Search found 722 matches

by Crimsontide
Sat May 04, 2019 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage or No Marriage? (Home, children, HSA, IRA, etc.)
Replies: 62
Views: 5495

Re: Marriage or No Marriage? (Home, children, HSA, IRA, etc.)


A marriage can complicate the finances sometime long after the marriage has ended.
Amen
by Crimsontide
Thu Feb 28, 2019 8:58 am
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 284
Views: 20583

Re: Vanguard Customer Service is Horrible

whodidntante wrote:
Sun Feb 17, 2019 10:01 pm
Those brokered CDs will probably transfer to Fidelity just fine, so I am not clear on why you are prolonging the pain. Jump ship!
Yep, you were correct. I have moved everything to Fidelity. Thanks.
by Crimsontide
Mon Feb 18, 2019 9:29 pm
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 284
Views: 20583

Re: Vanguard Customer Service is Horrible

The first person I talked with at Vanguard actually got it right. He sent me the correct paper work to complete, which I did. When I submitted the paperwork is when everything went to crap, it just snowballed from there into a big finger pointing mess...
by Crimsontide
Sun Feb 17, 2019 10:12 pm
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 284
Views: 20583

Re: Vanguard Customer Service is Horrible

Yep, make that Tuesday.
by Crimsontide
Sun Feb 17, 2019 10:03 pm
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 284
Views: 20583

Re: Vanguard Customer Service is Horrible

Good to know, I’ll check that tomorrow. Thanks!!!
by Crimsontide
Sun Feb 17, 2019 9:56 pm
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 284
Views: 20583

Vanguard Customer Service is Horrible

[Thread merged into here, see below. --admin LadyGeek] I wish I didn’t have to write this, but someone must hold these folks accountable. Long story short, Vanguard customer service is horrible. We have been trying for the last 2 months to get my ex removed from my Vanguard accounts (I was awarded ...
by Crimsontide
Sat Sep 22, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: How to get rid of rabbits
Replies: 66
Views: 4189

Re: How to get rid of rabbits

Coyotes work pretty well around here :happy
by Crimsontide
Sun Mar 18, 2018 7:36 pm
Forum: Personal Consumer Issues
Topic: TV that is flush to wall
Replies: 17
Views: 2661

Re: TV that is plush to wall

I would go for flush to the wall instead of plush to the wall, but that’s just me. Yep, being a smarta$$ :happy
by Crimsontide
Fri Feb 23, 2018 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Refund? Not so fast! [Tax refund]
Replies: 30
Views: 3888

Re: Refund? Not so fast!

Pigeye Brewster wrote:
Fri Feb 23, 2018 2:25 pm
E-filed on Feb. 12 and refund direct deposited on Feb. 21.
Same here, filed on 2/12 received refund on 2/21, sent refund to Capital One on 2/22 :o
by Crimsontide
Tue Nov 28, 2017 7:40 pm
Forum: Investing - Theory, News & General
Topic: What would trigger the NEXT market meltdown?
Replies: 19
Views: 2066

Re: What would trigger the NEXT market meltdown?

Alabama loses to Auburn... wait, what? Never mind....
by Crimsontide
Wed Nov 01, 2017 7:47 pm
Forum: Investing - Theory, News & General
Topic: Robert Prechter, Elliott Wave theorist, Fox Business today
Replies: 24
Views: 2755

Re: Robert Prechter, Elliott Wave theorist, Fox Business today

Might as well throw chicken bones... what a crock.
by Crimsontide
Sun Oct 15, 2017 7:27 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime - Decline in Delivery Service?
Replies: 61
Views: 8025

Re: Amazon Prime - Decline in Delivery Service?

No issues here. I continue to be amazed by their efficiency :sharebeer
by Crimsontide
Mon Sep 18, 2017 5:28 pm
Forum: Personal Consumer Issues
Topic: Memory Foam Mattress Recomendations
Replies: 63
Views: 8991

Re: Memory Foam Mattress Recomendations

When our spring mattress started dipping after ten years I looked and looked and decided on a firm Brooklyn bedding foam mattress. Wife was very skeptical but now insists she loves the bed. They are a bit warmer than regular mattresses but I love it. Great night sleep. I heard Costco version bed is...
by Crimsontide
Thu Sep 14, 2017 8:36 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 25473

Re: Is it really Worth it to brown bag your lunch at work?

