Search found 65 matches

by 69chevy
Sat Mar 05, 2016 9:03 am
Forum: Personal Consumer Issues
Topic: Weak Bank Password Policies Leave 350 Million Vulnerable, Say Researchers
Replies: 46
Views: 4697

Weak Bank Password Policies Leave 350 Million Vulnerable, Say Researchers

I've mentioned this stuff in the past, how many financial companies are not taking security very serious by limiting password length, allowing only upper/lower case and numbers (looking at your 5/3 bank), or making ignoring case sensitivity (yeah, you Charles Schwab with your extremely short passwor...
by 69chevy
Fri Feb 05, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: The Coming Boglehead Zombie Apocalypse (LED bulbs)
Replies: 94
Views: 9907

Re: The Coming Boglehead Zombie Apocalypse (LED bulbs)

Costco has a great deal on 10pack of 60w equivalent LED bulbs that are 5000k (daylight) for only $20!
by 69chevy
Mon Nov 30, 2015 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Term life for stay at home mom
Replies: 22
Views: 2068

Re: Term life for stay at home mom

Right now she's a stay at home mom and will be for the foreseeable future. In addition we are debt free minus our mortgage so trying to cover any future earnings she may or may not make isn't so much a concern for me. Since we are already living off my income as well as saving for retirement and col...
by 69chevy
Mon Nov 30, 2015 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Term life for stay at home mom
Replies: 22
Views: 2068

Term life for stay at home mom

How do you calculate how much insurance to cover for a stay at home mom? I know many people recommend 10-15x your yearly income in life insurance, but in the case of my wife who stays home to raise the two kids I'm not sure what would be a good amount or length to carry life insurance on her in the ...
by 69chevy
Wed Nov 11, 2015 9:50 am
Forum: Personal Consumer Issues
Topic: Book recommendation; cleaning up clutter!
Replies: 12
Views: 2091

Book recommendation; cleaning up clutter!

I've just started reading the book The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing and so far it seems like a great book for anyone wanting to de-clutter their life. I've heard several people suggest this before but I figured it was time I too clean up a few un...
by 69chevy
Fri Oct 23, 2015 8:13 am
Forum: Personal Consumer Issues
Topic: Laptop recommendations for elementary kids
Replies: 24
Views: 2086

Re: Laptop recommendations for elementary kids

Solid State Hard drive is best for kids this age if it is feasible. Not for the speed, but for the survivability. Learned this the hard way. Also don't get a computer for them that is slower than yours, because they may continue to steal yours. chromebooks generally have SSDs. Generally? I don't kn...
by 69chevy
Thu Oct 22, 2015 7:34 pm
Forum: Personal Consumer Issues
Topic: Laptop recommendations for elementary kids
Replies: 24
Views: 2086

Re: Laptop recommendations for elementary kids

If it comes down to it, you could always buy my used HP Laptop! :D
by 69chevy
Thu Oct 22, 2015 12:31 pm
Forum: Personal Consumer Issues
Topic: Laptop recommendations for elementary kids
Replies: 24
Views: 2086

Re: Laptop recommendations for elementary kids

I agree with the Chromebook recommendations. There are plenty of good models out there to choose from and most of them are $300 or less. Will be able to do word processing, check mail, surf the internet, print, etc. Viruses are pretty much unheard of and even if they do "catch" something y...
by 69chevy
Thu Oct 22, 2015 10:48 am
Forum: Personal Consumer Issues
Topic: Binder recommendation for meetings
Replies: 9
Views: 1042

Re: Binder recommendation for meetings

I like and use the Ecosystem Architect or the Moleskin squared. If you want to go the laptop route, might I suggest a chromebook? You can get one MUCH cheaper than a full blown laptop and will do what you're wanting as well as surf the internet, check email, etc. I personally am waiting for the Tosh...
by 69chevy
Thu Oct 22, 2015 10:24 am
Forum: Personal Consumer Issues
Topic: Tronfy Home Cinema Theater Projector, $90
Replies: 0
Views: 650

Tronfy Home Cinema Theater Projector, $90

I've been thinking about getting a projector for some outside movie night fun with the family. Reviews seem positive and the Tronfy normally runs $500 but on sale now for $90.

