Search found 22 matches

by necrotic
Mon Aug 21, 2017 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: School Redistricting - What should we do?
Replies: 96
Views: 7909

Re: School Redistricting - What should we do?

I went to the "worst High School in the district" which was old and a bit run down and whose area included a large swath of low income housing. This was almost 20 years ago so things may have changed but it meant that the honors and AP classes were greatly under-enrolled and the teacher student rati...
by necrotic
Mon Aug 08, 2016 10:26 pm
Forum: Personal Consumer Issues
Topic: Yellowstone Short visit in September - advice?
Replies: 13
Views: 1861

Re: Yellowstone Short visit in September - advice?

I love hitting Norris first thing then heading to the Canyon. I also highly recommend swimming in the Gardner River just north of Mammoth where the Boiling River joins it. Great spot for soaking in the water that's hot and cold and in between depending where you sit. Old faithful geyser basin is rea...
by necrotic
Tue Apr 19, 2016 6:49 am
Forum: Personal Finance (Not Investing)
Topic: Medical School preparation Pointers for a Sophomore Student
Replies: 48
Views: 4721

Re: Medical School preparation Pointers for a Sophomore Student

I have several friends and relatives who are now or who have recently been in this process at the undergrad level. I try to talk them out of it. Seriously. When I went through there was no one to talk me out of it but I wish there had been. I love my job, don't get me wrong, it's awesome what I get ...
by necrotic
Tue Apr 05, 2016 6:15 am
Forum: Investing - Help with Personal Investments
Topic: Newbie Requesting Boglehead Wisdom
Replies: 13
Views: 1431

Re: Newbie Requesting Boglehead Wisdom

I agree with your strategy of "holding" the student loans and allowing uncle Sam to help a little with the interest. When you are looking for a job eventually, the hospital or practice you are joining may be able to offer you a significant bonus for student loan repayment. One recruiter to...
by necrotic
Fri Apr 01, 2016 9:46 am
Forum: Personal Consumer Issues
Topic: Five Best National Parks to Visit?
Replies: 99
Views: 9731

Re: Five Best National Parks to Visit?

Zion
Yellowstone
Crater Lake
Great Smoky Mountains
Arches
by necrotic
Thu Oct 29, 2015 5:54 am
Forum: Personal Finance (Not Investing)
Topic: Stick out miserable job for health insurance in retirement?
Replies: 57
Views: 8360

Re: Stick out miserable job for health insurance in retirement?

I think the health detriments from being mentally/emotionally miserable for 20 years would far outweigh any potential benefit. And as health care is so expensive, can you really rely on this company being solvent/able to provide said benefit in perpetuity? If the government is your employer, its sti...
by necrotic
Thu Oct 01, 2015 6:14 pm
Forum: Personal Consumer Issues
Topic: Another Yellowstone Question
Replies: 15
Views: 1946

Re: Another Yellowstone Question

I second the recommendation for all-wheel drive. The highway north of Ashton, ID has some hills/grades that can be treacherous when icy (through Targhee Natl Forest). Most of the time it's fine but occasionally can get ice and/or packed snow on the smaller roads. That whole area is beautiful in wint...
by necrotic
Sun Sep 20, 2015 4:22 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for advice. 24 yr/old young professional sold life insurance by NML.
Replies: 68
Views: 7118

Re: Looking for advice. 24 yr/old young professional sold life insurance by NML.

I for one am grateful to Northwestern Mutual. They have some really nice people working as their agents. One of these nice, friendly, and engaging people spent hours "teaching" me all about the benefits of whole life and disability insurance. They make very persuasive arguments. It was bec...
by necrotic
Tue Sep 08, 2015 8:29 am
Forum: Personal Finance (Not Investing)
Topic: $1 short on the credit card payment
Replies: 31
Views: 3972

Re: $1 short on the credit card payment

This should not hurt your credit score/rating at all. Your account was never "past due" or "overdue." Some used to recommend carrying a balance for a short period of time in a revolving account (eg credit card) to "build good credit" though I never understood how that w...
by necrotic
Thu Sep 03, 2015 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Partial Student Loan Refinance?
Replies: 6
Views: 895

Re: Partial Student Loan Refinance?

