Bogleheads.org

sleepysurf

I've never owned a Honda/Acura, but am (er, ? was) interested in buying the new '19 Acura RDX. Unfortunately, the Acura forums are filled with exasperating complaints about mechanical and technical/software issues with this (U.S. manufactured) crossover SUV (for example... https://acurazine.com/foru...

sleepysurf

Before becoming a Boglehead, I had a number of Financial Advisors over a ~25 yr period, paying from 0.6% - 1% AUM, with a typical portfolio comprising 10-20 higher E.R. active funds +/- individual stocks and bonds. In retrospect, I consider what they cost me the "expensive tuition" I paid for my fin...

sleepysurf

Ok folks. We've scheduled our first (re-organizational) meeting for Sat 11/17 from 2 - 4 PM at the Panera's on Westshore Blvd in South Tampa, which should be convenient for all surrounding counties. Full details are listed at our new chapter email group/website... https://groups.io/g/tampabaybogleh...

sleepysurf

... At the end of 2017, being about 7 years out from a possible retirement I adjusted my tax deferred portfolio as follows: 25% Large Cap US Index 25% Small Cap US Index 25% Total Int'l Index 25% Total Bond Fund Not quite a millionaire yet but with 2 years left before I'm 50, I'm at 825K+ So far, s...

sleepysurf

In his most recent podcast, article, and better yet, the video... https://www.youtube.com/watch?v=6CLzymhuVYs&t=13s , Paul and collaborator Chris Pedersen clearly explain the rationale for yet another portfolio, this tweaked Target Date model, offering an impressive backtesting analysis. They do add...

sleepysurf

Ok folks. We've scheduled our first (re-organizational) meeting for Sat 11/17 from 2 - 4 PM at the Panera's on Westshore Blvd in South Tampa, which should be convenient for all surrounding counties. Full details are listed at our new chapter email group/website... https://groups.io/g/tampabayboglehe...

sleepysurf

Bumping up this thread. It is happening to me today. I think it is a good time to do some TLH but I cannot get to my page. No problem on my end (Brokerage account). Actually, upon closer review, there *IS* a glitch with the Cost Basis information in my Brokerage account. Some of my (Spec ID) funds ...

sleepysurf

... If you wish to remain active with the Tampa Bay Bogleheads, please sign up at… https://groups.io/g/tampabaybogleheads You’ll need to reply to the automated request to confirm your email address. One of us will then follow up with you to confirm your Bogleheads User Name, which will also be used...

sleepysurf

PinotGris wrote: ↑
Mon Oct 22, 2018 5:19 pm
Bumping up this thread. It is happening to me today. I think it is a good time to do some TLH but I cannot get to my page.

No problem on my end (Brokerage account).

sleepysurf

The new email group now has two Polls (at our Groups.io website), asking where members reside, and also preferred day of week to meet, in order to better plan centralized meetings (or rotate, if need be). We're aiming to schedule our next meeting in early/mid Nov.

sleepysurf

Folks, Tampaite and myself are hoping to jump-start the Tampa Bay Bogleheads chapter. He created a Google email group in 2016 to help organize local meetings, of which we had two, but none since. Given the continued growth of the Bogleheads, there ought to be a sufficient number of Tampa Bay members...

sleepysurf

I set up a phone appt. with one of the CFP's earlier this year (as I had just retired). He was nice, but unable to give detailed answers re my asset allocation questions, and (appropriately, I guess) referred me back to my "Tax Advisor" for all Roth conversion questions. Unfortunately, he also gave ...

sleepysurf

I'm not a big portfolio watch fan, because so many holding can't be property characterized. As a Vanguard investor, I'm also unhappy with the inaccurate asset class breakdowns in Portfolio Watch. At the annual Vanguard field trip during the recent Bogleheads meeting, I asked one of their I.T. folks...

sleepysurf

I finally gave up on waiting for the Spinn coffee maker, and bought a Delonghi Magnifica XS from Costco. It's a semi-automatic, with manual frothing if you want cappuccino. Very easy to use and clean. Only caveat is you can't use oily beans, as they'll stick in the shallow grinder feed, but Lavazza ...

sleepysurf

Suggestion (pretty obvious, so forgive me if you have already done so): List your group with meetup.com if you want to attract interested people. That goes for Tampa, SW FL and all others. Actually, I run a Meetup group for our local Audiophile club. However, Bogleheads are a niche group, and I thi...

