Search found 399 matches

by idahospud
Sun Aug 12, 2012 11:06 pm
Forum: Local Chapters and Bogleheads Community
Topic: Let's talk about the Olympics
Replies: 115
Views: 12433

Re: Let's talk about the Olympics

The closing ceremonies from London are nearly over here in the Idaho Rockies. I was looking for a phrase that would attempt to sum up the last seventeen days and I think I found it: "When our time came, Britain, we did it right. Thank you." Lord Sebastian Coe Britain's Olympics Legacy Adviser Congra...
by idahospud
Sun Jul 29, 2012 10:21 pm
Forum: Local Chapters and Bogleheads Community
Topic: Let's talk about the Olympics
Replies: 115
Views: 12433

Re: Let's talk about the Olympics

Comparing opening ceremonies becomes less important as I get on in years. There does though seem to be alot of overlap from one ceremony to the next. For example, flying across or into the stadium seems to be a common occurrence ever since the 1984 LA Olympics, but if I remember correctly, the 'flyi...
by idahospud
Tue Jun 26, 2012 11:53 pm
Forum: Investing - Theory, News & General
Topic: Shiller - S&P 500 may reach 1430 by 2020
Replies: 80
Views: 29269

Re: Shiller - S&P 500 may reach 1430 by 2020

....and here I thought Adrian had returned to this forum...was going to ask if his allocation was still 100% in equity...but no need to ask, he still is gone from here and only active at the Morningstar forum.
by idahospud
Tue Jun 19, 2012 12:23 am
Forum: Investing - Theory, News & General
Topic: Emerging Markets Funds - Misnamed?
Replies: 14
Views: 1865

Re: Emerging Markets Funds - Misnamed?

I wanted to split my international funds 50/50 between developed and emerging markets. Now I've put 66% in EM funds and 33% in Developed funds to acheive the 50/50 balance. As a side note, developed markets funds are essentially 100% developed markets. Thanks for everyone's input! I wonder if you a...
by idahospud
Mon Jun 18, 2012 2:52 pm
Forum: Investing - Theory, News & General
Topic: Political insider trading
Replies: 22
Views: 1887

Re: Political insider trading

It does seem that some people can get away with using 'insider' info when trading and others have available superfast computers to buy and/or sell several times in seconds and a few traders may just be really good at what they are doing. I agree with the OP.... No wonder the small guy has such a har...
by idahospud
Sun Jun 17, 2012 10:50 pm
Forum: Investing - Theory, News & General
Topic: Emerging Markets Funds - Misnamed?
Replies: 14
Views: 1865

Re: Emerging Markets Funds - Misnamed?

I am trying to remember previous threads on this subject and recall that some time ago (18 months?, two years?) MSCI decided to start the process to possibly place Israel, Taiwan, and South Korea into the 'developed' market camp. At that time some posters were concerned about tax consequences to the...
by idahospud
Tue Jun 12, 2012 10:38 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 225782

Re: What is your favorite TV show?

Doc Martin, PBS
Foyle's War, PBS
Midsomer Murders, PBS
Das Journal, Deutsche Welle
Fareed Zakaria's GPS, CNN
Nova, PBS

Usually need to see the British crime shows several times to get the plot and understand 'who dunn it' and why...but like a good puzzle, that is what makes them fun.
by idahospud
Fri Jun 08, 2012 6:29 pm
Forum: Forum Issues and Administration
Topic: Which Boglehead inactive member do you miss the most?
Replies: 111
Views: 13275

Re: Which Boglehead inactive member do you miss the most?

chaz wrote:[Mysterious: who is h---s?
This should help. Think of the magician term 'h---s - pocus'.
by idahospud
Sat Jun 02, 2012 4:30 am
Forum: Forum Issues and Administration
Topic: Which Boglehead inactive member do you miss the most?
Replies: 111
Views: 13275

Re: Which Boglehead inactive member do you miss the most?