Anyone here used them?
by 69chevy
Fri Oct 09, 2015 9:01 am
Forum: Personal Consumer Issues
Topic: Buy $25 Amazon gift card, get extra $5 credit
Replies: 16
Views: 3016

Re: Buy $25 Amazon gift card, get extra $5 credit

looks like if ya didn't hear about it directly from amazon ya don't get the credit. Terms & Conditions In order to qualify for the promotional credit, you must: (1) be the recipient of the corresponding offer (either via email or on Amazon.com); (2) purchase at least $50 in Amazon.com Gift Card...
by 69chevy
Wed Oct 07, 2015 5:26 pm
Forum: Personal Consumer Issues
Topic: Buy $25 Amazon gift card, get extra $5 credit
Replies: 16
Views: 3016

Re: Buy $25 Amazon gift card, get extra $5 credit

FuyuKei wrote:That $50 one also student only? Seems like a good deal...


$50 is for non-student prime members.
by 69chevy
Wed Oct 07, 2015 4:16 pm
Forum: Personal Consumer Issues
Topic: Buy $25 Amazon gift card, get extra $5 credit
Replies: 16
Views: 3016

Re: Buy $25 Amazon gift card, get extra $5 credit

Updated first post for $50 gift card and $10 credit.
by 69chevy
Wed Oct 07, 2015 2:16 pm
Forum: Personal Consumer Issues
Topic: Buy $25 Amazon gift card, get extra $5 credit
Replies: 16
Views: 3016

Re: Buy $25 Amazon gift card, get extra $5 credit

Only for Amazon Student. Well crap... I thought you was messing with me then seen the "This offer is valid ONLY to Amazon Student members with a free trial or paid membership to Amazon Prime " Dang I was thinking it was for a student gift card, I forgot all about their "student prime...
by 69chevy
Wed Oct 07, 2015 2:06 pm
Forum: Personal Consumer Issues
Topic: Buy $25 Amazon gift card, get extra $5 credit
Replies: 16
Views: 3016

Buy $25 Amazon gift card, get extra $5 credit

- Add 1x $25 Amazon Gift Card to cart - Apply promo code STUDWEEK in the "Gift Cards and Promotional Codes" box at checkout to qualify - After your gift card ships, you'll receive an email containing a code for a $5 promotional credit. Note: credit will expire on November 22, 2015 EDIT UPD...
by 69chevy
Tue Oct 06, 2015 6:24 am
Forum: Personal Finance (Not Investing)
Topic: Mint or other software
Replies: 26
Views: 3191

Re: Mint or other software

I don't consider either "free" -- you are the product that is being sold. I don't want my finance app sharing my data with third parties. This exactly. If you're not paying for the service, than you are the service. It's funny how so many people haven't caught onto this and yet so many pe...
by 69chevy
Thu Sep 17, 2015 1:28 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 533
Views: 75966

Re: upgrade to Windows 10?

Only if you want to. Windows 7 isn't end-of-life until 1-14-2020.
by 69chevy
Mon Apr 06, 2015 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: How should I go about getting a Will made?
Replies: 22
Views: 3389

Re: How should I go about getting a Will made?

Thanks texasdiver, I guess the next question would be where to find a good estate planner?
by 69chevy
Mon Apr 06, 2015 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: How should I go about getting a Will made?
Replies: 22
Views: 3389

How should I go about getting a Will made?

We recently had baby #2 and don't plan on having any more kids at this point. That said I've been meaning to get a will made up but never have done so yet. When the "completion" of the family I want to get this knocked out this year. I've seen places online like www.legalzoom.com and www.u...
by 69chevy
Tue Feb 24, 2015 3:34 pm
Forum: Personal Consumer Issues
Topic: Suggest an infrared temperture gun
Replies: 21
Views: 2479

Re: Suggest an infrared temperture gun

I've used several temp guns, for the cheaper end of temp guns the Nubee infrared temp gun is pretty good but for a bit more money a more accurate and durable temp gun I like my Raytek MT4.
by 69chevy
Tue Feb 24, 2015 11:15 am
Forum: Personal Consumer Issues
Topic: [Heads up: Lenovo PC security compromised, thanks to adware]
Replies: 51
Views: 6756