sleepysurf

Just got back from my attending my second Bogleheads conference, and had a wonderful time. There were some Tampa Bay area members on the attendee list, but, as luck would have it, the only one I ran into just relocated! Regardless, I'm assuming we'd have enough local interest to reactivate the Tampa...

sleepysurf

Personal Capital recently introduced their Retirement Paycheck calculator... FYI, that new calculator is not one of their free tools... Retirement Paycheck is available exclusively to our advisory clients. I'll continue using their free online tools, but not interested in paying them to manage my p...

sleepysurf

I like https://forums.androidcentral.com

They have general discussions, and sub-forums for specific phone manufacturers and models.

sleepysurf

I use Stitcher. The basic version is free. It remembers where you left off, and can also sync across multiple device. It also has 15 sec rewind and 30 sec fast forward. You can also customize the playback speed (1X, 1.25X, 1.5X, etc.), which I find useful.

sleepysurf

Kudos to Rick and Jack for a superb interview. Great way to kick off the podcast! I'd really like to know more about the woman Jack hired (who also worked in her husbands furniture store) to put together the initial "sampled" S&P 500 portfolio! IMHO, Jack's life story (and history of Vanguard's star...

sleepysurf

...But I've seen nothing but openness and honesty from Asness. He readily admits that active management collectively is a losing game. For what it's worth, he is Jack Bogle's favorite hedge fund manager. They are friendly rivals... Here's a recent AQR Podcast with Cliff Asness and Jack Bogle "discu...

sleepysurf

I've been using it since Crashplan d/c'd their home service. It's been fine thus far for two home computers, with no perceptible decrease in computer performance. Fortunately, I haven't had to do any major restores, but selective file restores have been seamless.

sleepysurf

Despite being an older video, it's still worrisome *IF* not properly applied. Interesting that the report also highlighted homes in FL. The builder of a new local subdivision near me was touting the energy efficiency of sprayed foam insulation as a major selling point. Their model home even had a cu...

sleepysurf

Your post piqued my curiosity. I found an old 2011 receipt, from thetubestore, for a matched pair of (Russian made) Electro-Harmonix 6H30Pi tubes (for my Conrad Johnson CT5 Preamp), unit price $33.95 ea. The current price is $35.95 ea. Not bad! I guess the tubes you're looking for are in short supply.

sleepysurf

I've used Quicken for over 20 yrs, but now rely on Personal Capital for a more accurate snapshot of my true asset allocation spanning 14+ accounts (including Checking, CC's, and various Credit Union accounts with CD's). Unlike Quicken (and Vanguard's archaic Portfolio Watch), PC subdivides Mutual Fu...

sleepysurf

I suggest looking at Groups.io, which is much more robust (founder started eGroups, subsequently acquired by Yahoo). The basic plan is free. Yahoo Groups is no longer supported, and I expect Verizon to eventually pull the plug. I'm actually in the process of migrating our HOA email group to Groups.i...

sleepysurf

I just had an electrician out to my home yesterday. Charged $180/hr as well, which was significantly more than he charged ~4 yrs ago for similar work. He told me his hourly rate is much higher now because all the new local construction has created a shortage of trade personnel, and his business is b...

sleepysurf

Here's the "Millennial" solution! My 25 y/o daughter was flying from Chicago to Miami this past week, and flight was delayed 4 hrs (not sure why). She tweeted a photo of frustrated passengers waiting at the gate, tagging it with @"airline name" and #neveragain. Within a few mins, airline tweeted her...

sleepysurf

Lots of high-end audio gear (Conrad-Johnson, McIntosh, Pass Labs, Vandersteen, and numerous others)!

sleepysurf

Why does Vanguard hire economists & get into the banter about the probability of a recession will be in the next few years? IMO this distracts away from the long-term philosophy of buy & hold with low cost. Does this add value to the average Vanguard investor or just add noise to an already over no...

sleepysurf

ReformedSpender wrote: ↑
Fri Aug 10, 2018 2:45 pm
Turkey makes up a whopping 0.2% of VTIAX. Highly doubt you going to see a fire sale on share price

I'm thinking the market overreacted. VXUS was down ~1.9%, and I needed to rebalance into VTIAX anyways. Not really a "market timing" move for me.

sleepysurf

vineviz wrote: ↑
Fri Aug 10, 2018 1:45 pm
May be a good day for rebalancing?