Adrian Nenu He is active on the Morningstar Diehard Forum. Their motto still is 'Bogleheads Unite...' The forum seems to stick to discussing Vanguard index funds and other investing related stuff. Topics unrelated to finance or investing are not covered in this forum...but then Morningstar has spec...
by idahospud
Fri May 25, 2012 7:22 pm
Forum: Investing - Theory, News & General
Topic: Jack and Rick on the Fox Business today
Replies: 30
Views: 3091

Re: Jack and Rick on the Fox Business today

Jack's first comment was how 'dramatic' the inflows to Vanguard are this year. His second comment was about the steady growth of Vanguard during the last 25 years that has recently become a 'tsunami' of new investors placing their money with the company that he started. I think Jack is honestly surp...
by idahospud
Tue May 22, 2012 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard webcast: college savings 101
Replies: 2
Views: 426

Re: Vanguard webcast: college savings 101

Thanks gator for the heads up. Being retired I sign up for nearly every webcast. Then I nearly always forget to see and listen to the live webcast. There are transcripts available. Eventually VG will make recasts available of their hour long programs that can be played anytime. Some recasts vanguard...
by idahospud
Thu May 17, 2012 1:21 am
Forum: Personal Consumer Issues
Topic: Travel in Europe During Economic Crisis
Replies: 23
Views: 1985

Re: Travel in Europe During Economic Crisis

Greece will have another election on June 17th. The people are under much stress and some of the possible scenarios of what could happen there are not all that rational. Although Greece needs the money that tourists provide I would skip visiting at least until after the next election. After which we...
by idahospud
Wed May 16, 2012 10:59 pm
Forum: Forum Issues and Administration
Topic: when will nisiprius hit 100,000 posts, then one million?
Replies: 25
Views: 2565

Re: when will nisiprius hit 100,000 posts, then one million?

I do not understand the original post. As LH the OP said, there is not much to understand. He first saw a video, then he read some of nisi's latest posts and noticed the post number. He then randomly combined the three and presto came up with this thread. It is like the investor watching a monkey t...
by idahospud
Sun May 06, 2012 7:39 am
Forum: Investing - Theory, News & General
Topic: World Stock Indexes: Missing 30% of Global Market Cap?
Replies: 35
Views: 2893

Re: World Stock Indexes: Missing 30% of Global Market Cap?

Here is a hypothetical example using athletic shoes (could use any other product): Company A, a publicly traded company, has 10% of market share and is located in the US. Company B, a publicly traded company, has 5% of market share and is located in the EU. Company C, a family owned company, has 5% ...
by idahospud
Mon Apr 16, 2012 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Just need to share this
Replies: 53
Views: 4823

Re: Just need to share this

Paying off the home mortgage is one of those rituals that are sure indicators that you are getting older all the time. The wife and I are now 65 and have had our original mortgage paid off for over a decade. Over the years, we have found that a low interest home equity loan through our credit union ...
by idahospud
Fri Apr 06, 2012 5:27 pm
Forum: Investing - Theory, News & General
Topic: Stuff that gives gold a bad name
Replies: 37
Views: 2611

Re: Stuff that gives gold a bad name

I saw this in, yes, a doctor's office, and I happened to have my digital camera handy.... ...I know some will find this funny--I do, myself, in a sick kind of way-- Doctors do only want 'sick' patients in their waiting room. Once that is understood the magazine with that ad makes perfect sense. Dis...
by idahospud
Wed Apr 04, 2012 1:09 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with TSP holdings?
Replies: 14
Views: 1332

Re: What to do with TSP holdings?

As I currently understand it, upon retirement one has three choices: (1) taking a lump sum, (2) taking monthly distributions, (3) not taking distributions at all. My preference would be to take annual lump sums in varying amounts, but that does not appear to be an option.... I want to use early ret...
by idahospud
Sat Mar 31, 2012 7:46 pm
Forum: Investing - Theory, News & General
Topic: How you got to be a Boglehead, with a twist
Replies: 42
Views: 3692

Re: How you got to be a Boglehead, with a twist

...Dark Side....slightly gray side...crash and burn...Twilight Zone...

Jeez...wouldn't a more positive term like 'Learning Curve' cover all these negative experiences in a previous life?
by idahospud
Sat Mar 31, 2012 7:30 pm
Forum: Investing - Theory, News & General
Topic: How you got to be a Boglehead, with a twist
Replies: 42
Views: 3692

Re: How you got to be a Boglehead, with a twist

I got to Vanguard long ago, but this site gave me much help in refining my asset allocation. I miss piper warrior . chaz, I have been assuming that Mike Piper posting as the ObliviousInvestor on the forum is the person who formerly posted as 'piper warrior'. He posted earlier in this thread. He now...
by idahospud
Sat Mar 31, 2012 7:06 pm
Forum: Investing - Theory, News & General
Topic: How you got to be a Boglehead, with a twist
Replies: 42
Views: 3692