The Public Service Loan Forgiveness (PSLF) program will forgive outstanding debt after 10 years of qualifying payments if you work for a 501(c) entity. If you refinance or consolidate your loans in the middle of that time period, the 10 years starts over. I wish I knew this before I consolidated my ...
by necrotic
Wed Apr 16, 2014 10:26 pm
Forum: Personal Consumer Issues
Topic: Buying mattress online. Please help
Replies: 19
Views: 2697

Re: Buying mattress online. Please help

Costco has a decent selection with reasonable shipping and an excellent return policy. We've been very happy with a memory foam mattress we bought from them online for around that price (though it's a queen)
by necrotic
Sat Apr 12, 2014 7:52 pm
Forum: Personal Consumer Issues
Topic: Woodpeckers...I'm desperate!
Replies: 52
Views: 9654

Re: Woodpeckers...I'm desperate!

When I was a kid we had a similar problem. One morning we actually woke up with the bird flapping through the house as he'd broken into the attic and came down the open attic access hatch but couldn't find his way out. My dad rigged a trap with a wire cage and a mouse trap. We caught the bird and re...
by necrotic
Thu Mar 20, 2014 5:52 am
Forum: Personal Finance (Not Investing)
Topic: Options for the medical grad but no residency
Replies: 98
Views: 14365

Re: Options for the medical grad but no residency

I know some very successful folks who went the corporate route (usual in the pharma or medical device industry). From what I've heard about these positions they do require/prefer someone who can obtain a medical license. All you need for a medical license is graduate from med school, pass all the US...
by necrotic
Thu Mar 13, 2014 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Did you take the simplified home office tax deduction?
Replies: 6
Views: 1073

Re: Did you take the simplified home office tax deduction?

I would have saved less than $30 for my tiny little "home office" so I didn't figure it was worth the hassle (and supposedly increased audit risk)
by necrotic
Sat Mar 01, 2014 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on selecting medical school
Replies: 30
Views: 2785

Re: Advice on selecting medical school

Agree with most of above. Having participated very recently in resident candidate selection interviews and committee meetings (in what many would consider a competitive specialty -match rates are between 60-70%), I would say that sadly the DOs really didn't stand a chance. I would also say that the ...
by necrotic
Sun Feb 23, 2014 4:59 pm
Forum: Investing - Theory, News & General
Topic: How to convince family & friends to use Boglehead Method?
Replies: 61
Views: 6101

How to convince family & friends to use Boglehead Method?

I think it's hilarious that the shortened version of the thread title that appears over each post goes: "how to convince family and friends to use Boglehead Meth . . It's even capitalized like a proper noun. I had this mental image of a bunch of green visored types on the street corners and in ...
by necrotic
Fri Feb 21, 2014 11:53 pm
Forum: Personal Consumer Issues
Topic: Carolina Vacation Recommendations
Replies: 16
Views: 1504

Re: Carolina Vacation Recommendations

Hilton head is fantastic
by necrotic
Mon Feb 17, 2014 8:50 am
Forum: Personal Consumer Issues
Topic: Reasons why you're choosing your tax software this year
Replies: 39
Views: 2686

Re: Reasons why you're choosing your tax software this year

turbotax online freedom edition (because it was free)
by necrotic
Fri Feb 07, 2014 3:58 pm
Forum: Investing - Theory, News & General
Topic: Frequent Fund Switching
Replies: 26
Views: 2427

Re: Frequent Fund SWITCHING

I'm a newb and just learning about Bogle style investing but my suspicion is that such a strategy is not compatible in general with the standard Boglehead philosophy. The term "skating where the puck was" comes to mind from William Bernstein's writings. The main tenets I've learned here ar...