Thanks Turkey! Just pulled the rebalancing trigger!

sleepysurf

For those willing to gamble, the (long overdue) Spinn automatic might be something to consider... https://www.spinn.com/ I pre-ordered one 2-1/2 yrs ago, and they are waaay behind schedule, but say they are close to getting the kinks out; getting ready for their 2nd beta test, then full manufacturin...

sleepysurf

Obviously, would love to hear Jack's take on Vanguard's new offering of no commission ETF's, and subsequent introduction of Fidelity Zero Index Funds. In his opinion, how should Vanguard respond (if at all)?

sleepysurf

Interesting article from the Philly Inquirer... http://www.philly.com/philly/blogs/inq-phillydeals/vanguard-group-personal-advisor-services-pas-phil-korenman-20180807.html He had just been named to head the Personal Advisory Services unit. Article excerpt... In an email last week to staff, Korenman’...

sleepysurf

As an "audiophile", I've found that listening to music (sitting down and really listening , not just background music) is very relaxing and meditative, particularly if classical and/or acoustic. My favorite all-time album for this is Gary Karr's Super Double Bass (actually XRCD format, but plays on ...

sleepysurf

Jim Dahle, M.D. (White Coat Investor) has a great blog post today putting all this in perspective... https://www.whitecoatinvestor.com/expense-ratios/

sleepysurf

The 'advisor' contacts you (or tries to) once a quarter - if you do not need the service, don't pick up or just say no. overall, the tool is very convinient Bumping this thread, as I just got a very aggressive "sales pitch" phone call from yet another Personal Capital Adviser. In the past, I just t...

sleepysurf

Boglehead Perspectives Podcast

sleepysurf

Of note, in a recent Masters in Business podcast, Ed Yardini tells Barry Ritholtz it's possible we'll just see a prolonged period of "rolling recessions" among various asset classes, vs. the more inclusive downturns of the past... https://www.bloomberg.com/news/audio/2018-05-23/ed-yardeni-discusses-...

sleepysurf

There hasn't been any activity since June 2016, but I'd certainly participate if we can get it going again.

sleepysurf

Fascinating podcast! Merton's comments about Target Date Income Funds vs. generic Target Date Retirement Funds were quite astute. I also loved his other perspectives... Defined Contribution plans (401K, etc.) should emphasize cumulative "projected annual income" (a la "Pension or SPIA equivalency") ...

sleepysurf

TxAg wrote: ↑
Sat Jun 30, 2018 10:15 am
Embrace it. Save money on haircuts!

I grew a beard to compensate, and tell my wife that all the $$ we save on haircuts goes towards her jewelry budget. She's OK with that!

sleepysurf

Fidelity. With the level of assets you describe, you'll get a least an annual free visit with a knowledgable consultant (I don't believe they call them advisors unless you pay for them). It's a plus if you live in or near a city where they have a B&M office. A lot of folks have benefited from this ...

sleepysurf

We had our 16kW natural gas generator installed 12 yrs ago by the same electrical contractor used by our homebuilder (6 yrs after home built), who was also a Generac dealer. It's been trouble-free thus far. It kicks in a few times a month during brief power outages, and has run 4-5 times for extende...

sleepysurf

Barry Ritholtz Masters in Business podcast interviews are quite good, and not solely about investing.

sleepysurf

If work taking > 2 hrs, or very strenuous, I usually give $10-20 per person (towards lunch). Coincidentally, I had all-day repair work done on our swimming pool this week, and, for the first time ever, they DECLINED my offer, saying "No Thanks, we're good!" They even declined cold drinks, saying the...

sleepysurf

Success! She listened to TWO podcasts. First was the Freakonomics "Stupid Money" episode. She actually had me pause it at various times to ask questions. Second was the the "New Retirement" episode with Bill Bernstein, which also prompted some questions. That's all it took for her to finally underst...

sleepysurf

Thanks to all for the great suggestions! We're hitting the road shortly. I'll report back on how it went next week!

sleepysurf

Oddball wrote: ↑
Thu Jun 14, 2018 1:09 pm
...Freakonomics podcast episode "The Stupidest Thing You Can Do With Your Money" http://freakonomics.com/podcast/stupidest-money/

Perfect!! Thanks!

Search found 172 matches