the screening. So hard to enjoy something that was...
by heartwood
Mon Oct 23, 2017 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: How does/can Walmart offer such inexpensive prescriptions?
Replies: 107
Views: 7120

Re: How does/can Walmart offer such inexpensive prescriptions?

I think your confusion is because some PBMs charge the full copay no matter what and some charge just the pharmacy price if the copay is higher than the drug price. I believe Express Scripts does charge the higher amount while some others do not. My Part D plan uses Express Scripts. I frequently pa...
by heartwood
Sat Oct 21, 2017 10:30 pm
Forum: Personal Finance (Not Investing)
Topic: How does/can Walmart offer such inexpensive prescriptions?
Replies: 107
Views: 7120

Re: How does/can Walmart offer such inexpensive prescriptions?

I have (in my opinion) a very good Medicare plan (medicare cost - like advantage - with drug coverage). I take a drug (will need to take for the rest of my life) and now pay $30 for a 90 day supply (refill US Mail). I see this same drug available at Walmart for much less (I have a friend who gets t...
by heartwood
Sat Oct 21, 2017 4:27 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2648
Views: 850108

Re: What Book Are You Currently Reading? Part VI

I Am Pilgrim by Terry Hayes An intelligent, well-researched international thriller with vividly written scenes. (Some suspension of disbelief is needed.) Most of the thriller-type action takes place on the Aegean coast of Turkey, in an atmospheric setting with historic ruins and mansions along clif...
by heartwood
Sun Oct 15, 2017 12:38 pm
Forum: Personal Consumer Issues
Topic: Wireless ear buds-Bone conduction headphones
Replies: 7
Views: 675

Re: Wireless ear buds-Bone conduction headphones

I can't comment on your brand specific earbud questions but the NYT had an article this week https://www.nytimes.com/2017/10/03/smarter-living/wireless-headphone-jack.html?em_pos=large&emc=edit_ct_20171012&nl=technology&nlid=76382803&ref=headline&te=1&_r=0 It's probably behind the paywall. It's a re...
by heartwood
Sat Oct 14, 2017 9:17 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 86
Views: 5700

Re: What do you buy in Asian food stores?

gochujang sauce. I like the made in Korea versions more than US produced.
by heartwood
Thu Oct 12, 2017 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: I need a better online checking w billpay and mobile check deposit
Replies: 34
Views: 2674

Re: I need a better online checking w billpay and mobile check deposit

I use Fidelity. I had the same needs as you when I started years ago. Fits perfectly. Their app looks modern and has all the bells and whistles (of course, including mobile deposit). +1, no complaints with Fidelity. I just checked my Fidelity app and it said the daily mobile deposit limit is $200,0...
by heartwood
Thu Oct 12, 2017 1:08 am
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve 50k points for private banking checking relationship
Replies: 12
Views: 1662

Re: Chase Sapphire Reserve 50k points for private banking checking relationship

Is this all about the points? Perhaps someone could mention, in a sentence or two, what private banking checking relationship at Chase is and how it functions. AUM fees? To move $100k to Chase would you have to sell something, perhaps with a capital gain effect? Or do you have $100k sitting somewher...
by heartwood
Tue Oct 10, 2017 11:26 pm
Forum: Personal Finance (Not Investing)
Topic: I need a better online checking w billpay and mobile check deposit
Replies: 34
Views: 2674

Re: I need a better online checking w billpay and mobile check deposit

I use BoA. Works great. My monthly mobile deposit limit is $50k. Daily limit is same. Maybe call and see why you’re is $5k. Just checked in my BOA app. I'm at $10,000/month. I assume daily is the same. All I do there is have a pension check direct deposited to earn free checking. Maybe if I increas...
by heartwood
Tue Oct 10, 2017 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: I need a better online checking w billpay and mobile check deposit
Replies: 34
Views: 2674

I need a better online checking w billpay and mobile check deposit

I've search the site and can't find recent threads that address my question. Apologies if I've missed them. Long story, perhaps skip to the last two shorter paragraphs to see what I'm asking w/o all the background details. Although the BNY Mellon billpay might be a heads up to anyone using it at Van...
by heartwood
Mon Oct 09, 2017 12:50 am
Forum: Personal Consumer Issues
Topic: Rental cars and Lose of Use insurance
Replies: 29
Views: 2976

Re: Rental cars and Lose of Use insurance

I have the type of Amex insurance that you pay $18 per rental. It is primary coverage (on the rental car, not any other car you hit). I did learn the hard way that it does work like they say it will, and their service was very good. I don't know the details about logs and such, but I know they did ...
by heartwood
Sun Oct 08, 2017 3:28 pm
Forum: Personal Consumer Issues
Topic: Rental cars and Lose of Use insurance
Replies: 29
Views: 2976

Re: Rental cars and Lose of Use insurance

Wow! I did!!! I checked and the credit card I used does cover Lose of Use. I called and they are secondary to my primary insurance. don't celebrate yet......... http://www.creditcards.com/credit-card-news/car-rental-insurance-coverage-1273.php . According to link, cc co. says it covers it. You get ...
by heartwood
Sat Oct 07, 2017 10:50 pm
Forum: Investing - Theory, News & General
Topic: The Stock Market Is "Fully Valued," Says Vanguard's Jack Bogle 10/7/17
Replies: 87
Views: 12382

The Stock Market Is "Fully Valued," Says Vanguard's Jack Bogle 10/7/17

Fully valued. https://www.thestreet.com/story/14333626/1/stock-market-is-fully-valued-says-vanguard-s-bogle.html ""One thing that I strongly urge: Don't ever, ever, ever if you're an investor think of being out of the market or in the market," Bogle said. Instead, an investor should adjust his or he...
by heartwood
Mon Oct 02, 2017 2:33 pm
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 188
Views: 13190

Re: Prevent mail theft; sign for USPS Informed Delivery

My experience differs. The account is in my name, but shows all scannable mail to the address: my name, my wife's name, my LLC, and "our friends at ..." In fact ours shows mail for previous tenants as well. It only covers mail that goes through the scanning machine, e.g., no large thick envelopes th...
by heartwood
Thu Sep 28, 2017 12:22 am
Forum: Personal Consumer Issues
Topic: Tailor made shirts
Replies: 11
Views: 1421

Re: Tailor made shirts

Have you had them made before and what was your experience? Thus far I've been an on sale kind of person, mostly from the minimal offerings in the tall or xtra tall catalogs. I dislike how often I still have to tuck in a shirt at my belly or sides. Some shirts don't allow good range of motion throu...
by heartwood
Tue Sep 26, 2017 11:22 pm
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 95
Views: 6545

Re: What is your favorite reasonably priced bourbon?

Usually Makers Mark but I'll try a few mentioned above, probably the Four Roses small batch or single batch. Anyone tried the Costco Kirkland options? https://www.ttbonline.gov/colasonline/viewColaDetails.do?action=publicFormDisplay&ttbid=15344001000055 http://www.tastings.com/Spirits-Review/Kirklan...
by heartwood
Tue Sep 26, 2017 12:21 pm
Forum: Personal Consumer Issues
Topic: Dental Insurance in Texas
Replies: 9
Views: 765

Re: Dental Insurance in Texas

I think that most new coverage you might get would have at least a year's waiting period and capped (no pun) amounts of coverage for specific procedures or annual limits as well. Have you confirmed that your current plan in fact will pay for all your work? My research, not Texas related, is that sel...
by heartwood
Mon Sep 25, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3062
Views: 903362

Re: What Movie Have You Recently Watched?

Finally saw Wonder Woman last night. Disappointing to me and so so long without need. I had lots of time to look at the actors. Some looked so familiar that I checked iMBD afterwards to confirm David Thewlis (VM Varga of Fargo 3rd season; the bulimic with the bad teeth) as the face that I knew I kne...
by heartwood
Mon Sep 25, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 554
Views: 211624

Re: TV show recommendations?

Are there no Trekkers here? The news series Star Trek Discovery aired its pilot last night on CBS. Subsequent episodes will only be available by subscription to CBS All Access. It's set 10 years before the original era of the Shatner series. None of the original actors, but some of the original char...
by heartwood
Mon Sep 25, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: Do you subscribe to digital newspapers?
Replies: 80
Views: 4559

Re: Do you subscribe to digital newspapers?

I read the WSJ and the NYT digitally, in addition to a print WSJ at our home when there. The NYT Today's Paper app (http://app.nytimes.com/) is so much better than the WSJ interface, even though its improved tremendously. Sadly the Today's Paper app doesn't update during the day, its a digital versi...
by heartwood
Wed Sep 20, 2017 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Paying premiums for life insurance policy in Irrevocable Trust
Replies: 8
Views: 435

Re: Paying premiums for life insurance policy in Irrevocable Trust

I hold the power of attorney for my mother and I recently transferred he whole life insurance policy into her irrevocable trust. The payments were previously being automatically withdrawn from her personal checking account. Is there any issue with leaving this setup and continuing to pay the premiu...
by heartwood
Mon Sep 18, 2017 3:30 pm
Forum: Personal Consumer Issues
Topic: USPS lost very important certified mail - What next?
Replies: 46
Views: 5159

Re: USPS lost very important certified mail - What next?