Re: [Heads up: Lenovo PC security compromised, thanks to adw

In addition, HowToGeek.com points out what I've already said in this article, Download.com and other bundle superfish style https breaking adware . As I've said, SuperFish isn't the first of it's kind or the only ones doing it. Need to be careful where you download software from and just importantly...
by 69chevy
Fri Feb 20, 2015 2:18 pm
Forum: Personal Consumer Issues
Topic: [Heads up: Lenovo PC security compromised, thanks to adware]
Replies: 51
Views: 6756

Re: [Heads up: Lenovo PC security compromised, thanks to adw

Adware like this is also a prime reason I suggest people to use a VPN, certainly more so when they travel or use ANY public wi-fi. Which reminds me of the frog dude here saying... " there's no extra security benefit to a VPN over using an SSL connection. " Except in this prime example wher...
by 69chevy
Thu Feb 19, 2015 1:39 pm
Forum: Personal Consumer Issues
Topic: [Heads up: Lenovo PC security compromised, thanks to adware]
Replies: 51
Views: 6756

Re: Do Not Use Lenovo Computers to Shop or Access Finance Si

Lifehacker just posted a good article about this bug as well here - http://lifehacker.com/how-to-test-your- ... 1686788663

Able to intercept SSL certs which then leads to man-in-the-middle attacks. To think this should be a company most people should be able to trust and they (Lenovo) are putting us at risk.
by 69chevy
Sat Jan 24, 2015 8:33 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Is $72 Tomorrow for New Users
Replies: 27
Views: 3632

Re: Amazon Prime Is $72 Tomorrow for New Users

The $72 offer is great but Amazon is also letting everyone watch their show Transparent regardless if you're a Amazon Prime member or not, for today only though at: www.Amazon.com/transparent


theta, great idea on checking with ebay.
by 69chevy
Fri Jan 23, 2015 3:04 pm
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 28322

Re: Vanguard added additional security!

FrogPrince wrote:I'm fairly technical... In other words, there's no extra security benefit to a VPN over using an SSL connection.


Umm, yeah sure, okay then.
by 69chevy
Fri Jan 23, 2015 2:10 pm
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 28322

Re: Vanguard added additional security!

Ok just to save you the hassle of palming your face... * Vanguard's SSL is fine for ensuring security for that session. This is fine whether here or abroad, because SSL provides high-grade security. Yeah, I never use anybody else's equipment to check my accounts I cannot suggest strongly enough to ...
by 69chevy
Fri Jan 23, 2015 1:37 pm
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 28322

Re: Vanguard added additional security!

What happens when you travel abroad and don't have the same phone number? Google has a donloadable set of codes you can carry with you. Does Vanguard offer something similar? In nearly every case I would never log into my bank or investment accounts while traveling abroad. That said the alternative...
by 69chevy
Fri Jan 23, 2015 1:03 pm
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 28322

Vanguard added security! [2 factor authentication option]

[Thread merged into here, see below (page 3). --admin LadyGeek] Props to Vanguard adding additional security to their customers accounts. We can now enable 2 factor authentication with the option of having to type a code sent to your cell phone via text, each time upon login (best) or only when a l...
by 69chevy
Tue Jan 06, 2015 3:35 pm
Forum: Personal Consumer Issues
Topic: Any men here get their wedding band on Amazon?
Replies: 66
Views: 7749

Re: Any men here get their wedding band on Amazon?

Dang I wish I would have, the one I have now is basically this titanium ring but I paid about $150 for it at a jewelry store.
by 69chevy
Tue Jan 06, 2015 3:25 pm
Forum: Personal Consumer Issues
Topic: Employee stole client data from Morgan Stanley
Replies: 0
Views: 613

Employee stole client data from Morgan Stanley

This is rather unfortunate for the clients who are effected. Morgan Stanley (NYSE: MS) today began advising certain Wealth Management clients that an employee had stolen partial client data. The Wealth Management employee has been terminated, and law enforcement and regulatory authorities have been ...
by 69chevy
Wed Sep 24, 2014 10:56 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2687
Views: 861881

Re: What Book Are You Currently Reading? Part VI

Just started reading Who Moved My Cheese and when I finish it I also picked up Good to Great.
by 69chevy
Mon Jul 14, 2014 8:39 pm
Forum: Investing - Help with Personal Investments
Topic: Should I stop investing in my Vanguard IRA?
Replies: 20
Views: 2869

Re: Should I stop investing in my Vanguard IRA?