Re: How you got to be a Boglehead, with a twist

....Somehow that lead me to stumble on the term "Boglehead" :idea: , which I figured was so dorky sounding that it must be indicative of some kind of obscure cult of nerds who are onto something so inherently sensible that they don't mind having a dorky name. I wasn't disappointed. :sharebeer +1 We...
by idahospud
Sun Mar 11, 2012 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Tenant Issues - Died with ~15K damage to property
Replies: 21
Views: 3742

Re: Tenant Issues - Died with ~15K damage to property

Did you have the rental property insured? If so, it is time for a walk through with your insurance agent. Be sure to having your contractor along that will fix up the place.
by idahospud
Sat Mar 10, 2012 10:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: Pat is coming home !
Replies: 115
Views: 13306

Re: Pat is coming home !

Pat,
It is nice of your husband to have us all 'call in' so to say. I think he misses you.
Judy and I have been together 43 years, but being apart even for just a week or so is rough, when you have done nearly a whole life together.
by idahospud
Fri Mar 09, 2012 1:21 pm
Forum: Investing - Help with Personal Investments
Topic: Thank you
Replies: 48
Views: 3453

Re: What portion of net worth allocated to primary residence

Welcome to forum Bustoff . I agree with the post from l2ridehd above. He has carefully thought about your situation and has come up with some good suggestions. Check the Boglehead Wiki to learn about the three or four fund portfolios he is talking about. The save withdrawel rate (SWR) of 3% a year f...
by idahospud
Tue Feb 28, 2012 3:31 am
Forum: Personal Finance (Not Investing)
Topic: Spending time in Europe
Replies: 38
Views: 3502

Re: Spending time in Europe

San Francisco is my favorite city, but a close second is Heidelberg. In the late 60's I studied there for a year and have returned several times since. You will visit the old castle and the long 1.5 mile 'for pedestrians only' Hauptrasse with all the shopping that a very old town with many young stu...
by idahospud
Fri Feb 24, 2012 8:16 pm
Forum: Investing - Help with Personal Investments
Topic: International investing
Replies: 3
Views: 367

Re: International investing

It just so happens that there is a very good thread about international investing on the forum right now. Noobvestor (see first post after original poster) has some prominent posts in that discussion, as well as other posters who have a somewhat different take on the subject. By looking over that th...
by idahospud
Thu Feb 16, 2012 1:59 am
Forum: Investing - Theory, News & General
Topic: Simplify, Simplify, Simplify
Replies: 24
Views: 2997

Re: Simplify, Simplify, Simplify

Since many here invest without 'professional' help, keeping it simple is very important. First make a habit of reading this forum, the wiki, and some of the recommended books. When you are ready outline a simple investment plan using 3 or 4 total index funds (a la Taylor Larimore: 1 total bond, 1 to...
by idahospud
Thu Feb 16, 2012 12:43 am
Forum: Investing - Theory, News & General
Topic: Linda Stern: "Watch for the pop!"
Replies: 23
Views: 6782

Re: Linda Stern: "Watch for the pop!"

i had kids born in '99 and '02. i bought $10k of the total stock market fund for each of them after their birth and it amazing that the '99 baby fights to get his account above scratch and the '02 baby has almost doubled their money. i guess timing is everything. Don't you think it is about time to...
by idahospud
Thu Dec 01, 2011 11:10 pm
Forum: Investing - Theory, News & General
Topic: I'm Bullish this October
Replies: 217
Views: 25397

Re: I'm Bullish this October

Do they have 31 days in November in our neighbor state of Idaho ? :) :oops: :oops: :idea: ! :wink: In only a few hidden central Idaho valleys do we have 31 days in November. In that month we never 'fall back' an hour from daylight savings time to standard mountain time. To compensate we add a day a...
by idahospud
Wed Nov 30, 2011 11:06 pm
Forum: Investing - Theory, News & General
Topic: I'm Bullish this October
Replies: 217
Views: 25397

Re: I'm Bullish this October

It would've been nice to go to 100% stocks on Fri. and switch back to the target AA today. Isn't it fun predicting weekend football game results on monday morning?...... ....but wait... had you gone back to your AA on Monday, Nov.28 (as you wrote in your post) you would have totally, but I mean tot...
by idahospud
Fri Oct 28, 2011 2:03 pm
Forum: Investing - Theory, News & General
Topic: I'm Bullish this October
Replies: 217
Views: 25397

Re: I'm Bullish this October

nisiprius wrote:There are a few days to go. Thank goodness the market isn't going to be open on October 29th....
The 29th is one of the peculiarly dangerous days for speculating in stocks. The others are: the 1st, 2nd, 3rd, etc....and 31st (spooky, isn't it).
by idahospud
Fri Oct 28, 2011 1:49 pm
Forum: Investing - Help with Personal Investments
Topic: I'm calling this a market bottom...
Replies: 7
Views: 1566

Re: I'm calling this a market bottom...