I am constantly amazed that people try to make this point. Does the act of traveling to and from a restaurant, being seated, and then waiting for your food (then the bill) not take time? I've discussed ad nauseum how I handle it and I do not suggest that everybody can or should do it like we do BUT...
by Crimsontide
Thu Sep 14, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 25473

Re: Is it really Worth it to brown bag your lunch at work?

There's a better way to analyze this. Figure out your hourly wage, by dividing your salary by number of hours worked in a year. Any services significantly under this hourly rate you should outsource, unless you enjoy the task or don't value your free time/leisure. By making your own lunch every day...
by Crimsontide
Thu Sep 14, 2017 5:10 pm
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 3821

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

Yes your bill is a little high. Not high enough to justify solar though, pay back time is way too long in my opinion( without generous government subsidies). Set your AC to 78-79, that'll make a huge difference. Check out this website for more easy and aggressive ways to cut your electric bill. http...
by Crimsontide
Tue Sep 05, 2017 6:37 pm
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 15276

Re: Companies/Brands You Love?

Coca Cola (Diet Coke)
Rockport
Infiniti
Merrell
Smith & Wesson
Old Spice
Nike (Dry Fit stuff)

Tide (of course)
Ikea
Dunkin' Donuts
Ecco
by Crimsontide
Tue Sep 05, 2017 11:59 am
Forum: Personal Consumer Issues
Topic: Did Charmin UltraSoft TP become "UltraThin"?
Replies: 61
Views: 6125

Re: Did Charmin UltraSoft TP become "UltraThin"?

You are correct. I immediately noticed this difference with the new package I bought this week. Not even close to the original. The roll itself is much larger in circumference, however, it is narrower and the two ply sheets much thinner...
by Crimsontide
Fri Sep 01, 2017 8:22 pm
Forum: US Chapters
Topic: Where is Livesoft? Was The Woodlands Flooded
Replies: 36
Views: 7769

Where is Livesoft? Was The Woodlands Flooded

With all the flooding in the Houston area I'm wondering how Livesoft came out up in the Woodlands, any flooding up there?
by Crimsontide
Tue Aug 15, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: Is $9000 too much for a sectional sofa ?
Replies: 130
Views: 14608

Re: Is $9000 too much for a sectional sofa ?

Way too much... Love the SNL skit BTW :happy
by Crimsontide
Fri Aug 11, 2017 9:41 pm
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 23140

Re: How far would you travel to see The Eclipse?

I'll watch it on T.V.
by Crimsontide
Wed Aug 09, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: Obtaining Bachelors in Accounting @ 30
Replies: 40
Views: 4171

Re: Obtaining Bachelors in Accounting @ 30

You're 30? Just a child :happy heck yes, keep going and finish this thing off.
by Crimsontide
Thu Jul 20, 2017 7:50 pm
Forum: Investing - Theory, News & General
Topic: Most Americans don't trust financial advisers
Replies: 64
Views: 8967

Re: Most Americans don't trust financial advisers

As Bill Bernstein has said, if you know enough to choose an appropriate financial adviser you don't need one. From reading the Forum for over 15 years, I have noticed that the most egregious posters' financial problems resulted from their financial advisers putting them into inappropriate funds, ch...
by Crimsontide
Wed Jul 12, 2017 8:51 pm
Forum: Personal Consumer Issues
Topic: Wisdom Teeth Removal: Any experience?
Replies: 17
Views: 1629

Re: Wisdom Teeth Removal: Any experience?

FraggleRock wrote:21
Excellent experience.
Same here, wish I had a couple more to remove :happy
by Crimsontide
Wed Jul 12, 2017 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Personal loan to a family member
Replies: 114
Views: 11037

Re: Personal loan to a family member

The voice of experience says " do not do it", unless you are prepared to lose it all, do not do it...
by Crimsontide
Mon Jul 10, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: Most Effective Rat Poison
Replies: 42
Views: 5071

Re: Most Effective Rat Poison

Most effective I've found is the Tom Cat Bait Station. Traps require way too much maintaince...
by Crimsontide
Mon Jul 10, 2017 5:24 pm
Forum: Personal Consumer Issues
Topic: September short trip ideas
Replies: 32
Views: 3134

Re: September short trip ideas

jebmke wrote:
MrNewEngland wrote:Normally I suggest going to the keys but you'll be right in jellyfish season in September so that makes it less fun.
and hurricane season.
It's football season, why leave the Southeast then, that's the best time to be there :happy
by Crimsontide
Tue Jul 04, 2017 6:41 pm
Forum: Personal Consumer Issues
Topic: Jackson Hole in July?
Replies: 16
Views: 3242

Re: Jackson Hole in July?

National Museum of Wildlife Art - since all of the artwork is wildlife related - this might be worthwhile for your family. Beautiful museum. Even if you don't go in - stop by and see the outdoor sculptures - great photo ops. +1 When this was suggested to us I thought it was probably just a tourist ...
by Crimsontide
Tue Jul 04, 2017 6:11 pm
Forum: Personal Consumer Issues
Topic: John Deere series 100 lawn tractors
Replies: 28
Views: 4341

Re: John Deere series 100 lawn tractors

I have a 6 year old D130 that runs like, well, like a Deere :happy I keep hoping it will start giving me problems or die because I really want a Zero turn for mowing my 2 acres. Once the D130 gives up the ghost, which doesn't look to be this mowing season, I'm going Zero turn (Bobcat).
by Crimsontide
Wed Jun 28, 2017 3:59 pm
Forum: Personal Consumer Issues
Topic: How did you handle the costs of your child's wedding?
Replies: 170
Views: 20116

Re: How did you handle the costs of your child's wedding?

Yes, pay for the wedding with taxable money. A friend gave his daughter a fixed amount and told her to keep whatever was left. Well, the daughter managed to come in under budget and was able to have a few thousand extra dollars to spend on her honeymoon. This is exactly what we did. Amazing how qui...
by Crimsontide
Fri Jun 23, 2017 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 42843

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

Thanks for the heads up!!! Just moved some cash over from the online savings account.
by Crimsontide
Fri Jun 23, 2017 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Got rear-ended: any reason not to go through my ins?
Replies: 30
Views: 4890

Re: Got rear-ended: any reason not to go through my ins?

I'm in Texas and was recently rear-ended as well. The other driver was issued a citation and this was clearly noted on the police report. I did not file with my insurance, I filed with his. If you have the other driver's insurance information and a police report clearly showing them at fault then fi...
by Crimsontide
Thu Jun 22, 2017 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Did I just get seriously ripped off?? (Car lease)
Replies: 54
Views: 8831

Re: Did I just get seriously ripped off?? (Car lease)

WhiteMaxima wrote:9 Year old BMW for 5K and 45K for another BMW. You best bet would be a certified 2 or 3 year old BMW (knock 30% off list) with extended warranty. Now it's already too late since you signed contract.
Bingo, says the owner of a silver Camry :twisted:
by Crimsontide
Sat May 27, 2017 7:31 pm
Forum: Personal Consumer Issues
Topic: "sport short" workout/jogging shorts
Replies: 5
Views: 1113

Re: "sport short" workout/jogging shorts

Russell Athletics makes %100 cotton shorts. I'm a Nike Dryfit guy myself though...
by Crimsontide
Wed May 24, 2017 8:09 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 47
Views: 9369

Re: Lufthansa Premium Economy

Never flown this particular fare class on Lufthansa but if it's anything like Delta economy comfort it's we'll worth it if you're tall. I'm 6'2" and an extra 6 inches of legroom on an 8 hour flight is worth a lot. +1 fairly tall guy here, definitely worth the extra coin for an international flight....
by Crimsontide
Tue May 16, 2017 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Interested in lake property
Replies: 36
Views: 5489

Re: Interested in lake property

Save your money and rent a vacation place or cabin instead. You will still come out way ahead even it you rent it 10 times per year. The honeymoon will be over in a few years when the home requires maintenance and you end up spending portion of your weekend time working on your second home keeping ...
by Crimsontide
Wed May 10, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 9613

Re: What newspaper or magazine do you pay for?

None, get it all on-line for free.
by Crimsontide
Wed May 03, 2017 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a luxury car (how dumb would it be to do this?)
Replies: 216
Views: 28917

Re: Buying a luxury car (how dumb would it be to do this?)

I’d prefer a 3 series, but I have kids with lots of stuff. You have options: 3 series wagon, or if that's small, 5 series wagon. If you still need space, roof box. Edit: You have 4-kids... never mind my wagon suggestion. You should get a van probably. I've already got a minivan, so this'll be a sec...
by Crimsontide
Fri Apr 21, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 12308

Re: Mens Blue Jeans - What are we buying now?!

Lee Premium Select straight leg. Kohls usually has them for $30 - $35 on sale. I'm hard to fit when it comes to jeans, and these are hands-down the most comfortable jeans I've ever worn. They have a little bit of stretch in them and fit perfectly. YMMV :beer +1 bought a couple pairs of these last w...
by Crimsontide
Mon Apr 10, 2017 8:46 pm
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 16034

Re: You can never do "home" - retirement

Not a chance, I have found heat without humidity, there is no going back :P
by Crimsontide
Mon Apr 10, 2017 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Designing Your Life
Replies: 83
Views: 13826

Re: Designing Your Life

drawpoker wrote:
2015 wrote:

..... there is much more to life than gazing at your own naval. .....
That's exactly what I have been thinking of saying.

Only I was going to say navel

Not naval. :wink:
I was thinking more along the lines of "and there is nothing new under the sun"...
by Crimsontide
Sat Apr 08, 2017 8:44 pm
Forum: Personal Consumer Issues
Topic: More Zenni Optical Questions
Replies: 13
Views: 2807

Re: More Zenni Optical Questions

That's pretty darn cheap, try your local optometrist and see if you can get out for under $500 without insurance...
by Crimsontide
Wed Apr 05, 2017 8:13 pm
Forum: Personal Consumer Issues
Topic: Buying expensive car, how to keep payments low?
Replies: 149
Views: 13391

Re: Chuckle

You say the Audi lease is really expensive. I don't really know Audi mini vans very well ... :D :D :D :D For somebody who wants to buy an outlandishly expensive SUV they can't afford with money they don't have to impress people they don't even know, calling it a mini-van is probably the ultimate in...
by Crimsontide
Thu Mar 30, 2017 7:38 pm
Forum: Personal Consumer Issues
Topic: thoughts on car choice/payment?
Replies: 21
Views: 2144

Re: thoughts on car choice/payment?

My advice would be to break this monthly payment mindset as soon as possible. You don't have to have a car payment forever. Save up and pay cash for good, reliable transportation.
by Crimsontide
Fri Mar 24, 2017 9:27 pm
Forum: Personal Consumer Issues
Topic: In-N-Out Burger - Best Chain Fast Food Burger Joint?
Replies: 157
Views: 25503

Re: In-N-Out Burger - Best Chain Fast Food Burger Joint?

LadyGeek wrote:
lazydavid wrote:In other news: Holy zombie thread, Batman!
FYI - Crimsontide has resurrected a 2009 thread.
Sorry, it's was the horrible tasting fries that made me do it, I mean those things are inedible...like little tofu infused cardboard crap stripes...
by Crimsontide
Fri Mar 24, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: In-N-Out Burger - Best Chain Fast Food Burger Joint?
Replies: 157
Views: 25503

Re: In-N-Out Burger - Best Chain Fast Food Burger Joint?

Just made my first and last trip to In N Out. The burger was OK, not quite on par with Whataburger or Wendy's, but passable. My question though is what is the deal with those fries? They were absolutely horrid. I have never eaten a more indescribably tasteless, tofuish, spongiform-like abomination o...
by Crimsontide
Sun Mar 19, 2017 6:03 pm
Forum: Personal Consumer Issues
Topic: Best place to get eyeglasses / no vision insurance
Replies: 94
Views: 31736

Re: Best place to get eyeglasses / no vision insurance

Another vote for Zenni. Got my usual conservative frame with hi-index 1.74 progressive lens with the usual coatings, $100 out the door. Makes me crazy thinking about how bad I've been gouged over the years by my eye care professional :oops:
by Crimsontide
Wed Mar 15, 2017 8:28 pm
Forum: Personal Consumer Issues
Topic: $464.12 dinner bill last night. No regrets.
Replies: 78
Views: 13146

Re: $464.12 dinner bill last night. No regrets.

j0nnyg1984 wrote:I had one in Vegas last week for around $1300. Gotta love being able to expense those customer dinners 8-)
OP's story warmed my heart, yours, not so much...