The OP says he/she used certified mail. "Certified Mail is a special USPS service that provides proof of mailing via a receipt to the sender." All you get is a receipt when delivered and signed for. For tracking I use Registered Mail: "The USPS® offers a service called Registered Mail™ that provides...
by heartwood
Mon Sep 18, 2017 3:08 pm
Forum: Personal Consumer Issues
Topic: USPS lost very important certified mail - What next?
Replies: 46
Views: 5159

Re: USPS lost very important certified mail - What next?

Based on my own experiences with trying to resolve something with USPS, or even contact someone at USPS, I'd pay the bank fee, stop payment and reissue the check. I was unable to find a way to escalate a delivery problem myself. Local postmaster unresponsive, two different Washington groups for Cust...
by heartwood
Thu Sep 14, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: [ShopRunner] from AMEX
Replies: 12
Views: 843

Re: [ShopRunner] from AMEX

We've had it through AMEX, free, for years. Stuff actually arrives in 2 days or so via FedEx. It also includes free returns via UPS. Great service. Plus after we signed up via our AMEX card it seems that you can then use any card, e.g., Fido Visa, and it still works. We recently ordered something fr...
by heartwood
Wed Sep 13, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: US removing Kaspersky Antivirus from government computers
Replies: 38
Views: 3680

US removing Kaspersky Antivirus from government computers

Anyone using Kaspersky? Might want to change. Looks like Best Buy dropped them last wek.

https://www.nytimes.com/2017/09/13/us/p ... nment.html
by heartwood
Wed Sep 13, 2017 3:24 pm
Forum: Personal Consumer Issues
Topic: Someone set up PayPal account using my email...
Replies: 35
Views: 2846

Re: Someone set up PayPal account using my email...

I've had several similar experiences with an account firstnamexxx@isp.com. Think james007@aol.com. Mostly out of US setups of phone service in Scandanavia, twitter and facebook in Africa or Asia, but also paypal, other US phone companies, etc. As you note none of the companies will do anything about...
by heartwood
Wed Sep 13, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: Hearing aid 101
Replies: 95
Views: 9500

Re: Hearing aid 101

The 8/26/17 WSJ had an editorial https://www.wsj.com/articles/hearing-aid-breakthrough-1503701509 that reported, in part, "President Trump recently signed a Food and Drug Administration funding bill that includes a directive for the agency to develop standards for over-the-counter hearing aids. Thes...
by heartwood
Mon Sep 11, 2017 9:56 pm
Forum: Personal Consumer Issues
Topic: Rental Car, best options
Replies: 22
Views: 2939

Re: Rental Car, best options

...saying that while I would be covered, I would be liable to pay for the car's time out of service during repairs. I've never dealt with this myself, thankfully. It's called "loss of use", and I have heard of rental car companies trying to get reimbursed for it. I imagine that the effective way to...
by heartwood
Sat Sep 09, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Costco executive members now earn 2% on travel
Replies: 7
Views: 1173

Re: Costco executive members now earn 2% on travel

What about car rental? Follow the link in the OP above, It says it applies to car rental but exclusive of fees, taxes, rental car equipment, etc. I'm currently renting a car booked on Costco Travel. I expect it applies. I booked with them because they had the lowest price, and free extra driver. Th...
by heartwood
Sat Sep 09, 2017 11:39 am
Forum: Personal Consumer Issues
Topic: Costco executive members now earn 2% on travel
Replies: 7
Views: 1173

Re: Costco executive members now earn 2% on travel

Costco Visa cardholders earn 3% on travel charges. The 2% executive rebate on travel is an "and" independent of any CC rewards. You can use whichever card you want to pay for the travel: costco visa, chase sapphire reserve (also 3%) or other. The 2% is additional as an annual reward if you're an ex...
by heartwood
Fri Sep 08, 2017 12:00 pm
Forum: Investing - Theory, News & General
Topic: Howard Marks on Passive Investing
Replies: 16
Views: 3134

Re: Howard Marks on Passive Investing

I read it yesterday. He's always got an interesting and well thought out perspective on financial topics, generally from the 70,000 foot level, exploring how he understands how things work. The latest memo is a further exposition of ideas in his prior memo which apparently received some comment and ...