At this moment the Dow Jones Industrial Index is above 12,200. The Total Stock Market Index (DJUS) is above 13,400. Why would you call this a 'market bottom'? Interested to understand your reasoning. Moving your wife's legacy IRA to an account that gives you easier access, more options and simplifie...
by idahospud
Fri Oct 28, 2011 12:53 pm
Forum: Investing - Theory, News & General
Topic: Annuities and investor behavior by Allan Roth
Replies: 17
Views: 1711

Re: Annuities and investor behavior by Allan Roth

We want to sell our winners and keep our losers, when we should be doing the opposite. Actually 'rebalancing' frequently has to do with 'selling recent winners' and 'buying more of recent losers'. I may be the one misreading Allan's quote, or did he get this backwards? The quote above of 'selling w...
by idahospud
Sat Oct 08, 2011 12:03 am
Forum: Investing - Theory, News & General
Topic: My thoughts on Bogle's Dream Fund
Replies: 11
Views: 2171

Quote from Larry's article: A member responded that John Bogle has talked about a dream fund which takes the 40 largest companies and holds them forever, basically a true “buy-and-hold” mutual fund. Need more evidence. Why would the person who started the VG SP 500 Index Fund some 40 years ago and ...
by idahospud
Mon Oct 03, 2011 12:20 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard introduces more admiral shares
Replies: 12
Views: 4744

Just finished changing my FTSE All-World ex-US Index Fund Investor Shares to FTSE All-World ex-US Index Fund Admira l Shares. Expense Ratio went from 0.35% to 0.18%. It is very easy to make this change. It used to be that I had to use the 'Exchange Fund' process to make a move from Investor to Admir...
by idahospud
Wed Sep 14, 2011 3:31 am
Forum: Personal Consumer Issues
Topic: What's your favorite gaming platform and game?
Replies: 90
Views: 12961

Another vote for Sid Meier's Civ 4 from this 64 year old. I can play the 'single player' version whenever I have the urge and time, then drop it for a week if necessary. Taking a primitive stone age tribe and having it eventually become a space race winning world power or cultural dynamo is a heady ...
by idahospud
Mon Sep 12, 2011 12:18 pm
Forum: Investing - Theory, News & General
Topic: I think I should have listened to Mr. Bogle
Replies: 44
Views: 6277

TrustNoOne wrote:So am I hearing now that Bogle is now just another guru?
True...but at the same time...inexplicably, he is the 'prime mover' of everything. :wink:
by idahospud
Mon Sep 12, 2011 11:19 am
Forum: Investing - Theory, News & General
Topic: I think I should have listened to Mr. Bogle
Replies: 44
Views: 6277

I want to add to what bob90245 started above. Following or listening to respected gurus (several on this forum) is good. Having the self confidence that your asset allocation is right (after much self education) is even better. Sooner or later though there will be enough stress in the market so that...
by idahospud
Wed Aug 17, 2011 12:10 pm
Forum: Investing - Help with Personal Investments
Topic: When is a good or bad time to switch your AA?
Replies: 16
Views: 2018

I am referring to portfolio AA (not trading). Before settling on an AA: 1) Read through many relevant BH threads and the Boglehead Wiki about Asset Allocation. 2) Read recommended books, think through carefully and take your time before settling on an Asset Allocation. 3) Once you have settled on a...
by idahospud
Wed Aug 17, 2011 1:43 am
Forum: Investing - Theory, News & General
Topic: Confirmed Hindenburg Omen on 8/20 - anybody watching?
Replies: 293
Views: 53630

This post is a joke right? Why not consult astrology charts for market timing signals, those are way more reliable... Who needs 'stinkin' astrology charts for market timing signals when we got this rock solid indicator known as the 'Hindenburg Omen' (in this thread at times misspelled: 'Hindenberg'...
by idahospud
Fri Aug 05, 2011 7:18 pm
Forum: Investing - Theory, News & General
Topic: Separating the Sheep from the Goats
Replies: 24
Views: 2604