Never even heard of a 8606 form and I can say with certainty that one hasn't been filled. @rpike, I file my taxes with a private individual who has done tax work for many years. I'll talk to her tomorrow about said form. I've only been contributing into the Rollover IRA for the last year or so, but ...
by 69chevy
Mon Jul 14, 2014 5:03 pm
Forum: Investing - Help with Personal Investments
Topic: Should I stop investing in my Vanguard IRA?
Replies: 20
Views: 2869

Re: Should I stop investing in my Vanguard IRA?

@LAlearning - Thank you! To reply, No I am NOT claiming my contributions into my Rollover IRA on my taxes.
by 69chevy
Mon Jul 14, 2014 4:51 pm
Forum: Investing - Help with Personal Investments
Topic: Should I stop investing in my Vanguard IRA?
Replies: 20
Views: 2869

Re: Should I stop investing in my Vanguard IRA?

Sorry if I'm not being clear or not coming across very clearly. I'll try to explain as best I can... Several years ago I had a 401K with a previous employer (which I no longer work for) some time ago I took that old 401k and rolled it over to an IRA (rollover IRA) with Vanguard. Since then for the l...
by 69chevy
Mon Jul 14, 2014 8:24 am
Forum: Investing - Help with Personal Investments
Topic: Should I stop investing in my Vanguard IRA?
Replies: 20
Views: 2869

Re: Should I stop investing in my Vanguard IRA?

Sorry for the late reply. I'm guessing if I move my current IRA (rollover) to a Roth that I'd be taxed on the current value. I guess what I'm wanting to know is if I should stop adding money into that account and just open a new Roth IRA and from here on our add my funds into that IRA instead and le...
by 69chevy
Tue Jun 03, 2014 3:22 pm
Forum: Investing - Help with Personal Investments
Topic: Should I stop investing in my Vanguard IRA?
Replies: 20
Views: 2869

Re: Should I stop investing in my Vanguard IRA?

The old contributions from the 401K before being rolled over was Pre-tax. The contributions now to the rollover IRA are post tax, money that I send in at the end of each month.
by 69chevy
Tue Jun 03, 2014 10:38 am
Forum: Investing - Help with Personal Investments
Topic: Should I stop investing in my Vanguard IRA?
Replies: 20
Views: 2869

Should I stop investing in my Vanguard IRA?

Just a quick run down. My wife has around $30k in her 401k that's no longer being used (not working) and I have about $5k in a current 401k along with $50k in my IRA with vanguard that was rolled over from a previous 401k. I invest each pay into my 401k and about $300 each month into my rollover IRA...
by 69chevy
Tue May 06, 2014 10:07 am
Forum: Investing - Help with Personal Investments
Topic: Schwab Coverdell ESA questions
Replies: 4
Views: 829

Re: Schwab Coverdell ESA questions

As a Schwab Coverdell ESA account holder myself, would there be significant difference between going with a three-fund portfolio vs a target date fund?
by 69chevy
Thu May 01, 2014 10:24 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard security
Replies: 14
Views: 1982

Re: Vanguard security

But you can get a free security token from Schwab. Vanguard doesn't offer it. Absolutely and I certainly recommend those who use Schwab to certainly get their 2 factor fob as it adds a layer of security that's far better then their default 8 character limited password. I wish more websites allowed ...
by 69chevy
Thu May 01, 2014 8:38 am
Forum: Investing - Help with Personal Investments
Topic: I'm having a baby! College savings questions
Replies: 14
Views: 4110

Re: I'm having a baby! College savings questions

First and foremost, congratulations. My wife and I was trying for nearly a year and a half before we was graced with our first son who is now 9 months old. It's an exciting time for sure! Just to add another option for you and something we're doing now and that's contributing to an ESA account. The ...
by 69chevy
Thu May 01, 2014 8:09 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard security
Replies: 14
Views: 1982

Re: Vanguard security

I'm not nearly as worried with Vanguard as I am with Charles Schwab. At least with Vanguard I have have a password that is 6-20 characters long, upper case and lower letter, numbers, as well as special characters. At Schwab you can only have a password that's no longer than 8 characters and can onl...
by 69chevy
Thu May 01, 2014 7:40 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard security
Replies: 14
Views: 1982

Re: Vanguard security

At Schwab you can only have a password that's no longer than 8 characters and can only have lower case letters and numbers. You called them and set up two-factor authentication right!?! After learning about it after my thread about Schwab security I did get their 2factor authentication key. It woul...
by 69chevy
Thu May 01, 2014 7:29 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard security
Replies: 14
Views: 1982

Re: Vanguard security

I'm not nearly as worried with Vanguard as I am with Charles Schwab. At least with Vanguard I have have a password that is 6-20 characters long, upper case and lower letter, numbers, as well as special characters. At Schwab you can only have a password that's no longer than 8 characters and can only...
by 69chevy
Wed Mar 05, 2014 9:18 am
Forum: Investing - Theory, News & General
Topic: 31% cumulative
Replies: 10
Views: 1380

31% cumulative

This morning I was looking at my wifes old 401k (she's no longer working, to stay home and raise our son) and noticed the company who holds the 401k shows her return as a "cumulative rate" of 31.79%. http://i.imgur.com/je9ofyC.png I'm assuming this is just adding each month's return which ...
by 69chevy
Wed Jan 15, 2014 7:57 am
Forum: Personal Consumer Issues
Topic: Investors beware... account security IS important!
Replies: 89
Views: 12347

Re: Investors beware... account security IS important!

Thanks for the info on the key fob, it would be nicely if Schwab offered their 2 factor authentication to work with the Google Authentication as well but something is better than nothing. Since no one has mentioned one other company that offers better security and services as Schwab (ESA for my son)...
by 69chevy
Tue Jan 14, 2014 3:13 pm
Forum: Personal Consumer Issues
Topic: Investors beware... account security IS important!
Replies: 89
Views: 12347

Re: Investors beware... account security IS important!

... but let's say someone breaks into my Vanguard account...What can they do?... I don't know about your account but my vanguard account contains my whole name, phone number, address, bank information (those that are associated with the account), birth date. On Schwab they could also perform a wire...
by 69chevy
Fri Jan 03, 2014 8:03 pm
Forum: Personal Consumer Issues
Topic: Investors beware... account security IS important!
Replies: 89
Views: 12347

Re: Investors beware... account security IS important!

Perhaps these are the limits on passwords for ESA accounts. I use Schwab for IRAs and taxable accounts and have 16 character passwords, lower case, upper case and numbers. Schwab will also provide a random number password token device (whatever they are called) if you request same. Furthermore, Sch...
by 69chevy
Fri Jan 03, 2014 7:34 pm
Forum: Personal Consumer Issues
Topic: Investors beware... account security IS important!
Replies: 89
Views: 12347

Re: Investors beware... account security IS important!

How many invalid attempts until Schwab invalidates your password? Just locked my account out on purpose... after the third attempt your account is locked and you have to call them or reset it yourself using the Lost Password link. Again be sure you're using secure answers to your "security que...
by 69chevy
Fri Jan 03, 2014 7:30 pm
Forum: Personal Consumer Issues
Topic: Investors beware... account security IS important!
Replies: 89
Views: 12347

Re: Investors beware... account security IS important!

arkerr123 wrote:They are more likely to get into your bank accounts if you share passwords across everything.


Good point and I hope no one here is using the same password for multiple sites.
by 69chevy
Fri Jan 03, 2014 7:29 pm
Forum: Personal Consumer Issues
Topic: Investors beware... account security IS important!
Replies: 89
Views: 12347

Re: Investors beware... account security IS important!

... but let's say someone breaks into my Vanguard account...What can they do?... I don't know about your account but my vanguard account contains my whole name, phone number, address, bank information (those that are associated with the account), birth date. On Schwab they could also perform a wire...