Separating sheep from goats is not that difficult: 1) First round up all sheep and goats and herd them into one enclosure. 2) Open gate that leads from enclosure into a long narrow chute that does not allow animals to turn around. 3) Slowly (don't stress them) guide animals into chute. 4) On other e...
by idahospud
Wed Aug 03, 2011 12:51 pm
Forum: Investing - Theory, News & General
Topic: Post your WRONG predictions here
Replies: 76
Views: 7079

The S&P 500 will chime in at 1479.14. The Wilshire 5000 ( equity weighted total US market) will actually rise by 20% in this coming year of recovery and optimism. Large cap (S&P 500) will lack behind by 2%. Happy New Year to everyone, but I can feel it in my bones that this contest can be won by so...
by idahospud
Thu Jun 02, 2011 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Madoff Tragedy
Replies: 40
Views: 5317

Now if Huey reads Chinese magazines, maybe he can find an article about this Lenova buyout of Medion (Link to German article in my last post). Using Google Translate we could then find out what Chinese opinion of this take-over might be.

What a cyberspace world we live in.
by idahospud
Thu Jun 02, 2011 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Madoff Tragedy
Replies: 40
Views: 5317

We have been joking around using Google Translate. But I am amazed how far Google has come in being able to quickly translate whole articles from magazines. The translations are not necessarily very good but you get the gist of the article...and in a few years...who knows. Since I frequently read ma...
by idahospud
Thu Jun 02, 2011 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Madoff Tragedy
Replies: 40
Views: 5317

Re: Madoff Tragedy

Victoria, in all diesen vielen Jahren hatte ich keine Ahnung, dass sie auch Deutsch schreiben koennen. (Translation: Victoria, in all these many years I had no idea that you can also write in German) Well, until we hear back from Victoria, you still have no idea if she actually can. She loves to jo...
by idahospud
Wed Jun 01, 2011 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Madoff Tragedy
Replies: 40
Views: 5317

Re: Madoff Tragedy

VictoriaF wrote:
Wolkenspiel wrote:I'm German. We don't deal in this "humor" you speak about.
Sie haben einen großartigen Sinn für Humor

Victoria
Ich habe hier schon lange nicht mehr geschrieben, muss aber jetzt...
Victoria, in all diesen vielen Jahren hatte ich keine Ahnung, dass sie auch Deutsch schreiben koennen.
by idahospud
Thu Apr 21, 2011 12:05 am
Forum: Personal Consumer Issues
Topic: Help me write the book
Replies: 33
Views: 3477

'How to become a millionaire while trying to find your club in the woods'

There now, the chapter title was easy enough.
Writing the rest of the chapter may be more of a challenge...
but if you're really creative...
by idahospud
Tue Apr 19, 2011 12:46 am
Forum: Personal Finance (Not Investing)
Topic: Net Worth vs Number of Posts on Bogleheads
Replies: 12
Views: 1966

Answering this truthfully would give 'Big Brother', 'the conspiracy' and Bogleheads way too much information about my significant wealth. :D
by idahospud
Tue Apr 05, 2011 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse becomes a broker
Replies: 25
Views: 3841

At a minimum, the employer will want to receive statements. Be aware that this does not include mutual funds held directly at the fund company. So if all you have is Vanguard mutual fund accounts, you don't even have to disclose them. If you hold the same Vanguard funds in a brokerage account, they...
by idahospud
Mon Apr 04, 2011 10:55 am
Forum: Investing - Theory, News & General
Topic: Jack Bogle on CNBC today
Replies: 17
Views: 3034

Looks like we are all over the place of what 'Bogle said'.

My recollection:
A grudging approval of up to 20% international. If you must.
Fully half of that should be in emerging markets.

So no equity or market weighted approach here, but a huge tilt toward emerging markets
by idahospud
Fri Mar 25, 2011 1:33 pm
Forum: Personal Consumer Issues
Topic: explain the fascination of Facebook
Replies: 122
Views: 14203

Not that most people care about this, but apparently China's been checking in on what folks in the US are saying on facebook. This announcement will most certainly be followed soon by a revalation from 'The Onion' that the CIA had a contract with China to collect this information for them. :wink: